Property ID: 8661710515
570 Dover Ln, Terrytown, LA, 70056
Terrytown, LA
Money Down: $58,776
CoC Return: -1.68%
Monthly Cash Flow: $-83
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$48,980
Closing Costs
$9,796
Total Down
$58,776
Investment Snapshot
Purchase Price
$244,900
Money Down
$58,776
Cash-on-Cash Return
-1.68%
Rent
$1,696
Monthly Cash Flow
$-83
Annual Cash Flow
$-990
Debt Service / Mo
$1,303
Property Tax / Mo
$179
Insurance / Mo
$126
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$126
Property Tax
$179
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,221
Debt Service
$1,303
Cash Flow After Debt
$-83
Quality Score: 78.10%
Confidence: 95.00%
Overall the property appears largely turnkey with a well-finished interior, intact exterior envelope, and functioning kitchen appliances visible. Primary inspection risks are verification items: presence and functionality of smoke/CO detectors, GFCI protection, egress window compliance, and confirmation that HVAC, water heater and electrical panel are operational and up to code. With installation/verification of detectors, GFCI checks, and routine system tests (and any minor cosmetic touch-ups) the home is likely to pass an initial HCV/NSPIRE inspection within ~30 days.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$244,900
Beds
3
Baths
2
Living Area
1,620 sqft
Lot Size
—
Year Built
1970
Days on Market
305
Capital Outlay
$58,776
Debt Service
$1,303
Property Tax / Mo
$179
Insurance / Mo
$126
Property Description
Discover your new haven at 570 Dover Lane in the inviting community of Terrytown, LA. This freshly painted gem is ready to welcome you with open arms. This spacious home offers a perfect blend of comfort and convenience. Inside, you'll find three airy bedrooms and two full bathrooms that cater to your everyday needs. The open layout fosters a warm, casual ambiance, great for both relaxing and entertaining. The home's charm extends to its exterior, featuring a lovely covered patio with sun shades, great for that summer BBQ. There is ample space for gardening, play and a fire pit makes it a great place to enjoy those cool fall nights under the stars. Plus, a video security camera is included, offering peace of mind as you enjoy your new surroundings. Whether you're lounging inside or enjoying the outdoor space, 570 Dover Lane is more than just a house its a great place to call "HOME". Come see for yourself and experience the exceptional comfort and convenience in the heart of Terrytown.
Utility Allowances
Heating
$70
Selected 'natural_gas' as the property listing specifies 'Heating Features: One, Gas'.
Cooking
$12
Selected 'natural_gas' as the property listing specifies 'Gas: Natural' is available, which is the common fuel for cooking ranges in such homes.
Water Heating
$24
Selected 'natural_gas' based on the assumption that the water heater uses the same fuel as the primary heating system.
Other Electric
$67
A standard allowance for electricity use not related to heating, cooking, or hot water, applicable to all residential properties.
Water
$43
A standard allowance for water usage; the property listing specifies 'Water Source: Public'.
Sewer
$46
A standard allowance for sewer service; the property listing specifies 'Sewer: City'.
Trash Collection
$25
Trash collection is a standard fixed-cost utility for single-family homes.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,515
DP3 Annual Estimate$1,515
DP1 Monthly Equivalent$126
DP3 Monthly Equivalent$126
Replacement Value$117,400
Basis1,620 sqft / 1970
Nearby Houses
Photo unavailable
574 Dover Ln
for_sale · 0.01 mi
Price: $210,000
4 bd / 2 ba · 1,273 sqft
Latest sale: —
Latest rent: —
Photo unavailable
564 Oakwood Dr
off_market · 0.10 mi
Price: $265,000
4 bd / 2 ba · 2,400 sqft
Latest sale: — on Oct 02, 2024
Latest rent: —
Photo unavailable
552 Oakwood Dr
sold · 0.11 mi
Price: $249,000
3 bd / 2 ba · 1,995 sqft
Latest sale: — on Aug 19, 2021
Latest rent: —
Photo unavailable
584 Oakwood Dr
sold · 0.12 mi
Price: $225,000
3 bd / 3 ba · 2,100 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2140 Daniels Rd
sold · 0.13 mi
Price: $235,000
3 bd / 2 ba · 1,406 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2186 Daniels Rd
for_sale · 0.16 mi
Price: $375,000
5 bd / 4 ba · 3,600 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2133 Esplanade Pl
for_sale · 0.16 mi
Price: $174,999
4 bd / 2 ba · 1,318 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Appliances shown in photos (range, dishwasher) will be included and operational at move-in.
