Property ID: 8876671844
216 Dale Ave, Gretna, LA, 70056
Gretna, LA
Money Down: $57,600
CoC Return: 3.62%
Monthly Cash Flow: $174
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$48,000
Closing Costs
$9,600
Total Down
$57,600
Investment Snapshot
Purchase Price
$239,999
Money Down
$57,600
Cash-on-Cash Return
3.62%
Rent
$2,002
Monthly Cash Flow
$174
Annual Cash Flow
$2,083
Debt Service / Mo
$1,277
Property Tax / Mo
$247
Insurance / Mo
$104
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$104
Property Tax
$247
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,451
Debt Service
$1,277
Cash Flow After Debt
$174
Quality Score: 77.80%
Confidence: 95.00%
Overall the property appears well maintained and likely to pass an initial HCV/NSPIRE inspection after standard pre-lease checks. Interior and exterior are in good condition with minor cosmetic items. Primary unknowns that could delay approval are verification/installation of required smoke/CO detectors, confirmation of GFCI protection in kitchen/baths, and brief verification of mechanicals (HVAC function, water heater, electrical panel). Estimated readiness: minor repairs and documentation (1–4 weeks).
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$239,999
Beds
4
Baths
2
Living Area
1,330 sqft
Lot Size
5,998 sqft
Year Built
1982
Days on Market
93
Capital Outlay
$57,600
Debt Service
$1,277
Property Tax / Mo
$247
Insurance / Mo
$104
Property Description
4-Bedroom Home in the City of Gretna with Easy New Orleans Access Casa de 4 Habitaciones en la Ciudad de Gretna con Facil Acceso a Nueva Orleans This 4-bedroom, 2 full bath home is located in the city of Gretna and offers easy access to downtown New Orleans. The property features a comfortable living room, a small kitchen with everything you need, and a nice backyard-perfect for relaxing on cool days or enjoying a barbecue with family and friends. The home also includes a garage for added convenience. ?? Asking Price / Precio: $239,900 ?? Seller open to short-term Bond for Deed / Vendedor abierto a Bond for Deed a corto plazo ?? Local government programs may allow NO money down / Programas del gobierno local pueden permitir compra SIN pronto pago Call today for more information and to explore your options to own this beautiful home. ? Esta casa de 4 habitaciones y 2 banos completos esta ubicada en la ciudad de Gretna y cuenta con facil acceso al centro de Nueva Orleans. La propiedad ofrece una comoda sala, una cocina pequena pero completa, y un patio trasero agradable, ideal para parrilladas o momentos tranquilos al aire libre. Ademas, incluye garaje. ?? Llame hoy para mas informacion y descubra como puede convertirse en propietario de esta hermosa casa
Utility Allowances
cooking
$14
Property data specifies 'Gas: Natural'. The natural gas option was selected from the schedule.
heating
$79
Property has central heating and a natural gas connection, making natural gas the most logical and economical heating fuel.
other_electric
$77
A standard allowance for lighting, outlets, and other appliances, including the property's central air conditioning.
sewer
$54
Property data explicitly states connection to 'City' and 'Public Sewer'.
trash_collection
$25
Included as a standard municipal service for a single-family detached home.
water
$50
Property data explicitly states the water source is 'Public'.
