Property ID: 8807339887
4321 Kendall Ave, Adamsville, AL, 35005
Adamsville, AL
Money Down: $27,576
CoC Return: 12.82%
Monthly Cash Flow: $295
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$22,980
Closing Costs
$4,596
Total Down
$27,576
Investment Snapshot
Purchase Price
$114,900
Money Down
$27,576
Cash-on-Cash Return
12.82%
Rent
$1,190
Monthly Cash Flow
$295
Annual Cash Flow
$3,536
Debt Service / Mo
$612
Property Tax / Mo
$95
Insurance / Mo
$70
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,190
Payment Standard
$1,584
Rent
$1,190
Insurance
$70
Property Tax
$95
Management
$119
Utilities Allowance
$394
NOI (Monthly)
$906
Debt Service
$612
Cash Flow After Debt
$295
Quality Score: 80.90%
Confidence: 95.00%
This home appears largely turnkey for Section 8 / HCV initial inspection. Recent renovations (flooring, paint, bathroom and kitchen updates, new electrical box and stove) and presence of HVAC and appliances significantly reduce inspection risk. The most likely inspection items to verify are CO detector (if required), GFCI protection at kitchen/bath, and bedroom egress sizing. No major structural, roof, or life-safety failures are visible in the photos. With a short verification walk and addressing minor code items if present, the property is likely to pass an initial NSPIRE/HCV inspection within 1-2 weeks.
Section 8 Payment Standard
$1,584
Utility Allowance Total
$394
Guaranteed Section 8 Rent (PS - Utilities)
$1,190
Property Management
$119
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$114,900
Beds
3
Baths
2
Living Area
1,212 sqft
Lot Size
6,970 sqft
Year Built
1955
Days on Market
257
Capital Outlay
$27,576
Debt Service
$612
Property Tax / Mo
$95
Insurance / Mo
$70
Property Description
Welcome to 4321 Kendall Ave in Adamsville, AL! This beautifully remodeled 3 bed, 2 bath home offers 1,212 sq ft of comfort with a smart split bedroom floor plan. The spacious family room flows into a bright kitchen with breakfast bar, opening to the dining area - perfect for entertaining or everyday living. Updates include new laminate flooring, new electrical box, new stove, and fresh paint throughout. Enjoy the charm of a sunroom porch, plus easy access from the kitchen to the carport, storage room, and new backyard steps. The primary suite features a new vanity, toilet, tub/shower combo, and a large walk-in closet. Nestled in a quiet Adamsville neighborhood, you're just minutes from parks, schools, shopping, and Birmingham. Move-in ready with thoughtful updates, this home is perfect for first-time buyers or anyone looking to downsize in style. Schedule your showing today!
Utility Allowances
Heating
$93
Selected 'Elec Heat: Ala Power' as property details specify electric central heating and Alabama Power is the primary electric provider in the area.
Cooling
$22
Selected 'A/C: Alabama Power' based on property details indicating electric central A/C.
Water Heating
$56
Selected 'Elec: Ala Power' for water heating as the property has an electric water heater.
Cooking
$21
Selected 'Elec: Ala Power' for cooking as the property is equipped with an electric stove.
Other Electric
$68
Selected 'Lights, Ref, Etc.: Ala Power' for standard lighting and general electric use. This allowance implicitly covers a tenant-owned refrigerator as one is not provided.
Refrigerator
$8
The property does not include a refrigerator, so this allowance is for a tenant-provided appliance.
Range/Microwave
$6
The property does not include a microwave, so this allowance is for a tenant-provided appliance.
Water
$100
Selected 'Water: Graysville'. Property uses public water, and provider is inferred as Graysville Water since Adamsville is not listed and Graysville is a neighboring city.
Sewer
$0
Property has a septic tank as stated in the details, so there is no public sewer utility cost. Allowance is $0.
