Property ID: 8826104864
539 Carol Dr, Jefferson, LA, 70121
Jefferson, LA
Money Down: $66,960
CoC Return: -6.18%
Monthly Cash Flow: $-345
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$55,800
Closing Costs
$11,160
Total Down
$66,960
Investment Snapshot
Purchase Price
$279,000
Money Down
$66,960
Cash-on-Cash Return
-6.18%
Rent
$1,696
Monthly Cash Flow
$-345
Annual Cash Flow
$-4,139
Debt Service / Mo
$1,485
Property Tax / Mo
$278
Insurance / Mo
$108
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$108
Property Tax
$278
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,140
Debt Service
$1,485
Cash Flow After Debt
$-345
Quality Score: 81.50%
Confidence: 93.00%
Based on the provided photos and listing, this 3BR/1BA single-family home appears turnkey and likely to pass an initial HCV/NSPIRE inspection after verification/installation of required alarms and GFCI protection. Cosmetic condition and major visible systems (roof, kitchen, HVAC vents) look good. Primary unknowns that could affect pass/fail are presence/operation of smoke/CO alarms, GFCI outlets in required locations, and verification of water heater/electrical panel operation. With those verifications or minor installations (if missing), the home should be rent-ready within 1–2 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$279,000
Beds
3
Baths
1
Living Area
1,392 sqft
Lot Size
5,502 sqft
Year Built
1948
Days on Market
14
Capital Outlay
$66,960
Debt Service
$1,485
Property Tax / Mo
$278
Insurance / Mo
$108
Property Description
WELCOME HOME! This charming one-story colonial/traditional home nestled in the desirable Jefferson Park subdivision, known for its welcoming community feel. This 3-bedroom residence offers a warm and inviting layout, perfect for comfortable everyday living. Enjoy relaxing mornings or quiet evenings on the classic front porch, complete with a porch swing that adds timeless charm. Inside, no carpet throughout, making for easy maintenance and a clean, modern touch. The spacious living areas flow seamlessly, creating a functional and cozy atmosphere. Step outside to the enclosed back patio, an ideal space for entertaining or unwinding while overlooking the backyard-great for kids, pets, or weekend gatherings. A garage provides added convenience and storage. This home combines classic style with practical features in a location that truly feels like home.
Utility Allowances
Cooking
$12
The property includes a range/oven and has natural gas service available.
Heating
$70
The property has central heating and is supplied with natural gas.
Other Electric
$67
Covers standard electrical usage for lights, outlets, central air conditioning, and included appliances like the dishwasher and refrigerator.
Sewer
$46
The property is connected to the city sewer system as specified in the listing.
Trash Collection
$25
A standard municipal service for a single-family detached home.
Water
$43
The property is connected to the public water supply as specified in the listing.
Water Heating
$24
The property has natural gas service, which is the presumed fuel for the water heater.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,302
DP3 Annual Estimate$1,302
DP1 Monthly Equivalent$108
DP3 Monthly Equivalent$108
Replacement Value$209,800
Basis1,392 sqft / 1948
Nearby Houses
Photo unavailable
530 Hyman Dr
off_market · 0.06 mi
Price: $299,999
3 bd / 2 ba · 1,574 sqft
Latest sale: —
Latest rent: —
Photo unavailable
526 Honore Dr
for_sale · 0.11 mi
Price: $279,900
3 bd / 2 ba · 1,277 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3811 Morris Pl
for_sale · 0.11 mi
Price: $280,000
4 bd / 2 ba · 1,612 sqft
Latest sale: — on Nov 25, 2019
Latest rent: $2,100 on Apr 26, 2024
Photo unavailable
536 Honore Dr
off_market · 0.12 mi
Price: $318,000
3 bd / 2 ba · 1,759 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3801 Jefferson Hwy Lot 5
for_sale · 0.13 mi
Price: $180,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
609 Carol Dr
for_sale · 0.14 mi
Price: $225,000
3 bd / 1 ba · 1,050 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3822 Leila Pl
for_sale · 0.15 mi
Price: $345,000
3 bd / 2 ba · 1,383 sqft
Latest sale: — on Jul 21, 2025
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and operational (ceiling vents seen) though not explicitly tested in photos.
