Property ID: 8855520532

2700 Dolores Dr, Marrero, LA, 70072

Marrero, LA

For Sale Mar 27, 2026 02:46 AM UTC Realtor Street View Rent Zestimate
Money Down: $47,976 CoC Return: 14.37% Monthly Cash Flow: $574
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$39,980
Closing Costs
$7,996
Total Down
$47,976
Primary property image

Investment Snapshot

Purchase Price
$199,900
Money Down
$47,976
Cash-on-Cash Return
14.37%
Rent
$2,002
Monthly Cash Flow
$574
Annual Cash Flow
$6,894
Debt Service / Mo
$1,064
Property Tax / Mo
$62
Insurance / Mo
$101

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$101
Property Tax
$62
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,638
Debt Service
$1,064
Cash Flow After Debt
$574

Quality Score: 83.60%

Confidence: 95.00%

Based on photos and listing text this single-family home appears essentially turnkey for a Section 8 / HCV initial inspection. The interior finishes, appliances, new HVAC and roof-like appearance make it likely to pass most NSPIRE safety checks with minimal work. Remaining verification items before inspection: presence/placement of CO detectors, GFCI outlets in kitchen/bath, visible electrical panel condition and functioning hot water heater, and repair/leveling of cracked driveway/sidewalk joints. No major structural or life-safety failures are visible in the imagery.

Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$199,900
Beds
4
Baths
2
Living Area
1,400 sqft
Lot Size
Year Built
1965
Days on Market
63
Capital Outlay
$47,976
Debt Service
$1,064
Property Tax / Mo
$62
Insurance / Mo
$101

Property Description

COMPLETLEY RENOVATED HOME ON LARGE CORNER LOT IN DESIRABLE X FLOOD ZONE. Everything is new. Double insulated windows, appliances, flooring, AC system and more. Either 4 large bedrooms or two living areas and 3 bedrooms. Due to renovations homeowners' insurance will be lower than others in this pricerange

Utility Allowances

Heating
$79
Selected 'natural_gas' for a 4-bedroom unit. The property details explicitly state 'Gas: Natural' and 'Heating: Yes' with a central system.
Cooking
$14
Selected 'natural_gas' for a 4-bedroom unit. The property has natural gas service and lists 'Range/Oven' as an appliance.
Water Heating
$27
Selected 'natural_gas' for a 4-bedroom unit. The water heater fuel is not specified, but this is inferred as the property has natural gas for heating and cooking.
Other Electric
$77
Selected the fixed allowance for a 4-bedroom unit. This covers lights, outlets, and other tenant-provided appliances.
Water
$50
Selected the fixed allowance for a 4-bedroom unit. Property details state 'Water Source: Public'.
Sewer
$54
Selected the fixed allowance for a 4-bedroom unit. Property details state 'Sewer: City'.
Trash Collection
$25
Selected the fixed allowance for a 4-bedroom unit. Trash collection is a standard municipal service for single-family homes and is inferred.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$1,185
DP3 Annual Estimate$1,238
DP1 Monthly Equivalent$99
DP3 Monthly Equivalent$103
Replacement Value$37,400
Basis1,400 sqft / 1965

Nearby Houses

Nearby house 1
Photo unavailable

2632 Dolores Dr

off_market · 0.07 mi
Price: $169,900
3 bd / 1 ba · 950 sqft
Latest sale: —
Latest rent: —
Nearby house 2
Photo unavailable

2648 Joy Ann Dr

for_sale · 0.08 mi
Price: $163,200
3 bd / 2 ba · 1,020 sqft
Latest sale: —
Latest rent: —
Nearby house 3
Photo unavailable

2705 Conor Ct

for_sale · 0.12 mi
Price: $249,900
3 bd / 3 ba · 2,354 sqft
Latest sale: —
Latest rent: —
Nearby house 4
Photo unavailable

2620 Joy Ann Dr

for_sale · 0.13 mi
Price: $224,900
3 bd / 2 ba · 1,350 sqft
Latest sale: —
Latest rent: —
Nearby house 5
Photo unavailable

