Property ID: 8416288391
525 Farmington Pl, Gretna, LA, 70056
Gretna, LA
Money Down: $44,400
CoC Return: 14.54%
Monthly Cash Flow: $538
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,000
Closing Costs
$7,400
Total Down
$44,400
Investment Snapshot
Purchase Price
$185,000
Money Down
$44,400
Cash-on-Cash Return
14.54%
Rent
$2,002
Monthly Cash Flow
$538
Annual Cash Flow
$6,455
Debt Service / Mo
$985
Property Tax / Mo
$148
Insurance / Mo
$131
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$131
Property Tax
$148
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,523
Debt Service
$985
Cash Flow After Debt
$538
Quality Score: 73.30%
Confidence: 91.00%
Overall this single-family home appears in generally good cosmetic condition with functioning kitchen and bath fixtures, central HVAC vents visible, and an intact roof and exterior envelope. Primary inspection risks are missing or not visible safety items (smoke/CO detectors, GFCI outlets), and lack of visual confirmation of the electrical panel and water heater. With installation/verification of required detectors, confirmation of GFCI and panel condition, and minor cabinet/finish repairs, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$185,000
Beds
4
Baths
2
Living Area
1,684 sqft
Lot Size
6,599 sqft
Year Built
1967
Days on Market
37
Capital Outlay
$44,400
Debt Service
$985
Property Tax / Mo
$148
Insurance / Mo
$131
Property Description
100% FINANCING, $0 DOWN PAYMENT, UP TO $6,000 GRANT FUNDS...LARGE LIVING AREA, 4 BEDROOMS, WOOD LAMINATE AND CERAMIC THROUGHOUT, ATTACHED GARAGE
Utility Allowances
Heating
$79
Selected 'natural_gas' for a 4-bedroom unit. Property details explicitly state 'Gas: Natural' and 'Heating Features: One, Central'.
Cooking
$14
Selected 'natural_gas' for a 4-bedroom unit. Property details list 'Range/Oven' as an appliance and 'Gas: Natural' is available.
Water Heating
$27
Selected 'natural_gas' for a 4-bedroom unit. This fuel type was inferred as it is used for other major appliances like heating and cooking.
Other Electric
$77
Selected the fixed allowance for a 4-bedroom unit. This covers general electricity for lights, central A/C, and tenant-owned appliances.
Water
$50
Selected the fixed allowance for a 4-bedroom unit. Property details state 'Water Source: Public'.
Sewer
$54
Selected the fixed allowance for a 4-bedroom unit. Property details state 'Sewer: City'.
Trash Collection
$25
Selected the fixed allowance for a 4-bedroom unit. This is a standard municipal service for a single-family home and is assumed to be a tenant expense.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,575
DP3 Annual Estimate$1,575
DP1 Monthly Equivalent$131
DP3 Monthly Equivalent$131
Replacement Value$90,000
Basis1,684 sqft / 1967
Nearby Houses
Photo unavailable
509 Farmington Pl
for_sale · 0.09 mi
Price: $169,999
3 bd / 2 ba · 1,190 sqft
Latest sale: — on Jul 15, 2019
Latest rent: $1,475 on Jul 05, 2025
Photo unavailable
536 Delmar St
sold · 0.13 mi
Price: $189,900
3 bd / 2 ba · 1,698 sqft
Latest sale: — on Jun 04, 2021
Latest rent: —
Photo unavailable
551 Delmar St Unit 1
off_market · 0.13 mi
Price: $1,650
3 bd / 2 ba · 1,500 sqft
Latest sale: —
Latest rent: —
Photo unavailable
504 E Forest Lawn Dr
sold · 0.15 mi
Price: $134,900
3 bd / 2 ba · 1,078 sqft
Latest sale: — on Jul 30, 2021
Latest rent: —
Photo unavailable
513 Terry Pkwy Apt A
off_market · 0.17 mi
Price: $1,400
3 bd / 3 ba · 1,400 sqft
Latest sale: —
Latest rent: —
Photo unavailable
519 Delmar St
for_sale · 0.18 mi
Price: $195,000
4 bd / 2 ba · 1,628 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE requirement).
