Property ID: 8482917113
8311 12th Ave S, Birmingham, AL, 35206
Birmingham, AL
Money Down: —
CoC Return: —
Monthly Cash Flow: —
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
—
Closing Costs
$4,196
Total Down
—
utility_fetch_failed
Investment Snapshot
Purchase Price
$104,900
Money Down
—
Cash-on-Cash Return
—
Rent
—
Monthly Cash Flow
—
Annual Cash Flow
—
Debt Service / Mo
—
Property Tax / Mo
$0
Insurance / Mo
$0
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
—
Payment Standard
—
Rent
—
Insurance
$0
Property Tax
$0
Management
$0
Utilities Allowance
$0
NOI (Monthly)
—
Debt Service
—
Cash Flow After Debt
—
Quality Score: 63.70%
Confidence: 95.00%
Overall this 1960 single-family home appears structurally intact with primarily cosmetic and mid-level maintenance needs. The property is likely to pass an initial HCV/NSPIRE inspection after addressing a few documented items (confirming/adding CO alarm, verifying bedroom egress, repairing/secure stair railings, minor flooring and threshold repairs, and addressing driveway/retaining wall deterioration). Major structural or life-safety failures are not visible in photos, but several mechanical/system items (HVAC, water heater, chimney/flue) are unverified and should be tested before leasing.
Section 8 Payment Standard
—
Utility Allowance Total
$0
Guaranteed Section 8 Rent (PS - Utilities)
—
Property Management
$0
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$104,900
Beds
3
Baths
1.5
Living Area
1,304 sqft
Lot Size
13,939 sqft
Year Built
1960
Days on Market
10
Capital Outlay
—
Debt Service
—
Property Tax / Mo
$0
Insurance / Mo
$0
Property Description
Charming 3-bedroom, 1.5-bath single-family home featuring a spacious layout and a large backyard perfect for entertaining, gardening, or future expansion. Generously sized bedrooms, ample natural light, and a functional floor plan make this home ideal for comfortable everyday living. A great opportunity to own with room to personalize.
Utility Allowances
No utility allowances returned for this property.
Source References
Payment Standard Source
Effective Date:
—
No payment standard source links available.
Utility Allowance Source
Effective Date:
—
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$674
DP3 Annual Estimate$969
DP1 Monthly Equivalent$56
DP3 Monthly Equivalent$81
Replacement Value$78,800
Basis1,304 sqft / 1960
Nearby Houses
Photo unavailable
8319 12th Ave S
sold · 0.03 mi
Price: $120,000
3 bd / 2 ba · 2,204 sqft
Latest sale: $120,000 on Nov 14, 2025
Latest rent: —
Photo unavailable
8300 12th Ave S
for_sale · 0.06 mi
Price: $129,900
3 bd / 2 ba · 1,956 sqft
Latest sale: $46,900 on Sep 14, 2018
Latest rent: $925 on Jan 07, 2019
Photo unavailable
8328 12th Ave S
sold · 0.07 mi
Price: $44,000
3 bd / 1 ba · 1,008 sqft
Latest sale: $44,000 on Aug 20, 2025
Latest rent: —
Photo unavailable
8337 12th Ave S
sold · 0.08 mi
Price: $195,000
4 bd / 3 ba · 1,520 sqft
Latest sale: $195,000 on Feb 28, 2025
Latest rent: —
Photo unavailable
8208 12th Ave S
sold · 0.09 mi
Price: $58,000
3 bd / 2 ba · 1,599 sqft
Latest sale: $58,000 on Mar 21, 2017
Latest rent: $1,445 on Oct 30, 2025
Risk and Criteria Detail
Red Flags
- utility_fetch_failed
- No visible carbon-monoxide alarm (important because of fireplace/woodstove and attached garage).
- Aging roof/shingles visible — age and condition unverified; potential near-term replacement risk.
- Steep, cracked driveway and eroding retaining wall — trip/fall and drainage risks.