2709 Annette Dr Lot 3

off_market · 0.14 mi
Price: $45,000
— bd / — ba
Latest sale: —
Latest rent: —
Nearby house 6
Photo unavailable

2761 Annette Dr

off_market · 0.16 mi
Price: $224,500
3 bd / 2 ba · 1,483 sqft
Latest sale: —
Latest rent: —

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success

Assumptions

  • Listing statement that 'everything is new' is accurate and corresponds to observed new finishes and systems.
  • There is a functioning water heater and hot water supply even though it is not pictured.
  • An electrical panel exists on the property and is intact; no visible signs of exposed wiring in photos implies basic electrical compliance.
  • Smoke detectors visible in common area indicate detectors are present; additional detectors are assumed to be installed in/near sleeping areas as required.
  • Carbon monoxide detectors, while not visible, may not be installed; they should be verified prior to inspection.
  • GFCI protection in kitchen and bathrooms is not visible in photos and should be confirmed.
  • Basement/crawlspace/foundation and roof interior are not shown; no visible evidence of active leaks or structural sagging in provided photos.
  • Exterior drainage and grading away from foundation are acceptable based on lack of standing water in photos.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $727 $55,300 $5,530
2024 $725 $55,300 $5,530
2023 $758 $55,300 $5,530
2022 $740 $55,300 $5,530
2021 $699 $55,300 $5,530
2020 $684 $55,300 $5,530
2019 $718 $55,300 $5,530
2018 $674 $55,300 $5,530
2017 $648 $55,300 $5,530
2016 $635 $55,300 $5,530
2015 $646 $55,300 $5,530
2014 $639 $55,300 $5,530
2013 $636 $55,300 $5,530
2010 $598 $55,700 $5,570
2009 $598 $55,700 $5,570

Sale History

DateEventPrice
2026-02-06 Listing removed $0
2026-02-05 Listed $199,900
2026-01-22 Price Changed $209,000
2026-01-02 Listing removed $0
2026-01-01 Listed $214,900
2025-11-18 Price Changed $214,900
2025-10-22 Listing removed $0
2025-10-21 Listed $219,900
2025-10-20 Price Changed $219,900
2025-09-26 Listing removed $0
2025-09-25 Listed $229,900
2025-09-09 Listed $234,900
2025-06-23 Sold $0
2025-06-23 Listing removed $87,500
2025-05-30 Listed $87,500

