Property ID: 8559042843
749 Fielding Ave, Gretna, LA, 70056
Gretna, LA
Money Down: $58,800
CoC Return: -0.01%
Monthly Cash Flow: $-0
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$49,000
Closing Costs
$9,800
Total Down
$58,800
Investment Snapshot
Purchase Price
$245,000
Money Down
$58,800
Cash-on-Cash Return
-0.01%
Rent
$1,696
Monthly Cash Flow
$-0
Annual Cash Flow
$-4
Debt Service / Mo
$1,304
Property Tax / Mo
$92
Insurance / Mo
$131
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$131
Property Tax
$92
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,304
Debt Service
$1,304
Cash Flow After Debt
$-0
Quality Score: 79.50%
Confidence: 86.00%
Based on listing photos and description, this single-story brick home presents as well-maintained with minimal cosmetic repairs needed and all major visible systems present (central HVAC registers, intact roof, working kitchen and bath fixtures, appliances shown). Unknowns that require verification at inspection are smoke and CO detectors, GFCI outlets near wet areas, electrical panel condition, and water heater/AHU operational status. Given the lack of visible structural or life-safety defects, the property is likely to pass an initial Section 8 / HCV (NSPIRE) inspection with minor fixes or documentation within 1–2 weeks in most cases.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$245,000
Beds
3
Baths
2
Living Area
1,684 sqft
Lot Size
—
Year Built
1965
Days on Market
77
Capital Outlay
$58,800
Debt Service
$1,304
Property Tax / Mo
$92
Insurance / Mo
$131
Property Description
Offering pristine curb appeal, this solid brick home is nestled in the beautiful neighborhood of Terrytown. Step through the welcoming double doors into a spacious living area filled with natural sunlight. The kitchen provides ample cabinetry, a breakfast bar, and a seamless flow into the dining area. A versatile bonus room, complete with a built-in bar, can be used as a formal dining space, office, den, or even converted into a fourth bedroom with a few updates. The home features three generously sized bedrooms and two full baths, including a primary suite with an en suite bath. Additional features include, ceiling fans, no carpet and ample storage space throughout. The exterior offers a well maintained fenced yard, a covered patio perfect for relaxing in the shade, plus a storage shed with an adjoining space ideal for a greenhouse or extra storage. Additional highlights include a 2+ car parking and a convenient sidewalk leading to the backyard. Located in Flood Zone X, adds a more desirable advantage for the next homeowner!
Utility Allowances
Heating
$70
Selected 'Natural Gas' for heating as the property information explicitly states 'Gas: Natural' and 'Heating Features: Central'.
Cooking
$12
Selected 'Natural Gas' for cooking as the property information specifies 'Gas: Natural' and lists a 'Range/Oven'.
Water Heating
$24
Selected 'Natural Gas' for water heating. While not explicitly stated, the property has natural gas service for other major appliances, making it the most logical and common fuel source.
Other Electric
$67
This is a standard fixed allowance for general electricity usage, including lighting, and appliances like the listed central air conditioning, refrigerator, and microwave.
Water
$43
Included 'Water' as the property information specifies 'Water Source: Public'.
Sewer
$46
Included 'Sewer' as the property information specifies 'Sewer: City'.
Trash Collection
$25
Included as a standard municipal service for a single-family detached home, based on the utility schedule for this housing type.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,575
DP3 Annual Estimate$1,575
DP1 Monthly Equivalent$131
DP3 Monthly Equivalent$131
Replacement Value$52,100
Basis1,684 sqft / 1965
Nearby Houses
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1848 Carol Sue Ave
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Latest sale: — on Aug 03, 2021
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1836 Carol Sue Ave
for_sale · 0.12 mi
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700 Heritage Ave
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and operational (inferred from ceiling registers/vents visible in multiple rooms).
- No active roof leaks or significant roof damage (inferred from even roofline and clean ceiling photos).
- Smoke detectors and carbon monoxide alarms are not visible in provided photos; assume they may not be confirmed and will need verification or installation.
