Property ID: 8472001341
3055 Avenue T, Birmingham, AL, 35208
Birmingham, AL
Money Down: —
CoC Return: —
Monthly Cash Flow: —
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
—
Closing Costs
$4,400
Total Down
—
utility_fetch_failed
Investment Snapshot
Purchase Price
$110,000
Money Down
—
Cash-on-Cash Return
—
Rent
—
Monthly Cash Flow
—
Annual Cash Flow
—
Debt Service / Mo
—
Property Tax / Mo
$0
Insurance / Mo
$0
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
—
Payment Standard
—
Rent
—
Insurance
$0
Property Tax
$0
Management
$0
Utilities Allowance
$0
NOI (Monthly)
—
Debt Service
—
Cash Flow After Debt
—
Quality Score: 75.20%
Confidence: 93.00%
Overall the property appears largely turnkey for a Housing Choice Voucher inspection with recent interior renovations, new windows and a new-looking roof, and listing claims of updated electrical/plumbing and new central HVAC. Main inspection risks are unverified items (CO detectors, GFCI protection, full complement of smoke alarms, and hot water/water heater visibility) and a missing/stove appliance. Exterior maintenance (overgrown landscaping, worn trim/paint) should be addressed. Likely passable with minor corrective items within 1–4 weeks if system verifications and any missing detectors/GFCIs are installed.
Section 8 Payment Standard
—
Utility Allowance Total
$0
Guaranteed Section 8 Rent (PS - Utilities)
—
Property Management
$0
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$110,000
Beds
2
Baths
2
Living Area
1,401 sqft
Lot Size
12,197 sqft
Year Built
1925
Days on Market
91
Capital Outlay
—
Debt Service
—
Property Tax / Mo
$0
Insurance / Mo
$0
Property Description
Excellent investment opportunity at 3055 Avenue T - a solid, tenant-occupied property offering immediate income potential. This charming 4-side brick home has been thoughtfully updated to include electrical and plumbing systems, new central HVAC, laminate flooring, and new windows for improved energy efficiency and style. With durable finishes and reliable tenants already in place, this property is ideal for investors seeking a low-maintenance addition to their portfolio. No showings until contract in place. Please do not disturb tenants.
Utility Allowances
No utility allowances returned for this property.
Source References
Payment Standard Source
Effective Date:
—
No payment standard source links available.
Utility Allowance Source
Effective Date:
—
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$670
DP3 Annual Estimate$965
DP1 Monthly Equivalent$56
DP3 Monthly Equivalent$80
Replacement Value$77,100
Basis1,401 sqft / 1925
Nearby Houses
Photo unavailable
3054 Avenue T
sold · 0.03 mi
Price: $9,500
2 bd / 1 ba · 1,018 sqft
Latest sale: $9,500
Latest rent: —
Photo unavailable
3062 Avenue T
sold · 0.03 mi
Price: $86,000
2 bd / 1 ba · 1,016 sqft
Latest sale: $86,000
Latest rent: —
Photo unavailable
3066 Avenue T
for_sale · 0.03 mi
Price: $249,000
5 bd / 3 ba · 1,903 sqft
Latest sale: $26,000
Latest rent: —
Photo unavailable
3015 Prince Ave
sold · 0.04 mi
Price: $90,000
3 bd / 1 ba · 1,532 sqft
Latest sale: $90,000
Latest rent: —
Photo unavailable
3009 Prince Ave
sold · 0.05 mi
Price: $50,000
3 bd / 1 ba · 1,176 sqft
Latest sale: $50,000
Latest rent: —
Photo unavailable
2129 30th Place Ensley W
sold · 0.06 mi
Price: $55,000
3 bd / 1 ba · 1,276 sqft
Latest sale: $55,000
Latest rent: —
Photo unavailable
3025 Prince Ave Lot 35
off_market · 0.07 mi
Price: $16,040
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
2105 31st Street Ensley
sold · 0.07 mi
Price: $100,000
3 bd / 1 ba · 1,284 sqft
Latest sale: $100,000
Latest rent: —
Photo unavailable
2128 31st Street Ensley
sold · 0.07 mi
Price: $47,000
3 bd / 1 ba · 1,087 sqft
Latest sale: $47,000
Latest rent: —
Photo unavailable
2113 31st Street Ensley
sold · 0.07 mi
Price: $49,900
3 bd / 1 ba · 1,464 sqft
Latest sale: $49,900
Latest rent: —
Photo unavailable
3029 Prince Ave
sold · 0.08 mi
Price: $140,000
3 bd / 1 ba · 1,224 sqft
Latest sale: $140,000
Latest rent: —
Photo unavailable
3030 Prince Ave
for_sale · 0.09 mi
Price: $55,000
3 bd / 1 ba · 1,130 sqft
Latest sale: $7,500
Latest rent: —
Photo unavailable
3024 Avenue T
sold · 0.09 mi
Price: $97,000
3 bd / 2 ba · 1,454 sqft
Latest sale: $97,000
Latest rent: —
Photo unavailable
3016 Avenue T
for_sale · 0.10 mi
Price: $75,000
3 bd / 2 ba · 1,300 sqft
Latest sale: $75,000
Latest rent: —
Risk and Criteria Detail
Red Flags
- utility_fetch_failed
Assumptions
- Listing statement that electrical, plumbing, and central HVAC were updated is accurate and systems are functioning; photos support HVAC presence but system operation not tested.
