Property ID: 8730377126
617 E Marlin Ct, Terrytown, LA, 70056
Terrytown, LA
Money Down: $56,400
CoC Return: 4.55%
Monthly Cash Flow: $214
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$47,000
Closing Costs
$9,400
Total Down
$56,400
Investment Snapshot
Purchase Price
$235,000
Money Down
$56,400
Cash-on-Cash Return
4.55%
Rent
$2,002
Monthly Cash Flow
$214
Annual Cash Flow
$2,566
Debt Service / Mo
$1,251
Property Tax / Mo
$193
Insurance / Mo
$144
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$144
Property Tax
$193
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,465
Debt Service
$1,251
Cash Flow After Debt
$214
Quality Score: 82.10%
Confidence: 92.00%
Property appears largely turnkey for Housing Choice Voucher/NSPIRE inspection. Well-maintained interior and exterior, recent cosmetic updates, working central HVAC, and installed kitchen appliances. Primary inspection uncertainties are CO detector presence, GFCI outlets, deadbolt on entry, and unshown items (electrical panel, water heater). These are likely quick fixes; overall the property should pass initial inspection after confirming/adding a CO alarm and verifying GFCI/deadbolt if missing.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$235,000
Beds
4
Baths
2.5
Living Area
1,850 sqft
Lot Size
—
Year Built
1978
Days on Market
141
Capital Outlay
$56,400
Debt Service
$1,251
Property Tax / Mo
$193
Insurance / Mo
$144
Property Description
REDUCED!!! Motivated Seller! Bring Offers! Terrytown home with 4 bedrooms and 2.5 bathrooms. Double driveway for ample parking. New paint and new upstairs flooring. No carpet!!! Large living room. Separate dining and breakfast area. Home is miles away from the Crescent City Connection. Minutes away from all the great shops of Terrytown. Large fenced backyard. Vinyl windows throughout. Central AC and Heat.
Utility Allowances
heating
$79
Property data explicitly states 'Gas: Natural' and 'Heating Features: One, Central'.
cooking
$14
Property data lists 'Range/Oven' and 'Gas: Natural', making a natural gas stove the most logical choice.
water_heating
$27
Natural gas is available for other major appliances (heating, cooking), making it the most probable and economical fuel for water heating.
other_electric
$77
This is a standard allowance for general electricity usage, including lighting, outlets, and the property's central cooling system.
water
$50
The property is connected to a public water source as stated in the details.
sewer
$54
The property is connected to the city sewer system as stated in the details.
trash_collection
$25
Standard municipal service for a single-family detached home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,730
DP3 Annual Estimate$1,730
DP1 Monthly Equivalent$144
DP3 Monthly Equivalent$144
Replacement Value$129,900
Basis1,850 sqft / 1978
Nearby Houses
Photo unavailable
633 E Marlin Ct
for_sale · 0.06 mi
Price: $285,000
5 bd / 3 ba · 2,050 sqft
Latest sale: —
Latest rent: —
Photo unavailable
617 W Niagara Cir
sold · 0.12 mi
Price: $215,000
4 bd / 2 ba · 1,900 sqft
Latest sale: —
Latest rent: —
Photo unavailable
625 W Niagara Cir
for_sale · 0.13 mi
Price: $214,900
3 bd / 3 ba · 1,630 sqft
Latest sale: —
Latest rent: —
Photo unavailable
548 W Marlin Ct
sold · 0.19 mi
Price: $199,000
4 bd / 3 ba · 2,290 sqft
Latest sale: — on Apr 14, 2021
Latest rent: —
Photo unavailable
544 W Marlin Ct
off_market · 0.19 mi
Price: $300,000
4 bd / 2 ba · 2,654 sqft
Latest sale: — on Feb 09, 2015
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Utilities (electricity, gas, water) are operational at time of inspection.
- Central AC/heat and exterior condenser are functional as described by listing; no major deferred mechanical repairs.
