Property ID: 8653694485
1215 31st St, Kenner, LA, 70065
Kenner, LA
Money Down: $37,200
CoC Return: 25.78%
Monthly Cash Flow: $799
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$31,000
Closing Costs
$6,200
Total Down
$37,200
Investment Snapshot
Purchase Price
$155,000
Money Down
$37,200
Cash-on-Cash Return
25.78%
Rent
$2,002
Monthly Cash Flow
$799
Annual Cash Flow
$9,591
Debt Service / Mo
$825
Property Tax / Mo
$67
Insurance / Mo
$110
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$110
Property Tax
$67
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,624
Debt Service
$825
Cash Flow After Debt
$799
Quality Score: 69.80%
Confidence: 89.00%
Overall the property appears to be in good, mostly move-in condition with newer roof and HVAC and tidy exterior. Main issues for a Housing Choice Voucher (NSPIRE) initial inspection are lack of visible smoke and carbon monoxide alarms, some vinyl flooring lifting (trip hazards), possible inadequate bedroom egress dimensions for one or two small bedrooms, and absence of visible GFCI protection in kitchen/bath. These are largely quick fixes (install detectors, secure/replace flooring, verify/replace small egress windows if needed, add GFCI outlets) so the home is likely to pass after minor repairs within 30 days. The listing’s claim of new HVAC and recent roof improves mechanical risk but missing verification photos of electrical panel and water heater leave some unknowns.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$155,000
Beds
4
Baths
2
Living Area
1,415 sqft
Lot Size
—
Year Built
1970
Days on Market
160
Capital Outlay
$37,200
Debt Service
$825
Property Tax / Mo
$67
Insurance / Mo
$110
Property Description
Lovely 4bedroom 2 bath home just waiting on the perfect family. With a little TLC this could be the ideal home. home has A/C and Heating system that's only a year old. fresh paint in and out, and a roof that is only three years old. this is a must see.
Utility Allowances
cooking
$14
Property listing specifies 'Gas: Natural'. Selected the natural gas option from the schedule.
heating
$79
Property has central heat and 'Gas: Natural' is available, so natural gas heating is assumed.
other_electric
$77
Covers general tenant-paid electricity for lights and appliances not specified elsewhere.
sewer
$54
Property listing specifies 'Sewer: City'.
trash_collection
$25
Trash collection is a standard required utility for a single-family home.
water
$50
Property listing specifies 'Water Source: Public'.
water_heating
$27
Natural gas is available at the property, making it the most likely and cost-effective fuel for water heating.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,323
DP3 Annual Estimate$1,323
DP1 Monthly Equivalent$110
DP3 Monthly Equivalent$110
Replacement Value$47,100
Basis1,415 sqft / 1970
Nearby Houses
Photo unavailable
1307 31st St
sold · 0.04 mi
Price: $93,000
3 bd / 1 ba · 1,018 sqft
Latest sale: —
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3136 Lexington St
for_sale · 0.07 mi
Price: $320,000
4 bd / 3 ba · 1,722 sqft
Latest sale: —
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3122 Ohio St
for_sale · 0.10 mi
Price: $429,000
5 bd / 4 ba · 3,389 sqft
Latest sale: —
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3007 Marietta St
sold · 0.11 mi
Price: $165,000
4 bd / 3 ba · 2,734 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3142 Tifton St
off_market · 0.12 mi
Price: $1,300
2 bd / 1 ba · 900 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3014 Tifton St
for_sale · 0.12 mi
Price: $284,000
3 bd / 2 ba · 1,516 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3141 Ohio St
for_sale · 0.15 mi
Price: $189,000
3 bd / 2 ba · 1,450 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors in photos (NSPIRE requires working smoke alarms in sleeping rooms and adjacent hallways).
- No visible carbon monoxide alarm despite presence of gas range (CO alarm likely required).
- Vinyl/plank flooring lifting in multiple rooms creating trip hazards and potential accelerated wear.
- Possible insufficient bedroom egress — at least one bedroom window appears small and may not meet egress size/clear opening requirements.
Assumptions
- Listing statements are accurate: central A/C and heating installed ~1 year ago and roof replaced ~3 years ago.
- No smoke detectors or carbon monoxide detectors are installed because none are visible in interior photos.
- Bedrooms with small windows may not meet egress clear opening requirements — window dimensions not provided so this is an assumed risk based on visual scale.