- Water heater, electrical service/panel and circuit protection exist and are functional but were not photographed.
- Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not shown and require verification/installation.
- GFCI protection in kitchen/bathrooms is not visible and may need verification or installation.
- Bedrooms (not pictured) have required egress windows; assumed typical of similar homes but not confirmed.
- No active roof leaks or hidden water intrusion are present based on lack of visible stains, but attic/ceiling areas were not inspected.
- No major pest/infestation issues hidden from photos.
- Garage and backyard gate are functional as pictured; drainage away from structure is assumed adequate but not proven.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $3,237 | $256,500 | $25,650 |
| 2024 | $3,232 | $256,500 | $25,650 |
| 2023 | $3,374 | $256,500 | $25,650 |
| 2022 | $3,286 | $256,500 | $25,650 |
| 2021 | $2,204 | $185,300 | $18,530 |
| 2020 | $2,189 | $185,300 | $18,530 |
| 2019 | $2,250 | $185,300 | $18,530 |
| 2018 | $2,101 | $185,300 | $18,530 |
| 2017 | $2,101 | $185,300 | $18,530 |
| 2016 | $2,060 | $185,300 | $18,530 |
| 2015 | $2,049 | $179,900 | $17,990 |
| 2014 | $2,023 | $179,900 | $17,990 |
| 2013 | $2,023 | $179,900 | $17,990 |
| 2012 | $1,179 | $179,900 | $17,990 |
| 2011 | $1,104 | $179,900 | $17,990 |
| 2010 | $1,847 | $179,900 | $17,990 |
| 2009 | $944 | $92,000 | $9,200 |
| 2008 | $1,110 | — | $10,920 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2021-06-17 | Sold | — |
| 2019-06-07 | Sold | — |
| 2009-11-16 | Sold | — |
| 2009-01-22 | Sold | — |
Photo Gallery
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"list_price": 179900,
"listing_id": "508966803",
"last_update_date": "2009-11-15T03:22:00Z",
"last_status_change_date": "2009-11-15T03:22:00Z"
},
"event_name": "Price Changed",
"price_sqft": 133.25925925925927,
"source_name": "NewOrleans",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "792987",
"price_change_percentage": null
},
{
"date": "2009-09-12",
"price": 184900,
"listing": {
"status": "off_market",
"list_date": "2009-06-09T07:00:00Z",
"list_price": 179900,
"listing_id": "508966803",
"last_update_date": "2009-11-15T03:22:00Z",
"last_status_change_date": "2009-11-15T03:22:00Z"
},
"event_name": "Price Changed",
"price_sqft": 136.96296296296296,
"source_name": "NewOrleans",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "792987",
"price_change_percentage": null
},
{
"date": "2009-06-09",
"price": 189900,
"listing": {
"status": "off_market",
"list_date": "2009-06-09T07:00:00Z",
"list_price": 179900,
"listing_id": "508966803",
"last_update_date": "2009-11-15T03:22:00Z",
"last_status_change_date": "2009-11-15T03:22:00Z"
},
"event_name": "Listed",
"price_sqft": 140.66666666666666,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "792987",
"price_change_percentage": null
},
{
"date": "2009-01-22",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Issued",
"permit_type_of_work": null,
"permit_effective_date": "Jun 24, 2024",
"permit_project_type_1": "Residential",
"permit_project_type_2": "Roofing",
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "8826104864",
"generated_at": "2026-03-27T17:29:00.868316Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 81.5
},
"utility_allowance": {
"zip_code": "70121",
"home_photo": "https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m2657559414s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 223200.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/539-Carol-Dr_Jefferson_LA_70121_M88261-04864",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 279000.0,
"loan_term_years": 30,
"annual_cash_flow": 13680.69,
"mortgage_monthly": 1484.96,
"payment_standard": 1983.0,
"total_amount_out": 55800.0,
"additional_photos": [
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m99605188s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m3712738051s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m2502524222s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m2049800926s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m599212009s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m1648032378s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m107278598s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m4288775106s-w1280.jpg",
"https://ap.rdcpix.com/6570dc6d8c748e2b9ea6ca14e94e5f9cl-m3555393131s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 108.5,
"monthly_cash_flow": 1140.06,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property includes a range/oven and has natural gas service available.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "The property has central heating and is supplied with natural gas.",
"utility": "Heating",
"allowance": 70
},
{
