1326 Cadillac Dr, Jackson, MS, 39213
Jackson, MS
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 65.50%
Confidence: 92.00%
This 3BR/1BA single-family property is mostly cosmetically updated and is close to Section 8 / HCV readiness. The home shows new-looking floors, painted walls, operable kitchen and bath fixtures, a closed electrical panel, and a seemingly recently replaced roof. Primary inspection risks are a ceiling opening in the bathroom (possible exposed wiring), likely lack of GFCI-protected outlets in kitchen/bath, potentially non-compliant bedroom egress windows, and no handrail at the front steps. Addressing the electrical/fixture opening, installing required GFCI/CO detectors, verifying egress, and adding a handrail will likely move this to rent-ready for voucher applicants within 1–2 weeks for minor repairs or up to 30 days if electrician/plumbing work is needed.
Property Fundamentals
Property Description
Investment Opportunity in Jackson, MS - 3-bedroom, 1 bath property with strong rental potential. Ideal for investors seeking steady cash flow in a growing market. Features functional layout, a low-maintenance design, and a tenant-ready condition. A solid addition to any rental portfolio. Property is being sold ''as-is''.
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Risk and Criteria Detail
Red Flags
- success
- Electrical hazards — unfinished ceiling opening in bathroom (possible exposed wiring).
- Potential inadequate bedroom egress — small/high windows may not meet emergency escape requirements.
- Unsafe exterior stairs — front steps lack a handrail (possible code/safety fail depending on riser count).
Assumptions
- Appliances: Electric range/stove is present and appears functional; no refrigerator shown and assumed not provided.
- Heating & hot water: Central HVAC registers are visible; HVAC system and water heater are assumed present and functional but not photographed or verified.
- Smoke detector pictured is functional; no CO detector is visible and is assumed not present.
- Bathroom ceiling opening is assumed to be an unfinished electrical/vent fixture penetration and may present exposed wiring until repaired.
- Bedroom windows pictured may not meet NSPIRE/HQS egress dimensions based on size/placement; exact dimensions unknown.
- No active roof leak observed in photos; small ceiling stains likely from a past event that was repaired or localized.
- Electrical panel observed is assumed to be serviceable (closed cover) but internal condition and amperage not verified.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $822 | $28,370 | $4,256 |
| 2023 | $818 | $28,370 | $4,256 |
| 2021 | $818 | $28,370 | $4,256 |
| 2020 | $808 | $28,170 | $4,226 |
| 2019 | $809 | $28,170 | $4,226 |
| 2018 | $800 | $28,170 | $4,226 |
| 2017 | $800 | $28,170 | $4,226 |
| 2016 | $779 | $28,170 | $4,226 |
| 2015 | $731 | $27,250 | $4,088 |
| 2014 | $730 | $27,250 | $4,088 |
| 2013 | $679 | $26,060 | $3,909 |
| 2012 | $679 | $26,060 | $3,909 |
| 2011 | $644 | $25,060 | $3,759 |
| 2010 | $640 | $25,060 | $3,759 |
| 2009 | $640 | $25,060 | $3,759 |
Sale History
| Date | Event | Price |
|---|---|---|
| 1998-03-05 | Sold | — |
Photo Gallery
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"generated_at": "2026-02-16T23:25:55.746152Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 65.5
},
"utility_allowance": {
"zip_code": "39213",
"home_photo": "https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m1954506282s-w1280.jpg",
"rent_price": 854.0,
"loan_amount": 47600.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1326-Cadillac-Dr_Jackson_MS_39213_M88267-72838",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 59500.0,
"loan_term_years": 30,
"annual_cash_flow": 8019.54,
"mortgage_monthly": 316.68,
"payment_standard": 1190.0,
"total_amount_out": 11900.0,
"additional_photos": [
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m1784518807s-w1280.jpg",
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m1779003511s-w1280.jpg",
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m1514401068s-w1280.jpg",
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m1731540701s-w1280.jpg",
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m1695219918s-w1280.jpg",
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m1197292977s-w1280.jpg",
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m2304718264s-w1280.jpg",
"https://ap.rdcpix.com/c6054e58fc61a5bac0e7648600cd0c07l-m3129616026s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 29.75,
"monthly_cash_flow": 668.3,
"property_tax_rate": 0.0095,
"_utility_allowance": {
"sources": [
"https://www.mrha6.org/wp-content/uploads/section_8_utility_allowances/Metro%20Single%20Family%20Detached.pdf",
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-12-01"
},
"utility_allowances": [
{
"note": "Selected 'Natural Gas' for Heating as the property details state 'Natural Gas Available' and the home has central heating. The allowance is based on the 3BR value from the schedule.",
"utility": "Heating",
"allowance": 21
},
{
