Property ID: 8532524013
900 Wayne Ave, Bridge City, LA, 70094
Bridge City, LA
Money Down: $28,776
CoC Return: 21.62%
Monthly Cash Flow: $519
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$23,980
Closing Costs
$4,796
Total Down
$28,776
Investment Snapshot
Purchase Price
$119,900
Money Down
$28,776
Cash-on-Cash Return
21.62%
Rent
$1,542
Monthly Cash Flow
$519
Annual Cash Flow
$6,223
Debt Service / Mo
$638
Property Tax / Mo
$117
Insurance / Mo
$114
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,542
Payment Standard
$1,983
Rent
$1,542
Insurance
$114
Property Tax
$117
Management
$154
Utilities Allowance
$441
NOI (Monthly)
$1,157
Debt Service
$638
Cash Flow After Debt
$519
Quality Score: 70.50%
Confidence: 85.00%
This 3BR/2BA single-family appears generally turnkey for a Housing Choice Voucher inspection with mostly cosmetic repairs and basic safety installs required. Strengths: new roof (2024), intact brick/vinyl exterior, tile floors, two bathrooms, HVAC present (2016). Primary inspection risks are missing/undocumented smoke & CO detectors, unverified GFCI outlets, and unphotographed electrical panel and water heater. None of the photos indicate structural failure or active leaks. With installation of required detectors, verification of egress windows, minor cosmetic touch-ups, and routine systems verification, the property is likely to pass an initial NSPIRE/HCV inspection within 1–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$441
Guaranteed Section 8 Rent (PS - Utilities)
$1,542
Property Management
$154
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$119,900
Beds
3
Baths
2
Living Area
1,465 sqft
Lot Size
5,101 sqft
Year Built
1973
Days on Market
59
Capital Outlay
$28,776
Debt Service
$638
Property Tax / Mo
$117
Insurance / Mo
$114
Property Description
Located in a popular area, this updated 3-bedroom, 2-bathroom home sits on a rare 1-acre lot. The interior features elegant marble floor tiles throughout and a spacious kitchen with a breakfast bar. Recent updates include a new fence (2022) and a brand-new roof (2024). The exterior, a blend of vinyl and brick, offers a covered back patio and an empty lot next door for added privacy. With a 2016 HVAC and modern layout, this property perfectly blends comfort with an expansive outdoor lifestyle.
Utility Allowances
air_conditioning
$32
Property has central cooling, which is typically electric. The allowance is based on the schedule for a 3-bedroom unit.
cooking
$7
Property has natural gas available. Natural gas is selected for cooking as the most common and cost-effective option listed in the schedule.
electric_monthly_fee
$26
A standard monthly fee for having an active electric utility account, as per the schedule.
gas_monthly_fee
$28
A standard monthly fee for having an active natural gas utility account, as the property has natural gas service.
heating
$24
Property has central heating and available natural gas. Natural gas is selected as the heating fuel.
mosquito_monthly_fee
$3
A standard monthly fee for mosquito control, common in this geographic area, as reflected in the utility schedule.
other_electric
$45
Allowance for general electricity usage (lights, outlets, etc.) for a 3-bedroom unit.
range
$36
The property listing does not explicitly state that a range/oven is provided, so it is assumed to be tenant-owned as per the rules.
refrigerator
$33
The property listing does not explicitly state that a refrigerator is provided, so it is assumed to be tenant-owned as per the rules.
sewer
$94
The property is connected to the city sewer system. The allowance is based on the schedule for a 3-bedroom unit.
trash_collection
$23
Standard allowance for municipal trash collection for a single-family home.
water
$70
The property uses a public water source. The allowance is based on the schedule for a 3-bedroom unit.
