Property ID: 8861013147
142 Rencopas Ct, Jefferson, LA, 70121
Jefferson, LA
Money Down: $47,760
CoC Return: 6.08%
Monthly Cash Flow: $242
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$39,800
Closing Costs
$7,960
Total Down
$47,760
Investment Snapshot
Purchase Price
$199,000
Money Down
$47,760
Cash-on-Cash Return
6.08%
Rent
$1,696
Monthly Cash Flow
$242
Annual Cash Flow
$2,903
Debt Service / Mo
$1,059
Property Tax / Mo
$128
Insurance / Mo
$97
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$97
Property Tax
$128
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,301
Debt Service
$1,059
Cash Flow After Debt
$242
Quality Score: 56.00%
Confidence: 95.00%
This is a fixer-upper with mostly cosmetic and moderate system items to address. The house shows sound basic structure and a serviceable roof, an operable gas wall heater, and an intact exterior fenced yard, but there are NSPIRE-relevant safety gaps: no visible carbon monoxide alarm with gas appliances present, likely non-GFCI kitchen outlet at the sink, visible ceiling staining indicative of past water intrusion, and absent kitchen appliances. These are addressable within a renovation scope; I estimate the property would require moderate repairs and verifications (30–60 days) to reliably pass an initial HCV/NSPIRE inspection.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$199,000
Beds
3
Baths
2
Living Area
1,245 sqft
Lot Size
5,502 sqft
Year Built
1961
Days on Market
31
Capital Outlay
$47,760
Debt Service
$1,059
Property Tax / Mo
$128
Insurance / Mo
$97
Property Description
This three-bedroom, two full bath fixer-upper is full of potential and ready for someone to bring their vision to life. Located just off the Jefferson Hwy corridor in a quiet, established neighborhood, 142 Rencopas Ct in Jefferson sits on an extra-large 5,500+/- sq. ft. lot, offering plenty of room to add value and create something special. Perfect for investors searching for their next flip or rental or a first-time homebuyer ready to build equity using a FHA 203(k) Loan renovation loan. With the right vision and TLC, this property could truly shine. Conveniently located near the vibrant Jefferson Highway corridor, you'll enjoy quick access to shopping, dining, and everyday conveniences, including R&O's Restaurant, the local favorite Rivershack Tavern, and grocery shopping at Rouses Markets. Outdoor recreation and community events are nearby at Elmwood Park, while commuters will appreciate easy access to Downtown New Orleans, Metairie, and major routes throughout Jefferson Parish. Bring your contractor, your imagination, and your vision-this is an opportunity you won't want to miss!
Utility Allowances
Heating
$70
Selected 'Natural Gas' for heating as the property listing explicitly states 'Gas: Natural' is available. The allowance is for a 3-bedroom unit.
Cooking
$12
Selected 'Natural Gas' for cooking as the property includes a 'Range/Oven' and has 'Gas: Natural' service. The allowance is for a 3-bedroom unit.
Water Heating
$24
Selected 'Natural Gas' for water heating. This was inferred from the availability of natural gas service at the property, a common and cost-effective option. The allowance is for a 3-bedroom unit.
Water
$43
The property listing specifies 'Water Source: Public'. The allowance is a fixed amount from the schedule for a 3-bedroom unit.
Sewer
$46
The property listing specifies 'Sewer: City'. The allowance is a fixed amount from the schedule for a 3-bedroom unit.
Trash Collection
$25
Trash collection is a standard residential utility. The allowance is a fixed amount from the schedule for a 3-bedroom unit.
Other Electric
$67
This covers general electricity usage for lights, outlets, and tenant-provided appliances. The property does not explicitly mention a refrigerator or microwave, so they are assumed to be tenant-owned. The allowance is a fixed amount for a 3-bedroom unit.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,164
DP3 Annual Estimate$1,164
DP1 Monthly Equivalent$97
DP3 Monthly Equivalent$97
Replacement Value$85,400
Basis1,245 sqft / 1961
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible carbon monoxide detector while gas heater and gas range stub are present (CO alarm required).
- Kitchen outlet at sink does not appear to be GFCI-protected (NSPIRE/GFCI requirement).
- Ceiling staining/discoloration around multiple ceiling fans indicating past or possible active water intrusion (needs investigation).
