Property ID: 8931020903
6548 George Washington Dr, Jackson, MS, 39213
Jackson, MS
Money Down: $22,800
CoC Return: 3.69%
Monthly Cash Flow: $70
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$19,000
Closing Costs
$3,800
Total Down
$22,800
Investment Snapshot
Purchase Price
$95,000
Money Down
$22,800
Cash-on-Cash Return
3.69%
Rent
$811
Monthly Cash Flow
$70
Annual Cash Flow
$842
Debt Service / Mo
$506
Property Tax / Mo
$116
Insurance / Mo
$38
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$811
Payment Standard
$1,190
Rent
$811
Insurance
$38
Property Tax
$116
Management
$81
Utilities Allowance
$379
NOI (Monthly)
$576
Debt Service
$506
Cash Flow After Debt
$70
Quality Score: 69.10%
Confidence: 95.00%
Overall this appears to be a cosmetically renovated, mostly sound 3-bed/2-bath ranch that is near rent-ready but not fully turnkey for an initial Section 8 (NSPIRE) inspection. The interior finishes and kitchen updates are positive, and there are no obvious structural collapses or major visible hazards. Key inspection risks are missing/unclear smoke and CO detectors, missing kitchen appliances (range/fridge), lack of visual confirmation of HVAC/equipment operation, and a large tree adjacent to the roof. With quick targeted fixes (install detectors, add deadbolt, supply appliances, confirm HVAC/water heater/electrical function, clean up yard/trimming) the property is likely to pass an initial inspection within 1-4 weeks.
Section 8 Payment Standard
$1,190
Utility Allowance Total
$379
Guaranteed Section 8 Rent (PS - Utilities)
$811
Property Management
$81
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$95,000
Beds
3
Baths
2
Living Area
1,272 sqft
Lot Size
7,405 sqft
Year Built
1972
Days on Market
248
Capital Outlay
$22,800
Debt Service
$506
Property Tax / Mo
$116
Insurance / Mo
$38
Property Description
Come see this beautiful, affordable, totally remodeled home. This 3 bedroom 2 bath home is perfect for someone looking for a family home or someone looking to start a rental portfolio. This neighborhood offers convenient location Hwy 49 and I-220. Contact you favorite Realtor today for a private viewing
Utility Allowances
Air Conditioning
$12
Property has Central Air cooling, using the fixed allowance for a 3-bedroom unit.
Cooking
$11
Property data indicates 'Electricity Available' and no cooking appliances are provided. Selected 'electric' as the most likely fuel source for a tenant-provided range.
Heating
$50
Property has 'Central' heating and 'Electricity Available' is listed in the utilities. Assumed electric heating as the fuel type, as no gas service is explicitly mentioned for this property.
Other Electric
$69
Standard allowance for general electric use (lights, outlets) not covered by other categories for a 3-bedroom unit.
Range/Microwave
$3
Property data lists 'appliances: ["None"]', so this is an allowance for a tenant-owned range/microwave.
Refrigerator
$4
Property data lists 'appliances: ["None"]' and photos do not show a refrigerator, so this is an allowance for a tenant-owned refrigerator.
Sewer
$60
Property data specifies 'Public Sewer', which is covered by this allowance for a 3-bedroom unit.
Trash Collection
$37
Standard allowance for trash collection service for a single-family home.
Water
$104
Property data specifies 'Public' water source, which is covered by this allowance for a 3-bedroom unit.
