Property ID: 8535177536
211 NE 3rd St, Magee, MS, 39111
Magee, MS
Money Down: $31,176
CoC Return: -0.90%
Monthly Cash Flow: $-23
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$25,980
Closing Costs
$5,196
Total Down
$31,176
Investment Snapshot
Purchase Price
$129,900
Money Down
$31,176
Cash-on-Cash Return
-0.90%
Rent
$915
Monthly Cash Flow
$-23
Annual Cash Flow
$-280
Debt Service / Mo
$691
Property Tax / Mo
$69
Insurance / Mo
$86
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$915
Payment Standard
$1,180
Rent
$915
Insurance
$86
Property Tax
$69
Management
$92
Utilities Allowance
$265
NOI (Monthly)
$668
Debt Service
$691
Cash Flow After Debt
$-23
Quality Score: 66.50%
Confidence: 94.00%
This 2015 single-family home is generally sound and likely can pass a Housing Choice Voucher (NSPIRE) inspection after a short punch-list of mostly minor repairs. The property shows normal wear with the most notable issues being heavy peeling of the floor coating, unsecured low-voltage wiring, localized soffit/fascia edge damage, driveway cracking, and no visible smoke/CO detectors or obvious GFCI outlets in photos. Major structural or life-safety failures were not observed in images. Expect to need 1–3 weeks of work to address detectors, secure wiring, install/replace floor covering or refinish, and repair soffit/trim; allow additional time if systems (HVAC, water heater) fail functional testing.
Section 8 Payment Standard
$1,180
Utility Allowance Total
$265
Guaranteed Section 8 Rent (PS - Utilities)
$915
Property Management
$92
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$129,900
Beds
3
Baths
2
Living Area
1,106 sqft
Lot Size
7,405 sqft
Year Built
2015
Days on Market
33
Capital Outlay
$31,176
Debt Service
$691
Property Tax / Mo
$69
Insurance / Mo
$86
Property Description
3 Br 2 Ba 1122 Sq Ft living cottage built 2015 on corner lot. Freshly painted on the inside. This one want last long! FHA, VA and USDA financing
Utility Allowances
Air Conditioning
$13
Property has Central Air, which is electric. Selected 3-bedroom allowance from the fixed schedule.
Cooking
$13
Property has an electric oven. Selected the 3-bedroom allowance for 'electric'.
Heating
$63
Property has electric heating. Chose 'electric' over 'electric_heat_pump' as it is the more expensive option, consistent with property info.
Other Electric
$69
Standard allowance for general electricity usage (lights, outlets, etc.). Selected 3-bedroom allowance from the fixed schedule.
Range/Microwave
$3
Allowance for a tenant-owned microwave, as one is not listed as provided with the property. Selected the 3-bedroom allowance.
Refrigerator
$0
The property includes a refrigerator, so there is no allowance for a tenant-owned one.
Sewer
$21
Property is connected to a public sewer system. Selected 3-bedroom allowance from the fixed schedule.
Trash Collection
$19
Standard allowance for trash collection service for a single-family home. Selected 3-bedroom allowance from the fixed schedule.
Water
$35
Property is connected to a public water source. Selected 3-bedroom allowance from the fixed schedule.
Water Heating
$29
Property has an electric water heater. Selected the 3-bedroom allowance for 'electric'.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,034
DP3 Annual Estimate$1,034
DP1 Monthly Equivalent$86
DP3 Monthly Equivalent$86
Replacement Value$300,000
Basis1,106 sqft / 2015
Nearby Houses
Photo unavailable
320 NE 2nd Ave
sold · 0.05 mi
Price: $65,000
3 bd / 1 ba · 1,871 sqft
Latest sale: — on Nov 24, 2025
Latest rent: —
Photo unavailable
429 NE 1st Ave
for_sale · 0.07 mi
Price: $79,500
3 bd / 2 ba · 1,928 sqft
Latest sale: —
Latest rent: —
Photo unavailable
101 NE 3rd St
sold · 0.07 mi
Price: $80,000
2 bd / 2 ba · 1,300 sqft
Latest sale: — on Nov 24, 2025
Latest rent: —
Photo unavailable
323 NE Third Ave
sold · 0.13 mi
Price: $79,000
2 bd / 2 ba · 988 sqft
Latest sale: —
Latest rent: —
Photo unavailable
401 NE 3rd Ave
sold · 0.14 mi
Price: $139,900
3 bd / 2 ba · 1,824 sqft
Latest sale: — on Jun 23, 2022
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms in photos — would cause an immediate NSPIRE fail until installed.