Photo Gallery

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            "date": "2026-02-06",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2026-01-01T11:32:53Z",
              "list_price": 209000,
              "listing_id": "2989917397",
              "last_update_date": "2026-02-04T12:13:18Z",
              "last_status_change_date": "2026-02-06T02:08:30Z"
            },
            "event_name": "Listing removed",
            "price_sqft": null,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": "1 day",
            "source_listing_id": "2536114",
            "price_change_percentage": null
          },
          {
            "date": "2026-02-05",
            "price": 199900,
            "listing": {
              "status": "for_sale",
              "list_date": "2026-02-05T13:53:29Z",
              "list_price": 199900,
              "listing_id": "2991243387",
              "last_update_date": "2026-03-18T08:48:55Z",
              "last_status_change_date": "2026-03-18T13:49:41Z"
            },
            "event_name": "Listed",
            "price_sqft": 142.78571428571428,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2541710",
            "price_change_percentage": null
          },
          {
            "date": "2026-01-22",
            "price": 209000,
            "listing": {
              "status": "off_market",
              "list_date": "2026-01-01T11:32:53Z",
              "list_price": 209000,
              "listing_id": "2989917397",
              "last_update_date": "2026-02-04T12:13:18Z",
              "last_status_change_date": "2026-02-06T02:08:30Z"
            },
            "event_name": "Price Changed",
            "price_sqft": 154.8148148148148,
            "source_name": "NewOrleans",
            "price_change": -5900,
            "days_after_listed": null,
            "source_listing_id": "2536114",
            "price_change_percentage": null
          },
          {
            "date": "2026-01-02",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2025-10-21T12:04:49Z",
              "list_price": 214900,
              "listing_id": "2987548798",
              "last_update_date": "2025-12-31T16:49:18Z",
              "last_status_change_date": "2026-01-02T02:09:42Z"
            },
            "event_name": "Listing removed",
            "price_sqft": null,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": "1 day",
            "source_listing_id": "2527364",
            "price_change_percentage": null
          },
          {
            "date": "2026-01-01",
            "price": 214900,
            "listing": {
              "status": "off_market",
              "list_date": "2026-01-01T11:32:53Z",
              "list_price": 209000,
              "listing_id": "2989917397",
              "last_update_date": "2026-02-04T12:13:18Z",
              "last_status_change_date": "2026-02-06T02:08:30Z"
            },
            "event_name": "Listed",
            "price_sqft": 159.1851851851852,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2536114",
            "price_change_percentage": null
          },
          {
            "date": "2025-11-18",
            "price": 214900,
            "listing": {
              "status": "off_market",
              "list_date": "2025-10-21T12:04:49Z",
              "list_price": 214900,
              "listing_id": "2987548798",
              "last_update_date": "2025-12-31T16:49:18Z",
              "last_status_change_date": "2026-01-02T02:09:42Z"
            },
            "event_name": "Price Changed",
            "price_sqft": 159.1851851851852,
            "source_name": "NewOrleans",
            "price_change": -5000,
            "days_after_listed": null,
            "source_listing_id": "2527364",
            "price_change_percentage": null
          },
          {
            "date": "2025-10-22",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2025-09-25T13:32:52Z",
              "list_price": 219900,
              "listing_id": "2986739625",
              "last_update_date": "2025-10-20T11:09:07Z",
              "last_status_change_date": "2025-10-22T02:10:03Z"
            },
            "event_name": "Listing removed",
            "price_sqft": null,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": "1 day",
            "source_listing_id": "2523359",
            "price_change_percentage": null
          },
          {
            "date": "2025-10-21",
            "price": 219900,
            "listing": {
              "status": "off_market",
              "list_date": "2025-10-21T12:04:49Z",
              "list_price": 214900,
              "listing_id": "2987548798",
              "last_update_date": "2025-12-31T16:49:18Z",
              "last_status_change_date": "2026-01-02T02:09:42Z"
            },
            "event_name": "Listed",
            "price_sqft": 162.88888888888889,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2527364",
            "price_change_percentage": null
          },
          {
            "date": "2025-10-20",
            "price": 219900,
