Property ID: 9399279438
345 Saint Charles Ave, Adger, AL, 35006
Adger, AL
Money Down: $23,976
CoC Return: 0.33%
Monthly Cash Flow: $7
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$19,980
Closing Costs
$3,996
Total Down
$23,976
Investment Snapshot
Purchase Price
$99,900
Money Down
$23,976
Cash-on-Cash Return
0.33%
Rent
$771
Monthly Cash Flow
$7
Annual Cash Flow
$79
Debt Service / Mo
$532
Property Tax / Mo
$51
Insurance / Mo
$105
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$771
Payment Standard
$1,122
Rent
$771
Insurance
$105
Property Tax
$51
Management
$77
Utilities Allowance
$351
NOI (Monthly)
$538
Debt Service
$532
Cash Flow After Debt
$7
Quality Score: 66.80%
Confidence: 92.00%
Overall the main house appears in good, mostly move-in condition for a Section 8 / NSPIRE inspection with minor interior repairs and routine system checks likely needed. Key safety concern is the boathouse: visible wood deterioration of decking/railings and rusted boathouse roof create a waterside safety/structural risk that should be repaired prior to tenancy or clearly restricted from tenant use. Missing/uncertain items that could trigger inspection findings include GFCI protection at kitchen counters, presence of a CO alarm (if required), and confirmation of working HVAC and hot water. With modest fixes (repair boathouse railings/decking, verify/upgrade electrical GFCI, confirm alarms and HVAC/hot-water operation) the property should pass NSPIRE/Section 8 inspection within 2-4 weeks; current condition likely requires minor repairs and documentation.
Section 8 Payment Standard
$1,122
Utility Allowance Total
$351
Guaranteed Section 8 Rent (PS - Utilities)
$771
Property Management
$77
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$99,900
Beds
2
Baths
1
Living Area
1,345 sqft
Lot Size
17,424 sqft
Year Built
1944
Days on Market
103
Capital Outlay
$23,976
Debt Service
$532
Property Tax / Mo
$51
Insurance / Mo
$105
Property Description
Beautiful waterfront home with 2 stall boathouse on lease land! 2 bedrooms and 1 bath with jetted tub and separate shower, new carpet in living room and sunroom and large laundry room. Home has a metal roof, carport and nice level yard. Enjoy the large, covered deck off of the boathouse. Boathouse has a boat lift and sea doo lift. A Must See!
Utility Allowances
heating
$76
Property has central heating, assumed to be electric based on other provided appliances. 'Ala Power' is selected as the most expensive electric provider on the schedule.
cooling
$18
Property has central air conditioning. 'Alabama Power' is selected for consistency with other electric utilities and as the most expensive provider option.
water_heating
$46
Property includes an electric water heater. 'Ala Power' is selected as the most expensive electric provider option.
other_electric
$56
Covers general electricity for lights, outlets, and the landlord-provided refrigerator. 'Ala Power' is selected as the most expensive provider.
water
$109
Property uses public water. As the specific provider is not listed, 'Mulga' is selected as the most expensive option on the schedule for the county.
sewer
$0
Property uses a septic tank, so no public sewer utility cost is incurred by the tenant.
trash_collection
$40
Trash collection is a standard utility for a single-family home. As the provider for Adger is not specified, 'Fairfield' is chosen as the most expensive option.
range_microwave
$6
A microwave is not listed as a provided appliance, so an allowance for a tenant-owned unit is included.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,258
DP3 Annual Estimate$1,258
DP1 Monthly Equivalent$105
DP3 Monthly Equivalent$105
Replacement Value$300,000
Basis1,345 sqft / 1944
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Risk and Criteria Detail
Red Flags
- success
- Boathouse decking and railings show visible wood deterioration and peeling paint adjacent to open water — potential fall/structural hazard requiring repair.
- Boathouse metal roof shows surface rust and some exposed rafters/trim — possible future leaks and structural deterioration.
- No visible GFCI-protected outlet at kitchen sink counters in photos — likely deficiency on inspection if not present.
- No carbon monoxide alarm observed in provided interior photos (required where fuel-burning appliances/heating present).
Assumptions
- Main house has a functioning central HVAC system (vents visible) though exterior condensing unit and furnace/water heater were not photographed.
- Bedrooms have code-compliant egress windows; not directly visible in supplied photos.
- Entry door(s) have locking hardware and a deadbolt though not shown in images.
- Electrical service panel is intact and properly covered (panel not photographed).
- Hot water heater and plumbing are operational (jetted tub/shower mentioned in listing but not pictured).
