Property ID: 8633724159
5713 Avenue P, Birmingham, AL, 35228
Birmingham, AL
Money Down: $27,600
CoC Return: 7.66%
Monthly Cash Flow: $176
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$23,000
Closing Costs
$4,600
Total Down
$27,600
Investment Snapshot
Purchase Price
$115,000
Money Down
$27,600
Cash-on-Cash Return
7.66%
Rent
$1,062
Monthly Cash Flow
$176
Annual Cash Flow
$2,114
Debt Service / Mo
$612
Property Tax / Mo
$104
Insurance / Mo
$64
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,062
Payment Standard
$1,584
Rent
$1,062
Insurance
$64
Property Tax
$104
Management
$106
Utilities Allowance
$522
NOI (Monthly)
$788
Debt Service
$612
Cash Flow After Debt
$176
Quality Score: 76.60%
Confidence: 82.00%
Overall this 3-bed, 1-bath single-family property appears largely turnkey with recent interior paint, new-looking LVP flooring, an updated bathroom, and intact exterior/roof and deck. Major visible structural or life-safety failures are not apparent. Primary inspection risks are administrative / code items that are not visible in listing photos: presence and placement of working smoke and CO alarms, GFCI protection, verification of HVAC operation and the water heater, and a secure deadbolt on entry doors. With verification and installation of smoke/CO alarms, GFCI where required, and confirmation of HVAC/water heater operation (and provision of refrigerator if intended), the home is likely to pass an initial HCV/NSPIRE inspection within 1-4 weeks.
Section 8 Payment Standard
$1,584
Utility Allowance Total
$522
Guaranteed Section 8 Rent (PS - Utilities)
$1,062
Property Management
$106
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$115,000
Beds
3
Baths
1
Living Area
1,564 sqft
Lot Size
8,276 sqft
Year Built
1955
Days on Market
68
Capital Outlay
$27,600
Debt Service
$612
Property Tax / Mo
$104
Insurance / Mo
$64
Property Description
Opportunity to purchase a home cheaper than rent! 3 bedrooms, 1 bath. Open Deck overlooking a large fenced yard with storage building. This home has fresh interior paint, luxury vinyl plank flooring and an updated bath so there is nothing to do but move in! Low and no down payment options available.
Utility Allowances
Cooking
$20
Property has a gas stove. 'N'Gas: Mulga' is selected as the most expensive natural gas option, as the specific provider is unknown.
Heating
$93
Property has central heating. Fuel type is not specified. As both gas and electric services are present (gas stove, electric water heater), electric heating is chosen as the more expensive option per the rules. 'Elec Heat: Ala Power' is selected for consistency with cooling provider.
Cooling
$22
Property has Central Air. 'A/C: Alabama Power' is selected as it is a major provider in the area and the most expensive electric cooling option, as per the rules for ambiguity.
Water Heating
$56
Property has an electric water heater. 'Elec: Ala Power' is selected for consistency with other electric utilities.
Water
$78
Property has public water. The 'Water: Birmingham' rate is selected as the property is located in Birmingham.
Sewer
$151
The property is explicitly stated as being connected to a public sewer service.
Trash Collection
$20
Trash collection fee. 'Jefferson City' is selected as a reasonable default as the property is in Birmingham but no specific rate for Birmingham is listed in the schedule.
Other Electric
$68
Standard allowance for lighting and other electric appliances. 'Ala Power' is selected for consistency with other electric utilities.
Refrigerator
$8
Allowance for a tenant-owned refrigerator, as one is not specified as included with the property.
