Property ID: 8477892142
1500 Mansfield Ave, Marrero, LA, 70072
Marrero, LA
Money Down: $27,600
CoC Return: 28.66%
Monthly Cash Flow: $659
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$23,000
Closing Costs
$4,600
Total Down
$27,600
Investment Snapshot
Purchase Price
$115,000
Money Down
$27,600
Cash-on-Cash Return
28.66%
Rent
$1,578
Monthly Cash Flow
$659
Annual Cash Flow
$7,911
Debt Service / Mo
$612
Property Tax / Mo
$64
Insurance / Mo
$84
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,578
Payment Standard
$1,983
Rent
$1,578
Insurance
$84
Property Tax
$64
Management
$158
Utilities Allowance
$405
NOI (Monthly)
$1,271
Debt Service
$612
Cash Flow After Debt
$659
Quality Score: 75.40%
Confidence: 88.00%
Overall the home appears rent‑ready with primarily minor, cosmetic repairs and a few safety compliance items to verify. The structure, roof and mechanicals visible in photos look serviceable; clutter removal, porch ironwork repair/paint, fence repair, and replacement/verification of required smoke/CO detectors and GFCI outlets are the most likely actions required to ensure NSPIRE compliance. Given the listing claim that the property is currently Section 8 approved and recently passed inspection, this aligns with the photo condition. Expect a likely initial pass after addressing detector/handrail/fence items if they are indeed missing.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$405
Guaranteed Section 8 Rent (PS - Utilities)
$1,578
Property Management
$158
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$115,000
Beds
3
Baths
1
Living Area
1,085 sqft
Lot Size
3,598 sqft
Year Built
1975
Days on Market
7
Capital Outlay
$27,600
Debt Service
$612
Property Tax / Mo
$64
Insurance / Mo
$84
Property Description
<br>HOMEOWNERS - You'll be pleasantly surprised at this snuggle worthy home centrally located in Marrero. 1500 Mansfield is encompasses approximately 1,285 total square feet anchored on a slightly more than appropriately sized lot. Upon entry you'll discover 3 spacious bedrooms to the right with living, dining, kitchen & laundry areas to the left that lead to a deep back yard. While currently occupied, the residence has had yearly detailed inspections to ensure proper operation of its systems & typical areas of concern. This home is structured with brick siding on all sides and raised foundation within a preferred X flood zone. Winters are cozy with gas heating & stove so your beans can keep-onnn cookin' in an electricity loss event. For further details & to view this property in person contact any licensed agent before an equally deserving family wraps this one up.<br> <br> INVESTORS - The option is yours & with your team's imagination, there may be many. Briefly, you can choose to either further beautify the property & remarket it for sale or continue to utilize it as it is currently rented. The current 5 year tenured tenants wish to remain. This may prove to be the perfect opportunity to purchase with equity & immediate passive income. 1500 Mansfield is currently Section 8 HUD approved and has passed its most recent HUD inspection.<br><br>
Utility Allowances
air_conditioning
$32
Property has a 'Central Air' cooling system.
cooking
$7
Property description specifies a 'gas... stove'. The 'natural_gas' option was selected.
electric_monthly_fee
$26
Standard base fee for electric service.
gas_monthly_fee
$28
Standard base fee for natural gas service, which is used for heating and cooking.
heating
$24
Property description specifies 'gas heating'. The 'natural_gas' option was selected.
mosquito_monthly_fee
$3
Standard regional fee for mosquito control in Jefferson Parish, applicable to all properties.
other_electric
$45
Covers general electricity usage for lights and tenant-supplied appliances.
refrigerator
$33
The refrigerator is not explicitly listed as landlord-provided and is assumed to be tenant-owned per instructions.
sewer
$94
Property is connected to the public city sewer system as stated in the details.
trash_collection
$23
Standard municipal service for trash collection.
water
$70
Property is connected to the public water supply as stated in the details.