- Boathouse is on leased land per listing; boathouse condition may be the responsibility of the leaseholder/association but will still be considered a site safety issue if tenant access is allowed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| No tax history available. | |||
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-11 | Relisted | $99,900 |
| 2026-02-10 | Listing removed | $0 |
| 2025-11-05 | Listed | $99,900 |
Photo Gallery
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"https://ap.rdcpix.com/83bbd7975ab9a4bc1913428ae4442658l-m1110894393s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 104.83,
"monthly_cash_flow": 538.28,
"property_tax_rate": 0.0060999999999999995,
"_utility_allowance": {
"sources": [
"https://www.jcha.com/section-8-utility-allowances"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating, assumed to be electric based on other provided appliances. 'Ala Power' is selected as the most expensive electric provider on the schedule.",
"utility": "heating",
"allowance": 76
},
{
"note": "Property has central air conditioning. 'Alabama Power' is selected for consistency with other electric utilities and as the most expensive provider option.",
"utility": "cooling",
"allowance": 18
},
{
"note": "Property includes an electric water heater. 'Ala Power' is selected as the most expensive electric provider option.",
"utility": "water_heating",
"allowance": 46
},
{
"note": "Covers general electricity for lights, outlets, and the landlord-provided refrigerator. 'Ala Power' is selected as the most expensive provider.",
"utility": "other_electric",
"allowance": 56
},
{
"note": "Property uses public water. As the specific provider is not listed, 'Mulga' is selected as the most expensive option on the schedule for the county.",
"utility": "water",
"allowance": 109
},
{
"note": "Property uses a septic tank, so no public sewer utility cost is incurred by the tenant.",
"utility": "sewer",
"allowance": 0
},
{
"note": "Trash collection is a standard utility for a single-family home. As the provider for Adger is not specified, 'Fairfield' is chosen as the most expensive option.",
"utility": "trash_collection",
"allowance": 40
},
{
"note": "A microwave is not listed as a provided appliance, so an allowance for a tenant-owned unit is included.",
"utility": "range_microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.32,
"down_payment_amount": 19980.0,
"property_tax_annual": 609.39,
"property_tax_monthly": 50.78,
"property_tax_increase": 0.03,
"utility_allowance_total": 351.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": null,
"annual_cash_flow_after_debt": 78.89,
"property_management_monthly": 77.1,
"monthly_cash_flow_after_debt": 6.57,
"cash_on_cash_return_after_debt": 0.0
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the main house appears in good, mostly move-in condition for a Section 8 / NSPIRE inspection with minor interior repairs and routine system checks likely needed. Key safety concern is the boathouse: visible wood deterioration of decking/railings and rusted boathouse roof create a waterside safety/structural risk that should be repaired prior to tenancy or clearly restricted from tenant use. Missing/uncertain items that could trigger inspection findings include GFCI protection at kitchen counters, presence of a CO alarm (if required), and confirmation of working HVAC and hot water. With modest fixes (repair boathouse railings/decking, verify/upgrade electrical GFCI, confirm alarms and HVAC/hot-water operation) the property should pass NSPIRE/Section 8 inspection within 2-4 weeks; current condition likely requires minor repairs and documentation.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently refreshed: new carpet in living room/sunroom, painted walls, intact flooring and cabinetry. Kitchen appliances (refrigerator, electric range) are present in photos, so missing-appliance risk is low. Cosmetic wear is minimal. Primary visible repair need is exterior: boathouse decking/railing shows peeling paint and localized wood deterioration that will need repair/replacement. Carport, steps, and entry look serviceable. Overall mostly minor repairs and cosmetic work required."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 65.0,
"rationale": "A smoke detector is visible on an interior beam (good). Kitchen plumbing and sinks are present. No active interior water intrusion, collapsed ceilings, or mold staining observed. However: boathouse handrails and decking show deterioration adjacent to open water (trip/fall hazard). GFCI outlets near the kitchen sink are not clearly visible in photos (possible citation). No carbon monoxide alarm visible in photos (required where fuel-burning appliances/heating exist). Bedroom egress not shown but likely separate bedrooms exist; assumed compliant. Electrical panel and exposed wiring could not be inspected in images. These unknowns and the waterside railing condition reduce the safety score."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 70.0,
"rationale": "Vents visible in photos and ceiling fan suggest a central HVAC / forced-air distribution exists; however the HVAC equipment and water heater are not shown. Kitchen plumbing appears intact and kitchen fixtures present. The main house metal roof appears installed and generally intact, though the boathouse metal roof shows surface rust. Electrical outlets and covers are present; no obvious exposed wiring seen in interior photos. Given age (1944) systems may be older but visible components are serviceable; absence of equipment photos and panel location reduce certainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Yard and driveway are level and well maintained. Siding and exterior of the main house look serviceable, and a metal roof is in place on the house. The boathouse and its deck have visible wood deterioration: peeling paint, some wood rot on railing/posts, and some missing/loose trim along the waterline; these are safety and structural concerns because the structure sits over water. Retaining/sea wall along shoreline appears low and may need inspection for erosion. Overall the house exterior is good but the waterside boathouse requires medium-priority repairs."
