Property ID: 8375656713
619 W Sunset Dr, Brandon, MS, 39042
Brandon, MS
Money Down: $40,776
CoC Return: 4.81%
Monthly Cash Flow: $163
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$33,980
Closing Costs
$6,796
Total Down
$40,776
Investment Snapshot
Purchase Price
$169,900
Money Down
$40,776
Cash-on-Cash Return
4.81%
Rent
$1,311
Monthly Cash Flow
$163
Annual Cash Flow
$1,961
Debt Service / Mo
$904
Property Tax / Mo
$54
Insurance / Mo
$59
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,311
Payment Standard
$1,760
Rent
$1,311
Insurance
$59
Property Tax
$54
Management
$131
Utilities Allowance
$449
NOI (Monthly)
$1,068
Debt Service
$904
Cash Flow After Debt
$163
Quality Score: 72.80%
Confidence: 94.00%
Overall the property appears largely move-in ready with recent cosmetic and bathroom/kitchen updates. Most NSPIRE pass items appear likely to be met, but a few verification items (smoke/CO detectors, GFCI protection, presence/condition of HVAC, water heater and electrical panel, and installation of stove/refrigerator if required) need confirmation. Expect a likely pass after addressing detector installation and any minor electrical/provisioning issues; estimated readiness within 1–4 weeks depending on appliance and detector installations and any required minor electrical GFCI work.
Section 8 Payment Standard
$1,760
Utility Allowance Total
$449
Guaranteed Section 8 Rent (PS - Utilities)
$1,311
Property Management
$131
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$169,900
Beds
4
Baths
2
Living Area
1,166 sqft
Lot Size
18,731 sqft
Year Built
2004
Days on Market
111
Capital Outlay
$40,776
Debt Service
$904
Property Tax / Mo
$54
Insurance / Mo
$59
Property Description
Welcome to this fully renovated 4-bedroom, 2-bath home ideally located in the heart of Brandon, just minutes from College Street. This move-in-ready property sits on a large lot, offering both space and convenience. Inside, you'll find new flooring throughout, updated bathrooms with modern finishes, and fresh paint inside and out, giving the home a bright, refreshed look. With generously sized bedrooms and a well-designed layout, this home is ideal for families or anyone needing extra room. Don't miss the chance to own this beautifully updated property.
Utility Allowances
air_conditioning
$16
Property has central air conditioning, and the allowance is fixed.
cooking
$14
Selected 'electric' as property details do not mention natural gas availability. This is the most logical choice.
heating
$64
Selected 'electric' as property has central heating, but natural gas availability is not mentioned. Electric resistance is the most expensive and thus safest assumption without further info.
other_electric
$88
Standard fixed allowance for lights, outlets, and miscellaneous electrical use.
range_microwave
$3
Property info lists 'None' for appliances, so this is assumed to be a tenant-owned appliance.
refrigerator
$4
Property info lists 'None' for appliances, so this is assumed to be a tenant-owned appliance.
sewer
$70
Property details explicitly state 'Public Sewer'.
trash_collection
$37
Inferred as a standard utility for a single-family residence, which is almost always paid by the tenant directly or indirectly.
water
$116
Property details explicitly state water source is 'Public'.
water_heating
$37
Selected 'electric' as the property details do not mention natural gas availability, making electric the most probable fuel source.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$687
DP3 Annual Estimate$719
DP1 Monthly Equivalent$57
DP3 Monthly Equivalent$60
Replacement Value$57,000
Basis1,166 sqft / 2004
Nearby Houses
No nearby houses were returned.
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Interior renovations described in listing (fresh paint, new flooring, updated bathrooms) are accurate and reflect the photos.
- Central HVAC is present and operational because ceiling vents/registers are visible; system function not verified.
- Water heater and electrical panel exist and are functioning though not shown in photos.
- No stove or refrigerator are included (none visible); landlord may supply or tenant will provide — missing appliances reduce condition score moderately but are not a safety failure.
- Smoke detectors and CO alarms are not visible in photos; assume not installed or not shown and require verification/installation.
- Windows shown in bedrooms are assumed to meet egress size requirements based on visual appearance but not measured.
- No active roof leaks or interior water stains observed; roof shows cosmetic wear but not catastrophic failure.
