Property ID: 8778579659
416 Deckbar Ave, Jefferson, LA, 70121
Jefferson, LA
Money Down: $52,800
CoC Return: -4.63%
Monthly Cash Flow: $-204
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$44,000
Closing Costs
$8,800
Total Down
$52,800
Investment Snapshot
Purchase Price
$220,000
Money Down
$52,800
Cash-on-Cash Return
-4.63%
Rent
$1,303
Monthly Cash Flow
$-204
Annual Cash Flow
$-2,445
Debt Service / Mo
$1,171
Property Tax / Mo
$131
Insurance / Mo
$75
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,303
Payment Standard
$1,552
Rent
$1,303
Insurance
$75
Property Tax
$131
Management
$130
Utilities Allowance
$249
NOI (Monthly)
$967
Debt Service
$1,171
Cash Flow After Debt
$-204
Quality Score: 83.90%
Confidence: 89.00%
This 2-bed, 1-bath cottage appears to have been fully renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with only minor items to address. Strengths include a recent roof (2021), new HVAC (2022), fresh interior finishes, new bathroom and appliances (per listing), intact stairs/railings, and a secure-looking exterior with new fencing. Items to verify before inspection: CO detector requirements, presence of GFCI outlets in kitchen/bath, electrical panel condition, hot water heater operability, and bedroom egress dimensions. Overall readiness is high; expect rent-ready within 1–2 weeks once unverified safety items are confirmed or corrected.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$249
Guaranteed Section 8 Rent (PS - Utilities)
$1,303
Property Management
$130
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$220,000
Beds
2
Baths
1
Living Area
960 sqft
Lot Size
—
Year Built
1914
Days on Market
42
Capital Outlay
$52,800
Debt Service
$1,171
Property Tax / Mo
$131
Insurance / Mo
$75
Property Description
Your opportunity to join the exciting development in Jefferson near the Ochsner Medical Center Campus awaits! This adorable 2-bedroom, 1-bath cottage sits on a huge 50 X 162 lot with plenty of parking and rear yard vehicle access. It's been recently renovated with a new bathroom, new flooring, new plumbing/electrical fixtures, new appliances, new fencing, and freshly painted inside and out. The roof was replaced in 2021, and new HVAC was installed in 2022, making this property move-in ready! Plenty of extra storage is available in the rear shed, which has electricity, plumbing, and houses the laundry area. The prime location is centrally located near 1-10, Causeway, Earhart, and an abundance of goods and services along Jefferson HWY, including medical, pharmacy, grocery, restaurants, retail, and banking. Perfect for an owner-occupant or investor, it's located near many new renovations and has plenty of room to expand for the future. The property qualifies for a $5000 grant through First Horizon for borrowers with qualifying income.
Utility Allowances
cooking
$10
The property information specifies a natural gas connection and a 'Range/Oven'. The allowance is based on the schedule's rate for natural gas cooking in a 2-bedroom unit.
heating
$61
The property has central heating and the listing specifies 'Gas: Natural'. The allowance is based on the schedule's rate for natural gas heating in a 2-bedroom unit.
water_heating
$21
The water heating fuel is inferred to be natural gas, consistent with the property's other gas appliances (heating and cooking). The allowance is based on the schedule for a 2-bedroom unit.
other_electric
$57
This is a standard fixed allowance for miscellaneous tenant-paid electric use (e.g., lights, outlets), as per the schedule for a 2-bedroom unit.
water
$36
The property information confirms connection to the public water supply. The allowance is based on the schedule's rate for a 2-bedroom unit.
sewer
$39
The property information confirms connection to the city's public sewer system. The allowance is based on the schedule's rate for a 2-bedroom unit.