- Localized soffit/fascia damage and worn roof edge at eaves — potential for water intrusion or pest entry if not repaired.
- Heavily peeled floor coating across main living/kitchen areas — trip/slip hazard and will require resurfacing or replacement.
- Unsecured exterior and interior low-voltage/cable wiring (hanging at window and clipped along siding) — needs securing to code and to prevent trip/hang hazards.
- No visible deadbolt on main entry door (only knob) — security/lock requirement may need upgrade.
Assumptions
- Interior photos are representative of the whole unit; bedrooms/bathrooms are functional but not pictured.
- HVAC and condenser are present and were recently functional (vents and outdoor unit visible) but have not been tested — assumed repairable if needed.
- Water heater is present and functional though not pictured; hot water availability not confirmed.
- No lead-based paint risk inferred because house built 2015; interior paint peeling is treated as cosmetic/slip hazard rather than lead-risk unless testing shows otherwise.
- No active interior roof leaks inferred from absence of water stains on ceilings in interior photos; exterior roof edge wear noted but not proven to be leaking.
- Missing smoke detectors, CO alarms, GFCI outlets, and deadbolt are not present (not visible in photos) and are assumed absent until installed.
- Appliances: electric range and dishwasher shown; refrigerator not shown and may be absent or tenant-supplied — missing refrigerator would moderately affect readiness but is not a safety failure.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| No tax history available. | |||
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Listed | $129,900 |
| 2020-05-19 | Listing removed | $0 |
| 2017-06-24 | Listing removed | $75,900 |
| 2016-09-14 | Price Changed | $75,900 |
| 2016-02-24 | Price Changed | $79,900 |
| 2016-01-19 | Relisted | $84,900 |
| 2015-09-30 | Relisted | $84,900 |
| 2015-08-26 | Listing removed | $84,900 |
| 2015-08-25 | Listed | $84,900 |
| 2015-05-11 | Listing removed | $84,900 |
| 2015-04-29 | Listed | $84,900 |
Photo Gallery
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"listing": {
"status": "off_market",
"list_date": "2017-11-20T02:57:27Z",
"list_price": 84900,
"listing_id": "596085471",
"last_update_date": "2016-01-19T14:54:43Z",
"last_status_change_date": "2020-05-19T03:09:35Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "Hattiesburg",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "100434",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": true
},
"property_id": "8535177536",
"generated_at": "2026-02-16T22:32:40.827995Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 66.5
},
"utility_allowance": {
"zip_code": "39111",
"home_photo": "https://ap.rdcpix.com/6d6aaea5c90870cc0b667f7c0d028cbel-m912189584s-w1280.jpg",
"rent_price": 915.0,
"loan_amount": 103920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/211-3rd-St-NE_Magee_MS_39111_M85351-77536",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 129900.0,
"loan_term_years": 30,
"annual_cash_flow": 8016.64,
"mortgage_monthly": 691.38,
"payment_standard": 1180.0,
"total_amount_out": 25980.0,
"additional_photos": [
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"https://ap.rdcpix.com/6d6aaea5c90870cc0b667f7c0d028cbel-m4208253420s-w1280.jpg",
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"https://ap.rdcpix.com/6d6aaea5c90870cc0b667f7c0d028cbel-m2917708931s-w1280.jpg",
"https://ap.rdcpix.com/6d6aaea5c90870cc0b667f7c0d028cbel-m1636641599s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 86.17,
"monthly_cash_flow": 668.05,
"property_tax_rate": 0.0064,