water_heating
$20
Natural gas was chosen for water heating to be consistent with the property's use of gas for heating and cooking.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,014
DP3 Annual Estimate$1,014
DP1 Monthly Equivalent$84
DP3 Monthly Equivalent$84
Replacement Value$39,800
Basis1,085 sqft / 1975
Nearby Houses
Photo unavailable
1541 Mansfield Dr
off_market · 0.08 mi
Price: $995
1 bd / 1 ba · 720 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1603 Garden St
off_market · 0.14 mi
Price: $2,100
3 bd / 2 ba · 1,500 sqft
Latest sale: — on Feb 12, 2024
Latest rent: —
Photo unavailable
6604 Acre Rd
for_sale · 0.15 mi
Price: $130,000
3 bd / 3 ba · 1,868 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1224 Michael St
off_market · 0.19 mi
Price: $194,000
3 bd / 2 ba · 1,571 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1308 Silver Lilly Ln Lot 93
for_sale · 0.29 mi
Price: $43,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
1805 Plaza Dr
for_sale · 0.30 mi
Price: $115,000
3 bd / 3 ba · 2,612 sqft
Latest sale: —
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarm in photos — NSPIRE require functioning devices in required locations
- Missing/absent handrail at front entry steps (potential unsafe stairs / broken handrails issue)
- Leaning/misaligned front yard gate and aging fence (trip/security concern)
Assumptions
- Listing text is accurate: property is currently Section 8 HUD approved and recently passed a HUD inspection; rental history therefore treated as present.
- No smoke or CO detectors were visible in photos; assumed they may be absent or not obvious and should be verified/installed as needed.
- Electrical panel, water heater, and gas furnace are present and operational but not shown — assumed serviceable given occupancy and listing statement of yearly inspections.
- No active roof leaks or hidden water intrusion are present based on absence of water stains or ceiling damage in interior photos; small stains and staining at brick base are assumed cosmetic.
- Front entry steps have no handrail visible; assumed the riser height may trigger a code/inspector comment depending on local requirements.
- Clutter and tenant belongings seen in photos may be hiding minor defects (outlet covers, GFCI presence, small holes) which would be quick fixes if found.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $750 | $57,000 | $5,700 |
| 2024 | $748 | $57,000 | $5,700 |
| 2023 | $658 | $48,000 | $4,800 |
| 2022 | $642 | $48,000 | $4,800 |
| 2021 | $607 | $48,000 | $4,800 |
| 2020 | $594 | $48,000 | $4,800 |
| 2019 | $623 | $48,000 | $4,800 |
| 2018 | $585 | $48,000 | $4,800 |
| 2017 | $766 | $65,400 | $6,540 |
| 2016 | $751 | $65,400 | $6,540 |
| 2015 | $781 | $66,800 | $6,680 |
| 2014 | $772 | $66,800 | $6,680 |
| 2013 | $768 | $66,800 | $6,680 |
| 2012 | $772 | $66,800 | $6,680 |
| 2011 | $768 | $66,300 | $6,630 |
| 2010 | $712 | $66,300 | $6,630 |
| 2009 | $711 | $66,300 | $6,630 |
| 2008 | $710 | — | $6,630 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2018-01-12 | Sold | — |
| 2017-09-07 | Sold | — |
| 2005-06-13 | Sold | — |
Photo Gallery
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"price_change_percentage": null
},
{
"date": "2018-01-12",
"price": 48000,
"listing": {
"status": "off_market",
"list_date": "2017-09-24T07:00:00Z",
"list_price": 48000,
"listing_id": "625745731",
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"last_status_change_date": "2018-01-12T07:00:00Z"
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2124923",
"price_change_percentage": null
},
{
"date": "2018-01-02",
"price": 48000,
"listing": {
"status": "off_market",
"list_date": "2017-09-24T07:00:00Z",
"list_price": 48000,
"listing_id": "625745731",
"last_update_date": "2018-01-21T01:57:35Z",
"last_status_change_date": "2018-01-12T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 44.23963133640553,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2124923",
"price_change_percentage": null
},
{
"date": "2017-12-18",
"price": 48000,
"listing": {
"status": "off_market",
"list_date": "2017-09-24T07:00:00Z",
"list_price": 48000,
"listing_id": "625745731",
"last_update_date": "2018-01-21T01:57:35Z",
