712 Avenue F, Marrero, LA, 70072
Marrero, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 26.10%
Confidence: 95.00%
Major rehabilitation required. Interior is extensively gutted with pervasive water/ceiling damage, exposed stud walls, and missing finishes; multiple NSPIRE safety and habitability failures are present or highly likely (no visible smoke/CO detectors, ceiling holes, mold/moisture risk, exposed wall cavities). Exterior appears serviceable and utilities are on, and an exterior HVAC unit is present, but the property is not rent-ready and would almost certainly fail an initial Section 8/HCV inspection in its current state. Substantial repair/reconstruction (walls, ceilings, mold remediation, mechanical checks, installation of detectors, electrical and plumbing remediation) is required before passing.
Property Fundamentals
Property Description
Excellent opportunity for investors or renovators looking for their next project! This property is partially gutted, offering a true blank canvas to redesign and customize to your specifications. Large rear yard with rear yard access. The utilities are currently on, allowing for easier inspections and an immediate start to your renovation work. Located in Marrero, this home is ready to be brought back to life. Sold as-is. This is a Fannie Mae Property.
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Risk and Criteria Detail
Red Flags
- success
- Extensive ceiling damage with holes and peeling (risk of collapse/falling debris and indicator of active/previous leaks)
- Large areas stripped to studs with open wall cavities (exposed electrical, insulation, and mold risk)
- Likely mold/moisture contamination evident from staining and delamination
- No visible smoke or carbon monoxide detectors in interior photos
- Unfinished electrical/possible exposed wiring in wall cavities and near outlets
Assumptions
- Utilities are active (listing states utilities are on) and exterior electrical service and A/C unit are at least physically connected.
- No smoke or carbon monoxide detectors are installed or visible in interior photos; detectors will need to be installed/replaced to pass inspection.
- Water intrusion is recent or recurrent given ceiling staining and peeling; mold growth is likely in affected cavities and will require remediation.
- Electrical panel and major feeders are present at the exterior service shown, but internal branch-circuit condition is unknown and may require rewiring where wall cavities are exposed.
- Hot water heater and bathroom fixtures are present but not shown; their operational status is unknown and should be verified before inspection.
- Structural framing (joists, studs) appears intact in photos but wood in wet areas may have rot; a structural carpentry assessment is recommended.
- Missing appliances (stove/fridge) are not treated as primary safety failures but will be needed for rental readiness.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,043 | $155,200 | $15,520 |
| 2024 | $2,037 | $155,200 | $15,520 |
| 2023 | $2,128 | $155,200 | $15,520 |
| 2022 | $2,076 | $155,200 | $15,520 |
| 2021 | $1,963 | $155,200 | $15,520 |
| 2020 | $1,921 | $155,200 | $15,520 |
| 2019 | $2,016 | $155,200 | $15,520 |
| 2018 | $1,891 | $155,200 | $15,520 |
| 2017 | $1,818 | $155,200 | $15,520 |
| 2016 | $1,784 | $155,200 | $15,520 |
| 2015 | $1,779 | $152,200 | $15,220 |
| 2014 | $1,759 | $152,200 | $15,220 |
| 2013 | $1,751 | $152,200 | $15,220 |
| 2012 | $892 | $152,200 | $15,220 |
| 2011 | $857 | $149,000 | $14,900 |
| 2010 | $1,602 | $149,000 | $14,900 |
| 2009 | $1,599 | $149,000 | $14,900 |
| 2008 | $792 | — | $14,900 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-06-07 | Sold | — |
Photo Gallery
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"County: Jefferson",
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"Property Subtype: Single Family - Detached"
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"Year Built: 1930",
"Building Area Total: 4139",
"Building Exterior Type: Stucco",
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"Property Age: 96",
"Levels or Stories: 2.00000",
"House Style: Colonial",
"Total Area Sqft: 6158",
"Year Built Source: Estimated"
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"down_payment_amount": 18000.0,
"property_tax_annual": 2104.29,
"property_tax_monthly": 175.36,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 8807.3,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 733.94,
"cash_on_cash_return_after_debt": 0.49
},
"section8_assessment": {
"runs": [
{
"summary": "Major rehabilitation required. Interior is extensively gutted with pervasive water/ceiling damage, exposed stud walls, and missing finishes; multiple NSPIRE safety and habitability failures are present or highly likely (no visible smoke/CO detectors, ceiling holes, mold/moisture risk, exposed wall cavities). Exterior appears serviceable and utilities are on, and an exterior HVAC unit is present, but the property is not rent-ready and would almost certainly fail an initial Section 8/HCV inspection in its current state. Substantial repair/reconstruction (walls, ceilings, mold remediation, mechanical checks, installation of detectors, electrical and plumbing remediation) is required before passing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 10.0,
"rationale": "Interior is partially gutted with extensive missing drywall/plaster (many rooms stripped to studs/lath), water-damaged/peeling ceilings, holes in ceilings and walls, base trim and lower walls damaged, and several fixtures/appliance spaces empty. Kitchen cabinets remain but finishes are severely compromised. These are major visible deferred-maintenance and cosmetic/finish repairs; missing appliances and finishes lower score but are counted as part of a larger gut-renovation scope."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 15.0,
"rationale": "Multiple NSPIRE safety failures are likely from the photos: large areas of exposed stud walls and open wall cavities, ceiling holes and severe ceiling deterioration (risk of falling material), visible past water intrusion (staining and delamination) suggesting mold/moisture issues, no visible smoke or CO detectors, and areas where electrical boxes/outlets are adjacent to open studs (potential exposed wiring). Exterior entry has security gate/locks but interior egress windows/bedroom egress and functioning detectors are not confirmed. These conditions constitute likely inspection failures until repaired and certified safe."