- GFCI protection at kitchen/bath outlets is not identifiable from photos and will need verification.
- Electrical panel and water heater locations and conditions were not shown; assume typical functioning equipment unless inspection reveals otherwise.
- Appliances shown (range, refrigerator, dishwasher) are assumed present and functional but their ages are unknown.
- No recent rental history in the last 5 years (rental_history_last_5y missing) and therefore not counted as a bonus.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,066 | $80,200 | $8,020 |
| 2024 | $1,063 | $80,200 | $8,020 |
| 2023 | $1,048 | $80,200 | $8,020 |
| 2022 | $1,021 | $80,200 | $8,020 |
| 2021 | $963 | $80,200 | $8,020 |
| 2020 | $956 | $80,200 | $8,020 |
| 2019 | $980 | $80,200 | $8,020 |
| 2018 | $916 | $80,200 | $8,020 |
| 2017 | $878 | $80,200 | $8,020 |
| 2016 | $860 | $80,200 | $8,020 |
| 2015 | $881 | $80,200 | $8,020 |
| 2014 | $870 | $80,200 | $8,020 |
| 2013 | $841 | $80,200 | $8,020 |
| 2012 | $54 | $80,200 | $8,020 |
| 2011 | $60 | $80,800 | $8,080 |
| 2010 | $827 | $80,800 | $8,080 |
| 2009 | $827 | $80,800 | $8,080 |
| 2008 | $58 | — | $8,080 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-21 | Listed | $245,000 |
| 2026-01-02 | Listing removed | $0 |
| 2025-09-04 | Price Changed | $254,000 |
| 2025-08-15 | Listed | $265,000 |
Photo Gallery
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"County: Jefferson",
"Directions: Use GPS",
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},
{
"tax": 54,
"year": 2012,
"market": {
"land": 28100,
"total": 80200,
"building": 52100
},
"assessment": {
"land": 2810,
"total": 8020,
"building": 5210
}
},
{
"tax": 60,
"year": 2011,
"market": {
"land": 28100,
"total": 80800,
"building": 52700
},
"assessment": {
"land": 2810,
"total": 8080,
"building": 5270
}
},
{
"tax": 827,
"year": 2010,
"market": {
"land": 28100,
"total": 80800,
"building": 52700
},
"assessment": {
"land": 2810,
"total": 8080,
"building": 5270
}
},
{
"tax": 827,
"year": 2009,
"market": {
"land": 28100,
"total": 80800,
"building": 52700
},
"assessment": {
"land": 2810,
"total": 8080,
"building": 5270
}
},
{
"tax": 58,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 8080,
"building": null
}
}
],
"property_history": [
{
"date": "2026-01-21",
"price": 245000,
"listing": {
"status": "for_sale",
"list_date": "2026-01-21T22:29:30Z",
"list_price": 245000,
"listing_id": "2990512140",
"last_update_date": "2026-03-04T14:06:42Z",
"last_status_change_date": "2026-01-21T22:29:30Z"
},
"event_name": "Listed",
"price_sqft": 145.48693586698337,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2537832",
"price_change_percentage": null
},
{
"date": "2026-01-02",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2025-08-15T17:03:59Z",
"list_price": 254000,
"listing_id": "2985386117",
"last_update_date": "2025-11-18T13:00:13Z",
"last_status_change_date": "2026-01-02T02:09:42Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "140 days",
"source_listing_id": "2517100",
"price_change_percentage": null
},
{
"date": "2025-09-04",
"price": 254000,
"listing": {
"status": "off_market",
"list_date": "2025-08-15T17:03:59Z",
"list_price": 254000,
"listing_id": "2985386117",
"last_update_date": "2025-11-18T13:00:13Z",
"last_status_change_date": "2026-01-02T02:09:42Z"
},
"event_name": "Price Changed",
"price_sqft": 150.83135391923992,
"source_name": "NewOrleans",
"price_change": -11000,
"days_after_listed": null,
"source_listing_id": "2517100",
"price_change_percentage": null
},
{
"date": "2025-08-15",
"price": 265000,
"listing": {
"status": "off_market",
"list_date": "2025-08-15T17:03:59Z",
"list_price": 254000,
"listing_id": "2985386117",
"last_update_date": "2025-11-18T13:00:13Z",
"last_status_change_date": "2026-01-02T02:09:42Z"
},
"event_name": "Listed",
"price_sqft": 157.36342042755345,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2517100",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8559042843",
"generated_at": "2026-03-27T17:01:26.660093Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 79.5
},
"utility_allowance": {
"zip_code": "70056",
"home_photo": "https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m593988638s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 196000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/749-Fielding-Ave_Gretna_LA_70056_M85590-42843",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 245000.0,
"loan_term_years": 30,
"annual_cash_flow": 15643.82,
