Property ID: 8656008826
2440 W Sunny Meade Dr, Harvey, LA, 70058
Harvey, LA
Money Down: $44,400
CoC Return: 14.80%
Monthly Cash Flow: $548
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,000
Closing Costs
$7,400
Total Down
$44,400
Investment Snapshot
Purchase Price
$185,000
Money Down
$44,400
Cash-on-Cash Return
14.80%
Rent
$1,958
Monthly Cash Flow
$548
Annual Cash Flow
$6,572
Debt Service / Mo
$985
Property Tax / Mo
$119
Insurance / Mo
$111
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,958
Payment Standard
$2,328
Rent
$1,958
Insurance
$111
Property Tax
$119
Management
$196
Utilities Allowance
$370
NOI (Monthly)
$1,532
Debt Service
$985
Cash Flow After Debt
$548
Quality Score: 69.60%
Confidence: 91.00%
Overall the property appears structurally sound and largely rent-ready with cosmetic updates. Main inspection risks are missing/unstated smoke and CO detectors, likely missing GFCI protection in kitchen/bath, and some floor tile/carpet trip hazards. With rapid fixes (install alarms, add/secure flooring tiles, verify GFCI and HVAC operation) it is likely to pass a Housing Choice Voucher inspection within 30 days.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$370
Guaranteed Section 8 Rent (PS - Utilities)
$1,958
Property Management
$196
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$185,000
Beds
4
Baths
2
Living Area
1,419 sqft
Lot Size
5,998 sqft
Year Built
1978
Days on Market
169
Capital Outlay
$44,400
Debt Service
$985
Property Tax / Mo
$119
Insurance / Mo
$111
Property Description
Investment opportunity for investors or buyers looking for the next renovation project.. Move in now and upgrade later in the Woodmere Subdivision. This ranch styled bricked spacious property features a fireplace in the living room, spacious kitchen with a bay window, four bedrooms, two bathrooms, independent laundry room, two car garage, and fenced in back yard. An opportunity to update at your own pace with cosmetic updates or modern finishes. All offers must accompany a pre-approval letter and or proof of cash please.
Utility Allowances
heating
$88
The property has 'Central' heating. As the fuel type is not specified, 'electric_heat_pump' is selected as a common and energy-efficient option for this type of system, and it is the more expensive choice between it and natural gas.
cooking
$19
The property includes a 'Range/Oven' but does not specify the fuel type. 'Electric' is chosen as a common option and is more expensive than natural gas on the schedule.
water_heating
$57
A water heater is inferred for a single-family home. The fuel type is not specified, so 'electric' is chosen as a common and more expensive option compared to natural gas.
other_electric
$77
This is a standard allowance for general electricity use, including lights, outlets, and tenant-provided appliances like the refrigerator and microwave, which were not listed as included.
water
$50
The property is connected to public water, as stated in the listing details ('Water Source: Public').
sewer
$54
The property is connected to the city sewer system, as stated in the listing details ('Sewer: City').
trash_collection
$25
This is a standard allowance for residential trash collection in a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,327
DP3 Annual Estimate$1,327
DP1 Monthly Equivalent$111
DP3 Monthly Equivalent$111
Replacement Value$72,600
Basis1,419 sqft / 1978
Nearby Houses
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2444 Paige Janette Dr
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Price: $185,000
3 bd / 2 ba · 1,533 sqft
Latest sale: —
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2425 Tattersall Dr
sold · 0.13 mi
Price: $199,900
3 bd / 2 ba · 1,800 sqft
Latest sale: — on May 23, 2024
Latest rent: —
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2417 Tattersall Dr
for_sale · 0.13 mi
Price: $250,000
4 bd / 2 ba · 2,127 sqft
Latest sale: — on Jul 24, 2023
Latest rent: —
Photo unavailable
2401 E Sunny Meade Dr
for_sale · 0.14 mi
Price: $265,000
3 bd / 2 ba · 1,540 sqft
Latest sale: — on Oct 21, 2020
Latest rent: —
Photo unavailable
2404 Timbers Dr
off_market · 0.22 mi
Price: $209,000
3 bd / 2 ba · 1,487 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2493 Paige Janette Dr Lot 6
off_market · 0.23 mi
Price: $45,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
4021 N Dells St
sold · 0.24 mi
Price: $89,000
3 bd / 2 ba · 1,520 sqft
Latest sale: —
Latest rent: —
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2552 E Catawba Dr
for_sale · 0.27 mi
Price: $215,000
3 bd / 2 ba · 1,658 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2536 Eastview Dr
for_sale · 0.28 mi
Price: $149,900
3 bd / 2 ba · 1,747 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3872 Accacia Ln
for_sale · 0.28 mi
Price: $250,000
4 bd / 2 ba · 2,164 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3876 Eastview Dr
sold · 0.32 mi
Price: $198,500
4 bd / 2 ba · 1,773 sqft
Latest sale: — on Dec 10, 2021
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors in sleeping areas or hallways (NSPIRE failure risk)
- No visible GFCI outlets in kitchen/bath photos (potential code deficiency)
- Lifting/misaligned floor tiles and stained carpet creating trip/sanitation issues that could lead to inspection items if not corrected
Assumptions
- No smoke detectors or carbon monoxide alarms are present because none are visible in photos; assume they are not installed or not in required locations.