- Central HVAC is present and operational because ceiling vents/registers are visible; however the mechanical unit itself and its condition are not shown.
- Electrical panel, water heater, and smoke/CO alarms exist somewhere on site but are not visible in listing photos; their compliance is unverified and should be confirmed.
- Bedroom windows meet egress requirements or can be modified if necessary; window sizes cannot be fully verified from images.
- No active roof leaks or foundation movement exist because exterior and interior photos show no staining, sagging, or cracks; hidden issues could exist but none are apparent.
- Listing images may have enhanced/edited lawn/landscaping; yard drainage and grading were not directly assessed and should be checked on-site.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,088 | $157,000 | $15,700 |
| 2024 | $2,082 | $157,000 | $15,700 |
| 2023 | $2,052 | $157,000 | $15,700 |
| 2022 | $2,000 | $157,000 | $15,700 |
| 2021 | $1,885 | $157,000 | $15,700 |
| 2020 | $1,872 | $157,000 | $15,700 |
| 2019 | $1,920 | $157,000 | $15,700 |
| 2018 | $1,793 | $157,000 | $15,700 |
| 2017 | $1,719 | $157,000 | $15,700 |
| 2016 | $1,684 | $157,000 | $15,700 |
| 2015 | $1,726 | $157,000 | $15,700 |
| 2014 | $1,484 | $136,700 | $13,670 |
| 2013 | $1,434 | $136,700 | $13,670 |
| 2012 | $647 | $136,700 | $13,670 |
| 2011 | $658 | $137,700 | $13,770 |
| 2010 | $1,410 | $137,700 | $13,770 |
| 2009 | $1,410 | $137,700 | $13,770 |
| 2008 | $635 | — | $13,770 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-11-19 | Price Changed | $244,900 |
| 2025-06-07 | Listed | $249,900 |
| 2020-09-11 | Sold | $0 |
| 2015-05-01 | Sold | $0 |
| 2015-03-31 | Listing removed | $159,500 |
| 2014-12-14 | Listed | $159,500 |
| 2005-08-09 | Sold | $0 |
| 1997-06-01 | Sold | $0 |
Photo Gallery
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"County: Jefferson",
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"Year Built: 1974",
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"Property Age: 52",
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2503528",
"price_change_percentage": null
},
{
"date": "2020-09-11",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2015-05-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2015-03-31",
"price": 159500,
"listing": {
"status": "off_market",
"list_date": "2014-12-14T07:00:00Z",
"list_price": 159500,
"listing_id": "592113651",
"last_update_date": "2015-03-30T18:33:10Z",
"last_status_change_date": "2015-03-25T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 98.45679012345678,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "107 days",
"source_listing_id": "1014961",
"price_change_percentage": null
},
{
"date": "2014-12-14",
"price": 159500,
"listing": {
"status": "off_market",
"list_date": "2014-12-14T07:00:00Z",
"list_price": 159500,
"listing_id": "592113651",
"last_update_date": "2015-03-30T18:33:10Z",
"last_status_change_date": "2015-03-25T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 98.45679012345678,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "1014961",
"price_change_percentage": null
},
{
"date": "2005-08-09",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "1997-06-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8661710515",
"generated_at": "2026-03-27T17:01:31.308951Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 78.1
},
"utility_allowance": {
"zip_code": "70056",
"home_photo": "https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m174227365s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 195920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/570-Dover-Ln_Terrytown_LA_70056_M86617-10515",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 244900.0,
"loan_term_years": 30,
"annual_cash_flow": 14651.16,
"mortgage_monthly": 1303.46,
"payment_standard": 1983.0,
"total_amount_out": 48980.0,
"additional_photos": [
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m1824953441s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m2584103943s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m473688220s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m3259026711s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m999183430s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m219078292s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m1301882176s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m1577291509s-w1280.jpg",
"https://ap.rdcpix.com/69215a047a549b55e290dc21a354423bl-m22836605s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 126.25,
"monthly_cash_flow": 1220.93,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' as the property listing specifies 'Heating Features: One, Gas'.",
"utility": "Heating",
"allowance": 70
},
{