water_heating
$27
Natural gas is available at the property, making it the most probable fuel source for water heating.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,244
DP3 Annual Estimate$1,244
DP1 Monthly Equivalent$104
DP3 Monthly Equivalent$104
Replacement Value$198,500
Basis1,330 sqft / 1982
Nearby Houses
Photo unavailable
208 Dale Ave
off_market · 0.02 mi
Price: $2,000
4 bd / 2 ba · 2,000 sqft
Latest sale: — on Aug 26, 2021
Latest rent: $2,000 on Nov 17, 2025
Photo unavailable
205 Louise Ct
off_market · 0.07 mi
Price: $2,000
4 bd / 2 ba · 1,300 sqft
Latest sale: —
Latest rent: $2,000 on Nov 10, 2025
Photo unavailable
179 Sugarpine Dr
for_sale · 0.11 mi
Price: $365,000
3 bd / 2 ba · 1,747 sqft
Latest sale: — on May 30, 2024
Latest rent: $3,500 on Jan 02, 2025
Photo unavailable
121 Timber Ridge St
off_market · 0.16 mi
Price: $2,100
3 bd / 2 ba · 1,050 sqft
Latest sale: —
Latest rent: $2,100 on Jul 07, 2025
Photo unavailable
264 Cottonwood Dr
off_market · 0.17 mi
Price: $250,000
4 bd / 2 ba · 1,846 sqft
Latest sale: — on Mar 31, 2023
Latest rent: —
Photo unavailable
2930 Belle Chasse Hwy
off_market · 0.17 mi
Price: $850
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
233 Southwood Dr
for_sale · 0.18 mi
Price: $299,900
4 bd / 3 ba · 2,450 sqft
Latest sale: — on Feb 15, 2008
Latest rent: —
Photo unavailable
285 Firethorn Dr
sold · 0.23 mi
Price: $300,000
3 bd / 2 ba · 1,852 sqft
Latest sale: — on Aug 23, 2021
Latest rent: —
Photo unavailable
132 Southwood Dr
for_sale · 0.24 mi
Price: $385,000
4 bd / 3 ba · 2,679 sqft
Latest sale: —
Latest rent: —
Photo unavailable
105 Firethorn Dr
off_market · 0.25 mi
Price: $2,000
3 bd / 2 ba · 1,700 sqft
Latest sale: —
Latest rent: $2,000 on Mar 26, 2024
Photo unavailable
287 Southwood Dr
sold · 0.25 mi
Price: $265,900
4 bd / 3 ba · 2,450 sqft
Latest sale: — on May 28, 2021
Latest rent: $1,995 on May 27, 2020
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be present but require verification and possibly placement/installation to meet NSPIRE location rules.
- Electrical panel location and condition are not shown; assumed to be intact and up to code unless inspection reveals otherwise.
- Water heater is present and functioning though not photographed; assume working hot water based on staged, occupied photos and functioning fixtures.
- HVAC exists and is operational (ceiling vents visible); no visible signs of failure, but service records or a functionality check are recommended.
- Bedrooms have operable egress windows (visible windows in bedrooms), assumed to meet minimum egress requirements.
- No visible major concealed structural issues inferred from photos; however, photos do not show roof valleys, attic, crawlspace, or rear yard condition.
- Listing photos show appliances (fridge, dishwasher); stove/oven is assumed present though not clearly pictured in the kitchen walkway image.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,880 | $216,500 | $21,650 |
| 2024 | $2,872 | $216,500 | $21,650 |
| 2023 | $2,310 | $176,700 | $17,670 |
| 2022 | $2,251 | $176,700 | $17,670 |
| 2021 | $2,121 | $176,700 | $17,670 |
| 2020 | $1,181 | $99,100 | $9,910 |
| 2019 | $1,212 | $99,100 | $9,910 |
| 2018 | $1,132 | $99,100 | $9,910 |
| 2017 | $1,085 | $99,100 | $9,910 |
| 2016 | $1,063 | $99,100 | $9,910 |
| 2015 | $1,089 | $99,100 | $9,910 |
| 2014 | $1,076 | $99,100 | $9,910 |
| 2013 | $1,039 | $99,100 | $9,910 |
| 2012 | $252 | $99,100 | $9,910 |
| 2011 | $262 | $100,000 | $10,000 |
| 2010 | $1,024 | $100,000 | $10,000 |
| 2009 | $1,024 | $100,000 | $10,000 |
| 2008 | $253 | — | $10,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-05-28 | Sold | — |
| 2023-08-07 | Sold | — |
| 2021-01-25 | Sold | — |
| 2017-11-07 | Sold | — |
| 2017-06-05 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2023-09-21 | Listed for rent | $2,000 | — |
Photo Gallery
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"last_status_change_date": "2025-05-29T03:19:32Z"
},
"event_name": "Listing removed",
"price_sqft": 172.18045112781954,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "187 days",
"source_listing_id": "2476796",
"price_change_percentage": null
},
{
"date": "2025-03-25",
"price": 229000,
"listing": {
"status": "off_market",
"list_date": "2024-11-22T01:57:54Z",
"list_price": 229000,
"listing_id": "2975290625",
"last_update_date": "2025-05-28T22:17:14Z",
"last_status_change_date": "2025-05-29T03:19:32Z"
},
"event_name": "Price Changed",
"price_sqft": 172.18045112781954,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2476796",
"price_change_percentage": null
},
{
"date": "2025-02-28",
"price": 239000,
"listing": {