- Electrical panel and water heater locations and conditions are unknown because not photographed; assumed serviceable unless inspection finds otherwise.
- Gas stove is connected and functional; presence of fuel-burning appliance triggers CO alarm requirement.
- No history of recent flooding or major repairs beyond what is pictured or listed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $784 | $73,800 | $7,380 |
| 2024 | $787 | $73,800 | $7,380 |
| 2023 | $732 | $73,800 | $7,380 |
| 2022 | $719 | $73,800 | $7,380 |
| 2021 | $663 | $73,800 | $7,380 |
| 2020 | $656 | $73,800 | $7,380 |
| 2019 | $670 | $73,800 | $7,380 |
| 2018 | $610 | $73,800 | $7,380 |
| 2017 | $610 | $73,800 | $7,380 |
| 2016 | $610 | $73,800 | $7,380 |
| 2015 | $620 | $73,800 | $7,380 |
| 2014 | $618 | $73,800 | $7,380 |
| 2013 | $618 | $73,800 | $7,380 |
| 2012 | $618 | $73,800 | $7,380 |
| 2011 | $647 | $76,000 | $7,600 |
| 2010 | $232 | $36,000 | $3,600 |
| 2009 | $297 | $36,000 | $3,600 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Price Changed | $155,000 |
| 2026-02-09 | Price Changed | $165,000 |
| 2025-10-31 | Listed | $175,000 |
| 1998-12-01 | Sold | $0 |
Photo Gallery
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"Source Neighborhood: Lincoln Manor",
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"Year Built: 1970",
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"Total Area Sqft: 1415",
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{
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{
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{
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{
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{
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"list_price": 155000,
"listing_id": "2987896893",
"last_update_date": "2026-03-23T18:09:56Z",
"last_status_change_date": "2025-10-31T16:26:40Z"
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{
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{
"note": "Property listing specifies 'Gas: Natural'. Selected the natural gas option from the schedule.",
"utility": "cooking",
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{
"note": "Property has central heat and 'Gas: Natural' is available, so natural gas heating is assumed.",
"utility": "heating",
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{
"note": "Covers general tenant-paid electricity for lights and appliances not specified elsewhere.",
"utility": "other_electric",
"allowance": 77
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{
"note": "Property listing specifies 'Sewer: City'.",
"utility": "sewer",
"allowance": 54
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{
"note": "Trash collection is a standard required utility for a single-family home.",
"utility": "trash_collection",
"allowance": 25
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{
"note": "Property listing specifies 'Water Source: Public'.",
"utility": "water",
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{
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"utility": "water_heating",
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{
"summary": "Overall the property appears to be in good, mostly move-in condition with newer roof and HVAC and tidy exterior. Main issues for a Housing Choice Voucher (NSPIRE) initial inspection are lack of visible smoke and carbon monoxide alarms, some vinyl flooring lifting (trip hazards), possible inadequate bedroom egress dimensions for one or two small bedrooms, and absence of visible GFCI protection in kitchen/bath. These are largely quick fixes (install detectors, secure/replace flooring, verify/replace small egress windows if needed, add GFCI outlets) so the home is likely to pass after minor repairs within 30 days. The listing’s claim of new HVAC and recent roof improves mechanical risk but missing verification photos of electrical panel and water heater leave some unknowns.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 75.0,
"rationale": "Interior pictures show fresh paint and generally clean finishes but multiple cosmetic/maintenance issues are visible: floating/vinyl plank flooring lifting in several rooms (trip hazard and will need re-securing or replacement), trim/baseboard scuffs, and minor drywall/paint touch-ups. Kitchen has a gas range present but no refrigerator shown (missing fridge reduces score moderately). Bathrooms appear functional but basic; tub surround tile looks serviceable but dated. Overall no major structural distress visible; mostly cosmetic and finish repairs required."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No smoke detectors or carbon monoxide detector are visible in photos; NSPIRE requires working smoke detectors in sleeping rooms/adjacent corridors and CO alarm where fuel-burning appliances are present (gas stove visible). Bedroom egress appears present in most rooms but at least one bedroom window appears small and may not meet egress size/clear opening requirements — this is uncertain from photos and is a potential fail. No exposed wiring or obvious electrical hazards visible; entry door shows a deadbolt/lock and windows appear intact. GFCI protection in kitchen/bath not visible in photos (possible failure point). No signs of active water intrusion, mold, collapsed ceilings or foundation movement in images. Missing/uncertain smoke & CO detectors and potential egress sizing are the primary NSPIRE risks."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 75.0,
"rationale": "Listing states A/C and heating are one year old and roof is three years old (both positive). Interior photos show HVAC ceiling vents consistent with central HVAC present. No water heater or electrical panel photos provided; plumbing fixtures visible and appear functional (sink, toilet, tub). Stove (gas) appears connected but supply/venting not verified. Given newer HVAC and recent roof, major systems likely in good condition but lack of visible water heater/electrical panel documentation and unverified GFCI reduce score slightly."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Exterior photos show a relatively well-maintained yard, chain-link front fence in serviceable condition, intact siding/paint, and a driveway providing off-street parking. Roof appears even and listing reports it is 3 years old. Walkway and driveway show minor cracks and a small step at the front stoop that could be a trip hazard but not structural. No evidence of standing water, major grading issues, or pest infestation in provided photos."