"_utility_allowance": {
"sources": [
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/",
"https://www.mrha6.org/wp-content/uploads/section_8_utility_allowances/Non%20Metro%20Single%20Family%20Detached.pdf"
],
"effective_date": "2025-12-01"
},
"utility_allowances": [
{
"note": "Property has Central Air, which is electric. Selected 3-bedroom allowance from the fixed schedule.",
"utility": "Air Conditioning",
"allowance": 13
},
{
"note": "Property has an electric oven. Selected the 3-bedroom allowance for 'electric'.",
"utility": "Cooking",
"allowance": 13
},
{
"note": "Property has electric heating. Chose 'electric' over 'electric_heat_pump' as it is the more expensive option, consistent with property info.",
"utility": "Heating",
"allowance": 63
},
{
"note": "Standard allowance for general electricity usage (lights, outlets, etc.). Selected 3-bedroom allowance from the fixed schedule.",
"utility": "Other Electric",
"allowance": 69
},
{
"note": "Allowance for a tenant-owned microwave, as one is not listed as provided with the property. Selected the 3-bedroom allowance.",
"utility": "Range/Microwave",
"allowance": 3
},
{
"note": "The property includes a refrigerator, so there is no allowance for a tenant-owned one.",
"utility": "Refrigerator",
"allowance": 0
},
{
"note": "Property is connected to a public sewer system. Selected 3-bedroom allowance from the fixed schedule.",
"utility": "Sewer",
"allowance": 21
},
{
"note": "Standard allowance for trash collection service for a single-family home. Selected 3-bedroom allowance from the fixed schedule.",
"utility": "Trash Collection",
"allowance": 19
},
{
"note": "Property is connected to a public water source. Selected 3-bedroom allowance from the fixed schedule.",
"utility": "Water",
"allowance": 35
},
{
"note": "Property has an electric water heater. Selected the 3-bedroom allowance for 'electric'.",
"utility": "Water Heating",
"allowance": 29
}
],
"cash_on_cash_return": 0.31,
"down_payment_amount": 25980.0,
"property_tax_annual": 831.36,
"property_tax_monthly": 69.28,
"property_tax_increase": 0.03,
"utility_allowance_total": 265.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-10-01"
},
"property_tax_history_year": null,
"annual_cash_flow_after_debt": -279.95,
"property_management_monthly": 91.5,
"monthly_cash_flow_after_debt": -23.33,
"cash_on_cash_return_after_debt": -0.01
},
"section8_assessment": {
"runs": [
{
"summary": "This 2015 single-family home is generally sound and likely can pass a Housing Choice Voucher (NSPIRE) inspection after a short punch-list of mostly minor repairs. The property shows normal wear with the most notable issues being heavy peeling of the floor coating, unsecured low-voltage wiring, localized soffit/fascia edge damage, driveway cracking, and no visible smoke/CO detectors or obvious GFCI outlets in photos. Major structural or life-safety failures were not observed in images. Expect to need 1–3 weeks of work to address detectors, secure wiring, install/replace floor covering or refinish, and repair soffit/trim; allow additional time if systems (HVAC, water heater) fail functional testing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior and exterior are generally intact but show deferred cosmetic and surface repairs. Interior floor coating is heavily peeled across main living/kitchen areas and will need resurfacing or new flooring. Cabinets, counters and appliances (stove and dishwasher shown) are present; refrigerator not pictured (assume tenant-supplied or missing). Paint inside is fresh per listing but some trim/soffit paint is peeling. Driveway has cracking. These are mostly cosmetic/capital repairs and readily fixable within 30 days."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 60.0,