"mortgage_monthly": 1303.99,
"payment_standard": 1983.0,
"total_amount_out": 49000.0,
"additional_photos": [
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m2345227889s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m4057638532s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m1416658306s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m3311353685s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m2983546600s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m3762891569s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m2909432046s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m1834866140s-w1280.jpg",
"https://ap.rdcpix.com/4afdd4276c0bc30d731993cd4ac8c11el-m1645296000s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 131.25,
"monthly_cash_flow": 1303.65,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'Natural Gas' for heating as the property information explicitly states 'Gas: Natural' and 'Heating Features: Central'.",
"utility": "Heating",
"allowance": 70
},
{
"note": "Selected 'Natural Gas' for cooking as the property information specifies 'Gas: Natural' and lists a 'Range/Oven'.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "Selected 'Natural Gas' for water heating. While not explicitly stated, the property has natural gas service for other major appliances, making it the most logical and common fuel source.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "This is a standard fixed allowance for general electricity usage, including lighting, and appliances like the listed central air conditioning, refrigerator, and microwave.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "Included 'Water' as the property information specifies 'Water Source: Public'.",
"utility": "Water",
"allowance": 43
},
{
"note": "Included 'Sewer' as the property information specifies 'Sewer: City'.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Included as a standard municipal service for a single-family detached home, based on the utility schedule for this housing type.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.32,
"down_payment_amount": 49000.0,
"property_tax_annual": 1097.98,
"property_tax_monthly": 91.5,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -4.09,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -0.34,
"cash_on_cash_return_after_debt": 0.0
},
"section8_assessment": {
"runs": [
{
"summary": "Based on listing photos and description, this single-story brick home presents as well-maintained with minimal cosmetic repairs needed and all major visible systems present (central HVAC registers, intact roof, working kitchen and bath fixtures, appliances shown). Unknowns that require verification at inspection are smoke and CO detectors, GFCI outlets near wet areas, electrical panel condition, and water heater/AHU operational status. Given the lack of visible structural or life-safety defects, the property is likely to pass an initial Section 8 / HCV (NSPIRE) inspection with minor fixes or documentation within 1–2 weeks in most cases.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos show well-maintained interior and exterior: intact hardwood/laminate floors, fresh-looking paint, finished trim, functioning interior doors, updated-looking bathrooms and kitchen with range, refrigerator and dishwasher present. Visible minor cosmetic defects only (small missing trim under breakfast bar, slightly older range/fixtures). No torn flooring, collapsed ceilings, or major visible deferred maintenance. These are primarily cosmetic/maintenance items likely resolved with small repairs or replacements."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 78.0,
"rationale": "No obvious life-safety hazards in photos: ceilings intact, no visible water intrusion, no exposed wiring, stairs/handrails not pictured but house is single-story. However required NSPIRE items cannot be confirmed from images: smoke detectors and CO detectors are not visible, GFCI protection at kitchen/bath outlets is not verifiable, electrical panel location/condition not shown, and door deadbolt presence is unconfirmed. Bedroom egress windows appear present. Because no active hazards are visible the risk is moderate but requires verification of detectors, GFCI, and panel during inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 80.0,