water_heating
$20
Property has natural gas service, which is assumed to be the fuel for water heating. Natural gas is the selected option.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,370
DP3 Annual Estimate$1,370
DP1 Monthly Equivalent$114
DP3 Monthly Equivalent$114
Replacement Value$83,600
Basis1,465 sqft / 1973
Nearby Houses
Photo unavailable
7812 Britt St
off_market · 0.17 mi
Price: $2,100
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Latest sale: —
Latest rent: —
Photo unavailable
241 Laroussini St Lot 47C
for_sale · 0.38 mi
Price: $69,000
— bd / — ba · 9,408 sqft
Latest sale: —
Latest rent: —
Photo unavailable
255 Larousinni St Unit B
off_market · 0.38 mi
Price: $850
1 bd / 1 ba · 400 sqft
Latest sale: —
Latest rent: —
Photo unavailable
7821 Alma St
for_sale · 0.40 mi
Price: $235,000
3 bd / 2 ba · 1,457 sqft
Latest sale: — on Nov 04, 2024
Latest rent: —
Photo unavailable
305 Laroussini St
off_market · 0.40 mi
Price: $198,000
2 bd / 2 ba · 1,200 sqft
Latest sale: — on Nov 15, 2023
Latest rent: —
Photo unavailable
3632 W Louisiana State Dr
for_sale · 0.40 mi
Price: $409,900
4 bd / 3 ba · 2,090 sqft
Latest sale: — on Jul 31, 1998
Latest rent: —
Photo unavailable
520 Emile Ave
off_market · 0.40 mi
Price: $165,000
4 bd / 2 ba · 1,250 sqft
Latest sale: — on Jun 10, 2020
Latest rent: $1,600 on Aug 10, 2025
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that roof was replaced in 2024 and HVAC installed in 2016 is accurate.
- Kitchen appliances (range, refrigerator) are present or will be supplied; absence was not evident in photos and should not heavily penalize score.
- Electrical panel and water heater are present and function but were not photographed; assume no active hazards unless inspection shows otherwise.
- Smoke detectors and carbon monoxide alarms were not visible in photos — assume they are not installed or not correctly located until confirmed.
- Bedroom windows exist and provide egress but exact clear opening sizes are unverified from provided images.
- No hidden mold, concealed water intrusion, or pest infestation beyond what is visible in photos; clutter may be hiding minor issues.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,362 | $103,800 | $10,380 |
| 2024 | $1,358 | $103,800 | $10,380 |
| 2023 | $1,402 | $102,300 | $10,230 |
| 2022 | $1,368 | $102,300 | $10,230 |
| 2021 | $1,294 | $102,300 | $10,230 |
| 2020 | $1,285 | $102,300 | $10,230 |
| 2019 | $1,327 | $102,300 | $10,230 |
| 2018 | $1,242 | $102,300 | $10,230 |
| 2017 | $1,197 | $102,300 | $10,230 |
| 2016 | $1,177 | $102,300 | $10,230 |
| 2015 | $814 | $69,800 | $6,980 |
| 2014 | $805 | $69,800 | $6,980 |
| 2013 | $804 | $69,800 | $6,980 |
| 2012 | $804 | $69,800 | $6,980 |
| 2011 | $785 | $67,600 | $6,760 |
| 2010 | $768 | $67,600 | $6,760 |
| 2009 | $731 | $67,600 | $6,760 |
| 2008 | $729 | — | $6,760 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-10 | Price Changed | $119,900 |
| 2026-02-03 | Price Changed | $129,900 |
| 2026-01-28 | Price Changed | $139,900 |
| 2026-01-16 | Price Changed | $149,900 |
| 2026-01-12 | Price Changed | $159,900 |
| 2025-12-30 | Price Changed | $179,000 |
| 2025-12-19 | Listed | $189,900 |
| 2016-09-13 | Sold | $0 |
| 2016-08-02 | Listing removed | $112,000 |
| 2016-07-25 | Listing removed | $112,000 |
| 2016-07-25 | Price Changed | $112,000 |
| 2016-06-14 | Listed | $117,000 |
| 2016-06-07 | Listed | $117,000 |
Photo Gallery
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"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2016-08-02",
"price": 112000,
"listing": {
"status": "off_market",
"list_date": "2016-06-03T07:00:00Z",
"list_price": 112000,
"listing_id": "610509159",
"last_update_date": "2016-09-15T23:46:42Z",
"last_status_change_date": "2016-09-12T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 76.45051194539249,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2061232",
"price_change_percentage": null
},
{
"date": "2016-07-25",
"price": 112000,
"listing": {
"status": "off_market",
"list_date": "2016-06-07T17:36:00Z",
"list_price": 112000,
"listing_id": "610233907",
"last_update_date": "2016-07-26T03:56:00Z",
"last_status_change_date": "2016-07-26T03:56:00Z"
},
"event_name": "Listing removed",
"price_sqft": 76.45051194539249,
"source_name": "BatonRouge",
"price_change": 0,
"days_after_listed": "41 days",
"source_listing_id": "2016008286",
"price_change_percentage": null
},
{
"date": "2016-07-25",
"price": 112000,
"listing": {
"status": "off_market",
"list_date": "2016-06-03T07:00:00Z",
"list_price": 112000,
"listing_id": "610509159",