"note": "Selected 'Natural Gas' for Cooking as the property details state 'Natural Gas Available' and photos show a stove. The allowance is based on the 3BR value from the schedule.",
"utility": "Cooking",
"allowance": 8
},
{
"note": "Selected 'Natural Gas' for Water Heating. While not explicitly stated, it is inferred from the availability of natural gas for other appliances. The allowance is based on the 3BR value from the schedule.",
"utility": "Water Heating",
"allowance": 18
},
{
"note": "This fixed allowance for general electric use (lights, outlets) is based on the 3BR value from the schedule.",
"utility": "Other Electric",
"allowance": 69
},
{
"note": "The property is listed with 'Central Air'. This fixed allowance is based on the 3BR value from the schedule.",
"utility": "Air Conditioning",
"allowance": 12
},
{
"note": "The property uses a 'Public' water source. This fixed allowance is based on the 3BR value from the schedule.",
"utility": "Water",
"allowance": 104
},
{
"note": "The property uses a 'Public Sewer'. This fixed allowance is based on the 3BR value from the schedule.",
"utility": "Sewer",
"allowance": 60
},
{
"note": "This is a standard utility for a single-family home. The fixed allowance is based on the 3BR value from the schedule.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "A refrigerator is not listed as a provided appliance. This allowance is for a tenant-owned refrigerator, based on the 3BR value from the schedule.",
"utility": "Refrigerator (Tenant-owned)",
"allowance": 4
},
{
"note": "A microwave is not listed as a provided appliance. This allowance is for tenant-owned cooking appliances, based on the 3BR value from the schedule.",
"utility": "Range/Microwave (Tenant-owned)",
"allowance": 3
}
],
"cash_on_cash_return": 0.67,
"down_payment_amount": 11900.0,
"property_tax_annual": 846.66,
"property_tax_monthly": 70.55,
"property_tax_increase": 0.03,
"utility_allowance_total": 336.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-10-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 4219.33,
"property_management_monthly": 85.4,
"monthly_cash_flow_after_debt": 351.61,
"cash_on_cash_return_after_debt": 0.35
},
"section8_assessment": {
"runs": [
{
"summary": "This 3BR/1BA single-family property is mostly cosmetically updated and is close to Section 8 / HCV readiness. The home shows new-looking floors, painted walls, operable kitchen and bath fixtures, a closed electrical panel, and a seemingly recently replaced roof. Primary inspection risks are a ceiling opening in the bathroom (possible exposed wiring), likely lack of GFCI-protected outlets in kitchen/bath, potentially non-compliant bedroom egress windows, and no handrail at the front steps. Addressing the electrical/fixture opening, installing required GFCI/CO detectors, verifying egress, and adding a handrail will likely move this to rent-ready for voucher applicants within 1–2 weeks for minor repairs or up to 30 days if electrician/plumbing work is needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently refreshed: new-looking LVT in main living areas, new carpet in bedrooms, painted walls, intact tile in kitchen. Kitchen has an operable range but no refrigerator shown (moderate negative). Cosmetic wear at cabinet bases, vanity, and some trim/thresholds. Bathroom ceiling has an unfinished opening (repair needed). Exterior shows cracked driveway and debris but no severe deferred maintenance. Overall only minor-to-moderate repair items and cosmetic work needed before tenancy."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 55.0,
"rationale": "Smoke detector visible in main living area (positive). Front entry shows a lock and deadbolt. However there are several safety risks: a ceiling opening in the bathroom (possible exposed wiring and unfinished fixture), no visible GFCI protection at bathroom/kitchen outlets in photos, no visible CO alarm, and bedroom windows appear small/high and may not meet emergency egress dimensions. Exterior front steps have no handrail. These items create a moderate risk of initial fail on an HQS/NSPIRE inspection until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 65.0,
"rationale": "Roof appears recently re-shingled with no visible sag or active leaks, which lowers major roof risk. Central HVAC duct registers and return vents are visible (suggests central heating/cooling present), and an electrical panel is visible and closed in a bedroom. Plumbing fixtures (sink, tub, toilet) are present and show no active leaks in photos. Water heater and furnace are not pictured (assumed present but unverified). The ceiling opening could indicate electrical fixture/vent work required. Overall systems look functional but not fully verified."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Exterior envelope (siding and brick) appears intact and painted; no obvious foundation settlement or siding failure seen. Driveway has cracking and leaf/debris accumulation; yard is modest and shows normal wear. Front concrete steps lack a handrail (safety/citation risk if riser count/height exceeds local code). Carport and roofline look serviceable. No visible standing water or major drainage failures in provided photos."