Range / Microwave
$6
Allowance for a tenant-owned microwave, as one is not specified as included with the property.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$619
DP3 Annual Estimate$912
DP1 Monthly Equivalent$52
DP3 Monthly Equivalent$76
Replacement Value$71,900
Basis1,564 sqft / 1955
Nearby Houses
Photo unavailable
5716 Avenue P
sold · 0.03 mi
Price: $64,500
3 bd / 2 ba · 1,188 sqft
Latest sale: $64,500 on Nov 04, 2022
Latest rent: $750 on Oct 26, 2018
Photo unavailable
5700 Court P
sold · 0.04 mi
Price: $69,000
3 bd / 1 ba · 968 sqft
Latest sale: $69,000 on Oct 19, 2018
Latest rent: —
Photo unavailable
5724 Court P
sold · 0.05 mi
Price: $98,000
3 bd / 1 ba · 1,202 sqft
Latest sale: $98,000 on Mar 12, 2025
Latest rent: $1,100 on Jun 22, 2025
Photo unavailable
5616 Avenue P
sold · 0.06 mi
Price: $42,000
2 bd / 1 ba · 888 sqft
Latest sale: $42,000 on Jun 12, 2024
Latest rent: —
Photo unavailable
5701 Court P
sold · 0.07 mi
Price: $80,000
3 bd / 2 ba · 1,465 sqft
Latest sale: $80,000 on Apr 07, 2020
Latest rent: —
Photo unavailable
5801 Court P
sold · 0.07 mi
Price: $110,000
3 bd / 1 ba · 956 sqft
Latest sale: $110,000 on Jun 07, 2024
Latest rent: —
Photo unavailable
1632 58th St W
for_sale · 0.08 mi
Price: $155,000
3 bd / 2 ba · 1,520 sqft
Latest sale: $160,000 on Jun 20, 2024
Latest rent: —
Photo unavailable
5609 Terrace O
sold · 0.09 mi
Price: $35,000
3 bd / 2 ba · 1,320 sqft
Latest sale: $35,000 on Jul 03, 2001
Latest rent: —
Photo unavailable
5605 Avenue P
sold · 0.10 mi
Price: $12,000
2 bd / 1 ba
Latest sale: $12,000 on Oct 01, 2016
Latest rent: —
Photo unavailable
1525 58th St W
sold · 0.10 mi
Price: $79,000
3 bd / 2 ba · 1,236 sqft
Latest sale: $79,000
Latest rent: —
Photo unavailable
5533 Court P
sold · 0.10 mi
Price: $13,000
3 bd / 1 ba · 1,204 sqft
Latest sale: $13,000 on Oct 30, 2019
Latest rent: $750 on Aug 15, 2013
Photo unavailable
5600 Avenue P
sold · 0.10 mi
Price: $35,000
3 bd / 1 ba · 1,092 sqft
Latest sale: $35,000 on Jun 30, 2019
Latest rent: —
Photo unavailable
5601 Terrace O
sold · 0.11 mi
Price: $74,900
2 bd / 1 ba · 1,032 sqft
Latest sale: $74,900
Latest rent: —
Photo unavailable
5604 Terrace O
for_sale · 0.12 mi
Price: $95,000
4 bd / 1 ba · 1,072 sqft
Latest sale: $45,000
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and operable (inferred from visible floor registers); full operational status not verified.
- Water heater exists and provides hot water although it is not shown in photos.
- Smoke detectors and carbon monoxide detectors are not visible in photos and should be considered absent until confirmed; installation may be required to meet NSPIRE.
- GFCI protection in kitchen and bathroom is not visible and should be verified/installed if missing.
- No visible active roof leaks or structural sagging from exterior photos; roof appears serviceable but no close-up inspection was performed.
- Exterior entry doors may not have deadbolts (none visible in photos); a deadbolt may need to be installed.
- No peeling lead-based paint or severe mold observed in photos; interior paint appears recently refreshed.
- Refrigerator is not shown in photos - landlord may provide or tenant may supply. Missing refrigerator is treated as a minor, non-fatal readiness item.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,209 | $83,400 | $16,680 |
| 2023 | $1,209 | $83,400 | $16,680 |
| 2022 | $919 | $63,400 | $12,680 |
| 2021 | $387 | $63,400 | $6,340 |
| 2020 | $387 | $63,400 | $6,340 |
| 2019 | $387 | $63,400 | $6,340 |
| 2018 | $325 | $54,700 | $5,480 |
| 2017 | $325 | $54,700 | $5,480 |
| 2016 | $325 | $54,700 | $5,480 |
| 2015 | $366 | $60,400 | $6,040 |
| 2013 | $347 | $53,300 | $5,340 |
| 2012 | $347 | $59,580 | $5,958 |
| 2011 | $392 | $66,100 | $6,610 |
| 2010 | $392 | $66,100 | $6,610 |
| 2009 | $392 | $66,100 | $6,610 |
| 2008 | $402 | $67,500 | $6,750 |
| 2007 | $376 | $63,700 | $6,370 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2021-06-25 | Sold | $63,000 |
| 2004-04-09 | Sold | $67,000 |
| 2003-12-23 | Sold | $41,150 |
| 2003-06-25 | Sold | $56,034 |
| 1999-08-10 | Sold | $47,900 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2021-11-03 | Listed for rent | $950 | — |
Photo Gallery
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"High School: JACKSON-OLIN",
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"text": [
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"County: Jefferson",
"Directions: Jefferson Ave to Avenue O, Right on 58th st Ensley, Left on Avenue P, Property on the Right",
"Source Property Type: RESIDENTIAL",
"Area: Ensley, Fairfield, Midfield, West End",
"Source Neighborhood: PARK COURTS",
"Parcel Number: 29-00-18-1-005-005.000",
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"Year Built: 1955",
