Property ID: 8706206050
1052 Eli Ct, Gretna, LA, 70056
Gretna, LA
Money Down: $30,000
CoC Return: 23.94%
Monthly Cash Flow: $599
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$25,000
Closing Costs
$5,000
Total Down
$30,000
Investment Snapshot
Purchase Price
$125,000
Money Down
$30,000
Cash-on-Cash Return
23.94%
Rent
$1,645
Monthly Cash Flow
$599
Annual Cash Flow
$7,183
Debt Service / Mo
$665
Property Tax / Mo
$103
Insurance / Mo
$114
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,645
Payment Standard
$1,983
Rent
$1,645
Insurance
$114
Property Tax
$103
Management
$164
Utilities Allowance
$338
NOI (Monthly)
$1,264
Debt Service
$665
Cash Flow After Debt
$599
Quality Score: 74.90%
Confidence: 88.00%
Overall this 3-bed, 2.5-bath townhouse appears largely rent-ready with cosmetic updates, working kitchen and water-heating equipment present, and a functioning HVAC distribution visible. The most likely NSPIRE inspection failures would be absence of required smoke/carbon monoxide alarms and possible missing GFCI protection at kitchen/bath receptacles; those are relatively quick fixes. No visible structural, roof, or active-water-intrusion issues were observed in the photos. With installation/verification of smoke/CO alarms, confirmation of electrical safety (GFCI and panel) and proper dryer vent termination, the unit is likely to pass an initial HCV inspection within 1–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$338
Guaranteed Section 8 Rent (PS - Utilities)
$1,645
Property Management
$164
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$125,000
Beds
3
Baths
2.5
Living Area
1,458 sqft
Lot Size
2,178 sqft
Year Built
1988
Days on Market
13
Capital Outlay
$30,000
Debt Service
$665
Property Tax / Mo
$103
Insurance / Mo
$114
Utility Allowances
air_conditioning
$32
Selected based on the 3-bedroom value for a property with Central Air.
cooking
$10
Landlord provides the range. Fuel type is not specified; electric was chosen as the more expensive option and is consistent with the property data listing only an electric provider.
electric_monthly_fee
$26
Standard fixed monthly fee for electric service in this jurisdiction.
gas_monthly_fee
$0
Allowance is zero as the property is assumed to be all-electric, with no explicit mention of gas appliances or a gas provider.
heating
$12
Property has 'Central' heating. Assumed to be an electric heat pump to be consistent with the property having central air and only an electric provider listed.
mosquito_monthly_fee
$3
Standard fixed monthly fee for mosquito control service in Jefferson Parish.
other_electric
$45
Standard allowance for general electricity usage (e.g., lights, outlets) not covered by other specific items.
sewer
$94
Selected based on the 3-bedroom value, as the property listing confirms connection to 'Public Sewer'.
trash_collection
$23
Standard allowance for municipal trash collection, which is typical for this property type.
water
$70
Selected based on the 3-bedroom value, as the property listing confirms connection to 'Public' water.
water_heating
$23
Water heater fuel type not specified; electric was selected for consistency as only an electric provider is mentioned in the property data.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,363
DP3 Annual Estimate$1,363
DP1 Monthly Equivalent$114
DP3 Monthly Equivalent$114
Replacement Value$82,400
Basis1,458 sqft / 1988
Nearby Houses
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42 Azalea Dr
sold · 0.09 mi
Price: $215,000
3 bd / 2 ba · 1,748 sqft
Latest sale: — on May 18, 2021
Latest rent: —
Photo unavailable
1653 Gary Ct
sold · 0.12 mi
Price: $299,000
— bd / — ba · 4,200 sqft
Latest sale: —
Latest rent: —
Photo unavailable
250 Willow Dr
for_sale · 0.12 mi
Price: $299,000
4 bd / 3 ba · 1,850 sqft
Latest sale: — on Apr 30, 2021
Latest rent: —
Photo unavailable
1657 Gary Ct
for_sale · 0.13 mi
Price: $389,000
8 bd / 8 ba · 4,200 sqft
Latest sale: — on Jul 20, 2021
Latest rent: —
Photo unavailable
937 Robert St
off_market · 0.14 mi
Price: $280,000
3 bd / 2 ba · 2,510 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1661 Alexander Ct
off_market · 0.15 mi
Price: $1,295
2 bd / 2 ba · 1,350 sqft
Latest sale: —
Latest rent: $850 on Jul 10, 2020
Photo unavailable
1665 Alexander Ct
off_market · 0.16 mi
Price: $1,295
2 bd / 2 ba · 1,350 sqft
Latest sale: —
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms in photos — required and common cause for an automatic fail.
