229 72nd St, Birmingham, AL, 35206
Birmingham, AL
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Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 72.10%
Confidence: 89.00%
This 3-bed/2-bath bungalow appears largely turnkey for Section 8 occupancy with updates reported in 2022 (roof, HVAC, plumbing, floors). Most issues seen are cosmetic or small capital repairs (laminate repair/replacement at kitchen threshold, repaint trim, address worn porch steps). Key inspection risks to address before an HCV/NSPIRE inspection: install/verify GFCI protection for kitchen outlets, install/verify carbon monoxide detector(s) where required, confirm legal egress for all rooms claimed as bedrooms (one small room may not meet egress), and secure/repair the front handrail and address flooring trip hazards. If those items are corrected and hot water/systems verified, the unit is likely to pass an initial housing choice voucher inspection with minor repairs within ~30 days.
Property Fundamentals
Property Description
Beautiful 3bed 2bath - MOVE IN READY HOME!! Everything was updated in 2022 with new roof, new HVAC, new floors, new kitchen countertops and new plumbing. This cute home sits on a corner lot with a fenced in yard and covered carport. It has lots of space with a breakfast nook and separate laundry off the kitchen. This home is easily accessible to the interstate for commuting. Call today for your showing!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Risk and Criteria Detail
Red Flags
- utility_fetch_failed
- Potential electrical hazard: kitchen countertop outlet(s) do not appear to be GFCI-protected — NSPIRE/Local code may require GFCI.
- Trip hazard: vinyl/laminate flooring lifting near kitchen threshold that could expose subfloor edges or cause trips.
- Unclear bedroom egress: one very small room photographed may not meet emergency egress requirements if used as a bedroom.
- Front entry stairs/handrail: worn steps and a single marginal handrail may be evaluated as unsafe/stair hazard by an inspector.
- No visible carbon monoxide detector(s) in photos — required in many jurisdictions when fuel-burning appliances or attached garages are present.
Assumptions
- Listing statement that roof, HVAC, plumbing, and floors were replaced in 2022 is accurate and work was completed to code.
- Photos represent the current condition (no undisclosed water intrusion, mold, or major structural issues off-camera).
- The electric range and refrigerator shown are included or will be provided; absence of a particular appliance would be treated as a moderate capital item, not an immediate safety failure.
- No visible electrical panel issues exist behind walls; panel and wiring are assumed intact though not photographed.
- Bedrooms not clearly pictured (beyond the small room) have standard-sized egress windows unless proven otherwise during inspection.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,847 | $127,400 | $25,480 |
| 2023 | $1,847 | $127,400 | $25,480 |
| 2022 | $819 | $56,500 | $11,300 |
| 2021 | $1,090 | $75,200 | $15,040 |
| 2020 | $1,090 | $75,200 | $15,040 |
| 2019 | $1,090 | $75,200 | $15,040 |
| 2018 | $935 | $64,500 | $12,900 |
| 2017 | $935 | $64,500 | $12,900 |
| 2016 | $935 | $64,500 | $12,900 |
| 2015 | $913 | $63,000 | $12,600 |
| 2013 | $765 | $54,000 | $10,800 |
| 2012 | $878 | $62,100 | $12,420 |
| 2011 | $890 | $63,000 | $12,600 |
| 2010 | $890 | $63,000 | $12,600 |
| 2009 | $929 | $65,800 | $13,160 |
| 2008 | $946 | $67,000 | $13,400 |
| 2007 | $894 | $63,300 | $12,660 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2022-04-22 | Sold | $130,000 |
| 2020-11-13 | Sold | $14,500 |
| 2020-05-25 | Sold | $10,000 |
Photo Gallery
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"County: Jefferson",
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"Source Property Type: RESIDENTIAL",
"Area: EastLake, Woodlawn",
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"summary": "This 3-bed/2-bath bungalow appears largely turnkey for Section 8 occupancy with updates reported in 2022 (roof, HVAC, plumbing, floors). Most issues seen are cosmetic or small capital repairs (laminate repair/replacement at kitchen threshold, repaint trim, address worn porch steps). Key inspection risks to address before an HCV/NSPIRE inspection: install/verify GFCI protection for kitchen outlets, install/verify carbon monoxide detector(s) where required, confirm legal egress for all rooms claimed as bedrooms (one small room may not meet egress), and secure/repair the front handrail and address flooring trip hazards. If those items are corrected and hot water/systems verified, the unit is likely to pass an initial housing choice voucher inspection with minor repairs within ~30 days.",
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"rationale": "Interior appears recently renovated (listing states new floors, countertops, plumbing; photos show fresh paint, updated cabinets and tile backsplash). Visible issues: sections of vinyl/laminate flooring lifting at kitchen threshold (trip hazard), scuffed baseboards and trim, worn paint on front steps, some cabinet/trim cosmetic wear. Appliances: electric range and refrigerator visible; stove shows age but appears functional. These are mostly cosmetic or easy-to-fix/capital items (floor replacement/repair, repaint, minor cabinet touch-up). Missing or damaged items do not indicate major rehab."