            "listing": {
              "status": "off_market",
              "list_date": "2025-09-25T13:32:52Z",
              "list_price": 219900,
              "listing_id": "2986739625",
              "last_update_date": "2025-10-20T11:09:07Z",
              "last_status_change_date": "2025-10-22T02:10:03Z"
            },
            "event_name": "Price Changed",
            "price_sqft": 162.88888888888889,
            "source_name": "NewOrleans",
            "price_change": -10000,
            "days_after_listed": null,
            "source_listing_id": "2523359",
            "price_change_percentage": null
          },
          {
            "date": "2025-09-26",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2025-09-09T12:05:45Z",
              "list_price": 234900,
              "listing_id": "2986172942",
              "last_update_date": "2025-09-23T19:28:30Z",
              "last_status_change_date": "2025-09-26T02:06:18Z"
            },
            "event_name": "Listing removed",
            "price_sqft": null,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": "1 day",
            "source_listing_id": "2520749",
            "price_change_percentage": null
          },
          {
            "date": "2025-09-25",
            "price": 229900,
            "listing": {
              "status": "off_market",
              "list_date": "2025-09-25T13:32:52Z",
              "list_price": 219900,
              "listing_id": "2986739625",
              "last_update_date": "2025-10-20T11:09:07Z",
              "last_status_change_date": "2025-10-22T02:10:03Z"
            },
            "event_name": "Listed",
            "price_sqft": 170.2962962962963,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2523359",
            "price_change_percentage": null
          },
          {
            "date": "2025-09-09",
            "price": 234900,
            "listing": {
              "status": "off_market",
              "list_date": "2025-09-09T12:05:45Z",
              "list_price": 234900,
              "listing_id": "2986172942",
              "last_update_date": "2025-09-23T19:28:30Z",
              "last_status_change_date": "2025-09-26T02:06:18Z"
            },
            "event_name": "Listed",
            "price_sqft": 174,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2520749",
            "price_change_percentage": null
          },
          {
            "date": "2025-06-23",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": "24 days",
            "source_listing_id": null,
            "price_change_percentage": null
          },
          {
            "date": "2025-06-23",
            "price": 87500,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-30T23:14:33Z",
              "list_price": 87500,
              "listing_id": "2982540576",
              "last_update_date": "2025-06-23T07:46:12Z",
              "last_status_change_date": "2025-06-23T13:19:27Z"
            },
            "event_name": "Listing removed",
            "price_sqft": 62.5,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2504508",
            "price_change_percentage": null
          },
          {
            "date": "2025-05-30",
            "price": 87500,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-30T23:14:33Z",
              "list_price": 87500,
              "listing_id": "2982540576",
              "last_update_date": "2025-06-23T07:46:12Z",
              "last_status_change_date": "2025-06-23T13:19:27Z"
            },
            "event_name": "Listed",
            "price_sqft": 62.5,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2504508",
            "price_change_percentage": null
          }
        ],
        "building_permits_history": [
          {
            "project_name": null,
            "permit_status": "Issued",
            "permit_type_of_work": null,
            "permit_effective_date": "Feb 17, 2022",
            "permit_project_type_1": "Residential",
            "permit_project_type_2": "Roofing",
            "permit_project_type_3": null
          }
        ]
      }
    },
    "rmn_listing_attribution": false
  },
  "property_id": "8855520532",
  "generated_at": "2026-03-27T02:46:19.548660Z",
  "initial_filter": {
    "passes": true,
    "reason": "disabled",
    "enabled": false
  },
  "processing_status": {
    "reason": "success",
    "eligible": true,
    "min_score": 10.0,
    "overall_score": 83.6
  },
  "utility_allowance": {
    "zip_code": "70072",
    "home_photo": "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b1944667894s-w1280.jpg",
    "rent_price": 2002.0,
    "loan_amount": 159920.0,
    "realtor_link": "https://www.realtor.com/realestateandhomes-detail/2700-Dolores-Dr_Marrero_LA_70072_M88555-20532",
    "bedroom_count": 4,
    "interest_rate": 0.07,
    "purchase_price": 199900.0,
    "loan_term_years": 30,
    "annual_cash_flow": 19661.29,
    "mortgage_monthly": 1063.95,
    "payment_standard": 2328.0,
    "total_amount_out": 39980.0,
    "additional_photos": [