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"Living Area Source: Per Tax Report",
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"Total Area Upper: 0",
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{
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},
{
"note": "Allowance for a tenant-owned refrigerator, as one is not specified as included with the property.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "Allowance for a tenant-owned microwave, as one is not specified as included with the property.",
"utility": "Range / Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.41,
"down_payment_amount": 23000.0,
"property_tax_annual": 1245.27,
"property_tax_monthly": 103.77,
"property_tax_increase": 0.03,
"utility_allowance_total": 522.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 2113.89,
"property_management_monthly": 106.2,
"monthly_cash_flow_after_debt": 176.16,
"cash_on_cash_return_after_debt": 0.09
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this 3-bed, 1-bath single-family property appears largely turnkey with recent interior paint, new-looking LVP flooring, an updated bathroom, and intact exterior/roof and deck. Major visible structural or life-safety failures are not apparent. Primary inspection risks are administrative / code items that are not visible in listing photos: presence and placement of working smoke and CO alarms, GFCI protection, verification of HVAC operation and the water heater, and a secure deadbolt on entry doors. With verification and installation of smoke/CO alarms, GFCI where required, and confirmation of HVAC/water heater operation (and provision of refrigerator if intended), the home is likely to pass an initial HCV/NSPIRE inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 85.0,
"rationale": "Interior appears recently painted with new luxury vinyl plank flooring and updated bath. Cabinets and countertops look serviceable. Stove is present; refrigerator not visible (reduces score moderately). No visible major cosmetic damage, significant floor/ceiling defects, or missing doors. Minor items likely: replace/cover a few light fixtures or bulbs and install refrigerator if landlord provides one."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 70.0,
"rationale": "No visible exposed wiring, trip hazards, major foundation or roof failures, or mold-like staining. Windows present in bedrooms for egress. However smoke detectors and carbon-monoxide alarms are not visible in photos (NSPIRE requires alarms on each level and in/near sleeping areas), and GFCI presence in kitchen/bath cannot be confirmed. Entry door hardware shows knob but no clearly visible deadbolt. These unknowns create moderate inspection risk that will need verification/installation."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 75.0,
"rationale": "Roof and shingles visible in photos appear intact with no obvious sag or active leaks. Floor vents/registers visible in several rooms suggesting central HVAC present; condition and operational status not verified. Plumbing fixtures in the updated bathroom look functional and in good cosmetic condition; water heater is not visible. Electrical panel not shown. No signs of active leaks or water damage, but major systems not fully documented from photos."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 80.0,
"rationale": "Exterior brick lower and siding upper appear sound; yard is large, level and fenced as listed, with a storage building and an elevated rear deck with railings. Front steps have a handrail. Driveway/walkway condition not fully shown but no obvious trip hazards or standing water observed. Some landscaping maintenance may be desirable but no critical exterior defects visible."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operable (inferred from visible floor registers); full operational status not verified.",
"Water heater exists and provides hot water although it is not shown in photos.",
"Smoke detectors and carbon monoxide detectors are not visible in photos and should be considered absent until confirmed; installation may be required to meet NSPIRE.",
"GFCI protection in kitchen and bathroom is not visible and should be verified/installed if missing.",
"No visible active roof leaks or structural sagging from exterior photos; roof appears serviceable but no close-up inspection was performed.",
"Exterior entry doors may not have deadbolts (none visible in photos); a deadbolt may need to be installed.",
"No peeling lead-based paint or severe mold observed in photos; interior paint appears recently refreshed.",
"Refrigerator is not shown in photos - landlord may provide or tenant may supply. Missing refrigerator is treated as a minor, non-fatal readiness item."