- GFCI protection at kitchen and bathroom receptacles not verifiable from photos — may require installation.
- Dryer vent termination and exterior vent condition not shown; improper dryer venting can be a safety/hazard issue if vented improperly.
Assumptions
- Photos represent the entirety of the unit being rented (no separate basement or detached structures hidden from photos).
- Central HVAC is operational even though the actual furnace/air handler is not shown (presence of vents and thermostat indicates system exists).
- Water heater shown is functional and provides hot water (no photos of temperature/operation).
- Electrical panel condition and location are not shown; assume standard code-compliant installation unless uncovered by an inspection.
- Smoke and CO alarms are not present (none visible in photos) and will need to be installed unless present but not photographed.
- Kitchen and bathroom receptacles may not have GFCI protection — this cannot be confirmed visually in photos.
- Dryer vent routing and outside termination are not visible and are assumed unknown; proper termination may be needed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,200 | $90,200 | $9,020 |
| 2024 | $1,196 | $90,200 | $9,020 |
| 2023 | $1,179 | $90,200 | $9,020 |
| 2022 | $1,149 | $90,200 | $9,020 |
| 2021 | $480 | $40,000 | $4,000 |
| 2020 | $476 | $40,000 | $4,000 |
| 2019 | $489 | $40,000 | $4,000 |
| 2018 | $457 | $40,000 | $4,000 |
| 2017 | $438 | $40,000 | $4,000 |
| 2016 | $429 | $40,000 | $4,000 |
| 2015 | $449 | $40,900 | $4,090 |
| 2014 | $444 | $40,900 | $4,090 |
| 2013 | $429 | $40,900 | $4,090 |
| 2012 | $429 | $40,900 | $4,090 |
| 2011 | $420 | $40,000 | $4,000 |
| 2010 | $409 | $40,000 | $4,000 |
| 2009 | $409 | $40,000 | $4,000 |
| 2008 | $405 | — | $4,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Sold | — |
| 2021-12-06 | Sold | — |
Photo Gallery
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{
"tax": 1196,
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},
{
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},
{
"tax": 1149,
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{
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{
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"assessment": {
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{
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{
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"assessment": {
"land": 780,
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{
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"assessment": {
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{
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"assessment": {
"land": 780,
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{
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"assessment": {
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{
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"market": {
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"assessment": {
"land": 740,
"total": 4090,
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{
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"assessment": {
"land": 740,
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{
"tax": 429,
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"market": {
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"assessment": {
"land": 740,
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{
"tax": 420,
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"assessment": {
"land": 740,
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},
{
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"market": {
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"assessment": {
"land": 740,
"total": 4000,
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},
{
"tax": 409,
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"assessment": {
"land": 740,
"total": 4000,
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{
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{
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"listing": {
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"list_date": "2026-01-06T12:30:04Z",
"list_price": 125000,
"listing_id": "2990015063",
"last_update_date": "2026-02-13T19:09:12Z",
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"source_listing_id": "2536266",
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{
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"price_sqft": null,
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"price_change": 0,
"days_after_listed": null,
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},
{
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"price": 0,
"listing": {
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"list_date": "2022-06-06T09:30:31Z",
"list_price": 99995,
"listing_id": "2933444517",
"last_update_date": "2021-12-07T11:19:17Z",
"last_status_change_date": "2022-06-06T09:30:31Z"
},
"event_name": "Listing removed",
"price_sqft": 0,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2314157",
"price_change_percentage": null
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{
"date": "1988-03-01",
"price": 0,
"listing": null,
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"price_sqft": null,
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"days_after_listed": null,