- GFCI outlets in kitchen and bathrooms are not visible in photos; assume they may be missing or not functioning.
- Central HVAC is present and operational based on visible outdoor condensing unit and ceiling vents; full function not confirmed.
- Water heater and electrical panel location and condition are unknown (not shown) and assumed serviceable unless inspection indicates otherwise.
- Fireplace appears intact but flue/venting condition and whether it is gas or wood-burning are not confirmed; assume it requires verification before tenant use.
- No evidence of major structural failure (sagging roof, foundation movement, collapsed ceilings) in provided photos; assume none present.
- Listing does not include refrigerator; absence in photos is treated as a moderate condition issue, not an automatic fail.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,390 | $105,600 | $10,560 |
| 2024 | $1,386 | $105,600 | $10,560 |
| 2023 | $1,405 | $102,500 | $10,250 |
| 2022 | $1,371 | $102,500 | $10,250 |
| 2021 | $1,296 | $102,500 | $10,250 |
| 2020 | $1,268 | $102,500 | $10,250 |
| 2019 | $1,332 | $102,500 | $10,250 |
| 2018 | $1,249 | $102,500 | $10,250 |
| 2017 | $1,201 | $102,500 | $10,250 |
| 2016 | $1,178 | $102,500 | $10,250 |
| 2015 | $1,198 | $102,500 | $10,250 |
| 2014 | $1,185 | $102,500 | $10,250 |
| 2013 | $1,179 | $102,500 | $10,250 |
| 2012 | $1,184 | $102,500 | $10,250 |
| 2011 | $1,187 | $102,500 | $10,250 |
| 2010 | $1,102 | $102,500 | $10,250 |
| 2009 | $1,100 | $102,500 | $10,250 |
| 2008 | $1,098 | — | $10,250 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-15 | Price Changed | $185,000 |
| 2025-12-28 | Price Changed | $195,000 |
| 2025-11-22 | Price Changed | $205,000 |
| 2025-10-22 | Listed | $210,000 |
| 1998-07-01 | Sold | $0 |
Photo Gallery
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"County: Jefferson",
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"Source Neighborhood: Woodmere",
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"Year Built: 1978",
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"Property Age: 48",
"Roof: Shingle",
"Levels or Stories: 1.00000",
"House Style: Ranch",
"Total Area Sqft: 1600"
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{
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{
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{
"date": "2026-03-15",
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{
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"price": 195000,
"listing": {
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"list_date": "2025-10-22T18:38:30Z",
"list_price": 185000,
"listing_id": "2987601980",
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"price_change": -10000,
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{
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"price": 205000,
"listing": {
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"list_date": "2025-10-22T18:38:30Z",
"list_price": 185000,
"listing_id": "2987601980",
"last_update_date": "2026-03-14T19:03:41Z",
"last_status_change_date": "2025-10-22T18:38:30Z"
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"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "2527456",
"price_change_percentage": null
},
{
"date": "2025-10-22",
"price": 210000,
"listing": {
"status": "for_sale",
"list_date": "2025-10-22T18:38:30Z",
"list_price": 185000,
"listing_id": "2987601980",
"last_update_date": "2026-03-14T19:03:41Z",
"last_status_change_date": "2025-10-22T18:38:30Z"
},
"event_name": "Listed",
"price_sqft": 131.25,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2527456",
"price_change_percentage": null
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{
"date": "1998-07-01",
"price": 0,
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"source_name": "Public Record",
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"eligible": true,
"min_score": 10.0,
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"home_photo": "https://ap.rdcpix.com/8d428b1343cea24f0f40f59213fb421cl-m2347014711s-w1280.jpg",
"rent_price": 1958.0,
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"realtor_link": "https://www.realtor.com/realestateandhomes-detail/2440-W-Sunny-Meade-Dr_Harvey_LA_70058_M86560-08826",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 185000.0,
"loan_term_years": 30,
"annual_cash_flow": 18387.7,
"mortgage_monthly": 984.65,
"payment_standard": 2328.0,
"total_amount_out": 37000.0,
