Property ID: 8412062115
8901 Inez Dr, River Ridge, LA, 70123
River Ridge, LA
Money Down: $58,800
CoC Return: -0.08%
Monthly Cash Flow: $-4
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$49,000
Closing Costs
$9,800
Total Down
$58,800
Investment Snapshot
Purchase Price
$245,000
Money Down
$58,800
Cash-on-Cash Return
-0.08%
Rent
$1,696
Monthly Cash Flow
$-4
Annual Cash Flow
$-47
Debt Service / Mo
$1,304
Property Tax / Mo
$142
Insurance / Mo
$84
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$84
Property Tax
$142
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,300
Debt Service
$1,304
Cash Flow After Debt
$-4
Quality Score: 78.10%
Confidence: 89.00%
Overall this single-story brick home presents as largely turnkey for Section 8/HCV occupancy with good cosmetic condition, functioning kitchen and bath, central HVAC, intact exterior envelope, fenced yard and secure gated parking. The most likely inspection issues are missing/insufficient alarms (carbon monoxide detector due to gas range, and smoke detectors in sleeping areas) and lack of visible GFCI protection at kitchen sink — all are typically quick fixes. No visible structural failures, major roof leaks, exposed wiring, mold, or standing water were observed in photos. Expect to pass an initial NSPIRE inspection after addressing alarm/GFCI items and confirming electrical and water-heating equipment condition during inspection.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$245,000
Beds
3
Baths
1
Living Area
1,081 sqft
Lot Size
—
Year Built
1950
Days on Market
33
Capital Outlay
$58,800
Debt Service
$1,304
Property Tax / Mo
$142
Insurance / Mo
$84
Property Description
Charming brick home situated on a quiet cul-de-sac offering comfort, functionality, and great outdoor space. This well-maintained property features a spacious layout with abundant natural light and a welcoming curb appeal. The home offers a large driveway with covered parking and additional gated access for extra vehicles, a boat, or recreational storage. Inside, you'll find a comfortable living space designed for everyday living and entertaining. The property sits on a generously sized lot with a fully fenced backyard, providing privacy and room to enjoy outdoor gatherings. A storage shed adds additional convenience for tools and equipment.
Utility Allowances
Heating
$70
Selected 'natural_gas' as the property information indicates natural gas service is available.
Cooking
$12
Selected 'natural_gas' as the property information indicates natural gas service is available and photos show a gas range.
Water Heating
$24
Selected 'natural_gas' based on the availability of natural gas service for other major appliances.
Other Electric
$67
This is a fixed allowance for general electricity usage like lights and non-major appliances.
Water
$43
This is a fixed allowance; property information confirms connection to a public water source.
Sewer
$46
This is a fixed allowance; property information confirms connection to the city's public sewer system.
Trash Collection
$25
This is a standard, fixed municipal service for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,011
DP3 Annual Estimate$1,011
DP1 Monthly Equivalent$84
DP3 Monthly Equivalent$84
Replacement Value$48,600
Basis1,081 sqft / 1950
Nearby Houses
Photo unavailable
8912 Crochet Ave
sold · 0.05 mi
Price: $245,000
3 bd / 1 ba · 1,355 sqft
Latest sale: — on Apr 27, 2021
Latest rent: —
Photo unavailable
401 Rural St
sold · 0.08 mi
Price: $374,000
3 bd / 2 ba · 1,720 sqft
Latest sale: — on May 07, 2021
Latest rent: —
Photo unavailable
9001 Rensu Dr
off_market · 0.12 mi
Price: $299,000
3 bd / 3 ba · 1,980 sqft
Latest sale: — on Jul 18, 2023
Latest rent: —
Photo unavailable
8624 Southdown Ln
sold · 0.15 mi
Price: $334,000
3 bd / 2 ba · 2,021 sqft
Latest sale: — on Nov 28, 2022
Latest rent: —
Photo unavailable
220 Moss Ln
for_sale · 0.22 mi
Price: $299,999
3 bd / 2 ba · 1,452 sqft
Latest sale: — on Jul 07, 2020
Latest rent: —
Photo unavailable
232 Moss Ln
sold · 0.23 mi
Price: $339,900
3 bd / 3 ba · 1,550 sqft
Latest sale: — on Mar 24, 2021
Latest rent: —
Photo unavailable
8604-06 International Ct
off_market · 0.23 mi
Price: $440,000
5 bd / 4 ba · 2,350 sqft
Latest sale: —
Latest rent: —
Photo unavailable
513 Bellview St
sold · 0.25 mi
Price: $235,000
3 bd / 2 ba · 1,578 sqft
Latest sale: — on Dec 31, 2021
Latest rent: $1,400 on May 20, 2020
Photo unavailable
8808 Melrose Ln
for_sale · 0.25 mi
Price: $469,000
5 bd / 3 ba · 2,728 sqft
Latest sale: —
Latest rent: —
Photo unavailable
500 Moss Ln
off_market · 0.25 mi
Price: $245,000
2 bd / 1 ba · 1,075 sqft
Latest sale: — on Jan 16, 2026
Latest rent: —
Photo unavailable
153 Coventry Ct
off_market · 0.26 mi
Price: $250,000
3 bd / 1 ba · 1,056 sqft
Latest sale: — on Jul 10, 2015
Latest rent: —
Photo unavailable
525 Bellview St
off_market · 0.26 mi
Price: $399,000
3 bd / 2 ba · 1,742 sqft
Latest sale: — on Jun 18, 2021
Latest rent: $2,700 on Aug 12, 2025
Photo unavailable
213 Lassalle Dr
for_sale · 0.27 mi
Price: $385,000
3 bd / 2 ba · 1,680 sqft
Latest sale: —
Latest rent: —
Photo unavailable
9205 Jefferson Hwy Unit A
off_market · 0.27 mi
