Property ID: 9040181975
108 Lamar St, Crystal Springs, MS, 39059
Crystal Springs, MS
Money Down: $30,000
CoC Return: 13.31%
Monthly Cash Flow: $333
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$25,000
Closing Costs
$5,000
Total Down
$30,000
Investment Snapshot
Purchase Price
$125,000
Money Down
$30,000
Cash-on-Cash Return
13.31%
Rent
$1,344
Monthly Cash Flow
$333
Annual Cash Flow
$3,994
Debt Service / Mo
$665
Property Tax / Mo
$80
Insurance / Mo
$131
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,344
Payment Standard
$1,680
Rent
$1,344
Insurance
$131
Property Tax
$80
Management
$134
Utilities Allowance
$336
NOI (Monthly)
$998
Debt Service
$665
Cash Flow After Debt
$333
Quality Score: 71.40%
Confidence: 95.00%
Overall this brick single‑family home appears largely turn‑key with mostly cosmetic repairs and typical modernizations needed. Visible issues are moderate and repairable: kitchen cabinet bottoms, minor flooring/trim touch‑ups, driveway resurfacing, and verification/installation of required smoke/CO/GFCI devices. Major structural, roof, or active water/intrusion problems are not evident in supplied photos. Before listing for Section 8/HCV, confirm operational HVAC, hot water, electrical panel condition, and add/verify smoke and CO alarms and GFCI protection — these are the most likely inspection items to address.
Section 8 Payment Standard
$1,680
Utility Allowance Total
$336
Guaranteed Section 8 Rent (PS - Utilities)
$1,344
Property Management
$134
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$125,000
Beds
3
Baths
2
Living Area
1,771 sqft
Lot Size
34,848 sqft
Year Built
1945
Days on Market
10
Capital Outlay
$30,000
Debt Service
$665
Property Tax / Mo
$80
Insurance / Mo
$131
Property Description
Cute and full of potential, this 3-bedroom, 2-bath brick home sits on an extra large lot with plenty of room to grow. Inside, you'll find high ceilings and a fireplace, along with a spacious primary suite featuring a generous walk-in closet. The kitchen offers bar seating and opens to both a dining room and a cozy breakfast room. Just off the kitchen, a charming sunroom leads to the laundry area, adding extra flexibility and natural light. Outside, the yard provides tons of space for kids to play or for entertaining. A shed out back adds extra storage, while mature camellia trees and a mulberry tree bring character and charm. A solid home with great bones and endless possibilities-ready for your personal touch. 108 Lamar St, Crystal Springs, MS
Utility Allowances
Air Conditioning
$12
Property has central air conditioning, which is a tenant-paid utility.
Cooking
$8
Selected 'natural_gas' as the property is connected to natural gas, which is also used for heating and water heating.
Heating
$21
Selected 'natural_gas' as the property listing explicitly states 'Natural Gas' for central heating.
Other Electric
$69
Standard allowance for miscellaneous tenant-paid electric usage in a single-family home with an electric connection.
Range/Microwave
$3
Assumed tenant-owned, as a microwave was not explicitly mentioned as provided by the landlord.
Refrigerator
$4
Assumed tenant-owned, as a refrigerator was not explicitly mentioned as provided by the landlord.
Sewer
$60
Property has a 'Public Sewer' connection, which is a standard tenant-paid utility for single-family homes.
Trash Collection
$37
Standard allowance for tenant-paid trash collection for a single-family home.
Water
$104
Property has a 'Public' water source connection, which is a standard tenant-paid utility for single-family homes.
