Property ID: 8946773453
128 Evergold Ln, Westwego, LA, 70094
Westwego, LA
Money Down: $29,976
CoC Return: 29.68%
Monthly Cash Flow: $741
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$24,980
Closing Costs
$4,996
Total Down
$29,976
Investment Snapshot
Purchase Price
$124,900
Money Down
$29,976
Cash-on-Cash Return
29.68%
Rent
$1,825
Monthly Cash Flow
$741
Annual Cash Flow
$8,897
Debt Service / Mo
$665
Property Tax / Mo
$135
Insurance / Mo
$101
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,825
Payment Standard
$2,328
Rent
$1,825
Insurance
$101
Property Tax
$135
Management
$182
Utilities Allowance
$503
NOI (Monthly)
$1,406
Debt Service
$665
Cash Flow After Debt
$741
Quality Score: 67.10%
Confidence: 88.00%
This 4-bed, 2-bath brick single-family home appears mostly intact and would likely pass many basic NSPIRE checks after a moderate round of repairs and safety upgrades. Primary actions before listing to a Section 8 tenant: install/verify carbon monoxide detectors (required with gas appliances), install/replace GFCI protection in kitchen and bathrooms, verify and service HVAC and water heater, repair/caulk tub & tile, cover/secure exposed wiring/conduit and outlet covers, replace/repair any non-working light fixtures, remove the yard stump, and address moisture staining at brick base (evaluate for rising damp or splash issues). With these targeted repairs and verification of major systems, the property would likely be rent-ready within 2–6 weeks.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$503
Guaranteed Section 8 Rent (PS - Utilities)
$1,825
Property Management
$182
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$124,900
Beds
4
Baths
2
Living Area
1,300 sqft
Lot Size
6,551 sqft
Year Built
1986
Days on Market
38
Capital Outlay
$29,976
Debt Service
$665
Property Tax / Mo
$135
Insurance / Mo
$101
Property Description
JUST REDUCED!!! 4 bedroom / 2 bath home located in Floral Acres subdivision, just off River Rd. The home features an open floor plan with eat-in kitchen and plenty of cabinet space. A driveway is gated with plenty of parking, plus a spacious backyard for relaxing and entertaining. Will make great opportunity for either the investor or owner/occupant purchaser looking for a project at an affordable price. Sold in present condition. Won't last long! Call your agent today to schedule your private showing.
Utility Allowances
Heating
$26
Property has natural gas and central heating. The 'natural_gas' option was selected from the schedule.
Cooking
$12
Property includes a range/oven. The fuel type is not specified. The more expensive 'electric' option was chosen as per instructions.
Water Heating
$27
Water heater fuel type is not specified. The more expensive 'electric' option was chosen as per instructions.
Air Conditioning
$42
Property has central air conditioning.
Other Electric
$54
A standard allowance for general tenant electric use (lights, outlets).
Refrigerator
$33
Refrigerator is not listed as a provided appliance; allowance is for a tenant-owned unit.
Water
$97
Property uses the public water source.
Sewer
$132
Property is connected to the public sewer system.
Gas Monthly Fee
$28
A fixed service fee for having an active natural gas line.
Electric Monthly Fee
$26
A fixed service fee for having an active electric line.
Trash Collection
$23
Standard municipal service for a single-family home.
Mosquito Monthly Fee
$3
A standard municipal fee for mosquito abatement in this jurisdiction.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,216
DP3 Annual Estimate$1,216
DP1 Monthly Equivalent$101
DP3 Monthly Equivalent$101
Replacement Value$84,200
Basis1,300 sqft / 1986
Nearby Houses
Photo unavailable
373 Blossom Ct
sold · 0.05 mi
Price: $159,000
3 bd / 2 ba · 1,300 sqft
Latest sale: —
Latest rent: —
Photo unavailable
132 Evergold Ln
off_market · 0.05 mi
Price: $1,875
4 bd / 2 ba · 1,600 sqft
Latest sale: — on Apr 30, 2024
Latest rent: $2,300 on Nov 22, 2022
Photo unavailable
41 Camellia Ln
for_sale · 0.13 mi
Price: $150,000
2 bd / 1 ba · 1,069 sqft
Latest sale: —
Latest rent: —
Photo unavailable
120 Gardenia Ln
for_sale · 0.15 mi
Price: $124,000
3 bd / 2 ba · 1,320 sqft
Latest sale: — on Sep 17, 2025
Latest rent: —
Photo unavailable
108 Gardenia Ln
sold · 0.16 mi
Price: $160,000
3 bd / 2 ba · 1,350 sqft
Latest sale: —
Latest rent: —
Photo unavailable
36 Golden Rod Ln Unit 2
off_market · 0.19 mi
Price: $1,100
1 bd / 1 ba · 700 sqft
Latest sale: —
Latest rent: —
Photo unavailable
36 Golden Rod Ln Unit B
off_market · 0.19 mi
Price: $1,000
1 bd / 1 ba · 550 sqft
Latest sale: —
Latest rent: —
Photo unavailable
32 Aster Ln
off_market · 0.20 mi
Price: $1,700
3 bd / 1 ba · 1,100 sqft
Latest sale: —
Latest rent: —
Photo unavailable
9 Four Oclock Ln
for_sale · 0.20 mi
Price: $95,400
5 bd / 2 ba · 1,925 sqft
Latest sale: — on Oct 14, 2025
Latest rent: —
Photo unavailable
385 Azalea Dr
off_market · 0.22 mi
Price: $150,000
2 bd / 1 ba · 1,250 sqft
Latest sale: —
Latest rent: —
Photo unavailable
361 Helis Dr
for_sale · 0.26 mi
Price: $169,900
4 bd / 2 ba · 1,600 sqft
Latest sale: — on Jun 25, 2024
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- No visible carbon monoxide detector despite presence of a gas range (CO alarm required).
