Property ID: 8578097112
134 Mason St, Gretna, LA, 70053
Gretna, LA
Money Down: $64,800
CoC Return: 2.11%
Monthly Cash Flow: $114
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$54,000
Closing Costs
$10,800
Total Down
$64,800
Investment Snapshot
Purchase Price
$270,000
Money Down
$64,800
Cash-on-Cash Return
2.11%
Rent
$1,958
Monthly Cash Flow
$114
Annual Cash Flow
$1,367
Debt Service / Mo
$1,437
Property Tax / Mo
$103
Insurance / Mo
$108
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,958
Payment Standard
$2,328
Rent
$1,958
Insurance
$108
Property Tax
$103
Management
$196
Utilities Allowance
$370
NOI (Monthly)
$1,551
Debt Service
$1,437
Cash Flow After Debt
$114
Quality Score: 82.50%
Confidence: 94.00%
Overall the property appears turnkey and likely to pass an initial HCV/NSPIRE inspection with minor follow-up items. The home shows a comprehensive renovation (new roof, new flooring, updated baths/kitchen), good exterior condition, central HVAC, and installed smoke detector. Key inspection risks are mostly items not shown in photos (CO detector/GFCI presence, electrical panel accessibility/labeling, proof of hot water and HVAC operation, and presence of deadbolt on entry). If those items are present and functional, the property should be rent-ready within 1–2 weeks. If any of the undocumented systems are missing or nonfunctional, modest repairs (days to weeks) will be required but no major structural work is indicated by photos.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$370
Guaranteed Section 8 Rent (PS - Utilities)
$1,958
Property Management
$196
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$270,000
Beds
4
Baths
2
Living Area
1,391 sqft
Lot Size
5,001 sqft
Year Built
1990
Days on Market
23
Capital Outlay
$64,800
Debt Service
$1,437
Property Tax / Mo
$103
Insurance / Mo
$108
Property Description
Don't miss this completely renovated 4-bedroom, 2-bath gem in the heart of Gretna! Offering 1,391 square feet of beautifully updated living space, this move-in ready home has been taken down to the studs and brought back to life with fresh, modern finishes throughout. The renovated kitchen shines with new cabinetry, countertops, and fixtures, while both bathrooms have been tastefully updated from top to bottom. Brand new flooring flows throughout the entire home, giving every room a clean, cohesive feel that buyers love. A new roof tops it all off, providing peace of mind from day one. Outside, the classic brick exterior and manicured lawn deliver instant curb appeal, while the detached garage offers convenient off-street parking and additional storage. Whether you're a first-time buyer, downsizer, or savvy investor, this one checks every box. Located just minutes from the Crescent City Connection with easy access to everything New Orleans and the Westbank have to offer. Renovated homes of this quality at this price point move fast - schedule your showing today!
Utility Allowances
heating
$88
Property has central heating. The schedule offers multiple fuel types. An electric heat pump was selected as it's a common modern system for central air/heat, and is a more expensive option than natural gas, which is also common in the area.
cooking
$19
Property photos and the appliance list ('Range/Oven') indicate an electric stove is provided, so the electric cooking allowance was used.
water_heating
$57
Fuel type for water heating is not specified. Electric was assumed as it's a common pairing with an electric stove and is the more expensive option compared to natural gas.
other_electric
$77
This is a standard fixed allowance for electricity used for lights, outlets, and tenant-owned appliances not covered by other specific categories.
water
$50
The property listing explicitly states the water source is 'Public'.
sewer
$54
The property listing explicitly states the sewer service is 'City'.