"note": "Covers standard electrical usage for lights, outlets, central air conditioning, and included appliances like the dishwasher and refrigerator.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "The property is connected to the city sewer system as specified in the listing.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "A standard municipal service for a single-family detached home.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "The property is connected to the public water supply as specified in the listing.",
"utility": "Water",
"allowance": 43
},
{
"note": "The property has natural gas service, which is the presumed fuel for the water heater.",
"utility": "Water Heating",
"allowance": 24
}
],
"cash_on_cash_return": 0.25,
"down_payment_amount": 55800.0,
"property_tax_annual": 3334.11,
"property_tax_monthly": 277.84,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -4138.77,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -344.9,
"cash_on_cash_return_after_debt": -0.07
},
"section8_assessment": {
"runs": [
{
"summary": "Based on the provided photos and listing, this 3BR/1BA single-family home appears turnkey and likely to pass an initial HCV/NSPIRE inspection after verification/installation of required alarms and GFCI protection. Cosmetic condition and major visible systems (roof, kitchen, HVAC vents) look good. Primary unknowns that could affect pass/fail are presence/operation of smoke/CO alarms, GFCI outlets in required locations, and verification of water heater/electrical panel operation. With those verifications or minor installations (if missing), the home should be rent-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 88.0,
"rationale": "Interior and exterior photos show a well-maintained house with recent-looking paint, clean tile floors throughout, intact trim and crown molding, and updated kitchen cabinets and countertops. Appliances (gas range, microwave, dishwasher, refrigerator) are present in photos; missing appliances are not an issue. No visible water stains, peeling paint, or damaged drywall. Minor routine items that could show up on a walkthrough: door sweep/threshold wear at front entry and typical touch-up paint. These are cosmetic/easy-to-fix and do not indicate deferred maintenance."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "No obvious life‑threatening hazards observed: floors, ceilings and stairs (front porch) appear stable, electrical wiring is not exposed in photos, and living spaces and windows appear intact. Entry door has a keyed lock and deadbolt visible. However, photos do not show smoke detectors or carbon monoxide alarms, and GFCI devices in kitchen/bath are not clearly visible — these are NSPIRE checklist items and would cause a fail if absent. Bedroom egress appears plausible based on window sizes in living areas but bedroom photos are not provided to confirm. No visible mold, collapsed ceilings, foundation cracks or active leaks observed. Because presence/operation of alarms and GFCIs are unknown, a moderate deduction is applied."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 80.0,
"rationale": "Photos show ceiling vents and ceiling-mounted thermostat area indicating central HVAC likely present; registers and vents appear intact. Roof shingles look relatively new and in good condition from exterior photos (no obvious sagging or missing areas). Kitchen plumbing fixtures and stainless sink/dishwasher look modern and intact. Water heater, electrical panel and drain grading are not shown, so their condition is assumed functional but unverified. Appliances visible (gas range) suggest proper hookups; no signs of gas leaks or unsafe venting are visible. Because key system components (water heater, electrical panel, HVAC operation) are not directly verified, score is conservative but favorable."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 85.0,
"rationale": "Curb appeal is strong: painted siding/trim in good condition, covered front porch with supporting columns, landscaped front yard and intact concrete walk/drive. Driveway and walkways are serviceable with only minor surface cracking consistent with age. A fenced gate is visible at side leading to backyard and a detached garage is referenced and partially visible, providing off‑street parking and storage. No evidence of standing water, major erosion, termite damage or exterior structural distress in provided images."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operational (ceiling vents seen) though not explicitly tested in photos.",
"Water heater, electrical service/panel and circuit protection exist and are functional but were not photographed.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not shown and require verification/installation.",
"GFCI protection in kitchen/bathrooms is not visible and may need verification or installation.",
"Bedrooms (not pictured) have required egress windows; assumed typical of similar homes but not confirmed.",
"No active roof leaks or hidden water intrusion are present based on lack of visible stains, but attic/ceiling areas were not inspected.",
"No major pest/infestation issues hidden from photos.",
"Garage and backyard gate are functional as pictured; drainage away from structure is assumed adequate but not proven."