Price: $1,450
2 bd / 2 ba · 1,600 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Pre-1978 construction (1950) — potential lead-based paint risk and required disclosures/testing if disturbed.
- No clearly visible carbon monoxide detector in photos while a gas range is present — CO alarm likely required.
- No clearly visible smoke detectors in sleeping areas/bedrooms in listing photos — smoke alarms required in sleeping areas and on every level.
- GFCI protection at kitchen sink/outlets not visible in photos — could be cited if absent.
Assumptions
- Kitchen appliances shown (gas range, microwave, dishwasher, refrigerator) are functional.
- Central HVAC is operational (exterior condenser present and interior vents visible).
- Hot water is available and water heater is present but not shown in photos.
- No active roof leaks or structural sagging exist beyond what is visible in photos.
- Bedrooms have adequate egress via the visible windows.
- Interior paint is intact with no peeling/lead-paint hazards visible, but property was built in 1950 so lead-based paint disclosure applies and testing/abatement may be required if peeling is present.
- Electrical panel and wiring are intact and not exhibiting visible hazards (panel not shown in photos).
- Smoke detectors and CO alarm(s) may be missing in required locations even if one detector is visible in living area.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,655 | $154,900 | $15,490 |
| 2024 | $1,877 | $154,900 | $15,490 |
| 2023 | $1,956 | $154,600 | $15,460 |
| 2022 | $1,903 | $154,600 | $15,460 |
| 2021 | $1,766 | $154,600 | $15,460 |
| 2020 | $1,753 | $154,600 | $15,460 |
| 2019 | $1,803 | $154,600 | $15,460 |
| 2018 | $1,678 | $154,600 | $15,460 |
| 2017 | $1,678 | $154,600 | $15,460 |
| 2016 | $1,644 | $154,600 | $15,460 |
| 2015 | $1,651 | $151,600 | $15,160 |
| 2014 | $1,629 | $151,600 | $15,160 |
| 2013 | $1,629 | $151,600 | $15,160 |
| 2012 | $823 | $151,600 | $15,160 |
| 2011 | $759 | $150,000 | $15,000 |
| 2010 | $1,479 | $150,000 | $15,000 |
| 2009 | $1,479 | $150,000 | $15,000 |
| 2008 | $731 | — | $15,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2006-01-04 | Sold | — |
Photo Gallery
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"parent_category": "Interior"
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"parent_category": "Interior"
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{
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"category": "Exterior and Lot Features",
"parent_category": "Exterior"
},
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"Lot Size Dimensions: 8773"
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"category": "Land Info",
"parent_category": "Exterior"
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"parent_category": "Exterior"
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{
"text": [
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"Source Listing Status: Active",
"County: Jefferson",
"Source Property Type: Residential",
"Parcel Number: 0910006698",
"Property Subtype: Single Family - Detached"
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"Year Built: 1950",
"Building Area Total: 1081",
"Building Exterior Type: Brick",
"Foundation Details: Slab",
"Property Age: 76",
"Roof: Shingle",
"Levels or Stories: 1.00000",
"House Style: Ranch",
"Total Area Sqft: 8773",
"Year Built Source: Public Records"
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"category": "Building and Construction",
"parent_category": "Features"
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"Sewer: City",
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"County: Jefferson",
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"Property Age: 129",
"Roof: Shingle",
"Levels or Stories: 1.00000",
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"note": "Selected 'natural_gas' as the property information indicates natural gas service is available.",
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{
"note": "Selected 'natural_gas' as the property information indicates natural gas service is available and photos show a gas range.",
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{
"note": "Selected 'natural_gas' based on the availability of natural gas service for other major appliances.",
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{
"note": "This is a fixed allowance for general electricity usage like lights and non-major appliances.",
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"allowance": 67
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{
"note": "This is a fixed allowance; property information confirms connection to a public water source.",
"utility": "Water",
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{
"note": "This is a fixed allowance; property information confirms connection to the city's public sewer system.",
"utility": "Sewer",
"allowance": 46
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{
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{
