Property ID: 8671266340
22 Halle Pl, Westwego, LA, 70094
Westwego, LA
Money Down: $15,816
CoC Return: 75.43%
Monthly Cash Flow: $994
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$13,180
Closing Costs
$2,636
Total Down
$15,816
Investment Snapshot
Purchase Price
$65,900
Money Down
$15,816
Cash-on-Cash Return
75.43%
Rent
$1,656
Monthly Cash Flow
$994
Annual Cash Flow
$11,930
Debt Service / Mo
$351
Property Tax / Mo
$74
Insurance / Mo
$71
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,656
Payment Standard
$1,983
Rent
$1,656
Insurance
$71
Property Tax
$74
Management
$166
Utilities Allowance
$327
NOI (Monthly)
$1,345
Debt Service
$351
Cash Flow After Debt
$994
Quality Score: 20.60%
Confidence: 70.00%
Significant rehabilitation required. Exterior shell appears generally intact but interior has been partially gutted with large ceiling and wall openings, exposed wiring and plumbing, missing fixtures and no utilities—conditions that create multiple NSPIRE safety and systems failures. In current condition this property is unlikely to pass an initial Housing Choice Voucher inspection without substantial repairs and reinstallation of electrical, plumbing, ceilings, finishes and safety devices.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$327
Guaranteed Section 8 Rent (PS - Utilities)
$1,656
Property Management
$166
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$65,900
Beds
3
Baths
1
Living Area
912 sqft
Lot Size
—
Year Built
1972
Days on Market
70
Capital Outlay
$15,816
Debt Service
$351
Property Tax / Mo
$74
Insurance / Mo
$71
Property Description
Property located off River Road and partially gutted. No utilities for inspections/due diligence. Seller will not make any repairs to the property, either lender or buyer requested. Buyer to accept property in as is condition after inspections. No inspection reports available. Loan approval letter or proof of funds must accompany offer, max 30-days old. Close with seller's title company and seller pays buyer's title insurance. Special addendums with accepted offer. Measurements are approximate and not guaranteed. Property sold as is with waiver of redhibition at act of sale.
Utility Allowances
Cooking
$17
No cooking fuel is specified. Electric was chosen as it is a common option and more expensive than natural gas, per the rule to select the higher cost when ambiguous.
Heating
$78
Property has 'Central' heating but no specified fuel. Electric Heat Pump is a common central system and its allowance is higher than natural gas, adhering to the rule to choose the more expensive option.
Other Electric
$67
This is a standard allowance for lighting, outlets, and appliances. The property includes central cooling, which is covered under this category.
Sewer
$46
Property details explicitly list 'City' sewer service.
Trash Collection
$25
Trash collection is a standard municipal service for a single-family home and is assumed to be a tenant responsibility.
Water
$43
Property details explicitly list 'Public' water source.
Water Heating
$51
The fuel for water heating is not specified. Electric was selected as it is a common fuel type and its allowance is higher than that for natural gas.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$853
DP3 Annual Estimate$853
DP1 Monthly Equivalent$71
DP3 Monthly Equivalent$71
Replacement Value$44,300
Basis912 sqft / 1972
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sold · 0.08 mi
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3 bd / 1 ba · 1,175 sqft
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30 Helis Dr
for_sale · 0.09 mi
Price: $198,000
3 bd / 1 ba · 1,326 sqft
Latest sale: — on May 09, 2022
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220 Acadia Dr Lot B2
off_market · 0.10 mi
Price: $475,000
— bd / — ba
Latest sale: —
Latest rent: —
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200 Helis Dr
for_sale · 0.10 mi
Price: $132,000
3 bd / 1 ba · 1,187 sqft
Latest sale: — on Dec 03, 2025
Latest rent: $1,650 on Mar 04, 2026
Photo unavailable
1 Jay Pl
sold · 0.13 mi
Price: $135,000
3 bd / 1 ba · 1,030 sqft
Latest sale: — on Jun 06, 2022
Latest rent: —
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33 Judith St
for_sale · 0.13 mi
Price: $179,900
3 bd / 2 ba · 1,403 sqft
Latest sale: — on Jan 21, 2011
Latest rent: —
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217 Helis Dr
for_sale · 0.13 mi
Price: $160,000
3 bd / 1 ba · 970 sqft
Latest sale: — on Jun 22, 2023
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Exposed electrical wiring and fixtures (electrical hazard)
- Large collapsed/removed ceilings with exposed rafters (collapsed ceilings / structural exposure)
- Extensive interior gutting with exposed plumbing and open drain/fixture points (exposed subfloor / plumbing hazard)
- No utilities available for inspection (prevents verification of hot water, HVAC, electrical safety)
Assumptions
- Utilities (water, electric, gas) are disconnected per listing note; systems could not be functionally tested.
