Property ID: 8990556564
3716 Inwood Dr, Harvey, LA, 70058
Harvey, LA
Money Down: $45,600
CoC Return: 4.79%
Monthly Cash Flow: $182
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$38,000
Closing Costs
$7,600
Total Down
$45,600
Investment Snapshot
Purchase Price
$190,000
Money Down
$45,600
Cash-on-Cash Return
4.79%
Rent
$1,656
Monthly Cash Flow
$182
Annual Cash Flow
$2,186
Debt Service / Mo
$1,011
Property Tax / Mo
$126
Insurance / Mo
$171
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,656
Payment Standard
$1,983
Rent
$1,656
Insurance
$171
Property Tax
$126
Management
$166
Utilities Allowance
$327
NOI (Monthly)
$1,193
Debt Service
$1,011
Cash Flow After Debt
$182
Quality Score: 71.70%
Confidence: 95.00%
This single-family home is in generally good visible condition and likely to pass an initial HCV/NSPIRE inspection after modest, short‑term fixes. Primary near-term tasks that commonly cause failures (install/verify smoke and CO detectors, ensure GFCI outlets and outlet covers, clean/replace stained carpeting, touch up paint, and address minor driveway cracks) should be completed prior to inspection. Major structural or systems failures are not evident in the photos, so the property appears rent-ready within ~30 days with targeted repairs.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$327
Guaranteed Section 8 Rent (PS - Utilities)
$1,656
Property Management
$166
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$190,000
Beds
3
Baths
2.5
Living Area
2,196 sqft
Lot Size
—
Year Built
1988
Days on Market
273
Capital Outlay
$45,600
Debt Service
$1,011
Property Tax / Mo
$126
Insurance / Mo
$171
Property Description
3 BEDROOMS, 2 AND A HALF BATHROOMS IN AN X FLOOD ZONE!!! KITCHEN WITH BREAKFAST NOOK, A DESIGNATED DINING ROOM, LIVING ROOM AND A DEN WITH WET BAR. 2 CAR ATTACHED GARAGE. BACKYARD WITH A PATIO. LOTS OF SPACE TO MAKE YOUR OWN.
Utility Allowances
Heating
$78
Property has central heating. Fuel type is not specified. An electric heat pump is a common system and is more expensive than natural gas, which is also plausible for the area. Per the rules, the more expensive option was chosen.
Cooking
$17
Property has a kitchen with a stove. The fuel type is not specified. Electric was chosen as it is a common option and consistent with the choice for heating.
Water Heating
$51
Property has a water heater, but the fuel type is not specified. Electric was chosen as it is the more expensive common option compared to natural gas.
Other Electric
$67
This allowance covers general electricity for lights, outlets, and tenant-supplied appliances. A refrigerator and washer/dryer are assumed to be tenant-supplied.
Water
$43
The property listing confirms a public water source.
Sewer
$46
The property listing confirms a public/city sewer connection.
Trash Collection
$25
Trash collection is a standard municipal service for a single-family home and is included in the area's utility allowance schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$2,053
DP3 Annual Estimate$2,053
DP1 Monthly Equivalent$171
DP3 Monthly Equivalent$171
Replacement Value$76,800
Basis2,196 sqft / 1988
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3805 Timberview Ln
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Photo unavailable
3809 Timberview Ln
off_market · 0.29 mi
Price: $1,875
3 bd / 2 ba · 1,527 sqft
Latest sale: — on Mar 11, 2019
Latest rent: $1,875 on Jul 04, 2025
Photo unavailable
3820 Timberview Ln
for_sale · 0.33 mi
Price: $259,900
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Photos reflect current condition and represent typical rooms and the primary systems present.
- Central HVAC exists and is operational (vents visible) though no service records were provided.
- Water heater and electrical panel are present and functional but were not photographed; assume typical condition for a 1988 house unless inspection finds otherwise.
- No smoke or carbon monoxide detectors were visible in photos; assume they are not installed or not placed to code until confirmed.