"rationale": "No visible smoke detectors or carbon monoxide alarms in photos (required). Main entry appears to have only a knob—no visible deadbolt. Kitchen GFCI protection not clearly visible; bathroom photos not provided to confirm GFCIs. Some low-voltage/cable wiring is unsecured on exterior and interior (loose cable hanging at window). Soffit/fascia have localized damage that could allow pests/water entry. Windows look operable for egress but bedrooms not shown so egress can't be fully confirmed. No active standing water, major structural sagging, collapsed ceilings, or exposed live wiring observed. Missing detectors and unsecured wiring are easy-to-fix but would cause an initial NSPIRE fail until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 70.0,
"rationale": "Central HVAC appears present (ceiling vents visible and outdoor condenser unit shown) — functionality not verified but system presence is good. Electric meter and exterior conduit/panel appear intact. Kitchen plumbing fixtures and dishwasher are present; laundry hookups visible. Roof shows age-related staining and edge/soffit wear (some fascia/soffit damage visible) but no clear active roof collapse or major leak in interior photos. Water heater is not pictured; hot water availability unknown. Overall systems appear serviceable but will need routine verification and minor roof/soffit repairs."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior siding is intact with minor algae/soil staining near grade. Yard is level, fenced on at least one side; no obvious major drainage or standing-water issues in photos. Driveway has visible cracking and staining. Some vegetation near the rear that should be trimmed to prevent contact with building. Satellite dish and exterior low-voltage cabling are present and require securing. Overall exterior is serviceable with routine maintenance."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos — would cause an immediate NSPIRE fail until installed.",
"Localized soffit/fascia damage and worn roof edge at eaves — potential for water intrusion or pest entry if not repaired.",
"Heavily peeled floor coating across main living/kitchen areas — trip/slip hazard and will require resurfacing or replacement.",
"Unsecured exterior and interior low-voltage/cable wiring (hanging at window and clipped along siding) — needs securing to code and to prevent trip/hang hazards.",
"No visible deadbolt on main entry door (only knob) — security/lock requirement may need upgrade."
],
"confidence": 0.7,
"assumptions": [
"Interior photos are representative of the whole unit; bedrooms/bathrooms are functional but not pictured.",
"HVAC and condenser are present and were recently functional (vents and outdoor unit visible) but have not been tested — assumed repairable if needed.",
"Water heater is present and functional though not pictured; hot water availability not confirmed.",
"No lead-based paint risk inferred because house built 2015; interior paint peeling is treated as cosmetic/slip hazard rather than lead-risk unless testing shows otherwise.",
"No active interior roof leaks inferred from absence of water stains on ceilings in interior photos; exterior roof edge wear noted but not proven to be leaking.",
"Missing smoke detectors, CO alarms, GFCI outlets, and deadbolt are not present (not visible in photos) and are assumed absent until installed.",
"Appliances: electric range and dishwasher shown; refrigerator not shown and may be absent or tenant-supplied — missing refrigerator would moderately affect readiness but is not a safety failure."