- Water heater and hot water are present and operational (not shown in photos) since the unit is tenant-occupied.
- Only one smoke alarm is visible in photos; additional alarms and CO detector locations are unknown and may be present but unpictured.
- No evidence of major structural issues (foundation movement, sagging roof, collapsed ceilings) is present in photos; absence of evidence is treated as absence of major failure.
- Stove/range is not visible in photos and is assumed missing — this reduces readiness but is not a life-safety failure.
- Tenant-occupied condition may hide some deferred maintenance in non-photographed areas (bathrooms, attic, mechanical closets).
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,428 | $98,500 | $19,700 |
| 2023 | $1,428 | $98,500 | $19,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-11-17 | Listed | $110,000 |
| 2025-03-15 | Listing removed | $0 |
| 2025-01-26 | Listed for rent | $1,100 |
| 2025-01-25 | Listing removed | $0 |
| 2025-01-20 | Price Changed for rent | $1,100 |
| 2024-11-28 | Listed for rent | $1,145 |
| 2024-11-27 | Listing removed | $0 |
| 2024-11-21 | Price Changed for rent | $1,145 |
| 2024-10-25 | Price Changed for rent | $1,199 |
| 2024-10-24 | Price Changed for rent | $1,245 |
| 2024-08-29 | Listed for rent | $1,250 |
| 1998-08-31 | Sold | $49,900 |
| 1998-06-10 | Listed | $49,900 |
Photo Gallery
Show raw JSON (debug)
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"parent_category": "Interior"
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"parent_category": "Interior"
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"category": "Other Rooms",
"parent_category": "Interior"
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{
"text": [
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"Heating: Yes",
"Number of Fireplaces: 0",
"Water Heaters: Electric (WTRHTR)"
],
"category": "Heating and Cooling",
"parent_category": "Interior"
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{
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"Ceilings: Smooth Ceilings",
"Flooring: Hardwood Laminate"
],
"category": "Interior Features",
"parent_category": "Interior"
},
{
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"category": "Exterior and Lot Features",
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{
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"Lot Size Acres: 0.28",
"Lot Size Square Feet: 12197"
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"category": "Land Info",
"parent_category": "Exterior"
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{
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],
"category": "Garage and Parking",
"parent_category": "Exterior"
},
{
"text": [
"Elementary School: SOUTH HAMPTON",
"High School: JACKSON-OLIN",
"Middle School: SOUTH HAMPTON"
],
"category": "School Information",
"parent_category": "Community"
},
{
"text": [
"Community Features: Sidewalks, Street Lights"
],
"category": "Amenities and Community Features",
"parent_category": "Community"
},
{
"text": [
"Source Listing Status: Active",
"County: Jefferson",
"Directions: From downtown Bham take I-20 W toward Tuscaloosa, take exit 120 onto SR-269, 20th St toward Ensley Ave, turn left onto Ensley 5 Points W, turn right onto Avenue T",
"Source Property Type: RESIDENTIAL",
"Area: Ensley, Fairfield, Midfield, West End",
"Source Neighborhood: OAK CLIFF",
"Parcel Number: 29-00-05-3-015-009.000",
"Subdivision: OAK CLIFF",
"Property Subtype: Single Family"
],
"category": "Other Property Info",
"parent_category": "Listing"
},
{
"text": [
"Total Square Feet Living: 1401",
"Year Built: 1925",
"Construction Materials: 4 Sides Brick",
"Foundation Details: Crawl Space",
"Levels: 1-Story",
"Living Area Source: Per Tax Report",
"Property Age: 101",
"Levels or Stories: 1-Story",
"Total Area Main: 1401",
"Total Area Upper: 0",
"Year Built Details: Existing"
],
"category": "Building and Construction",
"parent_category": "Features"
},
{
"text": [
"Sewer: Connected",
"Water Source: Public Water"
],
"category": "Utilities",
"parent_category": "Features"
},
{
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],
"category": "Home Features",
"parent_category": "Features"
}
],
"location": {
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"fips_code": "01073",
"state_code": "AL"
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"address": {
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"line": "3055 Avenue T",
"unit": null,
"state": "Alabama",
"country": "USA",
"coordinate": {
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"price_sqft": 0.776797829036635,
"source_name": "TenantTurner",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "722877",
"price_change_percentage": null
},
{
"date": "2024-11-27",
"price": 0,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1100,
