Property ID: 8948251496
164 Maderia Dr, Avondale, LA, 70094
Avondale, LA
Money Down: $45,576
CoC Return: 8.38%
Monthly Cash Flow: $318
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,980
Closing Costs
$7,596
Total Down
$45,576
Investment Snapshot
Purchase Price
$189,900
Money Down
$45,576
Cash-on-Cash Return
8.38%
Rent
$1,594
Monthly Cash Flow
$318
Annual Cash Flow
$3,818
Debt Service / Mo
$1,011
Property Tax / Mo
$50
Insurance / Mo
$56
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,594
Payment Standard
$1,983
Rent
$1,594
Insurance
$56
Property Tax
$50
Management
$159
Utilities Allowance
$389
NOI (Monthly)
$1,329
Debt Service
$1,011
Cash Flow After Debt
$318
Quality Score: 78.90%
Confidence: 89.00%
This property presents as a recent, full cosmetic renovation with clean finishes, new-looking flooring, cabinets and baths, intact exterior, and visible HVAC registers — overall turnkey for Section 8 with mostly minor, easily remedied items. The primary inspection uncertainties are lack of visible full documentation for smoke/CO detectors and deadbolt locks, absence of photos for electrical panel/water heater/hot water operation, and no visible kitchen appliances. If detectors and major systems (water heater, electrical panel, HVAC operation) are confirmed working and a deadbolt is present, the home would likely pass an initial HCV/NSPIRE inspection with minimal corrections. Estimated readiness: turnkey to rent-ready within 1-2 weeks pending appliance installation and verification of detectors/systems.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$389
Guaranteed Section 8 Rent (PS - Utilities)
$1,594
Property Management
$159
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$189,900
Beds
3
Baths
2
Living Area
1,500 sqft
Lot Size
5,201 sqft
Year Built
1978
Days on Market
150
Capital Outlay
$45,576
Debt Service
$1,011
Property Tax / Mo
$50
Insurance / Mo
$56
Property Description
If you are looking for a completely renovated 3 bedroom, 2 full bathroom home, on a reasonable budget, schedule your showing today, because this is the home for you! This property is situated in the established community. Its refreshed interior, updated flooring, new cabinets, and additional modern enhancements throughout, makes it a steal! You will find the well-proportioned living space and open concept offers an inviting flow, which complements the renewed kitchen and tastefully upgraded baths. Listing agents have ownership interest in property!
Utility Allowances
Electric - Cooking
$17
Selected electric as the cooking fuel type was not specified; it is a common option and more expensive than natural gas, per instructions.
Electric - Heating
$140
Selected electric resistance heat as the heating fuel type was not specified; it is a plausible option and the most expensive choice on the schedule.
Electric - Water Heating
$51
Selected electric for water heating as the fuel type was not specified; it is a common option and more expensive than natural gas.
Other Electric
$67
A standard allowance for lights and tenant-owned appliances for a 3-bedroom unit.
Water
$43
The property listing confirms the water source is 'Public'.
Sewer
$46
The property listing confirms the sewer type is 'City'.
Trash Collection
$25
A standard utility allowance for single-family homes, assumed to be a tenant responsibility.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$658
DP3 Annual Estimate$688
DP1 Monthly Equivalent$55
DP3 Monthly Equivalent$57
Replacement Value$19,100
Basis1,500 sqft / 1978
Nearby Houses
Photo unavailable
153 Elaine Dr
for_sale · 0.04 mi
Price: $99,000
4 bd / 2 ba · 1,750 sqft
Latest sale: —
Latest rent: —
Photo unavailable
132 Maderia Dr
for_sale · 0.08 mi
Price: $179,500
3 bd / 2 ba · 1,102 sqft
Latest sale: —
Latest rent: —
Photo unavailable
132 Helen Dr
off_market · 0.09 mi
Price: $169,900
4 bd / 3 ba · 1,036 sqft
Latest sale: — on Sep 22, 2011
Latest rent: —
Photo unavailable
816 Ruth Dr
off_market · 0.16 mi
Price: $179,000
3 bd / 2 ba · 1,424 sqft
Latest sale: —
Latest rent: —
Photo unavailable
113 Winnona Dr
off_market · 0.17 mi
Price: $185,000
3 bd / 2 ba · 1,465 sqft
Latest sale: —
Latest rent: —
Photo unavailable
156 Elvie Ct
for_sale · 0.17 mi
Price: $165,000
4 bd / 2 ba · 1,412 sqft
Latest sale: —
Latest rent: —
Photo unavailable
149 Becky Dr
for_sale · 0.18 mi
Price: $87,500
3 bd / 2 ba · 1,000 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and operational (ceiling vents visible) though no photo shows the HVAC unit or that it is running.