"status": "off_market",
"list_date": "2024-11-22T01:57:54Z",
"list_price": 229000,
"listing_id": "2975290625",
"last_update_date": "2025-05-28T22:17:14Z",
"last_status_change_date": "2025-05-29T03:19:32Z"
},
"event_name": "Price Changed",
"price_sqft": 179.69924812030075,
"source_name": "NewOrleans",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "2476796",
"price_change_percentage": null
},
{
"date": "2025-01-01",
"price": 244000,
"listing": {
"status": "off_market",
"list_date": "2024-11-22T01:57:54Z",
"list_price": 229000,
"listing_id": "2975290625",
"last_update_date": "2025-05-28T22:17:14Z",
"last_status_change_date": "2025-05-29T03:19:32Z"
},
"event_name": "Price Changed",
"price_sqft": 183.45864661654136,
"source_name": "NewOrleans",
"price_change": -1000,
"days_after_listed": null,
"source_listing_id": "2476796",
"price_change_percentage": null
},
{
"date": "2024-11-22",
"price": 245000,
"listing": {
"status": "off_market",
"list_date": "2024-11-22T01:57:54Z",
"list_price": 229000,
"listing_id": "2975290625",
"last_update_date": "2025-05-28T22:17:14Z",
"last_status_change_date": "2025-05-29T03:19:32Z"
},
"event_name": "Listed",
"price_sqft": 184.21052631578948,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2476796",
"price_change_percentage": null
},
{
"date": "2024-03-18",
"price": 2000,
"listing": {
"status": "off_market",
"list_date": "2024-03-18T09:33:11Z",
"list_price": 2000,
"listing_id": "2959884805",
"last_update_date": "2023-10-19T14:37:34Z",
"last_status_change_date": "2024-03-18T09:33:11Z"
},
"event_name": "Listing removed",
"price_sqft": 1.5037593984962405,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2413608",
"price_change_percentage": null
},
{
"date": "2023-08-09",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2023-08-07",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2024-03-18T09:33:11Z",
"list_price": 239900,
"listing_id": "2957042858",
"last_update_date": "2023-08-08T15:20:50Z",
"last_status_change_date": "2024-03-18T09:33:11Z"
},
"event_name": "Listing removed",
"price_sqft": 0,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2400562",
"price_change_percentage": null
},
{
"date": "2021-01-25",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
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},
{
"date": "2021-01-22",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2021-06-09T20:33:03Z",
"list_price": 179000,
"listing_id": "2924420705",
"last_update_date": "2021-01-25T09:21:05Z",
"last_status_change_date": "2021-06-09T20:33:03Z"
},
"event_name": "Listing removed",
"price_sqft": 0,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2279996",
"price_change_percentage": null
},
{
"date": "2017-11-07",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2017-08-24",
"price": 51940,
"listing": {
"status": "off_market",
"list_date": "2017-07-20T07:00:00Z",
"list_price": 51940,
"listing_id": "623538655",
"last_update_date": "2017-11-03T01:33:46Z",
"last_status_change_date": "2017-11-01T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 39.05263157894737,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "35 days",
"source_listing_id": "2115308",
"price_change_percentage": null
},
{
"date": "2017-07-20",
"price": 51940,
"listing": {
"status": "off_market",
"list_date": "2017-07-20T07:00:00Z",
"list_price": 51940,
"listing_id": "623538655",
"last_update_date": "2017-11-03T01:33:46Z",
"last_status_change_date": "2017-11-01T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 39.05263157894737,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2115308",
"price_change_percentage": null
},
{
"date": "1989-01-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8876671844",
"generated_at": "2026-03-27T17:04:01.866527Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 77.8
},
"utility_allowance": {
"zip_code": "70056",
"home_photo": "https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m580854390s-w1280.jpg",
"rent_price": 2002.0,
"loan_amount": 191999.2,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/216-Dale-Ave_Gretna_LA_70056_M88766-71844",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 239999.0,
"loan_term_years": 30,
"annual_cash_flow": 17411.2,
"mortgage_monthly": 1277.38,
"payment_standard": 2328.0,
"total_amount_out": 47999.8,
"additional_photos": [
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m365514056s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m454255036s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m835661050s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m852328469s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m767512382s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m1114271671s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m2919739306s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m409972916s-w1280.jpg",