- Major systems (electrical panel, water heater, bathroom plumbing) were not shown — inability to confirm critical system condition increases inspection risk.
Assumptions
- Electrical panel and hot water heater location/condition were not shown; assume functional but unverified.
- No carbon monoxide detector was visible in photos; assume none installed or not in compliant location.
- Kitchen range and refrigerator are not present in photos; assume they are missing and must be provided by landlord or installed prior to move-in (stove/gas hookup visible).
- Bathrooms were not photographed; assume plumbing fixtures exist and function but require verification for hot water and leaks.
- Roof has no large visible defects in photos; assume no active major leak though ceiling stains suggest past leaks requiring inspection/repair.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,495 | $118,500 | $11,850 |
| 2024 | $1,493 | $118,500 | $11,850 |
| 2023 | $1,469 | $111,700 | $11,170 |
| 2022 | $1,431 | $111,700 | $11,170 |
| 2021 | $1,329 | $111,700 | $11,170 |
| 2020 | $1,319 | $111,700 | $11,170 |
| 2019 | $1,254 | $103,300 | $10,330 |
| 2018 | $1,171 | $103,300 | $10,330 |
| 2017 | $1,171 | $103,300 | $10,330 |
| 2016 | $1,148 | $103,300 | $10,330 |
| 2015 | $1,176 | $103,300 | $10,330 |
| 2014 | $1,161 | $103,300 | $10,330 |
| 2013 | $1,161 | $103,300 | $10,330 |
| 2012 | $1,161 | $103,300 | $10,330 |
| 2011 | $1,087 | $103,300 | $10,330 |
| 2010 | $1,060 | $103,300 | $10,330 |
| 2009 | $1,060 | $103,300 | $10,330 |
| 2008 | $1,050 | — | $10,330 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Listed | $199,000 |
| 1995-12-01 | Sold | $0 |
Photo Gallery
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"label": "Condition & Repairs",
"score": 55.0,
"rationale": "Interior shows moderate deferred maintenance: walls and trim are scuffed, blinds/drapes damaged, and some ceiling discoloration/staining visible around ceiling fans which suggests past water intrusion. Flooring appears recently replaced or in fair condition (vinyl plank), cabinets are older but intact. Kitchen lacks visible major appliances (stove and refrigerator) — missing appliances reduce readiness but are not an automatic fail. Overall cosmetic and mid-level repairs expected (paint, trim, minor drywall, door threshold, replace appliances) before move-in."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 50.0,
"rationale": "Some safety items observed but several compliance risks present. A smoke alarm is visible in the hallway. A gas wall heater and what appears to be a gas stub for a range are visible, which triggers requirement for carbon monoxide protection — no CO detector is visible in photos. The kitchen outlet at the sink does not appear to be a GFCI type (no GFCI reset visible), which is a common NSPIRE fail. No exposed live wiring observed; door and porch handrails are present. Ceiling staining indicates possible prior or recurring leaks that should be investigated. Electrical panel and hot water heater were not shown; their condition is unknown. Overall the property has addressable safety items but a couple of items (CO alarm, GFCI) would likely cause a conditional fail until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC/Plumbing/Electrical/Roof)",
"score": 55.0,
"rationale": "Roof appears in serviceable condition from exterior photos (no visible sagging or large missing shingles). Heating is present as a wall-mounted gas heater (visible and connected). No central HVAC equipment is visible — likely no central AC, which is not an automatic inspection fail but is noted. Plumbing fixtures are present in kitchen; bathrooms were not photographed so hot water availability and fixture condition are unconfirmed. Electrical panel and water heater are not shown. Visible gas piping for range and the wall heater indicate gas service; presence of CO alarm will be required. Given lack of visibility into major components, assume moderate system readiness with likely small repairs and verification needed."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Exterior appears generally sound: intact roofline, painted masonry/siding without obvious large cracks, chain-link fenced yard, concrete walkways and driveway present. Front porch has railings and the stairs appear solid. Some sidewalk and driveway concrete cracking and minor settling are visible but not structural. Yard is reasonably maintained. A backyard shed is present. No visible standing water, heavy vegetation overgrowth, or infestation evidence in photos."