- Fireplace/woodstove insert and flue present — must be inspected/cleaned and verified safe for use.
- Stair handrail/guard conditions should be verified for code compliance and secure attachment.
Assumptions
- Central forced-air HVAC is present (inferred from floor registers) but age/operability not confirmed.
- A smoke detector is visible in a hallway; no carbon monoxide alarm was visible in photographed areas.
- Kitchen appliances appear partly present (dishwasher visible); stove/fridge condition and presence are not fully confirmed from photos.
- No visible interior mold, active leaks, or collapsed ceilings were observed in provided images.
- Electrical panel, water heater, and furnace locations/conditions were not shown and are assumed serviceable pending inspection.
- Bedroom egress (window size/operability) cannot be confirmed from photos and is assumed but must be validated.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,303 | $92,200 | $18,440 |
| 2023 | $1,220 | $84,200 | $16,840 |
| 2022 | $1,210 | $84,500 | $16,900 |
| 2021 | $987 | $68,100 | $13,620 |
| 2020 | $935 | $64,500 | $12,900 |
| 2019 | $935 | $64,500 | $12,900 |
| 2018 | $807 | $55,700 | $11,140 |
| 2017 | $807 | $55,700 | $11,140 |
| 2016 | $745 | $60,900 | $12,180 |
| 2015 | $883 | $60,900 | $12,180 |
| 2013 | $818 | $57,800 | $11,560 |
| 2012 | $903 | $63,900 | $12,780 |
| 2011 | $915 | $64,800 | $12,960 |
| 2010 | $915 | $64,800 | $12,960 |
| 2009 | $915 | $64,800 | $12,960 |
| 2008 | $933 | $66,100 | $13,220 |
| 2007 | $1,146 | $81,400 | $16,280 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2016-08-22 | Sold | $58,500 |
| 2016-02-18 | Sold | $31,000 |
| 2004-08-19 | Sold | $83,909 |
| 1999-06-15 | Sold | $55,200 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2022-10-05 | Listed for rent | $925 | — |
| 2018-09-17 | Listed for rent | $900 | — |
Photo Gallery
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"total": 12960,
"building": 9460
}
},
{
"tax": 933,
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"land": 17500,
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},
"assessment": {
"land": 3500,
"total": 13220,
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}
},
{
"tax": 1146,
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"land": 15100,
"total": 81400,
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},
"assessment": {
"land": 3020,
"total": 16280,
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}
}
],
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"date": "2026-02-06",
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{
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{
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{
"date": "2016-02-18",
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"listing_id": "593371755",
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},
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{
"date": "2016-01-12",
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{
"date": "2015-05-04",
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},
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{
"date": "2015-03-27",
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},
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{
"date": "2015-02-07",
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"list_price": 54900,
"listing_id": "593371755",
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},
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{
"date": "2009-03-31",
"price": 89900,
"listing": {
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"list_price": 89900,
"listing_id": "541903999",
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"last_status_change_date": "2009-03-31T07:00:00Z"
},
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"price_change": 0,
"days_after_listed": "201 days",
"source_listing_id": "405112",
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},
{
"date": "2008-09-11",
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"listing": {
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"list_price": 89900,
"listing_id": "541903999",
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"last_status_change_date": "2009-03-31T07:00:00Z"
},
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},
{
"date": "2008-08-23",
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"list_price": 89900,
"listing_id": "541978927",
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"last_status_change_date": "2008-08-23T07:00:00Z"
},
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"price_change": 0,
"days_after_listed": "182 days",
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},
{
"date": "2008-02-23",
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"list_price": 89900,
"listing_id": "541978927",
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"last_status_change_date": "2008-08-23T07:00:00Z"
},
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},
{
"date": "2008-01-25",
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"list_price": 94900,
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"last_update_date": "2008-01-26T00:29:32Z",
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},
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"days_after_listed": "93 days",
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},
{
"date": "2007-10-24",
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},
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},