trash_collection
$25
Trash collection was not specified but is inferred as a standard, tenant-paid municipal service for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,301
DP3 Annual Estimate$1,301
DP1 Monthly Equivalent$108
DP3 Monthly Equivalent$108
Replacement Value$66,400
Basis1,391 sqft / 1990
Nearby Houses
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11 Cedar Ln
for_sale · 0.08 mi
Price: $124,900
3 bd / 2 ba · 2,000 sqft
Latest sale: —
Latest rent: —
Photo unavailable
16 Oak Ln
sold · 0.11 mi
Price: $168,000
3 bd / 2 ba · 1,400 sqft
Latest sale: —
Latest rent: —
Photo unavailable
173 Creagan Ave
off_market · 0.15 mi
Price: $1,800
3 bd / 2 ba · 1,265 sqft
Latest sale: —
Latest rent: —
Photo unavailable
392 Fairfield Ave
for_sale · 0.16 mi
Price: $680,000
4 bd / 4 ba · 4,780 sqft
Latest sale: —
Latest rent: —
Photo unavailable
133 Creagan Ave
off_market · 0.17 mi
Price: $189,900
3 bd / 2 ba · 1,400 sqft
Latest sale: —
Latest rent: —
Photo unavailable
387 Fairfield Ave
sold · 0.19 mi
Price: $355,000
4 bd / 4 ba · 2,878 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3240 Hero Dr
for_sale · 0.20 mi
Price: $175,000
3 bd / 1 ba · 980 sqft
Latest sale: —
Latest rent: —
Photo unavailable
119 Creagan Ave
off_market · 0.22 mi
Price: $1,800
3 bd / 2 ba · 1,220 sqft
Latest sale: — on Apr 30, 2021
Latest rent: $2,000 on Oct 08, 2025
Photo unavailable
3204 Claire Ave
off_market · 0.23 mi
Price: $145,000
3 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing description is accurate: roof is new and major interior renovation completed.
- Central HVAC is present and functional (supply/return registers visible).
- No active roof leaks or concealed water intrusion exist despite lack of interior ceiling stains in photos.
- Bedrooms have code-compliant egress windows based on size/appearance in photos.
- Smoke detector(s) are installed (one visible in living area); additional required detectors may be present but not photographed.
- Kitchen and bathroom plumbing fixtures are installed and functional though not shown; appliances may or may not be included with the rental.
- Electrical panel is intact and meets code (not visible in photos).
- No major termite/infestation or hidden structural issues present beyond what is visible — photos and listing show clean renovation.
- Rental history is missing and therefore excluded from scoring.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,198 | $88,100 | $8,810 |
| 2024 | $1,199 | $88,100 | $8,810 |
| 2023 | $1,138 | $79,600 | $7,960 |
| 2022 | $867 | $60,700 | $6,070 |
| 2021 | $825 | $60,700 | $6,070 |
| 2020 | $819 | $60,700 | $6,070 |
| 2019 | $832 | $60,700 | $6,070 |
| 2018 | $783 | $60,700 | $6,070 |
| 2017 | $706 | $60,700 | $6,070 |
| 2016 | $694 | $60,700 | $6,070 |
| 2015 | $699 | $60,700 | $6,070 |
| 2014 | $698 | $60,700 | $6,070 |
| 2013 | $698 | $60,700 | $6,070 |
| 2012 | $295 | $60,700 | $6,070 |
| 2011 | $275 | $60,700 | $6,070 |
| 2010 | $379 | $60,700 | $6,070 |
| 2009 | $646 | $60,700 | $6,070 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed | $270,000 |
| 2023-08-10 | Sold | $0 |
Photo Gallery
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"realtor_link": "https://www.realtor.com/realestateandhomes-detail/134-Mason-St_Gretna_LA_70053_M85780-97112",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 270000.0,
"loan_term_years": 30,
"annual_cash_flow": 18611.46,
"mortgage_monthly": 1437.05,
"payment_standard": 2328.0,
"total_amount_out": 54000.0,
"additional_photos": [
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m1280750175s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m1198187227s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m2451006483s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m678131823s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m2074782566s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m1909965950s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m2399188680s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m2874595239s-w1280.jpg",
"https://ap.rdcpix.com/02285e628ff4a0483171072843b1d8b5l-m2261190988s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 108.42,
"monthly_cash_flow": 1550.95,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating. The schedule offers multiple fuel types. An electric heat pump was selected as it's a common modern system for central air/heat, and is a more expensive option than natural gas, which is also common in the area.",
"utility": "heating",
"allowance": 88
},
{
"note": "Property photos and the appliance list ('Range/Oven') indicate an electric stove is provided, so the electric cooking allowance was used.",
"utility": "cooking",
"allowance": 19
},
{
"note": "Fuel type for water heating is not specified. Electric was assumed as it's a common pairing with an electric stove and is the more expensive option compared to natural gas.",
"utility": "water_heating",
"allowance": 57
},
{
"note": "This is a standard fixed allowance for electricity used for lights, outlets, and tenant-owned appliances not covered by other specific categories.",