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}
},
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"processing_status": {
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"eligible": true,
"min_score": 60.0,
"overall_score": 74.9
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"rent_price": 1645.0,
"loan_amount": 100000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1052-Eli-Ct_Gretna_LA_70056_M87062-06050",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 125000.0,
"loan_term_years": 30,
"annual_cash_flow": 15167.0,
"mortgage_monthly": 665.3,
"payment_standard": 1983.0,
"total_amount_out": 25000.0,
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"down_payment_rate": 0.2,
"insurance_monthly": 113.58,
"monthly_cash_flow": 1263.92,
"property_tax_rate": null,
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"sources": [
"file:///Users/chris/Github/RentalProperties/utility_allowance_fetcher/temp_agent/simple_with_context/data/LA270/sources/utility/wp-content_uploads_2026_01_UTILITYALLOW.SINGLE.FAMILY.2026.raster.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected based on the 3-bedroom value for a property with Central Air.",
"utility": "air_conditioning",
"allowance": 32
},
{
"note": "Landlord provides the range. Fuel type is not specified; electric was chosen as the more expensive option and is consistent with the property data listing only an electric provider.",
"utility": "cooking",
"allowance": 10
},
{
"note": "Standard fixed monthly fee for electric service in this jurisdiction.",
"utility": "electric_monthly_fee",
"allowance": 26
},
{
"note": "Allowance is zero as the property is assumed to be all-electric, with no explicit mention of gas appliances or a gas provider.",
"utility": "gas_monthly_fee",
"allowance": 0
},
{
"note": "Property has 'Central' heating. Assumed to be an electric heat pump to be consistent with the property having central air and only an electric provider listed.",
"utility": "heating",
"allowance": 12
},
{
"note": "Standard fixed monthly fee for mosquito control service in Jefferson Parish.",
"utility": "mosquito_monthly_fee",
"allowance": 3
},
{
"note": "Standard allowance for general electricity usage (e.g., lights, outlets) not covered by other specific items.",
"utility": "other_electric",
"allowance": 45
},
{
"note": "Selected based on the 3-bedroom value, as the property listing confirms connection to 'Public Sewer'.",
"utility": "sewer",
"allowance": 94
},
{
"note": "Standard allowance for municipal trash collection, which is typical for this property type.",
"utility": "trash_collection",
"allowance": 23
},
{
"note": "Selected based on the 3-bedroom value, as the property listing confirms connection to 'Public' water.",
"utility": "water",
"allowance": 70
},
{
"note": "Water heater fuel type not specified; electric was selected for consistency as only an electric provider is mentioned in the property data.",
"utility": "water_heating",
"allowance": 23
}
],
"cash_on_cash_return": 0.61,
"down_payment_amount": 25000.0,
"property_tax_annual": 1236.0,
"property_tax_monthly": 103.0,
"property_tax_increase": 0.03,
"utility_allowance_total": 338.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
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"effective_date": "2025-01-01"
},
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"property_management_monthly": 164.5,
"monthly_cash_flow_after_debt": 598.61,
"cash_on_cash_return_after_debt": 0.29
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"runs": [
{
"summary": "Overall this 3-bed, 2.5-bath townhouse appears largely rent-ready with cosmetic updates, working kitchen and water-heating equipment present, and a functioning HVAC distribution visible. The most likely NSPIRE inspection failures would be absence of required smoke/carbon monoxide alarms and possible missing GFCI protection at kitchen/bath receptacles; those are relatively quick fixes. No visible structural, roof, or active-water-intrusion issues were observed in the photos. With installation/verification of smoke/CO alarms, confirmation of electrical safety (GFCI and panel) and proper dryer vent termination, the unit is likely to pass an initial HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior finishes appear recently painted and clean; tile and LVP flooring look in good condition; kitchen cabinets and counters look updated. Appliances (electric range, refrigerator, dishwasher) are present though range shows cosmetic wear — missing or older appliances would be moderate issues but not catastrophic. Minor driveway cracking and minor exterior wear visible. No visible major deferred maintenance inside or outside from photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "No smoke detectors or carbon monoxide alarms are visible in the provided photos — absence of properly located smoke/CO alarms is commonly an immediate fail on NSPIRE. Bedroom egress appears provided (bedroom with French doors to balcony and multiple windows shown). Entry door looks secure and stair has a handrail. No exposed wiring or obvious plumbing leaks visible. GFCI protection for kitchen/bath receptacles is not clearly visible and should be confirmed; dryer vent termination and exhaust configuration not shown. Overall moderate inspection risk until alarms/GFCI are confirmed/installed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof, Water Heater)",
