Property ID: 8516253318

1901 Eisenhower Ave, Metairie, LA, 70003

Metairie, LA

For Sale Mar 27, 2026 04:49 PM UTC Realtor Street View Rent Zestimate
Money Down: $67,200 CoC Return: -6.68% Monthly Cash Flow: $-374
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$56,000
Closing Costs
$11,200
Total Down
$67,200
Primary property image

Investment Snapshot

Purchase Price
$280,000
Money Down
$67,200
Cash-on-Cash Return
-6.68%
Rent
$1,696
Monthly Cash Flow
$-374
Annual Cash Flow
$-4,491
Debt Service / Mo
$1,490
Property Tax / Mo
$285
Insurance / Mo
$125

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$125
Property Tax
$285
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,116
Debt Service
$1,490
Cash Flow After Debt
$-374

Quality Score: 82.00%

Confidence: 94.00%

This single-family home appears largely turnkey for Section 8 tenancy. Interior finishes, updated kitchen/baths, visible central HVAC, and a 2-year-old roof indicate good system and cosmetic condition. The main inspection risks are documentation/verification items not visible in photos: presence and placement of CO detectors, confirmation of GFCI protection at kitchen/bath outlets, and verification of the water heater and electrical panel condition. These are likely easy fixes if absent. No structural or major safety failures are evident from the photos; the property would likely pass an initial HCV inspection after minor verification and possibly installation of CO or GFCI devices if required.

Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$280,000
Beds
3
Baths
2
Living Area
1,603 sqft
Lot Size
6,098 sqft
Year Built
1959
Days on Market
22
Capital Outlay
$67,200
Debt Service
$1,490
Property Tax / Mo
$285
Insurance / Mo
$125

Property Description

Fetching brick home in the highly desirable Airline Park North! Move-in ready and boasting over 1,600 sq. ft. of living space, this home is completely carpet-free -- easy to maintain and even easier to love. Inside, you'll find a bright, open floor plan featuring an updated kitchen with stainless steel appliances, a large center island, and a dedicated workspace with built-in bookcases. Both bathrooms have been updated with contemporary finishes, and the wood-laminate and ceramic tile flooring flows throughout, giving the home a clean, fresh feel. Step outside to a spacious, fenced backyard offering privacy and a covered deck with a porch swing -- perfect for relaxing or entertaining. Additional amenities include a generous laundry area, double-pane windows, and a 2-year-old roof. This property combines the tranquility of a quiet neighborhood with convenient access to shopping, schools, and local amenities, and is less than a mile from Lafreniere Park!

Utility Allowances

cooking
$12
Selected 'natural_gas' as the property is listed with 'Gas: Natural' service.
heating
$70
Selected 'natural_gas' as the property has 'Central' heating and 'Gas: Natural' service.
other_electric
$67
This is a standard allowance for lights and appliances not covered by other specific utility types.
sewer
$46
Property information explicitly lists 'Sewer: City'.
trash_collection
$25
Trash collection is a standard utility for single-family homes and is assumed to be applicable.
water
$43
Property information explicitly lists 'Water Source: Public'.
water_heating
$24
Selected 'natural_gas' based on the availability of natural gas for heating and cooking, which is the most common and cost-effective configuration.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$1,499
DP3 Annual Estimate$1,499
DP1 Monthly Equivalent$125
DP3 Monthly Equivalent$125
Replacement Value$221,100
Basis1,603 sqft / 1959

Nearby Houses

Nearby house 1
Photo unavailable

1820 Hall Ave

for_sale · 0.02 mi
Price: $295,000
3 bd / 2 ba · 1,719 sqft
Latest sale: —
Latest rent: —
Nearby house 2
Photo unavailable

1804 Bullard Ave

for_sale · 0.09 mi
Price: $299,000
3 bd / 2 ba · 1,630 sqft
Latest sale: —
Latest rent: —
Nearby house 3
Photo unavailable