"utility": "other_electric",
"allowance": 77
},
{
"note": "The property listing explicitly states the water source is 'Public'.",
"utility": "water",
"allowance": 50
},
{
"note": "The property listing explicitly states the sewer service is 'City'.",
"utility": "sewer",
"allowance": 54
},
{
"note": "Trash collection was not specified but is inferred as a standard, tenant-paid municipal service for a single-family home.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.34,
"down_payment_amount": 54000.0,
"property_tax_annual": 1233.94,
"property_tax_monthly": 102.83,
"property_tax_increase": 0.03,
"utility_allowance_total": 370.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 1366.82,
"property_management_monthly": 195.8,
"monthly_cash_flow_after_debt": 113.9,
"cash_on_cash_return_after_debt": 0.03
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears turnkey and likely to pass an initial HCV/NSPIRE inspection with minor follow-up items. The home shows a comprehensive renovation (new roof, new flooring, updated baths/kitchen), good exterior condition, central HVAC, and installed smoke detector. Key inspection risks are mostly items not shown in photos (CO detector/GFCI presence, electrical panel accessibility/labeling, proof of hot water and HVAC operation, and presence of deadbolt on entry). If those items are present and functional, the property should be rent-ready within 1–2 weeks. If any of the undocumented systems are missing or nonfunctional, modest repairs (days to weeks) will be required but no major structural work is indicated by photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Maintenance",
"score": 85.0,
"rationale": "Photos and listing describe a full renovation (\"down to the studs\") with new flooring, fresh paint, updated bathrooms and kitchen and new roof. Visible interior finishes (tile/wood-look flooring, baseboards, recessed lights, painted walls) are in very good condition. Exterior brick painted and landscaping tidy. No visible broken windows, holes in drywall, or collapsed ceilings. Missing kitchen appliance photos — listing claims renovated kitchen; lack of visible stove/fridge reduces score slightly but is not a major failure. Overall minimal visible repairs."
},
{
"key": "safety_code",
"label": "Life Safety & Code Risk",
"score": 78.0,
"rationale": "No obvious life‑threatening hazards in photos: ceilings intact, no visible water stains, no exposed wiring, handrails/stairs not visible (property is single‑story). A smoke detector is visible on the living room ceiling (good). Large bedroom windows appear to provide egress. Entry doors look solid but no deadbolt is visible in photos. No carbon monoxide alarm is visible (may be required depending on local code for fuel appliances). GFCI outlets in kitchen/bath not visible. Plumbing fixtures and hot water not shown. Because several required items (CO alarm, GFCI, deadbolt, electrical panel access) are not visible, I deduct modest points for unknown compliance risk despite the generally clean condition."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Listing states a new roof; roof appears new in photos (shingles uniform). Interior shows central HVAC supply/return grille and ceiling vent registers, indicating central HVAC presence. Electrical panel, water heater and furnace are not shown. Gas meter is visible at exterior and appears properly located. No signs of active leaks or drainage issues in photos. Because critical systems (electrical panel labeling, hot water heater, furnace/AC operational proof, plumbing supply under sinks) are not documented in photos, score is reduced to reflect unknowns despite positive visual indicators."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 88.0,
"rationale": "Curb appeal is strong: neat lawn, planting beds, painted brick/trim, intact gutters and downspouts, concrete driveway and walkways in good condition, fenced yard and detached garage present. No visible foundation cracking, sagging, or standing water. Entry threshold and paved surfaces look level with no trip hazards shown. Minor landscaping maintenance only."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing description is accurate: roof is new and major interior renovation completed.",
"Central HVAC is present and functional (supply/return registers visible).",
"No active roof leaks or concealed water intrusion exist despite lack of interior ceiling stains in photos.",
"Bedrooms have code-compliant egress windows based on size/appearance in photos.",
"Smoke detector(s) are installed (one visible in living area); additional required detectors may be present but not photographed.",
"Kitchen and bathroom plumbing fixtures are installed and functional though not shown; appliances may or may not be included with the rental.",
"Electrical panel is intact and meets code (not visible in photos).",
"No major termite/infestation or hidden structural issues present beyond what is visible — photos and listing show clean renovation.",
"Rental history is missing and therefore excluded from scoring."