"score": 75.0,
"rationale": "Central HVAC supply/return vents and a wall thermostat are visible, indicating a conditioned system likely present. Water heater is visible in laundry area and appears recently labeled; plumbing fixtures (kitchen sink, bathroom vanity, toilet) appear functional. Roof shingles visible from front appear intact with no visible sag or active leak indicators. Electrical panel not pictured so condition unknown. Mechanical systems appear present and generally serviceable based on photos, but verification of HVAC operation, electrical panel condition, and hot water function will be required at inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Brick facade and siding around balcony appear intact; balcony railing present and looks structurally sound from photos. Driveway has some cracking but is usable; small front yard looks maintained. No evidence of standing water, major foundation cracks, or infestation in exterior photos. Satellite dish and neighboring units are present but do not indicate property-level risk. Exterior overall is in good/maintained condition for occupancy."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos — required and common cause for an automatic fail.",
"GFCI protection at kitchen and bathroom receptacles not verifiable from photos — may require installation.",
"Dryer vent termination and exterior vent condition not shown; improper dryer venting can be a safety/hazard issue if vented improperly."
],
"confidence": 0.7,
"assumptions": [
"Photos represent the entirety of the unit being rented (no separate basement or detached structures hidden from photos).",
"Central HVAC is operational even though the actual furnace/air handler is not shown (presence of vents and thermostat indicates system exists).",
"Water heater shown is functional and provides hot water (no photos of temperature/operation).",
"Electrical panel condition and location are not shown; assume standard code-compliant installation unless uncovered by an inspection.",
"Smoke and CO alarms are not present (none visible in photos) and will need to be installed unless present but not photographed.",
"Kitchen and bathroom receptacles may not have GFCI protection — this cannot be confirmed visually in photos.",
"Dryer vent routing and outside termination are not visible and are assumed unknown; proper termination may be needed."
],
"overall_score": 75.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "This townhouse appears largely rent-ready with solid cosmetic condition, functioning kitchen appliances (range, fridge, dishwasher), intact flooring, and visible HVAC vents and water heater. The most significant inspection risks are missing or unverified life-safety items: smoke detectors and CO alarms, and lack of clearly visible GFCI protection in kitchen/bath. Entry locking hardware (deadbolt) is not evident. No major structural, roof, or plumbing failures are visible. With installation/verification of detectors, GFCI outlets where required, and confirmation of working HVAC/electrical panel, this unit would likely pass an initial HCV/NSPIRE inspection within a short timeline (1–4 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show a generally well-maintained townhouse with recent paint, intact tile and new-looking vinyl plank flooring, functional cabinets/counters and existing kitchen appliances (range, refrigerator, dishwasher). Minor cosmetic issues: odd red carpet in laundry area, small driveway cracking, some scuffs/trim touch-ups likely needed. No large-scale deferred maintenance visible. Missing or worn minor items are easy-to-fix capital items."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No obvious life-threatening hazards in photos (no sagging ceilings, visible mold, or active leaks). Bedroom egress appears acceptable (French doors to balcony). However, smoke detectors and carbon-monoxide alarms are not visible in the photos and may be missing — absence would trigger immediate NSPIRE/Section 8 fails. GFCI protection at visible kitchen/bath outlets is not verifiable and likely missing; required in kitchens/baths. Entry door shows only a knob in photos; a deadbolt/secure lock not clearly evident. These missing/unverified life-safety items lower the score despite generally good visible condition."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, water heater, roof)",
"score": 70.0,
"rationale": "Photos show ceiling/return vents consistent with central HVAC (no outdoor condensing unit shown but presence of vents indicates system exists). Water heater is present in laundry/utility closet and appears intact. Plumbing fixtures (kitchen sink, bathroom sink/toilet) appear functional. Roof shingles visible from front look serviceable with no obvious active leaks or sagging. Electrical panel and circuit labeling are not shown; no exposed wiring observed. Because major systems are present and visually intact but not fully verifiable from photos, score is moderate-high."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 80.0,
"rationale": "Brick façade and balcony/railing appear intact and in good condition. Front yard and walkway are maintained; only minor driveway cracking is visible. No standing water or obvious drainage or foundation movement visible in photos. Satellite dish attached but not a safety issue. Overall exterior condition is good and low-risk for inspection."