- Water heater and hot water are present and functional though not shown in photos.
- Electrical service and panel are intact and code-compliant even though not pictured; no exposed wiring observed inside the living spaces.
- At least one smoke detector exists (red device seen in a bedroom) but placement in required locations and CO alarm presence are not confirmed.
- Windows provide required bedroom egress (bedroom windows appear standard in size) though exact dimensions were not measured.
- No evidence of active pest infestation or hidden severe mold beyond what is visible in photos.
- Missing kitchen appliances (stove/refrigerator) will be supplied by owner/landlord prior to tenancy or are intentionally omitted from listing photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $578 | $44,100 | $4,410 |
| 2024 | $577 | $44,100 | $4,410 |
| 2023 | $968 | $70,600 | $7,060 |
| 2022 | $944 | $70,600 | $7,060 |
| 2021 | $893 | $70,600 | $7,060 |
| 2020 | $887 | $70,600 | $7,060 |
| 2019 | $916 | $70,600 | $7,060 |
| 2018 | $857 | $70,600 | $7,060 |
| 2017 | $826 | $70,600 | $7,060 |
| 2016 | $813 | $70,600 | $7,060 |
| 2015 | $824 | $70,600 | $7,060 |
| 2014 | $814 | $70,600 | $7,060 |
| 2013 | $813 | $70,600 | $7,060 |
| 2010 | $783 | $68,900 | $6,890 |
| 2009 | $745 | $68,900 | $6,890 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-01 | Price Changed | $189,900 |
| 2026-02-10 | Price Changed | $194,000 |
| 2025-12-11 | Price Changed | $199,000 |
| 2025-11-10 | Listed | $205,000 |
| 2023-06-01 | Sold | $0 |
| 1978-07-01 | Sold | $0 |
Photo Gallery
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{
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{
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{
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"At least one smoke detector exists (red device seen in a bedroom) but placement in required locations and CO alarm presence are not confirmed.",
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},
{
"summary": "The property appears to be recently and comprehensively renovated with good interior and exterior condition. Major visible safety hazards and structural issues are not apparent. Primary inspection risks are verification items: smoke/CO detector placement and operation, GFCI outlets, presence of deadbolt on exterior door, electrical panel condition, and confirmation that HVAC and hot water work. Missing major appliances (stove, refrigerator, washer/dryer) reduce immediate turnkey readiness but are capital items that can be supplied before rental. Likely outcome: passable for initial HCV inspection after verification of detectors/GFCI and furnishing of basic appliances — rent-ready within ~2–4 weeks assuming those verifications are addressed quickly.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 80.0,
"rationale": "Photos show a thorough cosmetic renovation: new paint, new-looking LVP floors, updated cabinets and counters, renovated baths and fixtures, functioning ceiling fans and recessed lights. No visible damaged drywall, peeling paint, or major cosmetic defects. Missing appliances (stove, refrigerator, washer/dryer not shown) reduce readiness moderately but are an easy-to-fix, capital-only item. Minor punchlist likely (thresholds/transition strips, door hardware touch-ups)."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No obvious life-threatening hazards in photos: no sagging ceilings, visible leaks, standing water, or exposed wiring. A smoke detector is visible in at least one bedroom photo (red round device). Central HVAC vents are present. Items not verifiable from photos: presence/placement of smoke detectors in all required locations, carbon monoxide alarm (if required locally), deadbolt on entry, GFCI protection at kitchen/bath outlets, electrical panel condition, and egress window compliance for every bedroom. Because none of the photos show active hazards and visible elements look new, safety risk is moderate but verification needed on detectors, GFCI, and entry locking hardware."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof, water heater)",
"score": 70.0,
"rationale": "Ceiling vents and a modern ceiling fan suggest central HVAC is present and likely functional; roof and gutters appear in good visible condition from exterior photo. Interior finishes around plumbing fixtures look completed and no staining or water damage is visible. Electrical panel and water heater are not shown, and no confirmation of hot water or HVAC operation is provided. Because visible portions of systems appear recently updated but critical system components are unverified, score is conservative."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 88.0,
"rationale": "Exterior shows a recently repaired or new roofline, intact gutters/downspouts, clean brick/siding, and a new or well-finished concrete driveway/walk. Yard appears graded away from house and there is no visible foundation cracking or standing water. Single-story entry eliminates stair/guardrail concerns. Overall exterior site condition appears very good."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Interior photos represent the whole unit and renovations are consistent throughout (no hidden areas with deferred maintenance).",