6816 Christine St

off_market · 0.13 mi
Price: $259,000
4 bd / 2 ba · 1,860 sqft
Latest sale: —
Latest rent: —
Nearby house 4
Photo unavailable

2120 Airline Park Blvd

sold · 0.14 mi
Price: $350,000
4 bd / 4 ba · 2,846 sqft
Latest sale: —
Latest rent: —
Nearby house 5
Photo unavailable

1616 Eisenhower Ave

for_sale · 0.14 mi
Price: $239,000
3 bd / 2 ba · 1,404 sqft
Latest sale: —
Latest rent: —
Nearby house 6
Photo unavailable

1720 Francis Ave

for_sale · 0.14 mi
Price: $399,000
3 bd / 2 ba · 1,703 sqft
Latest sale: — on Mar 21, 2025
Latest rent: —
Nearby house 7
Photo unavailable

7013 Glenn St

for_sale · 0.17 mi
Price: $315,000
4 bd / 2 ba · 2,202 sqft
Latest sale: —
Latest rent: —

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success

Assumptions

  • Central HVAC is present and operational (visible ceiling vents/registers in photos).
  • Range is a gas appliance (appears to be gas burners) — therefore CO alarm(s) may be required.
  • A smoke detector is likely present (round ceiling device visible), but CO detectors are not visible in photos.
  • Electrical panel exists and is intact though not shown; outlets are assumed functional but GFCI protection at kitchen counters is not confirmed visually.
  • Water heater and hot water are present but not shown; no signs of no-hot-water condition in listing or photos.
  • Front step drop is small (no guardrail required); no unsafe stairs visible.
  • Listing is accurate about a 2-year-old roof and double-pane windows.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $3,326 $263,600 $26,360
2024 $3,321 $263,600 $26,360
2023 $3,467 $263,600 $26,360
2022 $3,376 $263,600 $26,360
2021 $3,136 $263,600 $26,360
2020 $2,041 $172,800 $17,280
2019 $2,098 $172,800 $17,280
2018 $1,959 $172,800 $17,280
2017 $1,959 $172,800 $17,280
2016 $1,921 $172,800 $17,280
2015 $1,968 $172,800 $17,280
2014 $1,943 $172,800 $17,280
2013 $1,943 $172,800 $17,280
2012 $1,100 $172,800 $17,280
2011 $1,016 $171,500 $17,150
2010 $1,761 $171,500 $17,150
2009 $1,761 $171,500 $17,150
2008 $980 $17,150

Sale History

DateEventPrice
2026-03-17 Listed $280,000
2026-03-17 Listing removed $0
2026-02-12 Price Changed $280,000
2025-09-15 Listed $297,500
2025-08-01 Listing removed $0
2025-05-05 Price Changed $310,000
2025-01-30 Listed $325,000
2020-08-27 Sold $0
2020-08-26 Listing removed $0
2004-11-02 Sold $0