- No major foundation movement or structural sagging is present based on visible block foundation and level roofline; tree close to foundation is noted as a potential long-term risk.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $625 | $69,500 | $6,950 |
| 2023 | $571 | $63,560 | $6,356 |
| 2022 | $562 | $63,560 | $6,356 |
| 2021 | $562 | $63,560 | $6,356 |
| 2020 | $562 | $63,560 | $5,690 |
| 2019 | $521 | $56,900 | $5,690 |
| 2018 | $510 | $56,900 | $5,690 |
| 2017 | $738 | $56,900 | $5,690 |
| 2016 | $1,034 | $57,100 | $8,565 |
| 2015 | $455 | $57,100 | $5,710 |
| 2014 | $443 | $57,100 | $5,710 |
| 2013 | $677 | $57,100 | $5,710 |
| 2012 | $643 | $57,100 | $5,710 |
| 2011 | $621 | $57,100 | $5,710 |
| 2010 | $387 | $57,100 | $5,710 |
| 2009 | $387 | $57,100 | $5,710 |
| 2008 | $445 | $65,460 | $5,710 |
| 2007 | $378 | $52,880 | $5,288 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Price Changed | $169,900 |
| 2025-12-19 | Listing removed | $0 |
| 2025-12-18 | Listed | $180,000 |
| 2025-07-30 | Listed | $202,000 |
| 2025-04-09 | Listing removed | $0 |
| 2025-02-11 | Price Changed | $138,000 |
| 2025-01-31 | Listed | $145,000 |
| 2024-12-06 | Sold | $0 |
Photo Gallery
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"Levels: One",
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"Property Age: 22",
"Property Condition: Move In Ready",
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"Total Area Sqft: 1166",
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"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 72.8
},
"utility_allowance": {
"zip_code": "39042",
"home_photo": "https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m3514149969s-w1280.jpg",
"rent_price": 1311.0,
"loan_amount": 135920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/619-W-Sunset-Dr_Brandon_MS_39042_M83756-56713",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 169900.0,
"loan_term_years": 30,
"annual_cash_flow": 12812.05,
"mortgage_monthly": 904.28,
"payment_standard": 1760.0,
"total_amount_out": 33980.0,
"additional_photos": [
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m3481962634s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m1892482072s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m630801538s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m960878298s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m4218668134s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m3232378609s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m1068356398s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m2641763579s-w1280.jpg",
"https://ap.rdcpix.com/f75c121302ab6c6fd8359ec9059533e0l-m1726961063s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 58.58,
"monthly_cash_flow": 1067.67,
"property_tax_rate": 0.006500000000000001,
"_utility_allowance": {
"sources": [
"https://www.mrha6.org/wp-content/uploads/section_8_utility_allowances/Metro%20Single%20Family%20Detached.pdf"
],
"effective_date": "2025-12-01"
},
"utility_allowances": [
{
"note": "Property has central air conditioning, and the allowance is fixed.",
"utility": "air_conditioning",
"allowance": 16
},
{
"note": "Selected 'electric' as property details do not mention natural gas availability. This is the most logical choice.",
"utility": "cooking",
"allowance": 14
},
{
"note": "Selected 'electric' as property has central heating, but natural gas availability is not mentioned. Electric resistance is the most expensive and thus safest assumption without further info.",
"utility": "heating",
"allowance": 64
},
{
"note": "Standard fixed allowance for lights, outlets, and miscellaneous electrical use.",
"utility": "other_electric",
"allowance": 88
},
{
"note": "Property info lists 'None' for appliances, so this is assumed to be a tenant-owned appliance.",
"utility": "range_microwave",
"allowance": 3
},
{
"note": "Property info lists 'None' for appliances, so this is assumed to be a tenant-owned appliance.",
"utility": "refrigerator",
"allowance": 4
},
{
"note": "Property details explicitly state 'Public Sewer'.",
"utility": "sewer",
"allowance": 70
},
{
"note": "Inferred as a standard utility for a single-family residence, which is almost always paid by the tenant directly or indirectly.",
"utility": "trash_collection",
"allowance": 37
},
{
"note": "Property details explicitly state water source is 'Public'.",
"utility": "water",
"allowance": 116
},
{
"note": "Selected 'electric' as the property details do not mention natural gas availability, making electric the most probable fuel source.",
"utility": "water_heating",
"allowance": 37
}
],
"cash_on_cash_return": 0.38,
"down_payment_amount": 33980.0,
"property_tax_annual": 643.75,
"property_tax_monthly": 53.65,
"property_tax_increase": 0.03,
"utility_allowance_total": 449.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-10-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 1960.7,
"property_management_monthly": 131.1,
"monthly_cash_flow_after_debt": 163.39,
"cash_on_cash_return_after_debt": 0.06
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely move-in ready with recent cosmetic and bathroom/kitchen updates. Most NSPIRE pass items appear likely to be met, but a few verification items (smoke/CO detectors, GFCI protection, presence/condition of HVAC, water heater and electrical panel, and installation of stove/refrigerator if required) need confirmation. Expect a likely pass after addressing detector installation and any minor electrical/provisioning issues; estimated readiness within 1–4 weeks depending on appliance and detector installations and any required minor electrical GFCI work.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Photos and listing indicate a recent full interior/exterior refresh: new paint, new-looking laminate flooring throughout, updated bathrooms and fresh countertops. Cabinets and trim appear intact. Missing major appliances (no stove or refrigerator pictured) and some trim/threshold finishing gaps at flooring transitions reduce the score moderately. No visible water damage, collapsed surfaces, or significant drywall failures in the images."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 65.0,