"listing_id": "2971350197",
"last_update_date": "2025-01-26T08:04:57Z",
"last_status_change_date": "2025-03-15T00:18:25Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "TenantTurner",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "722877",
"price_change_percentage": null
},
{
"date": "2024-11-21",
"price": 1145,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1100,
"listing_id": "2971350197",
"last_update_date": "2025-01-26T08:04:57Z",
"last_status_change_date": "2025-03-15T00:18:25Z"
},
"event_name": "Price Changed for rent",
"price_sqft": 0.776797829036635,
"source_name": "TenantTurner",
"price_change": -54,
"days_after_listed": null,
"source_listing_id": "722877",
"price_change_percentage": null
},
{
"date": "2024-10-25",
"price": 1199,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1100,
"listing_id": "2971350197",
"last_update_date": "2025-01-26T08:04:57Z",
"last_status_change_date": "2025-03-15T00:18:25Z"
},
"event_name": "Price Changed for rent",
"price_sqft": 0.8134328358208955,
"source_name": "TenantTurner",
"price_change": -46,
"days_after_listed": null,
"source_listing_id": "722877",
"price_change_percentage": null
},
{
"date": "2024-10-24",
"price": 1245,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1100,
"listing_id": "2971350197",
"last_update_date": "2025-01-26T08:04:57Z",
"last_status_change_date": "2025-03-15T00:18:25Z"
},
"event_name": "Price Changed for rent",
"price_sqft": 0.844640434192673,
"source_name": "TenantTurner",
"price_change": -5,
"days_after_listed": null,
"source_listing_id": "722877",
"price_change_percentage": null
},
{
"date": "2024-08-29",
"price": 1250,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1100,
"listing_id": "2971350197",
"last_update_date": "2025-01-26T08:04:57Z",
"last_status_change_date": "2025-03-15T00:18:25Z"
},
"event_name": "Listed for rent",
"price_sqft": 0.8480325644504749,
"source_name": "TenantTurner",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "722877",
"price_change_percentage": null
},
{
"date": "1998-08-31",
"price": 49900,
"listing": {
"status": "sold",
"list_date": "1998-06-10T07:00:00Z",
"list_price": 49900,
"listing_id": "541714891",
"last_update_date": "2002-08-31T12:00:00Z",
"last_status_change_date": "1998-08-31T07:00:00Z"
},
"event_name": "Sold",
"price_sqft": null,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": "82 days",
"source_listing_id": "22451",
"price_change_percentage": "$0"
},
{
"date": "1998-06-10",
"price": 49900,
"listing": {
"status": "sold",
"list_date": "1998-06-10T07:00:00Z",
"list_price": 49900,
"listing_id": "541714891",
"last_update_date": "2002-08-31T12:00:00Z",
"last_status_change_date": "1998-08-31T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "22451",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8472001341",
"generated_at": "2026-02-16T02:24:54.696893Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"error": "Error code: 403 - {'error': {'message': 'Key limit exceeded (monthly limit). Manage it using https://openrouter.ai/settings/keys', 'code': 403}}",
"reason": "utility_fetch_failed",
"eligible": true,
"min_score": 60.0,
"overall_score": 75.2
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely turnkey for a Housing Choice Voucher inspection with recent interior renovations, new windows and a new-looking roof, and listing claims of updated electrical/plumbing and new central HVAC. Main inspection risks are unverified items (CO detectors, GFCI protection, full complement of smoke alarms, and hot water/water heater visibility) and a missing/stove appliance. Exterior maintenance (overgrown landscaping, worn trim/paint) should be addressed. Likely passable with minor corrective items within 1–4 weeks if system verifications and any missing detectors/GFCIs are installed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show recent cosmetic renovation: new/like-new laminate flooring, fresh paint, intact trim and doors. Kitchen has cabinets and sink; refrigerator visible but no stove/range shown (missing appliance reduces readiness moderately). Exterior brick shell looks sound but paint on trim/steps is worn in places and landscaping is overgrown. Overall only minor, mostly cosmetic items and one missing major appliance."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 68.0,
"rationale": "Visible positives: at least one functioning smoke alarm visible, secure entry door with deadbolt present, bedrooms have large windows that appear to provide egress, no exposed wiring or visible electrical hazards. Unknown/uncertain: CO alarm presence not shown, GFCI outlets in kitchen/baths not visible, smoke alarms in all sleeping areas not confirmed, hot water and plumbing operation not directly verified. Handrails present on front walkway; porch and steps appear stable. Score reflects a moderate NSPIRE risk due to several unverified items."
