Property ID: 8410974249
341 Midwood Ave, Midfield, AL, 35228
Midfield, AL
Money Down: $20,400
CoC Return: 18.88%
Monthly Cash Flow: $321
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$17,000
Closing Costs
$3,400
Total Down
$20,400
Investment Snapshot
Purchase Price
$85,000
Money Down
$20,400
Cash-on-Cash Return
18.88%
Rent
$1,048
Monthly Cash Flow
$321
Annual Cash Flow
$3,852
Debt Service / Mo
$452
Property Tax / Mo
$102
Insurance / Mo
$67
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,048
Payment Standard
$1,584
Rent
$1,048
Insurance
$67
Property Tax
$102
Management
$105
Utilities Allowance
$536
NOI (Monthly)
$773
Debt Service
$452
Cash Flow After Debt
$321
Quality Score: 61.90%
Confidence: 88.00%
This 3-bed, 1-bath single-story house appears structurally intact and likely passable for Section 8 with minor-to-moderate work. Primary issues observable from photos are cosmetic siding/trim wear, a worn detached garage door, missing or non-standard kitchen appliances, and lack of visible required safety devices (smoke/CO detectors, GFCI). No major structural or life‑safety failures (sagging roof, collapsed ceilings, standing water) are visible. Recommendation before listing for voucher tenancy: verify/repair/replace smoke and CO alarms, install required GFCI in kitchen/bath, confirm HVAC and water heater operation, replace/confirm stove and full-size refrigerator, repair garage door and address lower siding/trim. With those fixes the property should be rent-ready within ~2–4 weeks.
Section 8 Payment Standard
$1,584
Utility Allowance Total
$536
Guaranteed Section 8 Rent (PS - Utilities)
$1,048
Property Management
$105
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$85,000
Beds
3
Baths
1
Living Area
1,164 sqft
Lot Size
8,712 sqft
Year Built
1950
Days on Market
171
Capital Outlay
$20,400
Debt Service
$452
Property Tax / Mo
$102
Insurance / Mo
$67
Property Description
Great opportunity for an investor or homeowner! This 3 bed / 1 bath single-story home is currently tenant-occupied on a month-to-month lease at $950/month, providing immediate cash flow. Market rents in the area are closer to $1,200/month, leaving plenty of upside for the next owner. Whether you keep the tenant in place for steady income or move them out to make this property your own, you'll find strong potential here. With just a little TLC, this home can truly shine. Located on a charming street in Birmingham with ample parking and great space, it offers affordability and flexibility for both investors and primary occupants alike. Don't miss this chance to secure a property with built in equity.
Utility Allowances
Heating (N'Gas: Mulga)
$49
Property has 'Gas Heat'. The specific provider is unknown, so the most expensive natural gas option for a 3BR unit (Mulga) was selected from the schedule.
Cooling (A/C: Alabama Power)
$22
Property has 'Central (COOL)', which is electric. The specific provider is unknown, so the most expensive electric cooling option for a 3BR unit (Alabama Power) was selected.
Cooking (Elec: Ala Power)
$21
Cooking fuel is not specified in the property details. The most expensive option for a 3BR unit (Electric: Ala Power) was selected as per the rules.
Water Heating (Elec: Ala Power)
$56
Property has an electric water heater. The specific provider is unknown, so the most expensive electric option for a 3BR unit (Ala Power) was selected.
Other Electric (Lights, Ref, Etc.: Ala Power)
$68
This allowance covers standard tenant-paid electricity for lights and outlets. The most expensive provider option for a 3BR unit (Ala Power) was chosen as the provider is not specified.
Water (Water: Mulga)
$129
Property has 'Public Water'. The specific provider for Midfield, AL is not listed, so the most expensive option for a 3BR unit (Mulga) was selected from the schedule.
Sewer
$151
Property is listed as having a 'Connected' sewer. The schedule provides a single fixed rate for a 3BR unit.
