Property ID: 8516433350
521 Willowbrook Dr, Gretna, LA, 70056
Gretna, LA
Money Down: $60,480
CoC Return: 9.97%
Monthly Cash Flow: $503
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$50,400
Closing Costs
$10,080
Total Down
$60,480
Investment Snapshot
Purchase Price
$252,000
Money Down
$60,480
Cash-on-Cash Return
9.97%
Rent
$2,313
Monthly Cash Flow
$503
Annual Cash Flow
$6,031
Debt Service / Mo
$1,341
Property Tax / Mo
$120
Insurance / Mo
$118
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,313
Payment Standard
$2,678
Rent
$2,313
Insurance
$118
Property Tax
$120
Management
$231
Utilities Allowance
$365
NOI (Monthly)
$1,844
Debt Service
$1,341
Cash Flow After Debt
$503
Quality Score: 85.10%
Confidence: 90.00%
Overall the property appears turnkey and likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with minor, fast corrections. Recent full remodel (including roof, water heater and A/C ~4 years ago), included appliances visible in photos, and well‑maintained interior/exterior support a high readiness rating. Primary inspection risk areas are verification of required detectors (smoke and carbon monoxide), GFCI outlets in kitchen/baths, and confirmation of electrical panel and hot water operation. These are typically quick, low-cost fixes if absent.
Section 8 Payment Standard
$2,678
Utility Allowance Total
$365
Guaranteed Section 8 Rent (PS - Utilities)
$2,313
Property Management
$231
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$252,000
Beds
5
Baths
2
Living Area
1,513 sqft
Lot Size
—
Year Built
1980
Days on Market
21
Capital Outlay
$60,480
Debt Service
$1,341
Property Tax / Mo
$120
Insurance / Mo
$118
Property Description
Beautiful 5 Bedroom, 2 Bath Home - Move-In Ready! This well-maintained home is in excellent condition and ready for its next owner. Featuring 5 bedrooms and 2 full bathrooms, the property offers a fresh, clean interior with no carpet, making it both stylish and easy to maintain. The home was remodeled just 4 years ago, including a new roof, water heater, and A/C system, providing peace of mind for years to come. The kitchen comes fully equipped with all appliances included, even the washer and dryer, making your move simple and convenient. Conveniently located in proximity to schools, shopping, and major avenues, with easy access to the Greater New Orleans Bridge, this home offers both comfort and accessibility.
Utility Allowances
Heating
$88
Selected 'natural_gas' as the property listing specifies central heat and natural gas service.
Cooking
$15
Selected 'natural_gas' as the property has natural gas service and includes a range/oven.
Water Heating
$30
Selected 'natural_gas' as it is available at the property and is the most common fuel for water heating.
Other Electric
$89
This is a standard fixed allowance for lighting, central A/C, and other appliances.
Water
$57
The property is connected to a public water source as stated in the listing.
Sewer
$61
The property is connected to the city sewer system as stated in the listing.
Trash Collection
$25
This is a standard municipal service for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,405
DP3 Annual Estimate$1,415
DP1 Monthly Equivalent$117
DP3 Monthly Equivalent$118
Replacement Value$47,800
Basis1,513 sqft / 1980
Nearby Houses
Photo unavailable
564 Willowbrook Dr
for_sale · 0.13 mi
Price: $195,000
4 bd / 2 ba · 2,180 sqft
Latest sale: —
Latest rent: —
Photo unavailable
287 Southwood Dr
sold · 0.15 mi
Price: $265,900
4 bd / 3 ba · 2,450 sqft
Latest sale: — on May 28, 2021
Latest rent: $1,995 on May 27, 2020
Photo unavailable
364 Firethorn Dr
sold · 0.17 mi
Price: $229,900
3 bd / 2 ba · 1,548 sqft
Latest sale: — on May 10, 2021
Latest rent: —
Photo unavailable
285 Firethorn Dr
sold · 0.18 mi
Price: $300,000
3 bd / 2 ba · 1,852 sqft
Latest sale: — on Aug 23, 2021
Latest rent: —
Photo unavailable
624 Willowbrook Dr
for_sale · 0.21 mi
Price: $169,000
4 bd / 2 ba · 1,380 sqft
Latest sale: — on Aug 03, 2006
Latest rent: $2,300 on Oct 26, 2025
Photo unavailable
264 Cottonwood Dr
off_market · 0.23 mi
Price: $250,000
4 bd / 2 ba · 1,846 sqft
Latest sale: — on Mar 31, 2023
Latest rent: —
Photo unavailable
421 Firethorn Dr
for_sale · 0.24 mi
Price: $339,000
3 bd / 2 ba · 1,821 sqft
Latest sale: — on Jan 15, 2015
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing is accurate: roof, water heater, and A/C were replaced ~4 years ago and are currently functional.