}
],
"red_flags": [
"No visible carbon monoxide detector while gas heater and gas range stub are present (CO alarm required).",
"Kitchen outlet at sink does not appear to be GFCI-protected (NSPIRE/GFCI requirement).",
"Ceiling staining/discoloration around multiple ceiling fans indicating past or possible active water intrusion (needs investigation).",
"Major systems (electrical panel, water heater, bathroom plumbing) were not shown — inability to confirm critical system condition increases inspection risk."
],
"confidence": 0.6,
"assumptions": [
"Electrical panel and hot water heater location/condition were not shown; assume functional but unverified.",
"No carbon monoxide detector was visible in photos; assume none installed or not in compliant location.",
"Kitchen range and refrigerator are not present in photos; assume they are missing and must be provided by landlord or installed prior to move-in (stove/gas hookup visible).",
"Bathrooms were not photographed; assume plumbing fixtures exist and function but require verification for hot water and leaks.",
"Roof has no large visible defects in photos; assume no active major leak though ceiling stains suggest past leaks requiring inspection/repair."
],
"overall_score": 56.0,
"rubric_version": "ns-preset-2026-03"
},
{
"summary": "This single-story 3BR/2BA fixer-upper appears structurally intact from photos with a serviceable exterior and mostly cosmetic interior issues. Main readiness obstacles for an initial Housing Choice Voucher/NSPIRE inspection are: missing kitchen appliances (stove/refrigerator), lack of visible carbon monoxide detectors where fuel-burning appliances exist, uncertain hot water and electrical panel/GFCI protection status, and some ceiling staining that requires leak investigation. With targeted repairs/verification (install CO alarm, GFCI where required, install stove/fridge or document tenant-supplied appliances, verify hot water and electrical safety, and repair any active water intrusion), the property could likely pass after 30–60 days of work.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 60.0,
"rationale": "Interior shows recent-looking vinyl flooring and intact trim but worn wall paneling, scuffs, torn blinds and dated finishes. Kitchen cabinets are present but the stove is missing (gas stub visible) and no refrigerator is pictured; these missing appliances reduce readiness moderately. Ceiling texture shows some discoloration/staining in a few rooms that will require investigation/repair. Overall cosmetic work and some fixture/appliance installs are needed but no extensive visible demolition."
},
{
"key": "safety_code",
"label": "Safety & NSPIRE code risk",
"score": 50.0,
"rationale": "A smoke detector is visible in the hall (photo). A fuel-burning wall heater and a gas stove connection are visible but no carbon monoxide detector is visible — CO detection is required where fuel-burning appliances are present. Kitchen does not show a GFCI-protected receptacle at the sink area (typical NSPIRE requirement). No exposed high-voltage wiring, no collapsed ceilings, no visible major foundation or stair hazards in photos. Ceiling stains raise a concern for past water intrusion that should be verified. These unresolved safety items produce a moderate fail-risk until verified and corrected."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 45.0,
"rationale": "No central HVAC equipment is visible; space is served by a wall-mounted gas heater and ceiling fans — heating appears present but adequacy for cold weather is unverified. Water heater and electrical panel are not shown and hot water availability is unknown. Roof appears in reasonable visual condition from photos, but interior ceiling stains require further evaluation for active leaks. Visible gas line to heater/stove exists; gas connections should be inspected. Because critical systems (water heater, central HVAC, panel) are unverified from photos, score reflects moderate uncertainty and likely need for system checks/repairs."
},
{
"key": "exterior_site",
"label": "Exterior & site condition",
"score": 80.0,
"rationale": "Exterior photos show a sound roofline with recently replaced-looking shingles, intact porch with handrail/guardrail, chain-link fencing and a tidy yard. Walkways and driveway are present; no standing water or major site erosion is visible. A storage shed is on the lot. Siding/paint is serviceable. Overall exterior appears functional with cosmetic upkeep needed only."
}
],
"red_flags": [
"No visible carbon monoxide detector despite visible fuel-burning heater and gas stove connection",
"Ceiling discoloration/staining in multiple rooms — potential past or ongoing water intrusion",
"No visible water heater or evidence of hot water system (hot water availability unverified)",
"No clear GFCI protection visible at kitchen sink area (required for safety)",
"Missing kitchen appliances (stove and refrigerator) — reduces pass-readiness until addressed"
],
"confidence": 0.6,
"assumptions": [
"Smoke detector in hallway (visible) is operational; other smoke/CO detectors are not shown.",
"Water heater and main electrical panel are present on-site but not shown in photos; functionality is unverified.",
"Kitchen currently has a gas line stub for a stove but no stove is installed; missing appliances will be provided prior to move-in or by tenant.",
"Ceiling discoloration represents past staining; no active structural ceiling sagging is visible in photos.",
"No major hidden foundation movement, termite damage, or severe mold infestation beyond what is visible in photos.",
"Wall-mounted gas heater is connected to gas (yellow flex line visible) but its installation and venting compliance are unverified."