Water Heating
$29
Property has a water heater. 'Electric' fuel type was chosen to be consistent with other major systems, as 'Electricity Available' is confirmed.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$446
DP3 Annual Estimate$467
DP1 Monthly Equivalent$37
DP3 Monthly Equivalent$39
Replacement Value$31,660
Basis1,272 sqft / 1972
Nearby Houses
Photo unavailable
6539 George Washington Dr
sold · 0.04 mi
Price: $48,000
3 bd / 2 ba · 1,846 sqft
Latest sale: — on Dec 20, 2022
Latest rent: $1,150 on Jan 27, 2024
Photo unavailable
6557 Van Buren Rd
sold · 0.05 mi
Price: $30,000
3 bd / 2 ba · 1,078 sqft
Latest sale: — on Apr 02, 2021
Latest rent: —
Photo unavailable
6546 Van Buren Rd
sold · 0.06 mi
Price: $90,000
3 bd / 2 ba · 1,074 sqft
Latest sale: — on Jan 07, 2022
Latest rent: —
Photo unavailable
6505 Van Buren Rd
for_sale · 0.06 mi
Price: $77,000
3 bd / 2 ba · 1,972 sqft
Latest sale: —
Latest rent: —
Photo unavailable
6558 Lyndon B Johnson Dr
sold · 0.09 mi
Price: $40,000
4 bd / 2 ba · 2,668 sqft
Latest sale: — on Jun 28, 2024
Latest rent: —
Photo unavailable
6575 George Washington Dr
sold · 0.09 mi
Price: $74,500
3 bd / 2 ba · 1,092 sqft
Latest sale: — on Apr 22, 2022
Latest rent: $1,050 on May 20, 2024
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarm in interior photos (NSPIRE fail risk).
- No deadbolt visible on primary entry door (security/code risk).
- Large tree directly next to house/roofline presents risk of roof damage, clogged gutters, and root impacts over time.
- Missing kitchen appliances (stove/range and refrigerator) — will delay move-in and could impact readiness for some voucher programs if appliances are required by local policy.
Assumptions
- Central HVAC exists and duct vents shown are connected to serviceable equipment, but HVAC equipment operation has not been confirmed by photos.
- A water heater and serviceable electrical panel are present in the home but not photographed; their condition is unknown.
- Bedrooms have standard egress windows of code size — window dimensions not measured; assumed acceptable based on appearance.
- Smoke and carbon monoxide detectors are not present in the photographed areas; assume not installed unless otherwise reported.
- Appliances (stove/range, refrigerator) are not present in kitchen photos and are not included with the property as-is for inspection readiness.
- No active roof leaks are present because interior ceiling photos show no visible water stains; roof age is visible but no active failure is evident in photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,352 | $46,660 | $6,999 |
| 2023 | $1,346 | $46,660 | $6,999 |
| 2021 | $1,346 | $46,660 | $6,999 |
| 2017 | $1,314 | $46,280 | $6,942 |
| 2016 | $1,280 | $46,280 | $6,942 |
| 2015 | $1,222 | $45,540 | $6,831 |
| 2014 | $1,221 | $45,540 | $6,831 |
| 2013 | $1,187 | $45,540 | $6,831 |
| 2012 | $1,187 | $45,540 | $6,831 |
| 2011 | $1,209 | $47,070 | $7,061 |
| 2010 | $1,202 | $47,070 | $7,061 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-09-02 | Price Changed | $95,000 |
| 2025-08-06 | Price Changed | $99,000 |
| 2025-06-13 | Listed | $105,000 |
Photo Gallery
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"note": "Property has Central Air cooling, using the fixed allowance for a 3-bedroom unit.",
"utility": "Air Conditioning",
"allowance": 12
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{
"note": "Property data indicates 'Electricity Available' and no cooking appliances are provided. Selected 'electric' as the most likely fuel source for a tenant-provided range.",
"utility": "Cooking",
"allowance": 11
},
{
"note": "Property has 'Central' heating and 'Electricity Available' is listed in the utilities. Assumed electric heating as the fuel type, as no gas service is explicitly mentioned for this property.",
"utility": "Heating",
"allowance": 50
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{
"note": "Standard allowance for general electric use (lights, outlets) not covered by other categories for a 3-bedroom unit.",
"utility": "Other Electric",
"allowance": 69
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{
"note": "Property data lists 'appliances: [\"None\"]', so this is an allowance for a tenant-owned range/microwave.",
"utility": "Range/Microwave",
"allowance": 3
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{
"note": "Property data lists 'appliances: [\"None\"]' and photos do not show a refrigerator, so this is an allowance for a tenant-owned refrigerator.",
"utility": "Refrigerator",
"allowance": 4
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{
"note": "Property data specifies 'Public Sewer', which is covered by this allowance for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 60
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{
