Property ID: 8948870495
1828 Plaza Dr, Marrero, LA, 70072
Marrero, LA
Money Down: $19,800
CoC Return: 35.21%
Monthly Cash Flow: $581
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$16,500
Closing Costs
$3,300
Total Down
$19,800
Investment Snapshot
Purchase Price
$82,500
Money Down
$19,800
Cash-on-Cash Return
35.21%
Rent
$1,276
Monthly Cash Flow
$581
Annual Cash Flow
$6,972
Debt Service / Mo
$439
Property Tax / Mo
$70
Insurance / Mo
$58
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,276
Payment Standard
$1,552
Rent
$1,276
Insurance
$58
Property Tax
$70
Management
$128
Utilities Allowance
$276
NOI (Monthly)
$1,020
Debt Service
$439
Cash Flow After Debt
$581
Quality Score: 72.20%
Confidence: 92.00%
This 2-bed single-family appears mostly turnkey for Section 8 with mostly cosmetic repairs and a few likely safety-related verifications needed. The roof appears newer and interior updates (flooring, bathroom, kitchen sink) are positive. Primary inspection risks are absence/visibility of smoke/CO detectors, unverified GFCI protection, and unconfirmed HVAC/water heater/electrical panel condition. With quick fixes (install/verify smoke & CO alarms, confirm/upgrade GFCIs if needed, add/verify deadbolt, run HVAC and water heater tests, touch up paint/baseboards), the property is likely to pass an initial HCV/NSPIRE inspection within 1–3 weeks.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$276
Guaranteed Section 8 Rent (PS - Utilities)
$1,276
Property Management
$128
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$82,500
Beds
2
Baths
1
Living Area
750 sqft
Lot Size
5,663 sqft
Year Built
1962
Days on Market
43
Capital Outlay
$19,800
Debt Service
$439
Property Tax / Mo
$70
Insurance / Mo
$58
Property Description
This 2 bedroom Marrero home is a great opportunity for a first time home buyer or investor. New flooring has been installed in living room, bathroom and hallway. New sink has also been installed in the kitchen. Conveniently located with easy access to downtown and airport. Roof is newer, about 2 years old and bathroom has been updated.
Utility Allowances
air_conditioning
$23
Based on the schedule for a 2-bedroom unit. Property has Central Air.
cooking
$0
Landlord provides the cooking range/oven, as per property details.
electric_monthly_fee
$26
Fixed monthly fee for electric service from the schedule.
gas_monthly_fee
$28
Fixed monthly fee for natural gas service, assumed for heating and water heating.
heating
$23
Selected 'Natural Gas' option. Property has central heating; fuel type inferred from regional context and schedule options.
mosquito_monthly_fee
$3
Fixed regional fee from the utility schedule.
other_electric
$35
General electricity for lights and tenant appliances, based on the schedule for a 2-bedroom unit.
range
$0
Landlord provides the range/oven appliance, as per property details.
refrigerator
$0
Landlord provides the refrigerator, as per property details.
sewer
$56
Based on the schedule. Property details state it uses public/city sewer.
trash_collection
$23
Standard municipal service for a single-family home, included from the schedule.
water
$44
Based on the schedule. Property details state it uses public water.
