Property ID: 8836583136
420 Roseland Pkwy, Harahan, LA, 70123
Harahan, LA
Money Down: $56,400
CoC Return: 0.97%
Monthly Cash Flow: $46
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$47,000
Closing Costs
$9,400
Total Down
$56,400
Investment Snapshot
Purchase Price
$235,000
Money Down
$56,400
Cash-on-Cash Return
0.97%
Rent
$1,696
Monthly Cash Flow
$46
Annual Cash Flow
$547
Debt Service / Mo
$1,251
Property Tax / Mo
$148
Insurance / Mo
$82
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$82
Property Tax
$148
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,296
Debt Service
$1,251
Cash Flow After Debt
$46
Quality Score: 79.20%
Confidence: 95.00%
Overall this 3BR/1BA single-family home presents as well-maintained and largely move-in ready. Cosmetic condition and systems (recent HVAC, appliances present) are strong. The most likely inspection issues are missing or not-photographed required alarms (smoke/CO), and GFCI verification at wet areas — these are generally quick fixes. No visible structural, roof, or severe water-intrusion problems were identified from photos. Likely outcome: minor repairs required for NSPIRE compliance; property should pass an initial HCV inspection after installation/verification of detectors/GFCIs and a brief systems check.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$235,000
Beds
3
Baths
1
Living Area
1,059 sqft
Lot Size
5,502 sqft
Year Built
1958
Days on Market
128
Capital Outlay
$56,400
Debt Service
$1,251
Property Tax / Mo
$148
Insurance / Mo
$82
Property Description
Charming and inviting, this quaint Harahan home features 3 bedrooms and 1 bathroom with an open layout that makes the most of its comfortable living space. A bonus room at the back of the home offers great flexibilityperfect for a playroom or office. The HVAC system is only 2.5 years old. Conveniently located, this home combines charm, comfort, and convenienceready for your personal touch!
Utility Allowances
cooking
$12
The property has 'Natural Gas' service, which is selected as the fuel source for cooking.
heating
$70
The property has 'Central' heating and is connected to 'Natural Gas', which is selected as the fuel source.
other_electric
$67
This is a standard allowance for general electricity usage, including lighting and central air conditioning, for a 3-bedroom single-family home.
sewer
$46
The property information explicitly states the sewer source is 'City'.
trash_collection
$25
Trash collection is a standard municipal service for a single-family home in this area.
water
$43
The property information explicitly states the water source is 'Public'.
water_heating
$24
The property has 'Natural Gas' service, which is the most common and cost-effective fuel source for water heating.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$990
DP3 Annual Estimate$990
DP1 Monthly Equivalent$82
DP3 Monthly Equivalent$82
Replacement Value$160,900
Basis1,059 sqft / 1958
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504 Roseland Pkwy
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509 Kenmore Dr
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3 bd / 2 ba · 1,395 sqft
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7112 Wilson St
sold · 0.12 mi
Price: $209,000
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505 Roseland Pkwy
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Price: $235,000
2 bd / 2 ba · 1,286 sqft
Latest sale: —
Latest rent: —
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310 Gordon Ave
sold · 0.13 mi
Price: $299,000
— bd / — ba
Latest sale: — on Jan 10, 2022
Latest rent: —
Photo unavailable
275 Gordon Ave
sold · 0.17 mi
Price: $315,000
3 bd / 2 ba · 1,540 sqft
Latest sale: — on Jul 19, 2021
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- HVAC is functional as stated in listing (2.5 years old) and provides heating and cooling.
- Water heater and functioning hot water are present but were not photographed.
- Bedrooms have code‑compliant egress windows (size/net opening not measurable in photos) and will meet egress requirements.
- Electrical panel and service are intact and have no visible hazards off-camera.
- Entry door includes a locking deadbolt or can easily be fitted with one.