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"utility": "Trash Collection",
"allowance": 37
},
{
"note": "Property data specifies 'Public' water source, which is covered by this allowance for a 3-bedroom unit.",
"utility": "Water",
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{
"note": "Property has a water heater. 'Electric' fuel type was chosen to be consistent with other major systems, as 'Electricity Available' is confirmed.",
"utility": "Water Heating",
"allowance": 29
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{
"summary": "Overall this appears to be a cosmetically renovated, mostly sound 3-bed/2-bath ranch that is near rent-ready but not fully turnkey for an initial Section 8 (NSPIRE) inspection. The interior finishes and kitchen updates are positive, and there are no obvious structural collapses or major visible hazards. Key inspection risks are missing/unclear smoke and CO detectors, missing kitchen appliances (range/fridge), lack of visual confirmation of HVAC/equipment operation, and a large tree adjacent to the roof. With quick targeted fixes (install detectors, add deadbolt, supply appliances, confirm HVAC/water heater/electrical function, clean up yard/trimming) the property is likely to pass an initial inspection within 1-4 weeks.",
"criteria": [
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"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Photos show a recently painted interior and updated kitchen cabinets/countertops and new-looking vinyl plank floors; ceilings appear intact and bedrooms are in good cosmetic condition. Observable deferred items: yard is overgrown, some exterior concrete has patched/uneven areas, exterior trim and small brick mortar chips near window bottoms, and the kitchen is missing major appliances (stove/range and refrigerator). Missing appliances are a moderate, fixable issue that reduce turnkey readiness but are not structural failures. Overall mostly cosmetic/minor repairs required."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 65.0,
"rationale": "No obvious electrical hazards or collapsed ceilings in photos. Ceiling vents and a central ceiling fan are visible suggesting HVAC ducting is present. However no smoke detectors or CO alarm are visible in the supplied interior photos (likely cause for automatic NSPIRE failure if absent), and no deadbolt is visible on the primary exterior door. GFCI protection in kitchen/bathrooms is not shown; windows appear of adequate size for egress but bedroom egress confirmation is not possible from photos alone. Exterior trip hazards limited to uneven concrete at driveway/stoop. Given these unknowns and several likely missing/unclear safety items, moderate risk for inspection failure without quick fixes (install detectors, add deadbolt, verify GFCI)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Visible ceiling supply/return vents indicate central HVAC exists, but no equipment (furnace/AC condensing unit) photos provided so operational condition is unverified. Roof shingles appear aged but not visibly sagging or leaking in photos; no active water stains seen on interior ceilings. Water heater, electrical panel, and plumbing cleanouts are not shown. Kitchen plumbing appears installed with working sink/faucet. Because major systems are implied but not documented and the roof shows age, score reflects reasonable condition but with inspection risk for HVAC, water heater, and electrical that require confirmation/testing."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Exterior brick and paint appear intact; carport and covered entry present and usable. Yard maintenance is poor (overgrown grass/landscaping) and a large tree sits very close to the house/roofline which increases risk of roof debris, clogged gutters, and roots impacting walkways/foundation over time. Walkway/driveway has patched concrete and some uneven surfaces near the entrance. Chain-link fence visible in back suggests secure yard. No visible foundation settlement or major siding damage in supplied photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in interior photos (NSPIRE fail risk).",
"No deadbolt visible on primary entry door (security/code risk).",
"Large tree directly next to house/roofline presents risk of roof damage, clogged gutters, and root impacts over time.",
"Missing kitchen appliances (stove/range and refrigerator) — will delay move-in and could impact readiness for some voucher programs if appliances are required by local policy."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC exists and duct vents shown are connected to serviceable equipment, but HVAC equipment operation has not been confirmed by photos.",
"A water heater and serviceable electrical panel are present in the home but not photographed; their condition is unknown.",