- Kitchen appliances shown are functional or can be made functional with minor servicing.
- No hidden active leaks, mold infestations, or termite damage beyond what is visible in photos; however visible carpeting stains could indicate prior moisture which should be verified.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,467 | $111,500 | $11,150 |
| 2024 | $1,463 | $111,500 | $11,150 |
| 2023 | $1,372 | $100,100 | $10,010 |
| 2022 | $1,339 | $100,100 | $10,010 |
| 2021 | $1,266 | $100,100 | $10,010 |
| 2020 | $1,239 | $100,100 | $10,010 |
| 2019 | $1,300 | $100,100 | $10,010 |
| 2018 | $1,220 | $100,100 | $10,010 |
| 2017 | $1,172 | $100,100 | $10,010 |
| 2016 | $1,150 | $100,100 | $10,010 |
| 2015 | $1,530 | $100,100 | $10,010 |
| 2014 | $1,604 | $100,100 | $10,010 |
| 2013 | $1,152 | $100,100 | $10,010 |
| 2012 | $290 | $100,100 | $10,010 |
| 2011 | $290 | $100,100 | $10,010 |
| 2010 | $1,076 | $100,100 | $10,010 |
| 2009 | $1,074 | $100,100 | $10,010 |
| 2008 | $268 | — | $10,010 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Price Changed | $190,000 |
| 2025-10-06 | Price Changed | $205,000 |
| 2025-08-08 | Price Changed | $218,000 |
| 2025-07-10 | Listed | $223,000 |
| 1988-11-01 | Sold | $0 |
Photo Gallery
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{
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{
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{
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{
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{
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{
"date": "2025-07-10",
"price": 223000,
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"list_price": 190000,
"listing_id": "2984083826",
"last_update_date": "2026-02-24T15:48:35Z",
"last_status_change_date": "2025-07-10T04:11:32Z"
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{
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"purchase_price": 190000.0,
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"effective_date": "2026-01-01"
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{
"note": "Property has central heating. Fuel type is not specified. An electric heat pump is a common system and is more expensive than natural gas, which is also plausible for the area. Per the rules, the more expensive option was chosen.",
"utility": "Heating",
"allowance": 78
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{
"note": "Property has a kitchen with a stove. The fuel type is not specified. Electric was chosen as it is a common option and consistent with the choice for heating.",
"utility": "Cooking",
"allowance": 17
},
{
"note": "Property has a water heater, but the fuel type is not specified. Electric was chosen as it is the more expensive common option compared to natural gas.",
"utility": "Water Heating",
"allowance": 51
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{
"note": "This allowance covers general electricity for lights, outlets, and tenant-supplied appliances. A refrigerator and washer/dryer are assumed to be tenant-supplied.",
"utility": "Other Electric",
"allowance": 67
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{
"note": "The property listing confirms a public water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "The property listing confirms a public/city sewer connection.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard municipal service for a single-family home and is included in the area's utility allowance schedule.",
"utility": "Trash Collection",
"allowance": 25
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],
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"runs": [
{
"summary": "This single-family home is in generally good visible condition and likely to pass an initial HCV/NSPIRE inspection after modest, short‑term fixes. Primary near-term tasks that commonly cause failures (install/verify smoke and CO detectors, ensure GFCI outlets and outlet covers, clean/replace stained carpeting, touch up paint, and address minor driveway cracks) should be completed prior to inspection. Major structural or systems failures are not evident in the photos, so the property appears rent-ready within ~30 days with targeted repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Overall interior and exterior appear reasonably maintained. Kitchen has full set of appliances (stove, microwave, dishwasher, refrigerator) which reduces turnaround work. Visible cosmetic issues: worn/stained carpeting in main living area and on stairs, some driveway cracking, minor landscaping overgrowth, and scuffing on walls/trim. No visible collapsed finishes or large areas of missing drywall. These are mostly cosmetic/tenant-ready items or quick capital fixes (carpet cleaning/replacement, paint touch-up, driveway seal/patch). Missing or worn carpets and minor exterior concrete cracking reduce turnkey score moderately but are not inspection failures by themselves."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, no standing water, no exposed live wiring in photos). Guardrail and stair handrail present. Bedrooms appear to have reasonably sized windows for egress. However, smoke detectors and carbon monoxide detectors are not visible in any photos (likely required and frequently cause failed initial inspections if missing). GFCI outlets for kitchen/bathrooms are not clearly identifiable from images. Electrical panel and water heater locations/conditions are not shown. Because these required safety items are not documented in photos, there is a moderate NSPIRE risk that will likely require quick fixes (install/verify smoke and CO detectors, confirm/test GFCI protection and outlet covers)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 70.0,