water_heating
$15
Selected 'Natural Gas' option, inferred for consistency with the heating system.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$701
DP3 Annual Estimate$701
DP1 Monthly Equivalent$58
DP3 Monthly Equivalent$58
Replacement Value$49,700
Basis750 sqft / 1962
Nearby Houses
Photo unavailable
1836 Plaza Dr Unit A
off_market · 0.02 mi
Price: $1,700
3 bd / 1 ba · 1,040 sqft
Latest sale: —
Latest rent: $1,700 on Feb 03, 2025
Photo unavailable
1805 Plaza Dr
for_sale · 0.06 mi
Price: $115,000
3 bd / 3 ba · 2,612 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1541 Mansfield Dr
off_market · 0.24 mi
Price: $995
1 bd / 1 ba · 720 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1603 Garden St
off_market · 0.28 mi
Price: $2,100
3 bd / 2 ba · 1,500 sqft
Latest sale: — on Feb 12, 2024
Latest rent: —
Photo unavailable
1500 Mansfield Ave
for_sale · 0.31 mi
Price: $115,000
3 bd / 1 ba · 1,085 sqft
Latest sale: — on Jan 12, 2018
Latest rent: —
Photo unavailable
2012 Lincolnshire Dr
off_market · 0.35 mi
Price: $149,200
4 bd / 3 ba · 2,119 sqft
Latest sale: — on Feb 25, 2022
Latest rent: —
Photo unavailable
6707 Carver Dr
off_market · 0.38 mi
Price: $135,000
3 bd / 3 ba · 1,120 sqft
Latest sale: — on Nov 17, 2023
Latest rent: $975 on Aug 08, 2019
Photo unavailable
1632 Haydel Dr
for_sale · 0.39 mi
Price: $123,000
4 bd / 2 ba · 1,419 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2048 Carver Dr
for_sale · 0.44 mi
Price: $179,900
3 bd / 2 ba · 1,465 sqft
Latest sale: — on Mar 30, 2016
Latest rent: —
Photo unavailable
6604 Acre Rd
for_sale · 0.46 mi
Price: $130,000
3 bd / 3 ba · 1,868 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1224 Michael St
off_market · 0.47 mi
Price: $194,000
3 bd / 2 ba · 1,571 sqft
Latest sale: —
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Roof is approximately 2 years old as stated in listing and shows no visible active leaks in photos.
- Central HVAC exists (hallway return vent visible) but operational status and age are unverified.
- Water heater and electrical service are present on site though not photographed; they are assumed to be functional unless inspection finds otherwise.
- Appliances shown in photos (stove, fridge, dishwasher, stacked washer/dryer) are included and operational or easily made operational.
- Smoke detectors and carbon monoxide alarms are not visible in photos and should be treated as not installed until confirmed.
- GFCI protection for kitchen/bath receptacles is not visible and may be absent; assume verification or upgrade required.
- No obvious major structural, mold, or water-intrusion issues are visible in the provided photos; hidden issues are possible but not evident.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $814 | $61,900 | $6,190 |
| 2024 | $812 | $61,900 | $6,190 |
| 2023 | $848 | $61,900 | $6,190 |
| 2022 | $828 | $61,900 | $6,190 |
| 2021 | $976 | $77,200 | $7,720 |
| 2020 | $955 | $77,200 | $7,720 |
| 2019 | $1,003 | $77,200 | $7,720 |
| 2018 | $940 | $77,200 | $7,720 |
| 2017 | $904 | $77,200 | $7,720 |
| 2016 | $887 | $77,200 | $7,720 |
| 2015 | $902 | $77,200 | $7,720 |
| 2014 | $892 | $77,200 | $7,720 |
| 2013 | $888 | $77,200 | $7,720 |
| 2012 | $25 | $77,200 | $7,720 |
| 2011 | $31 | $77,900 | $7,790 |
| 2010 | $837 | $77,900 | $7,790 |
| 2009 | $836 | $77,900 | $7,790 |
| 2008 | $31 | — | $7,790 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2022-01-31 | Sold | — |
Photo Gallery
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"last_update_date": "2025-11-12T17:36:19Z",
"last_status_change_date": "2025-12-11T02:10:50Z"
},
"event_name": "Price Changed",
"price_sqft": 113.33333333333333,
"source_name": "NewOrleans",
"price_change": -9950,
"days_after_listed": null,
"source_listing_id": "2520090",
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},
{
"date": "2025-09-05",
"price": 94950,
"listing": {
"status": "off_market",
"list_date": "2025-09-05T12:08:49Z",
"list_price": 85000,
"listing_id": "2986067769",
"last_update_date": "2025-11-12T17:36:19Z",
"last_status_change_date": "2025-12-11T02:10:50Z"
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"event_name": "Listed",
"price_sqft": 126.6,
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"price_change": 0,
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"source_listing_id": "2520090",
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{
"date": "2022-02-03",
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"event_name": "Sold",