}
],
"red_flags": [
"No visible smoke detectors or carbon-monoxide alarms in photographed living and sleeping areas (may cause immediate inspection fail).",
"GFCI protection in kitchen and bathroom outlets not verifiable from photos (inspection risk).",
"No clearly visible deadbolt on primary entry door (security requirement may not be met)."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operational (ceiling vents visible) though external condenser is not photographed.",
"Water heater shown is electric and in working condition; no active leaks are evident in photos.",
"Kitchen appliances (stove, refrigerator, dishwasher) are present and functional as pictured.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and are assumed not to be verified; they may be absent or not located per NSPIRE standards.",
"GFCI protection at kitchen and bathroom outlets is not clearly visible and is assumed not verified.",
"Electrical panel exists and is intact but was not photographed; its condition is unknown.",
"No significant hidden structural or roof issues are present since there are no visible stains, sagging, or large cracks in the photos."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Based on photos and the property snapshot, this 3-bed, 2.5-bath townhouse-style unit appears largely turnkey for a Housing Choice Voucher inspection with only minor, readily repairable items likely needed. Interior finishes, fixtures and appliances are present and in fair-to-good condition; structural or life-safety failures are not apparent. The main inspection risks are verification of required detectors (smoke and CO), confirmation of GFCI protection in kitchen/bath, and confirmation that HVAC, water heater and electrical systems are operational. Addressing those verification items or installing detectors/GFCIs (if missing) should make this property likely to pass an initial NSPIRE/HCV inspection within 1-2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 80.0,
"rationale": "Interior and exterior photos show generally good cosmetic condition: recently painted walls, intact tile and laminate floors, cabinets in acceptable condition, and appliances (refrigerator and electric stove) present. Minor cosmetic issues only (driveway crack, small carpet on laundry room, slight wear on stove) and no visible water stains or damaged drywall. Missing/older items (coil-top stove) reduce score slightly but are repairable and not structural."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No obvious life‑threatening hazards visible: stair handrail present, balcony guardrail present, windows and bedroom door appear to provide egress, no visible exposed wiring, no visible mold or active leaks. Photos do not clearly show smoke detectors in each sleeping area or a carbon monoxide alarm; kitchen GFCI status at sink outlet is not verifiable from photos. These uncertainties create moderate inspection risk but can likely be remedied quickly if absent."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof, water heater)",
"score": 75.0,
"rationale": "A central HVAC vent and thermostat are visible (indicating forced air likely present). Water heater visible and appears intact; plumbing fixtures and hot water access points appear functional. Roof shows typical aging and a patched area but no visible sagging or obvious failure. Electrical panel not shown; appliances are present (electric range). Without testing, system operability is assumed but not confirmed, so score is moderate-high."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and immediate grounds",
"score": 80.0,
"rationale": "Brick facade and siding look intact, driveway and walkway are serviceable with only minor cracking, front entry and balcony look secure. Yard and walkways appear maintained with no visible standing water, major drainage issues, or pest infestation. No visible foundation movement, major cracks, or collapsed elements in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Smoke detectors are not clearly visible in the photos; assume at least one detector is present in common area but bedrooms may need detectors installed or verified.",
"Carbon monoxide alarm presence is not shown; assume none visible and that one may need to be installed depending on local/utility requirements.",
"Central HVAC exists (thermostat and vents visible) and is operational, but no service records or a condenser/furnace photo were provided.",
"Water heater shown is electric and functioning; no evidence of active leaks or corrosion in provided photos.",
"Electrical panel location and condition were not shown; assume intact with no visible exposed wiring in living spaces.",
"Kitchen outlet GFCI protection near sink cannot be confirmed from photos and may require installation if not present.",
"No rental history in last 5 years (per snapshot); rental_history_activity excluded from scoring."