}
],
"red_flags": [
"No visible smoke detectors in photos (NSPIRE requires working smoke alarms in sleeping rooms and adjacent hallways).",
"No visible carbon monoxide alarm despite presence of gas range (CO alarm likely required).",
"Vinyl/plank flooring lifting in multiple rooms creating trip hazards and potential accelerated wear.",
"Possible insufficient bedroom egress — at least one bedroom window appears small and may not meet egress size/clear opening requirements."
],
"confidence": 0.67,
"assumptions": [
"Listing statements are accurate: central A/C and heating installed ~1 year ago and roof replaced ~3 years ago.",
"No smoke detectors or carbon monoxide detectors are installed because none are visible in interior photos.",
"Bedrooms with small windows may not meet egress clear opening requirements — window dimensions not provided so this is an assumed risk based on visual scale.",
"Electrical panel and water heater locations and conditions are unknown because not photographed; assumed serviceable unless inspection finds otherwise.",
"Gas stove is connected and functional; presence of fuel-burning appliance triggers CO alarm requirement.",
"No history of recent flooding or major repairs beyond what is pictured or listed."
],
"overall_score": 73.0,
"rubric_version": "ns-pinspect-v1"
},
{
"summary": "Overall this 4-bed/2-bath single-family appears largely structurally sound and mostly cosmetically updated; HVAC and roof are reported as recently replaced. Primary items preventing an immediate guaranteed pass on an initial HCV/NSPIRE inspection are missing/unknown life-safety devices (smoke detectors, CO alarms), uncertain GFCI protection in kitchen/bath, and several areas of buckled/ lifted flooring that present a trip hazard. With installation of required detectors, verification/installation of GFCI receptacles where required, repair or replacement of buckled flooring planks, and confirmation of water heater/electrical panel condition, the property is likely to pass an initial inspection and be rent-ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 68.0,
"rationale": "Interior presents mostly cosmetic issues and some finishing defects: fresh paint is noted but walls show scuffs in places; vinyl/laminate flooring shows multiple lifted/buckled planks (trip hazard and will need replacement/repair in areas); baseboard and trim generally present. Kitchen has a functioning stove in photos but no refrigerator shown. Bathroom fixtures are basic but appear intact. Overall items are mostly cosmetic/finish and appliance completeness (fridge not shown) — moderate effort (cosmetic + limited carpentry) to bring to turnkey condition."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "No visible smoke detectors or CO alarm in the photos (required by inspection), and GFCI protection in the kitchen/bath cannot be confirmed. Windows exist in all bedrooms but egress compliance cannot be verified from photos (some windows look small). No exposed electrical wiring or obvious gas venting issues were visible. Door appears to have a deadbolt and entry looks secure. Because life-safety items (smoke/CO/GFCI/egress) are unconfirmed and missing smoke detectors would commonly cause an initial fail, there is a moderate NSPIRE risk until those items are confirmed/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 72.0,
"rationale": "Listing states A/C and heating are 1 year old and photos show central HVAC vents — indicating a likely functional HVAC system. Roof is claimed to be ~3 years old and exterior photos show a roof in good cosmetic condition. Water heater, electrical panel and plumbing risers are not shown; plumbing fixtures in photos appear functional (toilet, sink, tub/shower). No visible signs of active water intrusion, stains, or roof sagging. Given available evidence, major systems likely in serviceable condition but key mechanical items (water heater, panel) are unverified from images."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Exterior curb appeal is good: siding and trim appear intact, recent roof claimed, fenced yard and paved driveway present. Concrete driveway has some surface cracking but no visible severe settlement. Shrubs are trimmed and yard is reasonably maintained. No visible standing water, major foundation cracks or exterior structural issues in the provided photos."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Listing statement that HVAC is 1 year old and roof is 3 years old is accurate and systems are functional.",
"Photos are representative of the whole home and there are no unseen major issues (no active leaks, no collapsed ceilings) beyond what is shown.",
"Absence of a refrigerator in photos indicates the unit may not include a fridge; missing fridge is considered a moderate, repairable item (not an automatic safety fail).",
"No water stains or mold are visible in the images so active leaks or severe mold are not present; minor hidden moisture issues could exist under buckled flooring.",
"Electrical panel, water heater and CO detector presence/function are unknown because not shown; this analysis assumes they exist but require verification."