"Bedrooms have standard egress windows of code size — window dimensions not measured; assumed acceptable based on appearance.",
"Smoke and carbon monoxide detectors are not present in the photographed areas; assume not installed unless otherwise reported.",
"Appliances (stove/range, refrigerator) are not present in kitchen photos and are not included with the property as-is for inspection readiness.",
"No active roof leaks are present because interior ceiling photos show no visible water stains; roof age is visible but no active failure is evident in photos."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the home appears to be a light-renovation, mostly turn-key property with recent interior updates. Primary inspection risks are code/safety items not visible in photos (smoke/CO detectors, GFCI protection, appliance installation) and the need to verify HVAC, water heater and electrical panel operation. Exterior maintenance (overgrown landscaping, tree proximity) and missing kitchen appliances will require attention but are not structural failures. Likely passable for an initial HCV/NSPIRE inspection after installation/verification of detectors, GFCI where required, addition of required appliances or documentation of supplied appliances, and standard systems walkthrough (estimated time-to-rent readiness: ~2–4 weeks if systems operate; longer if repairs are found).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior appears recently renovated: fresh paint, new-looking LVP flooring, updated kitchen cabinets and counters. Visible missing major appliances (stove and refrigerator) and an open appliance bay in kitchen reduce score moderately. Minor exterior cosmetic issues (peeling paint on small areas, overgrown landscaping, driveway surface wear, threshold wear at front door) are repair-level and not structural."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "No smoke detectors or CO alarms visible in the provided interior photos (required by NSPIRE). Bedroom egress windows appear present but some windows are older multi-pane metal frames (verify sizes). Entry has a storm/door but deadbolt presence not visible. No obvious exposed wiring, severe water intrusion, collapsed ceilings, or major trip hazards seen. GFCI outlets in kitchen/bath not evident in photos. Safety items (detectors, GFCI, lock hardware) likely needed before inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Ceiling HVAC vents visible indicating central HVAC present but operation not verified. Kitchen plumbing and faucet look new. Roof shows older shingles but no obvious sagging or active leak signs from exterior photos; tree canopy and proximity are a risk to shingles/flashings over time. Electrical panel and water heater not shown; no visible exposed wiring. Systems appear serviceable but require in-person verification (HVAC run test, water heater, electrical panel/GFCI checks)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Painted brick exterior and carport are intact; foundation appears level with no visible major cracks. Yard is overgrown in places, landscaping abuts foundation, and a large tree sits very close to the house (potential root/falling risk and roof debris). Driveway and walk surfaces show wear and minor cracking. Chain-link fencing visible; no obvious standing water or severe site drainage visible in photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos (code/NSPIRE failure risk).",
"Missing kitchen appliances (stove and refrigerator) visible as open appliance bay — needs appliance installation or documentation.",
"Large mature tree immediately adjacent to the house — elevated risk to roof/shingles, gutters, and potential root/foundation issues; inspect for roof damage and root impacts."
],
"confidence": 0.65,
"assumptions": [
"Property photos represent the current condition; no additional interior images were provided beyond those shown.",
"HVAC exists (ceiling vents visible) and was not physically tested; assumed operable pending technician verification.",
"Water heater, electrical panel and service are present but not shown; assumed functional unless close inspection shows otherwise.",
"Smoke detectors and carbon monoxide alarms are not installed or are not visible in photos and will need installation/verification to meet NSPIRE.",
"Kitchen stove and refrigerator are not present in photos (open bay/hookups visible); assumed not included and would need to be provided prior to move-in or evidenced as working appliances.",
"Bedroom windows provide required egress based on size/appearance in photos but exact dimensions were not measured; assume likely acceptable but must be confirmed.",
"No active roof leaks, structural sagging, collapsed ceilings, severe mold, or standing water were visible in photos; absence of visible distress was used to avoid high structural risk scoring."