Water Heating
$18
Selected 'natural_gas' as the property listing explicitly states it includes a 'Gas Water Heater'.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,427
DP3 Annual Estimate$1,723
DP1 Monthly Equivalent$119
DP3 Monthly Equivalent$144
Replacement Value$88,970
Basis1,771 sqft / 1945
Nearby Houses
Photo unavailable
102 Lamar St
sold · 0.06 mi
Price: $149,900
4 bd / 2 ba · 1,880 sqft
Latest sale: — on Apr 22, 2022
Latest rent: —
Photo unavailable
100 Glenn St
sold · 0.09 mi
Price: $169,500
5 bd / 3 ba · 2,090 sqft
Latest sale: — on Apr 06, 2021
Latest rent: —
Photo unavailable
304 N Jackson St
sold · 0.09 mi
Price: $199,000
3 bd / 2 ba · 1,863 sqft
Latest sale: — on Jan 24, 2025
Latest rent: —
Photo unavailable
514 Lee Ave
sold · 0.09 mi
Price: $134,500
2 bd / 2 ba · 1,318 sqft
Latest sale: — on Oct 04, 2024
Latest rent: —
Photo unavailable
301 Dampeer St
sold · 0.13 mi
Price: $135,000
3 bd / 2 ba · 1,501 sqft
Latest sale: — on Feb 27, 2023
Latest rent: —
Photo unavailable
401 N Jackson St
sold · 0.15 mi
Price: $135,000
5 bd / 3 ba · 3,100 sqft
Latest sale: — on Sep 29, 2023
Latest rent: —
Photo unavailable
700 Lee Ave
sold · 0.15 mi
Price: $165,000
3 bd / 2 ba · 1,779 sqft
Latest sale: — on Jul 22, 2020
Latest rent: $165,000 on Feb 28, 2020
Photo unavailable
109 Dampeer St
sold · 0.16 mi
Price: $110,000
3 bd / 3 ba · 1,768 sqft
Latest sale: — on Jan 26, 2024
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Interior photos are representative of the whole house (other bedrooms and bathrooms are similar condition).
- Range and dishwasher shown are present and operable unless inspection finds otherwise.
- Central HVAC exists and vents shown indicate a functioning system (but equipment age/operation not verified).
- No active roof leaks or concealed water damage exist beyond what is visible in photos (no staining on ceilings).
- Electrical panel is intact and wired to code (not pictured).
- Water heater and hot water supply are present and functional (not photographed).
- Bedroom egress windows meet size/operability requirements (windows in photos appear typical double-hung and likely compliant).
- No known hidden infestations or severe mold beyond normal minor staining.
- Chimney and fireplace flue will pass inspection once cleaned/verified; currently only visible as intact hearth.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| No tax history available. | |||
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-06 | Listed | $125,000 |
Photo Gallery
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"generated_at": "2026-02-16T22:14:31.230633Z",
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"processing_status": {
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"min_score": 60.0,
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"loan_amount": 100000.0,
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"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 125000.0,
"loan_term_years": 30,
"annual_cash_flow": 11977.7,
"mortgage_monthly": 665.3,
"payment_standard": 1680.0,
"total_amount_out": 25000.0,
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"insurance_monthly": 131.25,
"monthly_cash_flow": 998.14,
"property_tax_rate": 0.0077,
"_utility_allowance": {
"sources": [
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"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
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"effective_date": "2025-12-01"
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{
"note": "Property has central air conditioning, which is a tenant-paid utility.",
"utility": "Air Conditioning",
"allowance": 12
},
{
"note": "Selected 'natural_gas' as the property is connected to natural gas, which is also used for heating and water heating.",
"utility": "Cooking",
"allowance": 8
},
{
"note": "Selected 'natural_gas' as the property listing explicitly states 'Natural Gas' for central heating.",
"utility": "Heating",
"allowance": 21
},
{
"note": "Standard allowance for miscellaneous tenant-paid electric usage in a single-family home with an electric connection.",
"utility": "Other Electric",
"allowance": 69
},
{
"note": "Assumed tenant-owned, as a microwave was not explicitly mentioned as provided by the landlord.",
"utility": "Range/Microwave",
"allowance": 3
},
{
"note": "Assumed tenant-owned, as a refrigerator was not explicitly mentioned as provided by the landlord.",
"utility": "Refrigerator",
"allowance": 4
},
{
"note": "Property has a 'Public Sewer' connection, which is a standard tenant-paid utility for single-family homes.",
"utility": "Sewer",
"allowance": 60
},
{
"note": "Standard allowance for tenant-paid trash collection for a single-family home.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "Property has a 'Public' water source connection, which is a standard tenant-paid utility for single-family homes.",
"utility": "Water",
"allowance": 104
},
{
"note": "Selected 'natural_gas' as the property listing explicitly states it includes a 'Gas Water Heater'.",
"utility": "Water Heating",
"allowance": 18
}
],
"cash_on_cash_return": 0.48,
"down_payment_amount": 25000.0,
"property_tax_annual": 962.5,
"property_tax_monthly": 80.21,
"property_tax_increase": 0.03,
"utility_allowance_total": 336.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
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"https://www.huduser.gov/portal/datasets/hcv.html",
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
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"effective_date": "2025-10-01"
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"property_management_monthly": 134.4,
"monthly_cash_flow_after_debt": 332.84,
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"section8_assessment": {
"runs": [
{