"rationale": "No obvious life-safety hazards visible (intact ceilings, guardrail on porch, steps appear stable). Bedrooms show windows that appear operable for egress. However, smoke detectors and carbon monoxide detectors are not visible in photos (not confirmed installed), kitchen GFCI protection is not clearly shown, and a deadbolt on the main entry is not visible. Exterior electrical/feed to meter is present and appears intact but the main panel is not shown. These unknowns and the lack of visible detectors reduce the safety score despite generally tidy, passable conditions."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof, HVAC, Electrical, Plumbing)",
"score": 70.0,
"rationale": "Plumbing fixtures and water fixtures appear newly installed and functional (toilets, sinks, shower). Ceiling HVAC vents are visible indicating central HVAC is present. Electrical meter and exterior wiring are present; interior outlets and lighting fixtures are installed. Roof shows weathering and dark staining in photos but no visible sagging or active leak evidence. Water heater and electrical panel locations were not shown, so their condition is unknown. Given visible signs of updated interior systems but several unverified major components, a moderate-high score is appropriate."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior siding and paint appear recently refreshed and in good condition. Foundation block perimeter looks intact with vents in place. Front porch has guardrail and steps. Lot is large and yard appears maintained. Concerns: large tree close to foundation could pose long-term root/foundation or drainage risks, and the gravel driveway shows wear/erosion. No standing water or visible pest infestation in provided photos."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Interior renovations described in listing (fresh paint, new flooring, updated bathrooms) are accurate and reflect the photos.",
"Central HVAC is present and operational because ceiling vents/registers are visible; system function not verified.",
"Water heater and electrical panel exist and are functioning though not shown in photos.",
"No stove or refrigerator are included (none visible); landlord may supply or tenant will provide — missing appliances reduce condition score moderately but are not a safety failure.",
"Smoke detectors and CO alarms are not visible in photos; assume not installed or not shown and require verification/installation.",
"Windows shown in bedrooms are assumed to meet egress size requirements based on visual appearance but not measured.",
"No active roof leaks or interior water stains observed; roof shows cosmetic wear but not catastrophic failure.",
"No major foundation movement or structural sagging is present based on visible block foundation and level roofline; tree close to foundation is noted as a potential long-term risk."
],
"overall_score": 71.0,
"rubric_version": "nsPIRE_v1.0"
},
{
"summary": "This 4-bed/2-bath single-family home appears cosmetically renovated and largely move-in ready. Interior finishes, bathrooms, flooring and paint look updated and clean. The property shows no visible structural failures or active water intrusion. Key inspection risks are lack of visible smoke/CO detectors and unconfirmed GFCI protection, missing photos of electrical panel, water heater, and HVAC equipment verification, and no appliances shown. These items are likely fixable within a short timeframe; with minor follow-up (confirm/install detectors and GFCIs, provide/confirm major system serviceability and supply appliances) the unit should be able to pass an initial HCV/NSPIRE inspection within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Photos and listing show a full interior repaint, new-looking laminate flooring throughout, updated bathroom fixtures and new-look shower, and refreshed cabinets/counters — overall cosmetic renovation appears complete. Minor finish issues visible at cabinet bases and threshold trim but nothing structural. No stove or refrigerator are visible in photos; missing appliances reduce readiness moderately but are not structural. Overall turnkey cosmetically."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 65.0,
"rationale": "No visible exposed wiring, stair railings and porch guardrail are present, interior ceilings/walls show no signs of active leaks or structural sagging, and plumbing fixtures appear functional. However, smoke detectors and carbon monoxide detectors are not visible in any photos (NSPIRE requires properly located smoke detectors), and GFCI protection at kitchen/bath outlets is not clearly confirmed. Electrical panel and water heater locations were not shown and therefore could not be verified. These unknowns present an inspection risk and reduce score."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Return/register vents visible in living area indicate central HVAC presence; assumptions made that system is operational but no service records or thermostat/photos of unit shown. Exterior meter and conduit appear intact. Roof shingles show age/dark streaking but no visible sagging or missing large areas; no active interior roof stains seen. Water heater, furnace, and electrical panel were not pictured so their condition is assumed serviceable but unverified — moderate risk."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior siding and foundation/breeze blocks appear in good condition with fresh paint; porch and steps are intact and have guardrails. Lot is large and generally clear with no standing water visible. Driveway is gravel with some ruts/erosion and could be smoothed; a large tree sits very close to the foundation/porch which is a potential root/roof risk over time. Satellite/cable wiring across roof is present but not indicating an immediate hazard."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in photos (could cause immediate inspection failure if absent).",
"GFCI protection in kitchen/bath not confirmed from images.",
"No stove or refrigerator visible in photos (appliances necessary for a rental).",
"Large tree adjacent to the house/foundation - potential long-term root/roof risk."