Photo Gallery

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                      "Bedroom 2 Dimensions: 13.65' x 9.83'",
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                      "Lot Size Acres: 0.1592",
                      "Lot Size Dimensions: 68x102",
                      "Lot Size Square Feet: 6935"
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                      "Source Listing Status: Active",
                      "County: Jefferson",
                      "Source Property Type: Residential",
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                      "Year Built: 1960",
                      "Building Area Total: 1703",
                      "Building Exterior Type: Brick",
                      "Foundation Details: Slab",
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              "last_status_change_date": "2025-08-01T02:06:41Z"
            },
            "event_name": "Listed",
            "price_sqft": 202.74485339987524,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2484835",
            "price_change_percentage": null
          },
          {
            "date": "2020-08-27",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": null,
            "price_change_percentage": null
          },
          {
            "date": "2020-08-26",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2021-02-13T04:18:44Z",
              "list_price": 277500,
              "listing_id": "2918223485",
              "last_update_date": "2020-08-27T15:16:02Z",
              "last_status_change_date": "2021-02-13T04:18:44Z"
            },
            "event_name": "Listing removed",
            "price_sqft": 0,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2260172",
            "price_change_percentage": null
          },
          {
            "date": "2004-11-02",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": null,
            "price_change_percentage": null
          }
        ],
        "building_permits_history": null
      }
    },
    "rmn_listing_attribution": false
  },
  "property_id": "8516253318",
  "generated_at": "2026-03-27T16:49:23.099850Z",
  "initial_filter": {
    "passes": true,
    "reason": "disabled",
    "enabled": false
  },
  "processing_status": {
    "reason": "success",
    "eligible": true,
    "min_score": 10.0,
    "overall_score": 82.0
  },
  "utility_allowance": {
    "zip_code": "70003",
    "home_photo": "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m466133320s-w1280.jpg",
    "rent_price": 1696.0,
    "loan_amount": 224000.0,
    "realtor_link": "https://www.realtor.com/realestateandhomes-detail/1901-Eisenhower-Ave_Metairie_LA_70003_M85162-53318",
    "bedroom_count": 3,
    "interest_rate": 0.07,
    "purchase_price": 280000.0,
    "loan_term_years": 30,
    "annual_cash_flow": 13392.02,
    "mortgage_monthly": 1490.28,
    "payment_standard": 1983.0,
    "total_amount_out": 56000.0,
    "additional_photos": [
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m2971104752s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m2884206928s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m3203166209s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m229170804s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m2977360448s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m2836723729s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m3320570445s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m120443316s-w1280.jpg",
      "https://ap.rdcpix.com/f4c3104a9fb77e050b3ee353dd8ad9e8l-m2317077536s-w1280.jpg"
    ],
    "down_payment_rate": 0.2,
    "insurance_monthly": 124.92,
    "monthly_cash_flow": 1116.0,
    "property_tax_rate": null,
    "_utility_allowance": {
      "sources": [],
      "effective_date": "2026-01-01"
    },
    "utility_allowances": [
      {
        "note": "Selected 'natural_gas' as the property is listed with 'Gas: Natural' service.",
        "utility": "cooking",
        "allowance": 12
      },
      {
        "note": "Selected 'natural_gas' as the property has 'Central' heating and 'Gas: Natural' service.",
        "utility": "heating",
        "allowance": 70
      },
      {
        "note": "This is a standard allowance for lights and appliances not covered by other specific utility types.",
        "utility": "other_electric",
        "allowance": 67
      },
      {
        "note": "Property information explicitly lists 'Sewer: City'.",
        "utility": "sewer",
        "allowance": 46
      },
      {
        "note": "Trash collection is a standard utility for single-family homes and is assumed to be applicable.",
        "utility": "trash_collection",
        "allowance": 25
      },
      {
        "note": "Property information explicitly lists 'Water Source: Public'.",
        "utility": "water",
        "allowance": 43
      },
      {
        "note": "Selected 'natural_gas' based on the availability of natural gas for heating and cooking, which is the most common and cost-effective configuration.",