],
"overall_score": 68.0,
"rubric_version": "ns-p-hcv-v1"
},
{
"summary": "This 4BR/2BA single-family shows recent/upgraded systems (HVAC ~1 year, roof ~3 years) and cosmetically refreshed interiors. Most issues visible are minor or capital-only (some floor planks buckled, missing kitchen trim, cosmetic scuffs, no refrigerator pictured). Key NSPIRE risks are missing/ not-visible smoke and carbon monoxide detectors, likely lack of GFCI-protected outlets in kitchen/bath, and small bedroom window sizes that should be verified for egress. With targeted fixes (install detectors, GFCI outlets, repair/replace buckled flooring planks, verify egress and electrical panel, supply missing appliances if required), the property is likely to pass an initial Housing Choice Voucher inspection within ~2–4 weeks. No major structural or life-safety failures are visible in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition and repairs",
"score": 70.0,
"rationale": "Interior shows recent cosmetic work (fresh paint, new-looking laminate/vinyl floors) but visible deferred items remain: several floor planks are buckled or not seated, kitchen trim under stove is missing, some baseboard/trim scuffs, and there is no refrigerator shown. These are mostly cosmetic/finish and appliance items that are easy-to-fix or capital-only and should not require structural work."
},
{
"key": "safety_code",
"label": "Safety and code compliance",
"score": 55.0,
"rationale": "Positive: front entry has a deadbolt, no visible exposed wiring, bathroom and kitchen fixtures present, and windows exist in bedrooms. Concerns: no smoke detectors or CO alarm visible in photos (required), no visible GFCI-protected kitchen or bathroom receptacles, some bedroom windows appear small and may not meet egress size (hard to confirm from photos). These items create moderate risk for initial NSPIRE/Section 8 inspection and would likely require corrective work (installing detectors, adding GFCI outlets, verifying egress)."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanicals",
"score": 70.0,
"rationale": "Listing and photos support recent major updates: roof ~3 years old and HVAC only 1 year old (ceiling vents visible). Plumbing fixtures appear functional and there is a visible gas range. Unknowns: water heater and electrical panel are not shown; no evidence of active leaks or damaged roof. Flooring buckling could indicate installation or localized moisture/subfloor issues — worth targeted inspection. Overall systems appear in fair-to-good condition but have some unknowns that need verification."
},
{
"key": "exterior_site",
"label": "Exterior, site and access",
"score": 85.0,
"rationale": "Exterior appears well maintained: newer-looking roof, painted siding, chain-link fenced yard with gate, paved driveway and concrete walkway. No visible standing water, major foundation cracks, or collapsed elements. Minor driveway/walkway hairline cracking but no structural settlement visible in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing text is accurate: HVAC is ~1 year old and roof is ~3 years old.",
"No smoke detectors or CO alarms are installed (none visible in photos) and will need installation unless present but not photographed.",
"Electrical service/panel condition is unknown (not pictured) but ordinary for a 1970 house with recent renovations; assume no visible exposed wiring on exterior.",
"Water heater location and condition are not shown; assume functioning but should be verified during inspection.",
"Kitchen has a working gas range (present in photos) but no refrigerator shown; missing fridge would reduce market readiness but is not an inspection-failing safety issue.",
"Floor buckling is assumed to be installation defect or localized moisture damage; not assumed to be systemic foundation failure without further evidence.",
"Bedroom windows may be small — egress compliance is uncertain from photos and must be measured on-site."