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"source_name": "Public Record",
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{
"date": "2022-01-31",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2024-01-05T17:38:27Z",
"list_price": 61900,
"listing_id": "2938868908",
"last_update_date": "2022-02-04T12:19:18Z",
"last_status_change_date": "2024-01-05T17:38:27Z"
},
"event_name": "Listing removed",
"price_sqft": 0,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2328346",
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{
"date": "2021-11-03",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2021-10-01T21:22:01Z",
"list_price": 61900,
"listing_id": "2935026508",
"last_update_date": "2021-11-01T16:46:07Z",
"last_status_change_date": "2021-11-03T09:56:13Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "33 days",
"source_listing_id": "2316859",
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},
{
"date": "2021-11-01",
"price": 61900,
"listing": {
"status": "off_market",
"list_date": "2021-10-01T21:22:01Z",
"list_price": 61900,
"listing_id": "2935026508",
"last_update_date": "2021-11-01T16:46:07Z",
"last_status_change_date": "2021-11-03T09:56:13Z"
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"event_name": "Price Changed",
"price_sqft": 82.53333333333333,
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"price_change": -3100,
"days_after_listed": null,
"source_listing_id": "2316859",
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},
{
"date": "2021-10-22",
"price": 65000,
"listing": {
"status": "off_market",
"list_date": "2021-10-01T21:22:01Z",
"list_price": 61900,
"listing_id": "2935026508",
"last_update_date": "2021-11-01T16:46:07Z",
"last_status_change_date": "2021-11-03T09:56:13Z"
},
"event_name": "Price Changed",
"price_sqft": 86.66666666666667,
"source_name": "NewOrleans",
"price_change": -3600,
"days_after_listed": null,
"source_listing_id": "2316859",
"price_change_percentage": null
},
{
"date": "2021-10-13",
"price": 68600,
"listing": {
"status": "off_market",
"list_date": "2021-10-01T21:22:01Z",
"list_price": 61900,
"listing_id": "2935026508",
"last_update_date": "2021-11-01T16:46:07Z",
"last_status_change_date": "2021-11-03T09:56:13Z"
},
"event_name": "Price Changed",
"price_sqft": 91.46666666666667,
"source_name": "NewOrleans",
"price_change": -6000,
"days_after_listed": null,
"source_listing_id": "2316859",
"price_change_percentage": null
},
{
"date": "2021-10-01",
"price": 74600,
"listing": {
"status": "off_market",
"list_date": "2021-10-01T21:22:01Z",
"list_price": 61900,
"listing_id": "2935026508",
"last_update_date": "2021-11-01T16:46:07Z",
"last_status_change_date": "2021-11-03T09:56:13Z"
},
"event_name": "Listed",
"price_sqft": 99.46666666666667,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2316859",
"price_change_percentage": null
},
{
"date": "2017-03-17",
"price": 63500,
"listing": {
"status": "off_market",
"list_date": "2016-03-17T07:00:00Z",
"list_price": 63500,
"listing_id": "607309779",
"last_update_date": "2016-03-17T23:01:44Z",
"last_status_change_date": "2016-03-17T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 84.66666666666667,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "365 days",
"source_listing_id": "2049799",
"price_change_percentage": null
},
{
"date": "2016-03-17",
"price": 63500,
"listing": {
"status": "off_market",
"list_date": "2016-03-17T07:00:00Z",
"list_price": 63500,
"listing_id": "607309779",
"last_update_date": "2016-03-17T23:01:44Z",
"last_status_change_date": "2016-03-17T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 84.66666666666667,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2049799",
"price_change_percentage": null
},
{
"date": "2016-03-01",
"price": 75000,
"listing": {
"status": "off_market",
"list_date": "2015-07-09T07:00:00Z",
"list_price": 75000,
"listing_id": "598640799",
"last_update_date": "2016-02-12T07:57:28Z",
"last_status_change_date": "2015-07-09T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 100,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "236 days",
"source_listing_id": "2019418",
"price_change_percentage": null
},
{
"date": "2016-02-12",
"price": 75000,
"listing": {
"status": "off_market",
"list_date": "2015-07-09T07:00:00Z",
"list_price": 75000,
"listing_id": "598640799",
"last_update_date": "2016-02-12T07:57:28Z",
"last_status_change_date": "2015-07-09T07:00:00Z"
},
"event_name": "Price Changed",
"price_sqft": 100,
"source_name": "NewOrleans",
"price_change": -1500,