},
{
"key": "systems_mechanical",
"label": "Mechanical & Major Systems",
"score": 76.0,
"rationale": "Listing states updated electrical, plumbing, and new central HVAC; interior photos show supply registers and a thermostat, and the roof appears recently shingled. Tenant-occupied status and visible vents support that systems are likely operational. Water heater and service connections are not pictured. Score assumes listed system updates are accurate but deducts slightly for items not observable."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 72.0,
"rationale": "Four-sided brick building with a seemingly new roof and intact chimney. Walkway and front lawn show deferred maintenance (overgrown grass, uneven sidewalk edges). Shrubbery partially obstructs windows (egress/inspection access concern). Front stairs have metal handrails but some painted surfaces and trim show wear. No visible foundation cracks, standing water, or pest infestation in photos."
}
],
"red_flags": [],
"confidence": 0.72,
"assumptions": [
"Listing statement that electrical, plumbing, and central HVAC were updated is accurate and systems are functioning; photos support HVAC presence but system operation not tested.",
"Water heater and hot water are present and operational (not shown in photos) since the unit is tenant-occupied.",
"Only one smoke alarm is visible in photos; additional alarms and CO detector locations are unknown and may be present but unpictured.",
"No evidence of major structural issues (foundation movement, sagging roof, collapsed ceilings) is present in photos; absence of evidence is treated as absence of major failure.",
"Stove/range is not visible in photos and is assumed missing — this reduces readiness but is not a life-safety failure.",
"Tenant-occupied condition may hide some deferred maintenance in non-photographed areas (bathrooms, attic, mechanical closets)."
],
"overall_score": 74.0,
"rubric_version": "nsprite-2026-v1"
},
{
"summary": "This 1925 brick single-family shows substantial cosmetic and systems updates (laminate floors, new windows, new-looking roof, and listing-stated recent electrical/plumbing and new central HVAC). Interior photos look clean and renovated; exterior needs basic yard and walk repairs. Key safety items visible: smoke detector and intact ceilings/windows; no evidence of structural failure, roof leaks, or exposed wiring. Missing/unclear items (stove/range not pictured, CO alarm, GFCI outlets, electrical panel access) create moderate inspection risk but do not indicate immediate life-threatening hazards. Likely passable with minor touch-ups and confirmation of a few safety items — overall readiness is in the 'minor repairs' band, expect to be rent-ready within ~30 days pending verification of mechanicals and addition of any missing detectors or outlet protections.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior appears recently renovated: new-looking laminate floors, fresh paint, repaired trim, functional doors/windows shown. Kitchen cabinets and countertop are present; refrigerator visible but no stove shown in photos (listing doesn’t picture a range). Exterior brick shell and roof appear intact; minor deferred maintenance: overgrown yard/shrubs, paint on exterior steps/porch worn, small concrete walk cracks. Overall cosmetic condition is good; missing or unshown stove and light landscaping reduce score moderately."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 70.0,
"rationale": "Photos show at least one ceiling smoke detector installed. Large windows in bedrooms provide apparent egress. No exposed wiring, collapsed ceilings, or visible severe water intrusion. Entry door has a keyed lock; deadbolt presence is not confirmed. GFCI outlets at kitchen and bathroom not visible. Carbon monoxide alarm not visible in photos (unknown if required/installed). Front sidewalk stairs have an iron handrail; the small front porch steps have no visible handrail (but rise appears modest). Because several code items cannot be confirmed from photos, some risk remains."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC/Elect/Plumb/Roof)",
"score": 80.0,
"rationale": "Listing states updated electrical and plumbing and new central HVAC; photos show a recently shingled roof and new windows. No visible evidence of active roof leaks or structural sagging. Water heater, electrical panel and HVAC operation not visible but listing claims recent service; assuming those renovations were completed to code. Given age of home (1925) but visible upgrades, systems appear largely addressed; lack of verification of electrical panel, hot water, and CO/combustion appliance venting tempers the score."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 65.0,
"rationale": "Four-sided brick envelope looks intact and in good condition; chimney and roof appear sound. Site issues: overgrown grass/shrubbery touching the foundation, uneven/weeded sidewalks, leaning/aged lamp post, and some concrete cracking on walkways. Yard slope and drainage away from foundation cannot be fully evaluated from photos. Vegetation against the foundation increases long-term maintenance risk and should be cleared prior to inspection."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing text is accurate: electrical and plumbing systems were updated and new central HVAC was installed and are currently functional.",