],
"overall_score": 69.0,
"rubric_version": "nsPIRE_v1.0_photo-assessment"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1215 31st St, Kenner, LA, 70065",
"aggregate": {
"summary": "Overall the property appears to be in good, mostly move-in condition with newer roof and HVAC and tidy exterior. Main issues for a Housing Choice Voucher (NSPIRE) initial inspection are lack of visible smoke and carbon monoxide alarms, some vinyl flooring lifting (trip hazards), possible inadequate bedroom egress dimensions for one or two small bedrooms, and absence of visible GFCI protection in kitchen/bath. These are largely quick fixes (install detectors, secure/replace flooring, verify/replace small egress windows if needed, add GFCI outlets) so the home is likely to pass after minor repairs within 30 days. The listing’s claim of new HVAC and recent roof improves mechanical risk but missing verification photos of electrical panel and water heater leave some unknowns.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 71.0,
"rationale": "Interior pictures show fresh paint and generally clean finishes but multiple cosmetic/maintenance issues are visible: floating/vinyl plank flooring lifting in several rooms (trip hazard and will need re-securing or replacement), trim/baseboard scuffs, and minor drywall/paint touch-ups. Kitchen has a gas range present but no refrigerator shown (missing fridge reduces score moderately). Bathrooms appear functional but basic; tub surround tile looks serviceable but dated. Overall no major structural distress visible; mostly cosmetic and finish repairs required."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 83.3,
"rationale": "Exterior photos show a relatively well-maintained yard, chain-link front fence in serviceable condition, intact siding/paint, and a driveway providing off-street parking. Roof appears even and listing reports it is 3 years old. Walkway and driveway show minor cracks and a small step at the front stoop that could be a trip hazard but not structural. No evidence of standing water, major grading issues, or pest infestation in provided photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 56.7,
"rationale": "No smoke detectors or carbon monoxide detector are visible in photos; NSPIRE requires working smoke detectors in sleeping rooms/adjacent corridors and CO alarm where fuel-burning appliances are present (gas stove visible). Bedroom egress appears present in most rooms but at least one bedroom window appears small and may not meet egress size/clear opening requirements — this is uncertain from photos and is a potential fail. No exposed wiring or obvious electrical hazards visible; entry door shows a deadbolt/lock and windows appear intact. GFCI protection in kitchen/bath not visible in photos (possible failure point). No signs of active water intrusion, mold, collapsed ceilings or foundation movement in images. Missing/uncertain smoke & CO detectors and potential egress sizing are the primary NSPIRE risks."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 72.3,
"rationale": "Listing states A/C and heating are one year old and roof is three years old (both positive). Interior photos show HVAC ceiling vents consistent with central HVAC present. No water heater or electrical panel photos provided; plumbing fixtures visible and appear functional (sink, toilet, tub). Stove (gas) appears connected but supply/venting not verified. Given newer HVAC and recent roof, major systems likely in good condition but lack of visible water heater/electrical panel documentation and unverified GFCI reduce score slightly."
}
],
"red_flags": [
"No visible smoke detectors in photos (NSPIRE requires working smoke alarms in sleeping rooms and adjacent hallways).",
"No visible carbon monoxide alarm despite presence of gas range (CO alarm likely required).",
"Vinyl/plank flooring lifting in multiple rooms creating trip hazards and potential accelerated wear.",
"Possible insufficient bedroom egress — at least one bedroom window appears small and may not meet egress size/clear opening requirements."
],
"confidence": 0.89,
"assumptions": [
"Listing statements are accurate: central A/C and heating installed ~1 year ago and roof replaced ~3 years ago.",
"No smoke detectors or carbon monoxide detectors are installed because none are visible in interior photos.",
"Bedrooms with small windows may not meet egress clear opening requirements — window dimensions not provided so this is an assumed risk based on visual scale.",
"Electrical panel and water heater locations and conditions are unknown because not photographed; assumed serviceable unless inspection finds otherwise.",
"Gas stove is connected and functional; presence of fuel-burning appliance triggers CO alarm requirement.",
"No history of recent flooding or major repairs beyond what is pictured or listed."
],
"score_method": "mean_of_criteria",
"overall_score": 69.8,
"rubric_version": "ns-pinspect-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8653694485"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.