}
],
"red_flags": [
"Electrical hazards — unfinished ceiling opening in bathroom (possible exposed wiring).",
"Potential inadequate bedroom egress — small/high windows may not meet emergency escape requirements.",
"Unsafe exterior stairs — front steps lack a handrail (possible code/safety fail depending on riser count)."
],
"confidence": 0.65,
"assumptions": [
"Appliances: Electric range/stove is present and appears functional; no refrigerator shown and assumed not provided.",
"Heating & hot water: Central HVAC registers are visible; HVAC system and water heater are assumed present and functional but not photographed or verified.",
"Smoke detector pictured is functional; no CO detector is visible and is assumed not present.",
"Bathroom ceiling opening is assumed to be an unfinished electrical/vent fixture penetration and may present exposed wiring until repaired.",
"Bedroom windows pictured may not meet NSPIRE/HQS egress dimensions based on size/placement; exact dimensions unknown.",
"No active roof leak observed in photos; small ceiling stains likely from a past event that was repaired or localized.",
"Electrical panel observed is assumed to be serviceable (closed cover) but internal condition and amperage not verified."
],
"overall_score": 67.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This single-family property is broadly in rentable, mostly cosmetic condition with a recently maintained exterior and intact interior finishes. Primary inspection risks are a visible open ceiling hole in the bathroom (exposes attic/possible wiring), uncertain GFCI protection in kitchen/bath, absence of a visible CO alarm, and lack of a handrail on front steps. Major systems (roof, HVAC registers, electrical panel, plumbing fixtures) are present but require functional verification. With 1–4 days of targeted repairs (seal/repair bathroom ceiling, install required GFCI devices and CO alarm if needed, add handrail, minor cosmetic touch-ups and confirm HVAC/water heater operation) the property is likely to pass a Housing Choice Voucher (Section 8 / NSPIRE) initial inspection; expect ~1–4 weeks to fully verify and remediate depending on contractor scheduling.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears freshly painted with new-looking vinyl plank in main living areas and new carpet in bedrooms. Kitchen has working sink, cabinetry and a stove present; bathroom fixtures in place. Visible deferred/cosmetic items: chipped cabinet paint, missing transition strip at doorway, bathroom tile and vanity show age, small exterior concrete cracks and leaf/debris accumulation. Missing refrigerator (not pictured) reduces turnkey readiness modestly but is not a safety failure. Overall the property needs mostly cosmetic and minor repair work."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 50.0,
"rationale": "A smoke detector is visible in the living area (photo). Entry door shows a deadbolt. The electrical panel is present and appears covered in a bedroom. Significant safety concerns: an open/unfinished ceiling hole in the bathroom (exposes attic space and possibly wiring/insulation/pests) — this is an inspection risk and potential electrical/plumbing hazard. No carbon-monoxide detector was observed in photos. GFCI protection for kitchen/bath outlets is not evident from photos (bath outlet near sink appears standard), which would likely need correction. Front entry has a short set of steps without a handrail which may be required locally. Bedroom windows are small; egress size/height cannot be fully verified from photos and should be confirmed. No severe mold, active leaks, collapsed ceilings, or exposed major wiring were observed in the photos, but the bathroom ceiling hole elevates inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Roof shingles appear in good condition (recent replacement or well-maintained) from exterior photo. Ceiling HVAC supply/return registers are visible in multiple rooms indicating central HVAC is installed; operation cannot be confirmed but presence is positive. The electrical panel is present and appears intact. Plumbing fixtures (kitchen sink, bathroom tub, toilet) are installed; no obvious active leaks shown. Water heater is not visible in photos and its condition/age is unknown. The bathroom ceiling opening could indicate prior mechanical work or venting that requires repair. Overall systems appear present but several items need functional verification and minor fixes (bath ceiling repair, GFCI installation, confirm water heater/HVAC operation)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior envelope (siding and brick foundation) looks intact and painted; roof shingles appear in good condition. Carport and concrete driveway are serviceable though the driveway and front walk show cracking and leaf/debris build-up. Front concrete steps lack a handrail. Yard and site show general maintenance needs (clean-up) but no major visible foundation movement, standing water, nor obvious infestation evidence in provided photos."
