Property ID: 8551048610
1062 Westway St, Jackson, MS, 39212
Jackson, MS
Money Down: $28,680
CoC Return: 15.67%
Monthly Cash Flow: $375
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$23,900
Closing Costs
$4,780
Total Down
$28,680
Investment Snapshot
Purchase Price
$119,500
Money Down
$28,680
Cash-on-Cash Return
15.67%
Rent
$1,244
Monthly Cash Flow
$375
Annual Cash Flow
$4,494
Debt Service / Mo
$636
Property Tax / Mo
$81
Insurance / Mo
$28
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,244
Payment Standard
$1,620
Rent
$1,244
Insurance
$28
Property Tax
$81
Management
$124
Utilities Allowance
$376
NOI (Monthly)
$1,011
Debt Service
$636
Cash Flow After Debt
$375
Quality Score: 78.90%
Confidence: 94.00%
This is a well-renovated, turnkey-looking 3BR/1.5BA single-family home with new roof, windows, paint, updated kitchen and baths, and visible HVAC condenser. Photos show clean, finished interior and exterior and no obvious structural or life-safety failures. Remaining inspection risks are mostly unverified items that require on-site confirmation (CO detector if required, GFCI outlets in wet locations, electrical panel condition, presence/operation of water heater/furnace, and full egress/smoke alarms in each bedroom). Expect a high likelihood of passing an initial HCV/NSPIRE inspection after confirming/adding a few required detectors and addressing minor exterior trip hazards — overall rent-ready with only minor items to verify or correct.
Section 8 Payment Standard
$1,620
Utility Allowance Total
$376
Guaranteed Section 8 Rent (PS - Utilities)
$1,244
Property Management
$124
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$119,500
Beds
3
Baths
1.5
Living Area
1,066 sqft
Lot Size
12,197 sqft
Year Built
1960
Days on Market
6
Capital Outlay
$28,680
Debt Service
$636
Property Tax / Mo
$81
Insurance / Mo
$28
Property Description
All newly updated, New roof, all new kitchen and bathrooms, New stainless appliance. New windows, New paint and new fixtures inside and out. Just move right in this 3 bedroom 1.5 bath with french doors to nice deck. Perfect for investors looking for a rent ready home. Call your agent today!
Utility Allowances
Heating
$50
Selected 'electric' as the fuel source. While not explicitly stated for heating, property photos show an electric stove, suggesting the home is primarily electric. 'Electric' was chosen over 'natural_gas' as it is the more expensive option without specific confirmation.
Air Conditioning
$12
Property has 'Central Air' cooling as per the listing details, so this fixed allowance is included.
Cooking
$11
Selected 'electric' as property photos show an electric stove. This allowance covers the cost of electricity for cooking.
Water Heating
$29
Selected 'electric' for consistency with other electric appliances, as the specific fuel type for the water heater was not mentioned.
Water
$104
Property is connected to 'Public' water as stated in the listing details.
Sewer
$60
Property is connected to 'Public Sewer' as stated in the listing details.
Trash Collection
$37
Included as a standard utility for single-family homes in the area.
Other Electric
$69
Included for general electric usage such as lights and miscellaneous appliances.
Refrigerator
$4
The property listing does not explicitly state a refrigerator is provided, so it is assumed to be tenant-owned and an allowance is included.