trash_collection
$25
Trash collection is a standard municipal service for single-family homes and is assumed to be a tenant expense. The allowance is a fixed rate from the schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$898
DP3 Annual Estimate$898
DP1 Monthly Equivalent$75
DP3 Monthly Equivalent$75
Replacement Value$37,000
Basis960 sqft / 1914
Nearby Houses
Photo unavailable
424 Deckbar Ave
sold · 0.02 mi
Price: $370,000
— bd / — ba · 4,884 sqft
Latest sale: —
Latest rent: —
Photo unavailable
417 Rio Vista Ave
for_sale · 0.05 mi
Price: $929,000
4 bd / 4 ba · 3,044 sqft
Latest sale: —
Latest rent: —
Photo unavailable
345 Deckbar Ave Apt A
off_market · 0.06 mi
Price: $1,395
2 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: —
Photo unavailable
509 Deckbar Ave
off_market · 0.06 mi
Price: $237,000
2 bd / 3 ba · 1,525 sqft
Latest sale: —
Latest rent: —
Photo unavailable
344 Betz Ave
for_sale · 0.07 mi
Price: $299,000
4 bd / 4 ba · 2,000 sqft
Latest sale: —
Latest rent: —
Photo unavailable
335 Deckbar Ave # D
off_market · 0.08 mi
Price: $1,500
2 bd / 3 ba · 1,097 sqft
Latest sale: — on May 28, 2020
Latest rent: $1,500 on Oct 28, 2025
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statements are accurate: new bathroom, new plumbing/electrical fixtures, new appliances, and new fencing were installed as claimed.
- HVAC installed in 2022 is functional and sized appropriately (vents visible in photos).
- No active roof leaks exist since roof was replaced in 2021 and no interior water staining is visible.
- Smoke detector(s) are installed in required common area (one visible); additional detectors in/near bedrooms are assumed but not photographed.
- Carbon monoxide detector presence, GFCI outlets in kitchen/bath, electrical panel condition, and water heater operability are not shown and therefore assumed typical (functional) but must be verified before inspection.
- Bedroom windows meet egress size requirements or will be confirmed; photos alone do not verify egress compliance.
- Shed with laundry (listed as having plumbing/electric) is permitted/functional but was not inspected in photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,523 | $120,700 | $12,070 |
| 2024 | $1,521 | $120,700 | $12,070 |
| 2023 | $1,458 | $110,900 | $11,090 |
| 2022 | $1,420 | $110,900 | $11,090 |
| 2021 | $1,319 | $110,900 | $11,090 |
| 2020 | $1,310 | $110,900 | $11,090 |
| 2019 | $1,346 | $110,900 | $11,090 |
| 2018 | $1,257 | $110,900 | $11,090 |
| 2017 | $1,257 | $110,900 | $11,090 |
| 2016 | $1,233 | $110,900 | $11,090 |
| 2015 | $1,226 | $107,700 | $10,770 |
| 2014 | $1,211 | $107,700 | $10,770 |
| 2013 | $1,211 | $107,700 | $10,770 |
| 2012 | $367 | $107,700 | $10,770 |
| 2011 | $336 | $107,000 | $10,700 |
| 2010 | $1,098 | $107,000 | $10,700 |
| 2009 | $1,098 | $107,000 | $10,700 |
| 2008 | $325 | — | $10,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-25 | Listed | $220,000 |
| 2025-06-30 | Sold | $0 |
Photo Gallery
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"building": 24000
},
"assessment": {
"land": 8370,
"total": 10770,
"building": 2400
}
},
{
"tax": 336,
"year": 2011,
"market": {
"land": 83700,
"total": 107000,
"building": 23300
},
"assessment": {
"land": 8370,
"total": 10700,
"building": 2330
}
},
{
"tax": 1098,
"year": 2010,
"market": {
"land": 83700,
"total": 107000,
"building": 23300
},
"assessment": {
"land": 8370,
"total": 10700,
"building": 2330
}
},
{
"tax": 1098,
"year": 2009,
"market": {
"land": 83700,
"total": 107000,
"building": 23300
},
"assessment": {
"land": 8370,
"total": 10700,
"building": 2330
}
},
{
"tax": 325,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 10700,
"building": null
}
}
],
"property_history": [
{
"date": "2026-02-25",
"price": 220000,
"listing": {
"status": "for_sale",
"list_date": "2026-02-25T21:24:23Z",
"list_price": 220000,
"listing_id": "2991900068",
"last_update_date": "2026-03-04T13:56:54Z",
"last_status_change_date": "2026-03-04T19:58:20Z"
},
"event_name": "Listed",
"price_sqft": 229.16666666666666,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2544060",
"price_change_percentage": null
},
{
"date": "2025-06-30",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8778579659",
"generated_at": "2026-03-27T02:59:29.867904Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 83.9
},
"utility_allowance": {
"zip_code": "70121",
"home_photo": "https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m970280124s-w1280.jpg",
"rent_price": 1303.0,
"loan_amount": 176000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/416-Deckbar-Ave_Jefferson_LA_70121_M87785-79659",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 220000.0,
"loan_term_years": 30,
"annual_cash_flow": 11605.71,
"mortgage_monthly": 1170.93,
"payment_standard": 1552.0,
"total_amount_out": 44000.0,
"additional_photos": [
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m519634257s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m1611620987s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m1253968361s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m4072614940s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m12065984s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m4077827493s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m3430098301s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m2506177242s-w1280.jpg",