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"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property has 'Central' heating. As the fuel type is not specified, 'electric_heat_pump' is selected as a common and energy-efficient option for this type of system, and it is the more expensive choice between it and natural gas.",
"utility": "heating",
"allowance": 88
},
{
"note": "The property includes a 'Range/Oven' but does not specify the fuel type. 'Electric' is chosen as a common option and is more expensive than natural gas on the schedule.",
"utility": "cooking",
"allowance": 19
},
{
"note": "A water heater is inferred for a single-family home. The fuel type is not specified, so 'electric' is chosen as a common and more expensive option compared to natural gas.",
"utility": "water_heating",
"allowance": 57
},
{
"note": "This is a standard allowance for general electricity use, including lights, outlets, and tenant-provided appliances like the refrigerator and microwave, which were not listed as included.",
"utility": "other_electric",
"allowance": 77
},
{
"note": "The property is connected to public water, as stated in the listing details ('Water Source: Public').",
"utility": "water",
"allowance": 50
},
{
"note": "The property is connected to the city sewer system, as stated in the listing details ('Sewer: City').",
"utility": "sewer",
"allowance": 54
},
{
"note": "This is a standard allowance for residential trash collection in a single-family home.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.5,
"down_payment_amount": 37000.0,
"property_tax_annual": 1431.7,
"property_tax_monthly": 119.31,
"property_tax_increase": 0.03,
"utility_allowance_total": 370.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
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"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
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"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 6571.93,
"property_management_monthly": 195.8,
"monthly_cash_flow_after_debt": 547.66,
"cash_on_cash_return_after_debt": 0.18
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"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears structurally sound and largely rent-ready with cosmetic updates. Main inspection risks are missing/unstated smoke and CO detectors, likely missing GFCI protection in kitchen/bath, and some floor tile/carpet trip hazards. With rapid fixes (install alarms, add/secure flooring tiles, verify GFCI and HVAC operation) it is likely to pass a Housing Choice Voucher inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 68.0,
"rationale": "Interior shows mostly cosmetic deferred maintenance: stained carpet in living room, several parquet/vinyl floor tiles misaligned or lifting in bedrooms (trip/cosmetic issue), older light/ceiling fan fixtures and dated finishes. Kitchen has range and microwave present but no refrigerator shown (listing does not promise one). Bathrooms functional-looking but dated. Overall appears liveable with cosmetic updates; missing/loose floor tiles and carpet staining reduce score moderately."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "No smoke detectors or carbon-monoxide alarms are visible in photos (NSPIRE requires functioning smoke detectors in sleeping areas/hallways)—this is an inspection risk. GFCI outlets are not visible in kitchen/bath photos (possible deficiency). Bedroom windows appear to provide egress but sizes cannot be confirmed from photos. No exposed wiring or obvious electrical hazards visible. Fireplace exists and will require verification of safe operation/venting. Moderate risk: a few easily corrected safety items could result in initial inspection failures (smoke/CO alarms, GFCI)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 70.0,
"rationale": "Exterior shows a modern-looking roof with no visible sagging and an outdoor condensing unit present indicating central HVAC. Kitchen and bathrooms have fixtures and appliances (electric range) that appear intact. Water heater and electrical panel not photographed — unknown. No signs of active leaks, significant roof damage, or collapsed ceilings in pictures. Systems likely operational but need in-person verification of HVAC operation, hot water, and panel condition."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 80.0,
"rationale": "Brick exterior appears sound, roof shingles look in good condition, fenced backyard present and flat yard drainage appears adequate from photos. Garage door and driveway visible and appear serviceable. Minor exterior maintenance (yard cutting) noted but no visible foundation movement, standing water, or severe neglect."
