Property ID: 8379613628
4301 Neyrey Dr, Metairie, LA, 70002
Metairie, LA
Money Down: $60,000
CoC Return: 0.04%
Monthly Cash Flow: $2
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$50,000
Closing Costs
$10,000
Total Down
$60,000
Investment Snapshot
Purchase Price
$250,000
Money Down
$60,000
Cash-on-Cash Return
0.04%
Rent
$1,696
Monthly Cash Flow
$2
Annual Cash Flow
$21
Debt Service / Mo
$1,331
Property Tax / Mo
$112
Insurance / Mo
$82
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$82
Property Tax
$112
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,332
Debt Service
$1,331
Cash Flow After Debt
$2
Quality Score: 74.00%
Confidence: 95.00%
Overall this single-family home presents as a mostly turn-key candidate for Section 8 / HCV initial inspection with minor-to-moderate inspection risks. Visible structure, roof, and HVAC appear serviceable (listing supports roof <10 yrs, HVAC ~5 yrs). The home shows mainly cosmetic/age-related items and a few inspection checklist unknowns (CO alarm, GFCI in kitchen, bedroom egress confirmation, front-door deadbolt). These items are typically repairable within days to a few weeks. Expect likely pass after quick corrections and verification of hot water, electrical panel labeling, and required detectors.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$250,000
Beds
3
Baths
2.5
Living Area
2,030 sqft
Lot Size
—
Year Built
1965
Days on Market
155
Capital Outlay
$60,000
Debt Service
$1,331
Property Tax / Mo
$112
Insurance / Mo
$82
Property Description
Lovingly built and owned by the original homeowner, this well-cared-for home offers a wonderful opportunity to make it your own. Perfectly situated in a highly sought-after location near the Causeway, East Jefferson Hospital, and a great selection of restaurants and shops, it's ideal for anyone wanting convenience and community. Inside, you'll find three bedrooms and 2.5 baths, along with a large formal dining room and spacious living and den areas that provide a functional, comfortable flow. The home has been filled with years of love and memories, and it's ready for its next chapter with someone who can see its true potential. With solid bones, a great layout, and an unbeatable location, this is your chance to create the home you've always envisioned in one of Metairie's most desirable areas. Roof estimated less than 10 years, HVAC around 5 years.
Utility Allowances
heating
$70
Selected 'natural_gas' as the property details explicitly state 'Gas: Natural' and 'Heating Features: One, Central'.
cooking
$12
Selected 'natural_gas' as the property details explicitly state 'Gas: Natural'.
water_heating
$24
Selected 'natural_gas' as it is the most common and cost-effective method when 'Gas: Natural' is available at the property.
other_electric
$67
Included as a fixed utility for lighting, plug-in appliances, and central air conditioning, which the property has.
water
$43
Included as the property details state 'Water Source: Public'.
sewer
$46
Included as the property details state 'Sewer: City'.
trash_collection
$25
Included as a standard municipal service for a single-family detached home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$961
DP3 Annual Estimate$1,005
DP1 Monthly Equivalent$80
DP3 Monthly Equivalent$84
Replacement Value$29,700
Basis2,030 sqft / 1965
Nearby Houses
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4420 Taft Park
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4079 Division St Unit 4079
off_market · 0.24 mi
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Latest sale: —
Latest rent: —
Photo unavailable
4081 Division St Unit 4081
sold · 0.24 mi
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3909 Simone Garden St
for_sale · 0.26 mi
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4125 Division St Unit 4125
for_sale · 0.26 mi
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3900 Ferran Dr
sold · 0.26 mi
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3716 Stefano St Unit 3718
off_market · 0.27 mi
Price: $1,300
2 bd / 2 ba · 1,100 sqft
Latest sale: —
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3713 Scofield St
for_sale · 0.27 mi
Price: $445,000
3 bd / 2 ba · 2,248 sqft
Latest sale: — on Jan 31, 2018
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3905 Simone Garden St
for_sale · 0.27 mi
Price: $424,900
3 bd / 3 ba · 2,320 sqft
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3709 Scofield St
sold · 0.28 mi
Price: $340,000
3 bd / 3 ba · 1,895 sqft
Latest sale: — on Jun 16, 2021
Latest rent: —
Photo unavailable
3900 Division St
off_market · 0.29 mi
Price: $1,300
2 bd / 1 ba · 900 sqft
Latest sale: —
Latest rent: $1,300 on Mar 24, 2026
Photo unavailable
3900 Division St Apt D
off_market · 0.29 mi
Price: $1,300
2 bd / 1 ba · 900 sqft
Latest sale: —
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing note that roof is <10 years and HVAC ~5 years is accurate and systems are operational at time of inspection.