"last_status_change_date": "2018-01-12T07:00:00Z"
},
"event_name": "Price Changed",
"price_sqft": 44.23963133640553,
"source_name": "NewOrleans",
"price_change": -5900,
"days_after_listed": null,
"source_listing_id": "2124923",
"price_change_percentage": null
},
{
"date": "2017-12-04",
"price": 53900,
"listing": {
"status": "off_market",
"list_date": "2017-09-24T07:00:00Z",
"list_price": 48000,
"listing_id": "625745731",
"last_update_date": "2018-01-21T01:57:35Z",
"last_status_change_date": "2018-01-12T07:00:00Z"
},
"event_name": "Relisted",
"price_sqft": 49.67741935483871,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2124923",
"price_change_percentage": null
},
{
"date": "2017-11-26",
"price": 53900,
"listing": {
"status": "off_market",
"list_date": "2017-09-24T07:00:00Z",
"list_price": 48000,
"listing_id": "625745731",
"last_update_date": "2018-01-21T01:57:35Z",
"last_status_change_date": "2018-01-12T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 49.67741935483871,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2124923",
"price_change_percentage": null
},
{
"date": "2017-10-23",
"price": 53900,
"listing": {
"status": "off_market",
"list_date": "2017-09-24T07:00:00Z",
"list_price": 48000,
"listing_id": "625745731",
"last_update_date": "2018-01-21T01:57:35Z",
"last_status_change_date": "2018-01-12T07:00:00Z"
},
"event_name": "Price Changed",
"price_sqft": 49.67741935483871,
"source_name": "NewOrleans",
"price_change": -8600,
"days_after_listed": null,
"source_listing_id": "2124923",
"price_change_percentage": null
},
{
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"price_change": 0,
"days_after_listed": "2 days",
"source_listing_id": null,
"price_change_percentage": null
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{
"date": "2017-09-26",
"price": 62500,
"listing": {
"status": "off_market",
"list_date": "2017-09-24T07:00:00Z",
"list_price": 48000,
"listing_id": "625745731",
"last_update_date": "2018-01-21T01:57:35Z",
"last_status_change_date": "2018-01-12T07:00:00Z"
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"event_name": "Listed",
"price_sqft": 57.6036866359447,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2124923",
"price_change_percentage": null
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{
"date": "2005-06-13",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
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}
},
"rmn_listing_attribution": false
},
"property_id": "8477892142",
"generated_at": "2026-02-16T21:42:50.071928Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
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"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 75.4
},
"utility_allowance": {
"zip_code": "70072",
"home_photo": "https://ap.rdcpix.com/4a1fb527b4bf38beddfbfbbbcbe9727cl-m1809767590s-w1280.jpg",
"rent_price": 1578.0,
"loan_amount": 92000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1500-Mansfield-Ave_Marrero_LA_70072_M84778-92142",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 115000.0,
"loan_term_years": 30,
"annual_cash_flow": 15255.9,
"mortgage_monthly": 612.08,
"payment_standard": 1983.0,
"total_amount_out": 23000.0,
"additional_photos": [
"https://ap.rdcpix.com/4a1fb527b4bf38beddfbfbbbcbe9727cl-m3461981365s-w1280.jpg",
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"https://ap.rdcpix.com/4a1fb527b4bf38beddfbfbbbcbe9727cl-m375538683s-w1280.jpg",
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"down_payment_rate": 0.2,
"insurance_monthly": 84.5,
"monthly_cash_flow": 1271.33,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [
"file:///Users/chris/Github/RentalProperties/utility_allowance_fetcher/temp_agent/simple_with_context/data/LA270/sources/utility/wp-content_uploads_2026_01_UTILITYALLOW.SINGLE.FAMILY.2026.raster.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has a 'Central Air' cooling system.",
"utility": "air_conditioning",
"allowance": 32
},
{
"note": "Property description specifies a 'gas... stove'. The 'natural_gas' option was selected.",
"utility": "cooking",
"allowance": 7
},
{
"note": "Standard base fee for electric service.",
"utility": "electric_monthly_fee",
"allowance": 26
},
{