Trash Collection (Fairfield Inside City Limits (ISCL))
$40
Trash collection is a standard utility for a single-family home. The specific provider for Midfield, AL is not listed, so the most expensive option for a 3BR unit (Fairfield ISCL) was selected.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$661
DP3 Annual Estimate$954
DP1 Monthly Equivalent$55
DP3 Monthly Equivalent$80
Replacement Value$75,300
Basis1,164 sqft / 1950
Nearby Houses
Photo unavailable
349 Midwood Ave
sold · 0.02 mi
Price: $165,000
4 bd / 2 ba · 1,160 sqft
Latest sale: $165,000 on Jun 27, 2025
Latest rent: —
Photo unavailable
1356 Woodward Rd
for_sale · 0.04 mi
Price: $99,500
3 bd / 1 ba · 1,164 sqft
Latest sale: $88,439 on Oct 09, 2025
Latest rent: $1,275 on Feb 02, 2025
Photo unavailable
324 Midwood Ave
sold · 0.05 mi
Price: $42,000
3 bd / 1 ba · 1,340 sqft
Latest sale: $42,000
Latest rent: —
Photo unavailable
341 McPherson Ave
sold · 0.06 mi
Price: $58,898
2 bd / 1 ba · 804 sqft
Latest sale: $58,898 on Jun 04, 2024
Latest rent: $700 on Jan 28, 2020
Photo unavailable
1344 Woodward Rd
sold · 0.06 mi
Price: $101,900
3 bd / 1 ba · 1,035 sqft
Latest sale: $101,900
Latest rent: —
Photo unavailable
1369 Woodward Rd
sold · 0.07 mi
Price: $43,000
4 bd / 1 ba · 1,008 sqft
Latest sale: $43,000 on Jan 14, 2022
Latest rent: $850 on Jun 13, 2017
Photo unavailable
365 Midwood Ave
sold · 0.07 mi
Price: $75,000
3 bd / 1 ba · 1,049 sqft
Latest sale: $75,000
Latest rent: —
Photo unavailable
1400 Woodward Rd
sold · 0.08 mi
Price: $82,000
3 bd / 2 ba · 1,448 sqft
Latest sale: $82,000
Latest rent: —
Photo unavailable
312 Midwood Ave
sold · 0.08 mi
Price: $89,000
3 bd / 1 ba · 1,106 sqft
Latest sale: $89,000
Latest rent: —
Photo unavailable
369 Midwood Ave
sold · 0.08 mi
Price: $100,000
3 bd / 1 ba · 1,121 sqft
Latest sale: $100,000
Latest rent: —
Photo unavailable
353 McPherson Ave
sold · 0.09 mi
Price: $62,000
2 bd / 1 ba · 980 sqft
Latest sale: $62,000
Latest rent: —
Photo unavailable
1412 Woodward Rd
for_sale · 0.11 mi
Price: $86,000
3 bd / 1 ba · 1,220 sqft
Latest sale: $70,000 on Jun 20, 2022
Latest rent: $895 on Jan 11, 2025
Photo unavailable
1385 Creel Ct
sold · 0.12 mi
Price: $7,200
2 bd / 1 ba
Latest sale: $7,200
Latest rent: —
Photo unavailable
1389 Creel Ct
sold · 0.12 mi
Price: $39,500
3 bd / 1 ba · 840 sqft
Latest sale: $39,500
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Photos are recent and representative of current condition.
- Occupancy is active (month‑to‑month tenant) and utilities likely connected.
- Heating/HVAC exists but external condenser or furnace not shown; a roof vent suggests a fuel appliance is installed.
- No active roof leaks or major hidden water intrusion exist beyond visible exterior condition (inference from intact ceilings).
- Electrical panel and plumbing are serviceable but not verified — no visible exposed wiring or major plumbing failure in images.
- Bedroom windows provide required egress dimensions (not measured from photos).