- No visible GFCI-protected outlet in kitchen area near sink — likely NSPIRE/GFCI violation.
- Exposed conduit/wiring in laundry area and some exterior wiring that should be secured — electrical hazard risk.
- Staining at base of exterior brick on multiple elevations suggests moisture intrusion/splash-back that needs evaluation.
- Attic pull-down ladder visible in hall — ensure it latches and is safe for use; open/unsecured attic access can be a safety issue.
Assumptions
- Central HVAC is operational or repairable because an exterior condensing unit is present in photos.
- Hot water system exists and functions, though it is not pictured; assume present but unverified.
- Bedrooms have code-compliant egress windows (photos show windows typical for bedrooms but measurements are not provided).
- Electrical service is intact and the meter/utility connection is functional; main panel was not photographed.
- Stove and refrigerator shown in photos are present at turnover; their operational condition is assumed but should be tested.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,573 | $119,900 | $11,990 |
| 2024 | $1,569 | $119,900 | $11,990 |
| 2023 | $1,644 | $119,900 | $11,990 |
| 2022 | $1,604 | $119,900 | $11,990 |
| 2021 | $1,516 | $119,900 | $11,990 |
| 2020 | $1,506 | $119,900 | $11,990 |
| 2019 | $1,556 | $119,900 | $11,990 |
| 2018 | $1,456 | $119,900 | $11,990 |
| 2017 | $1,404 | $119,900 | $11,990 |
| 2016 | $1,380 | $119,900 | $11,990 |
| 2015 | $1,399 | $119,900 | $11,990 |
| 2014 | $1,383 | $119,900 | $11,990 |
| 2013 | $1,382 | $119,900 | $11,990 |
| 2012 | $517 | $119,900 | $11,990 |
| 2011 | $960 | $82,600 | $8,260 |
| 2010 | $939 | $82,600 | $8,260 |
| 2009 | $893 | $82,600 | $8,260 |
| 2008 | $82 | — | $8,260 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-11-20 | Sold | — |
| 2012-05-08 | Sold | — |
| 2012-03-15 | Sold | — |
Photo Gallery
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"property_tax_increase": 0.03,
"utility_allowance_total": 503.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 8896.57,
"property_management_monthly": 182.5,
"monthly_cash_flow_after_debt": 741.38,
"cash_on_cash_return_after_debt": 0.36
},
"section8_assessment": {
"runs": [
{
"summary": "This 4-bed, 2-bath brick single-family home appears mostly intact and would likely pass many basic NSPIRE checks after a moderate round of repairs and safety upgrades. Primary actions before listing to a Section 8 tenant: install/verify carbon monoxide detectors (required with gas appliances), install/replace GFCI protection in kitchen and bathrooms, verify and service HVAC and water heater, repair/caulk tub & tile, cover/secure exposed wiring/conduit and outlet covers, replace/repair any non-working light fixtures, remove the yard stump, and address moisture staining at brick base (evaluate for rising damp or splash issues). With these targeted repairs and verification of major systems, the property would likely be rent-ready within 2–6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 70.0,
"rationale": "Interior appears structurally sound with intact tile floors, cabinets and most fixtures present; kitchen has a stove and refrigerator (reduces penalty for missing appliances). Cosmetic issues visible: scuffed/marked walls, some missing outlet covers likely, worn grout/caulking in bathroom, fluorescent fixture in kitchen may need repair or bulb replacement, and general cosmetic refresh/paint needed. Exterior brick shows staining at base and a large tree stump in yard that should be removed. These are mostly cosmetic/medium-effort repairs, not structural."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "Some safety items visible but a few compliance risks present. A ceiling-mounted smoke alarm is visible in a living area (good), and the house has a gas range (CO alarm required) but no carbon monoxide detector is visible in photos. Kitchen outlets visible do not appear to be GFCI-protected (required near sinks), and bathroom shower/tub grout and caulk look degraded and should be re-sealed. Laundry area shows exposed conduit and wall penetration that need tidy/covering. Windows visible in bedrooms look conventional — likely egress-capable, but measurements not provided (assumed adequate). No obvious exposed live wiring or collapsed elements observed, but visible conduit/wiring at exterior and laundry increases inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 60.0,