"days_after_listed": null,
"source_listing_id": "2019418",
"price_change_percentage": null
},
{
"date": "2015-10-26",
"price": 76500,
"listing": {
"status": "off_market",
"list_date": "2015-07-09T07:00:00Z",
"list_price": 75000,
"listing_id": "598640799",
"last_update_date": "2016-02-12T07:57:28Z",
"last_status_change_date": "2015-07-09T07:00:00Z"
},
"event_name": "Price Changed",
"price_sqft": 102,
"source_name": "NewOrleans",
"price_change": -6000,
"days_after_listed": null,
"source_listing_id": "2019418",
"price_change_percentage": null
},
{
"date": "2015-07-09",
"price": 82500,
"listing": {
"status": "off_market",
"list_date": "2015-07-09T07:00:00Z",
"list_price": 75000,
"listing_id": "598640799",
"last_update_date": "2016-02-12T07:57:28Z",
"last_status_change_date": "2015-07-09T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 110,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2019418",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8948870495",
"generated_at": "2026-02-16T21:43:40.143847Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 72.2
},
"utility_allowance": {
"zip_code": "70072",
"home_photo": "https://ap.rdcpix.com/2c6ed644046d772e42da90ab57a08258l-m2523683571s-w1280.jpg",
"rent_price": 1276.0,
"loan_amount": 66000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1828-Plaza-Dr_Marrero_LA_70072_M89488-70495",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 82500.0,
"loan_term_years": 30,
"annual_cash_flow": 12241.38,
"mortgage_monthly": 439.1,
"payment_standard": 1552.0,
"total_amount_out": 16500.0,
"additional_photos": [
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"https://ap.rdcpix.com/2c6ed644046d772e42da90ab57a08258l-m907886445s-w1280.jpg",
"https://ap.rdcpix.com/2c6ed644046d772e42da90ab57a08258l-m3095987473s-w1280.jpg",
"https://ap.rdcpix.com/2c6ed644046d772e42da90ab57a08258l-m612610181s-w1280.jpg",
"https://ap.rdcpix.com/2c6ed644046d772e42da90ab57a08258l-m58018221s-w1280.jpg",
"https://ap.rdcpix.com/2c6ed644046d772e42da90ab57a08258l-m72292810s-w1280.jpg",
"https://ap.rdcpix.com/2c6ed644046d772e42da90ab57a08258l-m4222705847s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 58.42,
"monthly_cash_flow": 1020.11,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [
"file:///Users/chris/Github/RentalProperties/utility_allowance_fetcher/temp_agent/simple_with_context/data/LA270/sources/utility/wp-content_uploads_2026_01_UTILITYALLOW.SINGLE.FAMILY.2026.raster.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Based on the schedule for a 2-bedroom unit. Property has Central Air.",
"utility": "air_conditioning",
"allowance": 23
},
{
"note": "Landlord provides the cooking range/oven, as per property details.",
"utility": "cooking",
"allowance": 0
},
{
"note": "Fixed monthly fee for electric service from the schedule.",
"utility": "electric_monthly_fee",
"allowance": 26
},
{
"note": "Fixed monthly fee for natural gas service, assumed for heating and water heating.",
"utility": "gas_monthly_fee",
"allowance": 28
},
{
"note": "Selected 'Natural Gas' option. Property has central heating; fuel type inferred from regional context and schedule options.",
"utility": "heating",
"allowance": 23
},
{
"note": "Fixed regional fee from the utility schedule.",
"utility": "mosquito_monthly_fee",
"allowance": 3
},
{
"note": "General electricity for lights and tenant appliances, based on the schedule for a 2-bedroom unit.",
"utility": "other_electric",
"allowance": 35
},
{
"note": "Landlord provides the range/oven appliance, as per property details.",
"utility": "range",
"allowance": 0
},
{
"note": "Landlord provides the refrigerator, as per property details.",
"utility": "refrigerator",
"allowance": 0
},
{
"note": "Based on the schedule. Property details state it uses public/city sewer.",
"utility": "sewer",
"allowance": 56
},
{
"note": "Standard municipal service for a single-family home, included from the schedule.",
"utility": "trash_collection",
"allowance": 23
},
{
"note": "Based on the schedule. Property details state it uses public water.",
"utility": "water",
"allowance": 44
},
{
"note": "Selected 'Natural Gas' option, inferred for consistency with the heating system.",
"utility": "water_heating",
"allowance": 15
}
],
"cash_on_cash_return": 0.74,
"down_payment_amount": 16500.0,
"property_tax_annual": 838.42,
"property_tax_monthly": 69.87,
"property_tax_increase": 0.03,
"utility_allowance_total": 276.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