"rationale": "Ceiling registers and duct grills visible indicating central HVAC (heating/cooling) likely installed. Roof shingles appear in serviceable condition with no visible sagging or active leaks. Kitchen and bathrooms show functioning plumbing fixtures; water heater and electrical panel are not shown. Appliances (range, refrigerator, dishwasher) are present which reduces immediate capital needs. System ages/operation (HVAC, water heater, electrical panel) need in-person verification but no visible signs of failure."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 88.0,
"rationale": "Brick exterior and roofing appear sound in photos; landscaping is maintained, sidewalks and driveway in good condition, fenced yard and covered patio exist per photos/listing. Garage/roll-up door present. No visible standing water, erosion, foundation cracks, or pest infestation. Overall exterior presents low site-risk for NSPIRE inspection based on imagery."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operational (inferred from ceiling registers/vents visible in multiple rooms).",
"No active roof leaks or significant roof damage (inferred from even roofline and clean ceiling photos).",
"Smoke detectors and carbon monoxide alarms are not visible in provided photos; assume they may not be confirmed and will need verification or installation.",
"GFCI protection at kitchen/bath outlets is not identifiable from photos and will need verification.",
"Electrical panel and water heater locations and conditions were not shown; assume typical functioning equipment unless inspection reveals otherwise.",
"Appliances shown (range, refrigerator, dishwasher) are assumed present and functional but their ages are unknown.",
"No recent rental history in the last 5 years (rental_history_last_5y missing) and therefore not counted as a bonus."
],
"overall_score": 83.0,
"rubric_version": "NSPIRE-v1-photo-assessment-2026-03"
},
{
"summary": "This single-story brick home presents as well-maintained and close to Section 8 / NSPIRE ready. Major systems (HVAC visible, roof appears intact) and interior finishes look good; appliances are present though somewhat dated. The most likely inspection items to address are verifying/adding operational smoke detectors (and CO alarms if required), ensuring GFCI protection in kitchen/bath, and confirming electrical panel and water-heater function. With those routine checks and minor fixes this property would likely pass an initial Housing Choice Voucher inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained brick ranch with clean finishes, intact flooring (laminate/tile), painted walls, functioning cabinet doors, and complete trim. Kitchen and bath fixtures are present; appliances (refrigerator, electric range, dishwasher) are in place though a bit dated. Minor cosmetic issues observed (cabinet toe/trim near base, dated range, minor scuffs) but no visible deferred maintenance. Missing or older appliances reduce score moderately but are present so not a major penalty."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 72.0,
"rationale": "No visible exposed wiring, ceilings and floors look intact, bedroom windows present for egress, bathrooms and kitchen fixtures appear functional, and entry appears secure. However, smoke detectors and carbon monoxide detectors are not visible in photos (NSPIRE requires operational smoke detectors in sleeping areas/hallways) and GFCI protection for kitchen counters/bath is not evident in photos. Electrical panel was not shown. These are likely easy, low-cost fixes if absent but create an inspection risk until confirmed."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 75.0,
"rationale": "Central HVAC registers/returns are visible in ceilings suggesting a central HVAC system is present. Roof shingles appear intact from photos, and there are no signs of active leaks, water stains, or ceiling damage. Plumbing fixtures (kitchen sink, dual-basin, and bathroom tub/shower) look serviceable. Water heater and electrical panel were not shown so their condition is assumed functional based on overall good condition; lack of direct evidence lowers the score slightly."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 90.0,
"rationale": "Brick exterior appears sound, roofline straight and shingles intact in photos, concrete driveway and walkways in good condition, yard is maintained and fenced, covered patio and storage shed visible. No standing water, major grading issues, or visible foundation cracking were observed in the available photos. Landscaping trimmed but could slightly obscure sightlines to the entry — cosmetic, not safety-critical."