"summary": "Overall this single-story brick home presents as largely turnkey for Section 8/HCV occupancy with good cosmetic condition, functioning kitchen and bath, central HVAC, intact exterior envelope, fenced yard and secure gated parking. The most likely inspection issues are missing/insufficient alarms (carbon monoxide detector due to gas range, and smoke detectors in sleeping areas) and lack of visible GFCI protection at kitchen sink — all are typically quick fixes. No visible structural failures, major roof leaks, exposed wiring, mold, or standing water were observed in photos. Expect to pass an initial NSPIRE inspection after addressing alarm/GFCI items and confirming electrical and water-heating equipment condition during inspection.",
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"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show a well-maintained brick ranch with updated-looking kitchen, intact parquet flooring, painted walls, and a renovated bathroom. Major cosmetic elements appear complete and clean. Appliances (gas range, microwave, dishwasher, fridge) are present in photos — missing-appliance risk is low. Minor deferred items (weathered storage shed, older driveway tire strips) are cosmetic/capital-only and easily fixed. Because the house is older (1950) there may be hidden maintenance needs but nothing in photos indicates major deferred structural repairs."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No visible exposed wiring, no visible active water intrusion or ceiling sagging, and bedroom windows appear adequate for egress. A smoke/CO detector is not clearly visible in bedroom photos (a possible detector appears in the living area). A gas range is present — HUD/NSPIRE requires carbon monoxide alarm where fossil-fuel appliances are present. GFCI protection at the kitchen sink is not visibly evident in photos. Entry door appears secure but deadbolt not visible in photos. Overall there are some unknowns that could be inspection items (CO alarm, GFCI, smoke detectors in sleeping areas), so moderate risk remains."
},
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"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
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},
{
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"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Brick exterior and yard are well-maintained. Fully fenced backyard, gated concrete pad for boat/vehicles, covered parking/carport, and a storage shed provide functional outdoor features. Walkways and driveways are intact; new concrete pad and secure metal gate are positives. Shed is weathered but serviceable. No visible standing water or erosion; drainage appears typical for a flat lot. Overall exterior condition is good with minor capital items."
}
],
"red_flags": [
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"No clearly visible smoke detectors in sleeping areas/bedrooms in listing photos — smoke alarms required in sleeping areas and on every level.",
"GFCI protection at kitchen sink/outlets not visible in photos — could be cited if absent."
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"confidence": 0.65,
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"Central HVAC is operational (exterior condenser present and interior vents visible).",
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"No active roof leaks or structural sagging exist beyond what is visible in photos.",
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"Interior paint is intact with no peeling/lead-paint hazards visible, but property was built in 1950 so lead-based paint disclosure applies and testing/abatement may be required if peeling is present.",
"Electrical panel and wiring are intact and not exhibiting visible hazards (panel not shown in photos).",
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],
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"label": "Condition & Repair Needs",
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},
{
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"label": "Safety & Code Compliance Risk (NSPIRE)",
"score": 75.0,
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},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 80.0,
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},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 85.0,
"rationale": "Brick exterior in good visual condition; fully fenced backyard with storage shed and new-looking concrete pad and gated vehicle/boat access. Driveway and sidewalks appear serviceable; yard drained and maintained in photos (no standing water visible). The property sits on a cul-de-sac with good curb appeal. Minor risk: driveway original stamped concrete track area looks older but not failing. No visible infestation evidence or foundation cracks in provided images."
}
],
"red_flags": [
"Property built 1950 — potential lead-based paint hazard and required HUD lead disclosure/risk mitigation for pre‑1978 properties.",
"Smoke and carbon monoxide detectors not clearly verified in photos — must confirm proper placement and operation.",
"GFCI protection in kitchen and bathroom outlets not verifiable from photos — needs confirmation/upgrade if absent."