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b3511515665s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b1796855802s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b2639635857s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b1735899351s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b3811264100s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b1275672872s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b396146471s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b2983849151s-w1280.jpg",
      "https://ap.rdcpix.com/a471e51c975a6b5178aabad73eed0db4l-b2801014258s-w1280.jpg"
    ],
    "down_payment_rate": 0.2,
    "insurance_monthly": 100.96,
    "monthly_cash_flow": 1638.44,
    "property_tax_rate": null,
    "_utility_allowance": {
      "sources": [],
      "effective_date": "2026-01-01"
    },
    "utility_allowances": [
      {
        "note": "Selected 'natural_gas' for a 4-bedroom unit. The property details explicitly state 'Gas: Natural' and 'Heating: Yes' with a central system.",
        "utility": "Heating",
        "allowance": 79
      },
      {
        "note": "Selected 'natural_gas' for a 4-bedroom unit. The property has natural gas service and lists 'Range/Oven' as an appliance.",
        "utility": "Cooking",
        "allowance": 14
      },
      {
        "note": "Selected 'natural_gas' for a 4-bedroom unit. The water heater fuel is not specified, but this is inferred as the property has natural gas for heating and cooking.",
        "utility": "Water Heating",
        "allowance": 27
      },
      {
        "note": "Selected the fixed allowance for a 4-bedroom unit. This covers lights, outlets, and other tenant-provided appliances.",
        "utility": "Other Electric",
        "allowance": 77
      },
      {
        "note": "Selected the fixed allowance for a 4-bedroom unit. Property details state 'Water Source: Public'.",
        "utility": "Water",
        "allowance": 50
      },
      {
        "note": "Selected the fixed allowance for a 4-bedroom unit. Property details state 'Sewer: City'.",
        "utility": "Sewer",
        "allowance": 54
      },
      {
        "note": "Selected the fixed allowance for a 4-bedroom unit. Trash collection is a standard municipal service for single-family homes and is inferred.",
        "utility": "Trash Collection",
        "allowance": 25
      }
    ],
    "cash_on_cash_return": 0.49,
    "down_payment_amount": 39980.0,
    "property_tax_annual": 748.81,
    "property_tax_monthly": 62.4,
    "property_tax_increase": 0.03,
    "utility_allowance_total": 326.0,
    "property_management_rate": 0.1,
    "_fetched_payment_standard": {
      "sources": [
        "https://jphsdd.org/2025/01/17/payment-standards-update/",
        "https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
      ],
      "effective_date": "2025-01-01"
    },
    "property_tax_history_year": 2025,
    "annual_cash_flow_after_debt": 6893.87,
    "property_management_monthly": 200.2,
    "monthly_cash_flow_after_debt": 574.49,
    "cash_on_cash_return_after_debt": 0.17
  },
  "section8_assessment": {
    "runs": [
      {
        "summary": "Based on photos and listing text this single-family home appears essentially turnkey for a Section 8 / HCV initial inspection. The interior finishes, appliances, new HVAC and roof-like appearance make it likely to pass most NSPIRE safety checks with minimal work. Remaining verification items before inspection: presence/placement of CO detectors, GFCI outlets in kitchen/bath, visible electrical panel condition and functioning hot water heater, and repair/leveling of cracked driveway/sidewalk joints. No major structural or life-safety failures are visible in the imagery.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 90.0,
            "rationale": "Photos show a fully renovated interior: new flooring, fresh paint, new cabinetry, countertops and modern appliances (range, microwave, dishwasher). Exterior brick and paint appear in good condition. Minor deferred items: driveway and sidewalk have visible cracks and uneven joints that are cosmetic but could be trip hazards; minimal landscaping. No visible major cosmetic damage or deferred maintenance that would prevent renting."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Compliance",
            "score": 82.0,
            "rationale": "Visible smoke detector(s) on ceilings and a secure front door with deadbolt are present in photos. Bedrooms show windows that likely meet egress by size. No exposed wiring, loose handrails, or visible mold/peeling paint. Uncertainties: carbon monoxide detector(s) are not visible (there is a gas range), GFCI receptacles in kitchen/baths are not clearly shown, electrical panel not pictured, and plumbing/hot-water operation not verified. These unknowns reduce score moderately but nothing in photos indicates an obvious life-safety failure."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems & Mechanical",
            "score": 80.0,