"rationale": "HVAC vents/registers are visible indicating a central system; the seller photos show ceiling vents and a ceiling fan, suggesting heating/cooling is present. No visible roof sagging or active roof leaks from exterior photos; roof and siding appear intact though only partly visible. Water heater and electrical panel were not photographed so their condition is unknown. Appliances in kitchen appear modern/functional. Given the house age (1988) and generally intact visible systems, likelihood of functional major systems is good, but absence of evidence of service records and missing photos of panel/water heater justify a moderate deduction."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 75.0,
"rationale": "Exterior brick and siding look intact, windows appear functional, attached two-car garage present. Yard is maintained though landscaping could be trimmed. Driveway has visible cracking and some staining but is serviceable. No visible foundation settlement, large exterior cracks, or standing water in photos. Property is stated as being in an X flood zone (lowest risk), which is favorable. Overall a sound exterior with minor maintenance needs."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Photos reflect current condition and represent typical rooms and the primary systems present.",
"Central HVAC exists and is operational (vents visible) though no service records were provided.",
"Water heater and electrical panel are present and functional but were not photographed; assume typical condition for a 1988 house unless inspection finds otherwise.",
"No smoke or carbon monoxide detectors were visible in photos; assume they are not installed or not placed to code until confirmed.",
"Kitchen appliances shown are functional or can be made functional with minor servicing.",
"No hidden active leaks, mold infestations, or termite damage beyond what is visible in photos; however visible carpeting stains could indicate prior moisture which should be verified."
],
"overall_score": 71.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall this single‑family home appears to be in generally good condition and would likely be rent‑ready for a Housing Choice Voucher inspection after a short list of targeted checks and minor fixes. The most important items to verify/complete before inspection are proper, working smoke detectors (and CO alarm if required), confirmed GFCI protection in kitchen/baths, and inspection of the electrical panel and HVAC/water‑heater for operational safety. Cosmetic cleaning (carpet cleaning/replacement in the loft), wall touchups, and addressing driveway cracks will improve readiness but are not inspection‑blocking.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Photos show generally good cosmetic condition: intact cabinetry, countertops, kitchen appliances present, hardwood flooring at entry, and maintained yard. Observable deferred items are carpet stains and wear in the loft/landing area, minor driveway cracking, and some scuffs on walls and trim. No evidence of collapsed surfaces, major paint failure, or missing major interior finishes. Missing or stained carpet and minor cosmetic repairs are easy-to-fix and would not by themselves cause an inspection fail."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, no standing water, stairs have handrail). However critical NSPIRE safety items are not visible in photos: smoke detectors and CO alarm are not shown, and kitchen GFCI protection is not clearly evident. The loft metal guardrail is present but its baluster spacing and attachment cannot be confirmed from photos — should be checked for compliance and secure attachment. Entry appears to have a lockset and likely deadbolt but not clearly visible. No exposed wiring, no visible active leaks, and no visible severe mold. Because required alarms and GFCI protection are not documented, safety risk is moderate until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, electrical, plumbing, roof)",
"score": 70.0,
"rationale": "Central HVAC vents are visible which indicates a forced‑air system is present. Kitchen appliances (electric range, microwave, dishwasher, refrigerator) are shown which reduces appliance‑related risk. Roof appears intact from photos (no visible sagging or active leaks). Electrical panel, water heater, and furnace/AC equipment were not pictured so operational condition is unconfirmed. No visible plumbing leaks, and sinks appear intact. Given visible evidence of systems but lack of documentation/photos of panels and mechanical equipment, score reflects probable functioning systems but medium uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Exterior photos show a well‑kept front yard, intact siding/brick, attached two‑car garage, and a paved driveway with only minor cracking. Walkway to front door is level and accessible. Property is listed in an X flood zone (lowest flood risk). No visible major foundation settlement, severe exterior deterioration, or evidence of infestation. Landscaping is tidy. Small driveway cracks and minor landscaping repairs are easy to address."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operational (vents visible) though equipment not photographed.",
"Kitchen appliances shown (range, microwave, refrigerator, dishwasher) are presumed functional unless tested.",
"Roof has no active leaks; no roof interior stains visible in photos.",
"Bedrooms have code-compliant egress windows typical of this construction; exact egress dimensions not verified from photos.",
"Smoke detectors and carbon monoxide alarms were not visible in photos and should be presumed absent until confirmed.",
"Electrical panel and water heater are present but were not photographed; their condition is unknown.",
"No evidence of severe mold or pest infestation visible in provided photos; hidden issues cannot be ruled out."