],
"overall_score": 57.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This 3BR/2BA fixer-upper shows mostly cosmetic livability but has several inspection risks that likely prevent an immediate HCV/NSPIRE pass. Main issues: ceiling stains (possible roof/plumbing leak), missing kitchen appliances and no visible GFCI protection, a wall-mounted gas heater with exposed flex gas line of unknown compliance, and no documented central HVAC/water heater/electrical panel. With targeted repairs (verify and fix leaks, install GFCI, correct any gas/heater ventilation issues, add appliances or ensure safe connections, install/verify CO detector, add deadbolt if absent) the unit could reach passable condition in roughly 30–60 days. If hidden damage from the ceiling stains or gas/heater installation is found, more extensive repairs may be required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Overall condition and visible repairs",
"score": 60.0,
"rationale": "Interior is largely intact with recent-looking vinyl plank flooring and painted walls but shows clear cosmetic deferred maintenance: scuffed/peeled trim, dated cabinets, ceiling texture staining, worn vinyl in kitchen, and missing major appliances (no range or refrigerator visible). Door and window trim need repair. These are mostly cosmetic and moderate repairs — missing appliances reduce readiness moderately but are not catastrophic."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 45.0,
"rationale": "One smoke detector is visible in hallway (positive), but no carbon monoxide detector is visible. Kitchen sink area shows no visible GFCI outlet (likely fail point for NSPIRE). Ceiling staining in multiple rooms suggests past (or possibly ongoing) water intrusion which raises mold/moisture risk and egress concerns if active. A wall-mounted gas space heater and exposed flexible gas line are visible — venting and installation compliance are unknown and could be an electrical/gas hazard. Entry door deadbolt presence not confirmed. Taken together these create multiple inspection risk items that likely require correction before passing."
},
{
"key": "systems_mechanical",
"label": "Major systems: roof, HVAC, plumbing, electrical, water heating",
"score": 40.0,
"rationale": "Roof shingles appear intact from exterior photos (no obvious large failures), but interior ceiling stains indicate a prior roof or plumbing leak and possible hidden damage. No central HVAC or ductwork is visible in photos; heating appears to rely on a wall-mounted gas heater (present but configuration/venting unknown). Electrical panel and water heater are not shown. Gas supply lines are present (stubs for range and to heater) but appliances missing. Because critical systems are not documented in photos and there are signs of moisture, there is moderate-to-significant systems risk until verified and possibly repaired."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Exterior photos show an intact roofline, painted siding, a solid porch, functioning wood railings, and a full chain-link yard fence. Yard, walkway and driveway show only minor cracking/wear typical for age. No visible standing water, major foundation cracks, collapsed porches, or infestation signs in the provided images. Overall exterior/site condition appears serviceable with minor maintenance."
}
],
"red_flags": [
"Possible roof or plumbing leak indicated by ceiling stains (risk of active leaks, hidden damage, or mold).",
"Kitchen lacks visible GFCI protection at sink area (electrical hazard / code fail).",
"Wall-mounted gas space heater with exposed flexible gas line and unknown venting/installation (potential gas/venting hazard).",
"Missing kitchen range and refrigerator (appliance readiness risk) — not a safety fatality but will delay move-in if not provided."
],
"confidence": 0.65,
"assumptions": [
"No central HVAC unit is present because none is visible in the photos; heating is via the pictured wall-mounted gas heater.",
"Water heater and main electrical panel locations were not shown; they are assumed to exist and be functional until proven otherwise.",
"Ceiling staining indicates past roof or plumbing leaks but no active severe sagging or collapse is visible in photos.",
"Appliances (range/oven, refrigerator) are not present in photos and would need to be provided/installed prior to tenancy.",
"Smoke detector seen in hallway is operational; carbon monoxide detector is not visible and is assumed absent.",
"No evident major foundation movement or structural sagging was visible in exterior photos; visible porches and roofline appear straight."