"note": "Standard base fee for natural gas service, which is used for heating and cooking.",
"utility": "gas_monthly_fee",
"allowance": 28
},
{
"note": "Property description specifies 'gas heating'. The 'natural_gas' option was selected.",
"utility": "heating",
"allowance": 24
},
{
"note": "Standard regional fee for mosquito control in Jefferson Parish, applicable to all properties.",
"utility": "mosquito_monthly_fee",
"allowance": 3
},
{
"note": "Covers general electricity usage for lights and tenant-supplied appliances.",
"utility": "other_electric",
"allowance": 45
},
{
"note": "The refrigerator is not explicitly listed as landlord-provided and is assumed to be tenant-owned per instructions.",
"utility": "refrigerator",
"allowance": 33
},
{
"note": "Property is connected to the public city sewer system as stated in the details.",
"utility": "sewer",
"allowance": 94
},
{
"note": "Standard municipal service for trash collection.",
"utility": "trash_collection",
"allowance": 23
},
{
"note": "Property is connected to the public water supply as stated in the details.",
"utility": "water",
"allowance": 70
},
{
"note": "Natural gas was chosen for water heating to be consistent with the property's use of gas for heating and cooking.",
"utility": "water_heating",
"allowance": 20
}
],
"cash_on_cash_return": 0.66,
"down_payment_amount": 23000.0,
"property_tax_annual": 772.5,
"property_tax_monthly": 64.38,
"property_tax_increase": 0.03,
"utility_allowance_total": 405.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
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"effective_date": "2025-01-01"
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"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 7910.96,
"property_management_monthly": 157.8,
"monthly_cash_flow_after_debt": 659.25,
"cash_on_cash_return_after_debt": 0.34
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"section8_assessment": {
"runs": [
{
"summary": "Overall the home appears rent‑ready with primarily minor, cosmetic repairs and a few safety compliance items to verify. The structure, roof and mechanicals visible in photos look serviceable; clutter removal, porch ironwork repair/paint, fence repair, and replacement/verification of required smoke/CO detectors and GFCI outlets are the most likely actions required to ensure NSPIRE compliance. Given the listing claim that the property is currently Section 8 approved and recently passed inspection, this aligns with the photo condition. Expect a likely initial pass after addressing detector/handrail/fence items if they are indeed missing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 75.0,
"rationale": "Property shows generally sound cosmetic and finish condition. Brick exterior, roof shingles, windows and interior tile flooring appear intact. Kitchen appliances (gas range, refrigerator) and washer are present. Observable deferred items are primarily surface-level: rusted decorative ironwork on porch, cluttered/untidy porch and yard, minor staining at base of brick, and likely cosmetic repainting/patching inside. No large areas of missing flooring, collapsed ceilings, or visible rotten framing. Missing or worn outlet/cover visibility not confirmed; those would be easy fixes. Overall repairs appear minor and mostly cosmetic."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 65.0,
"rationale": "No immediate life‑threatening hazards visible (no collapsed ceilings, standing water, or open wiring). Bedroom windows appear adequate for egress. Entry has a security door; lock type (deadbolt) not verified. No smoke detectors or carbon monoxide alarms are visible in photos (NSPIRE requires properly located smoke detectors and CO alarms where applicable) — this is the single largest visible compliance risk. Porch steps do not show a handrail (possible local code/inspector concern depending on riser height). GFCI protection in kitchen/bath not observable. Gas stove present; gas appliance appears in use but gas connections/venting not inspected on photos. Because the house is occupied and claimed to be HUD-approved, many required items may already be present but were not visible in photos; however, absence of visible smoke/CO detectors lowers the score."