}
],
"red_flags": [
"No smoke detectors visible in photos — NSPIRE requires operational smoke alarms in sleeping areas/hallways.",
"No carbon monoxide alarm visible (requirement depends on presence of fuel-burning appliances; verify).",
"GFCI protection for kitchen/bath outlets not evident in photos — possible immediate NSPIRE deficiency until confirmed/installed.",
"Electrical panel and water-heater not shown; their unknown condition is a medium risk that requires verification."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and functional (ceiling supply/return vents visible); no evidence of heating absence.",
"No visible active roof leaks or water stains in photos implies roof is serviceable; full roof inspection not provided.",
"Smoke detectors and carbon monoxide alarms were not visible in photos; assume they may be missing or not shown and need verification/installation.",
"Electrical panel, water heater and utility hookups were not photographed; assumed functional given overall maintained condition but should be verified.",
"GFCI protection in kitchen/bath was not visible in images; assume it may be absent and will need verification/installation.",
"Bedrooms have appropriately sized windows for egress based on photos; exact measurements were not available and should be confirmed if required by local code."
],
"overall_score": 80.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall this single-family brick home presents as well maintained and is likely to pass an initial HCV/NSPIRE inspection after addressing a handful of minor safety/code items. Primary near-term actions to reach pass-ready: verify and install smoke detectors (and CO alarms if required), ensure GFCI protection in kitchen/bath, confirm presence of a functioning deadbolt on the entry door, verify water heater and electrical panel condition, and perform minor cabinet/trim touch-ups. With those checks and small fixes completed it should be rent-ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show a well-maintained brick ranch with updated cosmetic finishes: laminate/wood flooring throughout, painted walls, crown molding and clean tile in kitchen and bath. Kitchen appliances are present (fridge, electric range, dishwasher) though the range shows age and cabinet base/trim under the counter appears partially missing — minor finish work. No visible major cosmetic deferred maintenance, water stains, or collapsed finishes. Missing small items (cabinet toe kick, possibly outlet covers, minor touch-up paint) are easy, low-cost repairs. Overall appears cosmetically in good to very good condition with only minor capital items."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 68.0,
"rationale": "No obvious life‑threatening hazards (no collapsed ceilings, exposed wiring, visible mold, standing water or major structural issues). Bedrooms have windows for egress and entry/egress paths look clear. However, photos show no smoke detectors or carbon monoxide alarms and GFCI protection at the kitchen sink/outlet is not clearly visible — these are common NSPIRE failure points and must be verified/installed. Deadbolt presence on entry doors is not visible and should be confirmed. Electrical panel location and condition not shown. Because several NSPIRE-required items cannot be verified from photos, moderate risk remains until these are confirmed or corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Ceiling supply/return vents visible indicating central HVAC; no visible evidence of failed HVAC or lack of heating. Roof shingles appear intact with no visible sagging or active leaks from exterior images. Kitchen and bathrooms present functioning fixtures, a water-using appliances (dishwasher) and a range — suggesting plumbing and electrical are serviceable. Water heater and electrical panel are not pictured so their age/condition are unknown; recommend verifying hot water, breaker labeling, grounding, and meter/panel condition. Overall systems show likely good function but some unknowns remain."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick envelope looks solid and well maintained; lawn and landscaping are tidy, driveway and sidewalk are intact, fence and covered patio appear in good repair, and a storage shed is present. Property is in Flood Zone X (lower flood risk). No visible poor drainage, large cracks in foundation, or exterior structural damage in provided photos. Garage door appears intact. Overall exterior/site condition is good with low remediation needs."