        "utility": "water_heating",
        "allowance": 24
      }
    ],
    "cash_on_cash_return": 0.24,
    "down_payment_amount": 56000.0,
    "property_tax_annual": 3425.78,
    "property_tax_monthly": 285.48,
    "property_tax_increase": 0.03,
    "utility_allowance_total": 287.0,
    "property_management_rate": 0.1,
    "_fetched_payment_standard": {
      "sources": [
        "https://jphsdd.org/2025/01/17/payment-standards-update/",
        "https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
      ],
      "effective_date": "2025-01-01"
    },
    "property_tax_history_year": 2025,
    "annual_cash_flow_after_debt": -4491.31,
    "property_management_monthly": 169.6,
    "monthly_cash_flow_after_debt": -374.28,
    "cash_on_cash_return_after_debt": -0.08
  },
  "section8_assessment": {
    "runs": [
      {
        "summary": "This single-family home appears largely turnkey for Section 8 tenancy. Interior finishes, updated kitchen/baths, visible central HVAC, and a 2-year-old roof indicate good system and cosmetic condition. The main inspection risks are documentation/verification items not visible in photos: presence and placement of CO detectors, confirmation of GFCI protection at kitchen/bath outlets, and verification of the water heater and electrical panel condition. These are likely easy fixes if absent. No structural or major safety failures are evident from the photos; the property would likely pass an initial HCV inspection after minor verification and possibly installation of CO or GFCI devices if required.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Visible condition and repairs",
            "score": 85.0,
            "rationale": "Interior and exterior photos + listing show a well-maintained, recently updated home: new-looking wood-laminate and tile floors, updated kitchen and bathrooms, stainless appliances (range and refrigerator visible), fresh paint, intact cabinetry with minor cosmetic wear (scuffing at island base, minor trim marks). No visible peeling paint, exposed subfloor, or collapsed surfaces. Missing or replaced small items (outlet cover colors, minor cabinet wear) are easy cosmetic fixes. Overall turnkey appearance with only minor touch-ups expected."
          },
          {
            "key": "safety_code",
            "label": "Section 8 / NSPIRE safety & code compliance risk",
            "score": 75.0,
            "rationale": "No immediate life-threatening hazards visible: ceilings intact, no visible leaks or water staining, bedrooms have egress windows, entry door appears secure. A round ceiling device is visible in an interior photo (likely a smoke detector) but CO alarm(s) are not visible in photos; CO alarms are required where fuel-burning appliances exist (the range appears gas). GFCI protection at kitchen counters is not clearly visible (outlets shown are standard style). No exposed wiring is visible and HVAC vents are present suggesting central heating. Because CO detectors and explicit GFCI compliance cannot be confirmed from images, modest safety risk exists that could cause an initial inspection repair request."
          },
          {
            "key": "systems_mechanical",
            "label": "Major systems (roof, HVAC, plumbing, electrical)",
            "score": 78.0,
            "rationale": "Listing states a 2-year-old roof and photos show a sound roofline and no visible sagging. Central HVAC registers/vents are visible in multiple photos indicating a central system likely present. Kitchen has modern appliances and a vent hood; water heater and electrical panel are not shown. No visible plumbing leaks, active water intrusion, or roof failures. Unknowns (age/condition of water heater, location/condition of electrical panel, verification that HVAC is operational) reduce score slightly but visible systems appear functional and well-maintained."
          },
          {
            "key": "exterior_site",
            "label": "Exterior envelope and site condition",
            "score": 90.0,
            "rationale": "Exterior photos show a brick/clad single-story home with well-kept yard, paved driveway, intact walkway, fenced backyard and a covered deck. Foundation appears level from exterior perspective; no visible large cracks or settling. Landscaping is tidy and no obvious infestation or standing water is visible. Front steps have a small rise with no visible loose handrail; drop appears minor (not a guardrail requirement from photos). Overall low exterior/site risk."
          }
        ],
        "red_flags": [],
        "confidence": 0.72,
        "assumptions": [
          "Central HVAC is present and operational (visible ceiling vents/registers in photos).",
          "Range is a gas appliance (appears to be gas burners) — therefore CO alarm(s) may be required.",
          "A smoke detector is likely present (round ceiling device visible), but CO detectors are not visible in photos.",