],
"overall_score": 83.0,
"rubric_version": "nspr-2026-v1"
},
{
"summary": "Overall the home appears well-maintained and likely to pass a Housing Choice Voucher/NSPIRE initial inspection after addressing a few administrative/safety items. Interior finishes, flooring, kitchen, and exterior curb appeal are in good condition; major systems appear present (central HVAC, appliances) and roof shows no obvious failure. Primary inspection risks are lack of visible smoke and carbon monoxide detectors, unverified bedroom egress windows, and unseen electrical panel/water heater conditions. With installation/verification of required detectors, confirmation of GFCI outlets near wet areas, and standard pre-lease checks, the property is likely rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained home with new/clean tile floors, fresh paint, intact drywall, finished trim and crown molding. Kitchen cabinets and countertops are in good condition and major appliances (range, microwave, dishwasher, refrigerator) are present. Exterior landscaping and porch are tidy and walkways are intact. No visible torn flooring, large holes, collapsed ceilings, or exposed subfloor. Missing/loose minor items are not evident from photos. Score reduced slightly to account for items not visible (basement/crawlspace, behind cabinets) and the typical need for minor touch-ups before tenancy."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, standing water, open wiring, or visible major foundation failure). Entry door has a deadbolt and looks secure. Central HVAC vents visible which suggests heating/cooling present. However smoke detectors and carbon monoxide detectors are not clearly visible in photos (only one small wall device seen but location and quantity relative to sleeping areas cannot be confirmed). Bedroom egress windows are not shown. Electrical panel, GFCI protection at kitchen sink and hot water availability are not visible. Because detector/egress/utility items are required by NSPIRE and cannot be fully confirmed, score lowered to reflect inspection risk despite otherwise clean, safe appearance."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 80.0,
"rationale": "Photos show ceiling HVAC registers indicating central HVAC present; kitchen appliances (gas range) and stainless refrigerator and dishwasher are installed and appear functional. Roof shingles look intact (no visible sagging or active leaks). Visible plumbing fixtures (kitchen sink, faucet) appear in good condition. Water heater and electrical panel are not pictured; their condition is unknown. Score reflects likely operational systems with a moderate unknown risk where systems are not shown."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Front yard, walkway, and driveway are maintained; porch and columns are intact and stable in photos. Siding/paint on front elevation looks recently repainted with no visible major cracking. Enclosed back patio visible and property includes a garage. No evidence of standing water, extensive erosion, infestation, or major site neglect in provided images. Score slightly reduced because side/rear foundation and drainage details are not visible."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Central HVAC is operational based on visible ceiling registers/vents; no direct test performed.",
"Roof is intact and not actively leaking based on exterior photos; attic and underside not inspected.",
"Smoke detectors and carbon monoxide detectors may be present but their locations/quantity relative to sleeping areas could not be confirmed from photos.",
"Electrical panel, water heater, and sewer/drain conditions were not shown and assumed functional unless discovered otherwise during inspection.",
"Bedrooms and their windows (egress compliance) are not pictured; assumed typical window sizes for a house of this era but egress must be verified.",
"No visible mold, peeling paint, or active infestation in photos; assume cosmetic repainting completed recently (year built 1948 implies potential lead-paint risk — no peeling seen).",
"Appliances shown (gas range, fridge, dishwasher, microwave) are present and assumed operational; their utility connections (gas valve, safe venting) should be verified."