- No active roof leaks or interior water intrusion beyond visible photos.
- Bedroom windows provide required egress (based on visible window sizes), though exact measurements were not provided.
- Electrical panel and grounding are intact and compliant; no exposed wiring beyond what is visible.
- Hot water heater is present and operational (not pictured).
- Minor items (GFCI receptacles, deadbolt lock, CO alarm) may be missing or unshown but are assumed to be easy/quick corrections if required.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,249 | $169,100 | $16,910 |
| 2024 | $2,243 | $169,100 | $16,910 |
| 2023 | $2,210 | $169,100 | $16,910 |
| 2022 | $2,154 | $169,100 | $16,910 |
| 2021 | $2,030 | $169,100 | $16,910 |
| 2020 | $2,016 | $169,100 | $16,910 |
| 2019 | $1,594 | $130,400 | $13,040 |
| 2018 | $1,489 | $130,400 | $13,040 |
| 2017 | $1,427 | $130,400 | $13,040 |
| 2016 | $1,399 | $130,400 | $13,040 |
| 2015 | $1,433 | $130,400 | $13,040 |
| 2014 | $1,416 | $130,400 | $13,040 |
| 2013 | $1,368 | $130,400 | $13,040 |
| 2012 | $1,368 | $130,400 | $13,040 |
| 2011 | $1,360 | $129,500 | $12,950 |
| 2010 | $1,326 | $129,500 | $12,950 |
| 2009 | $1,326 | $129,500 | $12,950 |
| 2008 | $1,313 | — | $12,950 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2019-08-13 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2022-03-14 | Listed for rent | $2,300 | — |
Photo Gallery
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"Primary Bedroom Dimensions: 13.4' x 12.1'",
"Bedroom 1 Dimensions: 12.9' x 11.9'",
"Bedroom 2 Dimensions: 12.9' x 9.9'",
"Bedroom 3 Dimensions: 11.2' x 9.4'",
"Primary Bedroom Level: Second",
"Bedroom 1 Level: Second",
"Bedroom 2 Level: Second",
"Bedroom 3 Level: Second"
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"Living Room Level: First"
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"parent_category": "Interior"
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"1/2 Bathrooms: 1"
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"parent_category": "Interior"
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"category": "Heating and Cooling",
"parent_category": "Interior"
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{
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"Breakfast Room Dimensions: 9.4' x 9.4'",
"Breakfast Room Level: First",
"Dining Room Dimensions: 12.5' x 10.9'",
"Dining Room Level: First",
"Kitchen Dimensions: 12.1' x 11.1'",
"Kitchen Level: First"
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"category": "Kitchen and Dining",
"parent_category": "Interior"
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"category": "Exterior and Lot Features",
"parent_category": "Exterior"
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"text": [
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"Lot Size Dimensions: 60 x 115"
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"category": "Land Info",
"parent_category": "Exterior"
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"Parking Features: One, Garage, Off Street Parking"
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"category": "Garage and Parking",
"parent_category": "Exterior"
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{
"text": [
"Cable Tv,Ceiling Fan,No Carpet,Pull Down Attic Stairs,Smoke Alarm,Stainless Steel Appliances",
"Source Listing Status: Active",
"County: Jefferson",
"Source Property Type: Residential",
"Parcel Number: 02000008361",
"Property Subtype: Single Family - Detached"
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"parent_category": "Listing"
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"text": [
"Total Square Feet Living: 1850",
"Year Built: 1978",
"Building Area Total: 1850",
"Building Exterior Type: Aluminum Siding, Brick Veneer, Vinyl Siding",
"Foundation Details: Slab",
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{