- Exterior HVAC condenser observed may be present but is assumed not operational until utilities are connected and unit tested.
- Electrical service panel and meter are not pictured; assume service disconnected or not verified given exposed branch wiring and seller note.
- Roof may be intact externally but interior ceiling removal indicates past water intrusion or demolition to investigate/repair; assume some roof/attic repairs may be required.
- No smoke or CO detectors are visible in photos; assume none are installed or they are non-functional given lack of utilities.
- Bedroom egress windows exist but compliance (size, opening) not verified from photos; assumed marginal until measured.
- No rental history in last 5 years (per provided snapshot) so rental activity not factored into score.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $867 | $66,100 | $6,610 |
| 2024 | $1,234 | $66,100 | $6,610 |
| 2023 | $1,488 | $66,100 | $6,610 |
| 2022 | $884 | $66,100 | $6,610 |
| 2021 | $836 | $66,100 | $6,610 |
| 2020 | $830 | $66,100 | $6,610 |
| 2019 | $857 | $66,100 | $6,610 |
| 2018 | $802 | $66,100 | $6,610 |
| 2017 | $774 | $66,100 | $6,610 |
| 2016 | $761 | $66,100 | $6,610 |
| 2015 | $771 | $66,100 | $6,610 |
| 2014 | $762 | $66,100 | $6,610 |
| 2013 | $762 | $66,100 | $6,610 |
| 2012 | $761 | $66,100 | $6,610 |
| 2011 | $748 | $64,400 | $6,440 |
| 2010 | $732 | $64,400 | $6,440 |
| 2009 | $696 | $64,400 | $6,440 |
| 2008 | $695 | — | $6,440 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-28 | Listed | $65,900 |
| 2026-01-24 | Listing removed | $0 |
| 2025-11-08 | Price Changed | $65,900 |
| 2025-09-23 | Price Changed | $69,900 |
| 2025-07-25 | Listed | $79,900 |
| 2002-12-01 | Sold | $0 |
Photo Gallery
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"tax": 802,
"year": 2018,
"market": {
"land": 21800,
"total": 66100,
"building": 44300
},
"assessment": {
"land": 2180,
"total": 6610,
"building": 4430
}
},
{
"tax": 774,
"year": 2017,
"market": {
"land": 21800,
"total": 66100,
"building": 44300
},
"assessment": {
"land": 2180,
"total": 6610,
"building": 4430
}
},
{
"tax": 761,
"year": 2016,
"market": {
"land": 21800,
"total": 66100,
"building": 44300
},
"assessment": {
"land": 2180,
"total": 6610,
"building": 4430
}
},
{
"tax": 771,
"year": 2015,
"market": {
"land": 21800,
"total": 66100,
"building": 44300
},
"assessment": {
"land": 2180,
"total": 6610,
"building": 4430
}
},
{
"tax": 762,
"year": 2014,
"market": {
"land": 21800,
"total": 66100,
"building": 44300
},
"assessment": {
"land": 2180,
"total": 6610,
"building": 4430
}
},
{
"tax": 762,
"year": 2013,
"market": {
"land": 21800,
"total": 66100,
"building": 44300
},
"assessment": {
"land": 2180,
"total": 6610,
"building": 4430
}
},
{
"tax": 761,
"year": 2012,
"market": {
"land": 21800,
"total": 66100,
"building": 44300
},
"assessment": {
"land": 2180,
"total": 6610,
"building": 4430
}
},
{
"tax": 748,
"year": 2011,
"market": {
"land": 21800,
"total": 64400,
"building": 42600
},
"assessment": {
"land": 2180,
"total": 6440,
"building": 4260
}
},
{
"tax": 732,
"year": 2010,
"market": {
"land": 21800,
"total": 64400,
"building": 42600
},
"assessment": {
"land": 2180,
"total": 6440,
"building": 4260
}
},
{
"tax": 696,
"year": 2009,
"market": {
"land": 9600,
"total": 64400,
"building": 54800
},
"assessment": {
"land": 960,
"total": 6440,
"building": 5480
}
},
{
"tax": 695,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 6440,
"building": null
}
}
],
"property_history": [
{
"date": "2026-01-28",
"price": 65900,
"listing": {
"status": "for_sale",
"list_date": "2026-01-28T22:20:39Z",
"list_price": 65900,
"listing_id": "2990723911",
"last_update_date": "2026-02-18T12:19:59Z",
"last_status_change_date": "2026-01-28T22:20:39Z"
},
"event_name": "Listed",
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
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},