            "rationale": "Listing and photos indicate a new AC system (ceiling vents visible) and a roof that appears recently replaced. Kitchen appliances are new and water connections appear present. No water heater, electrical panel, or foundation evidence shown. Because major systems (HVAC, roof, kitchen) appear new but key items (water heater operation, service panel condition, plumbing/Drainage) are not verifiable from photos, a conservative score is assigned."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 85.0,
            "rationale": "Exterior brick façade freshly painted, windows look new/double-pane per listing, and lot is maintained. Property sits on a corner lot and is listed in Flood Zone X (lower risk). Driveway and front sidewalk show cracking and uneven joints; no standing water or visible severe grading issues in photos. Fencing and yard boundaries not fully shown but no evidence of infestation or severe exterior neglect."
          }
        ],
        "red_flags": [],
        "confidence": 0.75,
        "assumptions": [
          "Listing statement that 'everything is new' is accurate and corresponds to observed new finishes and systems.",
          "There is a functioning water heater and hot water supply even though it is not pictured.",
          "An electrical panel exists on the property and is intact; no visible signs of exposed wiring in photos implies basic electrical compliance.",
          "Smoke detectors visible in common area indicate detectors are present; additional detectors are assumed to be installed in/near sleeping areas as required.",
          "Carbon monoxide detectors, while not visible, may not be installed; they should be verified prior to inspection.",
          "GFCI protection in kitchen and bathrooms is not visible in photos and should be confirmed.",
          "Basement/crawlspace/foundation and roof interior are not shown; no visible evidence of active leaks or structural sagging in provided photos.",
          "Exterior drainage and grading away from foundation are acceptable based on lack of standing water in photos."
        ],
        "overall_score": 85.0,
        "rubric_version": "1.0"
      },
      {
        "summary": "Property appears to be a high-quality, recently renovated single-story home that is likely to pass an initial HCV/NSPIRE inspection after minimal punch-list items. Strengths: new roof, new windows, refreshed exterior, new flooring, modern kitchen appliances, visible central AC, smoke detector in common area. Primary inspection risks are unverified: CO detector(s), GFCI protection at kitchen/bath, and unseen electrical panel/water heater. Expect this property to be rent-ready within 1-2 weeks if CO and GFCI devices are verified/installed and minor exterior repairs (driveway patching) are completed.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 88.0,
            "rationale": "Photos and listing show a full interior renovation: new LVP flooring, fresh paint, finished trim, modern kitchen cabinets and countertops, and stainless appliances (range, microwave, dishwasher). Exterior brick painted and landscaping cleaned. Visible driveway cracking is minor and cosmetic. No obvious interior cosmetic defects or deferred maintenance visible. Missing items not pictured (washer/dryer, refrigerator) are not treated as major failures per guidance."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Compliance Risk",
            "score": 80.0,
            "rationale": "Living-area smoke detector is visible; front door has a keyed lock and likely deadbolt. No exposed wiring, loose handrails or obvious trip hazards visible. Windows in bedrooms appear to provide egress. However carbon monoxide detector(s) are not visible (gas range present), and GFCI receptacle location/operation near sink not confirmed from photos. Electrical panel and water heater not shown. These unknowns create moderate inspection risk despite otherwise clean appearance."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems & Mechanical",
            "score": 82.0,
            "rationale": "Listing and photos indicate a new central AC system (ceiling registers visible) and a visibly new roof with modern shingles. Kitchen appliances are new. No visible signs of plumbing or roof leaks, and interior ceilings are flat without staining. Water heater, HVAC equipment exterior unit and electrical panel are not pictured so condition is inferred from renovation claim; assumes recent replacements but remains partially unverified."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 78.0,
            "rationale": "Exterior brick appears freshly painted and in good condition; yard and corner lot are tidy. Driveway has several cracks and surface settlement that are cosmetic but should be patched. No visible foundation cracking, standing water, or major grading/ drainage issues in photos. Fencing visible along one side appears intact. Curb appeal is good; site issues are minor."
          }
        ],
        "red_flags": [],
        "confidence": 0.7,
        "assumptions": [
          "Renovation claims in listing are accurate (new AC, windows, roof, appliances).",