"note": "This is a standard allowance for general electricity usage, including lighting, outlets, and the property's central cooling system.",
"utility": "other_electric",
"allowance": 77
},
{
"note": "The property is connected to a public water source as stated in the details.",
"utility": "water",
"allowance": 50
},
{
"note": "The property is connected to the city sewer system as stated in the details.",
"utility": "sewer",
"allowance": 54
},
{
"note": "Standard municipal service for a single-family detached home.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.37,
"down_payment_amount": 47000.0,
"property_tax_annual": 2316.47,
"property_tax_monthly": 193.04,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 2565.91,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": 213.83,
"cash_on_cash_return_after_debt": 0.05
},
"section8_assessment": {
"runs": [
{
"summary": "Property appears largely turnkey for Housing Choice Voucher/NSPIRE inspection. Well-maintained interior and exterior, recent cosmetic updates, working central HVAC, and installed kitchen appliances. Primary inspection uncertainties are CO detector presence, GFCI outlets, deadbolt on entry, and unshown items (electrical panel, water heater). These are likely quick fixes; overall the property should pass initial inspection after confirming/adding a CO alarm and verifying GFCI/deadbolt if missing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show fresh paint, new upstairs flooring, intact tile and laminate, updated kitchen cabinets and appliances present (stove, dishwasher, microwave). No visible major cosmetic damage, broken fixtures, or exposed subfloor. Missing minor items (e.g., outlet covers not visible) would be easy fixes. Overall appears move-in ready with only minor touch-ups likely."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 75.0,
"rationale": "Visible smoke detector in upstairs hallway (photo). Stairs have a handrail and guard; no collapsed ceilings, standing water, or obvious electrical hazards seen. However CO detector presence is not visible (important because a gas range is present), GFCI outlets in kitchen/baths are not clearly visible, and deadbolt on entry not confirmed. Bedroom egress likely acceptable based on window photos but not fully verifiable. These unknowns reduce the safety score moderately."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 80.0,
"rationale": "Listing and photos show central AC/heat and an exterior condenser unit. Roof shingles appear intact in exterior images. Kitchen shows a gas range and dishwasher — appliances appear installed. No visible evidence of active roof leaks, major plumbing failure, or exposed electrical wiring. Water heater and service panel not shown; assumed functional but unverified, so score reflects likely good condition but some system items unobserved."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Driveway and concrete surfaces look sound and generous parking provided. Brick siding and vinyl windows appear intact. Large fenced backyard looks maintained with good drainage slope away from house visible. No visible foundation cracking, standing water, or infestation signs. Roof shape and shingles look serviceable from photos."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Utilities (electricity, gas, water) are operational at time of inspection.",
"Central AC/heat and exterior condenser are functional as described by listing; no major deferred mechanical repairs.",
"No active roof leaks or interior water intrusion beyond visible photos.",
"Bedroom windows provide required egress (based on visible window sizes), though exact measurements were not provided.",
"Electrical panel and grounding are intact and compliant; no exposed wiring beyond what is visible.",
"Hot water heater is present and operational (not pictured).",
"Minor items (GFCI receptacles, deadbolt lock, CO alarm) may be missing or unshown but are assumed to be easy/quick corrections if required."