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"score": 75.0,
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"Unclear bedroom egress: one very small room photographed may not meet emergency egress requirements if used as a bedroom.",
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"label": "Major Systems & Mechanical",
"score": 75.0,
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"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Exterior brick porch, columns and siding appear intact; property has a fenced yard and covered carport which are positives for rental use. Roof edge and eaves look generally in order (listing notes roof replaced 2022). Sidewalk and approach show cracking and wear; porch steps have worn paint. No signs of standing water, major foundation cracks, or exterior structural sag visible in photos. Overall tidy corner lot with minor cosmetic exterior maintenance needed."
}
],
"red_flags": [
"Missing/insufficient GFCI protection at kitchen sink (electrical safety hazard)",
"Kitchen floor buckling/lifting creating trip hazard and suggesting possible subfloor or moisture issue",
"Potential insufficient smoke and carbon monoxide alarms (only one detector visible)",
"Porch stair handrail appears minimal and may not meet code/NSPIRE grasp/height requirements"
],
"confidence": 0.75,
"assumptions": [
"Listing statement that roof, HVAC and plumbing were replaced/updated in 2022 is accurate and those systems are operational.",
"The visible round ceiling device in the living room is a smoke detector; additional detectors/CO alarms are not visible in provided photos.",
"Electrical service/panel exists and is intact but was not photographed; no visible knob-and-tube or exposed high-risk wiring observed in photos.",
"Water heater and hot water are present and functioning (not pictured), per the listing 'new plumbing'.",
"Flooring buckling in the kitchen is localized (subfloor or installation issue) rather than evidence of wider structural/ongoing water intrusion."
],
"overall_score": 70.0,
"rubric_version": "nsPIRE-v1.0-2025"
},
{
"summary": "This 3BR/2BA 1935 bungalow appears largely updated and in generally good condition for Section 8/NSPIRE inspection with several recent 2022 updates claimed (roof, HVAC, plumbing, floors). Visible issues are mostly cosmetic and relatively quick to correct: localized kitchen floor planks need repair or replacement (trip hazard), confirm and install GFCI protection at kitchen sink and other required locations, verify presence/placement of CO detector(s) and at least one working smoke alarm in each required location, and touch up porch/stair paint and handrail/guard compliance. Assuming standard utility hookups and functioning water heater/electrical panel, the property is likely to pass an initial HCV inspection after addressing the GFCI/detector items and the kitchen floor — estimated rent-ready timeline: 1–4 weeks depending on remediation speed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently updated (floors, paint, kitchen cabinets and counters) and listing states significant 2022 updates. Visible cosmetic wear: scuffed trim/paint, some baseboard wear, and localized floor buckling/lifting in the kitchen near the stove which is a trip hazard and will require repair or replacement of planks. Porch steps and stair paint are worn and the front porch floor has surface wear but is serviceable. Appliances present (stove, refrigerator) though the stove shows surface wear. Overall mostly cosmetic and easy-to-fix items, no large areas of demolition visible."