],
"overall_score": 81.0,
"rubric_version": "2026-03-27_nsPIRE_v1"
},
{
"summary": "This property presents as a well-renovated, largely turnkey single-family home that is likely to pass an initial Section 8/HCV (NSPIRE) inspection with minimal fixes. Visible strengths include a new roof, refreshed exterior and interior finishes, new flooring, intact walkways/driveway, and evidence of central HVAC. Primary inspection risks are unverified but common checklist items: placement/count of smoke and CO detectors (especially in sleeping rooms), presence of GFCI protection in kitchen/baths, verification of main electrical panel condition, and confirmation of functioning hot water and kitchen appliances. These are likely easy to remedy if missing. No visible structural or life-safety failures were observed in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Photos and listing describe a full down-to-studs renovation: new flooring throughout, fresh paint, updated bathrooms and kitchen, and new roof. Interior finishes (baseboards, recessed lights, ceiling fan, tile/wood-look floors) look new and in good condition. Driveway and concrete pads are new/clean. No obvious cosmetic deferred maintenance or damage visible. Deduction from perfect score for lack of photographic confirmation of kitchen appliances (stove/fridge) and no interior photos of bathrooms to verify fixtures and finishes."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 75.0,
"rationale": "Positive indicators: visible ceiling smoke detector in living area, no exposed wiring visible in photos, windows in bedrooms and living area appear to provide egress, exterior gas meter present and appears intact, entry area and walkways are level and free of trip hazards in images. Unconfirmed items lower score: presence and placement of smoke detectors in each sleeping area and on each level, carbon monoxide detector(s), GFCI protection in kitchen/bath, presence of a deadbolt on main entry door, condition of electrical panel and labeling, hot water operation and plumbing function. No visible active leaks, mold, sagging ceilings, or major hazards in photos."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 80.0,
"rationale": "Listing explicitly states a new roof; photos corroborate a recently replaced shingle roof and intact gutters/downspouts. Interior photos show central HVAC supply/return grilles and ceiling vent registers indicating a central system likely present. No visible signs of plumbing leaks or water damage. Electrical appears modern (recessed LED fixtures, switches/outlets with covers) though the main panel is not shown. Water heater and electrical panel were not photographed so their condition is assumed but unverified. Score reflects apparent good condition with some unknowns that require verification (water heater age, electrical panel, HVAC operational test)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 88.0,
"rationale": "Curb appeal is strong: brick painted and siding look fresh, landscaping is maintained, concrete driveway and walkway appear new with good drainage slope away from house. Fence and gate to side yard are intact; detached garage visible. Downspouts and soffits appear in good condition. No standing water, major foundation cracking, or obvious pest/infestation evidence visible in photos. Minor deduction for inability to inspect the entire perimeter, roof valleys, or drainage grade behind the house."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"New roof mentioned in listing is properly installed and watertight (no active leaks).",
"Central HVAC is installed and operational (vent/register visible in photos).",
"Kitchen and bathroom renovations include standard fixtures; however, specific appliances (stove, refrigerator) were not photographed and their presence/function is unknown.",
"Smoke detector seen in living area is functional; additional detectors (bedrooms/levels) and CO alarms may not be shown and could be absent.",
"Electrical panel exists and is up to code despite not being pictured; no visible exterior exposed wiring.",
"No significant hidden mold, termite damage, foundation movement, or roof structural failures exist beyond what is visible in photos.",
"Detached garage and fencing are functional and safe though interior of garage not inspected.",
"Plumbing and hot water are present and usable; no evidence of active leaks in photos."