{
"date": "2007-10-23",
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},
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"days_after_listed": "54 days",
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{
"date": "2007-08-30",
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},
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{
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},
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{
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},
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{
"date": "1999-06-15",
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},
{
"date": "1992-04-28",
"price": 45000,
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}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Canceled",
"permit_type_of_work": "Gas permit",
"permit_effective_date": "Nov 19, 2008",
"permit_project_type_1": "Plumbing",
"permit_project_type_2": null,
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "8482917113",
"generated_at": "2026-02-16T02:20:50.806322Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"error": "Error code: 403 - {'error': {'message': 'Key limit exceeded (monthly limit). Manage it using https://openrouter.ai/settings/keys', 'code': 403}}",
"reason": "utility_fetch_failed",
"eligible": true,
"min_score": 60.0,
"overall_score": 63.7
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this 1960 single-family home appears structurally intact with primarily cosmetic and mid-level maintenance needs. The property is likely to pass an initial HCV/NSPIRE inspection after addressing a few documented items (confirming/adding CO alarm, verifying bedroom egress, repairing/secure stair railings, minor flooring and threshold repairs, and addressing driveway/retaining wall deterioration). Major structural or life-safety failures are not visible in photos, but several mechanical/system items (HVAC, water heater, chimney/flue) are unverified and should be tested before leasing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Repairs",
"score": 70.0,
"rationale": "Interior shows moderate cosmetic wear: hardwood floors are scuffed and uneven in places, paint touchups needed, threshold transitions visible. Living room built-ins and stone fireplace intact but would benefit from finish work. Exterior shows cracked/aged driveway and some deteriorated stone retaining walls. Kitchen appears present and usable (dishwasher visible) but full appliance condition not confirmed. No catastrophic visible damage; mostly cosmetic and mid-level repair items."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 65.0,
"rationale": "A ceiling-mounted smoke/CO-style round detector is visible in a hallway (likely a smoke detector). No carbon-monoxide alarm is visible in photos — important because of the visible fireplace/woodstove insert and attached garage, so CO detector is likely required. Entry door has deadbolt visible; no exposed wiring or collapsed ceilings seen. Bedroom egress windows are not shown/confirmed. Front steps have a handrail on one side; risers/guards appear present but not fully verified. Overall moderate risk due to unconfirmed CO protection and egress."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Floor registers indicate central HVAC/forced-air distribution is present but equipment age/operation not documented. Roof shingles appear aged but no visible sag or active leaks in photos; chimney/flue present (wood-burning appliance) — requires inspection/vent testing. No water heater, electrical panel, or furnace photos provided. Given age (1960) systems are likely older and deserve inspection; no evident catastrophic failure but unknowns reduce score."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 62.0,
"rationale": "Brick and siding appear intact with no large visible breaches. Driveway is steep with cracking and edge erosion; stone retaining walls show wear. Yard is steep which is a trip/fall and drainage consideration. Trees are close to the house (root/limb risk). Garage door and exterior stairs appear functional but should be inspected for railing security and step stability. No visible foundation displacement or standing water in photos."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible carbon-monoxide alarm (important because of fireplace/woodstove and attached garage).",
"Aging roof/shingles visible — age and condition unverified; potential near-term replacement risk.",
"Steep, cracked driveway and eroding retaining wall — trip/fall and drainage risks.",
"Fireplace/woodstove insert and flue present — must be inspected/cleaned and verified safe for use.",
"Stair handrail/guard conditions should be verified for code compliance and secure attachment."
],
"confidence": 0.6,
"assumptions": [
"Central forced-air HVAC is present (inferred from floor registers) but age/operability not confirmed.",
"A smoke detector is visible in a hallway; no carbon monoxide alarm was visible in photographed areas.",
"Kitchen appliances appear partly present (dishwasher visible); stove/fridge condition and presence are not fully confirmed from photos.",
"No visible interior mold, active leaks, or collapsed ceilings were observed in provided images.",
"Electrical panel, water heater, and furnace locations/conditions were not shown and are assumed serviceable pending inspection.",
"Bedroom egress (window size/operability) cannot be confirmed from photos and is assumed but must be validated."