- GFCI protection at kitchen and bathroom receptacles not clearly visible in photos.
- No visible deadbolt on main entry door in exterior photo.
Assumptions
- Smoke and CO detectors are not present or not visible in photos; assume they are not installed or not in required locations until verified.
- Central HVAC is present and operable (ceiling vents visible) but maintenance/operation not verified.
- Water heater and main electrical panel are present but not shown; assume serviceable unless inspection finds otherwise.
- Bedroom windows provide required egress based on typical sizes for homes of this era; precise measurements not available.
- Appliances shown (stove, fridge, dishwasher) are functional but aged; tenant-supplied or landlord replacement may be required.
- No interior areas with severe hidden damage (mold, structural) beyond what is visible in provided photos; photos show no signs of active leaks or major mold staining.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,724 | $129,600 | $12,960 |
| 2024 | $1,719 | $129,600 | $12,960 |
| 2023 | $1,622 | $124,100 | $12,410 |
| 2022 | $1,581 | $124,100 | $12,410 |
| 2021 | $1,490 | $124,100 | $12,410 |
| 2020 | $1,479 | $124,100 | $12,410 |
| 2019 | $1,517 | $124,100 | $12,410 |
| 2018 | $1,417 | $124,100 | $12,410 |
| 2017 | $1,358 | $124,100 | $12,410 |
| 2016 | $1,331 | $124,100 | $12,410 |
| 2015 | $1,364 | $124,100 | $12,410 |
| 2014 | $1,347 | $124,100 | $12,410 |
| 2013 | $1,302 | $124,100 | $12,410 |
| 2012 | $515 | $124,100 | $12,410 |
| 2011 | $525 | $125,000 | $12,500 |
| 2010 | $1,280 | $125,000 | $12,500 |
| 2009 | $1,280 | $125,000 | $12,500 |
| 2008 | $1,267 | — | $12,500 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2007-02-07 | Sold | — |
Photo Gallery
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},
{
"date": "2025-05-19",
"price": 199900,
"listing": {
"status": "off_market",
"list_date": "2025-03-10T14:07:19Z",
"list_price": 199900,
"listing_id": "2979189444",
"last_update_date": "2025-05-19T07:14:53Z",
"last_status_change_date": "2025-06-26T19:41:06Z"
},
"event_name": "Price Changed",
"price_sqft": 118.70546318289786,
"source_name": "NewOrleans",
"price_change": -14100,
"days_after_listed": null,
"source_listing_id": "2490529",
"price_change_percentage": null
},
{
"date": "2025-04-22",
"price": 214000,
"listing": {
"status": "off_market",
"list_date": "2025-03-10T14:07:19Z",
"list_price": 199900,
"listing_id": "2979189444",
"last_update_date": "2025-05-19T07:14:53Z",
"last_status_change_date": "2025-06-26T19:41:06Z"
},
"event_name": "Price Changed",
"price_sqft": 127.07838479809976,
"source_name": "NewOrleans",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "2490529",
"price_change_percentage": null
},
{
"date": "2025-04-09",
"price": 219000,
"listing": {
"status": "off_market",
"list_date": "2025-03-10T14:07:19Z",
"list_price": 199900,
"listing_id": "2979189444",
"last_update_date": "2025-05-19T07:14:53Z",
"last_status_change_date": "2025-06-26T19:41:06Z"
},
"event_name": "Price Changed",
"price_sqft": 130.04750593824227,
"source_name": "NewOrleans",
"price_change": -5900,
"days_after_listed": null,
"source_listing_id": "2490529",
"price_change_percentage": null
},
{
"date": "2025-03-10",
"price": 224900,
"listing": {
"status": "off_market",
"list_date": "2025-03-10T14:07:19Z",
"list_price": 199900,
"listing_id": "2979189444",
"last_update_date": "2025-05-19T07:14:53Z",
"last_status_change_date": "2025-06-26T19:41:06Z"
},
"event_name": "Listed",
"price_sqft": 133.55106888361044,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2490529",
"price_change_percentage": null
},
{
"date": "2019-10-18",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2019-09-06T13:55:10Z",
"list_price": 174900,
"listing_id": "2632230450",
"last_update_date": "2019-09-17T11:26:22Z",
"last_status_change_date": "2019-10-18T09:26:40Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "42 days",
"source_listing_id": "2221905",
"price_change_percentage": null
},
{
"date": "2019-09-06",
"price": 174900,
"listing": {
"status": "off_market",
"list_date": "2019-09-06T13:55:10Z",
"list_price": 174900,
"listing_id": "2632230450",
"last_update_date": "2019-09-17T11:26:22Z",
"last_status_change_date": "2019-10-18T09:26:40Z"
},
"event_name": "Listed",
"price_sqft": 93.8304721030043,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2221905",
"price_change_percentage": null
},
{
"date": "2007-02-07",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Issued",
"permit_type_of_work": null,
"permit_effective_date": "Apr 4, 2019",
"permit_project_type_1": "Residential",