"https://ap.rdcpix.com/ccbe9b7498093495d4f44d9927eaf2b9l-m427314190s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 74.83,
"monthly_cash_flow": 967.14,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property information specifies a natural gas connection and a 'Range/Oven'. The allowance is based on the schedule's rate for natural gas cooking in a 2-bedroom unit.",
"utility": "cooking",
"allowance": 10
},
{
"note": "The property has central heating and the listing specifies 'Gas: Natural'. The allowance is based on the schedule's rate for natural gas heating in a 2-bedroom unit.",
"utility": "heating",
"allowance": 61
},
{
"note": "The water heating fuel is inferred to be natural gas, consistent with the property's other gas appliances (heating and cooking). The allowance is based on the schedule for a 2-bedroom unit.",
"utility": "water_heating",
"allowance": 21
},
{
"note": "This is a standard fixed allowance for miscellaneous tenant-paid electric use (e.g., lights, outlets), as per the schedule for a 2-bedroom unit.",
"utility": "other_electric",
"allowance": 57
},
{
"note": "The property information confirms connection to the public water supply. The allowance is based on the schedule's rate for a 2-bedroom unit.",
"utility": "water",
"allowance": 36
},
{
"note": "The property information confirms connection to the city's public sewer system. The allowance is based on the schedule's rate for a 2-bedroom unit.",
"utility": "sewer",
"allowance": 39
},
{
"note": "Trash collection is a standard municipal service for single-family homes and is assumed to be a tenant expense. The allowance is a fixed rate from the schedule.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.26,
"down_payment_amount": 44000.0,
"property_tax_annual": 1568.69,
"property_tax_monthly": 130.72,
"property_tax_increase": 0.03,
"utility_allowance_total": 249.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -2445.48,
"property_management_monthly": 130.3,
"monthly_cash_flow_after_debt": -203.79,
"cash_on_cash_return_after_debt": -0.06
},
"section8_assessment": {
"runs": [
{
"summary": "This 2-bed, 1-bath cottage appears to have been fully renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with only minor items to address. Strengths include a recent roof (2021), new HVAC (2022), fresh interior finishes, new bathroom and appliances (per listing), intact stairs/railings, and a secure-looking exterior with new fencing. Items to verify before inspection: CO detector requirements, presence of GFCI outlets in kitchen/bath, electrical panel condition, hot water heater operability, and bedroom egress dimensions. Overall readiness is high; expect rent-ready within 1–2 weeks once unverified safety items are confirmed or corrected.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 90.0,
"rationale": "Photos and listing indicate a recent full cosmetic renovation: new flooring, fresh paint inside/out, new bathroom and fixtures, new appliances (per listing), and a replaced roof (2021). Interior finishes, trim, and exterior siding look intact with no visible water stains, peeling paint, or exposed subfloor. Minor threshold/trim touch-ups or small finish items may remain but nothing visible that would prevent tenancy."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 75.0,
"rationale": "No obvious life‑threatening hazards visible: stairs have handrails, no exposed wiring in photos, ceilings intact, windows appear operable, and doors look secure. A ceiling-mounted smoke detector is visible in the living area. Uncertainties that reduce score: carbon monoxide detector presence unknown (may be required if fuel-burning appliances present), GFCI protection in kitchen/bath can't be confirmed, electrical panel location/condition not shown, and bedroom egress dimensions not verifiable from photos. Tree limbs over the roof are close enough to note as a potential future issue."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 80.0,
"rationale": "Listing states new HVAC installed in 2022 and roof replaced in 2021; photos show supply/return vents and modern recessed lighting. Listing also claims new plumbing fixtures and appliances. Water heater and electrical panel are not visible in the photos so their condition is assumed but unverified. Because critical systems (HVAC, roof, plumbing fixtures) are reported new and vents are visible, systems risk is moderate-low."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior shows new fence, freshly painted siding, gravel driveway with rear access, and an intact porch with railings. Yard is tidy; shed available for laundry with utilities (per listing). Potential site concerns: large mature tree close to the house/roof that could create future roof/leaf/drainage issues, and drainage grade around foundations is not verifiable from photos. No visible foundation cracks, standing water, or infestation signs."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statements are accurate: new bathroom, new plumbing/electrical fixtures, new appliances, and new fencing were installed as claimed.",