"last_update_date": "2016-09-15T23:46:42Z",
"last_status_change_date": "2016-09-12T07:00:00Z"
},
"event_name": "Price Changed",
"price_sqft": 76.45051194539249,
"source_name": "NewOrleans",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "2061232",
"price_change_percentage": null
},
{
"date": "2016-06-14",
"price": 117000,
"listing": {
"status": "off_market",
"list_date": "2016-06-03T07:00:00Z",
"list_price": 112000,
"listing_id": "610509159",
"last_update_date": "2016-09-15T23:46:42Z",
"last_status_change_date": "2016-09-12T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 79.86348122866895,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2061232",
"price_change_percentage": null
},
{
"date": "2016-06-07",
"price": 117000,
"listing": {
"status": "off_market",
"list_date": "2016-06-07T17:36:00Z",
"list_price": 112000,
"listing_id": "610233907",
"last_update_date": "2016-07-26T03:56:00Z",
"last_status_change_date": "2016-07-26T03:56:00Z"
},
"event_name": "Listed",
"price_sqft": 79.86348122866895,
"source_name": "BatonRouge",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2016008286",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8532524013",
"generated_at": "2026-02-16T21:45:42.366244Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 70.5
},
"utility_allowance": {
"zip_code": "70094",
"home_photo": "https://ap.rdcpix.com/918fd070006fe2fc696fbfa3d5d77d49l-m2362919641s-w1280.jpg",
"rent_price": 1542.0,
"loan_amount": 95920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/900-Wayne-Ave_Bridge-City_LA_70094_M85325-24013",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 119900.0,
"loan_term_years": 30,
"annual_cash_flow": 13880.74,
"mortgage_monthly": 638.16,
"payment_standard": 1983.0,
"total_amount_out": 23980.0,
"additional_photos": [
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"https://ap.rdcpix.com/918fd070006fe2fc696fbfa3d5d77d49l-m3791261507s-w1280.jpg",
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"https://ap.rdcpix.com/918fd070006fe2fc696fbfa3d5d77d49l-m2269348757s-w1280.jpg",
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"https://ap.rdcpix.com/918fd070006fe2fc696fbfa3d5d77d49l-m371295633s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 114.17,
"monthly_cash_flow": 1156.73,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [
"file:///Users/chris/Github/RentalProperties/utility_allowance_fetcher/temp_agent/simple_with_context/data/LA270/sources/utility/wp-content_uploads_2026_01_UTILITYALLOW.SINGLE.FAMILY.2026.raster.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central cooling, which is typically electric. The allowance is based on the schedule for a 3-bedroom unit.",
"utility": "air_conditioning",
"allowance": 32
},
{
"note": "Property has natural gas available. Natural gas is selected for cooking as the most common and cost-effective option listed in the schedule.",
"utility": "cooking",
"allowance": 7
},
{
"note": "A standard monthly fee for having an active electric utility account, as per the schedule.",
"utility": "electric_monthly_fee",
"allowance": 26
},
{
"note": "A standard monthly fee for having an active natural gas utility account, as the property has natural gas service.",
"utility": "gas_monthly_fee",
"allowance": 28
},
{
"note": "Property has central heating and available natural gas. Natural gas is selected as the heating fuel.",
"utility": "heating",
"allowance": 24
},
{
"note": "A standard monthly fee for mosquito control, common in this geographic area, as reflected in the utility schedule.",
"utility": "mosquito_monthly_fee",
"allowance": 3
},
{
"note": "Allowance for general electricity usage (lights, outlets, etc.) for a 3-bedroom unit.",
"utility": "other_electric",
"allowance": 45
},
{
"note": "The property listing does not explicitly state that a range/oven is provided, so it is assumed to be tenant-owned as per the rules.",
"utility": "range",
"allowance": 36
},
{
"note": "The property listing does not explicitly state that a refrigerator is provided, so it is assumed to be tenant-owned as per the rules.",
"utility": "refrigerator",
"allowance": 33
},
{
"note": "The property is connected to the city sewer system. The allowance is based on the schedule for a 3-bedroom unit.",
"utility": "sewer",
"allowance": 94
},
{
"note": "Standard allowance for municipal trash collection for a single-family home.",
"utility": "trash_collection",
"allowance": 23
},
{
"note": "The property uses a public water source. The allowance is based on the schedule for a 3-bedroom unit.",
"utility": "water",