          "Electrical panel exists and is intact though not shown; outlets are assumed functional but GFCI protection at kitchen counters is not confirmed visually.",
          "Water heater and hot water are present but not shown; no signs of no-hot-water condition in listing or photos.",
          "Front step drop is small (no guardrail required); no unsafe stairs visible.",
          "Listing is accurate about a 2-year-old roof and double-pane windows."
        ],
        "overall_score": 82.0,
        "rubric_version": "2026-03-NSPIRE-v1"
      },
      {
        "summary": "This single-family home is largely turnkey and shows many features that support a successful initial HCV/NSPIRE inspection: recent roof, updated kitchen/baths, intact flooring, central HVAC registers, and tidy exterior. The main inspection risks are documentation/installation items that are not visible in photos: smoke/CO detector placement and GFCI protection, confirmation of electrical panel condition, and verification that HVAC and hot water are operational. If those items are present and correctable minor items (installing additional detectors, adding GFCI outlets or labeling) are addressed, the property should pass an initial Section 8 inspection with minimal work.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition / Repairs",
            "score": 88.0,
            "rationale": "Home appears well maintained and recently updated: new-ish roof (listed as 2 years), updated kitchen and baths, new-looking laminate and tile flooring, intact drywall and painted surfaces, and functioning appliances shown (stove, fridge, dishwasher visible). Minor cosmetic wear visible (scuffing at base of island/cabinets, typical wear at thresholds). No visible collapsed surfaces or major deferred maintenance. Missing rental furnishings are not relevant. Overall turnkey with only minor cosmetic touch-ups likely required."
          },
          {
            "key": "safety_code",
            "label": "Safety / Code Compliance Risk",
            "score": 70.0,
            "rationale": "No obvious life-threatening hazards visible (no sagging ceilings, no standing water, no exposed wiring). Ceiling smoke detector visible in main area which is a positive. However the photos do not show smoke detectors in hallways or bedrooms, and no carbon monoxide detector is visible (property contains a gas range). GFCI protection for kitchen/bath outlets is not clearly identifiable in images. Deadbolt on entry door not visible in photos. Bedroom egress windows appear to be present but compliance with minimum egress dimensions cannot be confirmed from photos. These unknowns are common inspection failure points and reduce the safety score despite the generally clean visible condition."
          },
          {
            "key": "systems_mechanical",
            "label": "Systems and Mechanical Condition",
            "score": 78.0,
            "rationale": "Central HVAC registers are visible in ceilings indicating forced air system present. Kitchen appliances are modern and appear operable (stainless gas range and fridge). Roof reported as 2 years old in listing and exterior shingles look in good visual condition. Plumbing fixtures and finishes in baths/kitchen appear intact; no visible leaks or water stains. Electrical panel, water heater and age/condition of mechanical equipment are not shown, so some uncertainty remains. Overall systems appear functional but some system verifications (electrical panel, hot water, HVAC operation) will be required at inspection."
          },
          {
            "key": "exterior_site",
            "label": "Exterior and Site Condition",
            "score": 85.0,
            "rationale": "Exterior brick facade and siding look intact, yard and walkways are well maintained, driveway/garden path are in good condition, and listing notes a fenced backyard and covered deck which add to tenant safety/privacy. No visible drainage issues, standing water, or exterior structural cracks in provided photos. Landscaping is tidy and there is no visible evidence of infestation or exterior neglect."
          }
        ],
        "red_flags": [
          "No confirmed smoke detectors in hallways/bedrooms visible in photos (NSPIRE requires smoke detectors in sleeping areas and common area/hall).",
          "No carbon monoxide detector visible (gas stove present) — CO alarm may be required near sleeping areas.",
          "GFCI protection for kitchen and bathroom outlets not clearly identifiable in photos (potential NSPIRE/NEC failure).",
          "Electrical panel location and condition not shown — cannot confirm breakers, labeling, or safety condition."
        ],
        "confidence": 0.75,
        "assumptions": [
          "Central HVAC is operational (inferred from ceiling supply/return registers visible in multiple rooms).",
          "Water heater and functioning hot water supply exist but were not photographed; assumed present because home appears occupied/ready and listing notes laundry area.",