],
"overall_score": 72.0,
"rubric_version": "nsPIRE-v1.0-2026-03"
},
{
"summary": "Overall the house presents as a mostly turnkey single-family property with cosmetic wear (carpet, paint, driveway) and functioning appliances visible. Major visible structural or life-safety hazards are not apparent in the photos. The primary risks for an initial HCV/NSPIRE inspection are missing/undocumented smoke and carbon monoxide detectors, unclear GFCI protection at kitchen/bath, and unverified operation of major systems (electrical panel, water heater, HVAC). With minor repairs (install/verify smoke & CO alarms, confirm/label GFCI, clean/replace carpets, touch-up paint, address driveway cracks) the property is likely rent-ready within 2–4 weeks and would likely pass on initial inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Interior and exterior photos show a generally well-maintained home with cosmetic wear: stained/aged carpeting in main living/loft area, minor scuffs on walls, and some driveway cracking. Kitchen and major fixtures (stove, dishwasher, refrigerator, microwave) are present and appear functional; cabinets and counters are in serviceable condition. No evidence of collapsed ceilings, exposed subfloor or major water damage in photos. These are mostly easy-to-fix / cosmetic items (carpet replacement/clean, paint touch-ups, driveway patching)."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No obvious life-threatening hazards visible: stair handrail and interior railings are present, windows appear to provide egress in bedrooms, no exposed wiring or visible major roof leaks. However, smoke detectors and carbon monoxide alarm(s) are not visible in the listing photos (could be absent or simply not pictured) and GFCI protection at kitchen sink is not clearly documented. Entry door hardware (deadbolt) is not shown. Because smoke/CO detection and GFCI in kitchens/baths are common causes of initial inspection failures, their absence/uncertainty reduces the score despite otherwise acceptable visible conditions."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Photos show ceiling vents and a forced-air style register indicating central HVAC exists; kitchen appliances are modern-ish stainless units. Roof appears intact from frontal views with no visible sagging. Electrical panel, water heater and furnace are not shown so function cannot be confirmed. No visible active plumbing leaks at sinks. Given the visible intact finishes and HVAC vents, assume systems are present and likely functional but unverified; unknowns (electrical panel condition, water heater age/function) carry moderate risk."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 78.0,
"rationale": "Curb and yard are maintained; siding and brick look intact; walkway and driveway show typical cracking but are passable. Two-car attached garage looks serviceable. Property is listed as in an X flood zone which reduces flood-related concerns. No evidence of standing water, significant grading/drainage issues, visible foundation cracking or pest infestation in photos. Landscaping may need trimming and driveway repair but exterior is generally sound."