Trash Collection
$20
Selected 'Jefferson City (Once per week)' as a general rate for Jefferson County, since Adamsville is not specifically listed on the schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$692
DP3 Annual Estimate$992
DP1 Monthly Equivalent$58
DP3 Monthly Equivalent$83
Replacement Value$83,000
Basis1,212 sqft / 1955
Nearby Houses
Photo unavailable
4305 Kendall Ave
sold · 0.03 mi
Price: $124,900
3 bd / 1 ba · 1,064 sqft
Latest sale: $124,900 on Jul 21, 2025
Latest rent: —
Photo unavailable
4316 Tate Ave
sold · 0.07 mi
Price: $123,000
3 bd / 2 ba · 1,153 sqft
Latest sale: $123,000 on Nov 07, 2024
Latest rent: $1,450 on Nov 22, 2024
Photo unavailable
4220 Kendall Ave
sold · 0.07 mi
Price: $13,000
2 bd / 1 ba · 1,188 sqft
Latest sale: $13,000 on Feb 07, 2020
Latest rent: —
Photo unavailable
4213 Kendall Ave
for_sale · 0.09 mi
Price: $134,900
3 bd / 2 ba · 1,250 sqft
Latest sale: $97,000 on Aug 30, 2021
Latest rent: $1,395 on Jul 15, 2025
Photo unavailable
4428 Main St
sold · 0.09 mi
Price: $45,000
2 bd / 1 ba · 840 sqft
Latest sale: $45,000 on Aug 24, 2023
Latest rent: $1,245 on Nov 07, 2023
Photo unavailable
4201 Tate Ave
sold · 0.12 mi
Price: $72,000
3 bd / 1 ba · 1,593 sqft
Latest sale: $72,000 on Dec 07, 2018
Latest rent: —
Photo unavailable
4413 Robin Ave
sold · 0.13 mi
Price: $7,500
3 bd / 1 ba · 1,098 sqft
Latest sale: $7,500 on Feb 15, 2017
Latest rent: —
Photo unavailable
101 Howard Ave
sold · 0.15 mi
Price: $126,000
3 bd / 2 ba · 808 sqft
Latest sale: $126,000 on Jan 27, 2026
Latest rent: $1,150 on Apr 25, 2025
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing text is accurate regarding 'new electrical box', 'new stove', new bathroom vanity/toilet and new backyard steps.
- Photos are representative of the entire unit and recent (no hidden water damage or ceiling collapse outside frame).
- Water heater and furnace/air handler are present and functional though not pictured.
- Bedrooms contain standard windows that meet egress dimensions — not directly measurable in photos (if a bedroom window fails egress it would be a correctable deficiency).
- No significant concealed mold, pest infestation, or active leaks exist beyond what is visible in photos; if such issues exist they would lower safety and systems scores.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,102 | $90,800 | $18,160 |
| 2023 | $1,102 | $90,800 | $18,160 |
| 2022 | $358 | $67,700 | $6,780 |
| 2021 | $358 | $67,700 | $6,780 |
| 2020 | $358 | $67,700 | $6,780 |
| 2019 | $358 | $67,700 | $6,780 |
| 2018 | $291 | $56,700 | $5,680 |
| 2017 | $291 | $56,700 | $5,680 |
| 2016 | $291 | $56,700 | $5,680 |
| 2015 | $291 | $56,700 | $5,680 |
| 2013 | $288 | $55,300 | $5,540 |
| 2012 | $287 | $55,290 | $5,529 |
| 2011 | $293 | $56,200 | $5,620 |
| 2010 | $293 | $56,200 | $5,620 |
| 2009 | $293 | $56,200 | $5,620 |
| 2008 | $301 | $57,600 | $5,760 |
| 2007 | $295 | $56,600 | $5,660 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2022-05-05 | Sold | $116,000 |
| 2021-12-27 | Sold | $38,228 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-04-04 | Listed for rent | $1,270 | — |
| 2023-12-14 | Listed for rent | $1,190 | — |
| 2023-11-02 | Listed for rent | $1,190 | — |
| 2022-07-26 | Listed for rent | $1,145 | — |
Photo Gallery
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},
{
"note": "Selected 'Elec: Ala Power' for cooking as the property is equipped with an electric stove.",
"utility": "Cooking",
"allowance": 21
},
{
"note": "Selected 'Lights, Ref, Etc.: Ala Power' for standard lighting and general electric use. This allowance implicitly covers a tenant-owned refrigerator as one is not provided.",
"utility": "Other Electric",
"allowance": 68
},
{
"note": "The property does not include a refrigerator, so this allowance is for a tenant-provided appliance.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "The property does not include a microwave, so this allowance is for a tenant-provided appliance.",
"utility": "Range/Microwave",
"allowance": 6
},
{
"note": "Selected 'Water: Graysville'. Property uses public water, and provider is inferred as Graysville Water since Adamsville is not listed and Graysville is a neighboring city.",
"utility": "Water",
"allowance": 100
},
{
"note": "Property has a septic tank as stated in the details, so there is no public sewer utility cost. Allowance is $0.",
"utility": "Sewer",
"allowance": 0
},
{
"note": "Selected 'Jefferson City (Once per week)' as a general rate for Jefferson County, since Adamsville is not specifically listed on the schedule.",
"utility": "Trash Collection",
"allowance": 20
}
],
"cash_on_cash_return": 0.47,
"down_payment_amount": 22980.0,
"property_tax_annual": 1135.06,
"property_tax_monthly": 94.59,
"property_tax_increase": 0.03,
"utility_allowance_total": 394.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 3536.39,
"property_management_monthly": 119.0,
"monthly_cash_flow_after_debt": 294.7,
"cash_on_cash_return_after_debt": 0.15
},
"section8_assessment": {
"runs": [
{
"summary": "This home appears largely turnkey for Section 8 / HCV initial inspection. Recent renovations (flooring, paint, bathroom and kitchen updates, new electrical box and stove) and presence of HVAC and appliances significantly reduce inspection risk. The most likely inspection items to verify are CO detector (if required), GFCI protection at kitchen/bath, and bedroom egress sizing. No major structural, roof, or life-safety failures are visible in the photos. With a short verification walk and addressing minor code items if present, the property is likely to pass an initial NSPIRE/HCV inspection within 1-2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Interior photos and listing show recent remodel: new laminate flooring, fresh paint, new vanity and plumbing fixtures in primary bath, new stove and cabinets. Enclosed porch floor painted and appears sound. No visible major cosmetic damage, torn flooring, or drywall holes. Missing/minor items (window blinds, minor trim touch-ups) are cosmetic and easy to fix. Overall turnkey cosmetic condition."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE)",