- Absence of visible smoke/CO detectors in photos means they may be missing or not captured; HUD requires functioning detectors so assume they need verification/installation.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,194 | $88,100 | $15,480 |
| 2023 | $1,194 | $79,700 | $14,480 |
| 2022 | $966 | $64,500 | $11,720 |
| 2021 | $904 | $60,300 | $10,960 |
| 2020 | $904 | $60,300 | $10,960 |
| 2019 | $904 | $60,300 | $10,960 |
| 2018 | $785 | $52,400 | $9,520 |
| 2017 | $785 | $52,400 | $9,520 |
| 2016 | $785 | $52,400 | $9,520 |
| 2015 | $785 | $52,400 | $9,520 |
| 2013 | $810 | $51,700 | $9,400 |
| 2012 | $810 | $58,140 | $11,628 |
| 2011 | $854 | $61,300 | $12,260 |
| 2010 | $854 | $61,300 | $12,260 |
| 2009 | $854 | $61,300 | $12,260 |
| 2008 | $872 | $62,600 | $12,520 |
| 2007 | $860 | $61,700 | $12,340 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-17 | Price Changed | $85,000 |
| 2025-09-13 | Price Changed | $90,000 |
| 2025-09-04 | Price Changed | $105,000 |
| 2025-08-28 | Listed | $115,000 |
| 2022-03-29 | Sold | $72,500 |
| 2012-03-15 | Sold | $21,000 |
| 2012-01-13 | Listed | $27,000 |
| 2007-05-10 | Sold | $35,000 |
| 2007-04-06 | Listed | $39,900 |
| 2006-10-15 | Listing removed | $65,000 |
| 2006-01-12 | Listed | $65,000 |
Photo Gallery
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"note": "Property has 'Central (COOL)', which is electric. The specific provider is unknown, so the most expensive electric cooling option for a 3BR unit (Alabama Power) was selected.",
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{
"note": "Property has an electric water heater. The specific provider is unknown, so the most expensive electric option for a 3BR unit (Ala Power) was selected.",
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{
"note": "This allowance covers standard tenant-paid electricity for lights and outlets. The most expensive provider option for a 3BR unit (Ala Power) was chosen as the provider is not specified.",
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{
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"label": "Visible condition & repairs",
"score": 68.0,
"rationale": "Exterior and interior show cosmetic wear but no catastrophic damage. Exterior paint/siding is dirty with some lower-sill wear and minor trim damage. Interior walls have scuffs; hardwood floors generally intact. Kitchen cabinets are worn and there is no visible full-size range/stove (tenant items present instead). Small, repair-level items (cabinet repair/paint, window trim, appliance replacement, minor clean-up) are needed but likely quick and low-cost."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "No obvious life‑threatening hazards in photos, but critical safety items are not visible: no smoke/CO detectors shown, no visible GFCI in kitchen, and deadbolt status on entry not confirmed. Windows appear present in bedrooms (egress likely OK from exterior photos) and stairs have a small handrail at the front step. No exposed wiring or active roof/foundation collapse visible. Because detectors/GFCI/other required devices are not shown, there is moderate NSPIRE risk until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 60.0,
"rationale": "Roof appears aged but intact with no obvious sag or active leak visible from photos. No HVAC condenser or furnace shown in photos (a flue/vent is visible on the roof suggesting a gas appliance), water heater location not shown. Electrical panel not pictured; visible outlets look intact. Plumbing fixtures inside appear present but working condition not verified. Given lack of clear evidence of failures but missing visible system confirmations, treat as moderate risk requiring verification/possible service."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard, walkways, garage",
"score": 62.0,
"rationale": "Property has usable driveway and walkways but concrete has some cracking and uneven edges. Detached garage shows a worn/possibly damaged roll-up door and will likely need repair. Siding is dirty and has minor lower-edge damage; shrubs are close to siding (risk of moisture). Yard is reasonably maintained but some landscaping debris and small trip hazards near garden bed/edge exist. No standing water or obvious drainage failure visible."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Photos are recent and representative of current condition.",
"Occupancy is active (month‑to‑month tenant) and utilities likely connected.",
"Heating/HVAC exists but external condenser or furnace not shown; a roof vent suggests a fuel appliance is installed.",
"No active roof leaks or major hidden water intrusion exist beyond visible exterior condition (inference from intact ceilings).",
"Electrical panel and plumbing are serviceable but not verified — no visible exposed wiring or major plumbing failure in images.",
"Bedroom windows provide required egress dimensions (not measured from photos).",
"Absence of visible smoke/CO detectors in photos means they may be missing or not captured; HUD requires functioning detectors so assume they need verification/installation."