"Central HVAC is present and operational (inferred from ceiling vents and registers visible in photos).",
"No active roof leaks exist — roof visually intact in the exterior photo.",
"Smoke detector visible in bedroom exists and is functional; additional required detectors/CO alarms may not yet be installed or shown.",
"Electrical panel, water heater, and other concealed systems are present and not severely degraded (not shown in photos).",
"Exterior door has a functioning lockset; presence of a deadbolt is unconfirmed and should be verified.",
"Appliances commonly required for move-in (stove, refrigerator, washer/dryer) are not shown; landlord may supply or tenant may provide—this is a moderate non-safety deficiency."
],
"overall_score": 78.0,
"rubric_version": "2026-03-27-v1"
},
{
"summary": "This property appears to be a recently renovated 3-bed/2-bath single family home with strong interior and exterior cosmetic condition, intact roof and siding, and visible HVAC vents. Major safety hazards are not visible in photos. Missing kitchen appliances and inability to verify detector placement, GFCI, water heater and electrical panel status reduce certainty. Overall the unit looks likely to pass an initial HCV/NSPIRE inspection after verification of smoke/CO detectors, GFCI protection at the kitchen, a working heating/hot water system, and installation/confirmation of a deadbolt if absent. Estimated readiness: minor items and documentation checks; likely rent-ready within ~30 days assuming systems are operational.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 78.0,
"rationale": "Photos show a recent full interior refresh: new-looking vinyl plank flooring, fresh paint, new cabinets and countertops, renovated baths and trim. Ceilings and walls appear intact with no visible water stains or peeling. No appliances (stove/refrigerator) are visible in photos — absence of appliances reduces readiness moderately but is a capital item, not an immediate safety failure. Minor finish touches (possible missing outlet/GFCI covers near sink not visible) could be needed. Overall cosmetic condition is very good."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 70.0,
"rationale": "No obvious exposed wiring, trip hazards, collapsed ceilings, or visible mold. Ceiling-mounted detectors are visible in at least one bedroom/hall photo (one ceiling device with orange/red cover visible) which suggests smoke detection is present, though placement and working status cannot be fully confirmed from photos. Entry door hardware shows a knob but no clearly visible deadbolt in exterior photo. GFCI near kitchen sink not visible. Bedroom windows appear present but egress adequacy cannot be fully confirmed from photos. Because critical safety items (smoke detectors, egress, deadbolt, GFCI) are uncertain from images, moderate risk remains but no life-threatening hazards are visible."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 75.0,
"rationale": "Roof and exterior shingles appear in good condition (no visible sagging, missing shingles, or active water staining inside). Interior photos show central HVAC vents/returns and ceiling fans, indicating a forced-air system likely present. No water heater, HVAC equipment, electrical panel, or furnace are shown, so operational status is inferred from renovated condition and vents but not confirmed. Plumbing fixtures in kitchen and baths appear installed; hot water presence unknown. Because major systems are likely updated during the renovation but not fully visible, assign a moderately high score with some uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 90.0,
"rationale": "Exterior shows a clean refreshed façade, intact siding/brick, functioning gutters/downspouts, and a new-looking concrete driveway/walk leading to covered porch. Yard and walkways visible are level with no obvious trip hazards or erosion. Foundation exposure is not excessive in photos and there are no visible major cracks or settlement signs. Overall low exterior risk."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational (inferred from supply/return vents and ceiling registers shown).",
"Water heater and main plumbing are present and functioning though not shown in photos.",
"Kitchen stove and refrigerator are not present in photos; landlord may supply or tenant may provide — absence counted as a moderate-condition deduction.",
"Smoke detector(s) are present (a ceiling device is visible) but working status and correct placement (hall outside bedrooms) is unconfirmed.",
"No obvious structural foundation movement or roof leaks are present based on photos; hidden issues could still exist but none are visible.",
"Bedrooms have windows considered adequate for egress based on typical layout, but exact sizes and compliance could not be measured from photos.",
"Electrical panel and GFCI outlets are not pictured; assume typical code-level updates may have been performed during renovation but require verification."