{
"date": "2026-01-24",
"price": 0,
"listing": {
"status": "off_market",
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"list_price": 65900,
"listing_id": "2984662403",
"last_update_date": "2025-12-22T16:20:01Z",
"last_status_change_date": "2026-01-24T08:16:55Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "183 days",
"source_listing_id": "2513184",
"price_change_percentage": null
},
{
"date": "2025-11-08",
"price": 65900,
"listing": {
"status": "off_market",
"list_date": "2025-07-25T12:20:36Z",
"list_price": 65900,
"listing_id": "2984662403",
"last_update_date": "2025-12-22T16:20:01Z",
"last_status_change_date": "2026-01-24T08:16:55Z"
},
"event_name": "Price Changed",
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"days_after_listed": null,
"source_listing_id": "2513184",
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{
"date": "2025-09-23",
"price": 69900,
"listing": {
"status": "off_market",
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"list_price": 65900,
"listing_id": "2984662403",
"last_update_date": "2025-12-22T16:20:01Z",
"last_status_change_date": "2026-01-24T08:16:55Z"
},
"event_name": "Price Changed",
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"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2513184",
"price_change_percentage": null
},
{
"date": "2025-07-25",
"price": 79900,
"listing": {
"status": "off_market",
"list_date": "2025-07-25T12:20:36Z",
"list_price": 65900,
"listing_id": "2984662403",
"last_update_date": "2025-12-22T16:20:01Z",
"last_status_change_date": "2026-01-24T08:16:55Z"
},
"event_name": "Listed",
"price_sqft": 87.60964912280701,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2513184",
"price_change_percentage": null
},
{
"date": "2002-12-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8671266340",
"generated_at": "2026-03-27T02:51:08.294092Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 20.6
},
"utility_allowance": {
"zip_code": "70094",
"home_photo": "https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m3921027446s-w1280.jpg",
"rent_price": 1656.0,
"loan_amount": 52720.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/22-Halle-Pl_Westwego_LA_70094_M86712-66340",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 65900.0,
"loan_term_years": 30,
"annual_cash_flow": 16138.79,
"mortgage_monthly": 350.75,
"payment_standard": 1983.0,
"total_amount_out": 13180.0,
"additional_photos": [
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m581772308s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m3107747461s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m1634115269s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m53749256s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m864421946s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m919132893s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m2156177678s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m2240913126s-w1280.jpg",
"https://ap.rdcpix.com/16229695b02c35b6a4d2a4fe5a519c13l-m1529522242s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 71.08,
"monthly_cash_flow": 1344.9,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "No cooking fuel is specified. Electric was chosen as it is a common option and more expensive than natural gas, per the rule to select the higher cost when ambiguous.",
"utility": "Cooking",
"allowance": 17
},
{
"note": "Property has 'Central' heating but no specified fuel. Electric Heat Pump is a common central system and its allowance is higher than natural gas, adhering to the rule to choose the more expensive option.",
"utility": "Heating",
"allowance": 78
},
{