},
{
"key": "safety_code",
"label": "Life Safety / Code Risk",
"score": 70.0,
"rationale": "Positive: functioning front entry with a deadbolt visible, bedroom egress windows appear present, at least one ceiling smoke alarm visible in living area, no obvious exposed wiring or collapsed ceilings in photos. Concerns: no clearly visible carbon monoxide detector (requirement depends on local code and presence of fuel-burning appliances), kitchen GFCI at sink is not clearly identifiable in photos (GFCI protection required near sinks), kitchen flooring buckling is a trip hazard, exterior stairs have a single thin handrail (one side) and the other side relies on low masonry — may trigger an inspector comment for handrail/guard continuity depending on local interpretation. Trim and painted surfaces on a 1935 house present potential lead-paint risk to verify. Plumbing fixtures appear present and functional in photos; no active leaks observed. Overall some code items likely require quick corrections (GFCI, additional detectors, floor fix)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 80.0,
"rationale": "Listing states new roof and new HVAC in 2022; interior photos show floor vents consistent with central HVAC. No visible signs of roof failure or active water intrusion in ceiling photos. Laundry hookups and water connections visible; water heater and electrical panel not shown so their condition is assumed based on seller disclosure. Electric range is present and appears functional. No visible drainage or plumbing backup issues in supplied photos. Because critical system components (panel, water heater, furnace) are not photographed, a conservative but favorable score is used based on the 2022 update claim and lack of visible system distress."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior brick porch and half-wall appear structurally intact; roofline and soffits look in serviceable condition consistent with a 2022 roof replacement claim. Yard is fenced and corner lot with carport visible. Walkway shows minor cracking and grass encroachment. Porch steps show worn paint; one metal handrail is present on the left side. No visible standing water, major foundation cracks, or roof sagging in photos. Paint touch-up and step refinishing recommended."
}
],
"red_flags": [
"Localized buckled/lifting flooring at kitchen (trip hazard) — needs repair before inspection.",
"No clearly visible GFCI protection at kitchen sink — likely a failed NSPIRE item if absent.",
"No visible carbon monoxide alarm(s) in photos — install/verify if required by local code or if fuel-burning equipment present.",
"Laundry/utility wall shows exposed lath/unfinished area behind washer hookups — needs proper closure/trim to meet inspection expectations."
],
"confidence": 0.7,
"assumptions": [
"Seller disclosure and listing statement (new roof and HVAC in 2022) are accurate and those systems are functional.",
"Water heater and electrical panel exist and are in serviceable condition though not pictured.",
"Appliances shown (range, refrigerator) are included and functional or easily repairable; missing/damaged appliances would be replaced prior to move-in if required by the owner.",
"No active mold, pest infestation, or hidden water intrusion exists beyond what is visible in photos; interior photos show no staining or mold indicators.",
"Local jurisdiction requires CO detectors only if fuel-burning appliances or attached garage are present; because stove appears electric, CO requirement is uncertain—recommend installing CO detectors to be safe."