- Kitchen appliances (refrigerator, gas range) and washer/dryer are included and operable as stated—fridge and range are visible in photos.
- Bedrooms have code-compliant egress windows though not all bedrooms are individually pictured.
- Smoke detectors and carbon monoxide detectors may be installed but are not visible in photos; their absence would be a straightforward fail until installed.
- Electrical panel, water heater location, and HVAC equipment are accessible and in serviceable condition though not pictured.
- Bathrooms are in similar renovated condition as shown living/kitchen areas; plumbing and hot water are functional per listing.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,402 | $105,400 | $10,540 |
| 2024 | $1,398 | $105,400 | $10,540 |
| 2023 | $1,313 | $100,500 | $10,050 |
| 2022 | $1,280 | $100,500 | $10,050 |
| 2021 | $1,206 | $100,500 | $10,050 |
| 2020 | $1,198 | $100,500 | $10,050 |
| 2019 | $1,229 | $100,500 | $10,050 |
| 2018 | $1,148 | $100,500 | $10,050 |
| 2017 | $1,100 | $100,500 | $10,050 |
| 2016 | $1,078 | $100,500 | $10,050 |
| 2015 | $1,093 | $99,500 | $9,950 |
| 2014 | $1,080 | $99,500 | $9,950 |
| 2013 | $1,043 | $99,500 | $9,950 |
| 2012 | $1,043 | $99,500 | $9,950 |
| 2011 | $1,050 | $100,000 | $10,000 |
| 2010 | $1,024 | $100,000 | $10,000 |
| 2009 | $1,024 | $100,000 | $10,000 |
| 2008 | $1,014 | — | $10,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed | $252,000 |
| 2024-03-18 | Listing removed | $1,800 |
| 2022-08-30 | Listing removed | $0 |
| 2022-04-29 | Listed | $242,000 |
| 1988-04-01 | Sold | $0 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2022-07-29 | Listed for rent | $2,400 | — |
Photo Gallery
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"Smoke detectors and carbon monoxide detectors may be installed but are not visible in photos; their absence would be a straightforward fail until installed.",
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"label": "Safety / NSPIRE Code Risk",
"score": 80.0,
"rationale": "No visible exposed wiring, no visible water stains, ceilings appear intact, single-story with multiple windows (likely adequate egress). Front door shows a secure lock. However photos do not show smoke detectors or carbon monoxide detectors, and GFCI outlets are not visible in kitchen/bath photos—these items must be verified/installed to meet NSPIRE. No visible trip hazards, missing guardrails, or active leaks. Overall moderate-to-low safety risk but verification/installation of detectors and GFCI likely required."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 82.0,
"rationale": "Listing states roof, water heater and A/C were replaced 4 years ago; interior photos show central A/C vents and a modern gas range and stainless refrigerator, and washer/dryer are listed as included. No visible signs of water intrusion, sagging ceilings, or heating failures. Electrical panel and water heater not shown, so their condition is assumed acceptable per recent remodel but must be verified. Given the listed system replacements and lack of visible issues, systems score is above average but not perfect due to lack of direct verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 90.0,
"rationale": "Curb appeal is strong: painted brick, level yard, new/clean concrete driveway and sidewalk, intact perimeter fence and gated side yard. No visible foundation cracking, standing water, or major landscaping neglect in photos. Roofline looks healthy from street photos. Exterior appears well maintained, lowering site risk for inspection."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Smoke detectors and carbon monoxide detectors are not visible in photos — verification/installation required prior to inspection.",
"GFCI protection in kitchen/bathrooms not visible — may need installation or verification.",
"Electrical panel and water heater locations/conditions are not shown — must be accessible and in code-compliant condition at inspection."