"https://ap.rdcpix.com/4227d0a33a1656745fb824b733fa13d3l-m3979484347s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 103.67,
"monthly_cash_flow": 1450.93,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property data specifies 'Gas: Natural'. The natural gas option was selected from the schedule.",
"utility": "cooking",
"allowance": 14
},
{
"note": "Property has central heating and a natural gas connection, making natural gas the most logical and economical heating fuel.",
"utility": "heating",
"allowance": 79
},
{
"note": "A standard allowance for lighting, outlets, and other appliances, including the property's central air conditioning.",
"utility": "other_electric",
"allowance": 77
},
{
"note": "Property data explicitly states connection to 'City' and 'Public Sewer'.",
"utility": "sewer",
"allowance": 54
},
{
"note": "Included as a standard municipal service for a single-family detached home.",
"utility": "trash_collection",
"allowance": 25
},
{
"note": "Property data explicitly states the water source is 'Public'.",
"utility": "water",
"allowance": 50
},
{
"note": "Natural gas is available at the property, making it the most probable fuel source for water heating.",
"utility": "water_heating",
"allowance": 27
}
],
"cash_on_cash_return": 0.36,
"down_payment_amount": 47999.8,
"property_tax_annual": 2966.4,
"property_tax_monthly": 247.2,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 2082.69,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": 173.56,
"cash_on_cash_return_after_debt": 0.04
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears well maintained and likely to pass an initial HCV/NSPIRE inspection after standard pre-lease checks. Interior and exterior are in good condition with minor cosmetic items. Primary unknowns that could delay approval are verification/installation of required smoke/CO detectors, confirmation of GFCI protection in kitchen/baths, and brief verification of mechanicals (HVAC function, water heater, electrical panel). Estimated readiness: minor repairs and documentation (1–4 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 80.0,
"rationale": "Interior and exterior photos show a well-maintained home with updated surfaces: laminate and carpet flooring in good condition, painted walls, intact cabinetry and countertops, functioning kitchen appliances visible (refrigerator, dishwasher), and finished bathrooms. No visible major damage, standing water, or collapsed finishes. Minor, easy-to-fix items likely: cosmetic touch-ups, possible door/trim repainting, minor fixture replacements and tenant clutter removal. Missing appliances are not an issue here (fridge present)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 75.0,
"rationale": "No obvious life‑threatening hazards in photos: rooms have windows consistent with bedroom egress, no exposed wiring seen, closets/handrails not applicable in photos, no visible significant water stains or mold. Ceiling fans and lighting fixtures are installed. However, smoke detectors and CO alarms are not visible in the provided photos (could be present out of frame) and GFCI outlets / electrical panel are not shown — these NSPIRE checkpoints remain unconfirmed. Based on overall good condition, assume no active safety hazards but some documentation/quick installs (smoke/CO, GFCI) may be needed to guarantee compliance."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Plumbing/Electrical)",
"score": 75.0,
"rationale": "Visible ceiling vents indicate a central HVAC system; vents and grilles appear intact. Roof appears to have intact shingles with no visible sagging or active leaks from exterior photo. Plumbing fixtures (kitchen sink, bathroom fixtures) appear functional in photos; water heater and electrical panel are not shown so their condition is unknown. No visible evidence of sewer or drainage issues. Given absence of visible failures and generally updated interior, rate as likely operational but recommend verification (HVAC service, water heater age, electrical panel inspection)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 90.0,
"rationale": "Exterior front view shows brick facade, intact siding/trim, an attached garage, paved driveway and concrete walkway in good repair, and a maintained yard with a solid-looking privacy fence. No visible foundation settlement, major cracking, or overgrown vegetation. Drainage grading near the visible front appears acceptable; no standing water observed."
