1657 Marine St, Marrero, LA, 70072
Marrero, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 76.00%
Confidence: 95.00%
This single-story 4-bed/2-bath house appears mostly turnkey for a Section 8/HCV initial inspection. The home shows fresh interior finishes, intact roofline, central HVAC (vents and thermostat visible), functioning plumbing fixtures, a secure entry and a fenced yard with carport. Primary unknowns that could affect an NSPIRE pass are presence of a carbon-monoxide alarm (recommended because of the gas range), confirmation of GFCI protection in kitchen/bath, and verification of the electrical panel condition. With minor fixes (install/verify CO detector, confirm/upgrade GFCI protection, replace torn shower curtain/window covering, minor hardware repairs and a basic cleaning) this property is likely to pass within 1–4 weeks.
Property Fundamentals
Property Description
Charming 4-Bedroom, 2 Bathroom Home with Spacious Backyard & Carport!!!!! Welcome to this beautifully maintained 4-bedroom, 2 bath home offering comfort, space, and convenience. Step inside to find a bright and inviting layout great for both relaxing and entertaining. All four bedrooms provides generous space, including a master bedroom with its own private bathroom. Enjoy the outdoors in your fully fenced backyard-great for pets, play or weekend BBQ's. The covered carport adds extra convenience and protection from the elements. Situated in a quiet neighborhood, this home is just minutes from schools, parks, shopping, and major highways. Whether you're looking for your first home or your next investment, this property checks all the boxes!!!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is operational because supply/return vents and a thermostat are visible; no service records provided.
- Electrical panel exists and is intact but not shown in photos; no visible exposed wiring was observed.
- Smoke detection exists in at least the living area (one alarm visible); additional detectors in bedrooms/hallway not photographed and should be confirmed/installed per NSPIRE requirements.
- Carbon-monoxide alarm is not visible in photos; assume not present or not photographed and recommend installation because a gas range is present.
- GFCI protection in kitchen and bathroom outlets is not clearly visible in photos; assume it may be absent and should be verified or provided.
- Refrigerator is not shown; assume tenant may supply or owner may provide — missing fridge is considered an easy-to-fix, non-safety issue.
- No interior evidence of active roof leaks, major mold, structural sagging, or foundation movement observed in photos; assume none present.
- Bathroom window provides ventilation/egress but window covering shown is damaged and should be replaced.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,092 | $83,000 | $8,300 |
| 2024 | $1,089 | $83,000 | $8,300 |
| 2023 | $1,051 | $76,700 | $7,670 |
| 2022 | $855 | $63,900 | $6,390 |
| 2021 | $808 | $63,900 | $6,390 |
| 2020 | $791 | $63,900 | $6,390 |
| 2019 | $830 | $63,900 | $6,390 |
| 2018 | $778 | $63,900 | $6,390 |
| 2017 | $748 | $63,900 | $6,390 |
| 2016 | $734 | $63,900 | $6,390 |
| 2015 | $763 | $65,300 | $6,530 |
| 2014 | $755 | $65,300 | $6,530 |
| 2013 | $751 | $65,300 | $6,530 |
| 2010 | $702 | $65,300 | $6,530 |
| 2009 | $701 | $65,300 | $6,530 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-09-23 | Listed | $155,000 |
Photo Gallery
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"allowance": 79
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{
"note": "Selected 'Natural Gas' for cooking. The property includes a 'Range/Oven' and has a 'Gas: Natural' utility connection.",
"utility": "Cooking",
"allowance": 14
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{
"note": "Selected 'Natural Gas' for water heating. While not explicitly stated, this is the most common and cost-effective option for a property with an existing natural gas line.",
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{
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"allowance": 77
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{
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"utility": "Water",
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{
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{
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"summary": "This single-story 4-bed/2-bath house appears mostly turnkey for a Section 8/HCV initial inspection. The home shows fresh interior finishes, intact roofline, central HVAC (vents and thermostat visible), functioning plumbing fixtures, a secure entry and a fenced yard with carport. Primary unknowns that could affect an NSPIRE pass are presence of a carbon-monoxide alarm (recommended because of the gas range), confirmation of GFCI protection in kitchen/bath, and verification of the electrical panel condition. With minor fixes (install/verify CO detector, confirm/upgrade GFCI protection, replace torn shower curtain/window covering, minor hardware repairs and a basic cleaning) this property is likely to pass within 1–4 weeks.",
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"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show fresh paint, new-looking vinyl plank flooring, intact drywall and functioning ceiling fans. Kitchen cabinets are older but serviceable; gas range and microwave present. Bathroom fixtures present though shower curtain is torn and towel bar appears missing/broken. Exterior landscaping and siding/brickwork are well maintained. No obvious major cosmetic deferred maintenance. Missing refrigerator not visible in photos; assumed tenant-supplied or replaceable (moderate impact only)."
},
{
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"score": 70.0,
"rationale": "Visible items: front door has a second lock (deadbolt likely), at least one ceiling-mounted smoke alarm visible in living area, bedrooms have windows for egress. No exposed wiring or obvious trip hazards in photos. Potential concerns: no carbon-monoxide alarm visible (there is a gas stove), GFCI outlets are not clearly identified in kitchen/bath photos (bathroom outlet appears standard), and electrical panel not shown. No visible mold, major water stains, roof leaks or collapsed ceilings. Because CO and GFCI presence could trigger a NSPIRE fail if absent, score reduced to reflect those unknowns."