"note": "This is a standard allowance for lighting, outlets, and appliances. The property includes central cooling, which is covered under this category.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "Property details explicitly list 'City' sewer service.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard municipal service for a single-family home and is assumed to be a tenant responsibility.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "Property details explicitly list 'Public' water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "The fuel for water heating is not specified. Electric was selected as it is a common fuel type and its allowance is higher than that for natural gas.",
"utility": "Water Heating",
"allowance": 51
}
],
"cash_on_cash_return": 1.22,
"down_payment_amount": 13180.0,
"property_tax_annual": 893.01,
"property_tax_monthly": 74.42,
"property_tax_increase": 0.03,
"utility_allowance_total": 327.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 11929.82,
"property_management_monthly": 165.6,
"monthly_cash_flow_after_debt": 994.15,
"cash_on_cash_return_after_debt": 0.91
},
"section8_assessment": {
"runs": [
{
"summary": "Significant rehabilitation required. Exterior shell appears generally intact but interior has been partially gutted with large ceiling and wall openings, exposed wiring and plumbing, missing fixtures and no utilities—conditions that create multiple NSPIRE safety and systems failures. In current condition this property is unlikely to pass an initial Housing Choice Voucher inspection without substantial repairs and reinstallation of electrical, plumbing, ceilings, finishes and safety devices.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 25.0,
"rationale": "Interior is partially gutted with large areas of missing drywall, missing ceiling finishes, exposed wall studs, missing kitchen cabinets and appliance hookups and areas of bare subfloor/concrete. Floors and finishes are incomplete; several rooms require full drywall, flooring, trim and finish carpentry. Exterior brick shell and driveway appear intact but interior deferred maintenance is extensive. Missing appliances reduce readiness but are secondary to structural/finish rehab. Listing confirms property is sold 'as-is' and seller will not repair."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 15.0,
"rationale": "Multiple NSPIRE risks observed: exposed electrical wiring hanging from open ceilings, large ceiling openings (collapsed/removed ceiling), exposed plumbing and open drain lines, no visible smoke/carbon monoxide detectors, and general trip/hazard risks from rough subfloor and debris. Windows are present in bedrooms but egress size and condition not verified. Listing states no utilities available for inspections, preventing verification of functioning plumbing, hot water, HVAC, and electrical safety. These conditions would very likely cause an initial inspection failure until corrected."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 20.0,
"rationale": "An exterior HVAC condensing unit is visible, but listing states no utilities and operability unknown. Interior shows removed ceiling and exposed HVAC ducting in places; electrical wiring is exposed and service status is unknown (panel not pictured). Plumbing supply/drain lines are exposed and fixtures removed. Roof appears intact from exterior photos, but interior ceiling removals and damaged rafters suggest previous roof leaks or removal for remediation; water intrusion history is likely. Overall mechanical systems need comprehensive verification and probable repair/replacement."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 70.0,
"rationale": "From exterior photos the brick shell, roofline and driveway appear generally intact and yard is maintained. No obvious major foundation settlement or active standing water visible at grade. The garage door and entry appear serviceable. Exterior paint and trim around eaves may need routine work but there is no clear severe exterior structural distress visible in available images."