},
{
"key": "rental_history_activity",
"label": "Rental History (5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be present but require verification and possibly placement/installation to meet NSPIRE location rules.",
"Electrical panel location and condition are not shown; assumed to be intact and up to code unless inspection reveals otherwise.",
"Water heater is present and functioning though not photographed; assume working hot water based on staged, occupied photos and functioning fixtures.",
"HVAC exists and is operational (ceiling vents visible); no visible signs of failure, but service records or a functionality check are recommended.",
"Bedrooms have operable egress windows (visible windows in bedrooms), assumed to meet minimum egress requirements.",
"No visible major concealed structural issues inferred from photos; however, photos do not show roof valleys, attic, crawlspace, or rear yard condition.",
"Listing photos show appliances (fridge, dishwasher); stove/oven is assumed present though not clearly pictured in the kitchen walkway image."
],
"overall_score": 79.0,
"rubric_version": "nsPIRE_v1_photo_assessment_2026-03"
},
{
"summary": "Overall this single-family home appears largely rent-ready for a Housing Choice Voucher inspection with only minor items likely needed: verify/install smoke and CO detectors, confirm GFCI protection in kitchen/bath, document HVAC and water heater operation, and confirm presence/operation of range/stove. No visible major structural, roof, or moisture issues. Estimated time-to-pass: likely within 1-4 weeks with targeted safety verifications and minor service checks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 82.0,
"rationale": "Interior and exterior photos show well-maintained finishes: intact drywall, updated kitchen counters/cabinets, functioning doors, closet doors, new-looking flooring in main living area and carpeted bedrooms. Minor cosmetic items visible (popcorn ceilings, small scuffs, personal belongings) but no visible water stains, collapsed surfaces or exposed subfloor. Kitchen shows refrigerator and dishwasher; stove not visible in photos but kitchen appears complete. Overall turnkey appearance with only cosmetic/fit-out items expected."
},
{
"key": "safety_code",
"label": "Safety / Code Risk",
"score": 72.0,
"rationale": "No visible exposed wiring, no sagging ceilings, no collapsed surfaces, and exits (front door, sliding patio door) are present. Bedrooms show windows likely meeting egress but exact dimensions not confirmed. No smoke detectors or CO alarms are visible in photos (none on ceilings shown) — these must be installed/verified for NSPIRE. GFCI presence at sink/bath not observable. Plumbing fixtures appear operational. Because life-safety devices and GFCI compliance are unverified in photos, moderate deduction applied despite otherwise clean appearance."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 70.0,
"rationale": "HVAC registers/vents visible in photos indicating central HVAC, but operational status not documented. Roof appears intact from front elevation with straight lines and no visible sagging. Water heater and electrical panel not shown. Appliances mostly present (fridge, dishwasher visible); stove not visible in images but likely present. Without documentation of servicing, heating/cooling, hot water and electrical panel condition, conservative medium score applied."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 85.0,
"rationale": "Brick exterior, attached garage and driveway look in good condition; yard is maintained and gated rear fence visible. Concrete walk and driveway show normal wear but no heaving, standing water, or major settlement visible. Roofline appears even from front. No signs of significant exterior neglect, infestation, or drainage issues in the photos provided."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"A gas/electric range (stove) is present and operable though not visible in provided photos; absence would moderately lower readiness but is assumed present.",
"Central HVAC exists (supply vents visible) and is functional; servicing/testing may be required prior to inspection.",
"Water heater and electrical panel exist and are code-compliant though not shown in photos.",
"Bedroom windows meet egress size requirements (appear to be standard single/double-hung windows) — exact measurements not available.",
"No active roof leaks, major foundation movement, or hidden mold problems exist beyond what is visible in the photos; exterior appearance and even roofline were used to infer integrity.",
"Smoke and carbon monoxide detectors, and GFCI outlets may not be visible but will need verification/installation to pass NSPIRE."