"note": "Selected 'natural_gas' as the property listing specifies 'Gas: Natural' is available, which is the common fuel for cooking ranges in such homes.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "Selected 'natural_gas' based on the assumption that the water heater uses the same fuel as the primary heating system.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "A standard allowance for electricity use not related to heating, cooking, or hot water, applicable to all residential properties.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "A standard allowance for water usage; the property listing specifies 'Water Source: Public'.",
"utility": "Water",
"allowance": 43
},
{
"note": "A standard allowance for sewer service; the property listing specifies 'Sewer: City'.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard fixed-cost utility for single-family homes.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.3,
"down_payment_amount": 48980.0,
"property_tax_annual": 2150.64,
"property_tax_monthly": 179.22,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -990.37,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -82.53,
"cash_on_cash_return_after_debt": -0.02
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely turnkey with a well-finished interior, intact exterior envelope, and functioning kitchen appliances visible. Primary inspection risks are verification items: presence and functionality of smoke/CO detectors, GFCI protection, egress window compliance, and confirmation that HVAC, water heater and electrical panel are operational and up to code. With installation/verification of detectors, GFCI checks, and routine system tests (and any minor cosmetic touch-ups) the home is likely to pass an initial HCV/NSPIRE inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior photos show recent paint, intact tile and vinyl plank flooring, intact drywall, finished kitchen cabinets and countertops, functional-looking range and dishwasher present, ceiling fans and light fixtures installed. Exterior brick, driveway and garage doors are intact. No visible peeling paint, significant stains, or damaged surfaces. Missing or minor items that could be required for move-in (e.g., verification of window coverings, minor trim touch-up, possible cabinet hardware) appear to be cosmetic or small repairs only. Overall turnkey with only minor touch-ups."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No exposed wiring, visible electrical hazards, sagging ceilings, active leaks, or visible severe mold in photos. Bathrooms and kitchen fixtures look installed and functional. However required safety items are not visible in photos: no smoke detectors or CO alarms are shown, GFCI protection in kitchen/bath is not verifiable, and egress sizing for some bedroom windows cannot be confirmed from images. Entry door hardware visible but no clear deadbolt seen. These are common, easily-remedied deficiencies but would likely need verification or installation prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Ceiling HVAC vents and registers are visible indicating central HVAC ductwork; condition and operational status of the heating/cooling equipment and water heater are not shown. Roofing appears intact with no visible sagging or missing shingles in photos. No visible plumbing leaks, water stains or active drainage issues. Electrical panel and water heater not shown so their condition is unknown. Given the generally well-maintained appearance and lack of visible system failure, estimate is that major systems are present and likely operable but need verification (service records or functional test) before passing inspection."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 88.0,
"rationale": "Brick exterior and siding at gable appear intact; rooflines look even and gutters present. Driveway and front walk are level and in good condition with accessible garage. Fenced backyard and covered patio are present which supports tenant livability. Landscaping in photos may be enhanced in listing images but there is no visible site neglect, standing water, or obvious pest infestation. Concrete patio and steps appear safe; no broken handrails or unsafe stairs visible."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Appliances shown in photos (range, dishwasher) will be included and operational at move-in.",
"Central HVAC is present and operational because ceiling vents/registers are visible; however the mechanical unit itself and its condition are not shown.",
"Electrical panel, water heater, and smoke/CO alarms exist somewhere on site but are not visible in listing photos; their compliance is unverified and should be confirmed.",
"Bedroom windows meet egress requirements or can be modified if necessary; window sizes cannot be fully verified from images.",
"No active roof leaks or foundation movement exist because exterior and interior photos show no staining, sagging, or cracks; hidden issues could exist but none are apparent.",
"Listing images may have enhanced/edited lawn/landscaping; yard drainage and grading were not directly assessed and should be checked on-site."