],
"overall_score": 82.0,
"rubric_version": "nsPIRE-v1.0-photo-assessment-2026-03"
},
{
"summary": "This property appears largely turnkey for Section 8 tenancy and has a high likelihood of passing an initial NSPIRE/HCV inspection after a standard pre-inspection check. Strengths: full renovation (claimed), new roof, clean exterior, new flooring, visible smoke detector(s), central HVAC vents, and tidy site/driveway. Primary inspection unknowns that should be verified in a pre-inspection walkthrough: presence and placement of smoke detectors and carbon monoxide alarms per local code, GFCI protection in kitchen and bathrooms, functionality of HVAC, water heater and plumbing (hot water), presence of working kitchen appliances, electrical panel condition and presence of deadbolt on entry doors. If those items are present/functional (as the listing implies), the property should be rent-ready within 1–2 weeks; if some of those systems are missing/need service, small corrective work (1–4 items) should make the unit compliant.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 88.0,
"rationale": "Photos and listing describe a full renovation \"down to the studs\" with new flooring, fresh paint, updated trim and recessed lighting. Exterior brick and siding are freshly painted and driveway/sidewalk look new. No visible damage to drywall, flooring or trim in interior images. Kitchen/bath images are not provided, so presence/condition of kitchen appliances can't be visually confirmed; listing claims renovated kitchen and bathrooms, which supports a high score but missing visual verification reduces certainty slightly."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "Visible smoke detector on the interior ceiling near the hallway/vent in photos. Bedrooms show large windows that appear to meet egress size visually. No exposed wiring, loose guardrails or trip hazards visible. Exterior gas meter and electrical connections appear intact. Unknowns: CO detector presence (gas meter on exterior), GFCI locations in kitchen/baths, condition/location of smoke detectors in each sleeping area, and presence of deadbolt on entry door are not visible. No visible water stains, mold, or roof leaks. Because several mandatory items cannot be confirmed from photos, moderate deduction applied."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, electrical, plumbing)",
"score": 82.0,
"rationale": "Listing states a new roof and photos show new shingles and intact gutters/downspouts. Interior supply/return vents are visible indicating central HVAC; recessed lighting and newer trim suggest updated electrical work. No visible signs of plumbing leaks or water damage in photos. Water heater, electrical panel, and HVAC condensing unit are not photographed so operational status is assumed functional based on full remodel claims — a reasonable assumption but unverified, so score reduced slightly for unknown verification."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 90.0,
"rationale": "Front yard is manicured, concrete driveway and sidewalk are intact and appear recently poured, detached garage visible and fenced yard present. Exterior paint on brick and siding looks freshly applied; downspouts and soffits appear in good condition. No visible foundation displacement, erosion, standing water, or rodent/infestation evidence. Minor wear on fence boards but nothing suggesting immediate inspection failure."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that the home was taken down to studs and fully renovated is accurate and that kitchen and bathrooms have been updated as claimed.",
"Kitchen appliances (stove, refrigerator) are likely present though not shown in the provided photos; absence would be a moderate issue but not an automatic safety failure.",
"Central HVAC is present and operational (supply/return vents visible) though the exterior condenser and thermostat operation were not photographed.",
"New roof is present as stated in the listing and visible from exterior photos; no active roof leaks are evident from interior photos.",
"Smoke detector(s) exist (one visible in photos) but quantity/location in each sleeping area and presence of CO alarm are unverified.",
"Electrical panel, water heater, hot water delivery, and GFCI protection locations are not visible in photos and therefore assumed serviceable until verified.",
"Entry door(s) likely have standard locks but presence of a working deadbolt was not verified in images.",
"No significant hidden structural issues are present; exterior and interior show no signs of sagging, large cracks, or water intrusion. If any severe distress were present it would likely be visible and would lower scores."