- No active roof leaks or hidden mold are present beyond what is visible in the provided photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,719 | $218,400 | $21,840 |
| 2024 | $1,727 | $218,400 | $21,840 |
| 2023 | $1,794 | $218,400 | $21,840 |
| 2022 | $2,312 | $218,400 | $21,840 |
| 2021 | $1,499 | $149,200 | $14,920 |
| 2020 | $1,486 | $149,200 | $14,920 |
| 2019 | $1,514 | $149,200 | $14,920 |
| 2018 | $1,393 | $149,200 | $14,920 |
| 2017 | $1,274 | $149,200 | $14,920 |
| 2016 | $508 | $53,900 | $5,390 |
| 2015 | $515 | $53,900 | $5,390 |
| 2014 | $513 | $53,900 | $5,390 |
| 2013 | $524 | $53,900 | $5,390 |
| 2012 | $162 | $53,900 | $5,390 |
| 2011 | $163 | $53,900 | $5,390 |
| 2010 | $351 | $53,900 | $5,390 |
| 2009 | $514 | $53,900 | $5,390 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-12-02 | Listing removed | $0 |
| 2025-12-01 | Listed | $235,000 |
| 2025-10-28 | Listed | $235,000 |
| 2021-08-18 | Sold | $0 |
| 2021-08-16 | Listing removed | $0 |
| 2018-07-13 | Sold | $0 |
| 2018-07-13 | Listing removed | $175,000 |
| 2018-06-08 | Listed | $175,000 |
| 2018-01-08 | Listing removed | $1,300 |
| 2018-01-08 | Listing removed | $175,000 |
| 2017-12-29 | Listed for rent | $1,300 |
| 2017-10-19 | Price Changed | $175,000 |
| 2017-10-09 | Listed | $180,000 |
| 2017-03-10 | Sold | $0 |
| 2017-03-10 | Listing removed | $150,000 |
| 2017-01-26 | Listed | $150,000 |
Photo Gallery
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"Bedroom 2 Level: Second",
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"Entry Foyer Dimensions: 9.8' x 9.7'",
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},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 80.0,
"rationale": "Listing states HVAC is ~2.5 years old and ceiling vents are visible, supporting likely functional heating/cooling. Appliances in kitchen appear present and in good cosmetic condition. Roof and attic access not shown but exterior roof appears intact with no visible sagging. Water heater, electrical panel and plumbing risers are not shown; lacking direct evidence reduces score modestly but no signs of systemic failure are visible."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Front yard, driveway and siding appear in good condition; no obvious foundation settling, major cracks, standing water, or severe landscaping neglect visible. Roof appears intact from front view. Walkway and porch look serviceable. Minor driveway discoloration but no trip hazards observed."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"HVAC is functional as stated in listing (2.5 years old) and provides heating and cooling.",
"Water heater and functioning hot water are present but were not photographed.",
"Bedrooms have code‑compliant egress windows (size/net opening not measurable in photos) and will meet egress requirements.",
"Electrical panel and service are intact and have no visible hazards off-camera.",
"Entry door includes a locking deadbolt or can easily be fitted with one.",
"No active roof leaks or hidden mold are present beyond what is visible in the provided photos."
],
"overall_score": 80.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "This 3-bed/1-bath 1958 single-family home appears largely turnkey for Section 8 tenancy: updated interior finishes, functioning modern kitchen appliances, a recently replaced HVAC system, intact roof and exterior, and no visible structural or major moisture issues. Primary inspection risks are life-safety items not shown in photos — specifically lack of visible smoke and carbon-monoxide detectors, unverified GFCI protection in kitchen/bath, and uninspected electrical panel and water heater. With installation/verification of smoke/CO alarms, confirmation or addition of GFCI outlets, and routine verification of electrical/water-heater condition, the home is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Photos show recently painted walls, intact ceilings, replaced flooring in main rooms, functioning fixtures and ceiling fans, and modern stainless appliances (range, refrigerator, dishwasher). Kitchen and bathroom finishes look updated with no obvious damage. Minor cosmetic items (window coverings, curtain pooling, possible grout touch-up) only. Missing appliance risk is low since appliances are present. Overall turnkey appearance with only minor cosmetic/finish items to address."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No visible peeling paint, water stains, mold, exposed wiring, or loose guardrails. Bedrooms show egress windows. However, photos do not clearly show required smoke detectors in hallways/bedrooms or a carbon monoxide alarm (gas range likely present), nor clear evidence of GFCI protection at kitchen/bath outlets. Entry deadbolt is not visible in photos. These missing/uncertain life-safety items reduce the score despite an otherwise safe-looking interior. No active roof leaks, severe trip hazards, or visible structural failures observed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 80.0,
"rationale": "Listing states HVAC is ~2.5 years old and ceiling vents are visible — HVAC likely functional. Roof appears intact with no sagging or visible damage. Kitchen and bathroom plumbing fixtures appear operational and updated; stainless appliances present (gas range assumed). Electrical appears serviceable from visible outlets and fixtures; however the electrical panel, water heater, and GFCI devices are not shown so full verification is not possible. No signs of active plumbing leaks or water intrusion in photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 85.0,
"rationale": "Exterior brick siding, roofline, gutters and front porch appear in good condition. Driveway and walkways are serviceable; lawn is maintained and there is a side fence. No visible foundation settlement, major cracking, standing water, or infestation evidence in provided exterior photo. Property appears tidy and well-kept from street view."