}
],
"red_flags": [
"Open/unfinished hole in bathroom ceiling exposing attic space — potential electrical/plumbing/insulation hazard that must be closed prior to inspection.",
"Likely missing GFCI protection at bathroom and kitchen outlets (not evident in photos) — common inspection failure if not installed.",
"No visible carbon-monoxide alarm (required if any fuel-burning appliances or attached garage) — must be confirmed/installed.",
"Front entry steps lack a handrail — may be required by local code/inspector depending on riser count and must be addressed."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present because ceiling supply/return registers are visible; assumed operational but not tested.",
"Water heater exists on site but is not pictured; assumed present and functional but should be verified.",
"Stove is electric (visible electric coil style) so carbon-monoxide risk from cooking appliance is low; gas connections not observed.",
"Bedroom egress windows appear small but are assumed to meet local egress requirements; this must be confirmed during in-person inspection.",
"Lead-based paint potential exists because house built in 1962; no peeling paint was visible in photos but lead disclosure and risk mitigation should be followed for pre-1978 properties.",
"No active roof leaks observed from interior photos; discoloration in a few ceiling corners is minor and assumed not to be active water intrusion but should be checked.",
"Absence of a refrigerator in listing photos is assumed (no effect on safety but reduces turnkey convenience)."
],
"overall_score": 66.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3BR/1BA home presents as largely tenant-ready cosmetically with a sound roof and visible HVAC ducting, but has several inspection risks that will likely need correction before a Housing Choice Voucher initial inspection will pass. Priority items: repair/replace bathroom ceiling cover (possible exposed wiring), install/verify smoke alarms in each sleeping room and on every level, repair/replace crumbling front step and address handrail requirement, fix or level cracked/uneven walkway/driveway trip hazards, and confirm GFCI protection and hot water/HVAC operation. With those corrections (most are low-to-moderate cost), the property is likely to be rent-ready within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 65.0,
"rationale": "Interior photos show recently replaced floors, fresh paint, intact cabinets and tile — overall cosmetically clean. Observable issues: missing refrigerator, some worn cabinet paint, threshold/transition pieces missing at doorways, cracked/uneven concrete at driveway/walkway, and front entry step has crumbling edge. Bathroom ceiling has an open hole (removed fixture/cover). These are mostly repair/cosmetic items that can be addressed quickly but require attention before tenancy."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 50.0,
"rationale": "Mixed safety signals: a functioning smoke alarm is visible in the main living area, an electrical panel is present and appears covered. However there is an open ceiling hole in the bathroom (possible exposed wiring), front steps lack a handrail and show deterioration (trip/fall risk), concrete walk has uneven/cracked surfaces (trip hazard), and there is no visible smoke/CO detector in bedrooms (additional alarms likely required). Bedroom egress windows appear small/high-set in at least one room — may fail egress requirements depending on measurements. GFCI presence in kitchen/bath is not visible. These represent inspection risks that must be corrected prior to initial HCV approval."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 70.0,
"rationale": "Ceiling supply/return vents are present indicating central HVAC; roof shingles appear in good condition (recent-looking) with no visible sagging or active leaks. Electrical panel is visible and intact in a bedroom wall. Kitchen shows a working electric range (stove) installed. Water heater and furnace/air handler are not visible in photos so functional status is assumed but unconfirmed. No obvious signs of major system failure, but verification of HVAC operation, hot water, and water heater condition will be required."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site safety and access",
"score": 70.0,
"rationale": "Exterior siding, brick foundation, and roof visually intact; carport provides covered entry. Observable site issues: cracked/leaf-clogged driveway and walkway, uneven concrete and decayed step(s) at the front entry without a handrail. Yard appears maintained but overleaf debris present. No visible standing water, major foundation cracks, or active roof failures were observed in the photos."