"allowance": 70
},
{
"note": "Property has natural gas service, which is assumed to be the fuel for water heating. Natural gas is the selected option.",
"utility": "water_heating",
"allowance": 20
}
],
"cash_on_cash_return": 0.58,
"down_payment_amount": 23980.0,
"property_tax_annual": 1402.86,
"property_tax_monthly": 116.91,
"property_tax_increase": 0.03,
"utility_allowance_total": 441.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 6222.84,
"property_management_monthly": 154.2,
"monthly_cash_flow_after_debt": 518.57,
"cash_on_cash_return_after_debt": 0.26
},
"section8_assessment": {
"runs": [
{
"summary": "This 3BR/2BA single-family appears generally turnkey for a Housing Choice Voucher inspection with mostly cosmetic repairs and basic safety installs required. Strengths: new roof (2024), intact brick/vinyl exterior, tile floors, two bathrooms, HVAC present (2016). Primary inspection risks are missing/undocumented smoke & CO detectors, unverified GFCI outlets, and unphotographed electrical panel and water heater. None of the photos indicate structural failure or active leaks. With installation of required detectors, verification of egress windows, minor cosmetic touch-ups, and routine systems verification, the property is likely to pass an initial NSPIRE/HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior finishes appear generally solid: tile flooring throughout, intact bathrooms and functioning fixtures visible. Cosmetic deferred maintenance: scuffed/damaged bedroom doors, worn paint, some wall patching needed, and clutter/depersonalization required before move-in. Kitchen not photographed so presence/condition of range/refrigerator not confirmed; listing text implies an updated kitchen. Nothing in photos suggests major finish replacements. These are mostly minor/turnkey repairs and cleaning."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 70.0,
"rationale": "No active life‑threatening hazards visible: ceilings intact, no visible water stains or major mold, bathrooms have functioning fixtures, ceilings have mounted light/ceiling fans. However smoke detectors and carbon monoxide alarms are not visible in any photo (required by NSPIRE), and GFCI outlets at vanities/kitchen are not shown. Bedroom egress windows appear present but sizes are not verifiable from photos. Entry door hardware (deadbolt) not visible. Some exposed cords (TV) present but not electrical-system hazards. These unknowns lower the safety score; most items are easily corrected (install detectors, add GFCI outlets or covers, verify egress)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Plumbing/Electrical)",
"score": 75.0,
"rationale": "Listing states a brand-new roof (2024) and HVAC from 2016; both facts strongly reduce risk (roof is new, HVAC present). Visible ceiling vents and ceiling fans suggest active HVAC distribution. Plumbing fixtures in two bathrooms appear functional. Electrical panel and water heater not photographed so their condition is unknown. No visible signs of active leaks, major foundation or roof failure. Given the listing claims and lack of visible system distress, the systems score is above average but reduced for unverified panels/water heater service records."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior photos show brick/vinyl walls in good condition, a covered patio, and a recently installed fence (listing). Yard is generally maintained though some uneven grass and minor concrete/curb cracking are visible on the public sidewalk/driveway area. No standing water, major erosion, or visible foundation movement. The one-acre lot and privacy from the adjacent empty lot are positive. Overall exterior shows normal wear but no structural red flags."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Listing statement that roof was replaced in 2024 and HVAC installed in 2016 is accurate.",
"Kitchen appliances (range, refrigerator) are present or will be supplied; absence was not evident in photos and should not heavily penalize score.",
"Electrical panel and water heater are present and function but were not photographed; assume no active hazards unless inspection shows otherwise.",
"Smoke detectors and carbon monoxide alarms were not visible in photos — assume they are not installed or not correctly located until confirmed.",
"Bedroom windows exist and provide egress but exact clear opening sizes are unverified from provided images.",
"No hidden mold, concealed water intrusion, or pest infestation beyond what is visible in photos; clutter may be hiding minor issues."