],
"overall_score": 77.0,
"rubric_version": "2026-03-NSPIRE-1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "164 Maderia Dr, Avondale, LA, 70094",
"aggregate": {
"summary": "This property presents as a recent, full cosmetic renovation with clean finishes, new-looking flooring, cabinets and baths, intact exterior, and visible HVAC registers — overall turnkey for Section 8 with mostly minor, easily remedied items. The primary inspection uncertainties are lack of visible full documentation for smoke/CO detectors and deadbolt locks, absence of photos for electrical panel/water heater/hot water operation, and no visible kitchen appliances. If detectors and major systems (water heater, electrical panel, HVAC operation) are confirmed working and a deadbolt is present, the home would likely pass an initial HCV/NSPIRE inspection with minimal corrections. Estimated readiness: turnkey to rent-ready within 1-2 weeks pending appliance installation and verification of detectors/systems.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.0,
"rationale": "Interior photos show a recent full cosmetic renovation: new LVT flooring, fresh paint, new baseboards, new cabinets and countertops, updated bathrooms and trim. No visible drywall damage, peeling paint, or flooring failure. Laundry hookups are present. The main moderate deduction is for missing kitchen appliances (no stove or refrigerator visible in photos) and absence of evidence for window coverings in some rooms. These are easy-to-fix, capital-only items and do not indicate deferred structural repair."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 88.7,
"rationale": "Exterior photo shows a recently resurfaced/clean concrete driveway, intact gutters and downspouts, new-looking roof shingles, tidy siding/brick facade and a covered entry. Yard is level and walkways are clear. No visible foundation displacement, standing water, or major exterior deterioration in photos. Minor deduction for lack of photos of rear yard, fencing, and drainage grading around foundation."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 73.3,
"rationale": "No visible exposed wiring, visible ceiling-mounted HVAC vents, and door/window egress appears adequate from photos. A red ceiling device is visible in one bedroom (likely a smoke detector or sensor), but there is no clear photo of smoke detectors in all required locations, no carbon monoxide alarm is visible, and deadbolt presence on the exterior door is not confirmed. GFCI outlet presence in kitchen/baths is not shown. No signs of active leaks, severe mold, or structural sagging in the pictures. Because several required safety items are not clearly documented in photos, a conservative reduction was applied for NSPIRE checklist uncertainty."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC/Elect/Plumb/Roof)",
"score": 75.0,
"rationale": "Ceiling vents and central return/registers are visible indicating a central HVAC system is installed; roof appears new or in good condition from the exterior photo; plumbing fixtures and a water closet/tub are shown and appear new. No water heater, electrical panel, or service meter is shown in images so their condition is assumed but not verified. Because visible systems appear intact and recently renovated, score is relatively high but reduced for lack of photographic confirmation of operation (hot water, water heater, electrical panel, and HVAC operation)."
}
],
"red_flags": [],
"confidence": 0.89,
"assumptions": [
"Central HVAC is present and operational (ceiling vents visible) though no photo shows the HVAC unit or that it is running.",
"Water heater and hot water are present and functional though not shown in photos.",
"Electrical service and panel are intact and code-compliant even though not pictured; no exposed wiring observed inside the living spaces.",
"At least one smoke detector exists (red device seen in a bedroom) but placement in required locations and CO alarm presence are not confirmed.",
"Windows provide required bedroom egress (bedroom windows appear standard in size) though exact dimensions were not measured.",
"No evidence of active pest infestation or hidden severe mold beyond what is visible in photos.",
"Missing kitchen appliances (stove/refrigerator) will be supplied by owner/landlord prior to tenancy or are intentionally omitted from listing photos."
],
"score_method": "mean_of_criteria",
"overall_score": 78.9,
"rubric_version": "nsPIRE-v1.0-photo-assessment-2026",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8948251496"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.