"Photos represent the current condition and are recent; tenant-occupied status may limit visibility of some items.",
"Stove/range is either present but not photographed or can be installed; missing stove alone considered a moderate, non-safety repair.",
"No visible signs of active roof leaks, structural sagging, or major foundation movement based on exterior/interior photos.",
"No evidence of severe mold, pest infestation, or hidden water damage in photos; such conditions would change the assessment if present.",
"Carbon monoxide detector, GFCI-protected outlets, and electrical panel integrity are not visible and therefore treated as unknowns that could require minor corrective work."
],
"overall_score": 74.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Visually the property is close to turnkey for Section 8 / HCV inspection: solid brick shell, recently replaced roof, new windows, new laminate floors, fresh paint and listing-reported updates to HVAC, electrical and plumbing. Most issues are cosmetic or capital items (yard cleanup, trim/paint, straighten lamp post, possibly install/replace stove). Safety/NSPIRE risks are moderate and fixable: confirm smoke detectors on each level and in/near sleeping areas, add CO alarms if required, verify GFCIs in kitchen/bath, and add/repair any missing handrails if required by local code. Based on photos and listing claims, this property is likely to pass an initial Housing Choice Voucher inspection after addressing a small number of items (estimated readiness within ~2–4 weeks depending on access and verification).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior appears recently renovated: new laminate flooring, fresh paint, intact trim, new windows (listing). Kitchen has sink, cabinet surfaces in place and refrigerator present in photos, but no visible range/stove which is a moderate negative for rent-readiness. Exterior brick shell and roof appear in good visual condition. Minor deferred items: overgrown yard, leaning lamp post, some exterior trim/paint touch-up and possible replacement or finish of small wooden side deck. No visible water stains, major drywall damage, or collapsed finishes. Overall mostly cosmetic and small capital items; missing stove reduces score moderately."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "Visible smoke alarm in a bedroom area (photo) and a secured front door with a visible lock. Window sizes in bedrooms look adequate for egress. No exposed electrical wiring, no visible ceiling/floor collapse, no visible major mold or active leaks in photos. Possible issues: carbon monoxide detector not visible (may be required depending on local code/gas appliances), GFCI outlets in kitchen/bath not visible in photos, and the front porch steps may lack a handrail on the final rise (there is a separate metal railing on the path from sidewalk). These are likely repair/installation items rather than structural hazards. No life‑threatening hazards observed in photos."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 80.0,
"rationale": "Listing states 'new central HVAC' and photos show floor/return registers consistent with central HVAC; roof appears recently shingled and in good visible condition; listing also states updated electrical and plumbing. No water heater or electrical panel is visible in photos to independently confirm. Given listing claims plus visible vents and updated windows, assume major systems are functioning but not fully verifiable from photos — moderate confidence. Absence of visible heating source, panels, or water heater is noted but not presumed failed."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Four‑side brick envelope appears intact with no visible foundation cracking or major mortar failure. Roof and chimney look sound in photos. Walkway and steps are intact; there is a metal handrail along the sidewalk approach. Yard is overgrown and needs routine maintenance; lamp post is leaning and should be straightened or removed. Small wooden side deck/stairs look recently added but not fully finished. No evidence of standing water, major erosion, or infestation visible."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statements are accurate: 'new central HVAC', 'electrical and plumbing systems updated', and 'new windows' are assumed to be true and functioning.",
"The visible refrigerator in the kitchen indicates at least some appliances present; no stove/range is visible in photos and is assumed missing or not pictured.",
"Smoke alarm visible in photos is functioning; additional smoke/CO detectors may be required but not shown.",
"No active roof leaks, major foundation movement, or hidden structural failure are present based on external appearance and interior ceilings/walls (no stains or sagging visible).",
"Water heater, electrical service/panel, and plumbing fixtures are operational as implied by listing but were not photographed for independent verification.",
"Front porch steps may have 2–4 risers; presence/absence of required handrail judged from photos (path has railing but porch steps may not)."