}
],
"red_flags": [],
"confidence": 0.72,
"assumptions": [
"Central HVAC is present and operational (ceiling vents visible); full service history not provided.",
"Water heater is present and operational though not pictured; hot water function should be verified.",
"Electrical panel exists and is intact but was not photographed; panel condition and labeling unknown and should be inspected.",
"No smoke detectors or CO alarms were visible in photos; assume they may be missing or not in required locations and will need installation/verification.",
"GFCI receptacle presence at kitchen countertop and bathroom was not clearly visible; assume GFCI may be absent and should be tested/installed if missing.",
"Entry doors’ deadbolt(s) are not visible in exterior photos; assume verification/installation may be required.",
"No interior photos show obvious mold, active leaks, or structural failure; assume none present based on images but recommend on-site verification.",
"Rental history in last 5 years is missing and therefore excluded from scoring."
],
"overall_score": 76.0,
"rubric_version": "ns_prep_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "749 Fielding Ave, Gretna, LA, 70056",
"aggregate": {
"summary": "Based on listing photos and description, this single-story brick home presents as well-maintained with minimal cosmetic repairs needed and all major visible systems present (central HVAC registers, intact roof, working kitchen and bath fixtures, appliances shown). Unknowns that require verification at inspection are smoke and CO detectors, GFCI outlets near wet areas, electrical panel condition, and water heater/AHU operational status. Given the lack of visible structural or life-safety defects, the property is likely to pass an initial Section 8 / HCV (NSPIRE) inspection with minor fixes or documentation within 1–2 weeks in most cases.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.7,
"rationale": "Photos show well-maintained interior and exterior: intact hardwood/laminate floors, fresh-looking paint, finished trim, functioning interior doors, updated-looking bathrooms and kitchen with range, refrigerator and dishwasher present. Visible minor cosmetic defects only (small missing trim under breakfast bar, slightly older range/fixtures). No torn flooring, collapsed ceilings, or major visible deferred maintenance. These are primarily cosmetic/maintenance items likely resolved with small repairs or replacements."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 87.7,
"rationale": "Brick exterior and roofing appear sound in photos; landscaping is maintained, sidewalks and driveway in good condition, fenced yard and covered patio exist per photos/listing. Garage/roll-up door present. No visible standing water, erosion, foundation cracks, or pest infestation. Overall exterior presents low site-risk for NSPIRE inspection based on imagery."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 72.7,
"rationale": "No obvious life-safety hazards in photos: ceilings intact, no visible water intrusion, no exposed wiring, stairs/handrails not pictured but house is single-story. However required NSPIRE items cannot be confirmed from images: smoke detectors and CO detectors are not visible, GFCI protection at kitchen/bath outlets is not verifiable, electrical panel location/condition not shown, and door deadbolt presence is unconfirmed. Bedroom egress windows appear present. Because no active hazards are visible the risk is moderate but requires verification of detectors, GFCI, and panel during inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 76.7,
"rationale": "Ceiling registers and duct grills visible indicating central HVAC (heating/cooling) likely installed. Roof shingles appear in serviceable condition with no visible sagging or active leaks. Kitchen and bathrooms show functioning plumbing fixtures; water heater and electrical panel are not shown. Appliances (range, refrigerator, dishwasher) are present which reduces immediate capital needs. System ages/operation (HVAC, water heater, electrical panel) need in-person verification but no visible signs of failure."
}
],
"red_flags": [],
"confidence": 0.86,
"assumptions": [
"Central HVAC is present and operational (inferred from ceiling registers/vents visible in multiple rooms).",
"No active roof leaks or significant roof damage (inferred from even roofline and clean ceiling photos).",
"Smoke detectors and carbon monoxide alarms are not visible in provided photos; assume they may not be confirmed and will need verification or installation.",
"GFCI protection at kitchen/bath outlets is not identifiable from photos and will need verification.",
"Electrical panel and water heater locations and conditions were not shown; assume typical functioning equipment unless inspection reveals otherwise.",
"Appliances shown (range, refrigerator, dishwasher) are assumed present and functional but their ages are unknown.",
"No recent rental history in the last 5 years (rental_history_last_5y missing) and therefore not counted as a bonus."
],
"score_method": "mean_of_criteria",
"overall_score": 79.5,
"rubric_version": "NSPIRE-v1-photo-assessment-2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8559042843"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.