"summary": "Overall this brick single‑family home appears largely turn‑key with mostly cosmetic repairs and typical modernizations needed. Visible issues are moderate and repairable: kitchen cabinet bottoms, minor flooring/trim touch‑ups, driveway resurfacing, and verification/installation of required smoke/CO/GFCI devices. Major structural, roof, or active water/intrusion problems are not evident in supplied photos. Before listing for Section 8/HCV, confirm operational HVAC, hot water, electrical panel condition, and add/verify smoke and CO alarms and GFCI protection — these are the most likely inspection items to address.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Photos show a generally sound, clean interior with intact floors, painted walls, and functioning kitchen layout. Cosmetic wear is present (scuffed walls, cabinet wear/delamination at cabinet bases, some floor transition wear) and kitchen cabinetry needs repair/paint. Exterior driveway surface is worn/patchy. Appliances (range, dishwasher) are present in photos; missing or non-working appliances were not clearly documented. No visible major interior finish failures. Overall mostly cosmetic/minor repairs required to be rental-ready."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, severe mold, or exposed electrical wiring). One smoke detector is visible in the dining/hall area, but bedroom-level/each‑level detectors are not shown — NSPIRE requires appropriately located smoke alarms and CO alarms if fuel-burning appliances are present. Kitchen electrical GFCI outlets are not visible. Porch steps have a metal handrail; appears present but condition unknown. Fireplace open hearth is present and would require functioning flue/chimney and appropriate screening. Because detector, GFCI, and CO device coverage are unclear, there is moderate compliance risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 65.0,
"rationale": "Roof appears shingled and flat without visible sagging or active leaks in photos. Ceiling and walls show no visible water staining. HVAC registers/vents are visible in ceilings suggesting central HVAC, but the system, heating source and water heater are not documented; functionality unknown. Electrical panel not pictured. Plumbing fixtures (kitchen sink, range/hookups, dishwasher) are present; hot water availability unknown. Given photographic evidence, systems appear intact but unverified—moderate risk until mechanical systems are tested/inspected."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Brick envelope looks intact with no visible large foundation cracks or major settlement. Yard is large and appears maintained; no standing water visible. Driveway/parking area is worn and patchy and could be surface‑repaired. Porch columns and stairs appear structurally sound from photos. A small area of staining/mildew at the foundation base is visible but not indicative of active structural failure. Shed present at rear (not photographed in detail)."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Interior photos are representative of the whole house (other bedrooms and bathrooms are similar condition).",
"Range and dishwasher shown are present and operable unless inspection finds otherwise.",
"Central HVAC exists and vents shown indicate a functioning system (but equipment age/operation not verified).",
"No active roof leaks or concealed water damage exist beyond what is visible in photos (no staining on ceilings).",
"Electrical panel is intact and wired to code (not pictured).",
"Water heater and hot water supply are present and functional (not photographed).",
"Bedroom egress windows meet size/operability requirements (windows in photos appear typical double-hung and likely compliant).",
"No known hidden infestations or severe mold beyond normal minor staining.",
"Chimney and fireplace flue will pass inspection once cleaned/verified; currently only visible as intact hearth."
],
"overall_score": 71.0,
"rubric_version": "ns-2026-02-v1"
},
{
"summary": "Overall the property looks solid and near rent‑ready for Housing Choice Voucher tenants with mostly cosmetic and verification items to address. Main compliance tasks before an initial NSPIRE/HCV inspection: ensure smoke detectors installed in required locations and a CO detector (if gas appliances), replace missing outlet/plate and secure loose wiring, verify operation/age of HVAC, water heater and electrical panel, and address minor kitchen/cabinet repairs and exterior walkway/driveway patches. No visible structural collapse or major water intrusion; most items are correctable within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior and exterior appear generally well maintained: hardwood floors in living room, painted brick exterior, functioning doors/windows shown. Cosmetic wear present (scuffs on walls, worn cabinet edges, some baseboard damage, areas of laminate that differ from original flooring). Minor items visible that are easy fixes: touch-up paint, cabinet repair, outlet/plate replacement, light fixture updates. Kitchen has a stove and dishwasher; refrigerator not pictured but absence is not a major failure. Overall no large visible deferred maintenance or collapse."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 65.0,
"rationale": "No active life‑threatening hazards visible (no collapsed ceilings, standing water, or large structural sag). However inspection risks exist: only one smoke detector visible in photos (no detectors shown in/near bedrooms), no carbon monoxide detector visible (likely required if gas appliances present), a missing wall plate / open switch location in kitchen and visible TV wiring hanging which represent minor electrical hazards, and the property was built in 1945 so lead‑based paint risk must be addressed/disclosed. Bedroom egress windows not shown but front windows look full‑sized — assume acceptable but unconfirmed. These items increase NSPIRE compliance risk but are generally correctable."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 70.0,
"rationale": "Central HVAC registers/duct vents are visible in multiple rooms suggesting a forced air system is present. Kitchen appliances (range and dishwasher) are in place; no refrigerator pictured. No water heater, main electrical panel, or furnace/air handler are shown so their condition is unverified. Roof shingles appear intact with no obvious sagging or interior leak evidence in photos. Given visible vents and intact interior ceilings, assume systems operate but recommend verification/service (water heater, electrical panel, HVAC age/operation)."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 78.0,
"rationale": "Brick exterior in good visible condition, covered front porch with columns and handrail present, large yard and shed provide utility. Driveway and front walkway show surface deterioration and asphalt/paving wear but no major trip hazards visible. Crawlspace/foundation vents are present and foundation appears level with no obvious major cracking. No evidence of infestation or uncontrolled vegetation. Drainage appears typical for lot; no pooling observed in photos."