Range/Microwave
$0
The landlord provides a 'New stainless appliance' including a stove and microwave, so no tenant allowance is needed for these appliances.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$309
DP3 Annual Estimate$362
DP1 Monthly Equivalent$26
DP3 Monthly Equivalent$30
Replacement Value$17,590
Basis1,066 sqft / 1960
Nearby Houses
Photo unavailable
1068 Westway St
for_sale · 0.02 mi
Price: $179,000
4 bd / 3 ba · 1,927 sqft
Latest sale: — on Jul 15, 2025
Latest rent: —
Photo unavailable
3256 Suncrest Dr
sold · 0.03 mi
Price: $50,000
3 bd / 2 ba · 1,107 sqft
Latest sale: — on Jan 05, 2024
Latest rent: $975 on Feb 07, 2020
Photo unavailable
1051 Westway St
sold · 0.05 mi
Price: $59,900
4 bd / 3 ba · 2,300 sqft
Latest sale: — on Dec 19, 2022
Latest rent: $1,250 on Jun 19, 2024
Photo unavailable
1039 Westway St
sold · 0.07 mi
Price: $46,000
4 bd / 2 ba · 1,722 sqft
Latest sale: — on Nov 10, 2023
Latest rent: $1,175 on Oct 17, 2023
Photo unavailable
1056 Brookley St
sold · 0.07 mi
Price: $50,000
3 bd / 2 ba · 1,248 sqft
Latest sale: — on Oct 10, 2025
Latest rent: $750 on May 01, 2013
Photo unavailable
3301 Suncrest Dr
for_sale · 0.07 mi
Price: $120,000
3 bd / 2 ba · 1,496 sqft
Latest sale: — on Mar 13, 2025
Latest rent: $1,550 on Mar 19, 2025
Photo unavailable
1044 Brookley St
sold · 0.08 mi
Price: $58,000
3 bd / 1 ba · 1,306 sqft
Latest sale: — on Feb 16, 2023
Latest rent: $1,250 on May 31, 2025
Photo unavailable
1038 Brookley St
sold · 0.08 mi
Price: $30,000
4 bd / 2 ba · 1,828 sqft
Latest sale: — on Feb 02, 2024
Latest rent: $1,250 on Sep 17, 2024
Photo unavailable
1074 Brookley St
sold · 0.09 mi
Price: $49,500
3 bd / 2 ba · 1,150 sqft
Latest sale: — on Nov 30, 2022
Latest rent: $850 on Aug 29, 2019
Photo unavailable
3239 Suncrest Dr
sold · 0.09 mi
Price: $47,500
3 bd / 2 ba · 1,455 sqft
Latest sale: — on Apr 01, 2024
Latest rent: $1,200 on Apr 23, 2024
Photo unavailable
1036 Fairway St
sold · 0.09 mi
Price: $100,000
3 bd / 2 ba · 1,581 sqft
Latest sale: — on Jul 28, 2023
Latest rent: $1,100 on Mar 25, 2023
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that roof, windows, kitchen and baths are new is accurate and photographs reflect completed renovation.
- Central HVAC is present and operable (return grille visible inside and an exterior condenser unit appears in the exterior photo).
- A water heater and electrical service are present and in working condition though not shown in photos.
- A range/stove may be missing from photos (empty cavity under microwave); if missing, replacement is considered an easy-to-fix appliance item.
- Smoke detector in living area is functional; additional detectors (bedrooms/hall) and a carbon monoxide alarm (if required by local code) are not visible and must be confirmed/installed.
- No significant hidden issues (foundation movement, major mold, plumbing leaks) are present given lack of visible signs and recent renovation, but these cannot be fully ruled out without an in-person inspection.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $945 | $32,590 | $4,889 |
| 2023 | $940 | $32,590 | $4,889 |
| 2021 | $940 | $32,590 | $4,889 |
| 2020 | $920 | $32,080 | $4,812 |
| 2019 | $921 | $32,080 | $4,812 |
| 2018 | $911 | $32,080 | $4,812 |
| 2017 | $1,119 | $39,400 | $5,910 |
| 2016 | $1,090 | $39,400 | $5,910 |
| 2015 | $1,043 | $38,840 | $5,826 |
| 2014 | $1,041 | $38,840 | $5,826 |
| 2013 | $1,012 | $38,840 | $5,826 |
| 2012 | $1,012 | $38,840 | $5,826 |
| 2011 | $518 | $39,710 | $3,971 |
| 2010 | $514 | $39,710 | $3,971 |
| 2009 | $514 | $39,710 | $3,971 |
| 2008 | $514 | $30,850 | $3,085 |
| 2007 | $405 | $30,850 | $3,085 |
Sale History
| Date | Event | Price |
|---|---|---|
| 1994-05-27 | Sold | — |
Photo Gallery
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"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 72.0,
"rationale": "Listing states a new roof; roof appears in good condition in photos. HVAC duct/return grille visible above a closet suggesting central HVAC is present; no signs of missing heat source. Kitchen plumbing fixtures and sink appear new; dishwasher and microwave present. The water heater is not shown and electrical panel is not visible in provided photos—these are important items inspectors confirm. No visible water stains or active leaks on ceilings, which reduces immediate concern. Because crucial system components were not photographed, assign a moderate score reflecting likely good condition but notable unknowns that an inspector would verify."