}
],
"red_flags": [
"No visible smoke detectors in bedrooms/hallways (must be confirmed/installed).",
"No visible carbon monoxide alarm (required when fuel-burning appliances like a gas stove are present).",
"GFCI protection in kitchen/bath not shown — must be verified/installed."
],
"confidence": 0.7,
"assumptions": [
"Appliances shown (stove, refrigerator, dishwasher) are in working order; stove appears to be gas-fed.",
"HVAC is functional per listing (2.5 years old) and vents in ceiling indicate central system.",
"No visible ceiling stains or mold indicates no recent roof leaks; roof condition is assumed sound from exterior photo.",
"Smoke detectors and CO alarms are not visible in photos and therefore assumed not verified; they may be present but must be confirmed.",
"Electrical panel, water heater, and GFCI outlets were not photographed; their condition is unknown and assumed serviceable unless inspection finds otherwise.",
"No visible peeling paint indoors; lead-based paint risk (pre-1978 construction) requires disclosure but no peeling hazards observed.",
"Bedrooms have adequate egress based on visible windows.",
"No rental history in last 5 years is confirmed by provided snapshot and therefore not included as a positive factor."
],
"overall_score": 79.0,
"rubric_version": "2026-03-hud-nspire-v1"
},
{
"summary": "This 3-bed, 1-bath single-family appears largely turnkey for Section 8 tenancy: interior and exterior are in good condition, appliances and a recently installed HVAC system are present, and there are no visible structural issues. Primary inspection risk areas are missing/undocumented life-safety items (smoke and carbon monoxide detectors) and unverified GFCI protection and entry deadbolt — these are quick fixes but could cause an initial inspection citation. Verify water heater/hot water, electrical panel condition, and install/confirm detectors and deadbolt to achieve a high pass likelihood.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior appears recently updated: fresh paint, tile and vinyl plank flooring in good condition, kitchen cabinets and stainless appliances installed, bathroom fixtures and grab bar present. Minor cosmetic issue: a small ceiling panel/trim alignment issue visible in hallway photo that may need fastening but is cosmetic. No visible major deferred maintenance. Missing or loose outlet/switch covers are not evident. Overall turnkey with only minor touch-ups expected."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No visible exposed wiring, no visible active leaks, floors and walking surfaces appear even, bathrooms have a grab bar. Bedrooms appear to have egress windows. However, smoke detectors and carbon monoxide detector are not visible in photos — CO is required given the gas range — making an initial inspection likely to note missing detectors if they are absent. Entry door deadbolt not visible in photos (required). GFCI presence at kitchen and bath outlets not verifiable from photos. Because several required safety items are not documented in images, risk of inspection citations is moderate."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC/plumbing/electrical/roof)",
"score": 80.0,
"rationale": "Listing states HVAC is ~2.5 years old and supply/return vents are visible, suggesting a functioning system. Roof appears visually intact with even shingles and no visible sag or stains indicating active leaks. Kitchen shows a gas range and dishwasher installed; sink and bathroom fixtures appear operational. Water heater and electrical panel locations are not shown, so functionality must be verified, but no visual signs of system distress are present. Overall systems appear in good condition but some system verifications (hot water, electrical panel, GFCI) are outstanding."