],
"overall_score": 81.0,
"rubric_version": "ns_2026_v1"
},
{
"summary": "Overall the property appears well-maintained and likely to pass an initial Section 8 (NSPIRE) inspection with only minor, quick fixes. Interior shows fresh paint, new upstairs flooring, functioning kitchen appliances, intact windows, and visible central HVAC. Key safety features such as smoke detection and egress appear present. Items not visible (carbon monoxide alarm, GFCI outlets, electrical panel condition, water heater age, deadbolt) should be confirmed; addressing those quickly (install CO alarm, confirm/replace GFCI, verify panel and hot water) would minimize inspection risk. With those verifications/fixes the home is rent-ready within 1-2 weeks to 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 90.0,
"rationale": "Interior and exterior photos show a well-maintained house: fresh paint, new upstairs plank flooring, tiled main level, intact cabinets and countertops, and functioning-looking kitchen appliances (gas range, microwave, dishwasher). No visible water stains, peeling paint, or damaged drywall. Minor cosmetic items (stair tread mats, typical wear) only. Missing or loose small items (outlet covers, minor trim) are not visible and would be easy/quick fixes."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 80.0,
"rationale": "Observed: smoke detector visible in upstairs hallway, secure-looking windows/egress for upstairs bedrooms, intact interior stair railings and small guard at top of stairs. No exposed wiring, no visible major trip hazards, and bathrooms/kitchen appear intact. Unknown or not visible: carbon monoxide alarm (required where fuel-burning appliances or attached garage present — attached garage is visible), GFCI protection at kitchen/bath outlets, deadbolt presence on main entry, and electrical panel condition. Because core safety items (smoke detector, egress, handrails) appear present, risk is moderate but there are several unverified NSPIRE checklist items that could fail if absent."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 80.0,
"rationale": "Listing and photos indicate central AC/heat and an exterior HVAC condenser unit visible at the rear. Kitchen has a gas range, indicating fuel appliances are present. Roof shingles and mansard upper appear intact from photos with no visible sagging or active leaks. Water heater, electrical panel, and service condition not shown; plumbing appears functional (toilet, pedestal sink, kitchen sink). No visible water intrusion or roof failure, but unseen components (water heater age, panel condition, ductwork) are unverified."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 90.0,
"rationale": "Exterior brick veneer and siding appear sound; large, flat concrete driveway and level lawn with fenced backyard. No standing water, major erosion, or visible foundation cracking in supplied photos. Garage door appears intact. Fenced yard provides tenant safety/privacy. Minor items such as gutter condition or full roof inspection are not visible but overall curb and yard condition is good."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Central HVAC is operational as claimed and exterior condenser unit shown is functional.",
"Hot water heater and plumbing are present and supply hot water (not shown in photos).",
"Electrical panel exists and is intact, with no visible hazards; condition unknown due to no photo.",
"Smoke detector visible in upstairs hallway is functional; additional detectors (basement/each sleeping area) may be present but not shown.",
"Carbon monoxide detector may be missing or not visible; because a gas range and attached garage exist, a CO alarm may be required and could need installation.",
"GFCI protection at kitchen and bathroom outlets is not visible; assume outlets might need verification or updating.",
"Entry doors likely have locks but presence of a working deadbolt is unconfirmed and should be verified.",
"No severe hidden water intrusion, mold, or foundation movement is present based on lack of visible staining, sagging, or cracks in photos."
],
"overall_score": 85.0,
"rubric_version": "ns_pire_section8_v1"
},
{
"summary": "Overall the property appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after a brief on-site verification and small fixes. Interior cosmetic condition is good with working appliances and functioning central HVAC visible. Primary inspection risks are missing/uncertain smoke and carbon-monoxide detectors, unknown GFCI protection in kitchen/bath, and unverified electrical panel and water heater. None of the photos show major structural, roof, or water intrusion failures. Expect a pass after addressing detector/GFCI checks and any minor items discovered on-site — likely rent-ready within 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Interior photos show fresh paint, new upstairs vinyl plank flooring, intact tile floors, updated kitchen cabinets and appliances (stainless gas range, microwave, dishwasher). Minor cosmetic items only; no visible water stains, peeling paint, or torn flooring. Missing or damaged items not observed; overall turnkey cosmetic condition."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 75.0,
"rationale": "No visible exposed wiring, no visible mold or active leaks, stair has intact iron handrail and guard, bedroom windows appear adequate for egress, doors appear secure. However smoke detectors and carbon-monoxide detectors are not clearly visible in bedroom photos (one ceiling device visible in hallway but not confirmed in each sleeping room), and presence of GFCI outlets is not confirmed. Gas range present so CO detector required. These are likely easy fixes but represent an inspection risk until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 75.0,
"rationale": "Listing and exterior photo confirm central AC/heat and an exterior condenser unit present. Kitchen appliances and plumbing fixtures appear intact. Roof shingles appear serviceable from photos with no visible sagging or active leaks, but roof age not confirmed. Electrical panel and water heater not shown. No visible signs of system failure, but some system components are unverified from photos — moderate risk that requires on-site checks."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 85.0,
"rationale": "Well-maintained lawn, large fenced backyard, intact brick siding and concrete driveway with no major cracking visible. Patio and French doors present for rear egress. No standing water, visible foundation settlement, or exterior structural damage observed. Roof and gutters not fully visible so long-term condition partially assumed good."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.8,
"assumptions": [
"Central AC/heat is operational as stated in listing and condenser unit visible; heating functioning.",
"Hot water and plumbing are functional; no evidence of active leaks in photos.",
"Electrical service and panel are present and intact though not photographed; no visible exposed wiring.",
"Smoke detectors and carbon monoxide detectors may be missing or not shown; assumed not installed in every sleeping room until on-site verification.",
"GFCI protection in kitchen/bathrooms is not visible in photos and must be verified/installed if absent.",
"Roof and gutters appear intact in photos; no active leaks inferred but roof age unknown.",
"No severe hidden mold or concealed structural damage inferred from clean interiors and recent cosmetic updates; if there is heavy underlying damage it was not visible and would change assessment."