}
],
"red_flags": [
"Boathouse decking and railings show visible wood deterioration and peeling paint adjacent to open water — potential fall/structural hazard requiring repair.",
"Boathouse metal roof shows surface rust and some exposed rafters/trim — possible future leaks and structural deterioration.",
"No visible GFCI-protected outlet at kitchen sink counters in photos — likely deficiency on inspection if not present.",
"No carbon monoxide alarm observed in provided interior photos (required where fuel-burning appliances/heating present)."
],
"confidence": 0.7,
"assumptions": [
"Main house has a functioning central HVAC system (vents visible) though exterior condensing unit and furnace/water heater were not photographed.",
"Bedrooms have code-compliant egress windows; not directly visible in supplied photos.",
"Entry door(s) have locking hardware and a deadbolt though not shown in images.",
"Electrical service panel is intact and properly covered (panel not photographed).",
"Hot water heater and plumbing are operational (jetted tub/shower mentioned in listing but not pictured).",
"Boathouse is on leased land per listing; boathouse condition may be the responsibility of the leaseholder/association but will still be considered a site safety issue if tenant access is allowed."
],
"overall_score": 69.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This waterfront single-family shows mostly sound interior condition and is likely to pass an initial HCV/NSPIRE inspection after a short checklist of verifications and small fixes (confirm HVAC operation, hot water, add/verify CO and GFCI protection, repair/secure deteriorated dock/boathouse railings). The primary risks are exterior/waterfront: the boathouse and shoreline retaining elements show visible wood deterioration and damaged railings which may trigger safety fails if not repaired. Plan for a focused mechanical and structural inspection prior to listing for Section 8 tenancy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 75.0,
"rationale": "Interior appears recently updated: new carpet in living room/sunroom, painted walls, kitchen cabinets intact and functional-looking. Appliances (fridge, electric range) are present. Minor exterior cosmetic issues (rust on metal roof panels, worn paint) and the boathouse/deck shows visible wood wear and peeling paint. No major interior finish failures visible. Missing small items (outlet covers, minor trim) are likely cosmetic only."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 65.0,
"rationale": "A smoke detector is visible on the living-room ceiling. Handrails are present on the interior stairs. No exposed wiring or obvious interior water intrusion/mold in photos. Unclear/not visible: carbon monoxide detector, electrical panel condition, presence of GFCI protection in kitchen/bath, and confirmed bedroom egress dimensions. The boathouse railing and some deck components show deterioration (splintering/peeling) that could be a safety fail if loose. Overall moderate NSPIRE risk: likely passable after adding/confirming CO detector and GFCI or replacing degraded dock railings."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 60.0,
"rationale": "No primary HVAC unit is visible in photos, though floor/return/grilles are present suggesting a central system exists; HVAC operation must be confirmed. Water heater, electrical panel and plumbing main are not shown. Metal roof is present but shows surface rust in places — appears intact but should be inspected. Plumbing fixtures and jetted tub are claimed in listing but not photographed. Given age (1944) and limited visible system evidence, assign moderate score pending verification of HVAC, hot water, water heater, and electrical panel condition."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 55.0,
"rationale": "House frontage, carport, driveway and yard appear level and maintained. However, waterfront features show deterioration: boathouse deck posts, decking and railings have visible wear/rot/peeling; shoreline retaining timber shows decay. Boathouse structural elements over water are a liability and may require significant repair. Metal roof shows rust but appears intact. Lease/leased-land for boathouse/boat slips noted in listing could affect access/maintenance responsibility."
}
],
"red_flags": [
"Boathouse/deck structural deterioration - visible rot, peeling paint and potentially loose railings (broken handrails/unsafe stairs risk).",
"Shoreline/retaining timber deterioration (possible seawall failure risk).",
"No visible primary HVAC equipment in photos (no confirmed heating system).",
"Unverified presence of carbon monoxide detectors and GFCI outlets (HUD/NSPIRE items).",
"Property uses leased land for boathouse/boat slips — potential tenancy/access/maintenance complications."