],
"overall_score": 75.0,
"rubric_version": "1.0"
},
{
"summary": "This 3-bed/2-bath home appears generally sound and mostly rent-ready with cosmetic repairs and a short checklist of safety items. Strengths: new roof (2024), central HVAC (2016), tile floors, functioning bathrooms and intact exterior. Primary inspection risk areas: absence of visible smoke/CO detectors, exposed cabling/cords and minor electrical hazards, and a cracked curb/sidewalk trip hazard. If detectors are installed, exposed wiring addressed, and minor exterior/ cosmetic items corrected, the property would likely pass an initial HCV/NSPIRE inspection within a few weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 74.0,
"rationale": "Interior appears mostly intact with tile floors throughout, functioning bathrooms and ceiling fans. Visible cosmetic wear: scuffed/marked doors and walls, minor patching needed, and cluttered rooms that need cleaning. No major interior finish failures visible. Missing appliance status not shown in photos; if kitchen appliances are absent that would be a moderate reduction but listing implies an updated kitchen. Overall repairs appear minor and cosmetic, achievable within a short turnaround."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance (NSPIRE risk)",
"score": 58.0,
"rationale": "Multiple safety compliance unknowns and minor hazards seen. No smoke detectors or CO detectors are visible in photos (likely fail if none present). Exposed low-voltage/cabling and extension-cord usage at wall-mounted TV and floor create electrical trip/hazard risk; GFCI presence in bathrooms/kitchen not verified. Bedrooms have windows for egress but clutter in at least one bedroom could impede egress. No visible active leaks, major water stains, collapsed ceilings, or missing guardrails. Overall moderate inspection risk until detectors and electrical issues are addressed."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 70.0,
"rationale": "Listing states new roof (2024) and HVAC from 2016; photos show ceiling vents consistent with central HVAC, which supports functional heating/cooling. No water heater, electrical panel, or plumbing service components are shown, so those are unverified. No visible water intrusion or structural roof issues. Given the new roof and relatively recent HVAC, major system repairs are unlikely but verification (service records / inspector checks) will be needed."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 72.0,
"rationale": "Exterior brick/vinyl appears intact; listing notes a new fence (2022) and photos show an acceptable yard condition. However there is staining on lower brick/trim near grade that may indicate splashback/finish staining; front sidewalk/curb near the property is cracked and broken creating a trip hazard (photo shows broken curb/sidewalk slabs). Lot is large and generally usable. Driveway and walkways mostly serviceable but need minor cleanup/repair at curb."
}
],
"red_flags": [
"No visible smoke detectors / CO detectors (potential immediate fail)",
"Electrical hazards: visible exposed cabling and extension-cord use at wall-mounted TV and floor-level cords",
"Trip hazard: broken/cracked sidewalk or curb at property frontage",
"Clutter blocking egress pathways in at least one bedroom (could impede evacuation)"
],
"confidence": 0.7,
"assumptions": [
"Smoke and carbon monoxide detectors are not visible in provided photos; assume they are not installed or not properly located unless owner supplies evidence.",
"Kitchen appliances (stove, refrigerator) are not pictured; listing implies an updated kitchen. Assume at least basic hookups exist but exact appliance condition unknown.",
"HVAC is operational based on visible ceiling vents and listing statement (2016) but no service records were provided.",
"Electrical panel, water heater and GFCI outlets were not photographed; assume typical condition for a maintained home but require verification during inspection.",
"No active roof leaks or major structural damage are present based on interior photos (no water stains or sagging ceilings) and listing stating a new roof in 2024.",
"The cracked/broken curb/sidewalk visible in street-level photo is adjacent to the property and may be under municipality or owner responsibility—treated as a site trip hazard for inspection risk."