},
{
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"score": 75.0,
"rationale": "Ceiling HVAC supply/return vents and a wall thermostat are visible, indicating central HVAC is present. Roof line looks straight and shingled with no visible sag or missing areas. Water fixtures (kitchen sink, bathroom tub and sink) appear intact and functional; water heater not shown. Gas range present suggests gas supply. Electrical panel not shown; no visible wiring hazards. Given visible evidence of HVAC and intact roof and plumbing fixtures, systems appear functional but not fully verifiable from photos so moderate deduction applied."
},
{
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}
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"Smoke detection exists in at least the living area (one alarm visible); additional detectors in bedrooms/hallway not photographed and should be confirmed/installed per NSPIRE requirements.",
"Carbon-monoxide alarm is not visible in photos; assume not present or not photographed and recommend installation because a gas range is present.",
"GFCI protection in kitchen and bathroom outlets is not clearly visible in photos; assume it may be absent and should be verified or provided.",
"Refrigerator is not shown; assume tenant may supply or owner may provide — missing fridge is considered an easy-to-fix, non-safety issue.",
"No interior evidence of active roof leaks, major mold, structural sagging, or foundation movement observed in photos; assume none present.",
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"rubric_version": "ns-p-hcv-v1"
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"label": "Safety / Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "Visible safety items: living area ceiling shows a round device consistent with a smoke detector and the entry door appears to have two locks (knob + deadbolt). No exposed wiring or loose handrails are visible. Bedrooms have windows (likely egress) and bathrooms have functioning fixtures. Unknown/uncertain items: carbon monoxide detector (not visible) and GFCI-protected outlets in kitchen/bath (not clearly shown) — these are common inspection issues. Electrical panel and water heater are not photographed. No evidence of active leaks, major mold, foundation movement, or sagging visible in photos. Because CO/GFCI presence is unknown, deduct moderate points for NSPIRE risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 72.0,
"rationale": "Photos show ceiling HVAC supply/registers, indicating a central HVAC system is present. Kitchen plumbing and bathroom fixtures appear operational; water heater and electrical panel are not shown. Roof viewed from front appears intact with no visible sag or missing shingles. Gas range is installed (suggests gas supply). No visible signs of drainage or major plumbing failure. Because key equipment (water heater, panel, HVAC operational proof) are not photographed, score reflects likely functional systems but with some uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior photos show a well-maintained yard, fully fenced backyard, paved driveway and covered carport with gated access. Brick exterior and soffits look intact from front elevations. No visible standing water, major grading issues, foundation cracks, or severe siding damage. Property curb and yard are tidy — low risk for exterior-site failure on inspection."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"At least one working smoke detector is present (a round device visible on the living room ceiling is interpreted as a smoke alarm).",
"Central HVAC exists and is operational (ceiling supply/registers are visible).",
"Roof has no active leaks and is in serviceable condition based on distant exterior photos with no visible sagging or missing shingles.",
"Bedrooms provide adequate egress via the windows shown (size not measured but windows appear standard).",
"Water heater and main electrical panel exist and are serviceable though not photographed.",
"Refrigerator is not shown in listing photos and should be treated as possibly not provided; stove (gas) is present.",
"GFCI outlets in kitchen/bath and carbon monoxide detector are not visible in photos and may be absent, representing a moderate NSPIRE risk until verified."
],
"overall_score": 76.0,
"rubric_version": "1.0"
},
{
"summary": "This single‑story 4BR/2BA home presents as mostly move‑in ready with fresh paint, new-looking flooring, intact finishes and a maintained exterior. The most likely inspection items are verification/installation of smoke and carbon monoxide alarms (CO especially because a gas range is present), GFCI protection in kitchen and bathroom, and routine appliance/cosmetic touch-ups (clean/replace stove, shower curtain, minor cabinet refinishing). Major structural, roofing, or water intrusion issues are not apparent in photos. Expect minor-to-moderate items to address; likely passable with 1–3 small repairs and verification of mechanical systems before an HCV/NSPIRE inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 80.0,
"rationale": "Interior photos show fresh paint, new/clean-looking vinyl plank flooring, intact drywall and functioning ceiling fans. Kitchen and bathroom are serviceable but show wear (older cabinets, countertop, stained/used stove, torn shower curtain). No visible collapsed finishes or exposed subfloor. Missing refrigerator not photographed but stove is present. Most issues are cosmetic or capital items that can be corrected quickly."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No visible life‑threatening hazards in photos (no sagging ceilings, no active leaks, no standing water, no visible exposed wiring). Bedroom windows are present suggesting egress is likely adequate. A ceiling-mounted circular device that could be a smoke detector is visible in one photo but smoke/CO detectors and GFCI protection are not clearly documented in images. Gas range is present (CO alarm required by many jurisdictions). Because GFCI outlets in kitchen/bath and CO alarm presence cannot be confirmed from photos, there is moderate inspection risk and likely small corrective work may be required."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 70.0,
"rationale": "Exterior roof appears intact from front photos with no visible sagging or large areas of damage. Interior ceiling vents indicate central HVAC ducting is present; no HVAC equipment, water heater, or electrical panel are photographed so operational status is assumed but unverified. Plumbing fixtures (sinks, tubs, toilets) are present and appear functional in photos. Because key system components (electrical panel, water heater, HVAC unit) are not shown, score discounts for uncertainty although there are no visual indicators of failure."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Well‑maintained lawn, intact siding/brick, covered carport and gated driveway, fully fenced backyard (per listing). Walkway and driveway appear serviceable; no visible foundation displacement or major grading/drainage issues in provided exterior photos. Overall exterior looks well cared for and low risk for immediate repair."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Central HVAC exists and vents seen in photos are connected to a working HVAC unit (unit not photographed).",
"Water heater and electrical panel are present and operational though not shown; no evidence in photos of active leaks or electrical fire damage.",
"Smoke detector(s) may be present (one round ceiling device seen) but CO detector and GFCI protection in kitchen/bath are not visible and should be confirmed.",
"Listing ownership will provide or allow installation of required detectors and GFCI outlets if absent; refrigerator is likely available or tenant-supplied (not pictured).",
"No recent flooding/hidden mold or termite damage beyond what is visible; photos show clean interior surfaces."