],
"overall_score": 65.0,
"rubric_version": "ns-pinspect-v1.0-2026"
},
{
"summary": "Moderately ready for Section 8 / HCV initial inspection. The home is primarily cosmetically worn but structurally intact in photos. The most likely inspection issues are absence/verification of smoke and carbon monoxide detectors, GFCI protection in kitchen/bath, and confirmation that HVAC, water heater and electrical systems are operational and safe. Exterior driveway erosion and roof age warrant further inspection but are not immediate disqualifiers. Expect to be inspection-passable after 1–4 weeks of minor repairs, detector installation, and system verifications.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior shows cosmetic wear: scuffed/ scratched hardwood floors, scuffed paint, and general cosmetic deferred maintenance. Kitchen and living areas appear intact but dated; no major visible water damage or collapsed surfaces. Exterior shows some crumbling stone walls and driveway cracking. Missing or unshown appliances (no stove/fridge visible) will require verification but are a moderate, fixable issue. Overall repair needs are largely cosmetic and finish-work rather than major structural."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, no standing water, no exposed wiring). Entry and exterior steps have railings but some exterior stone/step edges look uneven. Photos do not clearly show smoke or CO detectors (one small ceiling device may be present but not confirmed) nor GFCI receptacles in kitchen/bath — these are required for NSPIRE compliance. Large windows present (egress likely OK for main rooms), but bedroom windows not shown. Fireplace/wood insert and roof flues are visible — venting and CO alarms must be verified. Given uncertainties, this is a moderate compliance risk that can likely be resolved with installation/verification of detectors and some small repairs."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof, HVAC, Plumbing, Electrical)",
"score": 60.0,
"rationale": "Roof appears aged but not visibly sagging or leaking in photos; shingles show wear and flashing/soffit detail not fully visible. Floor vents indicate central HVAC present but no furnace/AC unit or water heater is shown — operation and age unknown. Electrical panel and specifics (AFCIs/GFCIs) not visible. Garage foundation shows some cracking/patching near foundation that should be inspected. No visible plumbing leaks or major system failures in photos. Systems risk moderate due to lack of direct evidence, and likely require routine verification/maintenance."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Property sits on a steep lot with a long, cracked driveway and some erosion at edges; yard is maintained but sloped. Exterior brick and siding appear serviceable; garage and driveway intact though showing age and cracking. Mature trees close to the house present potential root/drainage concerns. No visible active standing water or significant foundation displacement from the photos. Overall exterior issues are primarily maintenance/ drainage/erosion rather than immediate structural failure."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No clearly visible smoke or carbon monoxide detectors in supplied photos — verify and install as required.",
"Steep, cracked driveway and erosion at the driveway/yard edge creating trip/slip hazard and possible surface drainage toward garage.",
"Aging roof (shingles and flashing not new) — recommend roof inspection for remaining life and potential leaks.",
"Fireplace/woodstove flues visible on roof — verify proper venting, damper condition and that CO alarms are installed and functional."
],
"confidence": 0.7,
"assumptions": [
"Interior photos represent the general condition of the home; additional rooms (bathrooms, bedrooms, kitchen appliances) not fully shown are assumed functional but must be verified.",
"Central HVAC is assumed present based on visible floor vents; operational status and age are unknown and must be tested.",
"Smoke and CO detectors are not clearly visible in photographs; assume they may be missing or not in required locations and will need verification/installation.",
"Electrical panel condition, presence of AFCI/GFCI protection, and plumbing/water heater condition are not visible — rated conservatively due to lack of confirmation.",
"No active roof leaks, major foundation movement, collapsed ceilings, or severe mold were visible in the supplied photos; absence of these issues is assumed but should be confirmed on-site."