],
"overall_score": 78.0,
"rubric_version": "ns-pm-v1.0"
},
{
"summary": "This single-story brick home presents as well-maintained and largely turnkey for Section 8 tenancy based on photos and description. Interior finishes, flooring, kitchen and bath installations appear complete and in good condition. Primary inspection risks are missing/uncertain smoke and CO detectors, unconfirmed GFCI protection, and lack of photos of major mechanical components (electrical panel, HVAC condenser, water heater) which would need verification on inspection. If detectors and systems are confirmed operational, the property is likely to pass an initial HCV/NSPIRE inspection with minor fixes (1–4 items) and be rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos and listing show a recently painted, clean interior with new-looking tile and vinyl plank flooring, intact cabinets and countertops, functional-looking kitchen appliances (range and dishwasher visible), finished bathrooms, and no visible interior damage. Minor finish work or cosmetic touch-ups may be required (trim, outlet covers, possible hardware), but there are no visible deferred-maintenance issues. Missing refrigerator (not shown) would be an easy-to-fix, non-safety item."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No exposed wiring, ceilings and walls appear sound, stairs/guardrail issues not visible, kitchen and bath finishes look well installed. However, smoke detectors and carbon monoxide detectors are not visible in photos (cannot confirm presence or locations required by NSPIRE). GFCI protection at kitchen/bath outlets is not clearly shown. Egress windows for bedrooms are not directly confirmed from photos. Entry door appears secure; no obvious mold, active leaks, roof stains, or severe trip hazards were observed. Due to lack of confirmation for detectors, egress and GFCI, score reduced to reflect inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 70.0,
"rationale": "Ceiling HVAC vents/returns are visible, indicating central HVAC ducting likely present; roof shingles and gutters appear in good visual condition in exterior photos. Kitchen has a working-looking range, dishwasher and sink; bathroom plumbing fixtures appear intact. However, no mechanical equipment photos (condensing unit, water heater, electrical panel) were provided so operational status and code compliance (panel labeling, breaker condition, hot water availability) cannot be confirmed. Because systems are present visually but unconfirmed operationally, moderate score assigned."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick siding, roofline and gutters look intact; driveway and concrete walkways are serviceable; fenced backyard and covered patio visible provide good tenant amenities. No standing water, major grading issues, or visible foundation cracks were observed in provided photos. Note: listing photos show an artificially enhanced/edited lawn color, but visible hardscape and fencing appear in good order."
}
],
"red_flags": [
"Smoke detectors and carbon monoxide detectors not visible in photos; lack of properly located detectors is an NSPIRE failure risk.",
"Electrical panel and breaker condition not shown — panel access/condition must be verified on inspection.",
"GFCI protection near kitchen/bath outlets not confirmed in photos; may require corrective work.",
"Bedroom egress windows not clearly confirmed in provided images — must be verified for compliance."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC exists and is ducted (ceiling vents visible); assumed operational but not verified.",
"Hot water heater and exterior HVAC condensing unit exist on property but are not photographed; assumed present.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not in required locations until verified.",
"Bedroom windows provide required egress (typical in single-story homes from this era) but not independently confirmed from photos.",
"Electrical panel and GFCI protection in kitchen/bath are present but not shown; condition unknown.",
"No visible active roof leaks or major foundation movement in photos; assume none but requires in-person verification.",
"Listing photo of lawn is color-enhanced/edited; assume normal yard condition beneath."
],
"overall_score": 78.0,
"rubric_version": "2026-03-hud-nspire-v1"
},
{
"summary": "This single-family property appears largely turnkey for Section 8 / HCV tenancy based on photos and description. Interior finishes, kitchen and baths are in good condition, the roof and exterior envelope appear sound, and the property shows evidence of recent updates (paint, flooring). The main inspection risks are missing/undocumented smoke and CO detectors, inability to visually confirm GFCI protection and egress window compliance for bedrooms, and lack of visible electrical panel and water heater (unshown in photos). These are usually quick fixes or verification items; with those items addressed or verified, the home is likely to pass an initial NSPIRE/HCV inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recently painted, well-maintained house with new/clean tile and laminate floors, intact cabinetry, finished bathrooms and a clean kitchen with range and dishwasher present. No visible peeling paint, collapsed surfaces, or severe cosmetic damage. Minor items that could be present but are not visible (e.g., refrigerator, minor touch-ups) would be easy/cost-effective to fix. Overall condition appears turnkey."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "No obvious life-threatening hazards visible: ceilings, floors, and stairs (none present) look sound; no visible exposed wiring, active leaks, or collapsed ceilings. Entry door appears secure and property includes a video camera per listing. However photos do not show smoke detectors or carbon-monoxide detectors and bedroom egress windows are not clearly validated from images — both are common NSPIRE inspection failure points. GFCI presence at kitchen sink cannot be verified from photos. These are likely easy fixes but are currently unconfirmed and therefore reduce the score."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof, HVAC, Plumbing, Electrical)",
"score": 70.0,
"rationale": "Roof appears intact with no visible sagging or missing shingles in available exterior photos. Ceiling vents and round duct registers are visible indicating central HVAC supply (typical for the region), suggesting heating/AC presence though operation is unverified. Kitchen plumbing fixtures, dishwasher, range/oven and bathroom fixtures are present and appear in good condition. Electrical panel and water heater are not shown; their condition is unknown. Because key system components are visible but not fully verified, score reflects probable functionality with moderate uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Brick envelope and siding details look intact; driveway and garage doors are serviceable and level; covered patio and fenced yard are present offering secure outdoor space. Walkways and entry stoop appear in good condition. No standing water, major drainage issues, or visible pest/infestation evidence in photos. Note: lawn in listing images appears digitally enhanced, but no structural site concerns are visible."