},
{
"key": "systems_mechanical",
"label": "Major systems: HVAC, plumbing, electrical, roof",
"score": 70.0,
"rationale": "Central HVAC registers and ceiling vents are visible indicating a working forced‑air system. Roof appears intact with even shingles and no visible sag or major patching. Kitchen plumbing fixtures and a washing machine are present and appear functional; gas range and gas heating are claimed in listing and a gas meter is visible in yard (photo). Electrical fixtures (ceiling fans, lights) operate in photos. Water heater and electrical panel were not shown so their condition is assumed serviceable based on occupancy and listing statement of yearly inspections. No visible evidence of active leaks, major drainage issues, or failed systems in photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 78.0,
"rationale": "Brick exterior and foundation look intact; listing notes raised foundation in X flood zone. Yard is mowed and reasonably maintained. Chain-link fence and gate present but gate appears slightly misaligned/leaning and fence shows age; this is a minor repair. Patio/concrete walkways are serviceable with no large cracks visible. There is black staining near ground on brick in some photos (dirt/mildew) which should be cleaned but not structural. No obvious infestation, major grading or drainage failures visible from provided images."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in photos — NSPIRE require functioning devices in required locations",
"Missing/absent handrail at front entry steps (potential unsafe stairs / broken handrails issue)",
"Leaning/misaligned front yard gate and aging fence (trip/security concern)"
],
"confidence": 0.7,
"assumptions": [
"Listing text is accurate: property is currently Section 8 HUD approved and recently passed a HUD inspection; rental history therefore treated as present.",
"No smoke or CO detectors were visible in photos; assumed they may be absent or not obvious and should be verified/installed as needed.",
"Electrical panel, water heater, and gas furnace are present and operational but not shown — assumed serviceable given occupancy and listing statement of yearly inspections.",
"No active roof leaks or hidden water intrusion are present based on absence of water stains or ceiling damage in interior photos; small stains and staining at brick base are assumed cosmetic.",
"Front entry steps have no handrail visible; assumed the riser height may trigger a code/inspector comment depending on local requirements.",
"Clutter and tenant belongings seen in photos may be hiding minor defects (outlet covers, GFCI presence, small holes) which would be quick fixes if found."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this property appears broadly rent‑ready for a Housing Choice Voucher tenancy with only minor repairs and housekeeping to address. The brick exterior and maintained interior finishes, presence of heating (gas) and kitchen appliances, intact roof and HVAC vents support a favorable NSPIRE outcome. Key items to verify before listing for Section 8: presence and functionality of smoke and CO detectors, GFCI protection in kitchen/bath, condition of the electrical panel, and a safe handrail/guard at the front steps. If those items are confirmed or remedied (most are likely quick fixes), the home should pass an initial HCV inspection with minimal turnaround time (1–4 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show a well-occupied but generally maintained brick single‑story home. Tile floors, intact ceilings, working ceiling fans and light fixtures are present. Kitchen appliances (gas stove and refrigerator) are present but show normal wear. Minor deferred maintenance observed: rusted decorative porch railing, cluttered porch area, some staining on lower brick, and a slightly sagging chain‑link fence. No visible collapsed finishes, major drywall damage, or exposed subfloor. Missing or worn cosmetic items are predominant and appear easy/cheap to remediate."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 80.0,
"rationale": "No obvious life‑threatening hazards visible: ceilings intact, no visible water intrusion, no exposed electrical wiring, gas stove appears connected and gas heating is claimed by seller. Entry has a metal security door. Bedroom windows are present and appear large enough for egress. Photos do not clearly show smoke or CO detectors or GFCI receptacles in kitchen/bath; however the listing states the property is currently Section 8 HUD approved and recently passed a HUD inspection, which strongly implies required detectors and basic safety features are in place. Minor safety items visible: clutter on front porch could be a trip hazard; the front entry steps lack a clear handrail/guard (see red flags)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 75.0,
"rationale": "Roof appears to have intact shingles with no visible sagging or major damage. Ceiling HVAC vents and a ceiling heating/AC register are visible, indicating central HVAC exists; listing states gas heating. No visible signs of plumbing leaks in interior photos. Electrical panel and water heater not shown; no visible exposed wiring or burned finishes. Given seller claims of yearly detailed inspections and a recent HUD pass, major systems are likely operational but not fully verifiable from photos, so moderate score applied."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 70.0,
"rationale": "Solid brick exterior and raised foundation visible; property sits in preferred X flood zone per listing. Yard is maintained, grass mowed. Chain‑link perimeter fence is intact but shows some sagging and leaning. Front porch ironwork is decorative but shows rust and potential deterioration at base. Walkway is present and serviceable. No visible standing water, major foundation cracks, or severe exterior deterioration, but several minor site repairs (fence, porch metalwork, possible repaint/cleaning) are recommended."
}
],
"red_flags": [
"Front entry steps lack a clear handrail/guard — potential unsafe stairs and likely an NSPIRE deficiency.",
"Rusted and deteriorated decorative porch railing (corrosion) that may need repair or replacement to meet safety/guard standards.",
"Chain‑link fence is sagging/leaning and may need repair to ensure perimeter safety.",
"Smoke/CO detectors and GFCI receptacles are not visible in provided photos — must verify in person despite listing claim of prior HUD pass."