          "Smoke detector(s) exist in required locations beyond the visible unit in the living area or will be installed; at least one smoke detector is present as shown.",
          "Carbon monoxide detector(s) are not visible in photos and may need installation (gas range present).",
          "Electrical panel and water heater are present and intact but were not photographed; no visible evidence of electrical hazards in living spaces.",
          "Plumbing, hot water, and drains are operational and free of active leaks (no staining or water damage visible).",
          "Bedrooms have adequate egress via pictured windows (standard single‑story construction)."
        ],
        "overall_score": 83.0,
        "rubric_version": "nsPIRE_v1_2026-03"
      },
      {
        "summary": "This property is largely turnkey for HCV/NSPIRE inspection. Photos and the listing describe a full renovation: new roof, windows, HVAC, flooring, cabinets and most appliances. Visible smoke detector and solid building envelope further reduce risk. Remaining inspection risks are verification items rather than obvious failures — primarily carbon monoxide alarm (required for gas appliances), GFCI outlets in kitchen/baths, confirmation of hot water heater and electrical panel condition, and minor exterior trip hazards (driveway cracks). With quick verification/installation of CO alarm and any required GFCI outlets, the home is likely to pass an initial Housing Choice Voucher inspection and be rent-ready within 1–2 weeks.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Visible Condition & Repairs",
            "score": 88.0,
            "rationale": "Interior and exterior photos show comprehensive cosmetic renovation: new flooring, fresh paint, new kitchen cabinets and counters, stainless appliances (range, microwave, dishwasher), new windows and trim. Exterior brick and roof appear newly finished. Minor observable issues: driveway has surface cracks and settled joints (trip potential), and the refrigerator is not visible in photos (fridge space shown empty) — missing or staged fridge reduces score slightly. Overall very little deferred maintenance visible."
          },
          {
            "key": "safety_code",
            "label": "Section 8 / NSPIRE Safety & Code Risk",
            "score": 78.0,
            "rationale": "Most visible safety items are present: smoke detector seen on ceiling, entry door appears solid and has a keyed deadbolt, no exposed wiring or visible water stains/mold, windows in bedrooms are present for egress. However several NSPIRE-required items are not visible in photos: carbon monoxide alarm (required where gas appliances are present — a gas range is shown), GFCI-protected receptacles in kitchen/bathrooms cannot be confirmed, and the electrical panel is not shown. Because visible conditions are good but several required items cannot be confirmed from photos, assign moderate risk pending verification/installation of CO alarm and GFCI outlets."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems (HVAC / Roof / Electric / Plumbing)",
            "score": 85.0,
            "rationale": "Listing states a new AC system and photos show central return/vents in ceilings indicating a functioning HVAC system; roof shingles appear new with no visible sagging or active leaks. Kitchen fixtures and appliances (gas range, microwave, dishwasher) are installed and look new. Water heater and electrical panel are not visible in photos; assume replaced/serviced during full renovation but require verification. No visible signs of plumbing failure or roof/foundation distress. Score reflects likely good systems with typical documentation/verification needed."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 80.0,
            "rationale": "Exterior brick façade and windows look well-maintained and recently painted; landscaping trimmed and yard tidy. The house sits on a corner lot with adequate sidewalks. Driveway and walkway show hairline and mid-size concrete cracks and some settling which should be repaired to avoid trip citations. No visible foundation displacement, major drainage issues, standing water, or infestation evidence in provided images. Property is listed in an X flood zone (low risk) which is noted but not a deficiency."
          }
        ],
        "red_flags": [],
        "confidence": 0.75,
        "assumptions": [
          "Listing statement that AC system and windows are new is accurate; ceiling vents visible indicate central HVAC is present and operable.",
          "Water heater and electrical panel were updated or are in functional condition during the renovation even though not shown in photos.",
          "There is at least one smoke detector (visible) and entry door has a functioning deadbolt; however carbon monoxide alarm is not visible and must be confirmed/installed due to gas range.",
          "Bedroom windows provide required egress dimensions (appear typical), but exact measurements need verification on inspection.",