"HVAC installed in 2022 is functional and sized appropriately (vents visible in photos).",
"No active roof leaks exist since roof was replaced in 2021 and no interior water staining is visible.",
"Smoke detector(s) are installed in required common area (one visible); additional detectors in/near bedrooms are assumed but not photographed.",
"Carbon monoxide detector presence, GFCI outlets in kitchen/bath, electrical panel condition, and water heater operability are not shown and therefore assumed typical (functional) but must be verified before inspection.",
"Bedroom windows meet egress size requirements or will be confirmed; photos alone do not verify egress compliance.",
"Shed with laundry (listed as having plumbing/electric) is permitted/functional but was not inspected in photos."
],
"overall_score": 83.0,
"rubric_version": "1.0"
},
{
"summary": "Based on photos and listing information, this 2BR/1BA cottage appears to be largely turnkey and likely to pass an initial HCV/NSPIRE inspection with minimal work. The property shows recent major updates (roof 2021, HVAC 2022), full cosmetic renovation, intact stairs/handrails, functioning windows, and a secure-looking exterior (fencing and gated driveway). Key verification items required at inspection include presence/operation of CO alarm (if needed), functional smoke detectors in sleeping areas, GFCI protection in kitchen/bath, visible/accessible electrical panel, and functioning hot water. Overall condition supports a high readiness rating, but a few unverified system items could require quick fixes.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 86.0,
"rationale": "Photos and listing indicate a recent full cosmetic renovation: new paint, new flooring, new bathroom, newly painted interior/exterior, new fencing and gravel driveway. Porch, steps and railings are intact. No visible peeling paint, damaged drywall, or obvious deterioration. Missing-appliance risk is low because the listing explicitly states new appliances and photos show a kitchen area; therefore only moderate penalty applied for uncertainty. Overall visible deferred maintenance is minimal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 78.0,
"rationale": "Visible items supporting compliance: at least one ceiling smoke detector is visible, entry stair has handrails on both sides, windows appear operable and multiple windows in sleeping areas suggest likely egress. Entry door appears modern and likely accepts a deadbolt (not fully visible). No exposed wiring is seen and finishes are complete. Items not verifiable from photos that affect NSPIRE risk: presence of CO alarm (not visible), GFCI protection in kitchen/bath (not visible), electrical panel condition (not shown), hot-water functioning (not shown). Because several required detectors/outlet protections are unverified but there are no visible life-safety hazards, score is slightly reduced to reflect inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 80.0,
"rationale": "Listing states roof replaced in 2021 and HVAC installed in 2022; vents and ceiling registers are visible in photos. Recessed lighting, ceiling fans and modern finishes indicate recently updated electrical/plumbing fixtures. Water heater and electrical panel locations were not photographed so their condition is assumed but unverified. Given documented recent roof and HVAC replacements and observable good condition, major systems risk appears low but some uncertainty remains for unseen components (panel, water heater, plumbing under-sinks)."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 82.0,
"rationale": "Exterior photos show new or recently painted siding, new wood privacy fence, intact picket front fence and gated driveway, gravel off-street parking and good yard access. Porch and exterior steps appear sound. No standing water, major foundation cracks, or obvious drainage failures visible. Noted site concern: a large mature tree sits immediately adjacent to the house/roofline which is a potential risk for roof damage or root impacts over time; tree proximity lowers the score slightly despite good current condition."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing is accurate that roof was replaced in 2021 and HVAC installed in 2022; these systems are functioning.",
"New appliances referenced in the listing are present and operational even though not all are visible in photos.",
"At least one smoke detector is installed (one is visible) and additional detectors will be present in or near sleeping areas as required.",
"Entry door hardware includes a functioning deadbolt lock (not fully visible in photos).",
"Plumbing fixtures and hot water are operational as the listing states a new bathroom and updated plumbing.",
"Electrical service/panel is intact and meets code (panel not photographed); no exposed/live wiring exists beyond what is visible.",
"No active roof leaks, major foundation movement, or hidden severe mold are present (no visual evidence in photos)."