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],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 6972.18,
"property_management_monthly": 127.6,
"monthly_cash_flow_after_debt": 581.02,
"cash_on_cash_return_after_debt": 0.42
},
"section8_assessment": {
"runs": [
{
"summary": "This 2-bed single-family appears mostly turnkey for Section 8 with mostly cosmetic repairs and a few likely safety-related verifications needed. The roof appears newer and interior updates (flooring, bathroom, kitchen sink) are positive. Primary inspection risks are absence/visibility of smoke/CO detectors, unverified GFCI protection, and unconfirmed HVAC/water heater/electrical panel condition. With quick fixes (install/verify smoke & CO alarms, confirm/upgrade GFCIs if needed, add/verify deadbolt, run HVAC and water heater tests, touch up paint/baseboards), the property is likely to pass an initial HCV/NSPIRE inspection within 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 78.0,
"rationale": "Interior photos show recent flooring in living/hall/hallway and an updated bathroom; kitchen sink and countertops appear recently replaced and cabinet faces are intact. Appliances (refrigerator, stove, stacked washer/dryer, dishwasher, microwave) are present in photos which reduces turnaround work. Cosmetic issues include scuffed baseboards, worn paint, dirty walls in living area, and small trim damage near baseboards. No obvious exposed subflooring or collapsed surfaces. Overall, mostly cosmetic and easy-to-fix items; turnkey after a day or two of cleaning and minor touch-ups."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No smoke detectors or CO alarms are visible in the provided interior photos (likely to fail an inspection if absent). Entry door has a visible deadbolt on the exterior photo is not clearly shown; security hardware presence is unconfirmed. No exposed wiring, no visible major trip hazards, and bathroom and kitchen fixtures appear intact. GFCI protection for kitchen and bathroom receptacles is not visible and must be verified; missing GFCI could cause an inspection fail. Windows appear adequate for egress; no obvious peeling lead-risk paint or mold stains are evident. Given these unknowns, safety compliance risk is moderate and likely requires quick remedial items (install/verify smoke & CO alarms, confirm/upgrade GFCI outlets, confirm deadbolt) to pass NSPIRE."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Listing states roof is ~2 years old and photos show a roof in good visual condition. A central return vent is visible in the hallway suggesting central HVAC (thermostat/unit not pictured) but full operation and age are unverified. Kitchen plumbing fixtures and dishwasher are present; bathroom plumbing and tub surround look updated. Water heater, electrical panel, and HVAC equipment are not shown and therefore assumed present but unconfirmed. No visible signs of active leaks, major drainage issues, or roof sagging. Systems appear serviceable but verification (HVAC run-test, water heater temp/hot water, electrical panel condition) is recommended."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 85.0,
"rationale": "Exterior brick veneer looks intact; front walkway, driveway and chain-link fence are present and in usable condition. Yard is maintained and there is visible positive drainage away from the foundation in the photos provided. No visible major foundation settlement, exterior wall cracking, or roof failure evident. Porch cover looks stable. Overall exterior/site condition is good and presents low risk for initial inspection."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Roof is approximately 2 years old as stated in listing and shows no visible active leaks in photos.",
"Central HVAC exists (hallway return vent visible) but operational status and age are unverified.",
"Water heater and electrical service are present on site though not photographed; they are assumed to be functional unless inspection finds otherwise.",
"Appliances shown in photos (stove, fridge, dishwasher, stacked washer/dryer) are included and operational or easily made operational.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and should be treated as not installed until confirmed.",
"GFCI protection for kitchen/bath receptacles is not visible and may be absent; assume verification or upgrade required.",
"No obvious major structural, mold, or water-intrusion issues are visible in the provided photos; hidden issues are possible but not evident."