},
{
"key": "exterior_site",
"label": "Exterior & Site Conditions",
"score": 82.0,
"rationale": "Exterior shows fresh paint, new-looking roof, new wooden porch posts, and a newer-looking privacy fence on the side — overall well-maintained curb appeal. Carport present and yard is open. Walkway/steps are cracked/uneven in places and should be repaired to remove trip hazard. No visible major foundation cracks or drainage pooling in the photos. Yard finish is sparse but not an inspection failure. Overall exterior appears recently rehabbed with a small number of maintenance items."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing text is accurate: new roof, windows, paint, kitchen and bathrooms have been renovated.",
"Central HVAC is present and operational — inferred from visible supply/return grille above closet; no mechanical equipment photos provided.",
"A round alarm device visible in photos is a smoke detector; additional smoke detectors (bedrooms/hallway) and any required CO alarms are not shown and must be verified.",
"Electrical panel and water heater locations were not photographed; assume they exist and are functional but they require confirmation at inspection.",
"Front door appears to have a keyed lock and likely a deadbolt (photo suggests a second lock), but presence of a code-compliant deadbolt was not explicitly confirmed.",
"Range/stove is missing in the photos (vacant cutout below microwave); listing may reflect an appliance package but the actual unit is not visible — assume stove may need installation.",
"No interior mold, severe water intrusion, or structural issues are visible in photos; absence of stains or sagging supports that assumption."
],
"overall_score": 77.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3-bed, 1.5-bath single-family appears largely turnkey for Housing Choice Voucher tenancy. Photos and listing indicate a full cosmetic renovation (new roof, windows, paint, floors, cabinets, fixtures and some stainless appliances). Visible safety and envelope items are good (smoke detector present, egress doors/windows, no active leaks or structural distress). Unknowns that create moderate inspection risk: presence/function of carbon monoxide alarm, GFCI-protected outlets in kitchen/bath, electrical panel condition, water heater operation, and whether a range is installed. With verification/quick fixes for those items (and installation of any missing appliance or required detectors/GFCIs) it is likely to pass an initial NSPIRE HCV inspection within a short timeframe.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 85.0,
"rationale": "Photos and listing show full interior paint, new vinyl plank flooring, new kitchen cabinets/countertops, new fixtures, new windows and a new roof. Surfaces appear finished and cosmetically sound. Minor exterior concrete walkway steps show edge wear/cracking that should be patched. A cooking range is not visible in the photos (microwave and dishwasher are present) — if a range is missing it is an easy appliance install but reduces turnkey completeness. Overall only minor/cosmetic items and possibly one missing appliance."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risks",
"score": 75.0,
"rationale": "A smoke detector is visible in the living area. Bedrooms have full-size windows and the French doors provide an egress path to the rear yard. No exposed wiring, sagging ceilings, active leaks, severe mold, or foundation distress are visible. Entry door appears secure; a deadbolt is not clearly visible in photos so presence is assumed. Carbon monoxide alarm and GFCI protection at kitchen counters are not visible in images (unknown). Electrical panel not shown. Plumbing fixtures (kitchen sink, dishwasher) are present but hot water operation cannot be confirmed. Because several required safety items are not visible, there is moderate inspection risk despite the good visible condition."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Listing and photos indicate a new roof. HVAC supply/return grille is visible inside and an exterior condensing unit is present in yard photos, suggesting a central system is installed and likely functional. Kitchen appliances (microwave, dishwasher) are installed; a range is not visible. Electrical fixtures and recessed lighting look updated; electrical panel and water heater were not photographed so their condition is unverified. No signs of active water intrusion or roof failure visible. Overall plausible functioning systems but key equipment not documented in photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior brick was recently painted and the roof, windows and new rear fence appear in good condition per photos. Yard is mostly bare but clean; no standing water or obvious drainage issues in photos. Concrete walkway has some cracking/edge wear and there is a loose tire in one photo (cosmetic). Carport / driveway present. No visible pest infestation or major exterior neglect."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"New roof and new windows are as-stated in listing and are in good condition (photos support this).",
"Central HVAC exists and is functional: supply/return grille visible inside and an exterior condensing unit is visible in exterior photos.",
"A smoke detector is installed (visible in living area). Additional detectors (CO, bedroom smoke) are not visible and should be confirmed/installed if missing.",
"Electrical panel, water heater and GFCI outlet protection were not photographed; assume they exist but their compliance must be verified on inspection.",
"Bedroom egress via windows and rear French doors meet local egress requirements based on visible size/placement in photos.",
"The listing statement 'New stainless appliance' may refer to microwave and dishwasher; a range is not visible in photos and may be missing or simply out of frame — plan for possible stove installation.",
"No evidence of severe concealed defects was visible in photos; however, photographs can miss issues (hidden water damage, subfloor, crawlspace or electrical faults)."