- Water heater, electrical panel, and plumbing are serviceable though not shown in photos; hot water supply available.
- Smoke detector visible in living area is operational; additional detectors (bedrooms/hallways) may be present but are not visible in photos.
- Carbon monoxide alarms, if required by local code due to a gas cooktop/other fuel-burning appliances, are not visible and may need installation.
- GFCI protection at kitchen and bathrooms is not visible in photos and should be verified/installed if missing.
- Bedrooms have compliant egress windows, though not all bedrooms are shown in provided photos.
- No severe hidden issues (major roof failure, structural settlement, large mold infestations) are present given visible condition; however trees close to roof elevate risk for unnoticed roof/gutter damage.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,306 | $103,500 | $10,350 |
| 2024 | $1,304 | $103,500 | $10,350 |
| 2023 | $1,361 | $103,500 | $10,350 |
| 2022 | $1,325 | $103,500 | $10,350 |
| 2021 | $1,231 | $103,500 | $10,350 |
| 2020 | $1,222 | $103,500 | $10,350 |
| 2019 | $1,256 | $103,500 | $10,350 |
| 2018 | $1,173 | $103,500 | $10,350 |
| 2017 | $1,173 | $103,500 | $10,350 |
| 2016 | $1,150 | $103,500 | $10,350 |
| 2015 | $1,179 | $103,500 | $10,350 |
| 2014 | $1,164 | $103,500 | $10,350 |
| 2013 | $1,164 | $103,500 | $10,350 |
| 2012 | $320 | $103,500 | $10,350 |
| 2011 | $320 | $105,400 | $10,540 |
| 2010 | $1,082 | $105,400 | $10,540 |
| 2009 | $1,082 | $105,400 | $10,540 |
| 2008 | $309 | — | $10,540 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Price Changed | $250,000 |
| 2025-11-04 | Listed | $300,000 |
Photo Gallery
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"total": 10350,
"building": 2970
}
},
{
"tax": 1256,
"year": 2019,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 1173,
"year": 2018,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 1173,
"year": 2017,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 1150,
"year": 2016,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 1179,
"year": 2015,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 1164,
"year": 2014,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 1164,
"year": 2013,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 320,
"year": 2012,
"market": {
"land": 73800,
"total": 103500,
"building": 29700
},
"assessment": {
"land": 7380,
"total": 10350,
"building": 2970
}
},
{
"tax": 320,
"year": 2011,
"market": {
"land": 73800,
"total": 105400,
"building": 31600
},
"assessment": {
"land": 7380,
"total": 10540,
"building": 3160
}
},
{
"tax": 1082,
"year": 2010,
"market": {
"land": 73800,
"total": 105400,
"building": 31600
},
"assessment": {
"land": 7380,
"total": 10540,
"building": 3160
}
},
{
"tax": 1082,
"year": 2009,
"market": {
"land": 73800,
"total": 105400,
"building": 31600
},
"assessment": {
"land": 7380,
"total": 10540,
"building": 3160
}
},
{
"tax": 309,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 10540,
"building": null
}
}
],
"property_history": [
{
"date": "2026-02-20",
"price": 250000,
"listing": {
"status": "for_sale",
"list_date": "2025-11-04T20:26:36Z",
"list_price": 250000,
"listing_id": "2988033960",
"last_update_date": "2026-03-10T08:22:28Z",
"last_status_change_date": "2026-03-10T13:24:45Z"
},
"event_name": "Price Changed",
"price_sqft": 123.15270935960591,
"source_name": "NewOrleans",
"price_change": -50000,
"days_after_listed": null,
"source_listing_id": "2528851",
"price_change_percentage": null
},
{
"date": "2025-11-04",
"price": 300000,
"listing": {
"status": "for_sale",
"list_date": "2025-11-04T20:26:36Z",
"list_price": 250000,
"listing_id": "2988033960",
"last_update_date": "2026-03-10T08:22:28Z",
"last_status_change_date": "2026-03-10T13:24:45Z"
},
"event_name": "Listed",
"price_sqft": 147.7832512315271,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2528851",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8379613628",
"generated_at": "2026-03-27T01:51:26.377062Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 74.0
},
"utility_allowance": {
"zip_code": "70002",
"home_photo": "https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m602954392s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 200000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/4301-Neyrey-Dr_Metairie_LA_70002_M83796-13628",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 250000.0,
"loan_term_years": 30,
"annual_cash_flow": 15988.62,
"mortgage_monthly": 1330.6,
"payment_standard": 1983.0,
"total_amount_out": 50000.0,
"additional_photos": [