],
"overall_score": 55.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "142 Rencopas Ct, Jefferson, LA, 70121",
"aggregate": {
"summary": "This is a fixer-upper with mostly cosmetic and moderate system items to address. The house shows sound basic structure and a serviceable roof, an operable gas wall heater, and an intact exterior fenced yard, but there are NSPIRE-relevant safety gaps: no visible carbon monoxide alarm with gas appliances present, likely non-GFCI kitchen outlet at the sink, visible ceiling staining indicative of past water intrusion, and absent kitchen appliances. These are addressable within a renovation scope; I estimate the property would require moderate repairs and verifications (30–60 days) to reliably pass an initial HCV/NSPIRE inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 58.3,
"rationale": "Interior shows moderate deferred maintenance: walls and trim are scuffed, blinds/drapes damaged, and some ceiling discoloration/staining visible around ceiling fans which suggests past water intrusion. Flooring appears recently replaced or in fair condition (vinyl plank), cabinets are older but intact. Kitchen lacks visible major appliances (stove and refrigerator) — missing appliances reduce readiness but are not an automatic fail. Overall cosmetic and mid-level repairs expected (paint, trim, minor drywall, door threshold, replace appliances) before move-in."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.7,
"rationale": "Exterior appears generally sound: intact roofline, painted masonry/siding without obvious large cracks, chain-link fenced yard, concrete walkways and driveway present. Front porch has railings and the stairs appear solid. Some sidewalk and driveway concrete cracking and minor settling are visible but not structural. Yard is reasonably maintained. A backyard shed is present. No visible standing water, heavy vegetation overgrowth, or infestation evidence in photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 48.3,
"rationale": "Some safety items observed but several compliance risks present. A smoke alarm is visible in the hallway. A gas wall heater and what appears to be a gas stub for a range are visible, which triggers requirement for carbon monoxide protection — no CO detector is visible in photos. The kitchen outlet at the sink does not appear to be a GFCI type (no GFCI reset visible), which is a common NSPIRE fail. No exposed live wiring observed; door and porch handrails are present. Ceiling staining indicates possible prior or recurring leaks that should be investigated. Electrical panel and hot water heater were not shown; their condition is unknown. Overall the property has addressable safety items but a couple of items (CO alarm, GFCI) would likely cause a conditional fail until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC/Plumbing/Electrical/Roof)",
"score": 46.7,
"rationale": "Roof appears in serviceable condition from exterior photos (no visible sagging or large missing shingles). Heating is present as a wall-mounted gas heater (visible and connected). No central HVAC equipment is visible — likely no central AC, which is not an automatic inspection fail but is noted. Plumbing fixtures are present in kitchen; bathrooms were not photographed so hot water availability and fixture condition are unconfirmed. Electrical panel and water heater are not shown. Visible gas piping for range and the wall heater indicate gas service; presence of CO alarm will be required. Given lack of visibility into major components, assume moderate system readiness with likely small repairs and verification needed."
}
],
"red_flags": [
"No visible carbon monoxide detector while gas heater and gas range stub are present (CO alarm required).",
"Kitchen outlet at sink does not appear to be GFCI-protected (NSPIRE/GFCI requirement).",
"Ceiling staining/discoloration around multiple ceiling fans indicating past or possible active water intrusion (needs investigation).",
"Major systems (electrical panel, water heater, bathroom plumbing) were not shown — inability to confirm critical system condition increases inspection risk."
],
"confidence": 0.95,
"assumptions": [
"Electrical panel and hot water heater location/condition were not shown; assume functional but unverified.",
"No carbon monoxide detector was visible in photos; assume none installed or not in compliant location.",
"Kitchen range and refrigerator are not present in photos; assume they are missing and must be provided by landlord or installed prior to move-in (stove/gas hookup visible).",
"Bathrooms were not photographed; assume plumbing fixtures exist and function but require verification for hot water and leaks.",
"Roof has no large visible defects in photos; assume no active major leak though ceiling stains suggest past leaks requiring inspection/repair."
],
"score_method": "mean_of_criteria",
"overall_score": 56.0,
"rubric_version": "ns-preset-2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8861013147"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.