"rationale": "Exterior AC condensing unit is present (indicates central HVAC) and roof shingles appear in serviceable condition from photos. Electrical service/meter is present on the exterior and there are no obvious burned areas or major electrical hazards, but the main electrical panel was not photographed. Water heater is not shown and hot water availability is unconfirmed. Plumbing fixtures (kitchen sink, bathroom fixtures, washer hookups) are present but bathroom tile/grout condition and some staining at exterior brick base suggest past moisture exposure. Overall systems appear present but unverified; budgeted testing/servicing recommended prior to leasing."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Single-story brick shell looks sound with no visible foundation sagging or major cracks. Driveway gated and usable; yard is flat and fenced in areas. Noted issues: staining along the lower brick on multiple elevations (possible splash-back / moisture accumulation), a large tree stump remaining in yard (trip/maintenance issue), and some exterior conduit/wiring near roof eaves that should be secured. No standing water or obvious pest infestation visible."
}
],
"red_flags": [
"No visible carbon monoxide detector despite presence of a gas range (CO alarm required).",
"No visible GFCI-protected outlet in kitchen area near sink — likely NSPIRE/GFCI violation.",
"Exposed conduit/wiring in laundry area and some exterior wiring that should be secured — electrical hazard risk.",
"Staining at base of exterior brick on multiple elevations suggests moisture intrusion/splash-back that needs evaluation.",
"Attic pull-down ladder visible in hall — ensure it latches and is safe for use; open/unsecured attic access can be a safety issue."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is operational or repairable because an exterior condensing unit is present in photos.",
"Hot water system exists and functions, though it is not pictured; assume present but unverified.",
"Bedrooms have code-compliant egress windows (photos show windows typical for bedrooms but measurements are not provided).",
"Electrical service is intact and the meter/utility connection is functional; main panel was not photographed.",
"Stove and refrigerator shown in photos are present at turnover; their operational condition is assumed but should be tested."
],
"overall_score": 64.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the property appears to be in rentable condition with primarily cosmetic work and basic safety verifications required. Major structural issues are not evident in the photos. To be inspection-ready for a Housing Choice Voucher/NSPIRE inspection, the owner should: verify and install required smoke/CO detectors, confirm GFCI protection in kitchen/baths or provide documentation of GFCI breakers, service HVAC and water heater, address exterior moisture staining and remove the stump, secure the attic access, and correct any minor cosmetic deficiencies. With those actions the property is likely to pass an initial HCV inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 72.0,
"rationale": "Interior and exterior are cosmetically dated but largely intact. Photos show tile floors, painted walls, functioning kitchen cabinets, stove and refrigerator present, and no collapsed finishes. Minor cosmetic issues visible (scuffed tile, worn paint, shelving, attic ladder), and a large tree stump in the yard. Missing trim or small touch-ups likely. Appliances present reduce penalty for missing-capital items. Overall mostly cosmetic and easy-to-fix items."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 65.0,
"rationale": "One ceiling-mounted smoke detector is visible in a living area but no carbon monoxide detector visible (gas range present). GFCI outlets are not clearly visible in kitchen or bathroom photos (could be breaker-protected but not shown). No obvious exposed live wiring, no collapsed ceilings, no severe trip hazards inside; window sizes look adequate for egress in photos. Exterior brick shows staining near base (possible moisture) which increases risk of water intrusion. Recommend verifying functioning smoke detectors in each sleeping area, installing CO alarm per local code, and confirming GFCI protection."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Exterior central AC unit and roof vents are present and roof shingles look serviceable in photos. Kitchen plumbing and laundry hookups are visible; water heater and electrical panel not shown. Gas range visible (implies gas service). Systems appear present but operability not verified — typical risk for used properties. Recommend HVAC service, water heater check, circuit breaker/panel inspection, and plumbing test to confirm hot water and leak-free drains."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Brick envelope appears intact with even foundation line; concrete driveway and gated parking present. Yard is maintained but contains a large stump that should be removed; some staining at brick base suggests past splash or moisture exposure. Fencing and gate appear functional. No obvious foundation displacement, standing water, or major site hazards visible."