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m2580279198s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m582715404s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m1104239134s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m3780308316s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m3939479370s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m454659353s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m1188790591s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m3667501944s-w1280.jpg",
"https://ap.rdcpix.com/dcb544dd88b16986f856e425ca3c99fbl-m2421647150s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 81.92,
"monthly_cash_flow": 1332.38,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' as the property details explicitly state 'Gas: Natural' and 'Heating Features: One, Central'.",
"utility": "heating",
"allowance": 70
},
{
"note": "Selected 'natural_gas' as the property details explicitly state 'Gas: Natural'.",
"utility": "cooking",
"allowance": 12
},
{
"note": "Selected 'natural_gas' as it is the most common and cost-effective method when 'Gas: Natural' is available at the property.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "Included as a fixed utility for lighting, plug-in appliances, and central air conditioning, which the property has.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "Included as the property details state 'Water Source: Public'.",
"utility": "water",
"allowance": 43
},
{
"note": "Included as the property details state 'Sewer: City'.",
"utility": "sewer",
"allowance": 46
},
{
"note": "Included as a standard municipal service for a single-family detached home.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.32,
"down_payment_amount": 50000.0,
"property_tax_annual": 1345.18,
"property_tax_monthly": 112.1,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 21.36,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 1.78,
"cash_on_cash_return_after_debt": 0.0
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this single-family home presents as a mostly turn-key candidate for Section 8 / HCV initial inspection with minor-to-moderate inspection risks. Visible structure, roof, and HVAC appear serviceable (listing supports roof <10 yrs, HVAC ~5 yrs). The home shows mainly cosmetic/age-related items and a few inspection checklist unknowns (CO alarm, GFCI in kitchen, bedroom egress confirmation, front-door deadbolt). These items are typically repairable within days to a few weeks. Expect likely pass after quick corrections and verification of hot water, electrical panel labeling, and required detectors.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show generally well-maintained cosmetic condition: intact tile and brick floors, painted walls, functioning sliding door, ceiling fans, built-ins and cabinetry. Kitchen appliances (refrigerator, dishwasher, built-in ovens, cooktop/hood) are present. Visible cosmetic items include older fixtures, dated finishes, some vegetation close to the structure, and minor driveway/walkway cracking. No exposed subfloor, collapsed ceilings, or severe surface deterioration visible. Missing or worn cosmetic items are easy-to-fix and primarily capital expenditure rather than safety-critical."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "No obvious life-threatening hazards visible: ceilings intact, no standing water, no exposed wiring, interior vents and HVAC returns visible. A ceiling-mounted smoke detector is visible in living area; CO detectors are not visible (likely required if fuel-burning appliances present). GFCI protection at kitchen sink is not visible in photos. Bedroom egress and door deadbolt cannot be fully confirmed from images. Moderate risk remains due to unknowns (CO alarm, GFCI, door hardware, egress in bedrooms). These are typical inspection items that can often be corrected quickly if missing."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof, HVAC, electrical, plumbing)",
"score": 78.0,
"rationale": "Listing notes roof estimated <10 years and HVAC ~5 years; interior vents and registers visible and appear intact. Kitchen shows connected appliances (built-in ovens, cooktop, dishwasher), indicating operational plumbing/electrical supply. No visible water stains or active leaks in pictured rooms or ceilings. Electrical panel, water heater and plumbing risers not shown so their condition is assumed serviceable. Based on visible condition and listing notes, major systems appear functional but final verification (panel, water heater, hot water, GFCI circuits) required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Brick and siding appear intact with no visible large cracks in foundation walls from photos. Rooflines look even and gutters present. Concerning items: trees and large vegetation are very close to the roof/house which can cause debris, gutter issues, or root/soil disturbance over time; driveway and front walkway have visible cracking and a displaced joint which is a trip hazard. Landscaping is somewhat overgrown along foundation (pest/maintenance risk). No visible major foundation settlement or standing water in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing note that roof is <10 years and HVAC ~5 years is accurate and systems are operational at time of inspection.",