],
"confidence": 0.7,
"assumptions": [
"Interior photos represent current condition and renovations are recent as described in listing.",
"Central HVAC is present and operational (return vent visible) though equipment and service history were not shown.",
"Water heater and main electrical panel are present and functional though not pictured.",
"No active roof leaks or ceiling stains (no evidence in interior photos) so roof condition is considered aged but not failing.",
"Missing kitchen appliances (stove, refrigerator) are not included in scoring as catastrophic failures but will be required for a rental.",
"Smoke/CO detectors and GFCI outlets are not visible in photos; assume they may be absent or not in required locations unless verified."
],
"overall_score": 73.0,
"rubric_version": "nsPIRE-v1.0-2026"
},
{
"summary": "This 4BR/2BA single‑family home appears to be cosmetically renovated and largely rent‑ready. Interior finishes, flooring and bathrooms look updated and serviceable. Primary inspection risks are missing verification of smoke/CO detectors, deadbolt/security hardware, GFCI outlets, and operational verification of HVAC, water heater and electrical panel. Exterior is generally good but a large tree close to the foundation and an older roof warrant attention. With a short set of verifications and addition of standard safety devices (if absent) the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Photos and listing indicate a recent cosmetic renovation: new paint, new-looking flooring, updated bathroom fixtures and cabinets. Interior surfaces appear clean and intact with no visible water stains, damaged drywall or collapsed ceilings. Minor finish issues visible: cabinet toe/kick damage, metal transition strips, small gaps at some flooring transitions and a few scuffed cabinet faces. No major deferred exterior finish failures visible. Appliances (stove/fridge) are not shown — missing appliances reduce readiness moderately but are not structural. Overall mostly cosmetic/minor repair needs only."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards in photos: floors, stairs and railings appear present at the porch; bathrooms have finished tubs/showers and toilets; no visible mold or active leaks. However several NSPIRE checkpoint items are not documented in photos: no visible smoke detectors or CO alarm, deadbolt on main entry not verifiable, GFCI device identification in kitchen/bath not visible, and bedroom egress window compliance cannot be fully confirmed (windows present but exact size/egress dimensions not documented). Exterior electrical meter and service are present and no exposed live wiring is evident. These unknowns create moderate inspection risk that can be resolved quickly if devices/locks are present or added."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Plumbing/Electrical)",
"score": 70.0,
"rationale": "Photos show roof shingles that appear aged but intact with no visible sag or active leak evidence in interior photos. Ceiling vents and a central HVAC return grille are visible, indicating a forced-air HVAC system likely present, but no equipment, thermostat, water heater or electrical panel are shown to verify operational status. Plumbing fixtures (sinks, toilets, shower) look new and connected. Electrical feed/meter is present on exterior. Because system presence is visible but operation and age cannot be verified from photos, assume functioning but recommend mechanical verification (HVAC run test, hot water, electrical panel inspection)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior siding and paint look recently refreshed; block foundation and crawl vents visible and appear intact. Front porch, steps and railing are present and in serviceable condition. Yard is large and generally clear; driveway is gravel with some uneven spots but usable. A large mature tree sits very close to the foundation/porch which is a potential long‑term risk for roots affecting the foundation or plumbing. Roof appears serviceable from photos but shows age; gutters/downspouts are not visible to confirm drainage. Overall tidy, minor site maintenance recommended."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm(s) in provided interior photos (NSPIRE critical safety item).",
"No visible deadbolt or clear main‑entry security hardware in photos (could fail security requirement if absent).",
"Large tree immediately adjacent to house/porch — potential root/foundation risk and debris on roof; recommend evaluation."