          "Listing statement that roof is 2 years old is accurate; shingles appear in good condition from exterior photos.",
          "Bedrooms have windows that provide egress; sizes cannot be measured from photos but are assumed typical for a 1959 single-story home unless proven otherwise.",
          "Front entry is a standard secure door; a deadbolt may or may not be installed (not visible in photos).",
          "Listing description (fenced backyard, double-pane windows, laundry area) is accurate where photos do not show these elements directly."
        ],
        "overall_score": 81.0,
        "rubric_version": "2026-03-NSPIRE-v1"
      },
      {
        "summary": "This single-family home presents as largely turnkey for a Housing Choice Voucher / NSPIRE inspection. Recent updates (kitchen, baths, new roof, flooring) and presence of major appliances and central HVAC make it likely to pass with only minor, quick fixes. The primary inspection risks are verification items not visible in the photos: properly located smoke detectors and CO alarm (CO required given a gas range), GFCI protection in kitchen/bath, and documentation/condition of the electrical panel and water heater. If detectors and GFCI outlets are present/installed and systems operate as expected, this property is likely to pass an initial inspection with minimal repairs required.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 86.0,
            "rationale": "Photos and listing show a recently updated interior: laminate and tile floors in good condition, updated kitchen with stainless appliances, updated bathrooms, intact drywall, and a 2-year-old roof. Minor visible wear only (scuffed cabinet base, small trim scuffs). Appliances (range and refrigerator) are present in photos so missing appliance risk is low. Overall cosmetic condition appears move-in ready with only minor touch-ups and cabinet/trim repairs likely required."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Compliance (NSPIRE risk)",
            "score": 80.0,
            "rationale": "No obvious life‑threatening hazards visible: ceilings intact, no water stains or active leaks, stairs/handrails not applicable, egress windows appear present in bedrooms, entry door looks solid. Central HVAC vents visible. However, smoke and carbon monoxide detectors are not clearly visible in the photos (a round device near recessed lights may be a detector but locations in bedrooms/hallway not shown) — CO detector is required where fuel-burning appliances are present (photos show a gas range). GFCI outlets in kitchen/bath are not clearly identified in photos. Electrical panel not shown. These verification items are the most likely NSPIRE inspection issues and are often quick fixes (install/verify detectors, GFCI)."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems & Mechanical",
            "score": 82.0,
            "rationale": "Roof reported as 2 years old and appears in good condition in exterior photos. Central HVAC supply vents are visible in multiple interior photos indicating a central forced-air system — no visible rust or water damage around vents. Kitchen range is a gas unit (stainless) with a modern hood; refrigerator present. Plumbing fixtures in bathrooms and kitchen appear functional and show no visible leaks. Water heater, electrical panel, and age/operation of HVAC not shown so scored conservatively but generally appears well-maintained based on recent interior updates and lack of visible system distress."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 88.0,
            "rationale": "Exterior brick façade, siding trim and driveway appear sound with level roofline and no visible foundation settlement. Front walkway and driveway are intact and yard is well maintained. Listing notes a fenced backyard and covered deck (porch swing), which supports privacy and tenant safety. Drainage appears typical for neighborhood (no standing water visible), though full perimeter grade/yard slope not shown."
          }
        ],
        "red_flags": [
          "No clearly visible smoke detectors or carbon monoxide alarm in photos — CO alarm is required when gas appliances are present (gas range visible). Verify installation and locations (hallway and each sleeping area).",
          "GFCI protection in kitchen and bathrooms not clearly visible in photos — verify presence/function to avoid NSPIRE citation."
        ],
        "confidence": 0.7,
        "assumptions": [
          "Central HVAC is functional (ceiling supply vents visible).",
          "Roof is 2 years old as stated in the listing and in good condition (photos support this).",
          "Kitchen appliances shown (gas range, refrigerator) are operational or can be made operational prior to lease-up.",
          "Bedrooms have required egress windows (visible windows in bedrooms appear adequate).",
          "No concealed major defects (foundation movement, hidden roof leaks, or severe mold) beyond what is visible in the photos; if severe hidden issues exist the score would drop significantly."