],
"overall_score": 83.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "617 E Marlin Ct, Terrytown, LA, 70056",
"aggregate": {
"summary": "Property appears largely turnkey for Housing Choice Voucher/NSPIRE inspection. Well-maintained interior and exterior, recent cosmetic updates, working central HVAC, and installed kitchen appliances. Primary inspection uncertainties are CO detector presence, GFCI outlets, deadbolt on entry, and unshown items (electrical panel, water heater). These are likely quick fixes; overall the property should pass initial inspection after confirming/adding a CO alarm and verifying GFCI/deadbolt if missing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 86.7,
"rationale": "Interior photos show fresh paint, new upstairs flooring, intact tile and laminate, updated kitchen cabinets and appliances present (stove, dishwasher, microwave). No visible major cosmetic damage, broken fixtures, or exposed subfloor. Missing minor items (e.g., outlet covers not visible) would be easy fixes. Overall appears move-in ready with only minor touch-ups likely."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 86.7,
"rationale": "Driveway and concrete surfaces look sound and generous parking provided. Brick siding and vinyl windows appear intact. Large fenced backyard looks maintained with good drainage slope away from house visible. No visible foundation cracking, standing water, or infestation signs. Roof shape and shingles look serviceable from photos."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 76.7,
"rationale": "Visible smoke detector in upstairs hallway (photo). Stairs have a handrail and guard; no collapsed ceilings, standing water, or obvious electrical hazards seen. However CO detector presence is not visible (important because a gas range is present), GFCI outlets in kitchen/baths are not clearly visible, and deadbolt on entry not confirmed. Bedroom egress likely acceptable based on window photos but not fully verifiable. These unknowns reduce the safety score moderately."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 78.3,
"rationale": "Listing and photos show central AC/heat and an exterior condenser unit. Roof shingles appear intact in exterior images. Kitchen shows a gas range and dishwasher — appliances appear installed. No visible evidence of active roof leaks, major plumbing failure, or exposed electrical wiring. Water heater and service panel not shown; assumed functional but unverified, so score reflects likely good condition but some system items unobserved."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Utilities (electricity, gas, water) are operational at time of inspection.",
"Central AC/heat and exterior condenser are functional as described by listing; no major deferred mechanical repairs.",
"No active roof leaks or interior water intrusion beyond visible photos.",
"Bedroom windows provide required egress (based on visible window sizes), though exact measurements were not provided.",
"Electrical panel and grounding are intact and compliant; no exposed wiring beyond what is visible.",
"Hot water heater is present and operational (not pictured).",
"Minor items (GFCI receptacles, deadbolt lock, CO alarm) may be missing or unshown but are assumed to be easy/quick corrections if required."
],
"score_method": "mean_of_criteria",
"overall_score": 82.1,
"rubric_version": "ns_2026_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8730377126"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.