],
"overall_score": 84.0,
"rubric_version": "2026-03-HUD-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "134 Mason St, Gretna, LA, 70053",
"aggregate": {
"summary": "Overall the property appears turnkey and likely to pass an initial HCV/NSPIRE inspection with minor follow-up items. The home shows a comprehensive renovation (new roof, new flooring, updated baths/kitchen), good exterior condition, central HVAC, and installed smoke detector. Key inspection risks are mostly items not shown in photos (CO detector/GFCI presence, electrical panel accessibility/labeling, proof of hot water and HVAC operation, and presence of deadbolt on entry). If those items are present and functional, the property should be rent-ready within 1–2 weeks. If any of the undocumented systems are missing or nonfunctional, modest repairs (days to weeks) will be required but no major structural work is indicated by photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Maintenance",
"score": 86.0,
"rationale": "Photos and listing describe a full renovation (\"down to the studs\") with new flooring, fresh paint, updated bathrooms and kitchen and new roof. Visible interior finishes (tile/wood-look flooring, baseboards, recessed lights, painted walls) are in very good condition. Exterior brick painted and landscaping tidy. No visible broken windows, holes in drywall, or collapsed ceilings. Missing kitchen appliance photos — listing claims renovated kitchen; lack of visible stove/fridge reduces score slightly but is not a major failure. Overall minimal visible repairs."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 88.7,
"rationale": "Curb appeal is strong: neat lawn, planting beds, painted brick/trim, intact gutters and downspouts, concrete driveway and walkways in good condition, fenced yard and detached garage present. No visible foundation cracking, sagging, or standing water. Entry threshold and paved surfaces look level with no trip hazards shown. Minor landscaping maintenance only."
},
{
"key": "safety_code",
"label": "Life Safety & Code Risk",
"score": 77.0,
"rationale": "No obvious life‑threatening hazards in photos: ceilings intact, no visible water stains, no exposed wiring, handrails/stairs not visible (property is single‑story). A smoke detector is visible on the living room ceiling (good). Large bedroom windows appear to provide egress. Entry doors look solid but no deadbolt is visible in photos. No carbon monoxide alarm is visible (may be required depending on local code for fuel appliances). GFCI outlets in kitchen/bath not visible. Plumbing fixtures and hot water not shown. Because several required items (CO alarm, GFCI, deadbolt, electrical panel access) are not visible, I deduct modest points for unknown compliance risk despite the generally clean condition."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 79.0,
"rationale": "Listing states a new roof; roof appears new in photos (shingles uniform). Interior shows central HVAC supply/return grille and ceiling vent registers, indicating central HVAC presence. Electrical panel, water heater and furnace are not shown. Gas meter is visible at exterior and appears properly located. No signs of active leaks or drainage issues in photos. Because critical systems (electrical panel labeling, hot water heater, furnace/AC operational proof, plumbing supply under sinks) are not documented in photos, score is reduced to reflect unknowns despite positive visual indicators."
}
],
"red_flags": [],
"confidence": 0.94,
"assumptions": [
"Listing description is accurate: roof is new and major interior renovation completed.",
"Central HVAC is present and functional (supply/return registers visible).",
"No active roof leaks or concealed water intrusion exist despite lack of interior ceiling stains in photos.",
"Bedrooms have code-compliant egress windows based on size/appearance in photos.",
"Smoke detector(s) are installed (one visible in living area); additional required detectors may be present but not photographed.",
"Kitchen and bathroom plumbing fixtures are installed and functional though not shown; appliances may or may not be included with the rental.",
"Electrical panel is intact and meets code (not visible in photos).",
"No major termite/infestation or hidden structural issues present beyond what is visible — photos and listing show clean renovation.",
"Rental history is missing and therefore excluded from scoring."
],
"score_method": "mean_of_criteria",
"overall_score": 82.5,
"rubric_version": "2026-03-27_nsPIRE_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8578097112"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.