},
{
"key": "systems_mechanical",
"label": "Systems & mechanical condition",
"score": 25.0,
"rationale": "An exterior A/C condensing unit and electrical service/meter are visible, and listing states utilities are on. However, significant ceiling/wall water damage raises concern about HVAC ducting, water heater and plumbing integrity (not shown), and potential electrical system impacts. No water heater is visible in photos. Given visible damage but presence of active service and exterior unit, systems appear present but their operational and code-compliant condition is uncertain and likely requires inspection/repairs."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 70.0,
"rationale": "Exterior brick walls, roofline and driveway appear intact from photos; rear yard and access look serviceable and there is an intact A/C unit and service conduit. No obvious foundation displacement, large exterior cracks, or standing water were visible in exterior shots. Security bars on windows and a gated front entry are present. Exterior condition is substantially better than the interior, but a thorough roof and flashing check is recommended given interior water damage."
}
],
"red_flags": [
"Extensive ceiling damage with holes and peeling (risk of collapse/falling debris and indicator of active/previous leaks)",
"Large areas stripped to studs with open wall cavities (exposed electrical, insulation, and mold risk)",
"Likely mold/moisture contamination evident from staining and delamination",
"No visible smoke or carbon monoxide detectors in interior photos",
"Unfinished electrical/possible exposed wiring in wall cavities and near outlets"
],
"confidence": 0.7,
"assumptions": [
"Utilities are active (listing states utilities are on) and exterior electrical service and A/C unit are at least physically connected.",
"No smoke or carbon monoxide detectors are installed or visible in interior photos; detectors will need to be installed/replaced to pass inspection.",
"Water intrusion is recent or recurrent given ceiling staining and peeling; mold growth is likely in affected cavities and will require remediation.",
"Electrical panel and major feeders are present at the exterior service shown, but internal branch-circuit condition is unknown and may require rewiring where wall cavities are exposed.",
"Hot water heater and bathroom fixtures are present but not shown; their operational status is unknown and should be verified before inspection.",
"Structural framing (joists, studs) appears intact in photos but wood in wet areas may have rot; a structural carpentry assessment is recommended.",
"Missing appliances (stove/fridge) are not treated as primary safety failures but will be needed for rental readiness."
],
"overall_score": 25.0,
"rubric_version": "nsprite-2026-1.0"
},
{
"summary": "Property is a major rehab project and is not rent-ready. Interior is largely gutted with missing drywall, ceiling damage, holes, exposed electrical boxes/wiring and likely water-related damage; these are inspection-fail items under NSPIRE (electrical hazards, damaged ceilings, potential mold and blocked egress due to security bars). Exterior and roof appear serviceable and HVAC condenser is present, but extensive interior reconstruction and systems remediation (electrical, plumbing, ceiling/roof repairs, smoke/CO detectors, egress remediation) are required before a Housing Choice Voucher inspection could pass.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 15.0,
"rationale": "Interior is partially gutted in most rooms with drywall removed to studs, missing wall finishes, damaged/peeling ceilings, holes in ceilings and walls, and areas of saturated-looking base walls around the kitchen. Several interior finishes (trim, baseboards, some flooring) are missing or damaged. Kitchen cabinets remain but appliances are missing or removed. This is major cosmetic and finish rehab across the property; missing appliances reduce readiness but are not the primary failure. Overall condition requires full interior reconstruction."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 10.0,
"rationale": "Multiple life-safety and NSPIRE risks visible: large areas of exposed studs and open wall cavities with visible electrical boxes and likely exposed wiring; significant ceiling damage with holes (potential falling/structural hazard); windows and sliding opening show security bars/gates which may prevent emergency egress (egress failure risk); no visible smoke or CO detectors; water-damaged finishes and mold risk. These conditions would very likely cause an initial Section 8/NSPIRE fail until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 30.0,
"rationale": "Exterior photos show a modern split-system A/C condensing unit present, and the listing notes utilities are on; roof appears intact from exterior photos (shingles look serviceable). However interior ceiling water damage indicates prior or active leaks with potential damage to HVAC/plumbing/electrical pathways. Electrical appears to have open boxes and exposed circuits behind removed drywall requiring rewiring/repairs. Plumbing fixtures (kitchen sink) appear present but water heater location/condition not shown. Systems are partially present but require inspection and repairs — moderate to major mechanical work likely."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Brick exterior and roofline appear intact; driveway, yard and rear access look serviceable. No visible foundation failure or major exterior structural issues in provided photos. HVAC condenser and meter are in place. Yard and walkways show normal wear but no standing water or major safety hazards visible. Exterior condition is the strongest area relative to interior."