"score": 75.0,
"rationale": "Visible smoke detector in living area; electrical meter and listing note a new electrical box which reduces electrical risk. Exterior wiring is present and appears intact though some wires run across the roofline/soffit (not visibly frayed). No visible severe water intrusion, mold, collapsed ceilings, missing guardrails, or unsafe stairs in photos. Unconfirmed items: presence/location of CO detector (not visible), GFCI receptacles at kitchen, and definitive bedroom egress sizing. These unknowns reduce the safety score moderately but no obvious life-threatening hazards were observed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 80.0,
"rationale": "Exterior A/C condensing unit present and appears recently installed/functional. Listing states a new electrical box. Kitchen plumbing and fixtures look updated; stove and refrigerator present. Roof shingles visible and appear intact with no signs of sagging or active leaks in photos. Water heater and age/condition of major mechanicals (water heater, furnace/air handler) are not pictured so score reflects visible positives plus the uncertainty of unseen components."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 78.0,
"rationale": "Siding and painted block foundation look maintained; carport and driveway intact. Yard is maintained and walkways are serviceable. Roofline shows no obvious sagging. Overhead service wires are present and some cabling crosses roof which should be checked by inspector but is common. Minor driveway cracking and small landscaping rock edging present — cosmetic and low-risk. No evidence of infestation or major exterior structural damage in photos."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing text is accurate regarding 'new electrical box', 'new stove', new bathroom vanity/toilet and new backyard steps.",
"Photos are representative of the entire unit and recent (no hidden water damage or ceiling collapse outside frame).",
"Water heater and furnace/air handler are present and functional though not pictured.",
"Bedrooms contain standard windows that meet egress dimensions — not directly measurable in photos (if a bedroom window fails egress it would be a correctable deficiency).",
"No significant concealed mold, pest infestation, or active leaks exist beyond what is visible in photos; if such issues exist they would lower safety and systems scores."
],
"overall_score": 82.0,
"rubric_version": "ns 2026-02-v1"
},
{
"summary": "Overall the property appears to be in good, move-in condition and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection after quick verifications. Main strengths: recent remodel, new electrical box, new flooring, working HVAC present, updated kitchen and baths per listing. Primary items to verify before inspection: GFCI protection at kitchen/bath outlets, presence/placement and operation of smoke and CO alarms, hot water and plumbing operation, and minor exterior trip-hazards (driveway/walk). With these quick checks and any small fixes, the home is rent-ready in roughly 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Photos and listing show a recent cosmetic remodel: new laminate flooring, fresh paint, updated kitchen cabinets/countertops, new stove and visible refrigerator. Enclosed front porch floor freshly painted. No visible interior damage, peeling paint, or flooring failure. Minor exterior concrete/driveway cracking and some trim paint touch-ups likely needed. Missing appliances are not an issue here (stove and fridge present). Overall only minor cosmetic/capital items remain."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE)",
"score": 80.0,
"rationale": "Visible hardwired-looking smoke detector in living area; windows in bedrooms present for egress; entry door appears secure and a deadbolt likely present (not shown clearly). New electrical box reported in listing and exterior meter/connection looks intact. No visible exposed wiring, major trip hazards, active leaks, mold, or sagging ceilings. Uncertainties that reduce score: GFCI protection at kitchen and bath outlets not visible in photos, carbon monoxide alarm not shown (requirement depends on fuel appliances), and hot water heater type/condition not shown. These are likely fixable quickly but must be verified."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 82.0,
"rationale": "Central HVAC condenser unit is present and appears intact; listing notes a new electrical box which reduces electrical-system risk. Roof shingles visible in photos appear serviceable with no obvious sagging or active leaks. Kitchen plumbing appears installed (double sink) and kitchen appliances are updated. Water heater, drainage, and full plumbing function are not visible in photos and assumed working based on recent remodel; assume typical serviceable condition but would require functional verification on inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Vinyl siding and masonry skirt look in good repair and freshly painted. Yard is maintained; enclosed front porch and carport provide covered access. Driveway and small walkway show cracking and uneven edges (minor trip hazard). Overhead utility service lines cross near/over roof — common but should be checked for clearance/tension. Foundation/block appears straight with no visible major cracks in photos. No visible infestation or standing water noted."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.78,