],
"confidence": 0.65,
"assumptions": [
"Listing photos represent the post‑renovation condition throughout the unit (no hidden water damage behind walls not shown).",
"Central HVAC exists and is connected (ceiling vents visible) and was not intentionally removed; system operation has not been verified in photos.",
"Water heater and electrical panel are present on the property but not photographed; their condition/operation is unknown.",
"Smoke detectors, carbon monoxide alarms and a deadbolt may exist but are not visible in the provided photos — these are treated as absent for inspection‑risk scoring until verified.",
"Stove and refrigerator are not shown and likely not included; missing appliances lower turnover readiness but are not treated as structural failures."
],
"overall_score": 74.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "619 W Sunset Dr, Brandon, MS, 39042",
"aggregate": {
"summary": "Overall the property appears largely move-in ready with recent cosmetic and bathroom/kitchen updates. Most NSPIRE pass items appear likely to be met, but a few verification items (smoke/CO detectors, GFCI protection, presence/condition of HVAC, water heater and electrical panel, and installation of stove/refrigerator if required) need confirmation. Expect a likely pass after addressing detector installation and any minor electrical/provisioning issues; estimated readiness within 1–4 weeks depending on appliance and detector installations and any required minor electrical GFCI work.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.3,
"rationale": "Photos and listing indicate a recent full interior/exterior refresh: new paint, new-looking laminate flooring throughout, updated bathrooms and fresh countertops. Cabinets and trim appear intact. Missing major appliances (no stove or refrigerator pictured) and some trim/threshold finishing gaps at flooring transitions reduce the score moderately. No visible water damage, collapsed surfaces, or significant drywall failures in the images."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior siding and paint appear recently refreshed and in good condition. Foundation block perimeter looks intact with vents in place. Front porch has guardrail and steps. Lot is large and yard appears maintained. Concerns: large tree close to foundation could pose long-term root/foundation or drainage risks, and the gravel driveway shows wear/erosion. No standing water or visible pest infestation in provided photos."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 66.7,
"rationale": "No obvious life-safety hazards visible (intact ceilings, guardrail on porch, steps appear stable). Bedrooms show windows that appear operable for egress. However, smoke detectors and carbon monoxide detectors are not visible in photos (not confirmed installed), kitchen GFCI protection is not clearly shown, and a deadbolt on the main entry is not visible. Exterior electrical/feed to meter is present and appears intact but the main panel is not shown. These unknowns and the lack of visible detectors reduce the safety score despite generally tidy, passable conditions."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof, HVAC, Electrical, Plumbing)",
"score": 70.0,
"rationale": "Plumbing fixtures and water fixtures appear newly installed and functional (toilets, sinks, shower). Ceiling HVAC vents are visible indicating central HVAC is present. Electrical meter and exterior wiring are present; interior outlets and lighting fixtures are installed. Roof shows weathering and dark staining in photos but no visible sagging or active leak evidence. Water heater and electrical panel locations were not shown, so their condition is unknown. Given visible signs of updated interior systems but several unverified major components, a moderate-high score is appropriate."
}
],
"red_flags": [],
"confidence": 0.94,
"assumptions": [
"Interior renovations described in listing (fresh paint, new flooring, updated bathrooms) are accurate and reflect the photos.",
"Central HVAC is present and operational because ceiling vents/registers are visible; system function not verified.",
"Water heater and electrical panel exist and are functioning though not shown in photos.",
"No stove or refrigerator are included (none visible); landlord may supply or tenant will provide — missing appliances reduce condition score moderately but are not a safety failure.",
"Smoke detectors and CO alarms are not visible in photos; assume not installed or not shown and require verification/installation.",
"Windows shown in bedrooms are assumed to meet egress size requirements based on visual appearance but not measured.",
"No active roof leaks or interior water stains observed; roof shows cosmetic wear but not catastrophic failure.",
"No major foundation movement or structural sagging is present based on visible block foundation and level roofline; tree close to foundation is noted as a potential long-term risk."
],
"score_method": "mean_of_criteria",
"overall_score": 72.8,
"rubric_version": "nsPIRE_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8375656713"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.