],
"confidence": 0.78,
"assumptions": [
"Listing statement that roof, water heater, and A/C were replaced 4 years ago is accurate and those systems are operational.",
"Appliances (refrigerator, gas range, washer/dryer) included with sale are present and in working order as advertised.",
"Photos are representative of the entire unit (no hidden rooms with visible damage) and show current condition.",
"Windows visible in bedrooms meet egress requirements or standard bedroom-window sizes are present (not directly verifiable from provided photos).",
"No active mold, pest infestation, or hidden water intrusion exists beyond what is visible in photos; the lack of visible stains is taken as a good sign."
],
"overall_score": 85.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "Property appears turnkey and likely to pass an initial HCV/NSPIRE inspection with minimal work. Interior recent renovation, newish roof/A/C/water heater, and included appliances reduce the effort to make rent-ready. Primary unknowns that could affect a final inspection are presence/placement of a carbon monoxide detector (gas stove present), verification of GFCI protection in kitchen/baths, and electrical panel condition — these are routine verifications/fixes and should be addressed before inspection to ensure full compliance.",
"criteria": [
{
"key": "condition_repairs",
"label": "Overall Condition & Repair Needs",
"score": 90.0,
"rationale": "Interior photos show recent renovations: vinyl plank flooring throughout, fresh paint, intact drywall and trim, and clean finishes. Kitchen and major appliances (refrigerator, gas range) are present per photos and listing. No visible significant cosmetic damage, stains, or deferred maintenance. Minor items (decorative light fixtures) are cosmetic only. Missing photos of bathrooms but listing states 2 baths remodeled; absence of visible defects leads to a high score."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE Safety & Code Risks",
"score": 82.0,
"rationale": "Visible ceiling-mounted smoke detector in interior photos and a secure entry door with a deadbolt/keypad appear present. No exposed wiring, no visible mold, and interior walkways/floors appear safe. Bedroom egress windows appear standard-sized in photos. Potential concerns: no carbon monoxide detector is visible in photos (required when there is a fuel-burning appliance like the gas stove), GFCI outlets in kitchen/bathrooms are not visible in photos, and the electrical panel location/condition was not shown. These unknowns reduce but do not critically lower the safety score."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Roof, Plumbing, Electrical)",
"score": 88.0,
"rationale": "Listing states the roof, water heater, and A/C were replaced about 4 years ago; ceiling A/C vents are visible and HVAC registers are present. Kitchen shows a stainless gas range (appears properly installed) and fridge present. No visible signs of active leaks, water stains, or roof sagging in exterior/interior photos. Electrical panel and hot-water temperature functioning could not be verified from photos; those unknowns moderately reduce the score."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 90.0,
"rationale": "Exterior shows painted brick in good condition, a concrete driveway and sidewalk in good repair, maintained lawn, and an intact wooden privacy fence with gate. No visible foundation settlement, major cracks, standing water, or roof sag. Yard and walkways appear safe and well-maintained; minor unknowns about drainage grading behind the house are not evident in photos."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No carbon monoxide (CO) detector visible in provided interior photos despite the presence of a gas range; CO protection should be confirmed/installed near sleeping areas prior to inspection."
],
"confidence": 0.7,
"assumptions": [
"Listing is accurate: roof, water heater, and A/C were replaced approximately 4 years ago and are operational.",
"Appliances shown in photos (refrigerator and gas range) are included and functional, as claimed in the listing.",
"At least one smoke detector exists (visible in photos) and is functional; battery/operation not tested.",
"Bedroom windows meet egress size requirements (windows appear standard-sized; exact measurements not available).",
"No visible active roof leaks, foundation movement, or structural sagging were observed in photos; hidden issues are not evident.",
"Electrical panel, GFCI protection, plumbing shutoffs, and water heater access were not shown; assumed serviceable but unverified.",
"No severe mold, termite, or pest infestation is visible in photos; none disclosed in listing."