],
"confidence": 0.65,
"assumptions": [
"Listing text is accurate that the property is currently Section 8 HUD approved and passed its most recent HUD inspection and that tenants have occupied the property for ~5 years.",
"Central HVAC and gas heating are present and were operational at last inspection (vents visible in photos; seller text references gas heating).",
"No active leaks, hidden mold, or structural damage exist beyond what is visible in photos (no collapsed ceilings or major staining observed).",
"Smoke and carbon monoxide detectors and required GFCI outlets are present and functional though not visible in supplied photos (inferred from seller claim of recent HUD pass).",
"Electrical panel, water heater and sewer/drainage function normally; absence of photos requires moderate confidence reliance on seller's inspection statements."
],
"overall_score": 76.0,
"rubric_version": "1.0"
},
{
"summary": "This 3-bed/1-bath brick home presents as largely rent-ready for Section 8 occupancy. Photos and the listing show an occupied unit with functioning gas stove, refrigerator, central HVAC vents, intact roofline, and a maintained exterior. Most issues are cosmetic or minor maintenance (rail repainting, cleaning, decluttering). The main verification items that could prevent an immediate pass are presence and functionality of smoke detectors and carbon monoxide alarms, confirmation of GFCI protection in kitchen/bath, and the condition of the water heater and electrical panel; the listing’s claim of a recent HUD pass increases likelihood of compliance. With a quick verification and/or minor fixes (install/replace detectors, confirm GFCI, address rust and cosmetic wear), this property is likely to pass an initial NSPIRE/HUD inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show a generally well-maintained brick single-story home. Living areas have intact tile flooring, ceiling fans and light fixtures; kitchen contains a working-looking gas stove and refrigerator. Minor deferred items visible: cluttered/overstored rooms, rust/peeling paint on decorative iron railings, staining/mildew at lower brick near porch, and cosmetic wear on trim/cabinets. No visible collapsed finishes, large holes, or exposed subfloor. Missing appliances are not an issue here (stove & fridge present). Overall these are mostly cosmetic/low-capital items and should be quick to address."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "No obvious life-threatening hazards in photos: no visible roof sagging, no collapsed ceilings, no standing water or large mold patches. Entry uses a metal security door (appears to have locking hardware). Visible wiring is not exposed and ceiling fixtures appear intact. Primary risks: no smoke detectors or carbon monoxide alarms are visible in photos (NSPIRE requires working smoke alarms and CO detection when gas appliances/heating are present), and GFCI protection at kitchen outlets is not verifiable from images. Bedroom windows appear to provide egress. Given the listing statement that the unit is currently Section 8/HUD approved and recently passed inspection, it is likely these items exist but they must be verified. If smoke/CO detectors or required GFCIs are missing, they would be immediate inspection failures."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 80.0,
"rationale": "Ceiling HVAC vents and a ceiling-mounted return register are visible, indicating central HVAC is present. Listing references gas heating and gas stove; a gas stove is visible. Roof shingles look intact from exterior photos with no visible sag or obvious failure. Water heater and electrical panel are not shown, so condition cannot be confirmed. No signs of active leaks or water stains on interior ceilings. Overall systems appear present and functional but critical components (water heater, panel condition and serviceability) require routine verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Brick siding in good condition; raised foundation noted and listing states preferred X flood zone. Front steps and small covered porch are intact; decorative iron porch railings are present though show surface rust/paint loss. Chain-link fence and yard are maintained; walk path to door is level. No visible large foundation cracks, erosion, or drainage pooling in the provided photos. Overall tidy exterior with minor maintenance items (rail repainting, brick cleaning)."
}
],
"red_flags": [
"smoke_and_co_detectors_not_visible_in_photos_-_verify_presence_and_operability",
"gfcI_outlets_in_kitchen_bath_not_verifiable_-_confirm_compliance",
"electrical_panel_not_shown_-_verify_panel_condition_and_cover"
],
"confidence": 0.7,
"assumptions": [
"Listing statement that the property is currently Section 8 HUD approved and recently passed a HUD inspection is accurate and reflects inspections within the last 5 years.",
"Absence of visible smoke or CO detectors in photos does not prove they are absent in the unit; assume they may be present but require verification.",
"Electrical panel, water heater and GFCI protection exist and are serviceable unless inspection finds otherwise; these critical items were not photographed.",
"No active roof leaks or concealed structural issues are present because interior ceilings show no staining or sagging in photos; severe hidden issues are not indicated.",
"Occupant belongings and clutter visible in photos are temporary and will be removed for an official inspection if requested."