}
],
"red_flags": [
"Exposed electrical wiring and fixtures (electrical hazard)",
"Large collapsed/removed ceilings with exposed rafters (collapsed ceilings / structural exposure)",
"Extensive interior gutting with exposed plumbing and open drain/fixture points (exposed subfloor / plumbing hazard)",
"No utilities available for inspection (prevents verification of hot water, HVAC, electrical safety)"
],
"confidence": 0.75,
"assumptions": [
"Utilities (water, electric, gas) are disconnected per listing note; systems could not be functionally tested.",
"Exterior HVAC condenser observed may be present but is assumed not operational until utilities are connected and unit tested.",
"Electrical service panel and meter are not pictured; assume service disconnected or not verified given exposed branch wiring and seller note.",
"Roof may be intact externally but interior ceiling removal indicates past water intrusion or demolition to investigate/repair; assume some roof/attic repairs may be required.",
"No smoke or CO detectors are visible in photos; assume none are installed or they are non-functional given lack of utilities.",
"Bedroom egress windows exist but compliance (size, opening) not verified from photos; assumed marginal until measured.",
"No rental history in last 5 years (per provided snapshot) so rental activity not factored into score."
],
"overall_score": 29.0,
"rubric_version": "ns-pire-v1.0"
},
{
"summary": "Major rehab required. The home is partially gutted with multiple ceilings and wall sections removed, exposed wiring and plumbing, and utilities are off per listing. Interior life-safety items (smoke/CO detectors), functioning electrical, plumbing and finished ceilings/walls are missing or unverified. Exterior appears intact but the property would not pass an initial Section 8/NSPIRE inspection in its current condition and requires substantial repairs and systems reactivation before tenancy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 10.0,
"rationale": "Interior is partially gutted: multiple ceilings and wall sections removed, exposed studs and plumbing, missing kitchen/bath fixtures and cabinets, bare concrete/subfloor in many rooms. Cosmetic issues plus major finish and fixture replacement required (drywall, ceiling, trim, finishes). Missing appliances will be needed but are a moderate item compared with the extensive gut work. Photos and listing state seller will not make repairs and utilities are not active."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 5.0,
"rationale": "High NSPIRE risk: exposed wiring and light fixtures visible in open ceiling cavities, ceilings removed (fall/debris hazard), no visible smoke/CO detectors, bathroom/kitchen plumbing and fixtures removed (no hot water supply verified), possible water-damage evidence at ceiling edges. Entry door appears present and lockable but deadbolt presence not confirmed. Many mandatory safety items cannot be verified due to utilities off. Given exposed electrical and missing life-safety devices the property would fail an initial inspection as-is."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanicals",
"score": 10.0,
"rationale": "Exterior condenser unit present (suggests an HVAC split system originally), and some ducting visible, but utilities are off and interior equipment condition unknown. Plumbing is partially removed (visible rough-ins and open drains), water heater not visible, electrical panel not photographed/verified. Roof framing appears intact from interior photos but interior roof sheathing/insulation removed in places. Systems require full testing, repairs and reinstallation before occupancy."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Exterior brick façade, driveway, lawn and garage door appear serviceable in photos; no visible major foundation displacement or large exterior wall failures. Yard and walkway are generally intact. Some minor yard patches and normal wear are visible. Overall the exterior is in much better condition than the interior, but exterior mechanical/electrical hookups and drainage were not fully verified."
}
],
"red_flags": [
"Exposed electrical wiring and hanging fixtures",
"Ceilings removed/partially collapsed (open roof/joist exposure)",
"No visible smoke and CO detectors / life-safety devices",
"Plumbing fixtures removed / open drains and rough-ins",
"Utilities off per listing — systems cannot be tested",
"Interior structural finishes extensively removed making unit uninhabitable"
],
"confidence": 0.85,
"assumptions": [
"Listing statement 'partially gutted' and 'no utilities for inspections' is accurate; utilities are off during evaluation.",
"Exterior AC condenser indicates an HVAC system existed but interior components (air handler/furnace) may be removed or inoperable; operation not verified without utilities.",
"No smoke or carbon monoxide detectors are visible in photos; assume none installed or not functional.",
"Electrical panel and service were not photographed; exposed wiring in ceilings is assumed to be live/unsafe until tested.",
"No definitive evidence of major foundation movement or roof failure from exterior photos; assume structural framing (rafters/trusses) largely intact but interior ceiling damage may be from prior water intrusion.",
"Bathroom and kitchen fixtures removed; plumbing rough-ins visible but hot water and drainage functionality cannot be confirmed because utilities are off.",
"Bedroom egress windows appear present but their size/condition and emergency egress compliance not measured or verified."