"Water heater, electrical panel, and plumbing are serviceable though not shown in photos; hot water supply available.",
"Smoke detector visible in living area is operational; additional detectors (bedrooms/hallways) may be present but are not visible in photos.",
"Carbon monoxide alarms, if required by local code due to a gas cooktop/other fuel-burning appliances, are not visible and may need installation.",
"GFCI protection at kitchen and bathrooms is not visible in photos and should be verified/installed if missing.",
"Bedrooms have compliant egress windows, though not all bedrooms are shown in provided photos.",
"No severe hidden issues (major roof failure, structural settlement, large mold infestations) are present given visible condition; however trees close to roof elevate risk for unnoticed roof/gutter damage."
],
"overall_score": 75.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This 1965 single-family home shows 'solid bones' with a serviceable roof and relatively new HVAC per listing and intact interior finishes. Visible issues are primarily cosmetic and site-level (dated fixtures, overgrown landscaping, cracked driveway/walkway). Safety/system unknowns that commonly fail NSPIRE (CO detector, kitchen GFCI, electrical panel details, water heater) were not visible in photos and should be verified; these are likely easy-to-fix. With targeted corrections (install/verify smoke & CO detectors, add/confirm GFCIs, repair driveway trip hazard, tidy landscaping), the property is likely to pass an initial Housing Choice Voucher/NSPIRE inspection within 1–4 weeks. Estimated readiness: minor repairs required but overall low risk.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 78.0,
"rationale": "Interior and exterior photos show a well-maintained, dated but serviceable house: intact tile/brick floors, finished walls, built-in appliances and kitchen fixtures present. Visible deferred items are cosmetic (dated finishes, older light/track fixtures), overgrown landscaping, and a cracked driveway/walkway near the front approach. Major interior finishes (ceilings, floors, walls) appear intact with no visible collapsed ceilings or exposed subfloor. Missing or nonfunctional appliances are not evident (refrigerator and dishwasher shown). Overall condition indicates only minor-to-moderate cosmetic work and small repairs required."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "A smoke detector is visible in a living area (photo). No obvious exposed wiring, loose handrails, collapsed ceilings, active leaks, or severe mold were observed. Interior HVAC vents are visible indicating central system. Potential safety issues: no carbon-monoxide detector seen in photos (may be required depending on fuel appliances), GFCI protection at kitchen counters is not visible (home is older), and the driveway/walkway crack is a trip hazard at the front entry. Entry door security hardware (deadbolt) and electrical panel condition are not shown. Given visible positives and a few unknowns that commonly fail NSPIRE (CO detector, GFCI), this is a moderate safety risk that can likely be corrected quickly."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, roof, plumbing, electrical)",
"score": 75.0,
"rationale": "Listing states roof estimated <10 years and HVAC ~5 years; interior photos show ceiling vents consistent with central HVAC. Kitchen appliances including built-in ovens, range and refrigerator and dishwasher are present, suggesting functioning plumbing and connections. No water stains or active leaks visible in ceilings or walls in listed photos. Electrical fixtures (track lighting, ceiling fans) appear intact. Water heater and electrical service/panel are not shown; their condition is assumed serviceable but unverified. Overall, systems appear to be in good working order based on listing notes and visual clues, but a full inspection could reveal minor updates needed (GFCI or electrical panel labeling)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 74.0,
"rationale": "Exterior brick and siding appear intact with no visible major foundation settlement or structural sagging. Rooflines appear even and the roof shingles look serviceable in photos. Gutters/downspouts are present. Site issues observed: a noticeable crack in the driveway/walkway that could be a trip hazard and some overgrown planting beds that need cleanup. No standing water, visible termite activity, or major exterior deterioration are evident from photos."