}
],
"red_flags": [
"Open ceiling hole in bathroom (possible exposed wiring / missing fixture cover)",
"Crumbled front step and lack of handrail (unsafe entry/stairs)",
"Uneven/cracked front walkway and driveway creating trip hazards",
"No visible smoke detectors inside bedrooms (likely required)",
"Potential inadequate bedroom egress windows (small/high-set windows visible)"
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operational (visible supply/return vents), but full functionality has not been verified.",
"Water heater and furnace/air handler are present somewhere on the property but were not photographed; hot water availability is assumed but unconfirmed.",
"Only a single smoke detector is visible in the living area; bedrooms likely lack dedicated smoke alarms and will need detectors installed.",
"The stove in photos is electric; no gas appliances were observed (so carbon monoxide detector requirements may not apply).",
"No active roof leak is visible despite some minor ceiling staining; stains are assumed old and not currently leaking.",
"Windows in bedrooms might not meet egress dimensions — egress compliance is unknown and would require measurement.",
"Because the house was built in 1962, lead-based paint is a potential risk even though no peeling paint is visible; lead risk procedures/disclosure apply."
],
"overall_score": 63.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1326 Cadillac Dr, Jackson, MS, 39213",
"aggregate": {
"summary": "This 3BR/1BA single-family property is mostly cosmetically updated and is close to Section 8 / HCV readiness. The home shows new-looking floors, painted walls, operable kitchen and bath fixtures, a closed electrical panel, and a seemingly recently replaced roof. Primary inspection risks are a ceiling opening in the bathroom (possible exposed wiring), likely lack of GFCI-protected outlets in kitchen/bath, potentially non-compliant bedroom egress windows, and no handrail at the front steps. Addressing the electrical/fixture opening, installing required GFCI/CO detectors, verifying egress, and adding a handrail will likely move this to rent-ready for voucher applicants within 1–2 weeks for minor repairs or up to 30 days if electrician/plumbing work is needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 71.7,
"rationale": "Interior appears recently refreshed: new-looking LVT in main living areas, new carpet in bedrooms, painted walls, intact tile in kitchen. Kitchen has an operable range but no refrigerator shown (moderate negative). Cosmetic wear at cabinet bases, vanity, and some trim/thresholds. Bathroom ceiling has an unfinished opening (repair needed). Exterior shows cracked driveway and debris but no severe deferred maintenance. Overall only minor-to-moderate repair items and cosmetic work needed before tenancy."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 71.7,
"rationale": "Exterior envelope (siding and brick) appears intact and painted; no obvious foundation settlement or siding failure seen. Driveway has cracking and leaf/debris accumulation; yard is modest and shows normal wear. Front concrete steps lack a handrail (safety/citation risk if riser count/height exceeds local code). Carport and roofline look serviceable. No visible standing water or major drainage failures in provided photos."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 51.7,
"rationale": "Smoke detector visible in main living area (positive). Front entry shows a lock and deadbolt. However there are several safety risks: a ceiling opening in the bathroom (possible exposed wiring and unfinished fixture), no visible GFCI protection at bathroom/kitchen outlets in photos, no visible CO alarm, and bedroom windows appear small/high and may not meet emergency egress dimensions. Exterior front steps have no handrail. These items create a moderate risk of initial fail on an HQS/NSPIRE inspection until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 66.7,
"rationale": "Roof appears recently re-shingled with no visible sag or active leaks, which lowers major roof risk. Central HVAC duct registers and return vents are visible (suggests central heating/cooling present), and an electrical panel is visible and closed in a bedroom. Plumbing fixtures (sink, tub, toilet) are present and show no active leaks in photos. Water heater and furnace are not pictured (assumed present but unverified). The ceiling opening could indicate electrical fixture/vent work required. Overall systems look functional but not fully verified."
}
],
"red_flags": [
"Electrical hazards — unfinished ceiling opening in bathroom (possible exposed wiring).",
"Potential inadequate bedroom egress — small/high windows may not meet emergency escape requirements.",
"Unsafe exterior stairs — front steps lack a handrail (possible code/safety fail depending on riser count)."
],
"confidence": 0.92,
"assumptions": [
"Appliances: Electric range/stove is present and appears functional; no refrigerator shown and assumed not provided.",
"Heating & hot water: Central HVAC registers are visible; HVAC system and water heater are assumed present and functional but not photographed or verified.",
"Smoke detector pictured is functional; no CO detector is visible and is assumed not present.",
"Bathroom ceiling opening is assumed to be an unfinished electrical/vent fixture penetration and may present exposed wiring until repaired.",
"Bedroom windows pictured may not meet NSPIRE/HQS egress dimensions based on size/placement; exact dimensions unknown.",
"No active roof leak observed in photos; small ceiling stains likely from a past event that was repaired or localized.",
"Electrical panel observed is assumed to be serviceable (closed cover) but internal condition and amperage not verified."
],
"score_method": "mean_of_criteria",
"overall_score": 65.5,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8826772838"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.