}
],
"red_flags": [
"No visible carbon monoxide detector (gas appliance present) — potential NSPIRE/code issue",
"GFCI protection not evident in kitchen/bath photos — may fail electrical safety checklist if absent",
"Staining at base of exterior brick suggests possible past or ongoing moisture intrusion",
"Large tree stump close to structure (pest/vegetation risk and trip hazard in yard)",
"Attic access ladder shown down in hallway and may be unsecured or present a hazard if left so"
],
"confidence": 0.7,
"assumptions": [
"Hot water heater is present and functional though not pictured.",
"Kitchen gas range and refrigerator shown are operable or will be provided; missing appliances would be replaced if necessary.",
"Electrical panel and system are intact and meet capacity requirements though not pictured (no visible knob-and-tube or open live conductors in photos).",
"No active roof leaks or major unseen structural problems exist beyond what is visible in exterior photos.",
"Bedrooms have compliant egress windows (windows visible appear typical for bedrooms).",
"No recent pest/termite damage beyond normal conditions (no visible evidence in photos)."
],
"overall_score": 70.0,
"rubric_version": "1.0"
},
{
"summary": "Overall this 4-bed/2-bath brick single-family home appears structurally sound and is close to rent-ready for a Housing Choice Voucher tenant after basic cosmetic repairs, verification of system operation, and addressing some safety/code items. Primary work likely required: verify and install properly placed smoke and CO detectors, confirm/upgrade GFCI protection in kitchen/baths if absent, verify HVAC and water heater operation, remove stump and address minor drainage/staining, and perform cosmetic cleaning/paint. These are mostly minor-to-moderate items — not major structural failures — so the property likely can pass an initial NSPIRE/HCV inspection within ~30 days provided the noted systems/detectors are corrected and documented.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior and exterior show overall intact structure with mostly cosmetic and mid-level deferred maintenance. Tile floors, cabinets and fixtures are present and appear serviceable; kitchen has stove, microwave and refrigerator visible in photos (reduces penalty for missing appliances). Visible issues are scuffed/dated paint, some staining on lower brick exterior, a large tree stump in yard, and shelving/trim repairs in bathrooms and laundry. No visible collapsed ceilings, exposed subfloor or severe deterioration. These are mostly cosmetic/repair items that would be handled with cleaning, paint, minor carpentry and spot tile/grout work."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 60.0,
"rationale": "No life‑threatening hazards visible (no collapsed ceiling, no standing water, no obvious exposed live wiring). A ceiling-mounted round device is visible in hallway (likely a smoke detector) but coverage in all sleeping areas and hallway cannot be fully confirmed from photos. Kitchen/bath GFCI protection is not clearly evident in photos. A gas-range appears present (gas burners visible) which would require a working carbon monoxide alarm if fuel-burning appliances vent into the home; no CO detector is visible. Entry door hardware (deadbolt) is not clearly shown. Bedroom egress windows look like typical single‑story windows but exact dimensions not confirmed. Because of likely missing/uncertain CO and GFCI and incomplete verification of smoke detector placement and deadbolt, there is a moderate NSPIRE risk rather than immediate fail."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 65.0,
"rationale": "Exterior shows a central HVAC condenser present and interior ceiling venting visible, indicating forced air system in place; operation not verified. Roof appears shingled and visually intact with no sagging or visible active leaks. Electrical meter and service equipment are present on exterior; interior electrical panel not shown so full condition unknown but no exposed live wiring is visible. Plumbing fixtures (sinks, tub, toilet) are present; no active leaks shown. Water heater and electrical panel not photographed. Given visible system components and lack of obvious catastrophic failure, treat as serviceable but requiring verification and possible minor servicing."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Brick exterior and roof line appear structurally intact. Yard is mowed but contains a large tree stump (trip/hazard and cleanup item). Concrete driveway/walk shows some wear and the front concrete strips are uneven in places (minor trip risk). Rear/side fence and gated driveway observed. Some staining at base of brick suggests splash or past moisture intrusion that should be checked for grading/drainage. No visible heavy infestation or major foundation cracks from provided angles."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present (exterior condenser and interior vents seen) and was assumed functional but not verified operable from photos.",
"A ceiling-mounted smoke detector is present in the hallway but coverage in all sleeping areas is unconfirmed; additional detectors may be required.",
"There is a gas range/stove present (visible burners), so a carbon monoxide alarm is assumed required; none visible in photos.",