],
"overall_score": 17.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This property is not Section 8 / HCV ready. The interior has been partially gutted with exposed ceiling joists, open wiring, removed drywall, and gutted plumbing/Kitchen—conditions that will fail an initial NSPIRE/HCV inspection. Exterior and yard are in fair condition, and an outdoor AC unit is present, but utilities are reportedly off and major systems and life-safety items (smoke/CO detectors, secure electrical enclosures, finished ceilings/walls, complete plumbing and hot water) are missing or compromised. Extensive rehabilitation and verification of electrical/plumbing/HVAC, plus reinstallation of finishes and detectors, are required before the unit could pass inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 8.0,
"rationale": "Interior is partially gutted in multiple rooms: ceilings and drywall removed, subfloor/concrete exposed, kitchen cabinets removed, plumbing stubbed, holes in walls. Multiple rooms show exposed studs and missing finishes. Missing appliances and fixtures throughout. These are major deferred-repair items that require full rehab (drywall, ceilings, finishes, interior doors, paint, flooring, kitchen/bath reinstall). Exterior cosmetic condition (brick front, lawn) is fair, but interior condition dominates score."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 10.0,
"rationale": "Multiple clear safety/code failures visible: exposed ceiling joists and numerous exposed electrical wires and light fixture bases; missing ceilings leaving wiring and junctions accessible; plumbing openings and capped drains in living areas; no visible smoke/CO detectors; likely no working utilities per listing (seller states no utilities). Egress windows appear present in bedrooms but not confirmed to meet size/egress requirements. Entry door appears intact but deadbolt presence not confirmed. These conditions are inspection-failing hazards as-is (electrical exposure, no detectors, open plumbing)."
},
{
"key": "systems_mechanical",
"label": "Major systems condition (HVAC, plumbing, electrical, roof)",
"score": 10.0,
"rationale": "HVAC condenser unit is present outside which suggests an installed system, but listing states no utilities for inspections and interior ducting/air handler not confirmed — ceiling openings show duct runs but condition unknown. Plumbing is gutted in kitchen/bath (supply lines visible and drains open/stubbed). Electrical wiring is exposed and light fixtures removed; service/panel not shown. Water heater not visible. Roof appears visually intact from exterior photo but interior ceiling removals could indicate prior leaks; attic/roof decking appears exposed but rafters mostly intact in photos. Overall systems require full verification/repair before passing."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 50.0,
"rationale": "Exterior photos show an intact brick front elevation, asphalt shingle roof (no visible large sag or missing areas from front view), maintained lawn and solid driveway. AC condenser present at side yard. Foundation appears level with short exposed stem wall; no obvious large settlement or standing water visible in photos. Some adjacent structure (garage/side building) looks serviceable. Exterior is in markedly better condition than interiors but still needs confirmation of roof integrity around areas where interior ceilings removed."
}
],
"red_flags": [
"Exposed electrical wiring and open light fixture bases in multiple rooms (electrical hazard).",
"Large areas of ceiling and interior drywall removed exposing joists and wiring (life-safety / weather intrusion).",
"Plumbing gutted/stubbed in kitchen/bath (no functional plumbing fixtures visible).",
"No utilities available per listing (seller states inspections cannot be performed with utilities off).",
"No visible smoke or carbon monoxide detectors; life-safety devices absent."
],
"confidence": 0.7,
"assumptions": [
"Listing statement 'No utilities for inspections/due diligence' is accurate and utilities are currently off.",
"Photos are representative of entire unit condition (no unseen rooms in substantially better condition).",
"Roof framing and rafters visible in photos are structurally intact where shown; no large unseen roof collapse.",
"No certified smoke or CO detectors are installed (none visible in photos).",
"Electrical service/panel condition is unknown and likely requires inspection due to exposed wiring.",
"Hot water heater is not present or not operational (not visible in photos).",
"Bedroom egress windows exist but have not been measured to confirm code compliance."