}
],
"red_flags": [
"No visible smoke detectors in sleeping areas or hallways (NSPIRE failure risk)",
"No visible GFCI outlets in kitchen/bath photos (potential code deficiency)",
"Lifting/misaligned floor tiles and stained carpet creating trip/sanitation issues that could lead to inspection items if not corrected"
],
"confidence": 0.6,
"assumptions": [
"No smoke detectors or carbon monoxide alarms are present because none are visible in photos; assume they are not installed or not in required locations.",
"GFCI outlets in kitchen and bathrooms are not visible in photos; assume they may be missing or not functioning.",
"Central HVAC is present and operational based on visible outdoor condensing unit and ceiling vents; full function not confirmed.",
"Water heater and electrical panel location and condition are unknown (not shown) and assumed serviceable unless inspection indicates otherwise.",
"Fireplace appears intact but flue/venting condition and whether it is gas or wood-burning are not confirmed; assume it requires verification before tenant use.",
"No evidence of major structural failure (sagging roof, foundation movement, collapsed ceilings) in provided photos; assume none present.",
"Listing does not include refrigerator; absence in photos is treated as a moderate condition issue, not an automatic fail."
],
"overall_score": 67.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall this 4-bed/2-bath brick ranch appears structurally sound and largely rent-ready after minor repairs and safety updates. Primary work needed for NSPIRE readiness: verify/install smoke and CO detectors, confirm GFCI protection in kitchen/bathrooms, address uneven/lifted flooring and stained carpet, and verify water heater and electrical panel condition. With those items completed (most are quick repairs/installs and small capital work), the property is likely to pass an initial Housing Choice Voucher inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Photos show a structurally intact, brick ranch with generally serviceable finishes but clear deferred cosmetic work: stained/soiled carpeting in the living room, areas of parquet flooring that appear uneven or lifting in bedrooms, older kitchen and bathroom finishes, and trim/baseboard scuffs. Appliances: a range/microwave present in photos; refrigerator not shown. Fireplace and living spaces appear functional but would benefit from cleaning and minor repairs. These are primarily cosmetic and small capital items rather than major structural repairs."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 60.0,
"rationale": "No smoke detectors or CO alarm are visible in interior photos (required by NSPIRE). Outlet covers appear present in visible locations, and there is no visible exposed wiring. Bedrooms have windows; egress sizing is not measurable from photos but multiple windows are present. No visible severe water intrusion, collapsed ceilings, major trip hazards, or active mold stains in photos. The fireplace is present (possible additional safety check needed). Kitchen and bath GFCI presence is not verified in images (older 1978 home may lack GFCI protections). Because detectors and GFCI are not visible and some flooring is uneven, the property carries a moderate code risk until these items are verified/installed."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 70.0,
"rationale": "Exterior photo shows an outdoor A/C condenser unit indicating central HVAC likely present. Roof appears shingled and in good visible condition with no obvious sagging or missing areas. Water heater and electrical panel are not shown; plumbing fixtures (faucet, toilet, tub) appear intact in photos. Given the age (1978) the mechanical systems should be inspected, but visible indicators suggest operational HVAC and intact roof; unknowns (water heater, panel condition) moderate the score."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Brick exterior and roof visually in good shape; fenced backyard and level lawn provide secure outdoor space. Driveway, garage door and front entry appear serviceable. No visible major foundation cracking, standing water, or significant exterior deterioration in supplied images. Minor yard grading/drainage cannot be fully evaluated from photos but no signs of erosion or sagging were observed."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in interior photos (NSPIRE requirement).",
"GFCI protection in kitchen/bathrooms not verifiable from photos — potential code deficiency.",
"Areas of uneven/lifting flooring (parquet) and stained carpeting — trip hazard and repair item.",
"Mechanical and electrical components (water heater, electrical panel) not shown — unknowns that require verification before certification."