],
"overall_score": 74.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 2-bed single family appears broadly rent-ready with mostly cosmetic updates (new flooring in main areas, updated bathroom, kitchen sink and appliances present). Primary inspection risks are code/safety items that are not visible in photos: no visible smoke/CO detectors and no clearly identified GFCI protection at kitchen sink. Major systems (roof and plumbing) look serviceable and the exterior is sound. To reach a confident initial HCV/NSPIRE pass: verify HVAC and water heater operation, install/confirm smoke and CO detectors, install GFCI protection for kitchen/bath outlets as required, confirm functioning locks (deadbolt), and touch up minor cosmetic defects. With these corrections the property should pass an initial inspection and be rentable within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 75.0,
"rationale": "Interior shows recent flooring in main areas and updated bathroom; kitchen sink and countertops look newly installed. Appliances (stove, refrigerator, dishwasher, stacked W/D) are present in photos which reduces scope of work. Cosmetic issues include scuffs on walls, worn cabinet faces, missing/uneven trim paint near backsplash, and some baseboard wear. These are minor to moderate, largely cosmetic or routine fixes; no visible collapsed finishes or exposed subfloor."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No smoke detectors or carbon-monoxide detectors are visible in photos (required). Kitchen outlet adjacent to sink appears to be a standard outlet (no visible GFCI) which is an inspector failure risk. Bedrooms show windows that likely meet egress, and there are no visible exposed live wires or damaged panels in photos. Front door has glass; deadbolt presence not visible. No visible mold, major leaks, or collapsed ceilings. Because detectors and GFCI are not shown, safety compliance risk is moderate and likely requires installation of detectors and GFCI protection to pass an initial inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof/HVAC/plumbing/electrical)",
"score": 65.0,
"rationale": "Listing states roof is ~2 years old and exterior photos show intact roofing and brick. A return/vent grill is visible in the hallway indicating central HVAC ducting (unit not pictured) — system presence likely but operation not confirmed. Plumbing fixtures (kitchen sink, bathroom fixtures, tub) appear intact and updated; washer/dryer present. Electrical panel and water heater are not shown. Given the visible condition, major systems appear intact but require verification of HVAC operation, water heater, and panel labeling before inspection."
},
{
"key": "exterior_site",
"label": "Exterior and site condition",
"score": 85.0,
"rationale": "Exterior brick shell and roof appear in good condition; driveway and front walkway are intact and safe. Small front yard and chain-link fence are present; no standing water, major grading issues, or visible foundation cracks in photos. Some minor landscape maintenance needed (trimmed shrubs). Overall low exterior risk for NSPIRE inspection."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detector(s) in photos — likely fail if not installed.",
"Kitchen outlets adjacent to sink appear to be standard (no visible GFCI) — probable NSPIRE/GFCI failure.",
"HVAC operation not documented (system present but not shown) — must be verified for heating/cooling requirement.",
"Water heater and electrical panel not shown — unknown condition that must be confirmed during inspection."