],
"overall_score": 69.0,
"rubric_version": "1.0"
},
{
"summary": "This 3-bed, 2-bath single-family appears largely serviceable and likely to pass a first-time HCV/NSPIRE inspection with modest prep: address smoke/CO detectors and confirm GFCI protection, tidy clutter/debris, repair minor wall/door cosmetic issues, and verify electrical panel and water heater condition. Strengths: new roof (2024), functioning-looking bathrooms, tile flooring, HVAC present (2016). Primary inspection risk is lack of visible smoke/CO detectors and unverified GFCI/outlet protections.",
"criteria": [
{
"key": "condition_repairs",
"label": "Overall condition and repairs needed",
"score": 70.0,
"rationale": "Interior appears mostly intact with recent updates noted (new roof 2024, tile flooring). Visible issues are cosmetic: scuffed/partially patched walls, worn/marked interior doors, cluttered rooms, and some interior finishes needing touch-up. Flooring appears to be tile in many rooms and generally serviceable. No large areas of obvious water damage or collapsed finishes in photos. Missing kitchen photos prevent confirmation of appliance condition; however the listing describes a spacious kitchen. These factors point to moderate/minor repair needs (cosmetic and tenant-turn items) rather than major rehab."
},
{
"key": "safety_code",
"label": "Life/safety and code compliance risk",
"score": 60.0,
"rationale": "No visible smoke detectors or carbon monoxide alarms in the photos, which is a potential NSPIRE fail. Bathrooms and toilets are present and look functional. No obvious active water intrusion, collapsing ceilings, or major structural distress visible. Some exposed low-voltage/electrical cords (TV cabling) and general clutter around egress paths could cause minor safety issues. GFCI presence at bathroom/kitchen receptacles is not visible. Entry hardware/deadbolt not shown. Because smoke/CO/GFCI are critical NSPIRE items and are not documented in photos, this lowers the safety score despite no visible life-threatening hazards."
},
{
"key": "systems_mechanical",
"label": "Major systems: roof, HVAC, plumbing, electrical",
"score": 70.0,
"rationale": "Listing states a brand-new roof (2024) and HVAC from 2016; photos show ceiling vents and no obvious ceiling stains, supporting functioning HVAC and intact roof. Plumbing fixtures (two bathrooms) are present and appear serviceable. Electrical panel is not shown and no major exposed wiring is evident beyond cords. Water heater and drain/tie-ins are not visible. Given the new roof and allegedly modern HVAC, major systems risk is moderate-low but some items (water heater, panel, GFCI) remain unverified."
},
{
"key": "exterior_site",
"label": "Exterior, site, and yard condition",
"score": 75.0,
"rationale": "Exterior brick/vinyl appears intact in photos; yard is maintained though minimal landscaping. Listing notes a new fence (2022) and covered back patio. Walkways and driveway show some cracking; curb has broken concrete at street leading to a potential trip hazard near the public sidewalk (visible in image). No visible foundation settlement, major siding damage, standing water, or pest infestation evidence in provided photos. Overall exterior condition appears serviceable with minor site repairs recommended."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE requires functioning detectors in required locations).",
"GFCI protection near bathroom/kitchen not visible — potential code noncompliance if missing.",
"Exposed TV/electrical cords visible on walls — minor electrical hazard and could indicate untidy electrical routing.",
"Broken/cracked curb/sidewalk at street in front of property (trip hazard visible in exterior photo).",
"Interior clutter in bedrooms may block access/egress and should be cleared for inspection."