],
"overall_score": 67.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "This 2015 single‑family appears generally sound and is likely able to pass an initial HCV/NSPIRE inspection after a short list of targeted fixes. Primary items to address before inspection: install/verify smoke and CO detectors in required locations, add/verify deadbolt on entry, secure/route exterior/indoor cabling, refinish or replace interior flooring (peeling coating), repair deteriorated soffit/fascia and trim to prevent water intrusion, and verify GFCI protection and hot water. With those actions (most are low-to-medium cost) the property should be rent‑ready within ~1–4 weeks; if additional defects are found in unseen systems (water heater, electrical, roof) timing could extend.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior shows fresh paint and intact cabinetry, existing stove and dishwasher, laundry hook‑ups present. Primary visible deferred maintenance is heavily worn/peeling floor coating throughout living/kitchen areas (likely needs floor replacement or full refinish). Exterior has minor siding staining/algae at grade and localized damage to soffit/fascia at roof edges. These are mostly cosmetic/medium‑scope repairs; no evidence of collapsed surfaces or exposed structural failure in the photos."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 55.0,
"rationale": "Moderate inspection risk. No smoke/CO detectors visible in interior photos (required by NSPIRE). Exterior low‑voltage cabling is loosely run and a cable is hanging into the living room — potential trip/electrical hazard. Front door shows a knob but no visible deadbolt in photos. GFCI presence in kitchen/bath cannot be confirmed from images. Windows look standard but bedroom egress not explicitly verified. Soffit/roof edge deterioration could lead to water intrusion if not repaired. No active standing water, collapsed ceilings, or obvious severe mold observed in photos."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Central HVAC condenser visible at side of house and interior supply/return vents present — indicates installed HVAC system. Electric range and dishwasher present; washer hook‑ups visible. Exterior electrical meter and covered panel are present and appear intact. Roof shingles show age/staining but no obvious missing field of shingles or active leak stains on interior ceilings photographed. Water heater not visible; hot water availability not confirmed. Overall systems appear present and likely functional but verification needed for hot water, GFCI, and full electrical testing."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Property sits on a level corner lot with a paved driveway (some cracking/staining). Siding generally intact; minor algae/soil staining at lower siding where grade meets wall. Some eave/soffit/fascia deterioration and peeling under eaves that should be repaired. Vegetation and brush close to the rear/side could impede drainage and should be trimmed. Yard and walkways provide clear exits; no visible standing water, major foundation cracking, or collapsed site elements in photos."
}
],
"red_flags": [
"No visible smoke detectors / CO detectors (NSPIRE requirement) — likely immediate fail until installed/verified.",
"Loose/exposed low‑voltage cabling and cable hanging inside living area — electrical/trip hazard that should be secured.",
"Soffit/fascia deterioration and peeling at eaves — potential for water intrusion and pest entry if not repaired.",
"Heavily peeling/worn interior floor coating throughout living/kitchen — creates slip/trip hazard and will fail 'maintained surfaces' expectations until repaired.",
"Algae/soil staining at lower siding and vegetation close to structure — ongoing moisture exposure risk that can lead to rot if not remediated."
],
"confidence": 0.7,
"assumptions": [
"No smoke or CO detectors are installed because none are visible in the interior photos; assume they are missing until verified.",
"Water heater and hot water are present and functional but not visible in photos—function should be verified on site.",
"Range, dishwasher and washer/dryer hook‑ups are present (stove and dishwasher shown); assume appliances are operable but recommend functional tests.",
"Windows shown meet bedroom egress requirements typical for modern construction (house built 2015), but exact bedroom window sizes/egress not directly verified from photos.",
"Electrical service appears intact from exterior meter and conduit; internal electrical panel is present and assumed covered/functional but full electrical inspection not performed.",
"Peeling floor coating is assumed to be paint or sealer on slab or wood subfloor; because house was built in 2015, lead‑based paint is unlikely.",
"Roof shows staining/age but no active leak evidence in interior photos; assume no active roof leaks unless a seller disclosure or inspection indicates otherwise."
],
"overall_score": 65.0,
"rubric_version": "nsPIRE-v1-2026-02"
},
{
"summary": "Overall the property appears structurally sound and mostly rent-ready with primarily cosmetic and maintenance items to address. Primary actions before a Section 8 (NSPIRE) inspection: install/verify functioning smoke detectors (and CO detector if required), replace/repair interior flooring (peeling floor finish), verify and add GFCI protection at kitchen/bath outlets, add/confirm deadbolt on exterior doors, clean/repair soffit and siding at eaves and power-wash algae at foundation. Given these fixes, the house is likely to pass an initial HCV inspection within 30 days. No signs of structural sagging, active leaks, standing water, or major electrical hazards were observed in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 70.0,
"rationale": "Exterior and interior are generally intact and house appears well painted (listing notes fresh interior paint). Major visible deferred items are cosmetic: widespread peeling/abraded floor coating throughout living/kitchen/laundry that will require replacement or new flooring (pictures show large areas of peeling paint/finish). Exterior shows algae/staining at foundation skirt and minor trim/soffit paint loss at roof edges; driveway has cracking/staining. Kitchen cabinets, counters and appliances (electric range and dishwasher) are present. No major structural cracking or collapsed elements visible. Overall condition is sound but cosmetic repairs (flooring, trim, cleaning/paint) are required."