],
"overall_score": 82.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3 bed / 1 bath 1955 single-family home appears largely turnkey for Section 8 tenancy after addressing a few documented inspection risks. The interior shows recent cosmetic upgrades (paint, LVP flooring, updated bath) and functional fixtures; systems and exterior appear intact from photos. Primary inspection risks are missing/undocumented smoke and carbon monoxide alarms, unknown GFCI protection in kitchen/bath, and lack of visible electrical panel/water heater photos. If detectors and required GFCI outlets are installed and systems verified operational, the property is likely to pass an initial HCV/NSPIRE inspection with minimal work (minor repairs/capital items).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Repairs",
"score": 78.0,
"rationale": "Interior appears recently painted with new luxury vinyl plank flooring and an updated bathroom. Cabinets and counters in kitchen look serviceable; a stove is present. No visible major cosmetic damage. Minor items likely: closet/trim touch-ups, possible missing refrigerator (not shown), and deck sanding/stain. Overall looks move-in ready with only minor cosmetic/capital items."
},
{
"key": "safety_code",
"label": "Safety & NSPIRE Code Compliance Risk",
"score": 62.0,
"rationale": "No exposed wiring, stairs and deck have railings, windows in bedrooms appear adequate for egress, plumbing fixtures and tub/toilet present. However no smoke detectors or carbon monoxide alarm are visible in photos (required by NSPIRE where fuel-burning appliances exist). GFCI protection in kitchen/bath not visible. Presence of a gas range connection (flex line visible) increases CO alarm importance. These undocumented items lower the safety score and present likely inspection triggers."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Floor registers visible indicate central HVAC ducting (likely heating/AC) which suggests a functioning system; roof appears shingled and intact with no obvious sagging or missing areas in photos. Plumbing fixtures and hot-water-capable fixtures are visible in the bathroom and kitchen. Electrical panel and water heater are not shown. No obvious signs of active leaks, major roof failure, or electrical hazards visible."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site Condition",
"score": 82.0,
"rationale": "Brick lower facade and siding look intact; yard is large, fenced, and free of debris in photos. Rear deck and steps with railing present; a storage building is shown. Driveway/walkway areas visible appear serviceable. No standing water, major foundation cracks, or gross exterior neglect visible from listing photos."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in photos (required; likely inspection fail if absent).",
"No visible GFCI outlet in kitchen or bathroom photos (may be required depending on local code/NSPIRE interpretation).",
"Electrical panel and water heater not shown — inability to verify condition increases inspection risk.",
"Gas range connection visible; CO alarm required and must be verified functional."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC exists and is operational based on visible floor/room registers.",
"Water heater and electrical service panel are present and functional though not shown in photos.",
"Windows shown in bedrooms provide required egress dimensions or can be made to comply with minimal work.",
"No active roof leaks or concealed structural damage exist beyond what is visible in exterior photos.",
"Range is gas (flex gas connector visible) which would require CO alarm; refrigerator not pictured and may not be provided by owner.",
"Smoke and CO alarms and GFCI outlets are not present (not visible in photos) and therefore treated as missing for scoring."
],
"overall_score": 74.0,
"rubric_version": "2026-02-16_v1"
},
{
"summary": "This 3-bed/1-bath single-family home appears largely turnkey for Section 8 leasing with fresh paint, new-look flooring, an updated bathroom, functional-looking kitchen (range, dishwasher visible), intact exterior, and likely working HVAC (floor registers). The primary inspection risks are missing/unseen smoke and CO detectors and unclear presence of GFCI protection in kitchen/bath — items that often cause initial NSPIRE failures but are quick fixes. Major structural or life-safety hazards were not observed in the photos. With installation/verification of required detectors, confirmation of GFCI outlets, and provision or disclosure of refrigerator (if required by owner), the property is likely to pass an initial HCV/NSPIRE inspection with minor corrective work and be rent-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior photos show fresh paint, luxury vinyl plank flooring throughout, updated bathroom and intact cabinetry. Minor cosmetic items likely (trim touch-ups, final cleaning). Kitchen has range and visible dishwasher; refrigerator not shown. No visible water stains, peeling paint, or damaged drywall. Missing or unpictured minor appliances reduce score moderately but overall condition appears turn-key."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No obvious life-threatening hazards observed: floors, ceilings and stairs appear intact; windows appear adequate for egress in bedrooms; entry door appears to have a deadbolt. However smoke detectors and carbon monoxide detectors are not visible in any photos (likely required), and GFCI outlets are not evident in kitchen/bath photos. No exposed wiring visible. These missing/undocumented safety devices are common inspection failures and reduce the score despite otherwise safe-looking conditions."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 75.0,
"rationale": "Floor registers visible in interior photos indicate central HVAC present. Roof looks intact from exterior photos with no visible sagging. Plumbing fixtures, tub, toilet and vanity appear in good condition with no visible leaks or staining. Electrical panel and water heater were not shown. Given the updated interior and visible registers, systems are likely functional but unverified items (panel, water heater, functioning HVAC) lower the certainty."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Exterior photos show brick lower walls and siding above in good condition, an intact roofline, fenced yard and a rear deck with storage building. Walkways and yard are tidy with no standing water evident. Rear deck and steps appear serviceable with railings visible in photos. No visible foundation cracking, major siding damage, or significant site drainage issues observed."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational (inferred from visible floor/ceiling registers).",
"Water heater and electrical panel are present and serviceable though not shown in photos.",
"Bedrooms have adequate egress windows (based on window size/placement in photos).",
"Deck and stair railings are serviceable as they appear in photos; no loose/unsafe railings observed though not physically tested.",
"Range and dishwasher shown are included and functional; refrigerator is not pictured and may not be included.",
"No active roof leaks or significant foundation movement exist beyond what is visible in the exterior photos.",
"Absence of visible smoke and CO detectors in photos means they may be missing or simply not photographed; assume they will need verification/installation."