],
"overall_score": 77.0,
"rubric_version": "nsPIRE-v1.0-2026-02"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3055 Avenue T, Birmingham, AL, 35208",
"aggregate": {
"summary": "Overall the property appears largely turnkey for a Housing Choice Voucher inspection with recent interior renovations, new windows and a new-looking roof, and listing claims of updated electrical/plumbing and new central HVAC. Main inspection risks are unverified items (CO detectors, GFCI protection, full complement of smoke alarms, and hot water/water heater visibility) and a missing/stove appliance. Exterior maintenance (overgrown landscaping, worn trim/paint) should be addressed. Likely passable with minor corrective items within 1–4 weeks if system verifications and any missing detectors/GFCIs are installed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show recent cosmetic renovation: new/like-new laminate flooring, fresh paint, intact trim and doors. Kitchen has cabinets and sink; refrigerator visible but no stove/range shown (missing appliance reduces readiness moderately). Exterior brick shell looks sound but paint on trim/steps is worn in places and landscaping is overgrown. Overall only minor, mostly cosmetic items and one missing major appliance."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.7,
"rationale": "Four-sided brick building with a seemingly new roof and intact chimney. Walkway and front lawn show deferred maintenance (overgrown grass, uneven sidewalk edges). Shrubbery partially obstructs windows (egress/inspection access concern). Front stairs have metal handrails but some painted surfaces and trim show wear. No visible foundation cracks, standing water, or pest infestation in photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 71.0,
"rationale": "Visible positives: at least one functioning smoke alarm visible, secure entry door with deadbolt present, bedrooms have large windows that appear to provide egress, no exposed wiring or visible electrical hazards. Unknown/uncertain: CO alarm presence not shown, GFCI outlets in kitchen/baths not visible, smoke alarms in all sleeping areas not confirmed, hot water and plumbing operation not directly verified. Handrails present on front walkway; porch and steps appear stable. Score reflects a moderate NSPIRE risk due to several unverified items."
},
{
"key": "systems_mechanical",
"label": "Mechanical & Major Systems",
"score": 78.7,
"rationale": "Listing states updated electrical, plumbing, and new central HVAC; interior photos show supply registers and a thermostat, and the roof appears recently shingled. Tenant-occupied status and visible vents support that systems are likely operational. Water heater and service connections are not pictured. Score assumes listed system updates are accurate but deducts slightly for items not observable."
}
],
"red_flags": [],
"confidence": 0.93,
"assumptions": [
"Listing statement that electrical, plumbing, and central HVAC were updated is accurate and systems are functioning; photos support HVAC presence but system operation not tested.",
"Water heater and hot water are present and operational (not shown in photos) since the unit is tenant-occupied.",
"Only one smoke alarm is visible in photos; additional alarms and CO detector locations are unknown and may be present but unpictured.",
"No evidence of major structural issues (foundation movement, sagging roof, collapsed ceilings) is present in photos; absence of evidence is treated as absence of major failure.",
"Stove/range is not visible in photos and is assumed missing — this reduces readiness but is not a life-safety failure.",
"Tenant-occupied condition may hide some deferred maintenance in non-photographed areas (bathrooms, attic, mechanical closets)."
],
"score_method": "mean_of_criteria",
"overall_score": 75.2,
"rubric_version": "nsprite-2026-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8472001341"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.