},
{
"key": "exterior_site",
"label": "Exterior, yard and site condition",
"score": 85.0,
"rationale": "Exterior brick/siding and roofline look sound from street view. Lawn and yard are maintained, driveway is serviceable with some surface wear but no major cracking or trip hazards visible. Walkway to front is intact and porch appears stable. No standing water or visible foundation cracks in photos. Overall exterior and site present minimal concerns."
}
],
"red_flags": [
"Missing or not-visible smoke detectors (potential NSPIRE fail)",
"Missing or not-visible carbon monoxide detector (gas range present; potential NSPIRE fail)"
],
"confidence": 0.7,
"assumptions": [
"No smoke detectors are present or clearly visible in the provided photos; assume they may be missing or not shown.",
"No carbon monoxide detector is visible; with a gas range present, assume CO detector is required and may be missing.",
"HVAC is functional as described in listing (2.5 years old) and vents seen correspond to that system.",
"Water heater and hot water are present and functional though not shown in photos.",
"Electrical panel location and GFCI protection for kitchen/bath circuits are not shown and must be verified; assume standard updates may be needed.",
"Front door deadbolt is not visible in photos; assume it may be absent or not obvious and should be confirmed/installed.",
"Ceiling panel/trim misalignment in hallway is cosmetic and not indicative of major structural sagging.",
"No evidence of major pest infestation or mold in photos; assume none present unless revealed by inspection."
],
"overall_score": 79.0,
"rubric_version": "ns 1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "420 Roseland Pkwy, Harahan, LA, 70123",
"aggregate": {
"summary": "Overall this 3BR/1BA single-family home presents as well-maintained and largely move-in ready. Cosmetic condition and systems (recent HVAC, appliances present) are strong. The most likely inspection issues are missing or not-photographed required alarms (smoke/CO), and GFCI verification at wet areas — these are generally quick fixes. No visible structural, roof, or severe water-intrusion problems were identified from photos. Likely outcome: minor repairs required for NSPIRE compliance; property should pass an initial HCV inspection after installation/verification of detectors/GFCIs and a brief systems check.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show recent cosmetic updates (fresh paint, tile and new-looking LVP, clean cabinetry). Kitchen has range, refrigerator and dishwasher present; no major cosmetic damage visible. Minor items likely (curtain hem on floor, light fixtures) but no visible deferred maintenance. Missing rental staging items are not penalized heavily."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Front yard, driveway and siding appear in good condition; no obvious foundation settling, major cracks, standing water, or severe landscaping neglect visible. Roof appears intact from front view. Walkway and porch look serviceable. Minor driveway discoloration but no trip hazards observed."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 66.7,
"rationale": "No obvious life‑threatening hazards in photos: no exposed wiring, no collapsed ceilings, no visible major water intrusion, grab bar in shower present. However smoke detectors and CO alarms are not visible in any photo and GFCI outlets are not shown at sink areas — absence of visible detectors/required alarms is a common cause for initial fail. Entry door appears secure but deadbolt is not clearly visible. Bedroom windows appear to provide egress but exact net clear opening cannot be confirmed from photos. Score reduced for these unknown but likely-easy-to-fix code items."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 80.0,
"rationale": "Listing states HVAC is ~2.5 years old and ceiling vents are visible, supporting likely functional heating/cooling. Appliances in kitchen appear present and in good cosmetic condition. Roof and attic access not shown but exterior roof appears intact with no visible sagging. Water heater, electrical panel and plumbing risers are not shown; lacking direct evidence reduces score modestly but no signs of systemic failure are visible."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"HVAC is functional as stated in listing (2.5 years old) and provides heating and cooling.",
"Water heater and functioning hot water are present but were not photographed.",
"Bedrooms have code‑compliant egress windows (size/net opening not measurable in photos) and will meet egress requirements.",
"Electrical panel and service are intact and have no visible hazards off-camera.",
"Entry door includes a locking deadbolt or can easily be fitted with one.",
"No active roof leaks or hidden mold are present beyond what is visible in the provided photos."
],
"score_method": "mean_of_criteria",
"overall_score": 79.2,
"rubric_version": "ns_prep_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8836583136"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.