],
"overall_score": 81.0,
"rubric_version": "nsPIRE-assessment-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5713 Avenue P, Birmingham, AL, 35228",
"aggregate": {
"summary": "Overall this 3-bed, 1-bath single-family property appears largely turnkey with recent interior paint, new-looking LVP flooring, an updated bathroom, and intact exterior/roof and deck. Major visible structural or life-safety failures are not apparent. Primary inspection risks are administrative / code items that are not visible in listing photos: presence and placement of working smoke and CO alarms, GFCI protection, verification of HVAC operation and the water heater, and a secure deadbolt on entry doors. With verification and installation of smoke/CO alarms, GFCI where required, and confirmation of HVAC/water heater operation (and provision of refrigerator if intended), the home is likely to pass an initial HCV/NSPIRE inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 82.7,
"rationale": "Interior appears recently painted with new luxury vinyl plank flooring and updated bath. Cabinets and countertops look serviceable. Stove is present; refrigerator not visible (reduces score moderately). No visible major cosmetic damage, significant floor/ceiling defects, or missing doors. Minor items likely: replace/cover a few light fixtures or bulbs and install refrigerator if landlord provides one."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 80.7,
"rationale": "Exterior brick lower and siding upper appear sound; yard is large, level and fenced as listed, with a storage building and an elevated rear deck with railings. Front steps have a handrail. Driveway/walkway condition not fully shown but no obvious trip hazards or standing water observed. Some landscaping maintenance may be desirable but no critical exterior defects visible."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 67.3,
"rationale": "No visible exposed wiring, trip hazards, major foundation or roof failures, or mold-like staining. Windows present in bedrooms for egress. However smoke detectors and carbon-monoxide alarms are not visible in photos (NSPIRE requires alarms on each level and in/near sleeping areas), and GFCI presence in kitchen/bath cannot be confirmed. Entry door hardware shows knob but no clearly visible deadbolt. These unknowns create moderate inspection risk that will need verification/installation."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 75.0,
"rationale": "Roof and shingles visible in photos appear intact with no obvious sag or active leaks. Floor vents/registers visible in several rooms suggesting central HVAC present; condition and operational status not verified. Plumbing fixtures in the updated bathroom look functional and in good cosmetic condition; water heater is not visible. Electrical panel not shown. No signs of active leaks or water damage, but major systems not fully documented from photos."
}
],
"red_flags": [],
"confidence": 0.82,
"assumptions": [
"Central HVAC is present and operable (inferred from visible floor registers); full operational status not verified.",
"Water heater exists and provides hot water although it is not shown in photos.",
"Smoke detectors and carbon monoxide detectors are not visible in photos and should be considered absent until confirmed; installation may be required to meet NSPIRE.",
"GFCI protection in kitchen and bathroom is not visible and should be verified/installed if missing.",
"No visible active roof leaks or structural sagging from exterior photos; roof appears serviceable but no close-up inspection was performed.",
"Exterior entry doors may not have deadbolts (none visible in photos); a deadbolt may need to be installed.",
"No peeling lead-based paint or severe mold observed in photos; interior paint appears recently refreshed.",
"Refrigerator is not shown in photos - landlord may provide or tenant may supply. Missing refrigerator is treated as a minor, non-fatal readiness item."
],
"score_method": "mean_of_criteria",
"overall_score": 76.6,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8633724159"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.