],
"overall_score": 80.0,
"rubric_version": "2026-03-NSPIRE-1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [
"Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}"
],
"address": "539 Carol Dr, Jefferson, LA, 70121",
"aggregate": {
"summary": "Based on the provided photos and listing, this 3BR/1BA single-family home appears turnkey and likely to pass an initial HCV/NSPIRE inspection after verification/installation of required alarms and GFCI protection. Cosmetic condition and major visible systems (roof, kitchen, HVAC vents) look good. Primary unknowns that could affect pass/fail are presence/operation of smoke/CO alarms, GFCI outlets in required locations, and verification of water heater/electrical panel operation. With those verifications or minor installations (if missing), the home should be rent-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 86.5,
"rationale": "Interior and exterior photos show a well-maintained house with recent-looking paint, clean tile floors throughout, intact trim and crown molding, and updated kitchen cabinets and countertops. Appliances (gas range, microwave, dishwasher, refrigerator) are present in photos; missing appliances are not an issue. No visible water stains, peeling paint, or damaged drywall. Minor routine items that could show up on a walkthrough: door sweep/threshold wear at front entry and typical touch-up paint. These are cosmetic/easy-to-fix and do not indicate deferred maintenance."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 85.0,
"rationale": "Curb appeal is strong: painted siding/trim in good condition, covered front porch with supporting columns, landscaped front yard and intact concrete walk/drive. Driveway and walkways are serviceable with only minor surface cracking consistent with age. A fenced gate is visible at side leading to backyard and a detached garage is referenced and partially visible, providing off‑street parking and storage. No evidence of standing water, major erosion, termite damage or exterior structural distress in provided images."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 74.0,
"rationale": "No obvious life‑threatening hazards observed: floors, ceilings and stairs (front porch) appear stable, electrical wiring is not exposed in photos, and living spaces and windows appear intact. Entry door has a keyed lock and deadbolt visible. However, photos do not show smoke detectors or carbon monoxide alarms, and GFCI devices in kitchen/bath are not clearly visible — these are NSPIRE checklist items and would cause a fail if absent. Bedroom egress appears plausible based on window sizes in living areas but bedroom photos are not provided to confirm. No visible mold, collapsed ceilings, foundation cracks or active leaks observed. Because presence/operation of alarms and GFCIs are unknown, a moderate deduction is applied."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 80.0,
"rationale": "Photos show ceiling vents and ceiling-mounted thermostat area indicating central HVAC likely present; registers and vents appear intact. Roof shingles look relatively new and in good condition from exterior photos (no obvious sagging or missing areas). Kitchen plumbing fixtures and stainless sink/dishwasher look modern and intact. Water heater, electrical panel and drain grading are not shown, so their condition is assumed functional but unverified. Appliances visible (gas range) suggest proper hookups; no signs of gas leaks or unsafe venting are visible. Because key system components (water heater, electrical panel, HVAC operation) are not directly verified, score is conservative but favorable."
}
],
"red_flags": [],
"confidence": 0.93,
"assumptions": [
"Central HVAC is present and operational (ceiling vents seen) though not explicitly tested in photos.",
"Water heater, electrical service/panel and circuit protection exist and are functional but were not photographed.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not shown and require verification/installation.",
"GFCI protection in kitchen/bathrooms is not visible and may need verification or installation.",
"Bedrooms (not pictured) have required egress windows; assumed typical of similar homes but not confirmed.",
"No active roof leaks or hidden water intrusion are present based on lack of visible stains, but attic/ceiling areas were not inspected.",
"No major pest/infestation issues hidden from photos.",
"Garage and backyard gate are functional as pictured; drainage away from structure is assumed adequate but not proven."
],
"score_method": "mean_of_criteria",
"overall_score": 81.5,
"rubric_version": "nspr-2026-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8826104864"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.