],
"confidence": 0.72,
"assumptions": [
"Smoke and carbon monoxide detectors exist but their placement and functionality are not clearly verifiable in photos; assume at least one detector present but require verification/possible relocation/installation to meet NSPIRE locations.",
"GFCI protection at kitchen and bathroom outlets is not visible in photographs; assume not confirmed and likely needs verification or upgrade.",
"Water heater and electrical panel exist and are serviceable though not shown; assume operational unless inspection reveals otherwise.",
"Roof is visually intact with no active leaks based on exterior photos; assume no active interior stains or ceiling damage.",
"Gas stove is connected and operational; assume gas connections are safe but recommend verification by qualified technician.",
"No visible major foundation movement, structural sagging, or severe mold from the provided images; assume none present but recommend on-site inspection to confirm."
],
"overall_score": 81.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "This 3-bed brick ranch presents as well-maintained, with good interior finishes, working appliances, a present HVAC condenser, fenced yard, and upgraded driveway/gate — generally turnkey for rental. The primary inspection risks are safety and code items that are not visible in photos: absence of a visible carbon monoxide alarm (gas range), unclear number/location of smoke alarms (may not meet NSPIRE placement in sleeping rooms), and lack of visible GFCI protection in kitchen/bath. Mechanical systems appear present but water heater and electrical panel were not shown. With installation/verification of required alarms, confirmation of GFCI and panel condition, and routine documentation of HVAC/water heater operation, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show a well-maintained brick ranch with intact parquet flooring, updated kitchen cabinets/countertops, working appliances (gas range, microwave, dishwasher) visible, and a finished bathroom. No obvious cosmetic damage, major drywall or floor failure. Backyard is fenced and lawn is maintained; concrete driveway and new gate/parking area present. Missing or minor items that would be easy fixes: potential touch-up painting, minor floor refinishing, and no-obvious appliance repair needs. Overall cosmetic condition is good and only minor repairs are likely."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 65.0,
"rationale": "Several safety/code items are unclear or not visible in photos and create inspection risk: no obvious CO detector visible (gas range present, CO alarm likely required), smoke alarm presence is only possibly one device in a common area but no visible alarms inside/near sleeping rooms (NSPIRE requires alarms in sleeping rooms and outside sleeping areas), GFCI protection for kitchen and bathroom outlets not visible, and electrical panel was not shown. There are no visible exposed wires, trip hazards, or active water intrusion in photos. Bedroom windows appear to provide egress. Entry appears secure with gated parking; deadbolt not visible on front door in photos. These gaps reduce the safety score even though no immediate life-threatening hazards are apparent."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 75.0,
"rationale": "Exterior HVAC condenser is present and appears in acceptable condition (central air implied). Kitchen shows a gas range and integrated appliances; bathroom fixtures and shower appear intact. Roof appears intact with no visible sagging or active leaks in photos. Water heater and electrical panel were not photographed so their condition is unknown. Given overall recent updates inside and intact exterior, major systems appear functional, but missing confirmation of water heater, electrical panel labeling, and documented HVAC service lowers the score slightly."
},
{
"key": "exterior_site",
"label": "Exterior, yard and site condition",
"score": 85.0,
"rationale": "Exterior photos show brick exterior in good condition, level foundation line, fully fenced backyard, a storage shed, covered parking/carport and a gated paved parking area suitable for boat/trailer. Yard and walkways look maintained and free of debris. No standing water, erosion, or visible foundation cracks in supplied photos. Driveway and gate upgrades indicate good site upkeep."
}
],
"red_flags": [
"No visible carbon monoxide detector — high priority (gas range present).",
"Unclear/insufficient smoke alarm coverage for sleeping rooms and outside sleeping areas — potential immediate fail.",
"No clearly visible GFCI-protected outlets in kitchen/bath — electrical safety risk and common NSPIRE fail item.",
"Potential lead-based paint risk due to year built (1950) — requires disclosure/testing or remediation for families with young children."
],
"confidence": 0.7,
"assumptions": [
"Gas range is connected to a gas supply inside the home (visible appliance), so CO alarm is required by many local codes/NSPIRE if fuel-burning appliances are present.",
"At least one smoke alarm exists in the home (a device is visible in a common area), but there may not be alarms inside or immediately outside all sleeping rooms based on photos.",
"HVAC is central forced air with the exterior condenser pictured; the system is assumed operational though service records are not provided.",
"Water heater and electrical service/panel exist and are functional but were not photographed; their condition is unknown.",
"No obvious active roof leaks, structural sagging, or foundation movement based on exterior/interior photos.",
"GFCI protection in kitchen and bathroom outlets is not visible in photos; assume it may be missing or not obvious.",
"No evidence of severe mold, termite infestation, or major pest activity visible in provided photos.",
"Built in 1950 — potential lead-based paint hazard exists unless remediated; no testing or disclosures provided."