],
"overall_score": 75.0,
"rubric_version": "NSPIRE-v1.0-2026-02"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "229 72nd St, Birmingham, AL, 35206",
"aggregate": {
"summary": "This 3-bed/2-bath bungalow appears largely turnkey for Section 8 occupancy with updates reported in 2022 (roof, HVAC, plumbing, floors). Most issues seen are cosmetic or small capital repairs (laminate repair/replacement at kitchen threshold, repaint trim, address worn porch steps). Key inspection risks to address before an HCV/NSPIRE inspection: install/verify GFCI protection for kitchen outlets, install/verify carbon monoxide detector(s) where required, confirm legal egress for all rooms claimed as bedrooms (one small room may not meet egress), and secure/repair the front handrail and address flooring trip hazards. If those items are corrected and hot water/systems verified, the unit is likely to pass an initial housing choice voucher inspection with minor repairs within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 74.3,
"rationale": "Interior appears recently renovated (listing states new floors, countertops, plumbing; photos show fresh paint, updated cabinets and tile backsplash). Visible issues: sections of vinyl/laminate flooring lifting at kitchen threshold (trip hazard), scuffed baseboards and trim, worn paint on front steps, some cabinet/trim cosmetic wear. Appliances: electric range and refrigerator visible; stove shows age but appears functional. These are mostly cosmetic or easy-to-fix/capital items (floor replacement/repair, repaint, minor cabinet touch-up). Missing or damaged items do not indicate major rehab."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 74.3,
"rationale": "Exterior facade and brick porch look structurally sound; covered front porch and fenced corner lot with carport are positive. Visible issues: worn paint on porch steps, some yard maintenance needed, chain-link fencing age, and some trim paint wear. Walkway to steps is cracked but not severely. No evidence of major foundation movement, standing water, or roof failure in photos. Overall exterior is serviceable but needs minor maintenance to reduce trip/slip hazards and improve curb appeal."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 63.3,
"rationale": "Photos show at least one ceiling smoke detector in living area (good). Not visible: carbon monoxide detector. Kitchen outlet(s) shown do not appear to be GFCI-protected (kitchen receptacle on backsplash lacks GFCI), which is an NSPIRE fail/repair item. Front entry has a security door and a handrail on one side of steps; steps show worn paint and potential slip/trip risk and the handrail may be marginal (only single side). Bedroom egress: most bedrooms appear to have full-size windows, but one very small room (photo) has a small window that may not meet egress for a legal bedroom — unclear and a potential inspection-fail if that room is designated as a bedroom. No exposed high-voltage wiring or collapsed ceilings visible. Plumbing fixtures appear present and in place; no active leaks are visible. Overall: a mix of passable items and a few code-risk items (GFCI, CO detector, clarify egress, secure handrail)."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 76.7,
"rationale": "Listing states new roof and new HVAC installed in 2022; photos and condition support recent work (roof not visible in detail but exterior looks maintained). Visible HVAC thermostat on wall. Plumbing fixtures and laundry hookups are present; water heater not shown. Electrical panel not photographed. Stove is electric and connected. Given reported 2022 mechanical updates and no visible systemic failures (no stains, sagging ceilings, or water intrusion), systems appear in generally good condition but lack of photos of the panel/water heater and no verification of hot water reduce the score slightly."
}
],
"red_flags": [
"Potential electrical hazard: kitchen countertop outlet(s) do not appear to be GFCI-protected — NSPIRE/Local code may require GFCI.",
"Trip hazard: vinyl/laminate flooring lifting near kitchen threshold that could expose subfloor edges or cause trips.",
"Unclear bedroom egress: one very small room photographed may not meet emergency egress requirements if used as a bedroom.",
"Front entry stairs/handrail: worn steps and a single marginal handrail may be evaluated as unsafe/stair hazard by an inspector.",
"No visible carbon monoxide detector(s) in photos — required in many jurisdictions when fuel-burning appliances or attached garages are present."
],
"confidence": 0.89,
"assumptions": [
"Listing statement that roof, HVAC, plumbing, and floors were replaced in 2022 is accurate and work was completed to code.",
"Photos represent the current condition (no undisclosed water intrusion, mold, or major structural issues off-camera).",
"The electric range and refrigerator shown are included or will be provided; absence of a particular appliance would be treated as a moderate capital item, not an immediate safety failure.",
"No visible electrical panel issues exist behind walls; panel and wiring are assumed intact though not photographed.",
"Bedrooms not clearly pictured (beyond the small room) have standard-sized egress windows unless proven otherwise during inspection."
],
"score_method": "mean_of_criteria",
"overall_score": 72.1,
"rubric_version": "ns180-2025-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8819242244"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.