"Electrical service is intact at exterior meter; interior electrical panel condition and breaker labeling not shown and assumed serviceable unless otherwise discovered on inspection.",
"Hot water supply and water heater exist but were not photographed; assumed present and functional until inspection shows otherwise.",
"No severe mold, active leaks, structural sagging, or foundation movement were visible; absence of these conditions is assumed from the provided photos.",
"House was built in 1986 (post-1978), so HUD lead-based paint presumption is lower than pre-1978 properties."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "128 Evergold Ln, Westwego, LA, 70094",
"aggregate": {
"summary": "This 4-bed, 2-bath brick single-family home appears mostly intact and would likely pass many basic NSPIRE checks after a moderate round of repairs and safety upgrades. Primary actions before listing to a Section 8 tenant: install/verify carbon monoxide detectors (required with gas appliances), install/replace GFCI protection in kitchen and bathrooms, verify and service HVAC and water heater, repair/caulk tub & tile, cover/secure exposed wiring/conduit and outlet covers, replace/repair any non-working light fixtures, remove the yard stump, and address moisture staining at brick base (evaluate for rising damp or splash issues). With these targeted repairs and verification of major systems, the property would likely be rent-ready within 2–6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 72.3,
"rationale": "Interior appears structurally sound with intact tile floors, cabinets and most fixtures present; kitchen has a stove and refrigerator (reduces penalty for missing appliances). Cosmetic issues visible: scuffed/marked walls, some missing outlet covers likely, worn grout/caulking in bathroom, fluorescent fixture in kitchen may need repair or bulb replacement, and general cosmetic refresh/paint needed. Exterior brick shows staining at base and a large tree stump in yard that should be removed. These are mostly cosmetic/medium-effort repairs, not structural."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 73.3,
"rationale": "Single-story brick shell looks sound with no visible foundation sagging or major cracks. Driveway gated and usable; yard is flat and fenced in areas. Noted issues: staining along the lower brick on multiple elevations (possible splash-back / moisture accumulation), a large tree stump remaining in yard (trip/maintenance issue), and some exterior conduit/wiring near roof eaves that should be secured. No standing water or obvious pest infestation visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "Some safety items visible but a few compliance risks present. A ceiling-mounted smoke alarm is visible in a living area (good), and the house has a gas range (CO alarm required) but no carbon monoxide detector is visible in photos. Kitchen outlets visible do not appear to be GFCI-protected (required near sinks), and bathroom shower/tub grout and caulk look degraded and should be re-sealed. Laundry area shows exposed conduit and wall penetration that need tidy/covering. Windows visible in bedrooms look conventional — likely egress-capable, but measurements not provided (assumed adequate). No obvious exposed live wiring or collapsed elements observed, but visible conduit/wiring at exterior and laundry increases inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 63.3,
"rationale": "Exterior AC condensing unit is present (indicates central HVAC) and roof shingles appear in serviceable condition from photos. Electrical service/meter is present on the exterior and there are no obvious burned areas or major electrical hazards, but the main electrical panel was not photographed. Water heater is not shown and hot water availability is unconfirmed. Plumbing fixtures (kitchen sink, bathroom fixtures, washer hookups) are present but bathroom tile/grout condition and some staining at exterior brick base suggest past moisture exposure. Overall systems appear present but unverified; budgeted testing/servicing recommended prior to leasing."
}
],
"red_flags": [
"No visible carbon monoxide detector despite presence of a gas range (CO alarm required).",
"No visible GFCI-protected outlet in kitchen area near sink — likely NSPIRE/GFCI violation.",
"Exposed conduit/wiring in laundry area and some exterior wiring that should be secured — electrical hazard risk.",
"Staining at base of exterior brick on multiple elevations suggests moisture intrusion/splash-back that needs evaluation.",
"Attic pull-down ladder visible in hall — ensure it latches and is safe for use; open/unsecured attic access can be a safety issue."
],
"confidence": 0.88,
"assumptions": [
"Central HVAC is operational or repairable because an exterior condensing unit is present in photos.",
"Hot water system exists and functions, though it is not pictured; assume present but unverified.",
"Bedrooms have code-compliant egress windows (photos show windows typical for bedrooms but measurements are not provided).",
"Electrical service is intact and the meter/utility connection is functional; main panel was not photographed.",
"Stove and refrigerator shown in photos are present at turnover; their operational condition is assumed but should be tested."
],
"score_method": "mean_of_criteria",
"overall_score": 67.1,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8946773453"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.