],
"confidence": 0.65,
"assumptions": [
"No smoke detectors or CO alarms were visible in the photos; assume they are not installed or not positioned to meet NSPIRE until confirmed.",
"Central HVAC is present and operational based on visible exterior condenser unit; full functionality (heating/cooling) not directly verified.",
"Water heater and electrical panel locations and conditions are not shown; assume functional but require inspection.",
"Kitchen shows a range and microwave; refrigerator is not visible and may be absent. Missing fridge will moderately reduce readiness but is not an inspection-fail by itself.",
"Bedroom windows provide egress based on visible size/number of windows, but exact compliance (clear opening size) is unverified.",
"No active roof leaks, major foundation movement, or severe mold are present based on photos; hidden issues cannot be ruled out.",
"Fireplace appears intact but chimney/venting condition and safe operation have not been inspected."
],
"overall_score": 71.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall the property appears like a solid, mostly cosmetic-renovation opportunity that is likely to pass an initial Section 8 (NSPIRE) inspection after addressing a few code items. The structure, roof, and exterior are sound in photos; major systems (HVAC) are present. Primary risks are missing or unverified safety devices (smoke/CO alarms, GFCI outlets), dated interior finishes and some flooring/fixture repairs, and unverifiable locations/conditions of electrical panel and water heater. With 1–2 minor safety upgrades (install/verify smoke and CO detectors, install GFCI where required), modest cosmetic work (carpet/replacement or cleaning, secure/level parquet tiles, replace dated fixtures), and a quick check of mechanicals (water heater, electrical panel, fireplace flue), this home should be rent-ready within ~30 days and is likely to pass an initial HCV inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 72.0,
"rationale": "Interior photos show a generally intact home with cosmetic deferred maintenance: stained/aged carpeting in living room, dated light fixtures and ceiling fans, parquet floor tiles that appear uneven in places, and older cabinetry/vanity finishes. Kitchen has a working range/oven visible but refrigerator is not pictured (may be tenant-supplied). Bathrooms and finishes appear serviceable but dated. No large areas of collapsed ceiling, missing doors, or exposed subfloor observed. These are mainly cosmetic and moderate repair items; missing fridge or newer finishes would not be an automatic fail and are considered moderate deductions."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 65.0,
"rationale": "No obvious life-threatening hazards visible (no collapsed ceilings, open structural failures, or standing water). However, photos do not show smoke detectors or CO alarms, and GFCI outlets are not visible in kitchen/bath photos — these are required by NSPIRE and are frequent inspection failures when absent. Windows appear to provide bedroom egress. No exposed wiring visible and outlet covers appear present in most photos. Fireplace is shown in use in a listing photo but its flue/condition is unknown (should be inspected). Because key safety devices are not visible in the images and cannot be confirmed, score is reduced for code risk despite no active, visible hazards."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, plumbing, electrical, roof)",
"score": 70.0,
"rationale": "Exterior photo shows a modern-looking split HVAC condenser present at the rear, indicating heating/cooling equipment exists. Roof shingles look intact in exterior photos with no visible sagging or active leaks. Plumbing fixtures (sinks, tub, toilet) are present and appear functional in photos. Electrical panel not shown and water heater not shown — those are unknowns. Overall systems show evidence of being present and functional but key equipment locations and condition cannot be fully verified from photos, so moderate uncertainty reduces score."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Exterior brick envelope appears sound with an intact roofline and two-car garage. Rear yard is fenced, level, and maintained; walkway and driveway appear serviceable. Gutters and downspouts are present though one photo suggests a slightly uneven gutter end at the garage corner (minor). No visible signs of major foundation movement, large exterior cracks, or pest/infestation evidence in the photos. Fenced yard and two-car garage are positives for rental readiness."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in listing photos; assume they may be missing or not properly located until verified.",
"Water heater and electrical panel are present in the home but their condition and location are not shown; assumed serviceable unless inspection finds otherwise.",
"HVAC condenser unit visible at rear is operable or recently installed; assumed functional but should be tested prior to tenancy.",
"No active roof leaks or major structural movement are visible in photos; assume roof integrity is acceptable but a close inspection is recommended.",
"Fireplace is depicted with flame in photo (staged); assume fireplace/chimney condition is unknown and needs a sweep/inspection before use.",
"Refrigerator is not visible in photos and may not be provided with the unit; absence would not be an automatic safety failure but is a tenant amenity consideration.",
"Minor exterior items such as slightly uneven gutters are cosmetic and not likely to cause inspection failure unless causing active water intrusion.",
"No visible evidence of severe mold, pest infestation, standing water, collapsed ceilings, or foundation failure in provided photos."