],
"confidence": 0.6,
"assumptions": [
"A central HVAC system exists and is functional (inferred from supply/return grilles visible) but unit operation was not photographed.",
"Hot water and water heater are present and functional (not shown in photos; listing references a jetted tub which implies hot water availability).",
"Kitchen appliances (refrigerator and electric range) shown are included and operational.",
"Smoke detector visible in living room is operational; additional detectors (bedrooms, hall) may be present but not photographed.",
"GFCI protection in kitchen and bath is not visible and is assumed missing until verified.",
"Bedrooms have compliant egress windows but exact dimensions and operation were not confirmed from photos.",
"Boathouse and dock are considered part of site but may be on leased land — maintenance responsibility may be limited and affects tenant safety/amenities."
],
"overall_score": 65.0,
"rubric_version": "ns_prep_v1"
},
{
"summary": "Interior unit is largely move-in ready: clean, updated carpets, functioning kitchen appliances visible, smoke alarm present and shows good cosmetic condition. Main concerns are exterior: the boathouse and dock show weathering, rusted metal roofing and deteriorated deck railings which present safety and repair issues that could be cited on inspection if tenant access is expected. Mechanical and electrical systems (panel, HVAC condensing unit, water heater, GFCI protection) were not photographed so operability is assumed but unverified. With targeted repairs (boathouse railing/deck repair or restricting tenant access, verify/install GFCI outlets, confirm HVAC/water heater operation and install CO alarms if needed) this property is likely to pass an initial HCV/NSPIRE inspection within 2–4 weeks. If the boathouse is part of the rented area and left unrepaired, it could cause a failed inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 75.0,
"rationale": "Interior is clean and recently updated in places (new carpet, painted walls, kitchen in good visual condition, appliances present). Minor cosmetic repairs expected (trim, paint touch-ups). Primary repair need is exterior boathouse/deck where paint is peeling and wood shows weathering/possible localized rot; that is a repair but not present inside the living unit. Overall unit shows only minor-to-moderate deferred maintenance."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "A hardwired/ceiling smoke alarm is visible in the living area (positive). Interior stairs have a handrail and interior guardrail appears present. Bedroom and living areas appear to have windows for egress. However I do not see visible GFCI outlets in the kitchen (photographs show standard outlets), CO alarm presence is not confirmed, and the boathouse/dock shows deteriorated railings and weathered decking over water which is a safety concern and could be cited if tenant access is expected. Electrical panel, main entry deadbolt, and plumbing/hot-water operation were not shown. These unknowns lower the score to a moderate risk level."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 65.0,
"rationale": "Vents and registers are visible (suggesting central HVAC present) and the kitchen has functional-looking appliances (electric stove, refrigerator). Listing says metal roof on the home (good) and photos show a metal roof on the boathouse with visible surface rust. No condensation, active leaks, or failed plumbing are visible in the interior photos. The electrical panel, water heater, and HVAC equipment were not shown, so operability is assumed but unverified — moderate risk remains from uninspected mechanical components and the rusted boathouse roof/structure."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard, walkways, docks",
"score": 60.0,
"rationale": "Yard, driveway and concrete walk appear level and well-maintained. Main house exterior and carport look serviceable. Significant concerns exist at the waterfront boathouse/dock: weathering, peeling paint, rusted metal roofing, and visibly worn/rot-prone wood at deck edges and handrails. Shoreline timber retaining detail shows wear. Because the boathouse and dock are on/adjacent to the property and accessible from the yard, these elements reduce the exterior/site score."
}
],
"red_flags": [
"Deteriorated boathouse/deck framing and guardrails over water — visible weathering and probable rot (safety hazard, possible inspection fail if accessible to tenants).",
"Rusted metal roofing on boathouse indicating advanced surface corrosion (may indicate need for roof/structure repair).",
"No visible GFCI outlet in kitchen photos (potential electrical/code issue).",
"Major mechanical/electrical equipment (HVAC unit, water heater, electrical panel) not shown — operability unverified (inspection risk)."
],
"confidence": 0.65,
"assumptions": [
"Main house has a functioning central HVAC system (vents/registers visible) and operational hot water, though units were not pictured.",
"Smoke detector seen in photos is functional; additional detectors (bedrooms, exit paths) may be required and are not visible.",
"Kitchen appliances shown (refrigerator, electric range) are present for tenancy and in working order; missing/failed appliances would be an easy-to-fix capital issue.",
"Electrical panel condition and branch wiring condition are not visible; assume standard safe wiring unless otherwise reported.",
"No active interior water intrusion or mold observed in photos; waterfront location may increase long‑term moisture risk but none is obvious inside.",
"Boathouse and dock are accessible from the property and therefore within scope of site inspection; the boathouse appears to be on leased land per listing which may affect landlord obligations but still represents a safety exposure if tenant access occurs.",
"GFCI presence in kitchen/bath not confirmed by photos and is therefore assumed absent until verified."