],
"overall_score": 80.0,
"rubric_version": "1.0"
},
{
"summary": "Overall the property appears well-maintained and close to turnkey for a Housing Choice Voucher initial inspection. Interior finishes, kitchens and baths look serviceable and the exterior is in good condition. Primary inspection risks are verification items: presence and functionality of smoke and CO detectors, GFCI protection, functional deadbolt/locks, and verification of HVAC, water heater and electrical panel operational status. None of the provided photos show major structural defects or life‑threatening hazards, so with basic safety verifications and minor touch-ups this property is likely rent-ready within 30 days; cleaning and installation/verification of detectors and GFCI outlets would likely put it into the 1–2 week ready range.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 80.0,
"rationale": "Interior photos show well-maintained finishes: laminate and tile flooring in good condition, updated-looking kitchen cabinets and countertops, intact bathroom fixtures, and recently cleaned carpeting. Exterior brick, driveway, fence and garage appear maintained. No visible major cosmetic deferred maintenance. Missing/unclear items: no stove is visible in the provided kitchen photo (listing text implies a complete kitchen) and there is normal occupant clutter. Overall these are minor, easy-to-fix items (small touch-ups, possible appliance check) rather than major repairs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No visible life-threatening hazards in photos: no exposed wiring, no collapsed ceilings, no visible active leaks, bedrooms have windows for egress, outlets have covers. However required safety items are not visible in photos: smoke detectors and carbon monoxide alarm(s) aren't shown, GFCI protection at kitchen/bath outlets isn't clearly visible, and the presence of a secure deadbolt/locking hardware on entry doors is not shown. Fireplace and sliding door locks are present visually but functional status unknown. These missing/unknown safety items are correctable but must be verified/installed for NSPIRE compliance, producing moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 75.0,
"rationale": "Photos show ceiling HVAC vents (central HVAC likely present), functioning plumbing fixtures and intact roofline and exterior shingles with no visible sag or active staining. Kitchen shows dishwasher and refrigerator; water heater and electrical panel are not shown. No visible signs of system failure (no water stains, no rusted pipes, no sagging roof). Because operational status and service records are unknown and the electrical panel/water heater were not photographed, score reflects likely serviceable systems but with some verification required."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 85.0,
"rationale": "Front elevation shows a solid brick exterior, attached garage, paved driveway, concrete walk, level lawn and a solid wood fence—no obvious foundation settlement or major exterior deterioration. Walkway and driveway are safe and level in photos. Yard appears maintained and there is no visible standing water or heavy neglect. This indicates low exterior-site risk for inspection."