],
"overall_score": 62.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "Overall this 3-bed/1-bath 1950 cottage shows typical cosmetic deferred maintenance and some aged systems but no obvious immediate life‑threatening hazards in photos. The property is likely to pass an initial HCV/NSPIRE inspection with a focused pre-inspection scope: verify and install required smoke and CO detectors, confirm hot water and HVAC operation or service as needed, replace/secure garage door, repair minor driveway/trip hazards, and address GFCI or electrical items found during an interior check. Expect minor-to-moderate repairs and system verifications; estimated turnaround to pass an inspection is typically under 30 days if utilities are functional and detectors are installed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Cosmetic deferred maintenance is the dominant issue: exterior siding is dirty/stained, trim and shutters aged, landscaping needs cleanup, driveway has cracking and wear, small detached garage door is warped and in poor condition. Interior photos show generally intact finishes (hardwood floors, ceilings) but scuffed floors, older cabinets and countertops, and clutter. Appliances are inconsistent in photos (small fridge present, no full-size range visible) — missing or worn appliances reduce score moderately. No visible collapsed ceilings or major structural failure was observed in the photos. Overall condition indicates tidy TLC and a handful of moderate repair/capex items rather than major rehab."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 65.0,
"rationale": "No obvious life-threatening hazards visible (no collapsed ceilings, standing water, or exposed high-voltage wiring). Entry has a security screen/metal door suggesting secure entry; windows appear adequate for bedroom egress. However, smoke detectors and CO alarms are not visible in interior photos (cannot confirm presence or placement) — absence would be an NSPIRE fail. GFCI presence in kitchen/bath not verifiable. Exterior step to entry has a small rise without a handrail but appears to be one or two steps (likely not requiring a handrail). Because critical safety items (smoke/CO detectors, GFCI) are unverified from photos, there is inspection risk, but no clear immediate hazard was observed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 55.0,
"rationale": "Roof appears aged but intact with no visible active leaks or large missing sections in photos; shingles likely near mid/end of service life. No exterior HVAC condenser is visible in the photos — presence and operational status of heating/cooling system is unverified (reduces score). Electrical meter and service conduit are visible at the side of the house, but the interior electrical panel condition, breaker labeling, and presence of any exposed wiring are not shown. Water heater and hot water provision are not visible (there is a small roof vent/flue that suggests gas-fired equipment), and plumbing fixture operation/hot water cannot be confirmed. Given these unknowns and the age of the property (1950), there is moderate risk on major systems which will require verification and possibly service."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 60.0,
"rationale": "Yard and site are serviceable but show neglect: untrimmed shrubs, debris and brick edging displaced, bare soil patches near foundation, and driveway shows cracking/tire track wear. Detached garage is structurally present but door appears damaged/warped which is an access/security and weather concern. Siding overall intact (no large open penetration visible), crawlspace/foundation appears elevated on piers with venting visible; no obvious large foundation cracks or sagging seen from the photos. Drainage away from foundation is not clearly shown but yard grade appears generally flat; minor grading work may be needed to ensure positive drainage."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Listing text is accurate: the property is tenant-occupied month-to-month (rental activity exists within 5 years).",
"No smoke detectors or CO alarms were visible in the provided interior photos; assume presence is unverified and they may need installation or relocation to meet NSPIRE.",