],
"overall_score": 79.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1062 Westway St, Jackson, MS, 39212",
"aggregate": {
"summary": "This is a well-renovated, turnkey-looking 3BR/1.5BA single-family home with new roof, windows, paint, updated kitchen and baths, and visible HVAC condenser. Photos show clean, finished interior and exterior and no obvious structural or life-safety failures. Remaining inspection risks are mostly unverified items that require on-site confirmation (CO detector if required, GFCI outlets in wet locations, electrical panel condition, presence/operation of water heater/furnace, and full egress/smoke alarms in each bedroom). Expect a high likelihood of passing an initial HCV/NSPIRE inspection after confirming/adding a few required detectors and addressing minor exterior trip hazards — overall rent-ready with only minor items to verify or correct.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 83.3,
"rationale": "Photos show a fully renovated interior and exterior: fresh paint, new-looking roof shingles, new windows, new LVP flooring, updated kitchen cabinets/countertops, new-looking stainless microwave and dishwasher and clean fixtures. No visible water stains, peeling paint, or drywall damage. Minor observable items: concrete path slabs are uneven/settled (trip hazard potential), small yard debris (tire) and the kitchen shows a recessed space under the microwave that appears to be for a range — no full-range pictured (missing range would be an easy fix). Overall finish is clean and cosmetically complete; only small, easy-to-fix items remain."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.7,
"rationale": "Exterior brick has been freshly painted and looks intact; new fence visible at left side and a clean carport/driveway present. Roof and windows appear new. Yard is generally level; no visible major drainage ponding, foundation displacement, or exterior structural cracks in photos. Minor negatives: uneven concrete walkway steps (trip hazard), yard clutter/tire that should be removed, and no handrail on the two-step path (not always required but could be flagged if judged unsafe). Overall the envelope looks restored and tidy."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 76.7,
"rationale": "A smoke detector is visible in the living area (photo). Windows and French doors appear full-size and likely provide required egress; exterior entry door appears secure with deadbolt-style hardware (close-up suggests a deadbolt). No exposed wiring, hanging fixtures, sagging ceilings, or visible mold. Kitchen and bath GFCI outlets, CO detector, electrical panel, and bedroom smoke detectors are not shown; these are common inspector checks and would need confirmation. No active roof leaks or standing water visible. Given the recent renovation appearance, major safety hazards are unlikely but several NSPIRE checklist items cannot be confirmed from photos (CO alarm if required, GFCI, panel)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 74.0,
"rationale": "Listing states a new roof; photos support a recently replaced roof (shingles look new). A central HVAC supply/return grille is visible inside and an exterior condenser unit appears to be present near the right side of the house, indicating central AC/heat likely installed. Kitchen plumbing fixtures and dishwasher appear newly installed. Electrical panel, water heater, and furnace/mechanical equipment were not photographed — their condition is unconfirmed. No visible evidence of plumbing leaks or roof failure. Given the renovation, systems are likely serviceable but lack of photographed panels or equipment requires some risk discount."
}
],
"red_flags": [],
"confidence": 0.94,
"assumptions": [
"Listing statement that roof, windows, kitchen and baths are new is accurate and photographs reflect completed renovation.",
"Central HVAC is present and operable (return grille visible inside and an exterior condenser unit appears in the exterior photo).",
"A water heater and electrical service are present and in working condition though not shown in photos.",
"A range/stove may be missing from photos (empty cavity under microwave); if missing, replacement is considered an easy-to-fix appliance item.",
"Smoke detector in living area is functional; additional detectors (bedrooms/hall) and a carbon monoxide alarm (if required by local code) are not visible and must be confirmed/installed.",
"No significant hidden issues (foundation movement, major mold, plumbing leaks) are present given lack of visible signs and recent renovation, but these cannot be fully ruled out without an in-person inspection."
],
"score_method": "mean_of_criteria",
"overall_score": 78.9,
"rubric_version": "ns-pire-2026-1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8551048610"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.