],
"overall_score": 88.0,
"rubric_version": "nsPIRE-v1.0-2026-03"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "521 Willowbrook Dr, Gretna, LA, 70056",
"aggregate": {
"summary": "Overall the property appears turnkey and likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with minor, fast corrections. Recent full remodel (including roof, water heater and A/C ~4 years ago), included appliances visible in photos, and well‑maintained interior/exterior support a high readiness rating. Primary inspection risk areas are verification of required detectors (smoke and carbon monoxide), GFCI outlets in kitchen/baths, and confirmation of electrical panel and hot water operation. These are typically quick, low-cost fixes if absent.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.7,
"rationale": "Interior and exterior photos show a recently remodeled, well‑maintained home: fresh paint, new-looking vinyl plank flooring throughout, intact doors and trim, updated kitchen cabinetry and countertops, and included appliances (stainless refrigerator and gas range visible). No visible major cosmetic damage, peeling paint, or flooring failure. Missing-appliance risk is low because listing states all appliances (including washer/dryer) included and fridge/stove are visible. Items likely required before tenancy are minimal (e.g., touch-up paint, outlet covers if any missing, minor caulking). Classified as easy-to-fix, capital-only items rather than structural deficiencies."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 90.0,
"rationale": "Front yard, sidewalk, driveway and painted brick exterior are in good condition. Concrete driveway and walkways look new or recently sealed; yard is maintained and fenced side yard visible. No visible foundation settlement, major siding damage, missing guardrails, standing water, or exterior structural sagging. Property appears low risk from an exterior/site perspective; any remaining items (gate latch, minor grading) would be minor corrections."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Activity (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 79.0,
"rationale": "No obvious life-threatening hazards in photos: no exposed wiring, no collapsed ceilings, no visible mold, and door/window egress appears present. Listing indicates a 4-year-old A/C and roof, reducing some risks. However, smoke detectors and carbon-monoxide detectors are not visible in the photos and GFCI outlets (kitchen/baths) are not clearly shown; electrical panel not visible. Entry door appears secure but deadbolt is not clearly visible. Because detector/GFCI presence cannot be confirmed, there is moderate NSPIRE risk tied to detector placement and required outlets. These are often fast fixes (install/replace detectors, add GFCI) but would be inspection items; therefore score reduced moderately."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 83.3,
"rationale": "Listing states roof, water heater, and A/C were replaced during a remodel 4 years ago; exterior roof photos appear intact and vents/ducts visible in ceiling photos. Kitchen appliances (gas range, refrigerator) visible and appear properly installed. No evidence of active leaks, water stains, or plumbing failure in interior photos. Electrical panel, water heater, and HVAC equipment are not pictured, so assessment relies on listing claims and visible vents. Given recent replacements and lack of visible system distress, systems appear functional, but unconfirmed equipment access/testing (hot water, HVAC operation, electrical panel labeling) could reveal smaller issues—hence a solid but not perfect score."
}
],
"red_flags": [],
"confidence": 0.9,
"assumptions": [
"Listing is accurate: roof, water heater, and A/C were replaced ~4 years ago and are currently functional.",
"Kitchen appliances (refrigerator, gas range) and washer/dryer are included and operable as stated—fridge and range are visible in photos.",
"Bedrooms have code-compliant egress windows though not all bedrooms are individually pictured.",
"Smoke detectors and carbon monoxide detectors may be installed but are not visible in photos; their absence would be a straightforward fail until installed.",
"Electrical panel, water heater location, and HVAC equipment are accessible and in serviceable condition though not pictured.",
"Bathrooms are in similar renovated condition as shown living/kitchen areas; plumbing and hot water are functional per listing."
],
"score_method": "mean_of_criteria",
"overall_score": 85.1,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8516433350"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.