],
"overall_score": 71.0,
"rubric_version": "ns-py-2026-1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2440 W Sunny Meade Dr, Harvey, LA, 70058",
"aggregate": {
"summary": "Overall the property appears structurally sound and largely rent-ready with cosmetic updates. Main inspection risks are missing/unstated smoke and CO detectors, likely missing GFCI protection in kitchen/bath, and some floor tile/carpet trip hazards. With rapid fixes (install alarms, add/secure flooring tiles, verify GFCI and HVAC operation) it is likely to pass a Housing Choice Voucher inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 71.7,
"rationale": "Interior shows mostly cosmetic deferred maintenance: stained carpet in living room, several parquet/vinyl floor tiles misaligned or lifting in bedrooms (trip/cosmetic issue), older light/ceiling fan fixtures and dated finishes. Kitchen has range and microwave present but no refrigerator shown (listing does not promise one). Bathrooms functional-looking but dated. Overall appears liveable with cosmetic updates; missing/loose floor tiles and carpet staining reduce score moderately."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 79.3,
"rationale": "Brick exterior appears sound, roof shingles look in good condition, fenced backyard present and flat yard drainage appears adequate from photos. Garage door and driveway visible and appear serviceable. Minor exterior maintenance (yard cutting) noted but no visible foundation movement, standing water, or severe neglect."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No smoke detectors or carbon-monoxide alarms are visible in photos (NSPIRE requires functioning smoke detectors in sleeping areas/hallways)—this is an inspection risk. GFCI outlets are not visible in kitchen/bath photos (possible deficiency). Bedroom windows appear to provide egress but sizes cannot be confirmed from photos. No exposed wiring or obvious electrical hazards visible. Fireplace exists and will require verification of safe operation/venting. Moderate risk: a few easily corrected safety items could result in initial inspection failures (smoke/CO alarms, GFCI)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 70.0,
"rationale": "Exterior shows a modern-looking roof with no visible sagging and an outdoor condensing unit present indicating central HVAC. Kitchen and bathrooms have fixtures and appliances (electric range) that appear intact. Water heater and electrical panel not photographed — unknown. No signs of active leaks, significant roof damage, or collapsed ceilings in pictures. Systems likely operational but need in-person verification of HVAC operation, hot water, and panel condition."
}
],
"red_flags": [
"No visible smoke detectors in sleeping areas or hallways (NSPIRE failure risk)",
"No visible GFCI outlets in kitchen/bath photos (potential code deficiency)",
"Lifting/misaligned floor tiles and stained carpet creating trip/sanitation issues that could lead to inspection items if not corrected"
],
"confidence": 0.91,
"assumptions": [
"No smoke detectors or carbon monoxide alarms are present because none are visible in photos; assume they are not installed or not in required locations.",
"GFCI outlets in kitchen and bathrooms are not visible in photos; assume they may be missing or not functioning.",
"Central HVAC is present and operational based on visible outdoor condensing unit and ceiling vents; full function not confirmed.",
"Water heater and electrical panel location and condition are unknown (not shown) and assumed serviceable unless inspection indicates otherwise.",
"Fireplace appears intact but flue/venting condition and whether it is gas or wood-burning are not confirmed; assume it requires verification before tenant use.",
"No evidence of major structural failure (sagging roof, foundation movement, collapsed ceilings) in provided photos; assume none present.",
"Listing does not include refrigerator; absence in photos is treated as a moderate condition issue, not an automatic fail."
],
"score_method": "mean_of_criteria",
"overall_score": 69.6,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8656008826"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.