],
"overall_score": 66.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "345 Saint Charles Ave, Adger, AL, 35006",
"aggregate": {
"summary": "Overall the main house appears in good, mostly move-in condition for a Section 8 / NSPIRE inspection with minor interior repairs and routine system checks likely needed. Key safety concern is the boathouse: visible wood deterioration of decking/railings and rusted boathouse roof create a waterside safety/structural risk that should be repaired prior to tenancy or clearly restricted from tenant use. Missing/uncertain items that could trigger inspection findings include GFCI protection at kitchen counters, presence of a CO alarm (if required), and confirmation of working HVAC and hot water. With modest fixes (repair boathouse railings/decking, verify/upgrade electrical GFCI, confirm alarms and HVAC/hot-water operation) the property should pass NSPIRE/Section 8 inspection within 2-4 weeks; current condition likely requires minor repairs and documentation.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently refreshed: new carpet in living room/sunroom, painted walls, intact flooring and cabinetry. Kitchen appliances (refrigerator, electric range) are present in photos, so missing-appliance risk is low. Cosmetic wear is minimal. Primary visible repair need is exterior: boathouse decking/railing shows peeling paint and localized wood deterioration that will need repair/replacement. Carport, steps, and entry look serviceable. Overall mostly minor repairs and cosmetic work required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 58.3,
"rationale": "Yard and driveway are level and well maintained. Siding and exterior of the main house look serviceable, and a metal roof is in place on the house. The boathouse and its deck have visible wood deterioration: peeling paint, some wood rot on railing/posts, and some missing/loose trim along the waterline; these are safety and structural concerns because the structure sits over water. Retaining/sea wall along shoreline appears low and may need inspection for erosion. Overall the house exterior is good but the waterside boathouse requires medium-priority repairs."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 63.3,
"rationale": "A smoke detector is visible on an interior beam (good). Kitchen plumbing and sinks are present. No active interior water intrusion, collapsed ceilings, or mold staining observed. However: boathouse handrails and decking show deterioration adjacent to open water (trip/fall hazard). GFCI outlets near the kitchen sink are not clearly visible in photos (possible citation). No carbon monoxide alarm visible in photos (required where fuel-burning appliances/heating exist). Bedroom egress not shown but likely separate bedrooms exist; assumed compliant. Electrical panel and exposed wiring could not be inspected in images. These unknowns and the waterside railing condition reduce the safety score."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 65.0,
"rationale": "Vents visible in photos and ceiling fan suggest a central HVAC / forced-air distribution exists; however the HVAC equipment and water heater are not shown. Kitchen plumbing appears intact and kitchen fixtures present. The main house metal roof appears installed and generally intact, though the boathouse metal roof shows surface rust. Electrical outlets and covers are present; no obvious exposed wiring seen in interior photos. Given age (1944) systems may be older but visible components are serviceable; absence of equipment photos and panel location reduce certainty."
}
],
"red_flags": [
"Boathouse decking and railings show visible wood deterioration and peeling paint adjacent to open water — potential fall/structural hazard requiring repair.",
"Boathouse metal roof shows surface rust and some exposed rafters/trim — possible future leaks and structural deterioration.",
"No visible GFCI-protected outlet at kitchen sink counters in photos — likely deficiency on inspection if not present.",
"No carbon monoxide alarm observed in provided interior photos (required where fuel-burning appliances/heating present)."
],
"confidence": 0.92,
"assumptions": [
"Main house has a functioning central HVAC system (vents visible) though exterior condensing unit and furnace/water heater were not photographed.",
"Bedrooms have code-compliant egress windows; not directly visible in supplied photos.",
"Entry door(s) have locking hardware and a deadbolt though not shown in images.",
"Electrical service panel is intact and properly covered (panel not photographed).",
"Hot water heater and plumbing are operational (jetted tub/shower mentioned in listing but not pictured).",
"Boathouse is on leased land per listing; boathouse condition may be the responsibility of the leaseholder/association but will still be considered a site safety issue if tenant access is allowed."
],
"score_method": "mean_of_criteria",
"overall_score": 66.8,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "9399279438"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.