],
"overall_score": 69.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the property appears largely cosmetic and moderately turnkey after minor repairs. Interior photos show a recent remodel with functioning fixtures and finishes, but several NSPIRE-relevant items are not documented in the photos (smoke/CO detectors, deadbolt, GFCI outlets, electrical panel, water heater). The most immediate inspection risks are missing smoke/CO detectors and the unfinished appliance opening in the kitchen. With 1–3 days of targeted fixes (install detectors, add deadbolt, install outlet covers/GFCI where required, finish sealing/box for stove and install appliances) and verification of mechanicals, this property would likely pass an initial HCV/NSPIRE inspection. Longer-term concerns: roof age and large tree roots near the foundation/sidewalk which should be evaluated and possibly mitigated.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Photos and listing indicate a recent remodel (fresh paint, new-looking cabinetry, new flooring, functioning ceiling fans). Visible minor defects: missing range/oven and likely missing refrigerator (kitchen has open appliance space and unfinished cabinet area), one missing outlet/cover on wall, some cosmetic dirt/staining on exterior porch floor and overgrown landscaping. No visible collapsed ceilings, major drywall damage or exposed subfloor. These are mostly cosmetic/finish and appliance-install items that are inexpensive and quick to fix."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "Potential NSPIRE risks observed: no visible smoke detectors or carbon monoxide detector in interior photos (likely fail if not present), no visible deadbolt on front door, kitchen has an open area where range would be installed with visible hookups which could be an electrical/gas/plumbing hazard until properly finished/connected, no visible GFCI outlet near sink, and window types suggest they may be original (egress likely but not verified). No active water intrusion, sagging ceilings, rotten stairs, or obvious electrical wiring hazards seen. These issues are moderately risky but fixable before inspection (install detectors, deadbolt, GFCI, close/finish appliance openings)."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 72.0,
"rationale": "Central HVAC registers and ceiling return vents are visible in multiple rooms indicating a forced-air system is present. Kitchen plumbing and modern faucet present. Water heater, electrical panel and furnace/air handler are not shown. Roof appears serviceable from photos (no visible sag, missing large swaths of shingles) but shows age and staining; large shade trees could accelerate wear. Given listing 'totally remodeled' and visible vents/fixtures, assume systems are present and likely functional but unverified — moderate risk until mechanicals are inspected and water heater/electrical panel confirmed."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 68.0,
"rationale": "Exterior brick has been painted and looks intact; carport and covered porch are structurally intact in photos. Yard is overgrown and has uneven ground/vegetation; concrete walk shows small cracks/raised slab areas. Large mature tree is immediately adjacent to the front yard/sidewalk with visible surface roots — potential long-term risk to sidewalk and foundation if roots are intrusive. No obvious standing water or exterior structural failure visible. Landscaping cleanup and addressing tree proximity recommended."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detector in interior photos — likely immediate NSPIRE fail if not present.",
"Open/unfinished appliance area in kitchen with visible hookups behind the missing range/oven — potential electrical/plumbing hazard until properly terminated or equipped.",
"No visible deadbolt on entry door (security requirement for many inspections/leases).",
"Large mature tree/root very close to house and front walkway — risk of foundation/sidewalk damage or trip hazards in future.",
"Rental history data missing (no recent rental events), so occupancy/rental maintenance history is unknown."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operational (visible supply/return registers); no photos of thermostat or mechanical units but listing 'totally remodeled' implies functioning systems.",
"Water heater and electrical service exist and are functional though not photographed.",
"Windows shown meet bedroom egress sizes typical for older homes; exact compliance not verified from photos.",
"Missing stove/oven and refrigerator are not counted as catastrophic; expected to be required by owner/landlord or installed prior to move-in.",
"No active roof leaks or major structural movement inferred from photos (no sagging ceilings or visible foundation cracks), but roof appears aged.",
"Electrical panel is intact and not exhibiting obvious external hazards (not pictured)."