}
],
"red_flags": [
"Smoke and carbon monoxide detectors not visible/documented in photos (compliance risk)",
"GFCI protection at kitchen sink not clearly documented (potential fail if absent)"
],
"confidence": 0.6,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not shown in photos; assume their presence/placement is undocumented and they may need installation or verification.",
"Central HVAC exists (visible vents) and is assumed operational but service history and exact condition are not documented.",
"Water heater and electrical panel are present but not photographed; assume serviceable unless inspection reveals otherwise.",
"Kitchen appliances shown in photos are included and in working order, but functionality has not been directly verified.",
"No active roof leaks or major hidden water intrusion are present since interior ceilings show no visible staining in provided images.",
"Stair and loft railings meet code height/spacing for guards; exact measurements not available and should be confirmed during inspection."
],
"overall_score": 72.0,
"rubric_version": "ns-py-2026-03-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3716 Inwood Dr, Harvey, LA, 70058",
"aggregate": {
"summary": "This single-family home is in generally good visible condition and likely to pass an initial HCV/NSPIRE inspection after modest, short‑term fixes. Primary near-term tasks that commonly cause failures (install/verify smoke and CO detectors, ensure GFCI outlets and outlet covers, clean/replace stained carpeting, touch up paint, and address minor driveway cracks) should be completed prior to inspection. Major structural or systems failures are not evident in the photos, so the property appears rent-ready within ~30 days with targeted repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Overall interior and exterior appear reasonably maintained. Kitchen has full set of appliances (stove, microwave, dishwasher, refrigerator) which reduces turnaround work. Visible cosmetic issues: worn/stained carpeting in main living area and on stairs, some driveway cracking, minor landscaping overgrowth, and scuffing on walls/trim. No visible collapsed finishes or large areas of missing drywall. These are mostly cosmetic/tenant-ready items or quick capital fixes (carpet cleaning/replacement, paint touch-up, driveway seal/patch). Missing or worn carpets and minor exterior concrete cracking reduce turnkey score moderately but are not inspection failures by themselves."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 77.7,
"rationale": "Exterior brick and siding look intact, windows appear functional, attached two-car garage present. Yard is maintained though landscaping could be trimmed. Driveway has visible cracking and some staining but is serviceable. No visible foundation settlement, large exterior cracks, or standing water in photos. Property is stated as being in an X flood zone (lowest risk), which is favorable. Overall a sound exterior with minor maintenance needs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, no standing water, no exposed live wiring in photos). Guardrail and stair handrail present. Bedrooms appear to have reasonably sized windows for egress. However, smoke detectors and carbon monoxide detectors are not visible in any photos (likely required and frequently cause failed initial inspections if missing). GFCI outlets for kitchen/bathrooms are not clearly identifiable from images. Electrical panel and water heater locations/conditions are not shown. Because these required safety items are not documented in photos, there is a moderate NSPIRE risk that will likely require quick fixes (install/verify smoke and CO detectors, confirm/test GFCI protection and outlet covers)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 70.0,
"rationale": "HVAC vents/registers are visible indicating a central system; the seller photos show ceiling vents and a ceiling fan, suggesting heating/cooling is present. No visible roof sagging or active roof leaks from exterior photos; roof and siding appear intact though only partly visible. Water heater and electrical panel were not photographed so their condition is unknown. Appliances in kitchen appear modern/functional. Given the house age (1988) and generally intact visible systems, likelihood of functional major systems is good, but absence of evidence of service records and missing photos of panel/water heater justify a moderate deduction."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Photos reflect current condition and represent typical rooms and the primary systems present.",
"Central HVAC exists and is operational (vents visible) though no service records were provided.",
"Water heater and electrical panel are present and functional but were not photographed; assume typical condition for a 1988 house unless inspection finds otherwise.",
"No smoke or carbon monoxide detectors were visible in photos; assume they are not installed or not placed to code until confirmed.",
"Kitchen appliances shown are functional or can be made functional with minor servicing.",
"No hidden active leaks, mold infestations, or termite damage beyond what is visible in photos; however visible carpeting stains could indicate prior moisture which should be verified."
],
"score_method": "mean_of_criteria",
"overall_score": 71.7,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8990556564"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.