        ],
        "overall_score": 84.0,
        "rubric_version": "ns-py-2026-03-27-v1"
      }
    ],
    "model": "gpt-5-mini-2025-08-07",
    "errors": [],
    "address": "1901 Eisenhower Ave, Metairie, LA, 70003",
    "aggregate": {
      "summary": "This single-family home appears largely turnkey for Section 8 tenancy. Interior finishes, updated kitchen/baths, visible central HVAC, and a 2-year-old roof indicate good system and cosmetic condition. The main inspection risks are documentation/verification items not visible in photos: presence and placement of CO detectors, confirmation of GFCI protection at kitchen/bath outlets, and verification of the water heater and electrical panel condition. These are likely easy fixes if absent. No structural or major safety failures are evident from the photos; the property would likely pass an initial HCV inspection after minor verification and possibly installation of CO or GFCI devices if required.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Visible condition and repairs",
          "score": 86.3,
          "rationale": "Interior and exterior photos + listing show a well-maintained, recently updated home: new-looking wood-laminate and tile floors, updated kitchen and bathrooms, stainless appliances (range and refrigerator visible), fresh paint, intact cabinetry with minor cosmetic wear (scuffing at island base, minor trim marks). No visible peeling paint, exposed subfloor, or collapsed surfaces. Missing or replaced small items (outlet cover colors, minor cabinet wear) are easy cosmetic fixes. Overall turnkey appearance with only minor touch-ups expected."
        },
        {
          "key": "exterior_site",
          "label": "Exterior envelope and site condition",
          "score": 87.7,
          "rationale": "Exterior photos show a brick/clad single-story home with well-kept yard, paved driveway, intact walkway, fenced backyard and a covered deck. Foundation appears level from exterior perspective; no visible large cracks or settling. Landscaping is tidy and no obvious infestation or standing water is visible. Front steps have a small rise with no visible loose handrail; drop appears minor (not a guardrail requirement from photos). Overall low exterior/site risk."
        },
        {
          "key": "safety_code",
          "label": "Section 8 / NSPIRE safety & code compliance risk",
          "score": 75.0,
          "rationale": "No immediate life-threatening hazards visible: ceilings intact, no visible leaks or water staining, bedrooms have egress windows, entry door appears secure. A round ceiling device is visible in an interior photo (likely a smoke detector) but CO alarm(s) are not visible in photos; CO alarms are required where fuel-burning appliances exist (the range appears gas). GFCI protection at kitchen counters is not clearly visible (outlets shown are standard style). No exposed wiring is visible and HVAC vents are present suggesting central heating. Because CO detectors and explicit GFCI compliance cannot be confirmed from images, modest safety risk exists that could cause an initial inspection repair request."
        },
        {
          "key": "systems_mechanical",
          "label": "Major systems (roof, HVAC, plumbing, electrical)",
          "score": 79.3,
          "rationale": "Listing states a 2-year-old roof and photos show a sound roofline and no visible sagging. Central HVAC registers/vents are visible in multiple photos indicating a central system likely present. Kitchen has modern appliances and a vent hood; water heater and electrical panel are not shown. No visible plumbing leaks, active water intrusion, or roof failures. Unknowns (age/condition of water heater, location/condition of electrical panel, verification that HVAC is operational) reduce score slightly but visible systems appear functional and well-maintained."
        }
      ],
      "red_flags": [],
      "confidence": 0.94,
      "assumptions": [
        "Central HVAC is present and operational (visible ceiling vents/registers in photos).",
        "Range is a gas appliance (appears to be gas burners) — therefore CO alarm(s) may be required.",
        "A smoke detector is likely present (round ceiling device visible), but CO detectors are not visible in photos.",
        "Electrical panel exists and is intact though not shown; outlets are assumed functional but GFCI protection at kitchen counters is not confirmed visually.",
        "Water heater and hot water are present but not shown; no signs of no-hot-water condition in listing or photos.",
        "Front step drop is small (no guardrail required); no unsafe stairs visible.",
        "Listing is accurate about a 2-year-old roof and double-pane windows."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 82.0,
      "rubric_version": "2026-03-NSPIRE-v1",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "8516253318"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.