},
{
"key": "safety_code",
"label": "NSPIRE safety & code compliance risk",
"score": 60.0,
"rationale": "No smoke detectors or carbon monoxide detectors are visible in interior photos — absence of properly located, working smoke detectors is a common NSPIRE fail and reduces score. Egress appears acceptable (standard-size windows visible in bedrooms/front). No exposed live wiring visible in interior photos; exterior conduit/electrical meter looks properly installed. Front entry knob is visible but a deadbolt is not obvious in photos (may need deadbolt). GFCI presence at kitchen sink is not shown; exterior satellite/low-voltage cables are loosely run but not evidently live electrical. No visible mold, no standing water, and ceilings look intact. Based on photos, primary safety risk is missing/undocumented detectors and uncertain GFCI/deadbolt."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 70.0,
"rationale": "Central HVAC is present (exterior condenser and interior ceiling vents visible). Electrical meter and service conduit/panel are present and appear intact on the exterior. Kitchen plumbing and sink fixtures are present; washer hookups visible in laundry room. Water heater not pictured but house built 2015 suggests one exists; hot water operation cannot be confirmed. Roof shingles show age/discoloration and some fascia/soffit paint deterioration at eaves but no obvious sagging or active leaks in photos. Overall mechanical systems appear present and serviceable but not fully verified; roof edge/soffit will likely need minor repairs/maintenance."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 75.0,
"rationale": "Siding looks intact with only low-level algae staining near grade. Yard is level and appears usable; chain-link fence present on one side. Driveway has visible cracking and staining but is functional. Vegetation along rear fence line is overgrown and should be trimmed. No evidence of major foundation movement or significant erosion. Satellite dish and some low-voltage cabling are attached to roof and siding; cabling should be secured/neatened. Overall the exterior/site is in decent condition with some maintenance and cleaning required."
}
],
"red_flags": [
"No visible/verified smoke detectors inside (NSPIRE fail if not installed and working).",
"Widespread peeling/failed floor coating across primary living areas creating trip, cleanliness, and finish issues that will require replacement."
],
"confidence": 0.65,
"assumptions": [
"No smoke detectors or CO alarms are installed because none are visible in the interior photos; they will need to be confirmed/installed.",
"Water heater and hot water are present and functional (not pictured); assume typical operation unless inspection finds otherwise.",
"Flooring is painted concrete or painted slab/subfloor with failed coating — repair will be replacement or new floor covering; not evidence of exposed subfloor.",
"Stove (electric) and dishwasher shown are present and assumed operable but should be tested; refrigerator not pictured and may need to be supplied.",
"HVAC system is present and connected (exterior condenser and interior vents visible) but full operational status should be tested.",
"No major hidden moisture issues or mold are present beyond surface staining on siding and soffit; interior shows no visible mold or water stains.",
"Exterior electrical service and meter are properly bonded and functional based on visible conduit and meter; interior panel not photographed."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "211 NE 3rd St, Magee, MS, 39111",
"aggregate": {
"summary": "This 2015 single-family home is generally sound and likely can pass a Housing Choice Voucher (NSPIRE) inspection after a short punch-list of mostly minor repairs. The property shows normal wear with the most notable issues being heavy peeling of the floor coating, unsecured low-voltage wiring, localized soffit/fascia edge damage, driveway cracking, and no visible smoke/CO detectors or obvious GFCI outlets in photos. Major structural or life-safety failures were not observed in images. Expect to need 1–3 weeks of work to address detectors, secure wiring, install/replace floor covering or refinish, and repair soffit/trim; allow additional time if systems (HVAC, water heater) fail functional testing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 66.7,