],
"overall_score": 76.0,
"rubric_version": "ns-pire-v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "8901 Inez Dr, River Ridge, LA, 70123",
"aggregate": {
"summary": "Overall this single-story brick home presents as largely turnkey for Section 8/HCV occupancy with good cosmetic condition, functioning kitchen and bath, central HVAC, intact exterior envelope, fenced yard and secure gated parking. The most likely inspection issues are missing/insufficient alarms (carbon monoxide detector due to gas range, and smoke detectors in sleeping areas) and lack of visible GFCI protection at kitchen sink — all are typically quick fixes. No visible structural failures, major roof leaks, exposed wiring, mold, or standing water were observed in photos. Expect to pass an initial NSPIRE inspection after addressing alarm/GFCI items and confirming electrical and water-heating equipment condition during inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.7,
"rationale": "Interior and exterior photos show a well-maintained brick ranch with updated-looking kitchen, intact parquet flooring, painted walls, and a renovated bathroom. Major cosmetic elements appear complete and clean. Appliances (gas range, microwave, dishwasher, fridge) are present in photos — missing-appliance risk is low. Minor deferred items (weathered storage shed, older driveway tire strips) are cosmetic/capital-only and easily fixed. Because the house is older (1950) there may be hidden maintenance needs but nothing in photos indicates major deferred structural repairs."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Brick exterior and yard are well-maintained. Fully fenced backyard, gated concrete pad for boat/vehicles, covered parking/carport, and a storage shed provide functional outdoor features. Walkways and driveways are intact; new concrete pad and secure metal gate are positives. Shed is weathered but serviceable. No visible standing water or erosion; drainage appears typical for a flat lot. Overall exterior condition is good with minor capital items."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No visible exposed wiring, no visible active water intrusion or ceiling sagging, and bedroom windows appear adequate for egress. A smoke/CO detector is not clearly visible in bedroom photos (a possible detector appears in the living area). A gas range is present — HUD/NSPIRE requires carbon monoxide alarm where fossil-fuel appliances are present. GFCI protection at the kitchen sink is not visibly evident in photos. Entry door appears secure but deadbolt not visible in photos. Overall there are some unknowns that could be inspection items (CO alarm, GFCI, smoke detectors in sleeping areas), so moderate risk remains."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 76.7,
"rationale": "An exterior A/C condenser is visible and appears properly sited on a pad; ceiling vents visible inside indicate central HVAC. Kitchen and bathroom fixtures appear intact and functional; water heater and electrical panel are not shown. Roof appears to be shingled and flat-to-low slope with no visible sag or active leaks in photos, but roof age is unknown. The presence of a gas range indicates gas service. Because some critical system components (electrical panel, water heater) are not visible, score is moderate but leans positive given visible working appliances and HVAC."
}
],
"red_flags": [
"Pre-1978 construction (1950) — potential lead-based paint risk and required disclosures/testing if disturbed.",
"No clearly visible carbon monoxide detector in photos while a gas range is present — CO alarm likely required.",
"No clearly visible smoke detectors in sleeping areas/bedrooms in listing photos — smoke alarms required in sleeping areas and on every level.",
"GFCI protection at kitchen sink/outlets not visible in photos — could be cited if absent."
],
"confidence": 0.89,
"assumptions": [
"Kitchen appliances shown (gas range, microwave, dishwasher, refrigerator) are functional.",
"Central HVAC is operational (exterior condenser present and interior vents visible).",
"Hot water is available and water heater is present but not shown in photos.",
"No active roof leaks or structural sagging exist beyond what is visible in photos.",
"Bedrooms have adequate egress via the visible windows.",
"Interior paint is intact with no peeling/lead-paint hazards visible, but property was built in 1950 so lead-based paint disclosure applies and testing/abatement may be required if peeling is present.",
"Electrical panel and wiring are intact and not exhibiting visible hazards (panel not shown in photos).",
"Smoke detectors and CO alarm(s) may be missing in required locations even if one detector is visible in living area."
],
"score_method": "mean_of_criteria",
"overall_score": 78.1,
"rubric_version": "ns_pready_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8412062115"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.