}
],
"red_flags": [],
"confidence": 0.78,
"assumptions": [
"Listing note that HVAC is ~5 years old and roof <10 years is accurate and systems are operational.",
"Hot water and plumbing fixtures are functional (dishwasher and kitchen sink area shown but water heater not pictured).",
"Electrical service/panel is intact and up to code (panel not photographed); no visible exposed wiring observed.",
"Bedrooms have required egress windows (bedroom windows not all shown but multiple windows visible throughout).",
"Smoke detector shown is representative but CO detector and GFCI protection may be missing or not visible in photos.",
"No active mold, severe water intrusion, or termite damage present beyond what photos show (no stains or decay visible)."
],
"overall_score": 73.0,
"rubric_version": "ns-2026-03-v1"
},
{
"summary": "Overall the house appears structurally sound and largely inspection-ready with mostly cosmetic and minor site repairs needed. Expected inspection risks are the cracked/uneven front driveway/walkway (trip hazard), possible missing GFCI kitchen protection and lack of a visible CO detector, and vegetation abutting the foundation. With targeted corrections (repair/level walkway, install/verify smoke & CO detectors, install GFCI outlets near water, trim vegetation) this property is likely to pass an initial HCV/NSPIRE inspection within 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 78.0,
"rationale": "Property appears well maintained with mostly intact finishes and clean rooms. Interior shows cosmetic aging (dated cabinetry, tile/brick floors) but no visible widespread damage. Appliances (refrigerator, dishwasher, built-in ovens) are present; missing small fixtures are not evident. Minor deferred maintenance: dated finishes, some overgrown landscaping, and general updating likely needed. No exposed structural damage visible in photos. Overall moderate cosmetic work only."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 70.0,
"rationale": "No life-threatening hazards visible: ceilings intact, no standing water, no visible mold, vents and HVAC registers present, and a smoke detector is visible in a living area. However there are inspection risks: pronounced cracked/uneven front driveway/walkway creating a trip hazard; no carbon monoxide detector visible in photos; GFCI protection at kitchen sink outlets is not visible (older build likely lacks); exterior entry hardware (deadbolt) not clearly visible. These items raise moderate NSPIRE risk that can be corrected quickly but may cause an initial inspection failure if not addressed."
},
{
"key": "systems_mechanical",
"label": "Roof/HVAC/electrical/plumbing systems",
"score": 75.0,
"rationale": "Listing states roof estimated <10 years and HVAC ~5 years; interior ceiling registers and supply diffusers present which supports functioning central HVAC. No visible roof failure, active leaks, or major plumbing damage in photos. Electrical panel not shown but visible interior wiring appears tidy with no exposed conductors. Water heater and electrical panel not photographed so their condition is assumed serviceable. Overall systems appear in good, serviceable condition based on listing claims and visible evidence, but some system verification (panel, water heater, GFCI) will be required on inspection."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, and immediate property",
"score": 70.0,
"rationale": "Exterior brick/siding and roof appear intact and reasonably maintained. Landscaping is mature but somewhat overgrown and some plants are close to the foundation (moisture/entry risk). Driveway is heavily cracked/uneven (visible large crack near entrance) and will be a safety/curb appeal issue. Gutters/downspouts are present in photos though downspout extensions are not clearly visible. No visible foundation settlement, major siding failure, or infestation evidence in provided photos."
}
],
"red_flags": [
"Major trip hazard: cracked/uneven front driveway/walkway (visible large crack near entry)",
"Possible lack of GFCI protection in kitchen (not visible in photos) — inspection risk",
"No carbon monoxide detector visible in photos (may be required depending on local code and fuel systems)",
"Vegetation/landscaping touching foundation — potential moisture/entry risk"
],
"confidence": 0.72,
"assumptions": [
"Listing statements about roof (<10 years) and HVAC (~5 years) are accurate and systems are functioning (no active leaks or HVAC failure observed).",
"Electrical panel, water heater, and plumbing are present and serviceable though not shown in photos; no active leaks were visible interior or exterior.",
"Smoke detector seen in one living area is functional; additional detectors and CO alarms may be required in bedrooms/hallways per local code and NSPIRE but are not visible in photos.",
"GFCI outlets near the kitchen sink are not visible and may be absent given home's age; assume at least some outlets are unprotected until proven otherwise.",
"No major hidden structural issues (foundation movement, sagging roof, collapsed ceilings) exist; photos show straight walls/ceiling lines and intact roofline.",
"Missing small cosmetic items (outlet covers, minor trim) may exist but were not obvious in the provided images."