],
"overall_score": 82.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This 2-bed, 1-bath cottage appears to be largely turnkey for a Section 8/HCV initial inspection. Recent renovations (roof 2021, HVAC 2022, new finishes, updated plumbing/electrical per listing) and clean, well-maintained photos indicate a high likelihood of passing NSPIRE/Housing Quality Standards after routine verification. Primary outstanding verifications needed before inspection: presence/placement of carbon monoxide detector (if required), GFCI outlets in kitchen/bath, location/condition of electrical panel and water heater, and lead-based paint disclosure/testing due to 1914 construction. The large tree close to the structure should be evaluated/trimmed to mitigate future roof or foundation risk.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Listing and photos show a comprehensive cosmetic renovation: new flooring, fresh paint inside/out, new bathroom (per listing), intact windows, finished porch, and new fence. Minor items that commonly appear on move-in (threshold trim, minor paint touch-ups) may remain but no visible deferred maintenance. Missing/uncertain items: refrigerator and some small appliances are not clearly pictured but listing states new appliances. Overall condition appears turnkey with only minor tenant-ready touch-ups expected."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 85.0,
"rationale": "Visible safety positives: functioning-looking entry door with lock, handrails on front steps, smoke detector visible on ceiling, no exposed wiring in photos, intact windows that appear to meet egress sizing for typical small bedrooms. Recent electrical/plumbing updates are claimed. Items not confirmed: presence of a carbon monoxide detector (not visible), GFCI protection in kitchen/bath (outlets not clearly GFCI), location/condition of electrical panel, and documented bedroom egress compliance. No visible active leaks, severe mold, or fractured structural elements. These unknowns reduce the score slightly but no immediate visible life-safety hazards."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 88.0,
"rationale": "Listing states roof replaced in 2021 and HVAC installed in 2022; photos show intact rooflines and ceiling vents consistent with central HVAC. Listing also claims updated plumbing and electrical fixtures and a functional laundry area in the rear shed. No visible signs of active system failure (no water stains, no sagging ceilings). Unverified items: location and condition of water heater, electrical panel, and whether appliances are gas or electric. Given the recent system replacements, major systems appear to be in good condition but require verification of water heater and panel."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 82.0,
"rationale": "Exterior images show new/painted siding, new wooden privacy fence at the side/rear, a gravel driveway providing off-street parking and rear access, and a neat front yard with picket fence. Front steps have handrails and the porch is enclosed. Potential site concerns: a large mature tree is very close to the front porch/house (visible pruning scars), which poses potential root/foundation or roof/limb risk over time. Yard grading and drainage are not fully verifiable from photos but no standing water is visible."
}
],
"red_flags": [
"Large mature tree trunk immediately adjacent to the front porch/house — potential root/foundation and falling/limb risk (requires evaluation and possible trimming/removal).",
"No carbon monoxide detector visible in photos — required if there are fuel-burning appliances or an attached garage; install/verify if needed.",
"Electrical panel and water heater not shown/verified — location and condition must be confirmed prior to inspection.",
"Property built in 1914 — potential for lead-based paint hazards; lead disclosure/testing required for rental of pre-1978 housing."