],
"confidence": 0.7,
"assumptions": [
"Listing is accurate about a brand-new roof (2024) and a functioning HVAC installed in 2016.",
"Kitchen and major appliances exist and are operable despite no kitchen photos; missing appliances were not assumed to be absent unless observed.",
"No active roof leaks or ceiling water stains exist beyond what is visible in photos.",
"Electrical panel and water heater are present and serviceable but were not photographed; their condition is assumed typical for a maintained house of this age unless otherwise noted.",
"Bedrooms have egress windows large enough to meet local egress requirements (not explicitly measured in photos).",
"Absence of visible smoke and carbon monoxide detectors in photos is interpreted as not shown (treated as a likely compliance issue to be corrected)."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "900 Wayne Ave, Bridge City, LA, 70094",
"aggregate": {
"summary": "This 3BR/2BA single-family appears generally turnkey for a Housing Choice Voucher inspection with mostly cosmetic repairs and basic safety installs required. Strengths: new roof (2024), intact brick/vinyl exterior, tile floors, two bathrooms, HVAC present (2016). Primary inspection risks are missing/undocumented smoke & CO detectors, unverified GFCI outlets, and unphotographed electrical panel and water heater. None of the photos indicate structural failure or active leaks. With installation of required detectors, verification of egress windows, minor cosmetic touch-ups, and routine systems verification, the property is likely to pass an initial NSPIRE/HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 73.0,
"rationale": "Interior finishes appear generally solid: tile flooring throughout, intact bathrooms and functioning fixtures visible. Cosmetic deferred maintenance: scuffed/damaged bedroom doors, worn paint, some wall patching needed, and clutter/depersonalization required before move-in. Kitchen not photographed so presence/condition of range/refrigerator not confirmed; listing text implies an updated kitchen. Nothing in photos suggests major finish replacements. These are mostly minor/turnkey repairs and cleaning."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.7,
"rationale": "Exterior photos show brick/vinyl walls in good condition, a covered patio, and a recently installed fence (listing). Yard is generally maintained though some uneven grass and minor concrete/curb cracking are visible on the public sidewalk/driveway area. No standing water, major erosion, or visible foundation movement. The one-acre lot and privacy from the adjacent empty lot are positive. Overall exterior shows normal wear but no structural red flags."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 62.7,
"rationale": "No active life‑threatening hazards visible: ceilings intact, no visible water stains or major mold, bathrooms have functioning fixtures, ceilings have mounted light/ceiling fans. However smoke detectors and carbon monoxide alarms are not visible in any photo (required by NSPIRE), and GFCI outlets at vanities/kitchen are not shown. Bedroom egress windows appear present but sizes are not verifiable from photos. Entry door hardware (deadbolt) not visible. Some exposed cords (TV) present but not electrical-system hazards. These unknowns lower the safety score; most items are easily corrected (install detectors, add GFCI outlets or covers, verify egress)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Plumbing/Electrical)",
"score": 71.7,
"rationale": "Listing states a brand-new roof (2024) and HVAC from 2016; both facts strongly reduce risk (roof is new, HVAC present). Visible ceiling vents and ceiling fans suggest active HVAC distribution. Plumbing fixtures in two bathrooms appear functional. Electrical panel and water heater not photographed so their condition is unknown. No visible signs of active leaks, major foundation or roof failure. Given the listing claims and lack of visible system distress, the systems score is above average but reduced for unverified panels/water heater service records."
}
],
"red_flags": [],
"confidence": 0.85,
"assumptions": [
"Listing statement that roof was replaced in 2024 and HVAC installed in 2016 is accurate.",
"Kitchen appliances (range, refrigerator) are present or will be supplied; absence was not evident in photos and should not heavily penalize score.",
"Electrical panel and water heater are present and function but were not photographed; assume no active hazards unless inspection shows otherwise.",
"Smoke detectors and carbon monoxide alarms were not visible in photos — assume they are not installed or not correctly located until confirmed.",
"Bedroom windows exist and provide egress but exact clear opening sizes are unverified from provided images.",
"No hidden mold, concealed water intrusion, or pest infestation beyond what is visible in photos; clutter may be hiding minor issues."
],
"score_method": "mean_of_criteria",
"overall_score": 70.5,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8532524013"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.