],
"overall_score": 63.0,
"rubric_version": "2026-02-16_v1"
},
{
"summary": "Overall this 3-bed, 1.5-bath ranch appears structurally intact and largely cosmetically worn — likely to pass an initial HCV/NSPIRE inspection after addressing a handful of moderate items. Primary actions before listing for Section 8 leasing: verify and install smoke and CO alarms as required, confirm GFCI protection in kitchen/baths, service/inspect HVAC and water heater, perform fireplace/chimney inspection/cleaning or disable the unit if non-compliant, repair driveway trip hazards and improve drainage away from foundation, and supply/confirm functioning kitchen appliances if needed. Estimated time-to-rent readiness with focused repairs: 2–6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 70.0,
"rationale": "Property shows cosmetic wear but no catastrophic visible failures. Interior: hardwood floors are worn/scuffed and will need refinishing or spot repairs; paint and trim are in fair condition; built-in shelving and stone fireplace are intact but show age. Kitchen seen through doorway appears functional but no appliances are shown in photos (missing appliances reduce readiness moderately). Entry door has a blacked-out patch (cosmetic/security repair). Exterior: driveway has cracks/uneven surfaces and stone retaining edges show minor displacement. Overall condition implies mostly cosmetic and mid-level capital repairs rather than structural work."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 60.0,
"rationale": "No visible exposed wiring or collapsed ceilings. Floor supply registers and base vents visible indicate forced-air system (vents present). Entry stairs have handrails present though short; driveway/walkway cracking is a trip hazard that should be repaired. No clear evidence of smoke detectors or carbon monoxide alarms in photos (cannot confirm locations). Fireplace/wood-stove flue present — requires professional inspection/clearance and functioning flue for safety. Window sizes in living room look large enough for egress; bedrooms not shown. Because detectors, GFCI presence in kitchen/bath, electrical panel condition and hot water availability are unverified, I assess moderate NSPIRE risk requiring verification/installation of alarms and fireplace/chimney safety checks."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 55.0,
"rationale": "Visible floor registers indicate a central or forced-air heating/cooling distribution but no HVAC equipment, furnace, or A/C condensing unit is pictured — condition and operational status unknown. Roof appears aged (asphalt shingles) but no obvious active leaks shown in interior photos; gutters not clearly visible. Plumbing fixtures, hot water heater and electrical panel are not shown. Fireplace has a flue/pipe visible on roof and a wood/insert in the living room; flue and insert must be inspected/cleaned prior to occupancy. Given unknown ages/operation of mechanical systems and typical 1960 construction, expect some system servicing and possible component replacement."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and access",
"score": 65.0,
"rationale": "Brick and vinyl siding appear intact with no visible large cracks or bulging. Sloped front yard and driveway show erosion and cracking along the drive edge; drainage down the slope toward the garage could be a concern and should be assessed to ensure water is directed away from foundation. Front steps, small porch and guardrail are present; garage door present. Mature trees close to the house and steep rear slope may contribute to root movement or debris in gutters. Overall exterior is functional but needs site drainage and driveway repairs to reduce trip/foundation risk."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Interior bedrooms and bathrooms are present and functional as listed (3 beds, 1.5 baths) though photos of baths are not provided.",
"Central heating/AC equipment exists (floor registers visible) but operational status, age and location were not photographed — assumed serviceable but should be verified.",
"No visible active roof leaks or interior water stains in the provided photos; roof is assumed aged but not actively failing.",
"Smoke detectors and CO alarms are not visible in photos; assume they may be missing or not in correct locations and will need verification/installation.",
"Electrical panel, GFCI outlets, water heater and major plumbing fixtures were not photographed; assumed present but unverified and in need of standard inspection.",
"Appliances (stove/fridge) are not visible in listing photos — assume they may not be included and will need landlord-provided appliances or tenant-supplied items unless confirmed otherwise.",
"No evidence of severe mold, structural sagging, collapsed ceilings, or active flooding was visible in the supplied images."