],
"overall_score": 76.0,
"rubric_version": "nsPIRE-assessment-2026-03-27-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1657 Marine St, Marrero, LA, 70072",
"aggregate": {
"summary": "This single-story 4-bed/2-bath house appears mostly turnkey for a Section 8/HCV initial inspection. The home shows fresh interior finishes, intact roofline, central HVAC (vents and thermostat visible), functioning plumbing fixtures, a secure entry and a fenced yard with carport. Primary unknowns that could affect an NSPIRE pass are presence of a carbon-monoxide alarm (recommended because of the gas range), confirmation of GFCI protection in kitchen/bath, and verification of the electrical panel condition. With minor fixes (install/verify CO detector, confirm/upgrade GFCI protection, replace torn shower curtain/window covering, minor hardware repairs and a basic cleaning) this property is likely to pass within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.7,
"rationale": "Interior photos show fresh paint, new-looking vinyl plank flooring, intact drywall and functioning ceiling fans. Kitchen cabinets are older but serviceable; gas range and microwave present. Bathroom fixtures present though shower curtain is torn and towel bar appears missing/broken. Exterior landscaping and siding/brickwork are well maintained. No obvious major cosmetic deferred maintenance. Missing refrigerator not visible in photos; assumed tenant-supplied or replaceable (moderate impact only)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Well-kept yard, concrete driveway and carport in good condition, fully fenced backyard and a working driveway gate visible. Brick exterior and foundation line show no visible cracking or settling in photos. No standing water, erosion, or severe exterior neglect observed. Minor plant beds and landscaping are tidy. Overall the exterior/site condition is good and low risk for inspection failure."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "Visible items: front door has a second lock (deadbolt likely), at least one ceiling-mounted smoke alarm visible in living area, bedrooms have windows for egress. No exposed wiring or obvious trip hazards in photos. Potential concerns: no carbon-monoxide alarm visible (there is a gas stove), GFCI outlets are not clearly identified in kitchen/bath photos (bathroom outlet appears standard), and electrical panel not shown. No visible mold, major water stains, roof leaks or collapsed ceilings. Because CO and GFCI presence could trigger a NSPIRE fail if absent, score reduced to reflect those unknowns."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 72.3,
"rationale": "Ceiling HVAC supply/return vents and a wall thermostat are visible, indicating central HVAC is present. Roof line looks straight and shingled with no visible sag or missing areas. Water fixtures (kitchen sink, bathroom tub and sink) appear intact and functional; water heater not shown. Gas range present suggests gas supply. Electrical panel not shown; no visible wiring hazards. Given visible evidence of HVAC and intact roof and plumbing fixtures, systems appear functional but not fully verifiable from photos so moderate deduction applied."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Central HVAC is operational because supply/return vents and a thermostat are visible; no service records provided.",
"Electrical panel exists and is intact but not shown in photos; no visible exposed wiring was observed.",
"Smoke detection exists in at least the living area (one alarm visible); additional detectors in bedrooms/hallway not photographed and should be confirmed/installed per NSPIRE requirements.",
"Carbon-monoxide alarm is not visible in photos; assume not present or not photographed and recommend installation because a gas range is present.",
"GFCI protection in kitchen and bathroom outlets is not clearly visible in photos; assume it may be absent and should be verified or provided.",
"Refrigerator is not shown; assume tenant may supply or owner may provide — missing fridge is considered an easy-to-fix, non-safety issue.",
"No interior evidence of active roof leaks, major mold, structural sagging, or foundation movement observed in photos; assume none present.",
"Bathroom window provides ventilation/egress but window covering shown is damaged and should be replaced."
],
"score_method": "mean_of_criteria",
"overall_score": 76.0,
"rubric_version": "ns-p-hcv-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8624395934"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.