}
],
"red_flags": [
"Open/missing wall plate and exposed TV wiring (electrical hazard that must be corrected).",
"No carbon monoxide detector visible (required where combustion appliances or attached garages are present).",
"No smoke detectors shown in/near bedrooms in photos (NSPIRE requires smoke detectors in each sleeping area/level).",
"Property built pre‑1978 — potential lead‑based paint hazard (requires disclosure and possible remediation)."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and functional (visible supply/return vents) though age and operational status are unverified.",
"Hot water heater exists and supplies functioning hot water (not pictured).",
"Bedrooms have compliant egress windows (bedrooms not shown); front windows visible are full height.",
"No active roof leaks or interior water damage beyond what is visible in photos.",
"Electrical service and panel are present and intact but were not photographed; no obvious major electrical hazards other than missing wall plate and exposed TV wiring.",
"No visible mold or pest infestations present based on provided photos.",
"Built in 1945 — potential lead‑based paint hazard exists and requires disclosure/management before tenants move in."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This brick single‑family home is generally in good, rentable condition with mostly cosmetic repairs and typical updates needed to meet NSPIRE/Section 8 readiness. Interior finishes look sound, kitchen appliances (range, dishwasher) are present, and the roof and exterior brick appear intact. Primary NSPIRE concerns are verification/installation of required detectors (smoke in all sleeping areas, carbon monoxide given gas range), verification of GFCI protection in wet areas, and confirmation that HVAC, water heater and electrical panel are serviceable. Because most items are repairs or verification rather than structural failures, the property rates as 'minor repairs' required and is likely rent-ready within ~30 days if missing alarms and small maintenance items are completed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior and exterior photos show generally sound cosmetic condition: painted brick exterior, intact roofline, hardwood or good-quality laminate floors, working kitchen fixtures and cabinets. Visible wear on cabinet bottoms and baseboard scuffs, minor driveway and sidewalk cracking, and some exterior staining/mildew at foundation level are present. No collapsed ceilings, large holes, or severe deferred maintenance visible. Missing or older cosmetic items (cabinet repair, painting, porch step touch-up, driveway patch) are easy-to-fix capital items."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, open electrical conductors, or standing water). Front steps have a handrail. A smoke alarm is visible in the dining/living area (one device pictured), but bedroom egress, presence of smoke detectors in each sleeping area, and CO alarm are not shown. A gas range appears present in the kitchen which creates a need for a carbon-monoxide alarm; none visible in photos. GFCI outlets at wet locations are not visible in photos. The home was built in 1945 so potential lead-based paint risk exists unless remediated — no evidence of testing or abatement provided. These unknowns create moderate NSPIRE risk until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Ceiling supply/return vents are visible indicating central HVAC ductwork (system likely present). Kitchen fixtures, gas range and dishwasher are in place which suggests functional plumbing and gas lines, but mechanical equipment (HVAC condenser, water heater, electrical panel) are not shown. Roof shingles appear intact and even, with no visibly sagging areas or obvious leaks. Because critical equipment locations and service condition cannot be confirmed from photos, a moderate score is assigned with assumptions that systems are operational or recently serviced."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Brick envelope looks intact and well-maintained. Lot is large and mostly clear; shed referenced though not pictured. Walkway and small paved parking area show cracking and surface wear; shrubs sit close to foundation which should be trimmed. No visible foundation displacement or major grading/pooling issues in photos. Overall the exterior appears serviceable with modest site repairs recommended."