],
"confidence": 0.7,
"assumptions": [
"Roof is functional and approximately 2 years old as stated in listing; no active leaks are present based on photos.",
"Central HVAC is present (return/vent visible) but its operational status is unverified.",
"Water heater and electrical panel exist on property but are not pictured; condition unknown.",
"Bedrooms have adequate egress windows (visible windows in bedroom photos appear to be full-size).",
"Appliances shown in kitchen photos are included and functional unless otherwise noted.",
"No active pest infestation or concealed mold was visible in the provided photos; surface areas look clean."
],
"overall_score": 70.0,
"rubric_version": "2026-02_NSPIRE_v1"
},
{
"summary": "Overall this 2‑bed single family home appears to be in good, mostly move-in condition with recent cosmetic updates (floors, bathroom, sink) and a newer roof. Appliances (stove, fridge, dishwasher, stacked washer/dryer) are present. The primary inspection risks are missing/undocumented life-safety devices (smoke/CO detectors) and likely lack of GFCI protection in the kitchen; major systems (HVAC, water heater, electrical panel) are not shown and need on-site verification. No structural red flags were observed. With installation of detectors/GFCI outlets and verification of HVAC/electrical/water heater operation, the property is likely to pass an initial HCV inspection after minor fixes (estimated rent-ready within ~2–4 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior appears mostly updated and clean: new tile flooring in entry/hall/living areas and updated bathroom as stated; kitchen sink and counters look recently replaced; appliances shown (stove, fridge, dishwasher, stacked washer/dryer) reduce move-in burden. Cosmetic issues visible: scuffed/marked walls, worn baseboards/trim, minor paint touch-ups needed, and some outlet/cover discoloration. No visible subflooring, collapsed ceilings, or major finish damage. Missing appliance(s) is not an issue here since full set is shown. Overall condition indicates only minor cosmetic and finish repairs required."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 60.0,
"rationale": "There are no smoke detectors or CO alarms visible in the photos (required by NSPIRE/HUD) — this is a common immediate fail if absent. Kitchen outlets near the sink do not show GFCI protection and should be upgraded to meet modern safety expectations. Entry door hardware (deadbolt) is not visible in photos and must be verified. Positive observations: no exposed wiring observed, bathroom and bathtub appear finished and functional, bedroom windows appear to provide egress, and there are no visible trip hazards or loose/ missing guardrails. Because the likely fixes (installing smoke/CO detectors and adding GFCI protection) are straightforward, the property is moderate risk but repairable."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Listing notes a newer roof (~2 years) and photos show a rooftop in good visible condition. Plumbing fixtures (kitchen sink, bathroom tub/toilet) and washer/dryer are present and appear functional. An air return/vent grille is visible in the hall indicating a central HVAC system is likely present, but no HVAC equipment, thermostat, water heater or electrical panel are shown — their operational status is unconfirmed. Electrical appears intact in visible areas (no frayed wiring), but lack of evidence of panel condition and GFCI protection reduces score. Overall the systems appear serviceable but require on-site verification of HVAC operation, water heater, and main electrical."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Exterior brick envelope looks sound and well-maintained. Driveway and paved walkways are intact; small front yard maintained and chain-link fence present. No visible foundation cracks, sagging roofline, or standing water in provided exterior photos. Roof claimed to be ~2 years old. No evidence of exterior neglect or infestation visible. Minor landscaping cleanup could improve curb appeal but no structural exterior deficiencies are apparent from photos."
}
],
"red_flags": [
"No smoke detectors or CO alarms visible in interior photos — likely immediate fail if absent.",
"Kitchen outlets near sink do not show GFCI protection — potential NSPIRE/code deficiency.",
"Major systems (HVAC equipment, water heater, electrical panel) not shown — operational status must be verified prior to move-in."