}
],
"red_flags": [
"No visible smoke detectors or carbon-monoxide detector in photos — potential NSPIRE inspection failure if not installed.",
"Bedroom egress windows are not clearly documentable from photos — could fail egress requirement without verification."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC exists and is operational (ceiling vents/round registers visible) though full service records are not provided.",
"Range/oven and dishwasher shown in photos are present and functional; refrigerator may not be supplied (not shown).",
"Electrical panel and water heater are present on property and in working condition though not shown in photos.",
"Smoke detectors and carbon monoxide detectors are not visible in photos and are assumed to need verification/installation prior to inspection.",
"Bedroom windows meet egress size/operational requirements or can be brought into compliance without major structural work.",
"No hidden major roof leaks, foundation movement, or severe mold are present beyond what is visible; photos show no staining or sagging.",
"Edited/retouched lawn in photos does not indicate actual site grading or drainage problems."
],
"overall_score": 79.0,
"rubric_version": "nsPIRE_v1.0_2026-03"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "570 Dover Ln, Terrytown, LA, 70056",
"aggregate": {
"summary": "Overall the property appears largely turnkey with a well-finished interior, intact exterior envelope, and functioning kitchen appliances visible. Primary inspection risks are verification items: presence and functionality of smoke/CO detectors, GFCI protection, egress window compliance, and confirmation that HVAC, water heater and electrical panel are operational and up to code. With installation/verification of detectors, GFCI checks, and routine system tests (and any minor cosmetic touch-ups) the home is likely to pass an initial HCV/NSPIRE inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior photos show recent paint, intact tile and vinyl plank flooring, intact drywall, finished kitchen cabinets and countertops, functional-looking range and dishwasher present, ceiling fans and light fixtures installed. Exterior brick, driveway and garage doors are intact. No visible peeling paint, significant stains, or damaged surfaces. Missing or minor items that could be required for move-in (e.g., verification of window coverings, minor trim touch-up, possible cabinet hardware) appear to be cosmetic or small repairs only. Overall turnkey with only minor touch-ups."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 86.0,
"rationale": "Brick exterior and siding at gable appear intact; rooflines look even and gutters present. Driveway and front walk are level and in good condition with accessible garage. Fenced backyard and covered patio are present which supports tenant livability. Landscaping in photos may be enhanced in listing images but there is no visible site neglect, standing water, or obvious pest infestation. Concrete patio and steps appear safe; no broken handrails or unsafe stairs visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 71.7,
"rationale": "No exposed wiring, visible electrical hazards, sagging ceilings, active leaks, or visible severe mold in photos. Bathrooms and kitchen fixtures look installed and functional. However required safety items are not visible in photos: no smoke detectors or CO alarms are shown, GFCI protection in kitchen/bath is not verifiable, and egress sizing for some bedroom windows cannot be confirmed from images. Entry door hardware visible but no clear deadbolt seen. These are common, easily-remedied deficiencies but would likely need verification or installation prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Ceiling HVAC vents and registers are visible indicating central HVAC ductwork; condition and operational status of the heating/cooling equipment and water heater are not shown. Roofing appears intact with no visible sagging or missing shingles in photos. No visible plumbing leaks, water stains or active drainage issues. Electrical panel and water heater not shown so their condition is unknown. Given the generally well-maintained appearance and lack of visible system failure, estimate is that major systems are present and likely operable but need verification (service records or functional test) before passing inspection."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Appliances shown in photos (range, dishwasher) will be included and operational at move-in.",
"Central HVAC is present and operational because ceiling vents/registers are visible; however the mechanical unit itself and its condition are not shown.",
"Electrical panel, water heater, and smoke/CO alarms exist somewhere on site but are not visible in listing photos; their compliance is unverified and should be confirmed.",
"Bedroom windows meet egress requirements or can be modified if necessary; window sizes cannot be fully verified from images.",
"No active roof leaks or foundation movement exist because exterior and interior photos show no staining, sagging, or cracks; hidden issues could exist but none are apparent.",
"Listing images may have enhanced/edited lawn/landscaping; yard drainage and grading were not directly assessed and should be checked on-site."
],
"score_method": "mean_of_criteria",
"overall_score": 78.1,
"rubric_version": "ns-pm-v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8661710515"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.