},
{
"key": "rental_history_activity",
"label": "Rental history (past 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Kitchen includes a working range/stove even though it is not visible in the provided kitchen photo; listing text implies a 'complete' kitchen.",
"Smoke detectors and carbon monoxide alarms may be present but were not visible in photos; their presence and working condition must be verified and updated if missing.",
"HVAC is a central forced-air system and is functional because ceiling vents are present and rooms appear temperature-controlled; service records are not provided.",
"Water heater and electrical panel exist and are functional but were not shown in photos; no visible signs of leaks or electrical hazards were observed.",
"Entry door(s) have working locks; deadbolt presence was not visible in exterior/interior photos and must be confirmed.",
"No significant hidden mold, active roof leaks, or foundation movement exist since there are no visual indicators (stains, sagging, large cracks) in the photos; this is an inference and should be confirmed on-site."
],
"overall_score": 80.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "216 Dale Ave, Gretna, LA, 70056",
"aggregate": {
"summary": "Overall the property appears well maintained and likely to pass an initial HCV/NSPIRE inspection after standard pre-lease checks. Interior and exterior are in good condition with minor cosmetic items. Primary unknowns that could delay approval are verification/installation of required smoke/CO detectors, confirmation of GFCI protection in kitchen/baths, and brief verification of mechanicals (HVAC function, water heater, electrical panel). Estimated readiness: minor repairs and documentation (1–4 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 80.7,
"rationale": "Interior and exterior photos show a well-maintained home with updated surfaces: laminate and carpet flooring in good condition, painted walls, intact cabinetry and countertops, functioning kitchen appliances visible (refrigerator, dishwasher), and finished bathrooms. No visible major damage, standing water, or collapsed finishes. Minor, easy-to-fix items likely: cosmetic touch-ups, possible door/trim repainting, minor fixture replacements and tenant clutter removal. Missing appliances are not an issue here (fridge present)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 86.7,
"rationale": "Exterior front view shows brick facade, intact siding/trim, an attached garage, paved driveway and concrete walkway in good repair, and a maintained yard with a solid-looking privacy fence. No visible foundation settlement, major cracking, or overgrown vegetation. Drainage grading near the visible front appears acceptable; no standing water observed."
},
{
"key": "rental_history_activity",
"label": "Rental History (5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 72.3,
"rationale": "No obvious life‑threatening hazards in photos: rooms have windows consistent with bedroom egress, no exposed wiring seen, closets/handrails not applicable in photos, no visible significant water stains or mold. Ceiling fans and lighting fixtures are installed. However, smoke detectors and CO alarms are not visible in the provided photos (could be present out of frame) and GFCI outlets / electrical panel are not shown — these NSPIRE checkpoints remain unconfirmed. Based on overall good condition, assume no active safety hazards but some documentation/quick installs (smoke/CO, GFCI) may be needed to guarantee compliance."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Plumbing/Electrical)",
"score": 73.3,
"rationale": "Visible ceiling vents indicate a central HVAC system; vents and grilles appear intact. Roof appears to have intact shingles with no visible sagging or active leaks from exterior photo. Plumbing fixtures (kitchen sink, bathroom fixtures) appear functional in photos; water heater and electrical panel are not shown so their condition is unknown. No visible evidence of sewer or drainage issues. Given absence of visible failures and generally updated interior, rate as likely operational but recommend verification (HVAC service, water heater age, electrical panel inspection)."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be present but require verification and possibly placement/installation to meet NSPIRE location rules.",
"Electrical panel location and condition are not shown; assumed to be intact and up to code unless inspection reveals otherwise.",
"Water heater is present and functioning though not photographed; assume working hot water based on staged, occupied photos and functioning fixtures.",
"HVAC exists and is operational (ceiling vents visible); no visible signs of failure, but service records or a functionality check are recommended.",
"Bedrooms have operable egress windows (visible windows in bedrooms), assumed to meet minimum egress requirements.",
"No visible major concealed structural issues inferred from photos; however, photos do not show roof valleys, attic, crawlspace, or rear yard condition.",
"Listing photos show appliances (fridge, dishwasher); stove/oven is assumed present though not clearly pictured in the kitchen walkway image."
],
"score_method": "mean_of_criteria",
"overall_score": 77.8,
"rubric_version": "nsPIRE_v1_photo_assessment_2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8876671844"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.