],
"confidence": 0.65,
"assumptions": [
"Listing statement that the roof is ~2 years old is accurate and roof is watertight.",
"Central HVAC exists and is connected (inferred from visible return grille), but its working condition is unverified.",
"Water heater and main electrical panel are present and function; neither was photographed.",
"No smoke detectors or CO alarms are installed (none visible in photos) and will need to be installed if absent.",
"Kitchen and bathroom plumbing supply and hot water are functioning because fixtures and appliances (washer/dryer, dishwasher, tub) are present in photos.",
"No severe hidden mold, termite or structural issues exist beyond what is visible; photos do not show evidence but cannot fully exclude them."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1828 Plaza Dr, Marrero, LA, 70072",
"aggregate": {
"summary": "This 2-bed single-family appears mostly turnkey for Section 8 with mostly cosmetic repairs and a few likely safety-related verifications needed. The roof appears newer and interior updates (flooring, bathroom, kitchen sink) are positive. Primary inspection risks are absence/visibility of smoke/CO detectors, unverified GFCI protection, and unconfirmed HVAC/water heater/electrical panel condition. With quick fixes (install/verify smoke & CO alarms, confirm/upgrade GFCIs if needed, add/verify deadbolt, run HVAC and water heater tests, touch up paint/baseboards), the property is likely to pass an initial HCV/NSPIRE inspection within 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 77.7,
"rationale": "Interior photos show recent flooring in living/hall/hallway and an updated bathroom; kitchen sink and countertops appear recently replaced and cabinet faces are intact. Appliances (refrigerator, stove, stacked washer/dryer, dishwasher, microwave) are present in photos which reduces turnaround work. Cosmetic issues include scuffed baseboards, worn paint, dirty walls in living area, and small trim damage near baseboards. No obvious exposed subflooring or collapsed surfaces. Overall, mostly cosmetic and easy-to-fix items; turnkey after a day or two of cleaning and minor touch-ups."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 85.0,
"rationale": "Exterior brick veneer looks intact; front walkway, driveway and chain-link fence are present and in usable condition. Yard is maintained and there is visible positive drainage away from the foundation in the photos provided. No visible major foundation settlement, exterior wall cracking, or roof failure evident. Porch cover looks stable. Overall exterior/site condition is good and presents low risk for initial inspection."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 61.7,
"rationale": "No smoke detectors or CO alarms are visible in the provided interior photos (likely to fail an inspection if absent). Entry door has a visible deadbolt on the exterior photo is not clearly shown; security hardware presence is unconfirmed. No exposed wiring, no visible major trip hazards, and bathroom and kitchen fixtures appear intact. GFCI protection for kitchen and bathroom receptacles is not visible and must be verified; missing GFCI could cause an inspection fail. Windows appear adequate for egress; no obvious peeling lead-risk paint or mold stains are evident. Given these unknowns, safety compliance risk is moderate and likely requires quick remedial items (install/verify smoke & CO alarms, confirm/upgrade GFCI outlets, confirm deadbolt) to pass NSPIRE."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 66.7,
"rationale": "Listing states roof is ~2 years old and photos show a roof in good visual condition. A central return vent is visible in the hallway suggesting central HVAC (thermostat/unit not pictured) but full operation and age are unverified. Kitchen plumbing fixtures and dishwasher are present; bathroom plumbing and tub surround look updated. Water heater, electrical panel, and HVAC equipment are not shown and therefore assumed present but unconfirmed. No visible signs of active leaks, major drainage issues, or roof sagging. Systems appear serviceable but verification (HVAC run-test, water heater temp/hot water, electrical panel condition) is recommended."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Roof is approximately 2 years old as stated in listing and shows no visible active leaks in photos.",
"Central HVAC exists (hallway return vent visible) but operational status and age are unverified.",
"Water heater and electrical service are present on site though not photographed; they are assumed to be functional unless inspection finds otherwise.",
"Appliances shown in photos (stove, fridge, dishwasher, stacked washer/dryer) are included and operational or easily made operational.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and should be treated as not installed until confirmed.",
"GFCI protection for kitchen/bath receptacles is not visible and may be absent; assume verification or upgrade required.",
"No obvious major structural, mold, or water-intrusion issues are visible in the provided photos; hidden issues are possible but not evident."
],
"score_method": "mean_of_criteria",
"overall_score": 72.2,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8948870495"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.