],
"overall_score": 74.0,
"rubric_version": "nsprite-inspector-v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4301 Neyrey Dr, Metairie, LA, 70002",
"aggregate": {
"summary": "Overall this single-family home presents as a mostly turn-key candidate for Section 8 / HCV initial inspection with minor-to-moderate inspection risks. Visible structure, roof, and HVAC appear serviceable (listing supports roof <10 yrs, HVAC ~5 yrs). The home shows mainly cosmetic/age-related items and a few inspection checklist unknowns (CO alarm, GFCI in kitchen, bedroom egress confirmation, front-door deadbolt). These items are typically repairable within days to a few weeks. Expect likely pass after quick corrections and verification of hot water, electrical panel labeling, and required detectors.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show generally well-maintained cosmetic condition: intact tile and brick floors, painted walls, functioning sliding door, ceiling fans, built-ins and cabinetry. Kitchen appliances (refrigerator, dishwasher, built-in ovens, cooktop/hood) are present. Visible cosmetic items include older fixtures, dated finishes, some vegetation close to the structure, and minor driveway/walkway cracking. No exposed subfloor, collapsed ceilings, or severe surface deterioration visible. Missing or worn cosmetic items are easy-to-fix and primarily capital expenditure rather than safety-critical."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 71.3,
"rationale": "Brick and siding appear intact with no visible large cracks in foundation walls from photos. Rooflines look even and gutters present. Concerning items: trees and large vegetation are very close to the roof/house which can cause debris, gutter issues, or root/soil disturbance over time; driveway and front walkway have visible cracking and a displaced joint which is a trip hazard. Landscaping is somewhat overgrown along foundation (pest/maintenance risk). No visible major foundation settlement or standing water in photos."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 68.3,
"rationale": "No obvious life-threatening hazards visible: ceilings intact, no standing water, no exposed wiring, interior vents and HVAC returns visible. A ceiling-mounted smoke detector is visible in living area; CO detectors are not visible (likely required if fuel-burning appliances present). GFCI protection at kitchen sink is not visible in photos. Bedroom egress and door deadbolt cannot be fully confirmed from images. Moderate risk remains due to unknowns (CO alarm, GFCI, door hardware, egress in bedrooms). These are typical inspection items that can often be corrected quickly if missing."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof, HVAC, electrical, plumbing)",
"score": 76.0,
"rationale": "Listing notes roof estimated <10 years and HVAC ~5 years; interior vents and registers visible and appear intact. Kitchen shows connected appliances (built-in ovens, cooktop, dishwasher), indicating operational plumbing/electrical supply. No visible water stains or active leaks in pictured rooms or ceilings. Electrical panel, water heater and plumbing risers not shown so their condition is assumed serviceable. Based on visible condition and listing notes, major systems appear functional but final verification (panel, water heater, hot water, GFCI circuits) required."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Listing note that roof is <10 years and HVAC ~5 years is accurate and systems are operational at time of inspection.",
"Water heater, electrical panel, and plumbing are serviceable though not shown in photos; hot water supply available.",
"Smoke detector visible in living area is operational; additional detectors (bedrooms/hallways) may be present but are not visible in photos.",
"Carbon monoxide alarms, if required by local code due to a gas cooktop/other fuel-burning appliances, are not visible and may need installation.",
"GFCI protection at kitchen and bathrooms is not visible in photos and should be verified/installed if missing.",
"Bedrooms have compliant egress windows, though not all bedrooms are shown in provided photos.",
"No severe hidden issues (major roof failure, structural settlement, large mold infestations) are present given visible condition; however trees close to roof elevate risk for unnoticed roof/gutter damage."
],
"score_method": "mean_of_criteria",
"overall_score": 74.0,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8379613628"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.