"assumptions": [
"Listing statement 'new electrical box' is accurate and means service/grounding/up-to-code improvements were made.",
"Kitchen and primary bath plumbing and hot water are functional (no visible evidence to contradict).",
"Smoke detector shown is operational and additional detectors are present/working or will be installed to meet local code/NSPIRE placement requirements.",
"No active gas appliances are present (stove pictured appears electric); if gas appliances exist, CO alarm may be required.",
"No hidden structural or foundation movement exists beyond what is visible in photos (photos show no major cracking or sagging).",
"No visible mold or water intrusion beyond photos; areas not photographed (crawlspace, attic, behind walls) may contain issues but seller's remodel reduces likelihood.",
"GFCI outlets or GFCI-protected breakers are not visible in photos; assume GFCI may need verification/installation in kitchen/baths."
],
"overall_score": 83.0,
"rubric_version": "ns1.0_photo_assessment_2026-02"
},
{
"summary": "This property appears largely turnkey for a Housing Choice Voucher / NSPIRE initial inspection. Recent interior updates (new flooring, paint, cabinets, counters, new stove, and updated bath fixtures) plus a present exterior HVAC unit and reported new electrical box support a strong pass likelihood. Main inspection risks to verify and address quickly are GFCI protection at kitchen/bath, presence/placement of carbon monoxide alarm(s) where required, confirmation of working hot water/water heater, and securing/inspecting the overhead service drop/wiring attachment at the roofline. With these quick verifications/fixes the home is likely to pass and be rent-ready within 1-2 weeks; if additional mechanical items are needed (water heater, panel labeling, GFCI installation) allow up to 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.0,
"rationale": "Photos and listing indicate a recent cosmetic remodel: new laminate flooring, fresh paint throughout, new vanity/toilet in primary bath and a new stove. Kitchen cabinets and counters look in good condition and appliances (stove, refrigerator) are present in photos. Exterior block porch and painted foundation appear sound. Minor items observed: some exterior trim/porch paint wear and driveway surface cracking; no visible major deterioration. Overall few easy-to-fix cosmetic items; missing confirmation of dishwasher/washer-dryer is non-critical for Section 8. Score reduced slightly to account for exterior trim and driveway wear."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 74.0,
"rationale": "At least one ceiling smoke detector is visible in main living area and another unit appears in a bedroom corner, which is positive. Bedroom windows appear adequate for egress based on photos. Entry door and locks visible but deadbolt presence not confirmed. Listing notes a 'new electrical box' and exterior shows intact meter and service; however there is an overhead service drop and visible wiring along the eaves/roofline that should be checked for secure attachment. No visible severe water intrusion, active leaks, or mold in the photos. Key NSPIRE items not confirmed in photos: GFCI protection at kitchen/bath, carbon monoxide alarm, verified hot water, and interior handrail presence on steps. These are inspection risks to resolve quickly but nothing photographed indicates immediate life‑threatening failure."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 76.0,
"rationale": "An exterior HVAC condensing unit is present and looks serviceable. Listing states a 'new electrical box' which supports a healthy electrical upgrade (panel not photographed internally). Roof shingles visible appear intact with no obvious large failures, though roof age is unknown. Kitchen plumbing and fixtures look new/recent (double bowl sink, faucet). Water heater and interior electrical panel locations were not photographed — inability to verify hot water capacity/condition and water heater venting is a moderate inspection unknown. No visible signs of major plumbing failure or foundation movement in photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior siding, painted block foundation, and yard appear maintained. Carport and driveway are functional though the concrete shows cracking and surface wear. New backyard steps and storage area mentioned in listing; sunroom/porch has been freshly painted and sealed. Drainage away from structure appears adequate from photos (no standing water visible). Vegetation is trimmed back from the house; no visible infestation evidence. Overall a tidy, well-kept exterior with minor maintenance items."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Overhead electrical service drop and visible exterior wiring along the roofline/eaves — requires inspection to confirm secure attachment and clearances.",
"No visible GFCI-protected outlet in kitchen photos (GFCI required for safety in kitchen/bath) — likely an easy but required repair if not present.",
"No carbon monoxide detector was visible in photos (required in many jurisdictions if gas appliances or attached garages are present) — add if required locally.",
"Water heater location and condition not verified in photos — must be confirmed during inspection."