"Central HVAC presence and operational status are not visible; assume system may be present but unverified — budget for inspection/possible service or replacement.",
"Water heater and hot water are present (inferred by vent stack) but operation not verified; hot water must be confirmed for inspection.",
"Electrical meter and service conduit are present at the exterior; interior panel condition is unknown and may require verification/repairs.",
"Windows appear to provide emergency egress for bedrooms but exact window sizing and operation (openability) are unverified from photos and should be checked on-site.",
"No visible major structural issues were photographed; absence of visible damage across photos is interpreted as likely stable foundation and roof at a surface level, but a closer inspection may reveal additional system-level needs."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the property appears structurally intact and tenant-occupied, with mostly cosmetic and moderate maintenance needs. The biggest inspection risks are missing/uncertain smoke/CO alarms and GFCI protection, aging mechanicals (HVAC and water heater not shown), and an aged garage/driveway. With targeted fixes (install detectors, add GFCI, verify/repair HVAC and water heater if needed, repair siding trim and garage door, minor interior kitchen updates), the house is likely to pass an initial HCV/NSPIRE inspection within 2–6 weeks. If HVAC or water heater replacements are required, timeline and cost increase.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & repairs",
"score": 65.0,
"rationale": "Exterior siding and trim are weathered and dirty with localized bottom-board damage; driveway shows cracking and wheel-track ruts; detached garage door is aged/dented. Interior shows lived-in but intact floors and ceilings, worn kitchen cabinets/counter, and missing full-size stove in photos (small fridge present). These are mostly cosmetic and light capital repairs (paint, siding trim, garage door, kitchen refinish, driveway patch) that can be fixed in <30 days with routine trades."
},
{
"key": "safety_code",
"label": "Safety & code compliance",
"score": 60.0,
"rationale": "No visible smoke or CO detectors in interior photos; GFCI outlets not observed at kitchen sink; entry has a metal security door and a short handrail at the front step (present). No visible exposed wiring or collapsed ceilings; windows appear operable for egress but are older. No active water intrusion or major roof sag seen. Missing/uncertain smoke detectors, GFCI and CO alarms create moderate NSPIRE risk that should be remedied prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical",
"score": 55.0,
"rationale": "Electrical meter and service conduit visible at side and appear intact. Roof shingles look aged but not obviously failed; no visible interior water stains. HVAC condenser or exterior A/C unit is not visible in photos (cannot confirm operational heating/cooling). Water heater and furnace not shown. Given unknowns on mechanical equipment and water heater, treat system condition as moderate risk until verified; likely serviceable but requires inspection and possible minor repairs or replacement."
},
{
"key": "exterior_site",
"label": "Exterior & site condition",
"score": 60.0,
"rationale": "Yard and landscaping are overgrown in places and shrubs tightly against house. Walkways and driveway have cracking and minor trip hazards; detached garage in the rear shows an aged door and may not operate reliably. Foundation appears raised and generally even from photos (no obvious major cracks or settlement). Overall curbside condition is serviceable but needs cleanup, trim, and repair of garage/driveway for safety and tenant use."
}
],
"red_flags": [
"No visible exterior A/C condenser or clear evidence of a functioning central heating/cooling system in photos — verify HVAC operation before inspection.",
"No visible smoke detectors or CO alarms in interior photos — mandatory for NSPIRE/Section 8 compliance.",
"Kitchen lacks a full-size stove in photos (only mini-fridge/microwave shown) — replacement or confirmation of provided appliances may be required.",
"Detached garage door appears damaged/aged and may be non-functional — safety/use issue if tenant uses garage.",
"Driveway and concrete walk show cracking and settled edges that are trip-hazards and should be repaired."