"permit_project_type_2": "Solar installation",
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "8416288391",
"generated_at": "2026-03-27T02:18:31.144983Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 73.3
},
"utility_allowance": {
"zip_code": "70056",
"home_photo": "https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m2734722420s-w1280.jpg",
"rent_price": 2002.0,
"loan_amount": 148000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/525-Farmington-Pl_Gretna_LA_70056_M84162-88391",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 185000.0,
"loan_term_years": 30,
"annual_cash_flow": 18270.88,
"mortgage_monthly": 984.65,
"payment_standard": 2328.0,
"total_amount_out": 37000.0,
"additional_photos": [
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m1726946347s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m3698695184s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m3824103689s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m2969929486s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m3835119599s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m3273372018s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m3633344824s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m536450311s-w1280.jpg",
"https://ap.rdcpix.com/530e96bc42cb2a58592efe747a86f038l-m1755406276s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 131.25,
"monthly_cash_flow": 1522.57,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' for a 4-bedroom unit. Property details explicitly state 'Gas: Natural' and 'Heating Features: One, Central'.",
"utility": "Heating",
"allowance": 79
},
{
"note": "Selected 'natural_gas' for a 4-bedroom unit. Property details list 'Range/Oven' as an appliance and 'Gas: Natural' is available.",
"utility": "Cooking",
"allowance": 14
},
{
"note": "Selected 'natural_gas' for a 4-bedroom unit. This fuel type was inferred as it is used for other major appliances like heating and cooking.",
"utility": "Water Heating",
"allowance": 27
},
{
"note": "Selected the fixed allowance for a 4-bedroom unit. This covers general electricity for lights, central A/C, and tenant-owned appliances.",
"utility": "Other Electric",
"allowance": 77
},
{
"note": "Selected the fixed allowance for a 4-bedroom unit. Property details state 'Water Source: Public'.",
"utility": "Water",
"allowance": 50
},
{
"note": "Selected the fixed allowance for a 4-bedroom unit. Property details state 'Sewer: City'.",
"utility": "Sewer",
"allowance": 54
},
{
"note": "Selected the fixed allowance for a 4-bedroom unit. This is a standard municipal service for a single-family home and is assumed to be a tenant expense.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.49,
"down_payment_amount": 37000.0,
"property_tax_annual": 1775.72,
"property_tax_monthly": 147.98,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 6455.11,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": 537.93,
"cash_on_cash_return_after_debt": 0.17
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this single-family home appears in generally good cosmetic condition with functioning kitchen and bath fixtures, central HVAC vents visible, and an intact roof and exterior envelope. Primary inspection risks are missing or not visible safety items (smoke/CO detectors, GFCI outlets), and lack of visual confirmation of the electrical panel and water heater. With installation/verification of required detectors, confirmation of GFCI and panel condition, and minor cabinet/finish repairs, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Interior photos show fresh paint, new-looking laminate and tile floors, functioning light fixtures and ceiling fans, and intact drywall. Kitchen cabinets show cosmetic wear and some missing trim/doors and countertops are older; appliances (stove, refrigerator, dishwasher) are present but dated. Minor cosmetic cleanup and cabinet repairs/replacement likely; no visible collapsed ceilings, large holes, or exposed subfloor."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No visible smoke detectors or CO alarm in photos (required). Bedrooms have windows that appear to provide egress though exact sizes not measured. Entry door lock/deadbolt not visible. No obvious exposed wiring, major trip hazards, or active leaks shown. GFCI outlets near kitchen/bath are not clearly visible. Moderate risk for inspection failure due to missing/undocumented detectors and unclear outlet protection; otherwise no life-threatening hazards visible."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 70.0,