],
"confidence": 0.76,
"assumptions": [
"Listing statement 'new electrical box' is accurate and interior electrical panel is modern and intact.",
"Kitchen and bathrooms have functioning plumbing and hot water (not pictured) and the listed new bathroom fixtures are installed and operational.",
"Windows in bedrooms meet minimum egress size requirements; photos show typical double-hung windows consistent with egress but exact dimensions are not verified.",
"No active roof leaks are present; roof visually intact in photos but age/underlayment condition not verified.",
"No visible peeling paint or large-scale lead-based paint hazards; exterior and interior paint appear recent, but LBP risk cannot be fully ruled out in a 1955 house without testing.",
"Smoke detectors shown are functional (batteries/wiring not tested) and placement meets local requirements; carbon monoxide detectors not visible and assumed absent unless provided.",
"Water heater, dryer hookup, and interior electrical panel were not photographed; their condition may affect inspection outcome but are assumed serviceable unless otherwise reported."
],
"overall_score": 83.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4321 Kendall Ave, Adamsville, AL, 35005",
"aggregate": {
"summary": "This home appears largely turnkey for Section 8 / HCV initial inspection. Recent renovations (flooring, paint, bathroom and kitchen updates, new electrical box and stove) and presence of HVAC and appliances significantly reduce inspection risk. The most likely inspection items to verify are CO detector (if required), GFCI protection at kitchen/bath, and bedroom egress sizing. No major structural, roof, or life-safety failures are visible in the photos. With a short verification walk and addressing minor code items if present, the property is likely to pass an initial NSPIRE/HCV inspection within 1-2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 86.7,
"rationale": "Interior photos and listing show recent remodel: new laminate flooring, fresh paint, new vanity and plumbing fixtures in primary bath, new stove and cabinets. Enclosed porch floor painted and appears sound. No visible major cosmetic damage, torn flooring, or drywall holes. Missing/minor items (window blinds, minor trim touch-ups) are cosmetic and easy to fix. Overall turnkey cosmetic condition."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 78.7,
"rationale": "Siding and painted block foundation look maintained; carport and driveway intact. Yard is maintained and walkways are serviceable. Roofline shows no obvious sagging. Overhead service wires are present and some cabling crosses roof which should be checked by inspector but is common. Minor driveway cracking and small landscaping rock edging present — cosmetic and low-risk. No evidence of infestation or major exterior structural damage in photos."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE)",
"score": 76.3,
"rationale": "Visible smoke detector in living area; electrical meter and listing note a new electrical box which reduces electrical risk. Exterior wiring is present and appears intact though some wires run across the roofline/soffit (not visibly frayed). No visible severe water intrusion, mold, collapsed ceilings, missing guardrails, or unsafe stairs in photos. Unconfirmed items: presence/location of CO detector (not visible), GFCI receptacles at kitchen, and definitive bedroom egress sizing. These unknowns reduce the safety score moderately but no obvious life-threatening hazards were observed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 79.3,
"rationale": "Exterior A/C condensing unit present and appears recently installed/functional. Listing states a new electrical box. Kitchen plumbing and fixtures look updated; stove and refrigerator present. Roof shingles visible and appear intact with no signs of sagging or active leaks in photos. Water heater and age/condition of major mechanicals (water heater, furnace/air handler) are not pictured so score reflects visible positives plus the uncertainty of unseen components."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Listing text is accurate regarding 'new electrical box', 'new stove', new bathroom vanity/toilet and new backyard steps.",
"Photos are representative of the entire unit and recent (no hidden water damage or ceiling collapse outside frame).",
"Water heater and furnace/air handler are present and functional though not pictured.",
"Bedrooms contain standard windows that meet egress dimensions — not directly measurable in photos (if a bedroom window fails egress it would be a correctable deficiency).",
"No significant concealed mold, pest infestation, or active leaks exist beyond what is visible in photos; if such issues exist they would lower safety and systems scores."
],
"score_method": "mean_of_criteria",
"overall_score": 80.9,
"rubric_version": "ns 2026-02-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8807339887"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.