          "GFCI protection at kitchen and bathroom receptacles is not visible in photos and should be confirmed; absence would need correction but is typically quick to remedy.",
          "The refrigerator may be missing from staging photos (fridge space appears empty); missing fridge reduces condition score moderately but is not a safety failure.",
          "No visible evidence of active roof leaks, foundation movement, mold, or electrical hazards in photos; if hidden issues exist (rare given full renovation), they would change the evaluation."
        ],
        "overall_score": 83.0,
        "rubric_version": "1.0"
      }
    ],
    "model": "gpt-5-mini-2025-08-07",
    "errors": [],
    "address": "2700 Dolores Dr, Marrero, LA, 70072",
    "aggregate": {
      "summary": "Based on photos and listing text this single-family home appears essentially turnkey for a Section 8 / HCV initial inspection. The interior finishes, appliances, new HVAC and roof-like appearance make it likely to pass most NSPIRE safety checks with minimal work. Remaining verification items before inspection: presence/placement of CO detectors, GFCI outlets in kitchen/bath, visible electrical panel condition and functioning hot water heater, and repair/leveling of cracked driveway/sidewalk joints. No major structural or life-safety failures are visible in the imagery.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Condition & Repairs",
          "score": 88.7,
          "rationale": "Photos show a fully renovated interior: new flooring, fresh paint, new cabinetry, countertops and modern appliances (range, microwave, dishwasher). Exterior brick and paint appear in good condition. Minor deferred items: driveway and sidewalk have visible cracks and uneven joints that are cosmetic but could be trip hazards; minimal landscaping. No visible major cosmetic damage or deferred maintenance that would prevent renting."
        },
        {
          "key": "exterior_site",
          "label": "Exterior & Site Condition",
          "score": 81.0,
          "rationale": "Exterior brick façade freshly painted, windows look new/double-pane per listing, and lot is maintained. Property sits on a corner lot and is listed in Flood Zone X (lower risk). Driveway and front sidewalk show cracking and uneven joints; no standing water or visible severe grading issues in photos. Fencing and yard boundaries not fully shown but no evidence of infestation or severe exterior neglect."
        },
        {
          "key": "safety_code",
          "label": "Safety & Code Compliance",
          "score": 80.0,
          "rationale": "Visible smoke detector(s) on ceilings and a secure front door with deadbolt are present in photos. Bedrooms show windows that likely meet egress by size. No exposed wiring, loose handrails, or visible mold/peeling paint. Uncertainties: carbon monoxide detector(s) are not visible (there is a gas range), GFCI receptacles in kitchen/baths are not clearly shown, electrical panel not pictured, and plumbing/hot-water operation not verified. These unknowns reduce score moderately but nothing in photos indicates an obvious life-safety failure."
        },
        {
          "key": "systems_mechanical",
          "label": "Major Systems & Mechanical",
          "score": 82.3,
          "rationale": "Listing and photos indicate a new AC system (ceiling vents visible) and a roof that appears recently replaced. Kitchen appliances are new and water connections appear present. No water heater, electrical panel, or foundation evidence shown. Because major systems (HVAC, roof, kitchen) appear new but key items (water heater operation, service panel condition, plumbing/Drainage) are not verifiable from photos, a conservative score is assigned."
        }
      ],
      "red_flags": [],
      "confidence": 0.95,
      "assumptions": [
        "Listing statement that 'everything is new' is accurate and corresponds to observed new finishes and systems.",
        "There is a functioning water heater and hot water supply even though it is not pictured.",
        "An electrical panel exists on the property and is intact; no visible signs of exposed wiring in photos implies basic electrical compliance.",
        "Smoke detectors visible in common area indicate detectors are present; additional detectors are assumed to be installed in/near sleeping areas as required.",
        "Carbon monoxide detectors, while not visible, may not be installed; they should be verified prior to inspection.",
        "GFCI protection in kitchen and bathrooms is not visible in photos and should be confirmed.",
        "Basement/crawlspace/foundation and roof interior are not shown; no visible evidence of active leaks or structural sagging in provided photos.",
        "Exterior drainage and grading away from foundation are acceptable based on lack of standing water in photos."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 83.6,
      "rubric_version": "1.0",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "8855520532"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.