}
],
"red_flags": [
"Exposed electrical wiring and open electrical boxes behind removed drywall (electrical hazard).",
"Large areas of missing drywall and wall finishes to studs throughout interior (not livable).",
"Ceiling water damage with holes and peeling — risk of active leaks and falling debris.",
"Security bars/gates on windows/sliding door that likely impair emergency egress.",
"No visible smoke or carbon monoxide detectors in photos.",
"High mold/moisture risk inferred from water-damaged ceilings and walls."
],
"confidence": 0.6,
"assumptions": [
"Listing statement 'utilities are currently on' is accurate and electrical and water can be energized for inspection.",
"Ceiling staining and extensive wall removal are the result of prior flood/water intrusion or heavy water damage; some leaks may be repaired but interior finish damage remains.",
"Window/door security bars seen in photos may not be approved egress — assumed they are fixed and would need modification unless they are releasable (not shown).",
"Kitchen plumbing and sink appear present; water heater location and operational status are not shown and assumed unknown.",
"No recent rental history available; rental_history_activity criterion excluded from overall score per instructions."
],
"overall_score": 27.0,
"rubric_version": "2026-03-hcv-nspire-v1"
},
{
"summary": "Property is not Section 8 rent-ready. Extensive interior gutting, widespread water/ceiling damage, exposed wall cavities and probable mold risk create multiple NSPIRE safety and habitability failures. Exterior shell and yard are in relatively good condition, and HVAC condenser is present, but major remediation (drywall replacement, mold remediation, roof/plumbing repair, electrical inspection/repairs, smoke/CO detectors, egress verification) is required before an initial HCV inspection would pass. Estimated category: Significant repairs needed (21-40).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 15.0,
"rationale": "Interior is largely gutted with drywall removed throughout multiple rooms, large ceiling damage and holes, damaged base walls, and missing finishes. Kitchen cabinets remain but walls and some trim are missing; floors are inconsistent and show damage/staining. Missing interior finishes and significant cosmetic/finish repairs required before habitation. Missing appliances are present but are a minor part of the overall scope compared with the extensive gut work."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 10.0,
"rationale": "Multiple safety risks visible: pervasive open wall cavities exposing framing and likely wiring, ceiling with extensive water staining and holes (risk of collapse and active leaks), visible mold-like staining at lower walls in kitchen, no visible smoke/CO detectors, and security bars on windows/doors which may impede egress if not releasable. These conditions represent likely NSPIRE failures until repaired/remediated."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical",
"score": 30.0,
"rationale": "Exterior HVAC condenser is present (suggests central system), and utilities reportedly on. However interior ceiling damage indicates past roof or plumbing leaks that may have impacted ducting, insulation, and electrical. Water heater and electrical panel not shown. Systems may be repairable but require inspection and likely partial replacement/repairs (roof leak repair, electrical verification, plumbing/hot water confirmation)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Exterior brick shell, roofline and driveway appear intact in photos; yard is maintained and accessible. No standing water observed at time of photos, AC condenser installed, and rear yard access present. Some soiling on lower brick and general age-related wear, but no visible foundation movement, major envelope failure, or collapsed exterior elements."
}
],
"red_flags": [
"Extensive ceiling water damage and holes (risk of collapse / active leaks)",
"Pervasive missing drywall/exposed wall cavities throughout — creates code and safety failures (exposed wiring, pest/moisture exposure)",
"Visible mold-like staining and prior moisture damage at lower walls (requires remediation)",
"Potential electrical hazards from exposed wiring and unknown condition of panel/outlets",
"Window/door security bars that may obstruct emergency egress if not releasable"
],
"confidence": 0.6,
"assumptions": [
"Utilities are on as listed, so mechanical systems (electric/HVAC) can be tested, but only the exterior HVAC condenser is visible; full HVAC function is unverified.",
"Ceiling staining and missing drywall indicate past water intrusion; I assume at least one significant roof or plumbing leak occurred and that remediation is required.",
"Electrical panel and circuit condition are not shown; exposed wall cavities suggest wiring may be present and could be an electrical hazard that requires licensed electrician remediation.",
"Smoke and carbon monoxide detectors are not visible in photos; assume none are currently installed or they are non-functional.",
"Window security bars are present on front windows/doors; assume they are not quick-release and may fail egress requirements until modified.",
"No signs of structural foundation movement or major exterior envelope failure were observed; assume foundation is generally intact absent evidence to the contrary.",
"No recent rental history; property likely vacant and sold AS-IS requiring full rehab prior to tenancy."