"rationale": "Central HVAC registers and ceiling vents visible (suggests central system present). Roof shingles appear in good visual condition from front photo. Kitchen and bathroom fixtures appear functional with no visible leaks; water heater and electrical panel not shown. Given age (1967) systems may be older but photos show no obvious failures; verification of HVAC operation, water heater, and electrical panel recommended."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 78.0,
"rationale": "Brick exterior and roofline look intact; attached garage present. Driveway shows normal cracking but is serviceable. Mature tree overhang at front may increase maintenance risk but not an immediate inspection failure. Yard and walkways visible in photos show no trip hazards or standing water."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE requirement).",
"GFCI protection at kitchen and bathroom receptacles not clearly visible in photos.",
"No visible deadbolt on main entry door in exterior photo."
],
"confidence": 0.6,
"assumptions": [
"Smoke and CO detectors are not present or not visible in photos; assume they are not installed or not in required locations until verified.",
"Central HVAC is present and operable (ceiling vents visible) but maintenance/operation not verified.",
"Water heater and main electrical panel are present but not shown; assume serviceable unless inspection finds otherwise.",
"Bedroom windows provide required egress based on typical sizes for homes of this era; precise measurements not available.",
"Appliances shown (stove, fridge, dishwasher) are functional but aged; tenant-supplied or landlord replacement may be required.",
"No interior areas with severe hidden damage (mold, structural) beyond what is visible in provided photos; photos show no signs of active leaks or major mold staining."
],
"overall_score": 72.0,
"rubric_version": "nsPIRE-2026-v1"
},
{
"summary": "Overall this 4-bed, 2-bath single-family home appears to be in good cosmetic condition with recent flooring and paint, intact roof, central HVAC vents, and working plumbing fixtures visible in photos. Most issues are cosmetic or small capital items (cabinet/trim touch-up, appliance replacement if desired). Key NSPIRE risks that require verification before an initial HCV inspection are presence and placement of smoke detectors, GFCI protection in kitchen/bath areas, and confirmation that HVAC, water heater and electrical panel are operational. With those checks and minor fixes (install smoke/CO detectors, verify/upgrade GFCI), the property is likely to pass an initial HCV inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 80.0,
"rationale": "Property photos show recent cosmetic updates: new-looking laminate and tile flooring, fresh paint, finished bathrooms, functioning fixtures and ceiling fans. Kitchen cabinets and counters appear older and show minor wear; cabinet doors/trim may need touch-up or hardware replacement. Appliances shown (range, refrigerator, dishwasher) are present but appear dated; no major interior finish defects or collapsed finishes visible. Overall mostly cosmetic and easy-to-fix items."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No visible exposed wiring, no signs of active leaks, ceilings and stairs not shown as unsafe, vents and return grilles present. However, no smoke detectors are visible in photos (hallways/bedrooms not clearly shown), GFCI protection for kitchen outlets is not confirmed, and bedroom egress size cannot be fully verified from images. Entry door appears secure and deadbolt may be present but not confirmed. These unknowns reduce score; issues would be quick fixes if present."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 75.0,
"rationale": "Ceiling vents and return grilles indicate central HVAC is installed. Roof appears recently shingled with no visible sagging or active leaks. Plumbing fixtures and hot water not photographed but bathrooms/kitchen appear functional (no staining, no visible mold). Electrical panel/wiring not shown; outlets have covers. Water heater and HVAC equipment not visible so operability is assumed but not verified, which tempers the score."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, walkways",
"score": 78.0,
"rationale": "Exterior brick veneer and roof appear intact; driveway has surface cracking but is serviceable. Yard is maintained with mature trees; no visible standing water or erosion. Attached garage and entry look functional. Minor driveway and landscape maintenance needed but no visible foundation movement, severe siding damage, or infestation indicators in photos."