],
"confidence": 0.6,
"assumptions": [
"Listing text is accurate: property is currently tenant-occupied (month-to-month).",
"Central HVAC and water heater are present and operational although exterior condenser and water heater were not pictured; if absent or non-functional, this will lower mechanical score substantially.",
"Smoke detectors and CO alarms are not visible in provided photos and should be considered missing until confirmed; they will be required for inspection.",
"Electrical service and panel are intact and up to code based on visible meter; no obvious exposed wiring was seen in pictures.",
"Bedrooms have egress-capable windows (standard single-story windows shown) though not measured; assumed compliant.",
"No active roof leaks, major foundation movement, or hidden structural damage are present based on photos; heavy deferred maintenance was not evident but could exist in unpictured areas (crawlspace, attic)."
],
"overall_score": 64.0,
"rubric_version": "nsPIRE-v1.0-photo-assessment-2026"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "341 Midwood Ave, Midfield, AL, 35228",
"aggregate": {
"summary": "This 3-bed, 1-bath single-story house appears structurally intact and likely passable for Section 8 with minor-to-moderate work. Primary issues observable from photos are cosmetic siding/trim wear, a worn detached garage door, missing or non-standard kitchen appliances, and lack of visible required safety devices (smoke/CO detectors, GFCI). No major structural or life‑safety failures (sagging roof, collapsed ceilings, standing water) are visible. Recommendation before listing for voucher tenancy: verify/repair/replace smoke and CO alarms, install required GFCI in kitchen/bath, confirm HVAC and water heater operation, replace/confirm stove and full-size refrigerator, repair garage door and address lower siding/trim. With those fixes the property should be rent-ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 67.7,
"rationale": "Exterior and interior show cosmetic wear but no catastrophic damage. Exterior paint/siding is dirty with some lower-sill wear and minor trim damage. Interior walls have scuffs; hardwood floors generally intact. Kitchen cabinets are worn and there is no visible full-size range/stove (tenant items present instead). Small, repair-level items (cabinet repair/paint, window trim, appliance replacement, minor clean-up) are needed but likely quick and low-cost."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard, walkways, garage",
"score": 60.7,
"rationale": "Property has usable driveway and walkways but concrete has some cracking and uneven edges. Detached garage shows a worn/possibly damaged roll-up door and will likely need repair. Siding is dirty and has minor lower-edge damage; shrubs are close to siding (risk of moisture). Yard is reasonably maintained but some landscaping debris and small trip hazards near garden bed/edge exist. No standing water or obvious drainage failure visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No obvious life‑threatening hazards in photos, but critical safety items are not visible: no smoke/CO detectors shown, no visible GFCI in kitchen, and deadbolt status on entry not confirmed. Windows appear present in bedrooms (egress likely OK from exterior photos) and stairs have a small handrail at the front step. No exposed wiring or active roof/foundation collapse visible. Because detectors/GFCI/other required devices are not shown, there is moderate NSPIRE risk until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 56.7,
"rationale": "Roof appears aged but intact with no obvious sag or active leak visible from photos. No HVAC condenser or furnace shown in photos (a flue/vent is visible on the roof suggesting a gas appliance), water heater location not shown. Electrical panel not pictured; visible outlets look intact. Plumbing fixtures inside appear present but working condition not verified. Given lack of clear evidence of failures but missing visible system confirmations, treat as moderate risk requiring verification/possible service."
}
],
"red_flags": [],
"confidence": 0.88,
"assumptions": [
"Photos are recent and representative of current condition.",
"Occupancy is active (month‑to‑month tenant) and utilities likely connected.",
"Heating/HVAC exists but external condenser or furnace not shown; a roof vent suggests a fuel appliance is installed.",
"No active roof leaks or major hidden water intrusion exist beyond visible exterior condition (inference from intact ceilings).",
"Electrical panel and plumbing are serviceable but not verified — no visible exposed wiring or major plumbing failure in images.",
"Bedroom windows provide required egress dimensions (not measured from photos).",
"Absence of visible smoke/CO detectors in photos means they may be missing or not captured; HUD requires functioning detectors so assume they need verification/installation."
],
"score_method": "mean_of_criteria",
"overall_score": 61.9,
"rubric_version": "ns_prep_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8410974249"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.