],
"overall_score": 27.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "712 Avenue F, Marrero, LA, 70072",
"aggregate": {
"summary": "Major rehabilitation required. Interior is extensively gutted with pervasive water/ceiling damage, exposed stud walls, and missing finishes; multiple NSPIRE safety and habitability failures are present or highly likely (no visible smoke/CO detectors, ceiling holes, mold/moisture risk, exposed wall cavities). Exterior appears serviceable and utilities are on, and an exterior HVAC unit is present, but the property is not rent-ready and would almost certainly fail an initial Section 8/HCV inspection in its current state. Substantial repair/reconstruction (walls, ceilings, mold remediation, mechanical checks, installation of detectors, electrical and plumbing remediation) is required before passing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 13.3,
"rationale": "Interior is partially gutted with extensive missing drywall/plaster (many rooms stripped to studs/lath), water-damaged/peeling ceilings, holes in ceilings and walls, base trim and lower walls damaged, and several fixtures/appliance spaces empty. Kitchen cabinets remain but finishes are severely compromised. These are major visible deferred-maintenance and cosmetic/finish repairs; missing appliances and finishes lower score but are counted as part of a larger gut-renovation scope."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 70.0,
"rationale": "Exterior brick walls, roofline and driveway appear intact from photos; rear yard and access look serviceable and there is an intact A/C unit and service conduit. No obvious foundation displacement, large exterior cracks, or standing water were visible in exterior shots. Security bars on windows and a gated front entry are present. Exterior condition is substantially better than the interior, but a thorough roof and flashing check is recommended given interior water damage."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 11.7,
"rationale": "Multiple NSPIRE safety failures are likely from the photos: large areas of exposed stud walls and open wall cavities, ceiling holes and severe ceiling deterioration (risk of falling material), visible past water intrusion (staining and delamination) suggesting mold/moisture issues, no visible smoke or CO detectors, and areas where electrical boxes/outlets are adjacent to open studs (potential exposed wiring). Exterior entry has security gate/locks but interior egress windows/bedroom egress and functioning detectors are not confirmed. These conditions constitute likely inspection failures until repaired and certified safe."
},
{
"key": "systems_mechanical",
"label": "Systems & mechanical condition",
"score": 28.3,
"rationale": "An exterior A/C condensing unit and electrical service/meter are visible, and listing states utilities are on. However, significant ceiling/wall water damage raises concern about HVAC ducting, water heater and plumbing integrity (not shown), and potential electrical system impacts. No water heater is visible in photos. Given visible damage but presence of active service and exterior unit, systems appear present but their operational and code-compliant condition is uncertain and likely requires inspection/repairs."
}
],
"red_flags": [
"Extensive ceiling damage with holes and peeling (risk of collapse/falling debris and indicator of active/previous leaks)",
"Large areas stripped to studs with open wall cavities (exposed electrical, insulation, and mold risk)",
"Likely mold/moisture contamination evident from staining and delamination",
"No visible smoke or carbon monoxide detectors in interior photos",
"Unfinished electrical/possible exposed wiring in wall cavities and near outlets"
],
"confidence": 0.95,
"assumptions": [
"Utilities are active (listing states utilities are on) and exterior electrical service and A/C unit are at least physically connected.",
"No smoke or carbon monoxide detectors are installed or visible in interior photos; detectors will need to be installed/replaced to pass inspection.",
"Water intrusion is recent or recurrent given ceiling staining and peeling; mold growth is likely in affected cavities and will require remediation.",
"Electrical panel and major feeders are present at the exterior service shown, but internal branch-circuit condition is unknown and may require rewiring where wall cavities are exposed.",
"Hot water heater and bathroom fixtures are present but not shown; their operational status is unknown and should be verified before inspection.",
"Structural framing (joists, studs) appears intact in photos but wood in wet areas may have rot; a structural carpentry assessment is recommended.",
"Missing appliances (stove/fridge) are not treated as primary safety failures but will be needed for rental readiness."
],
"score_method": "mean_of_criteria",
"overall_score": 26.1,
"rubric_version": "nsprite-2026-1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8691773981"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.