}
],
"red_flags": [
"No smoke detectors visible in photos — must verify and install if absent.",
"GFCI protection in kitchen/bath not confirmed from photos — verify and install where required."
],
"confidence": 0.6,
"assumptions": [
"Central HVAC is present and functional based on supply/return vents visible in ceilings.",
"Water heater is present and provides hot water, though not photographed.",
"Electrical panel is intact and meets code (not visible in photos); no active wiring hazards inferred from interior images.",
"Appliances shown (range, refrigerator, dishwasher) are included and in working condition unless otherwise noted by seller.",
"Bedroom windows provide required egress dimensions or will be verified/modified if required.",
"Smoke and carbon monoxide detectors may be present but none are visible in provided photos; assume not verified."
],
"overall_score": 76.0,
"rubric_version": "nsPIRE-v1-2026-03"
},
{
"summary": "Overall the property appears in good cosmetic condition with functioning kitchen/bath fixtures, intact roof and HVAC vents visible. The home is likely to pass most NSPIRE visual checks after addressing a small list of items (install/verify smoke & CO alarms, confirm GFCI in kitchen/baths, verify deadbolt and electrical panel condition, test HVAC and hot water). Expect minor repairs and safety verifications; likely rent-ready within ~2–4 weeks if systems test OK.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior appears recently painted and has new-looking vinyl plank and tile flooring. Bathrooms look updated and fixtures are intact. Kitchen and cabinetry show wear (scuffed/peeled paint, missing cabinet panel/shelf) and countertops are dated; some minor cosmetic finish work visible in the sunroom/adjacent area. Appliances (stove, fridge, dishwasher) are present but older. No visible major cosmetic deferred maintenance other than cabinet repair and minor trim/finish work. Overall mostly cosmetic and easy-to-fix items."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 65.0,
"rationale": "No exposed wiring, visible plumbing fixtures and bathroom ventilation present, and bedrooms have windows for egress. Ceiling vents indicate a central HVAC system. However smoke and carbon monoxide detectors are not visible in photos (must be verified/installed), GFCI protection at kitchen counters is not confirmed, and door hardware/deadbolt presence is not shown. No visible mold, standing water, roof leaks or trip hazards in photos. These unknowns create moderate NSPIRE risk until verified."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 70.0,
"rationale": "Photos show central air registers/vents and ceiling return grilles, and an intact shingled roof from exterior photo. Bathroom and kitchen plumbing fixtures appear functional and the water heater is not shown but no signs of active leaks. Electrical panel not pictured; visible outlets and lighting are present. Systems appear intact but operability (HVAC, water heater, electrical panel condition) must be confirmed—moderate score for unknown operational verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Brick exterior and roof appear in good condition; attached garage present. Driveway has surface cracking and a large tree close to the roofline (risk for gutters/shingles over time). Yard and walkways look serviceable with no visible standing water or major foundation settlement. Small, manageable exterior maintenance likely."