],
"overall_score": 70.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "6548 George Washington Dr, Jackson, MS, 39213",
"aggregate": {
"summary": "Overall this appears to be a cosmetically renovated, mostly sound 3-bed/2-bath ranch that is near rent-ready but not fully turnkey for an initial Section 8 (NSPIRE) inspection. The interior finishes and kitchen updates are positive, and there are no obvious structural collapses or major visible hazards. Key inspection risks are missing/unclear smoke and CO detectors, missing kitchen appliances (range/fridge), lack of visual confirmation of HVAC/equipment operation, and a large tree adjacent to the roof. With quick targeted fixes (install detectors, add deadbolt, supply appliances, confirm HVAC/water heater/electrical function, clean up yard/trimming) the property is likely to pass an initial inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 77.0,
"rationale": "Photos show a recently painted interior and updated kitchen cabinets/countertops and new-looking vinyl plank floors; ceilings appear intact and bedrooms are in good cosmetic condition. Observable deferred items: yard is overgrown, some exterior concrete has patched/uneven areas, exterior trim and small brick mortar chips near window bottoms, and the kitchen is missing major appliances (stove/range and refrigerator). Missing appliances are a moderate, fixable issue that reduce turnkey readiness but are not structural failures. Overall mostly cosmetic/minor repairs required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 69.3,
"rationale": "Exterior brick and paint appear intact; carport and covered entry present and usable. Yard maintenance is poor (overgrown grass/landscaping) and a large tree sits very close to the house/roofline which increases risk of roof debris, clogged gutters, and roots impacting walkways/foundation over time. Walkway/driveway has patched concrete and some uneven surfaces near the entrance. Chain-link fence visible in back suggests secure yard. No visible foundation settlement or major siding damage in supplied photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 61.7,
"rationale": "No obvious electrical hazards or collapsed ceilings in photos. Ceiling vents and a central ceiling fan are visible suggesting HVAC ducting is present. However no smoke detectors or CO alarm are visible in the supplied interior photos (likely cause for automatic NSPIRE failure if absent), and no deadbolt is visible on the primary exterior door. GFCI protection in kitchen/bathrooms is not shown; windows appear of adequate size for egress but bedroom egress confirmation is not possible from photos alone. Exterior trip hazards limited to uneven concrete at driveway/stoop. Given these unknowns and several likely missing/unclear safety items, moderate risk for inspection failure without quick fixes (install detectors, add deadbolt, verify GFCI)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 65.7,
"rationale": "Visible ceiling supply/return vents indicate central HVAC exists, but no equipment (furnace/AC condensing unit) photos provided so operational condition is unverified. Roof shingles appear aged but not visibly sagging or leaking in photos; no active water stains seen on interior ceilings. Water heater, electrical panel, and plumbing cleanouts are not shown. Kitchen plumbing appears installed with working sink/faucet. Because major systems are implied but not documented and the roof shows age, score reflects reasonable condition but with inspection risk for HVAC, water heater, and electrical that require confirmation/testing."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in interior photos (NSPIRE fail risk).",
"No deadbolt visible on primary entry door (security/code risk).",
"Large tree directly next to house/roofline presents risk of roof damage, clogged gutters, and root impacts over time.",
"Missing kitchen appliances (stove/range and refrigerator) — will delay move-in and could impact readiness for some voucher programs if appliances are required by local policy."
],
"confidence": 0.95,
"assumptions": [
"Central HVAC exists and duct vents shown are connected to serviceable equipment, but HVAC equipment operation has not been confirmed by photos.",
"A water heater and serviceable electrical panel are present in the home but not photographed; their condition is unknown.",
"Bedrooms have standard egress windows of code size — window dimensions not measured; assumed acceptable based on appearance.",
"Smoke and carbon monoxide detectors are not present in the photographed areas; assume not installed unless otherwise reported.",
"Appliances (stove/range, refrigerator) are not present in kitchen photos and are not included with the property as-is for inspection readiness.",
"No active roof leaks are present because interior ceiling photos show no visible water stains; roof age is visible but no active failure is evident in photos."
],
"score_method": "mean_of_criteria",
"overall_score": 69.1,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8931020903"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.