],
"overall_score": 78.0,
"rubric_version": "ns_prep_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1500 Mansfield Ave, Marrero, LA, 70072",
"aggregate": {
"summary": "Overall the home appears rent‑ready with primarily minor, cosmetic repairs and a few safety compliance items to verify. The structure, roof and mechanicals visible in photos look serviceable; clutter removal, porch ironwork repair/paint, fence repair, and replacement/verification of required smoke/CO detectors and GFCI outlets are the most likely actions required to ensure NSPIRE compliance. Given the listing claim that the property is currently Section 8 approved and recently passed inspection, this aligns with the photo condition. Expect a likely initial pass after addressing detector/handrail/fence items if they are indeed missing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 77.0,
"rationale": "Property shows generally sound cosmetic and finish condition. Brick exterior, roof shingles, windows and interior tile flooring appear intact. Kitchen appliances (gas range, refrigerator) and washer are present. Observable deferred items are primarily surface-level: rusted decorative ironwork on porch, cluttered/untidy porch and yard, minor staining at base of brick, and likely cosmetic repainting/patching inside. No large areas of missing flooring, collapsed ceilings, or visible rotten framing. Missing or worn outlet/cover visibility not confirmed; those would be easy fixes. Overall repairs appear minor and mostly cosmetic."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 76.0,
"rationale": "Brick exterior and foundation look intact; listing notes raised foundation in X flood zone. Yard is mowed and reasonably maintained. Chain-link fence and gate present but gate appears slightly misaligned/leaning and fence shows age; this is a minor repair. Patio/concrete walkways are serviceable with no large cracks visible. There is black staining near ground on brick in some photos (dirt/mildew) which should be cleaned but not structural. No obvious infestation, major grading or drainage failures visible from provided images."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 73.3,
"rationale": "No immediate life‑threatening hazards visible (no collapsed ceilings, standing water, or open wiring). Bedroom windows appear adequate for egress. Entry has a security door; lock type (deadbolt) not verified. No smoke detectors or carbon monoxide alarms are visible in photos (NSPIRE requires properly located smoke detectors and CO alarms where applicable) — this is the single largest visible compliance risk. Porch steps do not show a handrail (possible local code/inspector concern depending on riser height). GFCI protection in kitchen/bath not observable. Gas stove present; gas appliance appears in use but gas connections/venting not inspected on photos. Because the house is occupied and claimed to be HUD-approved, many required items may already be present but were not visible in photos; however, absence of visible smoke/CO detectors lowers the score."
},
{
"key": "systems_mechanical",
"label": "Major systems: HVAC, plumbing, electrical, roof",
"score": 75.0,
"rationale": "Central HVAC registers and ceiling vents are visible indicating a working forced‑air system. Roof appears intact with even shingles and no visible sag or major patching. Kitchen plumbing fixtures and a washing machine are present and appear functional; gas range and gas heating are claimed in listing and a gas meter is visible in yard (photo). Electrical fixtures (ceiling fans, lights) operate in photos. Water heater and electrical panel were not shown so their condition is assumed serviceable based on occupancy and listing statement of yearly inspections. No visible evidence of active leaks, major drainage issues, or failed systems in photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in photos — NSPIRE require functioning devices in required locations",
"Missing/absent handrail at front entry steps (potential unsafe stairs / broken handrails issue)",
"Leaning/misaligned front yard gate and aging fence (trip/security concern)"
],
"confidence": 0.88,
"assumptions": [
"Listing text is accurate: property is currently Section 8 HUD approved and recently passed a HUD inspection; rental history therefore treated as present.",
"No smoke or CO detectors were visible in photos; assumed they may be absent or not obvious and should be verified/installed as needed.",
"Electrical panel, water heater, and gas furnace are present and operational but not shown — assumed serviceable given occupancy and listing statement of yearly inspections.",
"No active roof leaks or hidden water intrusion are present based on absence of water stains or ceiling damage in interior photos; small stains and staining at brick base are assumed cosmetic.",
"Front entry steps have no handrail visible; assumed the riser height may trigger a code/inspector comment depending on local requirements.",
"Clutter and tenant belongings seen in photos may be hiding minor defects (outlet covers, GFCI presence, small holes) which would be quick fixes if found."
],
"score_method": "mean_of_criteria",
"overall_score": 75.4,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8477892142"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.