],
"confidence": 0.75,
"assumptions": [
"Listing is accurate that roof was replaced in 2021 and HVAC was installed in 2022.",
"Appliances referenced as 'new' include at least a range/stove (a stove is partially visible) and likely a refrigerator though not pictured.",
"No active leaks, major mold, or structural collapse are present since none are visible in interior photos and listing states recent renovation.",
"Electrical and plumbing were updated to code when renovated as stated; however the location and condition of the electrical panel and water heater are not shown and must be confirmed.",
"Bedrooms meet egress window size requirements typical for NSPIRE; windows appear standard double-hung but exact measurements are not available.",
"If fuel-burning appliances or an attached garage are present, a CO alarm would be required; photos do not show a CO detector so one may need to be installed."
],
"overall_score": 87.0,
"rubric_version": "ns_pire_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "416 Deckbar Ave, Jefferson, LA, 70121",
"aggregate": {
"summary": "This 2-bed, 1-bath cottage appears to have been fully renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with only minor items to address. Strengths include a recent roof (2021), new HVAC (2022), fresh interior finishes, new bathroom and appliances (per listing), intact stairs/railings, and a secure-looking exterior with new fencing. Items to verify before inspection: CO detector requirements, presence of GFCI outlets in kitchen/bath, electrical panel condition, hot water heater operability, and bedroom egress dimensions. Overall readiness is high; expect rent-ready within 1–2 weeks once unverified safety items are confirmed or corrected.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 88.7,
"rationale": "Photos and listing indicate a recent full cosmetic renovation: new flooring, fresh paint inside/out, new bathroom and fixtures, new appliances (per listing), and a replaced roof (2021). Interior finishes, trim, and exterior siding look intact with no visible water stains, peeling paint, or exposed subfloor. Minor threshold/trim touch-ups or small finish items may remain but nothing visible that would prevent tenancy."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 83.0,
"rationale": "Exterior shows new fence, freshly painted siding, gravel driveway with rear access, and an intact porch with railings. Yard is tidy; shed available for laundry with utilities (per listing). Potential site concerns: large mature tree close to the house/roof that could create future roof/leaf/drainage issues, and drainage grade around foundations is not verifiable from photos. No visible foundation cracks, standing water, or infestation signs."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 79.3,
"rationale": "No obvious life‑threatening hazards visible: stairs have handrails, no exposed wiring in photos, ceilings intact, windows appear operable, and doors look secure. A ceiling-mounted smoke detector is visible in the living area. Uncertainties that reduce score: carbon monoxide detector presence unknown (may be required if fuel-burning appliances present), GFCI protection in kitchen/bath can't be confirmed, electrical panel location/condition not shown, and bedroom egress dimensions not verifiable from photos. Tree limbs over the roof are close enough to note as a potential future issue."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 82.7,
"rationale": "Listing states new HVAC installed in 2022 and roof replaced in 2021; photos show supply/return vents and modern recessed lighting. Listing also claims new plumbing fixtures and appliances. Water heater and electrical panel are not visible in the photos so their condition is assumed but unverified. Because critical systems (HVAC, roof, plumbing fixtures) are reported new and vents are visible, systems risk is moderate-low."
}
],
"red_flags": [],
"confidence": 0.89,
"assumptions": [
"Listing statements are accurate: new bathroom, new plumbing/electrical fixtures, new appliances, and new fencing were installed as claimed.",
"HVAC installed in 2022 is functional and sized appropriately (vents visible in photos).",
"No active roof leaks exist since roof was replaced in 2021 and no interior water staining is visible.",
"Smoke detector(s) are installed in required common area (one visible); additional detectors in/near bedrooms are assumed but not photographed.",
"Carbon monoxide detector presence, GFCI outlets in kitchen/bath, electrical panel condition, and water heater operability are not shown and therefore assumed typical (functional) but must be verified before inspection.",
"Bedroom windows meet egress size requirements or will be confirmed; photos alone do not verify egress compliance.",
"Shed with laundry (listed as having plumbing/electric) is permitted/functional but was not inspected in photos."
],
"score_method": "mean_of_criteria",
"overall_score": 83.9,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8778579659"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.