"rationale": "Interior and exterior are generally intact but show deferred cosmetic and surface repairs. Interior floor coating is heavily peeled across main living/kitchen areas and will need resurfacing or new flooring. Cabinets, counters and appliances (stove and dishwasher shown) are present; refrigerator not pictured (assume tenant-supplied or missing). Paint inside is fresh per listing but some trim/soffit paint is peeling. Driveway has cracking. These are mostly cosmetic/capital repairs and readily fixable within 30 days."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 73.3,
"rationale": "Exterior siding is intact with minor algae/soil staining near grade. Yard is level, fenced on at least one side; no obvious major drainage or standing-water issues in photos. Driveway has visible cracking and staining. Some vegetation near the rear that should be trimmed to prevent contact with building. Satellite dish and exterior low-voltage cabling are present and require securing. Overall exterior is serviceable with routine maintenance."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 58.3,
"rationale": "No visible smoke detectors or carbon monoxide alarms in photos (required). Main entry appears to have only a knob—no visible deadbolt. Kitchen GFCI protection not clearly visible; bathroom photos not provided to confirm GFCIs. Some low-voltage/cable wiring is unsecured on exterior and interior (loose cable hanging at window). Soffit/fascia have localized damage that could allow pests/water entry. Windows look operable for egress but bedrooms not shown so egress can't be fully confirmed. No active standing water, major structural sagging, collapsed ceilings, or exposed live wiring observed. Missing detectors and unsecured wiring are easy-to-fix but would cause an initial NSPIRE fail until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 70.0,
"rationale": "Central HVAC appears present (ceiling vents visible and outdoor condenser unit shown) — functionality not verified but system presence is good. Electric meter and exterior conduit/panel appear intact. Kitchen plumbing fixtures and dishwasher are present; laundry hookups visible. Roof shows age-related staining and edge/soffit wear (some fascia/soffit damage visible) but no clear active roof collapse or major leak in interior photos. Water heater is not pictured; hot water availability unknown. Overall systems appear serviceable but will need routine verification and minor roof/soffit repairs."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos — would cause an immediate NSPIRE fail until installed.",
"Localized soffit/fascia damage and worn roof edge at eaves — potential for water intrusion or pest entry if not repaired.",
"Heavily peeled floor coating across main living/kitchen areas — trip/slip hazard and will require resurfacing or replacement.",
"Unsecured exterior and interior low-voltage/cable wiring (hanging at window and clipped along siding) — needs securing to code and to prevent trip/hang hazards.",
"No visible deadbolt on main entry door (only knob) — security/lock requirement may need upgrade."
],
"confidence": 0.94,
"assumptions": [
"Interior photos are representative of the whole unit; bedrooms/bathrooms are functional but not pictured.",
"HVAC and condenser are present and were recently functional (vents and outdoor unit visible) but have not been tested — assumed repairable if needed.",
"Water heater is present and functional though not pictured; hot water availability not confirmed.",
"No lead-based paint risk inferred because house built 2015; interior paint peeling is treated as cosmetic/slip hazard rather than lead-risk unless testing shows otherwise.",
"No active interior roof leaks inferred from absence of water stains on ceilings in interior photos; exterior roof edge wear noted but not proven to be leaking.",
"Missing smoke detectors, CO alarms, GFCI outlets, and deadbolt are not present (not visible in photos) and are assumed absent until installed.",
"Appliances: electric range and dishwasher shown; refrigerator not shown and may be absent or tenant-supplied — missing refrigerator would moderately affect readiness but is not a safety failure."
],
"score_method": "mean_of_criteria",
"overall_score": 66.5,
"rubric_version": "ns_prep_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8535177536"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.