}
],
"red_flags": [],
"confidence": 0.74,
"assumptions": [
"Central HVAC is present and operational (visible ceiling vents/registers), but not yet confirmed running.",
"Water heater and major plumbing are present and supply hot water; no active leaks visible in photos.",
"Electrical panel exists and is intact though not photographed; no visible exposed wiring inside rooms.",
"Smoke and carbon monoxide alarms are not visible in photos and should be assumed absent until verified.",
"Kitchen appliances pictured (stove, refrigerator, dishwasher) are included and operational, but are older and may need service.",
"Bedroom windows meet egress requirements based on visible size, but exact dimensions not measured.",
"No signs of major foundation movement, roof failure, or severe mold were visible in provided photos."
],
"overall_score": 72.0,
"rubric_version": "nsPIRE_assessment_v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "525 Farmington Pl, Gretna, LA, 70056",
"aggregate": {
"summary": "Overall this single-family home appears in generally good cosmetic condition with functioning kitchen and bath fixtures, central HVAC vents visible, and an intact roof and exterior envelope. Primary inspection risks are missing or not visible safety items (smoke/CO detectors, GFCI outlets), and lack of visual confirmation of the electrical panel and water heater. With installation/verification of required detectors, confirmation of GFCI and panel condition, and minor cabinet/finish repairs, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 77.7,
"rationale": "Interior photos show fresh paint, new-looking laminate and tile floors, functioning light fixtures and ceiling fans, and intact drywall. Kitchen cabinets show cosmetic wear and some missing trim/doors and countertops are older; appliances (stove, refrigerator, dishwasher) are present but dated. Minor cosmetic cleanup and cabinet repairs/replacement likely; no visible collapsed ceilings, large holes, or exposed subfloor."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 77.0,
"rationale": "Brick exterior and roofline look intact; attached garage present. Driveway shows normal cracking but is serviceable. Mature tree overhang at front may increase maintenance risk but not an immediate inspection failure. Yard and walkways visible in photos show no trip hazards or standing water."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 66.7,
"rationale": "No visible smoke detectors or CO alarm in photos (required). Bedrooms have windows that appear to provide egress though exact sizes not measured. Entry door lock/deadbolt not visible. No obvious exposed wiring, major trip hazards, or active leaks shown. GFCI outlets near kitchen/bath are not clearly visible. Moderate risk for inspection failure due to missing/undocumented detectors and unclear outlet protection; otherwise no life-threatening hazards visible."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 71.7,
"rationale": "Central HVAC registers and ceiling vents visible (suggests central system present). Roof shingles appear in good visual condition from front photo. Kitchen and bathroom fixtures appear functional with no visible leaks; water heater and electrical panel not shown. Given age (1967) systems may be older but photos show no obvious failures; verification of HVAC operation, water heater, and electrical panel recommended."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE requirement).",
"GFCI protection at kitchen and bathroom receptacles not clearly visible in photos.",
"No visible deadbolt on main entry door in exterior photo."
],
"confidence": 0.91,
"assumptions": [
"Smoke and CO detectors are not present or not visible in photos; assume they are not installed or not in required locations until verified.",
"Central HVAC is present and operable (ceiling vents visible) but maintenance/operation not verified.",
"Water heater and main electrical panel are present but not shown; assume serviceable unless inspection finds otherwise.",
"Bedroom windows provide required egress based on typical sizes for homes of this era; precise measurements not available.",
"Appliances shown (stove, fridge, dishwasher) are functional but aged; tenant-supplied or landlord replacement may be required.",
"No interior areas with severe hidden damage (mold, structural) beyond what is visible in provided photos; photos show no signs of active leaks or major mold staining."
],
"score_method": "mean_of_criteria",
"overall_score": 73.3,
"rubric_version": "nsPIRE-2026-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8416288391"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.