],
"overall_score": 78.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1052 Eli Ct, Gretna, LA, 70056",
"aggregate": {
"summary": "Overall this 3-bed, 2.5-bath townhouse appears largely rent-ready with cosmetic updates, working kitchen and water-heating equipment present, and a functioning HVAC distribution visible. The most likely NSPIRE inspection failures would be absence of required smoke/carbon monoxide alarms and possible missing GFCI protection at kitchen/bath receptacles; those are relatively quick fixes. No visible structural, roof, or active-water-intrusion issues were observed in the photos. With installation/verification of smoke/CO alarms, confirmation of electrical safety (GFCI and panel) and proper dryer vent termination, the unit is likely to pass an initial HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.0,
"rationale": "Interior finishes appear recently painted and clean; tile and LVP flooring look in good condition; kitchen cabinets and counters look updated. Appliances (electric range, refrigerator, dishwasher) are present though range shows cosmetic wear — missing or older appliances would be moderate issues but not catastrophic. Minor driveway cracking and minor exterior wear visible. No visible major deferred maintenance inside or outside from photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Brick facade and siding around balcony appear intact; balcony railing present and looks structurally sound from photos. Driveway has some cracking but is usable; small front yard looks maintained. No evidence of standing water, major foundation cracks, or infestation in exterior photos. Satellite dish and neighboring units are present but do not indicate property-level risk. Exterior overall is in good/maintained condition for occupancy."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 65.0,
"rationale": "No smoke detectors or carbon monoxide alarms are visible in the provided photos — absence of properly located smoke/CO alarms is commonly an immediate fail on NSPIRE. Bedroom egress appears provided (bedroom with French doors to balcony and multiple windows shown). Entry door looks secure and stair has a handrail. No exposed wiring or obvious plumbing leaks visible. GFCI protection for kitchen/bath receptacles is not clearly visible and should be confirmed; dryer vent termination and exhaust configuration not shown. Overall moderate inspection risk until alarms/GFCI are confirmed/installed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof, Water Heater)",
"score": 73.3,
"rationale": "Central HVAC supply/return vents and a wall thermostat are visible, indicating a conditioned system likely present. Water heater is visible in laundry area and appears recently labeled; plumbing fixtures (kitchen sink, bathroom vanity, toilet) appear functional. Roof shingles visible from front appear intact with no visible sag or active leak indicators. Electrical panel not pictured so condition unknown. Mechanical systems appear present and generally serviceable based on photos, but verification of HVAC operation, electrical panel condition, and hot water function will be required at inspection."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos — required and common cause for an automatic fail.",
"GFCI protection at kitchen and bathroom receptacles not verifiable from photos — may require installation.",
"Dryer vent termination and exterior vent condition not shown; improper dryer venting can be a safety/hazard issue if vented improperly."
],
"confidence": 0.88,
"assumptions": [
"Photos represent the entirety of the unit being rented (no separate basement or detached structures hidden from photos).",
"Central HVAC is operational even though the actual furnace/air handler is not shown (presence of vents and thermostat indicates system exists).",
"Water heater shown is functional and provides hot water (no photos of temperature/operation).",
"Electrical panel condition and location are not shown; assume standard code-compliant installation unless uncovered by an inspection.",
"Smoke and CO alarms are not present (none visible in photos) and will need to be installed unless present but not photographed.",
"Kitchen and bathroom receptacles may not have GFCI protection — this cannot be confirmed visually in photos.",
"Dryer vent routing and outside termination are not visible and are assumed unknown; proper termination may be needed."
],
"score_method": "mean_of_criteria",
"overall_score": 74.9,
"rubric_version": "nsPIRE-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8706206050"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.