}
],
"red_flags": [
"Potential lead-based paint risk due to 1945 construction — requires testing and tenant notification/abatement as applicable.",
"No visible carbon monoxide alarm in photos while a gas range is present — CO alarm required where fuel‑burning appliances exist."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC exists and is operational (ceiling vents visible) though outdoor condenser and service records not shown.",
"Kitchen plumbing, gas range and dishwasher are functional; no active leaks observed in photos.",
"No active roof leaks or major roof structural issues present (roof looks intact in photos).",
"Bedrooms have standard-size windows that meet egress requirements (bedrooms not pictured).",
"No peeling lead-based paint is visible in photos but the age of the home (1945) creates potential lead risk that must be tested/declared.",
"Smoke detectors/CO alarms may be present but only one smoke detector is visible in photos; additional units are assumed missing until verified."
],
"overall_score": 71.0,
"rubric_version": "ns.pv1.2026"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "108 Lamar St, Crystal Springs, MS, 39059",
"aggregate": {
"summary": "Overall this brick single‑family home appears largely turn‑key with mostly cosmetic repairs and typical modernizations needed. Visible issues are moderate and repairable: kitchen cabinet bottoms, minor flooring/trim touch‑ups, driveway resurfacing, and verification/installation of required smoke/CO/GFCI devices. Major structural, roof, or active water/intrusion problems are not evident in supplied photos. Before listing for Section 8/HCV, confirm operational HVAC, hot water, electrical panel condition, and add/verify smoke and CO alarms and GFCI protection — these are the most likely inspection items to address.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Photos show a generally sound, clean interior with intact floors, painted walls, and functioning kitchen layout. Cosmetic wear is present (scuffed walls, cabinet wear/delamination at cabinet bases, some floor transition wear) and kitchen cabinetry needs repair/paint. Exterior driveway surface is worn/patchy. Appliances (range, dishwasher) are present in photos; missing or non-working appliances were not clearly documented. No visible major interior finish failures. Overall mostly cosmetic/minor repairs required to be rental-ready."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.0,
"rationale": "Brick envelope looks intact with no visible large foundation cracks or major settlement. Yard is large and appears maintained; no standing water visible. Driveway/parking area is worn and patchy and could be surface‑repaired. Porch columns and stairs appear structurally sound from photos. A small area of staining/mildew at the foundation base is visible but not indicative of active structural failure. Shed present at rear (not photographed in detail)."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 66.7,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, severe mold, or exposed electrical wiring). One smoke detector is visible in the dining/hall area, but bedroom-level/each‑level detectors are not shown — NSPIRE requires appropriately located smoke alarms and CO alarms if fuel-burning appliances are present. Kitchen electrical GFCI outlets are not visible. Porch steps have a metal handrail; appears present but condition unknown. Fireplace open hearth is present and would require functioning flue/chimney and appropriate screening. Because detector, GFCI, and CO device coverage are unclear, there is moderate compliance risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 68.3,
"rationale": "Roof appears shingled and flat without visible sagging or active leaks in photos. Ceiling and walls show no visible water staining. HVAC registers/vents are visible in ceilings suggesting central HVAC, but the system, heating source and water heater are not documented; functionality unknown. Electrical panel not pictured. Plumbing fixtures (kitchen sink, range/hookups, dishwasher) are present; hot water availability unknown. Given photographic evidence, systems appear intact but unverified—moderate risk until mechanical systems are tested/inspected."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Interior photos are representative of the whole house (other bedrooms and bathrooms are similar condition).",
"Range and dishwasher shown are present and operable unless inspection finds otherwise.",
"Central HVAC exists and vents shown indicate a functioning system (but equipment age/operation not verified).",
"No active roof leaks or concealed water damage exist beyond what is visible in photos (no staining on ceilings).",
"Electrical panel is intact and wired to code (not pictured).",
"Water heater and hot water supply are present and functional (not photographed).",
"Bedroom egress windows meet size/operability requirements (windows in photos appear typical double-hung and likely compliant).",
"No known hidden infestations or severe mold beyond normal minor staining.",
"Chimney and fireplace flue will pass inspection once cleaned/verified; currently only visible as intact hearth."
],
"score_method": "mean_of_criteria",
"overall_score": 71.4,
"rubric_version": "ns-2026-02-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "9040181975"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.