],
"overall_score": 16.0,
"rubric_version": "nsPIRE-v1-photo-assessment-2026-03"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "22 Halle Pl, Westwego, LA, 70094",
"aggregate": {
"summary": "Significant rehabilitation required. Exterior shell appears generally intact but interior has been partially gutted with large ceiling and wall openings, exposed wiring and plumbing, missing fixtures and no utilities—conditions that create multiple NSPIRE safety and systems failures. In current condition this property is unlikely to pass an initial Housing Choice Voucher inspection without substantial repairs and reinstallation of electrical, plumbing, ceilings, finishes and safety devices.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 14.3,
"rationale": "Interior is partially gutted with large areas of missing drywall, missing ceiling finishes, exposed wall studs, missing kitchen cabinets and appliance hookups and areas of bare subfloor/concrete. Floors and finishes are incomplete; several rooms require full drywall, flooring, trim and finish carpentry. Exterior brick shell and driveway appear intact but interior deferred maintenance is extensive. Missing appliances reduce readiness but are secondary to structural/finish rehab. Listing confirms property is sold 'as-is' and seller will not repair."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 60.0,
"rationale": "From exterior photos the brick shell, roofline and driveway appear generally intact and yard is maintained. No obvious major foundation settlement or active standing water visible at grade. The garage door and entry appear serviceable. Exterior paint and trim around eaves may need routine work but there is no clear severe exterior structural distress visible in available images."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 10.0,
"rationale": "Multiple NSPIRE risks observed: exposed electrical wiring hanging from open ceilings, large ceiling openings (collapsed/removed ceiling), exposed plumbing and open drain lines, no visible smoke/carbon monoxide detectors, and general trip/hazard risks from rough subfloor and debris. Windows are present in bedrooms but egress size and condition not verified. Listing states no utilities available for inspections, preventing verification of functioning plumbing, hot water, HVAC, and electrical safety. These conditions would very likely cause an initial inspection failure until corrected."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 13.3,
"rationale": "An exterior HVAC condensing unit is visible, but listing states no utilities and operability unknown. Interior shows removed ceiling and exposed HVAC ducting in places; electrical wiring is exposed and service status is unknown (panel not pictured). Plumbing supply/drain lines are exposed and fixtures removed. Roof appears intact from exterior photos, but interior ceiling removals and damaged rafters suggest previous roof leaks or removal for remediation; water intrusion history is likely. Overall mechanical systems need comprehensive verification and probable repair/replacement."
}
],
"red_flags": [
"Exposed electrical wiring and fixtures (electrical hazard)",
"Large collapsed/removed ceilings with exposed rafters (collapsed ceilings / structural exposure)",
"Extensive interior gutting with exposed plumbing and open drain/fixture points (exposed subfloor / plumbing hazard)",
"No utilities available for inspection (prevents verification of hot water, HVAC, electrical safety)"
],
"confidence": 0.7,
"assumptions": [
"Utilities (water, electric, gas) are disconnected per listing note; systems could not be functionally tested.",
"Exterior HVAC condenser observed may be present but is assumed not operational until utilities are connected and unit tested.",
"Electrical service panel and meter are not pictured; assume service disconnected or not verified given exposed branch wiring and seller note.",
"Roof may be intact externally but interior ceiling removal indicates past water intrusion or demolition to investigate/repair; assume some roof/attic repairs may be required.",
"No smoke or CO detectors are visible in photos; assume none are installed or they are non-functional given lack of utilities.",
"Bedroom egress windows exist but compliance (size, opening) not verified from photos; assumed marginal until measured.",
"No rental history in last 5 years (per provided snapshot) so rental activity not factored into score."
],
"score_method": "mean_of_criteria",
"overall_score": 20.6,
"rubric_version": "ns-pire-v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8671266340"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.