],
"overall_score": 63.0,
"rubric_version": "nsPIRE-2024-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "8311 12th Ave S, Birmingham, AL, 35206",
"aggregate": {
"summary": "Overall this 1960 single-family home appears structurally intact with primarily cosmetic and mid-level maintenance needs. The property is likely to pass an initial HCV/NSPIRE inspection after addressing a few documented items (confirming/adding CO alarm, verifying bedroom egress, repairing/secure stair railings, minor flooring and threshold repairs, and addressing driveway/retaining wall deterioration). Major structural or life-safety failures are not visible in photos, but several mechanical/system items (HVAC, water heater, chimney/flue) are unverified and should be tested before leasing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Repairs",
"score": 68.3,
"rationale": "Interior shows moderate cosmetic wear: hardwood floors are scuffed and uneven in places, paint touchups needed, threshold transitions visible. Living room built-ins and stone fireplace intact but would benefit from finish work. Exterior shows cracked/aged driveway and some deteriorated stone retaining walls. Kitchen appears present and usable (dishwasher visible) but full appliance condition not confirmed. No catastrophic visible damage; mostly cosmetic and mid-level repair items."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 65.7,
"rationale": "Brick and siding appear intact with no large visible breaches. Driveway is steep with cracking and edge erosion; stone retaining walls show wear. Yard is steep which is a trip/fall and drainage consideration. Trees are close to the house (root/limb risk). Garage door and exterior stairs appear functional but should be inspected for railing security and step stability. No visible foundation displacement or standing water in photos."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 61.7,
"rationale": "A ceiling-mounted smoke/CO-style round detector is visible in a hallway (likely a smoke detector). No carbon-monoxide alarm is visible in photos — important because of the visible fireplace/woodstove insert and attached garage, so CO detector is likely required. Entry door has deadbolt visible; no exposed wiring or collapsed ceilings seen. Bedroom egress windows are not shown/confirmed. Front steps have a handrail on one side; risers/guards appear present but not fully verified. Overall moderate risk due to unconfirmed CO protection and egress."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 58.3,
"rationale": "Floor registers indicate central HVAC/forced-air distribution is present but equipment age/operation not documented. Roof shingles appear aged but no visible sag or active leaks in photos; chimney/flue present (wood-burning appliance) — requires inspection/vent testing. No water heater, electrical panel, or furnace photos provided. Given age (1960) systems are likely older and deserve inspection; no evident catastrophic failure but unknowns reduce score."
}
],
"red_flags": [
"No visible carbon-monoxide alarm (important because of fireplace/woodstove and attached garage).",
"Aging roof/shingles visible — age and condition unverified; potential near-term replacement risk.",
"Steep, cracked driveway and eroding retaining wall — trip/fall and drainage risks.",
"Fireplace/woodstove insert and flue present — must be inspected/cleaned and verified safe for use.",
"Stair handrail/guard conditions should be verified for code compliance and secure attachment."
],
"confidence": 0.95,
"assumptions": [
"Central forced-air HVAC is present (inferred from floor registers) but age/operability not confirmed.",
"A smoke detector is visible in a hallway; no carbon monoxide alarm was visible in photographed areas.",
"Kitchen appliances appear partly present (dishwasher visible); stove/fridge condition and presence are not fully confirmed from photos.",
"No visible interior mold, active leaks, or collapsed ceilings were observed in provided images.",
"Electrical panel, water heater, and furnace locations/conditions were not shown and are assumed serviceable pending inspection.",
"Bedroom egress (window size/operability) cannot be confirmed from photos and is assumed but must be validated."
],
"score_method": "mean_of_criteria",
"overall_score": 63.7,
"rubric_version": "ns-pinspect-v1.0-2026",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8482917113"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.